thank you, we'll keep watching this, everyone knows what you are up, to just tellgggggggggggr . david: diary after call girl. i missed that. "money" with melissa francis is next. melissa: i'm melissa francis here is what is money tonight. meredith whitn breaks ou the crystal ball and states that make a surprise comeback. she joins us with a new forast yoyou willnly get right here. plus an ominous warn ing from whistle-blower edward snowden sneaking by everyone. the nsa may have bigger problems than china to worrybo. foer congressman ron paul joins us with reaction. "who made money today"? they're probably enjoyg more than a few pena coladas. that is your clue. find out who. even when they say it's not it is always about money.

melissa: tonight we'll start with a very special guest wall street's st famous oracles. she predicted a subprime cris. she i back with a new book, state of the states, rewriting the geography of the u.s. we'll talk about all of that. it is a fantastic book..3 why she says that the central corridor of the country is poised to become the new economic backbone of america. on a day when the marketsell triple digits we have to start with some of the biggest issues facing the economy today. thanks for being here. >> glad to be here. melissa: we're so glad yu brought your crystal ball in your brain. there have been a couple big questions t minds of markets lately. one of them is housing. we had a terrific show on the network talking about t housing market because it see to be expling again. @n loft areas we're seeing housing prices really climb back.

my qstion for you, since you saw the first one coming and evything that came with it, d you thin that we are on the precipice of another housing bubble, yes or no? >> no. you have homeownership rates, the homeownership rate around 65%. it haso go below 64% to normal it got close to 70% in 2006. @hat was the peak. that is what was really driving home prices. what is going on you're bouncing off the bottom and double digits off the bottom. take mean necessary, arizona for example. thearket sup 20% but 45% off the peak. you're dealing with very big bounces off very low btoms. there are exceptions to the market. there are exceptions in miami and ne yorkhere you have a lot of foreiuyers. they're predominantly cash uyers. it is like thert world. there is know your customer law. you could argue it is a great place to park cash. melissa: w what do you think in those cities in particula do you think it keeps going? when you talk about new york and

miami you se a lost appreciation you have outside buyers. is that good or bad for peopll in the cities? >> it is great for the high-end. a grp of invtors came together and bought a $90 million apartment in new york. you see, very, very high-end doing well like the hh-end art market, wine market, et cetera you see average homes not doing so well. in certain areas they are. they're doing better than they were but again, it is still off very low levels. youtill hav a pretty sizable amount of negative equity where people owe more o the mortgage than their home is worth. melissa: what would u say to the average person out there who is trying to figureut where they are in the market, if they should buy or sell right now? do youou think it's a buyer or sell's mket? >> it all depends. most people make the choice of buying a home not as a basis of investment. melissa: necessity. >> they want to live there. oftetimes cause the u.s. economy is only one with a 30-year mortgag peop argue it is more affordable to buy. people would argue for a long time it has been more affordable to buy than rent.

that is a false indicator. everyone goes back to and saying incorrectly we reach a bottom in the housing mket because the rent, it is more expensive to rent. th clearly hasn't been something too by and be right about. you kno,verybody feels good that house something off the bottom. i just don't know how far off the bottom it canet. melissa: oka move on toto the nex topic on te top of min and that is really unemploynt because thatas a huge impact on the housing market. if people don't have a job they can't be in tir house any longer. it will alsoave a he impact what the fed doe thatagic 6.5% i unemployment, do you think we hit that in 2013, sorry, 2014 or 2015 or beyond tha if you had t try to pick a tim frame? >> well look,he participation rate steadily declining, right you have fewer people actually looking for a job. melissa: tha helps. >> so it's possible we get down there. i wou say hav to be014 number. melissa: really? >> yeah.

i think so. but, the problem is, it's not a question of, people n jobs to get the housing market going. there is a high structural unemployment ithe exact areas where housing collapsed. if you think whe the high structural unemployment is it is lifornia, arizona, nevada, florida. so these industries really need to diversify, right? so it is arguable a t of construction jobs were manufactured, papered over t loss of manufacturing jobs. melissa: rig. >> until we retrain workers it's hard for them to get new jobs. melissa: is that really what it's going to take? can the housing marketake a comeback and bring those people back into the economy or do you think we truly have to have a big shift wherehose people find totally d differentareers goingorward? that is the big question in some states. >> youo such great covere on the banks. you know the banks biggest profit center last decade, 20 years has been housing, right?

