he's adorable. >> feature nba star. melissa: adam, i demand people want try and your mouth. >> of the more than one fried. melissa: that's all the "money" we have read today. you will see becker tomorrow. gerri: hello, everybody. [laughter] lawmakers try to tackle sexting and driving. have access to your phone without a warrant. also, america's worst charity. you will show you how not to get scant. in your medical privacy at risk. just how easy is it to happen to your medical records tonight we will do it. >> here is the patient records. gerri: that's my name. gerri: you're watching out for you on "the willis report."

gerri: our top story tonight, the other big privacy case that you are not hearing about. a lawmaker wants to give the police the power to search your cell phone. after you have been in a car accident. the measure would allow got to go through your cellphone, natural through without a warrant to see if you're talking on the phone and testing of the time of the accident. is this a sensible policy making our the trampling on our constitutional rights? with us now, privacy attorney. thank you for coming on the show. great to see you. so, look. i see both sides of this. 28 percent of all traffic crashes. nearly. i found this to be amazing. testing and driving kills more teens each and every year than drinking and driving. how can you be against something, anything that my stop this problem? >> well, i'll tell you. is nice to see you again. i would not solve one problem by

creating another problem. just because you're in a traffic accident are just because you're in an automobile crashes on the news to give up your rights to the fourth amendmeet. there is no evidence of a crime is because you been in the crash. even if they get yourself on records, that doesn't necessarily mean that anybody was distracted by the fact there were using their cell phone or on a call the time. listen to my no when certain corners in this country it is fashionable to try to give up our fourth amendment rights. this the other week the supreme court said it's okay to take a swab of your cheek if you're arrested for serious offense. i think that we have to hold the line. even if they're in a car accident this should not necessarily give up their rights. gerri: let me tell you why they're so interested. they have a ton of accidents and six deaths, 1840 hand-held cell phone related crashes in one year, two dozen 11. hundred and seven injuries, success been read this is a horrible thing. despite making this information available, the cop is not going to see testing.

there's no evidence. if somebody has been drinking you know right away. you can smell it. you may see the open bottle. but testing is totally different. how can the cops the -- how can they have any idea they were testing and driving? >> i'll tell you, i agree it's a problem. there are other ways to get at this. police are used to investigating crimes. they can do a lot with accident reconstruction, and if you really think there is probable cause that someone has been crimiially negligent -- and not just talking about being in an automobile accident because of some careless this. the cops really think in the police her think that someone has been criminally negligent and that's all you have a subpoena for. let them establish probable cause to give myself on. just because you're in a car accident does not mean i can look in your glove compartment arkin looking your trucker go your house. that's not the way it works. we have a fourth amended for

resentful. we need to make sure that we are free. gerri: couldn't be a deterrent? think about it. the end of the day of the have a law like this. and i'm arguing this side because i no there has to be some kind of solution. not really sure what it is. wouldn't this be a deterrent to people they do text and drive and keeping in mind here that it tends to be teenagers, young people who end up in this situation, have a car accident. six kids dying every year in new jersey. >> of tell you what i think it turned is. it's turned his big fines. that's what a deterrent is, not just for the kid who is driving, but the parents as well. education is a big deeerrent. making sure that we have good drivers said, that's a deterrent. i would not give up our fourth amendment rights is because somebody is in a car accident. car accidents happen for lots of different reasons. that does not mean because you are in a car accident that we have done something criminally wrong and should give up our fourth amendment rights. and i believe in that. americans in this country, despite that it is fashionaale in other quarters commission all

the line. gerri: a big issue in a lottery is. how much information i you willing to give up? the reality is if people give up everything all the time when they're on line with web applications, when they're shopping online. they give up all kinds of things. this might be a better reason. >> but -- gerri: let me give you one fact. they now say that testing in driving is six times more dangerous than drinking and driving. yet people don't really understand just how dangerous it is. had we get that message across? how the we stop people from testing and driving without getting into their cellphone and finding out for real? >> listen, the same public that campaign that reduce smoking among teens can easily do the same thing when you're talking about taxing and teens without necessarily giving a bar for the men and rights. those ppblic service announcements in this country in the kind of advertising and education that has gone on in the schools has been tremendously powerful in reducing teen smoking.

