thank you, we'll keep watching this, everyone knows what you are up, to just tell us. u will see becr tomorrow. gerri: hello, everybody. [laughter] lawmakers try to tackle sextin and driving. have access to your phone without aarrant. so ameri's wst charity. you will show you not to get scan in your medical privacy at risk. just how easy is it to happen to your medical records tonight we will do it. >> he is the patient records. gerri: that's my ne. gerri: you're watching out for you on "the willis report."

gerri: our top story tonight, the other big pvacy case that u are not hearing about. lawmaker r wants to give e police the power to srch your cell pho. after you have been in a car accident the measurwould allow got to go through your celhone, natural rough without warrant to see iu' talking on the phonend testing of the time of the accident. is ts a sensie policy making our the tramplingn our cotitutional rights? wi us now, privacy attorney. thank you for coming on the show. great to see you. so, look. i se both sides of this. 28 percent of a traffic crashes. nearly. i found this to be amazing. testing and dring kills more teens each and every year than drking and dring. how can you b against something, anything that sp this problem? >> well, i'll tell you. is nic to see you again. i wouldot solvene problem by

creating another problem. just because you're in traff acdent a just because youe in an automobile crashes on the news to give up your rights thfourth amendmeet. there is no evidence of a crime is because you been the crash. even if get yourself on necessarily an that anybody was distracted b theact there were using the cell pne or on a call the t tim listen to my no when cerertain corners in ts country it i fashionable to try to givep our four amendment rights. this the other week the supreme court said it's okay to take a swabf your cheek if you're arrested for serious offense. think that we have to hold the line. even if they're a car accident this should not necessary give up their rights. gerri: let me tell you w they're so interested. ey have a ton of accidentsnd six deaths, 1840 hand-held ll phone related crashes in one year, two dozen 11. hundred and seven injuries, success been read this is a horrible thing. despite making this information available, the cop is not going to see testing

there's n evidence. if somebodyas been driing you kn right away. you can smell it. yomay see the open bottle. differt.ing is totally how can the cops the -ow can they haveny idea they were testing and driving? >> i'll tell you, i agree it's a problem. there are other ways to gett this. police are used to investigating crimes. ey can da lot with accident reconstruction, and if you really think there is probable cause that someone has been crimiially negligent -- and not just talking about being in an automobile accident because of me carelesshis. the cops really think in the police her think that someone has been criminally gligent and that's a you have a subpoena f. let them establish probable cause to giv myselfn. just because you're in aar accint does not mean i can look in your glove compartme arkin looking yourrucker go your house. that's not the way it works. we have a fouhmended for resentful.

we need to make surehat we are free. gerri:ouldn'be a deterrent? think about it. the end of the day of t he a law likes. an i'm arguing this side because i no there has to be some kind of solution. noreally sure what it is. wouldn't this be aeterrent to people they do text and drive and keeping in mind here that it tends to be teenagers, young people who end up in this situation, have a car accident. siids dying every year in new jersey. >> of tell you what i think it turned is. it turned his big fines. that's what a deterrent is, not just for the kid who is driving, but the pen asell. education is a big deeerrent maki sure that we have good driveraid,hat's a deterrent. would not give up our fourth amendment rights is because somebody is in a car accident. ca accidents happen for lots of different reasons. that does not mean because you are in a car accident that we have done something criminally wrg and should give up our fourth amendnt rights. and i believe in that. erics in this country, despite that it is fashionaale in other quarters commission a the line.

gerri: a big issue in a lottery is how muchnformation i y willing to give up? the reality is if people give up everythingll the te when they're on line with web applications, when they're shopping oine. they givup all kinds of things. this might be a better reason. >> but -- gerri: let me give you one fact. they now say that testing in drivg is six times more dangerous than drinking and driving. yet people don't really understand just ow dangerous it is. had we get that message across? how the we stop people from sting and driving without getting into their cellphone and finding out for real? >> listen,he same publi that campaign that reduce smoking amg teens can easily do the same thing when you're talking about taxing and teens without necessily giing a bar for the men an rhts. those ppblic service announcements in this country in the kind of advertising and education at has gone in the schools has bn tremenusly powerful in recing teen smoking.