the banks are not underwriting mortgageges on a relative basis, they're higher but the whole industry has shrunk. over what is it, close to 7 doll trilon has been taken out of the mortgage market. -- 7rillioi don't know dollars. hard to believe you will have california.singoom in tall # melissa: they will have to find a different iustry. >> they will retrain to find a different industry. every 50, 60 yars that's what happens. a lot great jobs out there. melissa: you think w get bck to 6.5% in 2014? that is when ben bernanke says when he says that? he will probably be gone by then. of course the fed said that is the indicator they're looking towards to decide when they really pull back on qe. >> let me corre. i don't thinke'll see it before 2014. melissa: there or beyond. >> what you see now is, you see high strucral umployment in some areas and unemployment levelsiterally half that in other areas. so, north dakota which is talked

about so often, there are not enough employees to fill jobs there. melissa: right. >> it's a question of the u.s. economy rebalancing, it does, every 50, 60 years. think about what happened with the manufacturing economy to the housing economy, before that, you know, you know, and now i thk we're getting back to the manufacturing economy. melissa: i don want to e the segment without getting one of the most iortant questions really worrying markets right now and you would knowhis well. do you think ben bernanke can get out or whoever is in the fed seat at at point can they stop quantity quantit whout roiling the market? >> it will b really tough so much o profits of wall street and all the financial mkets have been asset inflation right? son009, la 2008, early 2009 the fed purchase program really reflated all of the, enabled banks to write up everything they had written do. melissa: will people runor the exs wn t see the f move? or ishere some way the fed can

stablize things to stop that from happening? what is your expert opinion? >> i think it is isolated to the financial companie manufacturers will not be upset and certainly retirees note upset by rates going up. melissa: will the whole stock market go down? >> the market will go down, right? i think financials will be much more hit than an other secor because, you know, you think of alternativesset gatherers or assetanagement indtry because the principle on those nd will be worth less. that is a big risk i think. melissa: i'm sureou read what dime dime said from china, when we go back to the interestate environment, i paraphring it will be volatile and scary. it is right thing to do to get back to a place wheret is it i will will be volatile and someat scary. do y think about that? >> jpmorn i interesting because they have a ver loan low loan to deposit ratio. they bottle a lot of bond.

what happens to the portfolio when the interest rates go up and bond are worth les jpmorgan is not unique. bank across the country reacted to low loan demand put a bunch of securities on their books. the sensitivity to rates i think will be what is most volatile. melissa: that's wh they're worried about but do you think in general the whole market? people areorried about these violent moves in interestates, do you think that will happen? >> oh in terms of violent moves, it is hard to imagine that there is a replacent buyer to the fed, rig? they rlly crowded erybody else out. melissa: right. >>o i think the next bid is a t lower, yeah. melissa: interesting. meredith, we didn't get to talk about your book yet. we'll do it on the other side. that is fantastic analysis we're talk about so much. stay right where you are. the state of the states is coming up next..3 despite all the fiscal problems you ard about on "money," meredith said some of them are ready to make unexpected comebacks. she wil reveal most surprising

picks next. they surprised me. don't go away. more "money" on the other side of the break. ♪

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messa: we're bk with meredithhitney. here new book, "statef the ates," making waves with predictions of our geographic shiftsith nation's economy. here is the thesis. tale of two america es is emging.. one weighed down by debt and facing diminimus economic growth an another brimming with opportunity and nimle to invest the future. meredith, which states are on the brink of falling in llapse? i mean that's dramatic. >> se are going tourprise you. california is clearly struggling, illins, new jersey, are areas that are really again really, really struggling nevada,rizona, i think, florida has successfully or is on the road to really turning a corner on the positive side but one that was clearly impacted by housing. melissa: it is a two-pronged problem. it is being dee dee dependentntn income from real estate and also about spending into what happens, just like every americanjust like every

financial company thought housing wouldever go down because it hadn't since the great depression, so did elected officials is is great. think of areashat had the biggest benefits from the housing boom, california, arizona, nevada, florida. well they spent and hired people and pave, you know, really,ou kn, incredible incentives in termof pensions and benefits, long-term pensions and benefits to their employees that really areust crowding out monies for otr critical expenses like education. melissa: yeah. >> like retraining for jobs. melissa: meanwhile the other states sitting in the cbird seat at this point, we know about texas and north dakota especially. north dakota taking advantage of its natural resources right now. they c't even fill all the jobs they have. i was surprised by some states making economic comebacks, indiana, tennessee, louisna. what are they doing right? indiana is one of my favorite states, former governor mitch daniels di so many things right. one thing he did a public/private partnership