think that is that he the kind of public campaign our awareness campaign the you need. when you're online you are giving up your privacy voluntarily most of the time. this is involuntary. here the government says, we have a right to see something not withstanding the fact that you have not -- nobody is under reasons suspicion of committing a crime. gerri: viewers are on your side. -o it will be interesting to see if this goes anywhere. it will be hard to get through the legislature because of the issues you bring up. thank you for coming on the show. >> they did for having me. gerri: now we want to know what you think. our question. should cops, the police hav access to your cell phone after a car crash? logic gerriwillis.com and vote on the right-hand side of the street. ellis said results of the end of the show. well, we had some good news today from shoppers. you might be frustrated with the lack of options on the table if you're shopping, but the tables to be turning.

more americans, 40%, now say it is a better time than any to sell in the past three years. joining me now with more, the realistic reporter for the wall street journal. all right. could be actually be looking at a turning point in this market where we actually have some inventory? >> that is exactly what is going to happen. inventory is beginning to go up because prices have gone up. prices are rising. there are fewer people chasing -- there are more people chasing fewer homes. that is a dynamic we have seen for the last year. there's been a shortage of inventory. now people saying, i saw the house down the street sold. the house, you know, a few doors down went for 5% more than that. elche the market. gerri: of 4% from january. take a look. that is pretty impressive. when you look at existing homes for sale year-over-year inventory changes, boy, that's really tells the story when you look at this. it is one slide down a mountain

and of little pickup at the bottom. i wonder about their starting to see, hey, i can sell at a price and maybe i know more than this house is worth, but in sell at a price that will give me an of this troubled. gerri: -- >> that is beginning to happen more and more. there is going to be some dissolution because prices are now back to where they were last decade fifth. we are still ashley 29 percent off of the peak. if you think you're going to be able to get your house -- your house for what it was at the peking will be so is a price. they're doing better than a year ago. interest rates have moved up. they're still very low historically speaking. housing is affordable right now. gerri: look at where interest rates of gone. people said they won't buy because rates are 4%. 4 percent. c'mon. that's a high. >> in 2000 rates for 8%. people talk about the 90's in the rates being 9%, 10 percent.

so for% is historically great. owning is still cheaper than renting. even if we were up to form a half for 5%. so that should continue to up propel housing for. gerri: you had a great story recently about the bull and bear case for housing. he had a guy i never heard from before. he made some very interesting arguments about the problems currently in this marketplace, which are only really -- they're less obvious. that is the willingness of lenders to lend to people who want to buy. is that one of the things holding back the market? >> i think he is. you talk to a lot of economists and knew that if credit standards for easier -- no one is sink, she go back to where we were at the bubble. the margins, qualified buyers. what you do see a lot of are all castiles. cash is king at some point it will go away. gerri: are we seeing fha loans

with 3 percent down? i would think that would be the solution for everything. >> part of it is if i have five offers on my house and one of the mustachio order to that person first. the fha get will be at the bottom of the list. limited inventory come of your options for those people in need the fha loans. but i think credit is going to be a head wind in this recovery. so for people who are thinking about a new housing bubble, you have to look at is a lot of the price movement right now is people puku putting cash down has been in the game. we don't see the funny money. gerri: investors at the end of the day. i want to ask you one question about the bull case which i think is an interesting point. so while the problems is there's not enough supply. we talk about inventories of the time. you mean by that is there is not enough new housing being built. we need a ton more. is that going to help?

>> we are of growing the housing stock in the country. we have bill very little new homes over the past five years. they have been depressed, competing against these foreclosures demand a lot of them to set up in building. now we have households. and people moving and of their parents' basement and you are seeing demand for rentals and eventually for homes to buy. we just have not been adding to the stock. gerri: some prices in april of 12% year-over-year. alysian a gain? >> you will see something close. we can't go up 12 percent forever. that is not sustainable. year-over-year 8%, 9 percent, that's not out of -- does not of the picture at all. gerri: as omri's a go, baby, go. thank you for coming on. >> thanks. gerri: more to come thisshour including how you make money. and poured money advice. what the one investment you should never buy inside your ira.

