republicans don't want to catch turned -- >> let me just point out to you -- le jobless claims come out tomorrow. fox business will have it. ashley: melissa francis is next. melissa: i'm melissa francis and who made money today. anyone refusing to believe this rally peaked. the fed released the fomc minutes early. they gave little time that the fed will end stimulus measures anytime soon. the news helped set stocks soaring. the dow set a new record high, the 13th for the year. if you owned shares of metropcs. shareholders balked at a takeover bid by deutsche telekom but reportedly planning to sweet the deal with a new offer. shares of metropcs jumped more than 3% on the news. they're up 16% this year. congratulations. also making money justin timberlake as if he needs it. he opened a tribute to soul

music at white house. he is definitely not singing the blues today. his new album, the 2020 experience, is at the top of the billboard chats charts for the third straight week. even when they say it's not it is always about money. melissa: so we start tonight making you money. the bitcoin is going bananas. we told but the virtual currency and its meet record i can rise last thursday. do you remember this? >> i remember when i was trying to encourage people to buy bitcoins i first publicly recommended it around a nickel a coin. now it is $133. so those people who, would have followed that advice, they would have been able to participate in perhaps one of the largest bull markets in history. melissa: well, if you actually bought it after hearing that on our show you could have doubled your money.

if you sold earlier today. last thursday, bitcoins were selling for about 130 bucks. earlier today, they hit an all-time high of $266 for a bitcoin. don't get too excited. the price fell off a cliff this afternoon. right now, one bitcoin is going for $180. i got to tell you, this price is changing by the minute. if you want to know more and maybe make some money we've got you covered on this crazy thing. with me spencer patton, chief investment officer at steel vine investments. we also have david barrett, founder and ceo of expensivefy a report company that uses bitcoins to reimburse their clients. interesting. david, let me start with you. have you been following this today? bitcoin has gone bit bananas? >> certainly i think today is the big day for bitcoins certainly. i guess i think there is a lot of overreaction for the market correction here. it is less about people saying about it coin being hacked but that is certainly not true. what happened, much more

like the facebook ipo we're basically nasdaq slows down, affected price of currencies. facebook is fine. facebook is unaffected. same way bitcoin is fine. the company that hosts it out of japan has been taken over by a silicon valley startup. i think we're in very early days of a exciting new market. i think there are still twists and turns to be had. i think as the market stabilizes things will get better. melissa: spencer, twist and turns to be had. i'm ready to vomit what happened today. it has been all over the map. try to go on the site to see what prices are, go to exchanges where you buy and sell them, they seem like they're very hard to deal with today. when you look at web, there is denial of service attacks. hard to tell what is really going on. what's your take? >> boy, this is time to get out. if it is bitcoin you will have no coin in a very short period of time. it will be true. you're down 40%, this currency is flawed, it really is not a place that you want to be. but what it does show that people are very willing to

embrace an alternative currency. people are tired of the fed printing. tired of the yen crashing. tired of european banks coming in and just taking your money. so it shows a good theme but it is not the place it put your hard-earned money. there is no confidence in this currency when a dos, denial of service attack can come in and knock this thing down 40% in a heartbeat. melissa: david, i'm a little nervous about my currency when it is trending on twitter. that makes me feel like, not really necessarily that reliable. if you're reimbursing your clients at bitcoin, how did you deal with that today, for example, when earlier today, people were excited, it was 266 bucks. then it falls to whatever it is right now. you have to check it every minute. how do you work with something that is that volatile? >> well, sure of. i think what you're pointing to the volatility is the key to handicap if you will bitcoin right now. certainly the longer you spend here, keep your currency in bitcoin the more volatility you're exposed

to. what we advise our clients is to coordinate so you make your purchase and make reimbursement back into the native currency as fast as possible to minimize exposure to the volatility. melissa: spencer, what do you think about that? does that make you feel more secure or more nervous about this? >> it makes me more nervous. that is like handing somebody a dollar bill on fire and run to the bank and cash it in before it burns up. i think it is a great concept in general. showing that there is shifting psychology but bitcoin, it is kind of cast at 21 million. that is all that can be in circulation. you could have some, you could have --. melissa: spencer, i want to stop you. do you believe that by the way? i will will ask both of you this. this is currency supposed to be mined by computers, using algorithms. there are a lot of algorithmic computers out there trading the market, working on this beating it in the stock market. couldn't somebody turn their computer on the bitcoin market and mine more than is