you're familiar with, indiana to role raised $4 billion. insisted that go down debt and build infrastructure to create jobs. melissa: what an idea. >> there is critical resistance to selling assets or releasing assets. if you or i are in trouble we have a barrage sal right? we do what we could, not necessary what we sould. melissa: you don'tet anoer credit card and. you sell something to pay down your debt. >> exactly right. he made terrific structural anges. indian has t growth to show for it. attracted jobs. famously admit it i'm fiscally attractive, indiana. that was their advertisement. louisiana, horribly hit by rricane kakatrina kat as they were they have the huge benefit of proximity to lots of cheap gas andil. oil and gas. so their economy has grown 16% over the last four years. compared to 10% on the u.s.

national average. melissa: yeah. >> tennessee, think aboutll the auto manufacturersigrating to tennessee. each state is basically in hand on hand, you know, combat with next state to attract jobs, to attract businesses an to create jobs. what they understand, business and job creation is ctical to their surval. they have to make really smart decisions not only being attractive to businesses but being conservative really careful with their money so they ca have state of the arthey infrastructure, what businesses really wan melissa: as we're talk about states, you're so famous for the bet thaw made on subprime without question. you were likehe harbinger o deatfor so long. everybody time you came out talked about a company, bank, financial and talk about what they faced ahead on their bance stet, youere right. ter on you talked about municipal bond and, said that there's a looming municipal debt cris that has tentacles as wide as anything i've seen. it is certainly the largest threat to the u.s. economy that

wa on six at this minutes. >> it has been absolutely right. think abouthe threat to the economy. becausehe private second -- sector can't create enough jobs, the real sucking sound is the public sector cutting cost, eliminate jobsnd that is 1 of the workforce. so you think about 12% of the total.s. gdp comes from state and local government spending, absolutely it is critical to knot only, getting the econo back on the road to recovery but in everything i look at. melissa: true, people were -@criticalf this prediction bankruptcies or defaults in those areas around that also maybe itasn'the same caliber as the subprim crisis because there wasn't theame domino effe. go ahead. >> it is interesting that people wanted to make that cl exactly like the citi call. is completely different. you're comparing apples to oranges.s. what clearly happened as been right on the front cover of every newspaper municipalities are struggling. that is why i was sayin the

tentacs are wide because it3 affects taxpayers, retirees. it affects bondholrs and investors. it affec jobreation. this iso me the single most immortant place for me to be and ihi investors to be because really tells you something powerfulbout wre money flows are going. termsf, you know, that the bond call, this is about so, so many bigger things than, you know, a 4 trillion-dollarond market. it is as i said,hildren and education andetirees and taxpayers and cme and all the things we as taxpayers think we'll be protected fro al about why i g interested in this is, during the depths of the credit crisis i wanted to see whether the u.s. was goi on the positive side. it is clearly in direction of central corridor. melissa: absuty. state of t states. thank you so much. congratulations onhe book an thanks for coming on. >> thankso much for having me. melissa: next on "money,"haos

sweeping thetreets of istanbul just miles from one of the world's biggest choke points for energy and commerce. how showaves from the turil in tkey could make its way to our shore stay right tre. pylesf moneyoming right up.

melissa: a frightening situation escalati in istanbul, turkey right now demonstratorare being forced out of the city's main square an protesters are violently clhingith police as officers fireear s and be rubber bullets and water cannons. joining me live on the phone, one th protesters in the heart of istanbul. thanks for coming to the phone. tell me what is the scene lik in front of you right there? describe ito u >> greetings, melissa. right now i'm actually on one of the calmer streets of istanbul where people are protesting with their horns, walking around

waving their flags. so it is kind of calm on this side of the city but on the central side in the square we're watching the news constantly, especial the american media because you probably he heard that our media is not really reflecting what is going on eventually. so, and, the social media has been, ke, a really scary source for news because it has been exposing the truth of what isoing on inside th rebellion. melissa: so it has bee exposing the truth. you describe youelf as a protester. what is it that you're upset about specifically? >> well, it was justicer about e park. and after the police have entered the park and attacked the protesters with brute force it has become more of an issue what has been building up over the years. basically the prime minister deciding on behalf of everyone what should be done and not be done and since they're the main party in power, without asking