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gerri: when it comes to saving for retirement, just one money moved to make a record golden years. joining me now with smart investments for your ira, rick adelman, a sea of lebanon financial-services. -elcome back to the sale. good to see you. he told us that there was one thing you absolutely should not buy for your ira. what is a? >> tax-free municipal bonds. gerri: really? >> a lot of people love them because they're tax-free and their perceived to be very safe. here's the weird part. ira rules trump everything else. even though they're generating tax-free income, if you put it

inside of an ira, the withdrawal will suddenly become taxable. you'll ruin the tax-free aspect of putting it in sinai area. gerri: very smart. i love that. what do i buy if you don't like that? makes some suggestions decides stocks and bonds. anything else? >> pretty much everything else. the whole key for proper retirement safety security and retirement income is diversification. i know it's a boring old word, but it works. investors and not supposed to be exciting. boring works when it comes to wealth creation. only a little bit of everything and to many people emphasized safety far too much. they have theii money invested far too conservatively that far too low and interest-rate and they're going to go broke because of inflation over time. so stocks make a lot of sense, but don't buy individual stocks. use these chains traded funds, low-cost mutual funds. that is the best way to go. gerri: i agree with you. i want you to help resolve the problem. we had a tweet from a viewer,

and i want to read that in the your reaction. it is from one car of. upon announcing that correctly. he said, hope you can cover reporting that sec is planniig rules to limit movement -ithdrawals in money market accounts. we went on the blaze website and found this story. small investors scare tactics. the headline was the sec proposed this strict new rules on money market account withdrawals. what do you say here? i mean, it sounds like a little scaremongering to me. >> that is entirely what it is. this rule by the sec is an outgrowth of 2008 when one of the biggest and coming in fact, all this money market funds in the country broke the buck, meaning the $1 per share price fell to $0.97. the sec wants to make sure that never happens again, so they're instituting new rules, right now merely propose that would limit the ability of institutional money-market funds, not the ones

you and i use, to be haven a different way so that we don't have a shock that occurred in 2008. the fear tactics, some people using just designed, as you3 pointed out, to be fear mongering. it is not legitimate are fair. gerri: let me get the facts straight. some cite the rules are not meant to a restricted iidividual -nvestors, regular investors like you and i with their money market funds. to have that right? >> half right. yes. one set of rules would require the institutional money-market funds to stop using a $1 fixed share price. the other one for ordinary individuals, the money markets that we use would basically say that if we run into a market crash like we had in 08 and they're is a sudden run on the money and everybody was the liquidity of once, the sec will allow these funds to restrict the liquidity. this is not designed to prevent you from getting your money. gerri: at think that's exactly what he was talking about.

that's exactly what they're talking about. you would have limited ability to get your cash. that's what they're worried about. >> tester. gerri: but it -- >> if you have a limited ability to your cashier guarantee losses. the sec is saying, we don't want a market panic to cause you to lose money on necessarily. so the restrictions are not designed to prevent you from @%tting your money. is to prevent you from doing something stupid unnecessarily merely because a panic in the marketplace. gerri: well, i think our viewers are smart enough to do the right thing. i have confidence in them. but i think the moral of the story here is the you may see some restrictions and ability to get your money and it's time when people panicking. the flip side of that is it's never good to sell an investment when people panicking because you never know where the floor is. >> it also means -- you're right. it also means you have to fully understand how these investments work. many people believe money market

funds like bank accounts. they're not. that can fluctuate commander could be seized. gerri: and that think that's a great point because the sec is trying to make these look more like investments and less like bank accounts because people have assumed that that money will always be safe. and so that is highlighting how they may not be. thank you for coming on the show. appreciate your time. >> any time. gerri: well, that was interesting. speaking of retirement, it is not just about where you put your money, but where you put down roots. "usa today" put together a list of some of the despot, cities and may not have thought of as a place to spend your golden years that list is tonight's top five. number five, france -- this amelie has 10,000 people, but nine golf courses, not to mention low taxes and an expensive home. sounds perfect. college station texas. this town is centrally located between all the major cities and allows the state. not too far from the beach.