supposed to be out there? do you trust there is finite amount? spencer you go, then you david. >> i don't trust it. i would never be in the currency. it could explode in any different direction. ultimately it will go the way of tulips and come back down in this bubble. i don't think it is likely to last very long. it is a trading momentum market right now. melissa: david, what do you think on that front? >> we bought tulips in the market this weekend and they're beautiful. no, the market is very early, no doubt. i think the algorithmic structure behind it is very sound. none of the issues people are talking today have anything to do with bitcoins. has to do with markets trading bitcoin. if stock market got invented yesterday and nasdaq was a basically a new company, sure it will have stumbles. nasdaq does not reflect the market. it is trading market. i think it is stable thing in terms of structure of algorithms behind it but really a matter these are early days. i think the long-term trend

people like bit kin. are -- bitcoin. people like the notion of virtual currency and i think it will have a place in a every portfolio in the future. melissa: people are making money, people are losing money. that's why we want to make sure our audience knows what is going on. we thank you both for coming on and helping us it figure it out. here is our money question of the day, would you trust any investment that doubles your investment in a week? everybody wants reward and not the risk. you have to be in it to win it, baby. we want to hear more from you. like us on facebook.co facebook.com/melissafrancisfox. or follow me on twitter at melissa a francis. a lot of bitcoin on twitter. moving something that moves the market. jpmorgan shareholder letter by chairman jamie dimon. he addresses the london whale disaster and the state of our housing markets, dimon is pretty much bullish. this is the part that really got my attention. he says that our country needs to be prepared for the

impact of haven'tal, quote, rapidly rising rates potentially even worse than we have seen in recent history unquote. here to break it all down is jim senegal who follows jpmorgan for "morningstar". what jumped out at you from this letter? >> you know i think this letter is classic dimon. as you pointed out i started off apologizing for some of the mistakes the bank made this year. in all honesty it was a big year for mistakes at jp. not only the london whale. they had some other regulatory issues. even the stress test that came out a few weeks ago. they had only conditional approval. regulators wanted them to improve some of their internal procedures. i think the fact he once again apologized for what they have done wrong, but then laid out a kind of optimistic plan for future i think, classic dimon. melissa: yeah. we'll hear hear more about all the things you talked about. even they have really turned around their mortgage business and done some impressive things there but focusing on just the letter because of course they have earnings later this week, we'll get to all the details

then, what do you think about his comment we need to prepare for e impact of eventual rapidly rising rates that we haven't seen in recent history? that's pretty ominous. >> it is but i think it wasn't that dimon was predicting rapidly rising rates. he looked back at a couple scenarios, 1994 being being one of them where the banks were not prepared for a rapid rise in interest rates. i don't think anyone is come place enin the lower rate market. all the banks are positioning themselves that way because they have been burned before. dimon point out although jpmorgan would make about $5 billion from some positions they put in in anticipation of higher rates that would offset some of the negatives that would come along with it. i think it is a matter of being prepared for that environment rather than an outright prediction. melissa: you don't think he is making a comment about the fed eventually getting out of its position? >> i think it was somewhat of a comment. quantitative easing --. melissa: there is so much concern they built up this huge balance sheet.

they have more than $3 trillion. can they get out of it in a way it doesn't make the market gyrate and do all kinds of crazy things? a lot of people are worried about and and asked chairman bernanke about that and he said he can do it in a slow way. do you think this is a comment on that. >> it is a little bit of a comment on that. it is a grand experiment on quantitative easing we've run over the last few years and i don't think anyone knows how it will go when we try to reverse it. dimon pointed out rates could start rising even if the economy doesn't heat up. and that would be a real problem, kind of a stagflation airy environment with same high unemployment and low growth we have now but higher interest rates at the same time. melissa: he took another shot at fed policy. he said about quantity quantity that it is medicine that is untested and it may have severe after effects. what do you think about that? >> i think that's exactly right. a few years ago we had the choice between giving no medicine and giving a medicine we were uncertain