think that is that he the kind of public campaign our awareness campaign t you need. when you'r oine you are giving up your privacy voluntarily most of the time. this is involuntary. here the government says, we have a right to see something not withstanding the fact that you have not- nobody is under reasons suicion of committing a crime. gerri: viewe are on your side. -o it will be interesting to see if this goesnywhere. it will be hard to get through the legislature because of t issues you bring up. thank you foroming on the show. >> they did for having me. gerri: now we want to know what youhink. our questn. shou cops, the police have access to your cell phone after a car crash? logi gerriwillis.com and vote the right-hand side of the street. ellis said results of the end the show. well, we had some good news today fro shoppers. you might be frustrated with the lack of options on the table if you're shoppin but the tables to be turning.

more americans, 40%, now say it is a better time than any to sell in theast three years. joining me now w withore, the realistic reporter for e wal street journal. all right. could be actually beooking at a turning point in this market where we actually have some inntory? >> that is exactly what is going to happen. inventory is binning to go up because pricesave gone up. prices are rising. ere are fewer people chasing -- there are more people chasing fewer homes. that is a dynamic we have seen for the st year. there's been a shoage of inventory. noweople saying, i saw the house dn the street sold. the house, you kno a few doors down went for 5% more than that. elche the market. gerri: of 4% from january. take a look. that is pretty impssive. when you lk at existing homes r sale year-over-yea inventory changes, boy, that's really tells the story when you look at thi is one slide down mountain

and of littlpickup at t bottom. i wonder about their starting t se hey, i can sell at a price and maybe i know more than this house is worth, but in sl at a price thatill give me an of this troubled. gerri: -- >> that is beginning to happen more and more. there is going to be some dissolution because pces are now back to where they we last dede fif. we are still ashley 29 percent off of the peak. if you think you're e going to e able to get your house -- your house for what it was a the peking will be so is a pri. they're doing better than a year ago. intest rates have moved up. they're still very low historically speaking. housing is affordable right n. rri:ook at where interes rates of gone. people said they won't buy beuse rates are 4%. 4 percent. c'mon. that's a high. or 8%. peop talk about the 90's in the rates being 9%, 10 percent.

so for% is historically great. owni is still cheaper than renting. even if we were up to form a halfor 5%. so that shod connue to up propel housing for. gerri: you had great story recent about the bull and bear case for housing. he had a guy i never heard from before. heade some very interesting arguments about the problems currently in this marketplace, which are only really -- they're less obvioious. that is the willingness of lenderto lend to people who want to buy. is that one of the things holding back the market? >> i think he is. you talk to a lot of economists and knew that if credit standards fo easier -- no one is sink, she go back where we were at the bubble. the margins, qualified buyers. what you do see a lot of are all castiles. cash is king at se pott will goway. gerri: are we seeing fha loans

with 3 percent down? i would think that would be the solution for everying. >> part of it is if i have five offers on my house and one of the mustachio order to that person first. the fha getill be at the bottom of the list. limited inventory come of your optis r those people in need the fha loans but ihink credit is goi to be a head wind in this recery. so for people who e thinking about a new housi bubble, you have to loo at is a lot of the pric movement right now is peopople puku puttingash down has been in theame. we don't see t funny money. gerri: investors at the end of e day. want to ask y one question about the bull case which i think is an interesting point. so while the problems is there's not enough supply. we talk about inventoes of the time. yomean by that is there is not enough new housing being built. we need a ton more. is that going to help?