another said, number three, this philadelphia suburb is a retirement magnet thanks to the availability of health care. there are five teaching hospitals in the area. number two, st. augustine, florida. this has all the parts of the sunshine state has to offer. the top of the liit is the beautiful weather and no income tax. shopping, museums, and year-round gulf. and the number one great and no place to retire is hendersonville, north carolina. i know that town. this town is just 13,000 people, 25 men south of nashville and is the smallest town in america to have its own orchestra. plus, it's easy to walk to national parks and waterfalls. isn't that pretty? that's where i'm going. later in the show we look how banks are nickel-and-diming s in one buckles sam is going to do about it. next, we answer the question how you do that. how so bring your home or other property that have attacks by comanche. we know a place where tossing and turning have

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on t win of lunesta. gerri: you don't have to be tagger was to make money in golf. and you can make big bucks of the u.s. open without teeing off next.

♪ gerri: well, of 113th u.s. open kicks off thursday. 156 players compete for $8 million prize. very exciting. you don't have to be tagger was to get lisa the action. homeowners near the golf club are renting out there rooms, arises and even parking spots for a pretty penny. douglas m. once in the elements of the income. audi reported? joining team now, wells health. i just have to show some of

these places, what they're renting in what they're renting for because we have some good stuff. the house that wants to spend 150,000 for two weeks. couldn't that by the house? i mean, that's amazing. >> a nice down payment. [laughter] gerri: somebody else was to give you a parking space for 1500 bucks for three days. better be well located. that's all i can say. okay. but other rules when it comes to renting your own house? >> so, the rules are pretty simple. if iran doesn't 15 days basically you don't have to include any of the income and a tax return. gerri: you can collect anything you want, thousand dollars and hundreds of dollars, whatever. doesn't matter. stamped.t have to talk and >> as long as is less than 15 days off. if you get over 15 days seven come in and becomes a reportable transaction. gerri: where? >> if it's over 15 days it is basically like rental income, you report that the schedules c of your personal tax return and the abductions of setting the income.

gerri: what kind of deductions? >> deductions that would apply to the rental and, things like a parsing year mortgage interest deduction, your real estate taxes can buy insurance, but then there could be more pertinent expenses relative to the rental income, things like advertising, costa putting the ball more of the web sites out there. it could be for any repairs are made and it's made during that time. so those types of things, but you can't have more deductions than the rental income. gerri: you can take a loss. >> you can't take a loss. gerri: it is tricky. the people get this from a live? with is to be difficult to duped >> people get it wrong because let's face it, lot of this stuff is done in cash driveways in garages. around here you get a pretty penny year round just to try and get a spot. it's amazing what it takes, how many hours and what you can make for it. people might not report the income at all. after realize, if it's over 14 days absolutely do. there is really another thing that the people really get trick

upon. that is like with respect to insurance and liability. when you have people coming into your property and not care if it's a week, you want to take a look at the insurance that you have, the 0-coverage. will this be excluded as a business sector of the. what to your condo rules say? you know, co-op and condo rules. you allowed to do this. there's a lot more to it than just the tax issue. from an income perspective you don't report it. gerri: teach us that we need to know. thank you for coming on. always good to see. >> youtube. gerri: the devil is in the details obviously. five for like the stories you're cooking a tonight on foxbusiness.com. when -- renewed concerns. buena markets across the globe. u.s. stocks began sliding from the opening bell after the bank of japan decided not to take any new steps. airbus says its new 8350 will fly for the first time on friday taking now from paris and competing with boeing's teeseven a seven. the orders for more than six under the plans, including this

united continental into white airlines. the national highway traffic safety administration has added 320,000 over model t of older model honda odyssey minivan is to a growing problem faulty air bags. regulators say the front air bags that 2003 and 2004 models can in played without a crash. they say that the van as the same air back into computers which led to nearly 2 million recalls from toyota and chrysler tobacco companies will launch the first electronic cigarette in august. they are battery powered devices heating a liquid for nicotine solution creating a vapor that users and ale. expected to sell for close to $10. as a some of the hot stories right now on foxbusiness.com. national security agency leaker sparking a worldwide debate over whether he is a hero are a trader who put americans a risk.