if it would help or hurt. it's debatable how much quantitative easing has hurt. some people would say it helped the economy. it prevented a much worse outcome. other people, and dimon was alluding to this, pointed out we could have a really bad outcome if interest rates start it rise and people finally get worried about the impact of all this money printing. melissa: what is your preview for the earnings report later this week? >> i think it could be a surprisingly good quarter for the banks. the market is near or at an all-time high right now. the housing market we've seen improving data there. that is something that has's been a drag on bank earnings the past few years now. if losses are lower, expenses related to servicing, all those bad mortgages are lower, at that could be another positive sure advise -- surprise. melissa: okay. >> troubled banks, b-of-a and citigroup took charges in fourth quarter that could position themselves for a good first quarter. melissa: jim, thanks for coming on. >> thanks for having me.

melissa: time for the fuel gauge report. oil inventories at the highest level since 1990. stock puls climbed by 2 a,000 barrels according to the -- 250,000 barrels. stockpile increase was less than expected. following the news oil prices rose for the third straight session, settling at 94.64 a barrel. the rising stock market had an influence on that as well. conocophillips will delay oil drilling in the arctic. conoco planned exploratory drilling off alaska's northwest shore in 2014. uncertainty around new federal regulations are giving it pause. the company says it won't drill until it is confident it met the latest requirements. coming up on "money" why president obama's new budget plan sounds a lot like a war on money. our all-star star power panel is here to break it down. apple is struggling to get its mojo back but is

partnering up yahoo! a smart idea? a top tech expert smells desperation in the air and he will tell us why. more "money" straight ahead. ♪ .

♪ . melissa: it is all over the news. no not bit coins. the president released his new budget today but here on "money" we dig into how it affects you and your money. from some angles it is looking look a war on money. three of the biggest opening shots target money. income tax on households over a million dollars. that is known as the "buffett rule". there is million cap on iras and tax deferred private savings and hit on private equity financial capital and financial managers and limited partners would pay earned income tax on carried interest. let's go to the money power panel. we have a rich unger, forbes contributor. you recognize him. jonas nas max ferris market watcher and wonderful stephen hayes from the "weekly standard", a fox news contributor. welcome all of you to the

show. jonas, let me start with you. is this a war on money? >> raising taxes it is a war on money. you're taking people's money on government. we'll need a war on money to close a massive budget deficit. it is definitely taxing a lot of different areas in subtle underhanded ways. not like a flagrant bracket increase like deduction limit. very complicated only deduct to 28% at certain levels of ira's get hit. melissa: yeah. >> my biggest problem that not we'll need knows to close the gap, it is to solve the world revenue problem with top 1% of country. we will need similar measures across the board. middle class people take massive deductions to the point they don't pay federal income tax. we'll need a minimum tax rate bracket there as well as high. melissa: rich, does it feel subtle to you? the attack on money is it subtle? >> no, i don't think it is subtle. it is largely setting up a political argument the president prosecuted quite

successfully in the 2012 re-election that we'll ask the rich to pay, quote, unquote fair share despite the fact he asked them to pay $628 billion more with the fiscal cliff deal. this is basically setting up a political argument. i think it is an attack on wealth and an attack on money and i think it is bad economics. what this doesn't do, it doesn't really address the sub stand sieve structural problems with the entitlements which are the drivers of debt. melissa: go ahead, rick. >> i can't help but notice that none of you mentioned the entitlement cuts. he agreed to a chained cpi which by the way both speaker of the house and majority leader, i'm sorry the minority leader in the senate both said if you gave us chain cpi, in fact mcconnell added, if you would change medicare so that wealthy people are paying more, that would be the environment for which they could consider revenue increases. the president gave them exactly what they asked for and what did they doing? melissa: sit it is not a war

on money. >> suddenly a war on money when he did exactly what they wanted. melissa: your job to make money for wealthy clients and defend their wealth. >> right. melissa: how do you respond to this, whether it is a war on money or not, how do you move things around to respond what you saw today? >> let me give you a real-life example. a client called he had two concerns. on the phone with his cpa and wanted to know the impact on his taxes if he maxed out his retirement plan contributions. and wanted to know what it would cost him to make the contributions for his employees. he has 25 employees. the second thing he wanted to l me know was, if this act goes through, next year if he can't deduct his contributions to his own employer plan for himself, then that is the end of his contributions for his employees. he has 25 employees. been very generous to them, making profit sharing contributions and matching contributions also in the 401(k) plans, if that goes kaput, imagine impact on those 25 families that work for him. trying to stick it to