anyone around they canake cisions and the vote of confidence is eugh to ss these legal eschews. so people like me are now on the streets to haveheri mister back down from our lives and give us the freedom that we alwayseserved because basically younow that democracy comes with the right to protest against things that the government government might be doing wrong. melissa: it does. at the same time people on the other side have been saying prime minister erdoan was democratically electednd reelected numerous times. that he is your leader right now but tryi to take him ot of office through protest is not followingemocracy eher. how do you respond to them? >> well, it is basically easy. what happens when you became like the main force by having 50% of the votes you can not ignore t rest of the 50%. you have to ao, you know,

listen to their demand because, as i said, that's what democracy isbout. and when we make demand it is not about, like, you kw, just change this or do that. it is basically, just asking us to, asking th to give us the frdom that you know, we mainly deserve and not thisoing through o lives and saying you can not do this and can not do that. meliss why has it comeo ts point of violence? why not wait untilhe next election? >> well, it's mainly because police have shown an aggressive behavior instead of people at the park protest. i have bee there from the first day. what began with like 300 people increasingly became, what,e 10,000, on hdred thousands of people over time because, the poce havv just shown shown no

concern on the protesters. itit was sitting down in the pa. camping, telling that you can not do this because we want our green place. and you can not just say, okay we're just going to build someing up from the scrat just because it washere in like, one hundred years ago. melissa: well the world is watching and we're all rooting for a peaceful resolution. thank you so much for coming to the phonto talk to us. >> thank you. so it is a very serious situation as you can see. it looks far away but has very real implications for our security and our economy here in the u.s. joining me with reaction is chris harmon, senior naval analyst at the institute for the study of war. chris, first of all, give me reaction to the pictures we were just shong and to the protester we just talked to. >> my sympathie the proteste. theye exercising rights to free speech and being handled or reacted to by the government in a most brutal fashion. erdogan is making situation much woe than it needed to be.

he all had to let the protesters let off a little steam and exercise thr rights to free speechnd most ofhis would be blown or. instead he act with a heavy hand and bught in t military and poli and used tear gas and water cannons. what ws a smaller demonstration has grown into a bigger demonstration primarilygain his heavy-handed tcs t very goodxampow not to respond to a peaceful demonstration. melissa: regaress who is right and who i wrong here because we'lhave a lot of time to debate that no doubt, there is a lot at stake. bottoms porous which has more oil passing through it th the suez canal. is is the sixth largest tourist destinationn the world. turkey is nate kno-- nato ally. people say they have the second stroest forces within the alliance. there is lot at stake here. am i right? ticker can i is has a strong ally and capab militar and

important economically and ultimately militarily. this is bridge betwn the middle east and the west. turkey is on the perhery on europe. neverr fully allwed into the e.u. and full very vested member of nato. so it is difficult to overstate how important turkey is econically and strategically to the united states. so we need to keep our eyes o this situation. melissa: so this picture that we're watching rht her and events unfolding is this dramatic enough to unglue that peace you were talk about? >> i don't think it is dratic enough to ungluehat peace becae turkey had over i history a fairly distinct secular strain. they're nonsectarian. they don't respond wl to the heavy hand of authoritariism. since the turkish republic s found 90 years ago turkey had been a ver open society by middle easten standards. relatively freedom, relatily high amounts of freedom of the speech and freedom of the press. turkish society will with stand

thisn the short term a long as erdogan doesn't overreact and take a bad situation and maket worse. melissa: seems that is ectly what he is doing though. isn't that theear he is overreting fhere bent towards democracy, that ishe posite of the direction he seems be taking it in? >> absolutely. what is happening is, erdogan is in fact overreactin he is taking a bad situation, making worse. he has wiggle room to bck off from the heavy-handed rche. engage in the protesters. they do live in democracy have freedom of speh and freedom of assembly and pulse off the police and the military i think this situation will die out. this i important to remember. these are not terrorists. they are peaceful protesters. mayhem or conduct domestic dispesere inhe city. they weren't breaking anything. they weren't vandalizing. they were exercising their right to peaceful assembly. ratcheted back up. he need to ratchethit back

down. also imptant to keep in mind, turkey is in under a tremendous at of pressure wh half of a million refugees fm syria, at least half in turkey at this time. melissa: thank you, chris, ffr coming on. >> pleasure to be with you. melissa: next on "ney," the latest on the nsa whistle-blower who many a calling a traitor to our country. russia looks to grant asylum to edward snowden a revealing line from snowden's last interview may sprain why. forget china, could he sell sa secrets rusa? we'll get reaction from former congressman ron paul. "piles of money" c coming up.