>> we are o growing the housing stock in t coury. we haveill very little new hos over the past five years. they have been depress, competing against these foreclosures demand a lot of them to set u in building. now we have households. and peoe moving and of their parents' basement and you are seng demand for rentals and evenally for homes to buy. we just have not been adding to the stock. gerri: some prices in april of 12% yeaover-year. alysian a gain? >> you will see somhing close. we can't go up 12 percent forever. thats not sustainable. year-over-year 8%, 9 percent, that's not out of -- does not of the picture at all. gerri: as omri's ao, baby, go. thank you for coming on. >> thanks. gerr more to come thisshour including how you make money. d pour mey advice. what the one iestmou should never buy insideour ir stay with us

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gerri: wheit comes to saving for retirement, just one money moved to make a record golden years. joining me now with smart investmes or yourra, rick adelman, a sea ofebanon financial-services. -elcome back t the sale. good to see you. he told us that there was one thing youbsolutelyuld not buy for your ira. what is a? >> tax-free mucipal bonds. gerri: really? >> a lot of peoplee them becau ty're tax-free and their perceivedo be very safe. here's the weird part. ira rules trump everything ele. even though they're generatin x-free income, ifou put it

inside of an ira, the witrawal will suddenly become taxable. you'll ruin the tax-free aspect of putting it i sinai area. gei: very smart. i love that. what do uy if y don't like at? makes some suggestionsecides stocks and bonds. anything else? >>retty much everything else. the whole k for proper retirement safety security and retiment income is diversification. i know it's a boringld wd, but it wor. investors annot supposed toe exciting. boring works when it comes to wealth creation. only a little bit of everything and many people emphasized safety far too much. they have theii money invested far too conservatively that far too low and interest-rate and they're going to go broke because of inflation ove time so stocks ke a lot of sense, but don't buy individual stos. use these chains traded funds, w-cost mutual funds. that is the best way to go. gerri: i agree with you. i want you to help resolve the problem. we had a tweet from a viewer,

and i want to read that in the your reaction. it is from one car of. upon announcing that correctly. he said, hope you can cover reporting that secs planniig rules to limit movement -ithdrawals in money market accounts. we went on the blaze website and found this story small invesrs scare tactics. the headlineas the sec proposed this strict new rules on money market acunt withdrawals. what do you say here? i mean, it sounds like a little scaremongering to me. >> that is entirely what i is. this rule by theec is an outgrowth of 28 when one of the biggest and coming in ft, all this money market funds in the country bro the buck, meaning the $1 per share price fello $0.97. the sec wants to make sure that never pps again, so they're instituting new rul, rig now rely propose that would limit th ability of institutional money-market funds, not the ones you and i use, to be haven a

different way so that we don't have a shock tt occurred in 2008. the fr tactics, some people using just designed, as you3 pointe out, to be fear mongering. it is not legitimate are fair. gerr let me get t facts straight. some cite the rules are not met to a restricted iidividual -nvestors, rular investors like you and i with their money market funds. to have th right? half right. yes. one set of rules would require the institutional money-market funds to stop using a $1 fixed are price. the other one for ordiary individuals, the money markets that we use wouldasicly say that if we run into a market crash like we h in 08 and they're a sudden run on the money and everybody was the quidity of once, the sec will allow these fun to restrict thluidity. this is not designed to prevent you from getting yr money. gerri: a think that's exacy what he s talking about.

that's exactly what they're talking about. you would have limited ability to get your cash. that's what they're worried about. >> tester. gerri: but it -- >> if you have a limited ability to your cashier guarantee losses. the sec is saying, we don't want a market panic cause you t to lose money on necessarily. so t restrictions are not designed t prevent you from @%tting your money. is to prevent you from doing somethg spid unnessarily merely because a panic in t marketplace. gerri: well, i think our viewers are smart enough to do the right thing. i have confidence in them. but i think the moral of the story heris the you may see some restrtions and abity to get your money and it's time when people panicking. the flip side of that is it's never good to sell an investment when people panicking because you never ow where the floor is. >> it also means -- you're right. it also means you have to fully understand how these investments work. many people believe money market

funds like bank accounts. they're not. that can fluctuate commanderer could be seized. gerri: and thathink that's a eat point because the sec is trying to make these look more like investments and less like bank accounts because people have assumed that that money will aays be safe. and so that ishighlighting how they may not be. thank you for coming on the show. appreciate your time. >> any time. gerri: well, that was inresting. speaking of retirement, it is not just about where you put your money, but where you p wn roots. "usa today" put together a list of some of the despot, cities and may not have thought of as a place to spend your golden years that list is tonight's top five. number five, france -- this amelie has 10,000 people, but nine golf courses, not to mentn low taxes and an expensive home. sounds perfect. collegstation texas. this town is centrally loced between all the major cities and allows the state. not too far rom the beach.