wealthy. >> each one much employees would have to have 3 million in the in the account. there is nothing that stops anybody from contributing more to their retirement. simply saying once you hit three million, what you contribute will not be tax deferred beyond that point. melissa: richard, is that the way you understand it. >> that is the way but the motivation is gone. if there is no tax motivation for the owner to make a contribution, then he is not going to make a contribution for his employees. if he doesn't make one, they're not going to make one. >> you mean he is only motivated if he gets more deductions? he is only motivated if he personally gets more deductions? >> he is running a business. not a charity. >> i see. >> this is not part of their compensation. melissa: let's other guests weigh in as well. steve, what do you think of this argument. >> well, look, it doesn't surprise me that would be that kind of a trickle-down effect. the business owner that he described is certainly well within his rights if i don't get deduction above three million and keep the money for myself and not agree to

make contributions to his employees that is totally fair argument and reasonable one. >> absolutely. melissa: jonas, the overall question what does it mean for the economy going forward? as we hear these arguments what individuals would do, does the overall plan seem like it is something that will help grow the economy or not? >> anytime you raise taxes it will be a drag on the economy. i will say --. melissa: that is not what liberals and democrats say. they say if you raise taxes that they're going to go in and spend money, the government will spend money in another way and create demand. maybe they're creating demand with money they're taking away from spending. >> if they raise taxes, look, i will say, it also hurts the economy if the government goes broke like greece. i will say, in a weird way limiting ira contributions, i manage ira's for a living. i don't want to totally see them go away a little ridiculous people have $50 million ira's. that is not the point of the whole thing. if you remove that deduction

that money will become consumption. you're tax defering idea to defer consumption. it will boost the economy for the deduction on some level. i'll not saying it is always good policy to do that. it will counter effects. previous guests comments those are good cuts to social security to balance this budget on both the revenue side and spending cut side there is not enough to get us out which is why the debt will not go away. melissa: it is a drop in the bucket but something and very small and doesn't hardly get you there at all. >> jonah makes a great point it will increase some shun right now. he may or may not be right about the policy side. if the money is not going into retirement, something that troubles me that it will be spent today. melissa: appreciate the discussion. up next on "money," is apple getting desperate in the midst of trying to regain its goal? it is at that talking about a partnership with yahoo!. we have two top experts here whether this plan is the best move. plus new reports out of north korea say a missile

launch is expected to happen at any time. we'll talk about you who the u.s. can strike back to bring the regime to its financial knees. don't go away. do you ever have too much money or too many bitcoins.

melissa: has apple lost its cool? a new partnership reportedly being discussed between the tech guy apt and yahoo! all about integrating yahoo! web services into apple i phone and i pads to help regain their glory. would that make you spend money? yahoo! isn't exactly the hippest tech company out there. who would really benefit here? let's take that question to our tech experts, rob enderle of the enderle group and rob etinger.

thanks to both you guys joining us. rob, i will start with you. what do you make of the potential partnership? >> i think both yahoo! and apple are grasping at each other hoping for help. yahoo! is getting better over time but clearly fallen a long way from the highs last decade. apple has lost about a third of its value. cook is getting desperate that is the00 billion. any ceo losing that kind of value is probably wondering where his next paycheck will come from. i think it is causing the two companies to come come together. don't forget apple hates google and combining with yahoo! would dig a knife into google's side. melissa: john, yahoo! lost stock value but i don't know it lost coolness and cachet yet. has it? >> it is definitely losing to google but the desperation ainge gel i think is overplayed. what is not mentioned apple has a deal in place with google to provide google

search as default search engine inside of ios. yahoo! and bing are still there as well. apple and google are still well-ensconced despite the recent involvements of the two companies going head-to-head very publicly. melissa: rob, what do you make of apple's stock position? that is scary chart for investors of the doesn't make them happen at all. there is story out of foxconn, blaming 19% year over year decline in sales on disappointing iphone demand. seems like apple is hurting. >> it does. i mean recognize that tim cook was never the ideal guy to run apple. he is anti-steve jobs. he was in apple to do all the jobs that steve jobs didn't want to do. the steve jobs put him in the role largely up until the very end steve jobs was going to come back and the board without hesitation would pull tim cook and put steve jobs back in which would have been correct had he lived. until the board understands