♪ liz: whether it is o wall street or main seet here is "wwo made money today." anyone that owns dole food. the ceo, david murdock is making an unsolicited bid to buy out the company. he already controls 40%. the deal would value dole over a llion dolla. the news sent sres skyrocketing 22%. goodor those investo. also mg money, investors in gamestop. sony will let customers play eused video fame on the new playstation 4, contrary to speculation. gamestop gettingearly half of its profits from selling used viogames. that decision st gamesto shares leaping nearly 8% today,

giving away a wholeile of moneyod, oprah. she is donating $12 million to the afric-american museum in washingt, d.c. the cost to build the museum is estimated to be hala billion dollars. it is scheduled to beompleteed in 2015. > th latest developments on one the biggest intelligence leaks is still uolng. erbouts of the nsa whistle-blower edward snowden stil unknown. we know he checked out of his hotel in in hong kong yesterday. as the manhunt continues is there another threat on the hozon? >> absolutely. anybody in t positions of access with the technical capabilities that i had could, you know, suck out secrets, pass them on the open mart to russ. they always have an open door as we do. >> if i had just wted to harm the s., you know, tt, you coul shut down the surveillance system in an afternoon. but that is not my up tension.

liz: hmmm. snowden had access to some of the country'seepest secrets at the nsa. latest reports areussia may offer asylum to the 29-year-old high school dropout. if granted is the u.s. in danger of more secrets being realed? joing me on the phone former congressma great to have you back on the show. >> thank you melissa: where do you ink he is right now? are you worried about that? >> i have no idea. yeah, i'm worrd about somebody in our government mht kill him with a cruise missile or a drone missil i mean wee live in a bad time where american citizens don't even hav rights and that they can be killed. but the gentleman is ting t tell the truth about what's going on. he is not defecting. there is no signs of th happening. it's ahame we're in an age where peoe who tell the truth what the government is doing gets into trouble. we have a cia agent in prison today because he told us that

there were, tre was torture going o in guantanamo. so this, this is not good that the american people are spied on and -- melissa: it is definitely >>ecrets are kept,overnment a secret. that is not the way it is supposed to be. liz: you heard wha we played at the very binng where we talked about the fact that it wwuld be easy for him to sell secrets tt russi and that is jor concern today as well. >> yea but he also heard, tt wasn't his intent. melissa:e could say anything. you feel confident that he is not going to do that? >> absolutely. i mean, tt' what, that would be my assessment, yes. i do no thhnk that, he would, he wouldn't be doing it this way. he wouldn't make himselfso vulnerable. no, i don't think for a minute that he is a traitor. what about, everybody is worried abt him and what they're going to do and how they will convict him o treasonnd how they're going to kill him b but what out e people who destroy our nstitution? what kind of penalty are those individual who takehe second

or the fourth amendment and destro it? whato we think about people who assassinate american citizens without trialsnd assume that's the law of the land? that iwhere our problem is. our problemsn't with people who try and tl us th truth about wt's happening. i mean danlllsberg did it and, daniel ellsberg, daniel ellsberg. daniel ellsberg. melissa: y're asking, how people feel about this, cording to "the washington post" poll, 56% of the americans find the nsa program acceptae. one ofhe greatest fea snowden said in the same interview heould go through all this and the american public wasn't going to care about the fact. that the government is pie spying on them. >> prettyood statistics the american people are sic and tired of this overreach. yes the propaganda is out tre if you're nt forsa spying on people, then you're un-american, you'renpatriotic, you hate amera that is all the propraganda. what if you' a strict