another said, number three, this philadelphia suburb is a retirement magnet thanks to the availabilityf health care. therere five teaching hospitals in the area. number two, st. augusne, florida. this has all the parts of t sunshine state has to offer. the top of the liit is the beautifuleather and no income tax. shopping, museums, and year-rnd gulf. and the number one great and no place to retire is hendersonville, north carolina. i know tt town. this town is just 13,000 people, 25 men south of nashville and is the smallest town in america to have its own orchestra. plus, it's ey to walk to national parks and waterfalls. isn't that pretty? that where i'm going. latein the show we look h bas are nickel-and-diming s in one buckles s is going to do about it. next, we answer the question how you do that. how so bring your home or other property that have attacks by comanche. i want to make things more secure.

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♪ gerri: well, o 113th u.s. open kicks off thursday. 156 players compete f $8 million prize. very eiting. yodon't have to be tagger was to get lisa the action. homeowners near the golf club are renting t there rooms, arises a even parkingpots for a pretty penny. douglas m. on in the elements of the income. audi repted? joining team now, wes health. i just have to show some of these places, what they're

renting in what they're renting for bause we have some good stuff. the house that wants to spend 150,000 for two wks. couldn't that by the house? i mean, that's amazing. >> a nice down payment. [laur] gerri: somebody else was t give you a parking space for 1500 bucks for three days. better be we located. that's all i can say. okay. but other rules when it com to renting yo own house? >> so, the rules are pretty mple. if iran doesn't 15 days basically you don't have to include any of the income and a tax return. gerri: you can collect anything u want, thousand dollars and hundreds of dollars, whatever. doest matter. stampen't ave to talk and >> as long as is less than 1 days off. if you get over 15 day seven come in and becomes a reporble transaction. gerri: whe? >> if it's over 15 days it is basically like rental income, youeport that the schedules c of your personal tax rurn and the abducons of setting the come.

gerri: wt kind of deductions? >> deductions that would apply to the rental and, t thingsike a parsing year mortgage interest deduction, your real estate inst th there could be more pertinent expenses relative to the rental income, things like advertising, costa putting the ball more of the web sites out there. it could be for any repairs are made and it's made during that time. so those types of thingsbut you can't have more deductis than the rental income. gerri: you can take a loss. >> you can't take a loss. gerri: it is trick with is to be difficult to dupe? >> people t it wrong because let's face it, lot of this stuff is done in cash driveways in garage. around here you get a pretty penny year round just to try and get a spot. it's amazi what it takes, how many hours and what you can make for i people might n report the income at all. after reale,f it's over 14 days absolutely do. there is really anoer thing thathe people really get trick upon.

that is like witrespect to insurance and liability. when you have people coming into your property and not car if it's a week, you want to take a look at the insurance that you have, the 0-coverage. will this be eluded as a business sector of t. what to your condo rules say? you know, co-op and condo rules. you allowed too this. there's a lot more to it than just the tax issue. from an income perspective you don't report it. gerri: teach us that we need to know thank you for coming on. always good to see. >> youtube. gerri:he devil is in the details oiously. five for like the stories you're cooking a tonight on foxbusiness.com. when -- renewed concerns. buenaarkets across the globe. u.s. stocks began sliding from e opening be afterhe bank of japan decided not to take any ne steps. airbus says its new 8350 will fly for he first time on friday taking now from paris and competing with boeing's teeseven a seven. the orders for more tn six under the plans,ncluding this

united continental into white airlines. the nationighway traffic safety administration has added 320,000 over model t of older model honda odyssey minivan is to a growing problem faulty air bags. regulators say the fro air bags that003 and 2004 models can in played without a crash. they say that the van as the same air back into computers which led to nearly 2 million recalls from toyota and chrysler tobao compaes will launch the first electronic cigarette in august. they are battery powered devices heating a liqui for nicotine lution creating a vapor that users and ale. expecd to sell for close to $1 as a some of the hot stories right now on foxbusiness.com. national secity agency leaker sparking a worldwide debate over whether he is a hero are a trader who put americans a risk.