the mistake they made and need a person to run apple to manage a premium brand i think apple's glory days are behind them. melissa: that is rough. john, do you agree tim cook is not the guy and they need someone else and board needs someone else? >> i wholeheartedly disagree with that. tim cook had missteps and need look no farther than the apple maps. the next two apple smartphones, whether the iphone or the lower price phone that might accompany. the current pipeline is still steve jobs's baby. tim cook is numbers guy than tin know vision guy. he has put guys in innovation. john any ives running ios development. scott forestall is really one of the reasons why ios stalling and perhaps perception of apple losing their cool factor. melissa: i guess. rob, look no further than the iphone. samsung is coming out really taking market share, really showing a lot of growth.

what should they be doing in the global device market? >> what samsung is doing is destroying apple's image of value at a premium lemm. they're basically saying hey, for a lot less money you can get equivalent or better phone. people are looking at the iphone now saying why are we paying two to three times as much for this? we certainly saw the ipad mini start to stall real early on, why are we paying 60% more for an ipad mini? it is all perception but samsung is hitting them very hard in perception. cook doesn't have the skill set to deal with. there is question whether jobs could. he understood the difficulty. he traed for years how to handle and manage perception. cook just isn't that guy the difficulty is you have lost this key skillset and you haven't backfilled it. until they do i think they're in trouble. melissa: john, what is the number one thing apple should do right now? >> apple needs to come out swinging from a marketing standpoint. from what rob mentioned about samsung is dead on. samsung has done an incredible job going to

apple core users and elite users. apple needs to come out with a huge innovation not necessarily on the hardware side but software side. they have been resting on laurels with ios the next iteration. io 7 need a complete overall and features android has with wigits and quick way to review information and innovation they haven't had in recent years. melissa: jent, thanks very much. >> thank you. melissa: north korean missile launch is imminent according to u.s. officials but a fresh strike on the regime's finances could end the standoff. we'll explain that. "piles of money" is coming up. [ male announcer ] how can power conmption in china,

impact wool exports from new zealand, textile production in spain, and the use of medical technology in the u.s.?

at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 75% of our mutual funds beat their 10-year lipper average. twe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. melissa: no matter what time it is money is always on the move. shares are climbing of a hours. fiscal fourth quarter earnings after the bell and were in line with expectations. they gave cautious optimism for the coming fiscal year. there you go. to the latest chapter on the frightening standoff between north and south korea. the word is u.s. officials are highly confident that north korea is ready to test a medium-range missile which could reach guam or japan. can the u.s. and the international community put its money where its mouths are and put a stop to it? here with me is richard grenell. former spokesperson for the

last four u.s. ambassadors to the u.n.. that's a lot of work. >> that is eight years. melissa: what do you think about this? i mean, do you think, first of all do you think it is imminent? that's what that language makes it sounds like? >> i think it is imminent? >> really? >> if you look at the history of kim jong-un we have seen him really flex his muscles over last several years. in 2010 they went after a south korea submarine and killed 42 submarine sailors. a couple months later they shelled an island and killed four people. they tested this last december and a long-range missile most people believe to be satellite but officially we're calling it an unknown object into the earth's atmosphere. theyre clearly testing the wars. the idea that the obama administration keeps saying we shouldn't respond because we might escalate the problem, i think we've seen in the '90s that when you don't respond like in the

middle east, that al qaeda became stronger. melissa: becomes stronger and stronger. so what is the proper response here? what should we physically do? >> i think we shoot anything down? melissa: really? >> if the north koreans will launch medium-range and long-range missiles we shoot it down. we show them we can do it and take it very seriously. melissa: what is the risk of that. >> some people think the risk is escalate but you have to calculate the risk of doing nothing and we've been doing nothing for a long time. if you go back to the beginning when kim jong-un came into power, secretary state at the time, hillary clinton actually cut a deal. she told us i think i've got a deal with the north koreans. so we'll give them food aid. in return they will give up their nuclear weapons. well, we didn't even get the food together before the whole deal fell apart and she looked silly and weak. melissa: that's why a lot of people don't necessarily take this seriously. they say, you have heard this said on various shows. he is a child having a