last night lose up to a former deputy trade director at the nsa who argued his actions could have a devastating impact. gerri: potentially considerable. the reason i said is because nsa mission because we're focusing so much on this side rage on everything that goes on the internet. and the basic thing that has happened is since the end of the cold war, an essay is realize that communications are no longer the big thing. cyber is. that's why -- that's why it becomes a huge deal. gerri: lee joins me now. what you talking about? >> we will continue to talk about an issueewhere democrats and republicans actually agreed. concerns about the national security agency seem to have brought partisans' together, at least a large number of them. tonight will be laying house of the surprising stances on edward

and his leaks. we will do that in tonight's chalk talk. the senate today boating to open debate on the getting of immigration legislation. we will have a dollars forum tonight on the pros and cons of the proposed legislation. immigration experts and advocates taking of the positions they have held rather vigorously over the last seven and a year's. all of that coming to a head. it looks like in the weeks -- right now the weeks in front of us. it's going to be interesting. perhaps exciting. gerri: and now you're going to be oliver that immigration story. thank you for coming on the show. have a great show. >> thank you. gerri: coming up, warning view of or you should be putting your money. uncle sam cracking down on big banks big fees. specifically when it comes to overdraft protection next. elizabeth macdonald as the latest as we look out for you

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♪ >> from our fox business studios in new york, here again is gerri willis. ♪ gerri: we have been doing a lot of reporting year under medical privacy. many of you wrote in asking how easy it is for hackers to steal your medical records. we wanted to find out and, guess what, it was way too easy. reenlisted the help of a computer expert who tests computer systems for companies all over the country. take a look at what we found. >> if an attacker was still electronic medical records, what they can do is they can use a search engine like googol to search for the word log id, password command help and they will get thousands of sites that are connected to the internet if you can be pretty sure is healthcare permission.

gerri: what are researching? we are searching -- >> researching. >> that for web sites are coming up. and if i just click on one year, you can see the log in page. gerri: presumably if i worked in some kind of health care facility this is what i would @%g into everyday. >> exactly. if you were a doctor, nurse, you have a site where you log in, have your user name and password. the thing is, when they're is vulnerability in the software that often can be bypassed and you can get into the database which is storing all the data, the files on the system directly without having authorized access gerri: wait too easy. tomorrow christmas show us exactly how easily we can get past that law in spring and what kind of affirmation is behind that homepage. it will also show you how the government may be actually helping the best. going to want to hear this.

join us tomorrow. in cracking down on bank financial protection bureau's looking to step up its scrutiny of these confusing and controversial fees. elizabeth macdonald has the details. >> reporter: good to be with you. what banks market to u.s. protection can in some instances do you more harm than good. that is according to a new report from the consumer financial protection bureau. many customers are rest of paying higher fees and unnecessarily when overdrafting their checking accounts because banks are making it harder to avoid these confusing fees. the agency now says that banks have turned well was once considered a courtesy service, overdraft protection, into a major revenue source amounting to $302 billion a year. here's the problem. banks market these programs to u.s. protective measures that let you avoid returned checks or declines transactions.

but the protection costs you. big banks typically charge $35 per rafi versus $25 at smaller banks. the fees have grown. roughly one in five checking accounts not charge an average of feet. the new report also found multiple visa being charged for this same customer. those of use and offer overdraft protection and the you're more likely to be charge higher fees or have your account and voluntarily closed because of lingering negative balances. those of you who have at least one overdraft paid on average steward $25 versus just $28 other bank fees for those who did not sign up for this protection. also, your largest check your biggest of the transaction will post and ordered to deploy your checking account faster so as to trigger moreover draftees. rules to protect you were passed in 2010. banks must now get your okay robbed and before covering atm

and debit card transactions when you have said let's check in account balance. that might not be good enough. they do say it is not going to ban overdraft fees, it could crack down on them with new rules in the future. forty-six more hours of congress have introduced a bill in march to protect consumers from over death programs. the legislation would limit the number of overdraft fees consumers can incur among other projections. gerri: thanks. and when we come back we answer the age-old question contumacy -- miskitos by some people more than others? in new investigation shows which are the worst charities? the groups that keep most of the money for themselves. next. it's a brand new start.