last night lose up to a former depu trade director at the nsa who argued hisctions could have a devtating impact. gerri: potentially considerable. th reason i said is because nsa mission because we're focusing so much on this side rage on everything that goes on the interne and the basic thinghat has happened is since t end of the cold war, an essay is realize that communicatis are no loer the big thing. cyber is. that's why -- that's why it becomes a ge deal. gerri: leeoins me now. what you talking about? >> we will continue to talk about an issueewhere docrats and republicans actually agreed. concerns about t national security agency em to have brought partins' together, at least a large number of them. tonight will be laying house of the surpring stanc on edward

and his leaks. we will do that in tonight's chalk talk. the senate today boating to open debate on the getting of immigration legislation. we will have a dlars forum tonight on the pros and cons o the prosed legislation. ation experts and advotes takg of the positions they have held rather vigorously over the last seven and aear's. all of that coming to a head. it looks like in the weeks -- right now the weeks in front of us. it's going to be interesting perhaps exciting gerri: a now y're going to beliver tha immigraon story. ank you for coming on the show. have a great show. >> thank you. gerri: coming up, warning view of or you should be putting you money. une sacrackingown on big banks big fee specifically when it comeso overdraft protection next. elizabeth macdonald as the latest as we look out for you

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♪ >> from our fox business studios in new york, here agains gerri willis. ♪ gerri: we have been doing a lot ofeporng year under medical privacy. many of you wrote in aing how easy it is for hackerso steal your medical records. we wanted to find out and, guess what, i was way too easy. reenlied the help of a computer expert who tests computer systems for companies all overhe country. take a look at what we found. >> if an attacker was still electronic medical records, what they cano is they can use a search engine like googol to search for the word log id, password comnd help and they will get thousands of sites that are connected to the intert if you can be pretty sure is healthcare permission.

gerri: wt are researching? we are searching -- >> researching. >> that for web sites are cong up. and if i just click on o year, you can see the log in page. gerr: presumably if i worked in some kind of health care facility this is what i would @%g into everyday. >> ectly. if you were a doctor, nurse, you have a site where you log in, have your user name and passwo. the thing is, when they're is vuerability in the software that often can be bypassed and you n get into the database which is storing all the data, th fes on the system directly without having authorized access gerri: wait o easy. tomorrow christmas show us exactly how easily we can get past that law in spring anwhat kind of affirmation is behind that homepage. it will also show you how the government may be actually helping the best. going toan to hear this. join us tomorrow.

in cracking down on bank financial protection reau'sr looking to step up its scrutiny of these confusing and controversialees. elizabeth maonald has the details. >> reporter: good be wit you. what ban market to u.s. protecon can in some instances do you more harm than good. that is according to a new repo from the consumer financial protection bureau. many customers are restf paying higher fees and unnecessarily when overdrafting their checking accounts because banks areaking it harder to avd these confusing fees. the ancyy now says that banks have turnedell was onc considered a courtesy service, overdraft protection, into a major revenue srce amounting to302 billion a year. here's the problem. banks market these pgrams to u.s.rotective measure tt let you avoid returned checks or declines tnsactions. but the proteion costs you.

big banks typally charge $35 r ri versus $25 at smaller banks. the fees have grown. roughly one in five checking accounts not charge an average of feet. the new report als found multiple visa being charged for this same customer. those of use and offer overdraft protection and the you're mo kely to be charge higher fee or haveour account and voluntarily closed because of lingering negative balances. those of you who have at least one overdraft paid on average stewar $ versus just $28 other bank fees for those who did ot sign up for this protection. also,our largest check your biggest of the transaction will post and ordered to deploy your checking account faster so as to trigge moreover draftees. rules to protect you were passed in 2010. banks must now get your okay bbed and before covering atm