constitionalist and civil libertarian you have dferent opinion. what i a the so horrible about obeying the constitution? melissa: do you think majority of amerins are disturbed what they found out and will they react and do something about it? >> ihink the majooity are disturd that theovernment knows everythihing about the th kee all the records and they're also, why c't this be connected to the irs? think of this overreach whether it is thers o reporters, ap reports or now this evidence that they spy on every single american to make us safe? people are startingo realize this. i mean -- melissa: you're son called for a class-actiti lawsuit against the deral govnment over this scandal. do you support that? is that a good idea? >> anything like thato cl attention to it. i'v noteen overly confide about the court system. i emphasize the fact that the most important thinghat the american people wake up and understand what libert is all about, what the constitution is abt. i they don't understand that, nothing will change it because

he government is a reflection of education, wheer it is the cour, whether it is the presidency, the executive branc the congressial branch, they reflect the cliches and teachings they have had for one hundred years a unftunately it has under mined our system of liberty and the constitution as was told once when i said we should never go to war without declaration. that part of the constition is anachronism. that is what we're facing. to knee it is educating the american people getting confidence back in their mind and hearts that freedom cank and government can't take care of us and we shoul not pretend the government givesserfect safety and perfect security at sacrifice of o liberty. at is a foolilish trend. i think episode like this do a lot to wake up a lot of people. lissa: i hope you're right, congressman. i hope you're right. thanks so much for cin on. we appreciate you time. thank you. > coming up on "money," that istline grows and georging on a big expansion of his business.

the ceo tells us where he is seeing the beef next. do you ever have too much money? ♪

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lissa: w have been so serious all show. now we get too one of my favori topics which is cheeseburger californi based burger business, fat burger is expanding locations wldwide. they just sign ad deal to sell frozen patties at more than 3,000 wal-mart stores. they opened their first new york location and one in egypt. they debuted spot in pakisn. if that is not enoh, they're looking to enter india in a 25 unit deal. ems le ttere is no busting this burger biz. is the company choosing to expand overseas rather than hire in the u.s.? that is what i was wondering. with mes the ceo. welcome back to the show. i'm so glad you brought me french fries. >> and milk shakes. melissa: on a serious note, we're watching video out of turkey. you a i were talking on the commercial break, as i choos my fry, you were planning to open a location exactly whe the protests were. at were you thinking? >> right o the square we're

opening on the big walking street. we have a fat space burger under construction. it should have opened ts month and will be delayed by a few eks. melissa: are you worried? did u make a mistake? is that a bad idea? >> we're building 15 stores in istanbul. four will open this year. the customers want, burgers, shakes and freys. food transcend politics. melissa:on't they have bigger prlems? >> this is about the consurs rye volting over the food or, revoltg over business coming to istanbul. this is obviously internal between their prime minister and what ty want him to do. but has nothing to do with busine comg t turkey. melissa: do you worry about ysical damage? as you look at things exploding and rubber bullets flying and tear glass, you're investing in glass and business, are you worried abt increased costs? >> you alws worry about something like that happened. you hope things settle down. we opened in cairo. there were lots of rioting in cairo at different points in me. that is gone. it is calm. people are buying burgers. in pakistan there are les out the door around the block touy

burgers t has been successful. >> how are you responding? >> we can't go ay faster to finish building the store because you can't get in there construction stopped eveverywhe. melissa: it just stopp and you're waiting for things to subside to move forward? >> you can workon supply chain and trai the people and can't build unless you get to the stores. melissa: will it change your plans inhe country at all? >> no. melissa: not at all? not a s stitch? not going to do anything less? you will not hireewer people or pull ou of locations ? tis is not changing anything ffr you? >> we're very comfortable with market. istanbul is an amazing city. turkey is a great market. we're looking forward to get en as soon as we can. we need to get open to finish the stores. messa: that is amazing. you're openingp places in india which i was kind of surprised about because in various provies in india it is illegato kl cow they are say credi cows in fact. how will you have a fatburger in india? we're not goingo enter the india market wita beef burger.

we srt with a lamb burgerr chicken burgers, veggie burgers, turkey burgers. ere are other food choices we ve. in some parts of th country people are eating meat in restaurants today. in some they're not. this concept of food transcending politics but not really transcending relion is very important. its very important to certain groups i india to not e beef and we'll not serve beef. messa: does it transla, fat spe burger, traps lat ift is not a beef burger. >> chickurker, turke burger is not an issue. big, juicy, tty, dsn't mean anyyhing else. lissa: when i se you reach out to eand in other countries and i wder at the price of panding here, do you feel like the climate, maybe not the price, maybe not that severe but the climate here is so challenging that the investment dollars ke more sense elsewhere? >> well it was a really, it's a good question. it was really a problem back when the crisis ws hitting us and economy was at alle low,