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♪ gerri: america's worst charities, the ones that give less than 1 penny for every dollar they raised the people in

need. think about it. we showed you the list last night and are making it available on gerriwillis.com.est companies to do the fundraising. the net result, they spent nearly all the money that their raison costs and salaries. in some cases they give absolutely nothing to the folks that claimed to be helping. we're talking of billions of dollars. we wanted to follow-up on the simpler the story tonight to help you make the right charitable donations. with us now, the ceo of charity navigator. welcome back. you have seen this. professional fund-raisers. all the money goes to them. how common is this? >> unfortunately very common. we have been trying to let people know about this site. you can see there are five groups in particular. police and firefighters, veterans, cancer groups, and oaks sets regarding children.

gerri: the names of charities this sound like a legitimate. i think i know. so if you pick up the telephone and somebody is selling your one of these charities about you know? >> you don't. it's those camped here. and so the report also indicates there will lie to you on the phone, bully on the phone, help you -- have the soundalike names fifth. don't hang up the stone can even if it's a greater value with. even then the markup, the fund-raisers. the best advice we have for people listed to sing a and don't give money of the fun. gerri: the worst offender according to this report coming kids wish list. >> kids which network. is something like 85 percent of the money. a hundred million dollars ended up in hands of this professional fund-raisers. really awful. we have an advisory up to avoid

because of the problems with this group. it's one of the worst. gerri: if you're giving to somebody should they be outsourcing the fund-raising? >> we don't think so. why -- the nonprofit the supposeddto be dedicated to having the money gets to the services, the two just don't blend well at all. some many times, even well-intentioned charities get the wool pulled over their eyes, contracts and then never years stuck in these arrangements. gerri: you really want to figure this out. you can always go to charity navigator to find out how much of the money is going to the people who needed, but i want to show folks of the results of this report. the 50 worst charities that done in less than 4 percent in direct cash aid to the people they are reporting to help. it is astonishing. let me tell you, our audience is very generous spirit they're giving to people all the time.

you say firefighters, police, children. they have their wallets out. >> that's right. and these groups no that this is troops where they can really pull at the heart strings and the americcn generosity will be there. it is so important to be really careful and avoid these kind of stance. gerri: i agree. thank you for coming on. his website is charity navigator, and it's a great one to find out. the bottom line and anybody you are giving money to puff. thanks. and on to this stay in business history perry 1979, iconic film actor john wayne died at the age of 72 after a long battle with stomach cancer. he was born in -- born marion morrison in 1907, but when his first starring role came in 1938 directed not think it was a good name for an actor playing a tough question here of an intent on mine. during his four decades of acting he appeared in over 250 films. offscreen he was known for his

conservative political and its radical views. today, june 11th, the world said goodbye to the duke at 34 years. still to come, my "2 cents more" you always leave a barbecue with a bug bites but your friends, and stays? move it to the bottom of my mosquitos like some people and not others. stay with us. ♪

♪ gerri: think you are in the steel magnate? coming up next, the surprising reasons why you might be right and how to put a stop to it. stay with us.