and debit card transactis when you have said let's check in account balance. that might not be good enough. they do say it is not going to ban overdraft fees, it could crack down on them with new rules in the future. forty-six mo hours of congrs have introduced a bill in march to protect consumers from over death programs. the legislation would limit the mber of overdraft fees consums can incur among other ojections. gerri: thanks. and when we come back we answer the age-olduestion contumacy -- miskitos by some peoe me than others? in new investigation shows whi are the worst charities? the groups that keep most of the money for themselves. xt. at a dry cleaner, we replaced people with machine. what? customers didn't like it. so why do banks do it? hello? hello?! if your bank doesn't let you talk to a real person 24/7,

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need. think about it. we showed you the list last night and are making it available on gerriwillis.com. these charities he for-profi companies to do the fundraising. the net result, ty spent nearlyll the money that their raison costs and salaries. in some cases they give absolutely nothing to the folks that claimed to beelping. we're talking of billions dollars. we wanted to follow-up on the simpler thory tonight to he you make the right aritable donations. with usow, the ceo of charity navigator. welcome ba. you have sn this. professial fund-raisers. l the ney goes to them. how common is this? >> unfortunately very comn. we have been trying to let people know about this site. you can see there are five groups in particular. police and firefights, veteranscancer groups,nd oaks sets regarding children.

gerri: the names of charities this sound like a legitimate. i think i now. so if you pick up the telephone and somebody is selling your one of these chaties about you know? >> y don't. it's those campe here. and so the report also indices therwill lie to you on the phone, bully on the phone, help you -- have the soundalike names fifth. don't hang up the stone can even if it's a greater value with. ev then the markup, the fund-raisers. the best advice we have for people listed to sing a and don't give money of the fun. gri:he worst offenr according s report coming kids wish list. >> kids which network. is somethingike 85 percent of the money. a hundred million dollars ended up in hands of this ofessional fund-raisers. really awful. we haven advisory up to avoid because of the problems with

this group. it's one of the worst. gerri: if you're giving to somebody shouldhey be outsourcing e fund-raising? >> we don't think so. why - the nonprofit the supposeddto be dedicated to ving the money gets to the services, the two just don't blend well at all. some many times, even well-intentied crities get the wool pulled over their eyes, contracts and then never years stuck in these arrangements. gerri: you really want to figure this out. yocan always go toharity navigator to find out how much ofhe moneys going to the people who needed, but i want to show folks of the results of this report. the 50 worst charities that done in less than 4 percent in direct cash aid to the people they are reporting to help. it is tonishing. let me tell you, our audience very generous spirit they're giving to people all the time.

you say firefighters, police, children. theyave their walts out. >> that's rig anhese groups no that this is troops where they can really pull at the heart strings and the americcn generosy wille there. it is so important to be really careful and avoid these kind of stance. gerri: i aee. thank you for coming o his website is charity navigator, and it's a great one to fd out. the bottom li and anybody you are giving money to puff. thanks. and on to this stay in busines history perry 1979, iconic film actor john wayne died at the age of 72 after a long battle with stomach cancer. he was born in -- bor marion morrison in907, but when his first starring role came in 1938 directed not think it was a goo name for an actor playing a tough question here of an intent on mine. during his four decades of acting happeared in over 250 films. offscreen he was known for his

conservative political and its radical views. today, june 11th, the world said gdbye to the duke at 34 years. still toome, my "2 cents more" you always leav a barbecue with a bug bites but your friends, and stays? mo it to the bottom of my mosquitos like some pele and not others. stay with u. ♪

♪ gerri: think y are in the steel magne? coming up next, t surprising reasons why you mighte right

♪ rri: we are talng books.

bugs on the set. this will be a short segment. let me introduce it. summertime might bring fun in the sun, but that also bris mosquitos. wellome peop seem to be mamagnets are mestizos, others g unscathed. do mosquitos really like some people more than others? our favorite by guys here from the entomology department at the amican museum of natural history. i am sitting as far away from you as i can get tonight. let's show first. yyah. can you see that? so, there are swimmg aroundn the. these will grow up to the mystique is that bites you. >> right. gerri: tell me. i don'tnderstandith mosquitos. so the mosquito's like some people me than others? >> some people produce more carbon dioxide, may be more heat and also have different byproducts of metabolm. certn mystique test you win on that and will be more attracted to certain people and others.