tantrum. he wants something whether food or money or aid, whatever it is so he is throwing a tantrum. once we go in and give it to him he will calm down and there is nothing to worry about. >> is that what you do with your kids? melissa: no, no. >> exactly. melissa: although with my kids i ignore them. you're saying that is not a good thing to do here. >> you can ignore them up to a point. there is also a line that they cross where you have to respond and have to respond as a parent the international community has been multiple resolutions on north korea. we've been waiting. we've told him that he can't have these weapons. that he shouldn't be testing. more needs to be done and i think we can lean on china. not a lot of people are saying that we need to pressure the chinese but i think should go to the chinese and say enough is enough, get them in line. melissa: this is the question i'm asking everyone on this story. when you watch late-night tv, watch "saturday night live", watch this and that they're making fun of this guy. they're saying about his missiles. take that, you middle of the

ocean i heard someone saying yesterday. why do we laugh and mock this situation, this nuclear situation but when it comes to iran, everyone has a totally different outlook? is this not a serious threat or is there something, what is the psychology behind that? >> well i think easier to say dennis rodman than ahmadinejad. melissa: yeah. >> so probably we understand it more. kind of, a joke. melissa: yeah. >> but i think the point is with the iriranians it is religious issue. that is extremism we have to be very careful. with north korea it is not a religious issue. >> why does that make a difference though? >> it makes a difference how we feel. our gut reaction it seems more dangerous. melissa: yes. >> clearly the north koreans it is a dangerous situation. they sold their technology, their know how to the irrainsians and others so they're proliferators. we need to take them seriously whether it is a mid or long-range missile. melissa: richard thanks for

coming on. the ceo of a company revolutionizing cloud computing for businesses is here. stay right where you are. at the end of the day it is all about money. ♪ . this is america. we don't let frequent heartburn come between us and what we love. so if you're one of them people who gets heartburn and then treats day afr day... block the acid with prilosec otc and don't get heartburn in the first place! [ male announcer ] e pill eachmorning. 24 hours. zero heartbur

♪ . melissa: this sky is the limits for the cloud and one company is transforming the way you plan for your business. whether budgeting small businesses expenses or running a multinational company you can say good bye to spreadsheet hell. this plan helps users stream line the planning process to collaborate with colleagues. the end goal is to help you make more money. what is the point if not that? joining me with the breakthrough idea, the ceo and president. thanks so much for coming on the show. >> thanks for having me. melissa: everyone says they have a disruptive technology. that is the buzz phrase. why is this disruptive? >> that's a good question. disruptive in the sense that, well if you look at the context of organizations today they're hit by incredible amount of change. change in commodity prices volatile market. melissa: that's true. >> their competitive

landscape is evolving very, very rapidly. they have to constantly adapt their strategy and collaborate very tightly with stakeholders to execute and constantly refine how they're going to mark the. melissa: how do you help them do that day-to-day? what is the practical way you help them do that? >> you provide a single-engine that allows them to collaborate in realtime. you talk about spreadsheet hell. most decisions are made through collaborating through spreadsheet and sending that through e-mail. not the most efficient way to collaborate. we provide cloud based platform with technology that basically allows them to collaborate in realtime. if you want to top down, reconcile the issue with buzzwords, think about a strategy. we'll tackle a new product. release a knew market. get real time from tweet sphere we don't reich the new product. how do you react in realtime? you have to provide food back from consumers.

you have to provide all the kind of mechanism tossed a adapt through the moving market conditions. melissa: it makes me nervous to put my proprietary information in a cloud and have it managed somewhere else not by my own company. how do you solve that problem? >> we get that question quite often. the reality, the initial push back is, look, how you're managing security today? if most of your confidential information is going through e-mails, you know, and spreadsheets that is not really secure. nothing stops an employee from taking the data and running away with it. however if you're working in the cloud you're providing your customers with the assurance you're putting a lot of efforts into security. so we're doing penetration tests on a constant basis. from our largest ana plan customers are security companies. they're also very careful and they help us constantly improve the security level. melissa: you talk about your clients. you have huge clients. whole foods, kimberly clark, diageo, mcafee. a lot of people that have very big businesses that are very worried about security.