♪ gerri: we are talking books.

bugs on the set. this will be a short segment. let me introduce it. summertime might bring fun in the sun, but that also brings mosquitos. well some people seem to be magnets are mestizos, others go unscathed. do mosquitos really like some people more than others? our favorite by guys here from the entomology department at the american museum of natural history. i am sitting as far away from you as i can get tonight. let's show first. yyah. can you see that? so, there are swimming around in there. these will grow up to the mystique is that bites you. >> right. these actually do. gerri: tell me. i don't understand with mosquitos. so the mosquito's like some people more than others? >> some people produce more carbon dioxide, may be more heat and also have different byproducts of metabolism. certain mystique test you win on that and will be more attracted to certain people and others.

gerri: my husband and i are a prime example of this. i don't get bit and he does. what does that haveeto do with? is there anything that i can do if i did it been to reduce the possibility that i do? >> you could use some of the rebels because there are many on the market. summer for a long time, some are only an hour to. gerri: of want to show people a picture of a massive -- >> i have a relative of it. gerri: so, while. >> a relative we have here. and they buy a lot. but as you see, of these seven species of mosquito is that to occur here. you see the various sizes. gerri: they are big. >> jurassic park. but it is that feed on blood. nice to miss the data show. gerri: what is the deal about >> well, the females the blood to produce eggs. the males don't. they feed on nectar and addictive other liquids.

gerri: the menace and the women i sucking blood. rihanna helping to feed them. we're hoping to reproduce it. >> exactly. gerri: okay. all right. you got it -- now, the last time we talked -- i think it was the last time we did cicadas. i was expecting a bunch of cicadas to come up in my -- they havennt. >> if they were not there 70 years ago they're not going to be emerging now obviously from the ground. so this is -- it does not occur everywhere. if you look at historical reports, you know where they're supposed to be this time. gerri: so you have to know the history. why don't you show us. >> okay. gerri: you don't have to put in that post to me. can you close that? they are live. they could move at any time. what you will one up to mike so we could hear it. >> i have to find a male. that's the problem. gerri: a they going to jump out at me? >> oh, no. no. no.

>> here is on producing a noise. i heard it. gerri: i can hear them. >> there. you can hear that. gerri: what does that mean? and this? >> usually you let go of it and is thus reducing that nice. normal collingwood attract females and other males. gerri: thank you for putting the lid on that chart. i appreciate that some much. love it when you, this show because you show me things i would never otherwise seek. >> s true. and you always move away. gerri: don't take it personally. >> all rights. gerri: thanks you so much. >> you're welcome. gerri: a pleasure, and you can take those things away. >> okay. right. gerri: we will be right back with my "2 cents more." and, of course some of the answer to our question of the day. should you have people with bugs in your set? stay with us. ♪ [ lorenzo ] m lorenzo.

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>> legislation would allow police officers who have access to your cell phone without a car crash without having to get a warrant. here's what some of your posting on my facebook page. jozef joe says that the quickly to see who's that ball. and here is lou, he says they can just ask the nsa for your phone records great we also asked on gerriwillis.com. 72% said no, 26% said yes. here are some of your e-mails. joe says your journalistic savvy is fresh and insightful. thank you. and tom from arizona says i don't trust bureaucrats in general or any government appointees, especially obama. everything that obama does is political. for him to shift the blame to the republicans is over-the-top.

the cbo and irs are far from being nonpartisan. finally tonight, if they call, hang up the phone. that was the advice from one of our guests tonight. we were talking about telemarketers and other folks who solicit money on behalf of charity. americans are very generous and we know that. but unfortunately a lot of that money doesn't go to the people it is intended for.3 some of the worst series in america have raised over a billion dollars in the past 10 years and have given us little or none of the money to the people obey claim to be helping. he put that list on gerriwillis.com so you can see for yourself and share it with friends and family. it is okay to say no when these people call. do not feel guilty. that is my "two cents more". coming up tomorrow, our in-depth

look at your medical privacy continues. an expert shows us just how easy it is for hackers to get their hands onnyour information. that is it for "the willis report." avoid the bugs, my friends. lou: good evening, everybody. thank you for being with us. admitted leaker edward snowden officially terminated today, be agency contracted by the u.s. government, but who does he work for now? one of many questions surrounding the man who dominated headlines around the @%rld. but the picture of where edward snowden came from increasingly clearing. his family, his fire and her father a retired coast guard officer and his mother a chief clerk at the federal courthouse in baltimore and his older sister working as a research as