gerri: my husband and i are a prime example of this. i don get bit and he does. what does that haveeto do with? is there anything that i can do if i did it been to reduce the possibility that i do? >> you could use some of the rebels because there are many on the mket. summer for a long time, some are only an hour to. gerri: of want show people a piure of a massive- >> i have a relative of it. gerri: so, while. >> a relative we have her and they buy a lot. but as you see, o these seven spies of mosquito is that to occur here. you see the varus sizes. gerri: they are big. >>urassic park. but it is that feed on blood. nice toiss the dathow. gerri: what is the deal about >> well, the females tlood to produce eggs. the males don't. ey feed on nectar and addictive other liquids. gerri:he menace and the women

i sucking blood. rihanna helping to feed them. we're hopi to reproduce it. >> exactly. gerri: oka all right u got it -- now, the last time we talked -- i think it was the last time we did cicadas. i was expecting a bunch of cicadas to come up in my -- they havennt. >> if they were not there 70 years ago there not going t to be emerging now obviouslyrom the ground. so this is - it does not occur everywhere. if you look at historical reports, you know where they're supposed to be this time. gerri: so you have to know the history. why don't you show us. >> okay. rri: you don't have to put in that post to me. can you close that? theyre le. they could move at any time. what you will one up to mike so we c heart. >> i have toind a male. that's the problem. gerri: a they going to jump out at me? >> oh, no. no. no. >> here is on producing a noise.

i heard it. gerri: i can hear them. >> there. you can hear that. gei: wt does that mn? and this? >> usually you l go of it and is thus reducing that nice. normal collingwood attract females and othe males. gerri: thank you for putting the lid onhat chart. ippreciate th some muc love it when you thi show because you show me things i would never otherwise seek. >> s true. and you always move away. gerri: don't take it personally. >> all rights. gerri: thanks you so much. >> you're welcome. rri: a pasure, and youan take thosehings away. >> oka right. gerri: we will be right back with my "2 cents more." and, of course some of the answer to our qion of the day. shld you have people with bug inour set? stay with us. ♪ ale for ts miion i upgraded your smart phone

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legislation would allow police officers who have access to your cell phone without a car crash without having to get a warrant. here's what some of your posting on my facebook page. jozejoe says that the quickly to see who's that ball. d here is lou, he says they can just ask the nsa for your phone records great we lso asked on gerriwillis.com. 72% said no, 26% said yes. here are some of your e-mails. joe says your journalistic savvy is fresh and isightful. thank you. and tom from arizonaays i don't trust bureaucrats in genera or any overnment appointees, especial obama. everything that obama es is political. for him to shift the lame to the republicans is over-the-top. the o and irs are far from

being nopartisan. finallytonight, if they call, hang uthe phone. that was the advicerom one of our guests tonight. we wer talking about telemarkers and other folks who solicit money on behf of charity. americans are very generous and we know that. but unfortunately a lot of that money doesn't go to the people it is intended for.3 some of the worst series in america ve raised oer a billion dollars in the past 10 years and have given us little or no of theoney to the people obey cim to be helping he putthat list on gerrillis.com so you can see for yourself and share it with frnds and family. itisokay to say no when these people call. not feel guilty that is "two cents more". coming up tomorrow, our in-depth look at your medical privacy

continues. expert shows us just hw easy it is for hackers to et their hands onnyour information. that is s s s s s s s s s s s ss report." avoid the bugs, my friends. lou: good evening, everybody. thank you for being with us. admitted leaker edward snowden ofcially terminated todday, be agency contracted by the u.s. government, but ho does he work for now? e of many questions surrounding the man who dominated headlines around the @%rld. t the cture of where edward snowden came from increasgly clearing. his family, his fire and her father a retired coast guard officer and his other a chief clerk at the federal courthouse in baltimore and his older sist working as a research associate at t