back four or five years ago, absolutely, it was impossible to frchisee find capital to build restaurants in the u.s. lenders we running for the hills. they wouldn't do it. so there are a lost international mkets, cap is fine and economy is growing a people are building stores. we're starting that back then. we're getting rards today as theytar to open. melissa: wow! thanks so much for coming on. good luck with store as we watch everything fly there. keep ussposted. i hopyou come back soon. great to haveou back. glad to new york ty. melissa: i will eat all of ts. you will leave it all? >> yes. melissa: i could put all ofhat away i promise. want to s see thato down. melissa: andy, thanks ry much. tebow mania officlly arrives in foxboro as tim tebow hits the practicefield. new details out h contract are leakingut. we have all the detls in "spare chang" you can never he too mh money or fatburger or mil shake. let's go with that. ♪

♪ lissa: all right. it's time for a little fun with "sparr change." toy we are joined by our own goddess, monica crowley. our very own adana's monica's -- data shapiro. we have all this food. he is conspicuously not

consuming the fat burger. what are you, al three? >> el freak. all i see here is double cardiac. melissa: come on. if you only live once it's delicious. all right. [laughter] i am a cheeseburger ga. this wou be my death row meal. this one tes the phrase of slee on the job to all new level. german banker dozed f on his keyboard, and disadvantages perfectly. rousted ben a burn the traner $2,903,000,000 fr a bank account instead of completing what was supposed to be and $80 transaction. i don't know. i a suspicious of the story. >> absolutely. first of all, the pers who had this account, why do you need someone at the bank teller complete and $82 section spyware the bank.a. -- they

have to have a surveillance camera somewhere. did he really ll aslp? melissa: it could be good acti. heould have done it. >> the first rule of falling asleep on the job is to fall asleep on a flat surface. i am sun not buying his story. everyone knows that. everybody knows that. melissa: o under your desk. the bill the nestle space under your desk in your offse. >> the 18th floo of this building is ideal because everyone else i on 8912. hehut the door, got the bnds and you just sen a lane bac i hav only heard this. melissa: thi is when you're not eati cheeseburgers. i get it. all right. big news for t football world. the new england patriots just signed stan tebow. a typic nfl contract. a two-year deal that includes no guaranteed money. while the official the amount is not public, albert ear from the nfl network estates the matter of salary as the 630,000

to 730,000. a two-year contract it comes out somef over a million dollars. >> i know. that is whyere talking about the money. >> in thisarcular case is not even abo the money. they did not pick him up, h probably,,his nfl career obably would have been over. i am a long-suffering jets fan. but they did to him was inexcusable. these guys only have x number of years to play cannon money. they basically captain danced. ithinkhi i brilliant. all they have to do is put him out on the field. it doesn't even matter what position he's in. the defense on the opposing team will freak out. this is a gius. >> a good move not only for tebow the appellate check. you know, great quaerback. usuay they don't become great in the first second. he needs some od traing. and the cleveland browns fan here. so no love for m bella check.

melissa: i'm sure. a lot of resct he creates a kind of interesting options out there on the field. of the other team. perfect. now, a "spare chan" update. this 2-year-old begin making the best boss ofrom any ang, to prove his guilt just a gun basketball great kobe bryant. and ty tied. the d.c. ts? those getting fourhots in 30 seconds. i mean, toddler, a title that -- a toddler diedoberyant. when i first heard abouthis i did not see it live. had to go watch it. i thought maybe he threw it. when you wanttd toy dog thinks of fifth. he was reall trying. like a decade. th is ridiculous. an i can once that all day >> is the kid, he didn't just become a beacon may also be sila kne. i mean, -- melissa: he just keepsoing. he misses there is no reaction. >>wo years old and he makes those of us who are notwo years old feel inadequate.

melissa: teeseven cute. he's adorable. >> feature nba star. melissa: adam, i demand people a paid advertisement for starvista entrtainment and time life's music collection. these are songs about real life... songs about love... songs that come straight from the heart ♪ here you come again ♪ ♪ just wh i've begun to get myself together ♪ ♪ oh, baby, i'm nna loveou forever ♪ ♪ ♪ forever and ever, amen ♪ mama, he's crazy ♪ crazy over me ♪ust the good ol' boys ♪ never mning no harm