how do you save people money? i understand how collaborating would make you money. is this cheaper? >> no, you save money because think about a very operational plan. you're trying to make yourself and your people more effective. if you get 1%@entertainment, get people 1% more productive because they're aligned to what matters in the market at a given point in time they're focusing attention in realtime to what you really want them to focus on. that is immediate impact on the top line. it is also ability to understand the customer profitability and your channel profitability and constantly adjusting your strategy to be where the money is. melissa: it is very cool. we like to highlight breakthroughs. it is called ana plan. thanks for coming on. >> thank you for having us. melissa: remember "sully" sullenberger and the miracle on the hudson plane landing? the sequel may be coming to laguardia airport. a judge's ruling could have birds flocking to the skies around it. we have the absurd details. you can never have too much money. ♪ .

at a dry cleaner, we replaced people with a machine. what? customers didn't like it. so why do banks do it? hello? hello?! if your bank doesn't let you talk to a real person 24/7, you need an ally. hello? ally bank. your money needs an ally.

♪ . melissa: time for a little fun with "spare change", my favorite part of the day. today we're joined by an all-star team. julie roginsky, did i say that right? never.

>>? never. melissa: adam shapiro. >> like pretty woman. whatever you want it to be. melissa: right. in new york is close to getting a new way to transfer ability. birds that cause plane crashes. they threw out a lawsuit to prevent it from being built because of the danger were strikes. do you think this will be built next to the airport? >> i do. if it attracts the birds away from the 91st street transfer facility to laguardia, i will fly out of jfk. >> i feel like every time i go to jfk, it smells. how dare you. i would never.

>> he still calls it islip. an old name for jfk. melissa: so using they will go through with it? >> yeah, the faa approved it. talking to people a few years ago. melissa: crazy. can you ever be too successful? ben & jerry's website crashed yesterday from too many ice cream lovers. ben & jerry's was giving away free ice cream. turned out so many people went to the site that it crashed. did you get free ben & jerry's yesterday? >> what is wrong with these people. you want it so badly you are trashing the website? >> i didn't know about it. melissa: i heard about it yesterday, i was driving the car and i heard it, a beautiful day, the weather was fantastic, go online and you can find the location.

i was tempted to do it, but i forgot about it when i got out of the car. >> i cannot believe you drive the 10 blocks from your house to hear. melissa: you didn't get ice cream yesterday? >> i didn't. i'm at that age are not supposed to have ice cream on a regular basis. melissa: what are you talking about? i like chocolate chip. remember these guys? occupy wall street. they took the city by storm in 2011. now the n.y.p.d. has to pay them more than $360,000 for property damage like the 5000 out. the police have to reimburse the group for more than $200,000 in legal fees.

what do you think? >> i don't like trashing books. no reason to confiscate books, n.y.p.d. why are they confiscating their books? melissa: i feel there is more to the story than that. >> i got to go down and experience that wonderful event. the n.y.p.d. should not have thrown out the books, as long as n.y.p.d. has to pay occupy wall street, all the businesses around there that lost business, occupy wall street should pay them for what they lost. melissa: word is alec baldwin is in talks to join the late-night lineup reported he would most likely join "last call" which is a program starring carson daly. what do you think of that? >> this is not a good thing for you.

i do not like alec baldwin, but i love jack donaghy, the character. >> is that his character? >> jack donaghy is the bomb. if he did it in character, i would watch it. melissa: it would be worth watching when he finally blows up. i don't mean in general because he does that all the time. he is normal for a while and explodes and rants. >> should we put some money down on how long before he blows up on a guest? >> depends on who the guest is. alec baldwin has a talk show already on public radio, but my first reaction when i saw this, they call it raised counting. but all they need is another white male guy. they are unrepresented. so it is about time.

melissa: so there you go, all right. we told you last night that jay-z is becoming a sports agent, but he will have to turn over his ownership in the brooklyn nets. he has already started the process and will hopefully have it done by june, just in time for the nba draft. what do you think? >> who is going to go to brooklyn now? this is exactly the discussion to stay in jersey. >> the pictures we're looking at now is him and beyoncé going to cuba, which caused a lot of controversy. >> show me the money. anybody who has had to deal with an agent, it is about the money, jay-z will make some money. melissa: what he needs is another dollar. >> or another bit claim. melissa: