it's not like he needs the money. well, that's all we have to you today. i hope you made money today. we will see you back here. i have to go, they are eating all the food. gerri: hello, everyone, i am gerri willis. tonight on "the willis report", the clock taxon. >> we will be all better off that we supported. melissa: gerri: and super bowl champs promote obamacare. plus, an even bigger success story that we first bought. name brand versus storebrand. can you tell the difference? we are watching you tonight on "the willis report."

gerri: tonight our top story is the commander-in-chief has given up trying to explain his signature health care law. the explainer in chief, bill clinton, is kicking off a series of speeches today in his home turf of little rock, arkansas. the pressure is on because in less than a month for health insurance exchange commission will go live on october 1. would you make of that speech? >> i think that they had to turn to president clinton, and that tells you a lot. there isn't anyone who is running for election that doesn't want to be. he has a reputation to be able to sell anything, and this is a very tough sell.

gerri: it is and here's the former president. >> it seems to me that the benefits of reform cannot be fully realized. the problem certainly can't be solved come unless both the supporters and the opponents of the original legislation work together to implement it and address the issues whenever a system becomes complex. they're always drafting errors, unanticipated issues. gerri: clearly the republicans should be doing a better job here affixing mess. does that take away? >> i think so. i have thought that this was, you know, good marketing, but not very realistic. republicans have spent a lot of time pointing out the flaws in the legislation and there has been no interest in the part of the white house of changing it. it will be implemented the way it is.

as many people said, this may not have been his first best performance. a criticism that says, you know, that is not good. gerri: msnbc jumped out at about 15 minutes. people thought he was phoning it in. that raises an interesting question. does that tell us that even president clinton doesn't like the law? >> it is hard to sell. let's remember. health care was supposed to cut costs, this is higher costs very at it is cutting off people and hurting their job prospects. it's pretty tough to be given an assignment that says, let's take something that is visibly harming the livelihoods of americans and say it is a good idea. gerri: it is a tough sell. but a lot of americans don't know it is the law of the land. a lot of people think it was thrown out by republicans. the people that wrote the law don't even understand it. with october 1 approaching, what we are learning is that a lot of

companies out there are going to dump employees onto this exchange. they say they are going to give them a stipend to buy insurance. this is exactly what i feared, the companies would give up their own health insurance plans. what you make of this? >> i have been concerned about this from the outside. i think your concern is legitimate. if you do the arithmetic, there is not a corporation that should be interested in continuing being responsible for health insurance. they should be giving their employees money to go shopping on their own. the only problem is that you don't people into a regulatory system that is not working any to the taxpayer with an enormous bill. it is an concern that i think will prove to be one of the achilles heels of this effort. gerri: we have been looking at the projected enrollment in the exchanges. is this going to move and grow rapidly? would he think he was so confused that it will take them a while to decide to enroll in these exchanges?

>> it will be feast or famine. one possibility is employers, we are dumping them in there, the other possibility, it's a real concern. they are taking with the over this thing to my premiums are going up. i will just pay the penalty. there are individuals in risk pools that were their way. and it is a hesitancy from players to fill an airport defaulters spew on monday tell you about news that we had today about prices. average prices, first of all for a midrange policy for a 21-year-old -- we are showing a 40-year-old -- but the average price of a 270. a 40-year-old, $330 a month. take a look at these numbers.

my question is is this an increase or a decrease. what do you make of these numbers? this printing stuff out today. >> it's interesting. there are really three things to keep in mind. the first is compared to what, what did you have to pay before. for many young healthy individuals, that is a big increase. for someone older and sicker it could represent a decrease. so without a doubt this could be redistribution for the young and healthy. that's the way the system is designed. at the hidden part that people have to really look at carefully edits were you getting for that money? one of the ways that some companies are managing to keep those costs down is to really restrict to you can see. what doctors you can visit, what hospitals you can visit. they are keeping the costs down. so working with this is

important. gerri: you have to talk about quality of care. you know, we really haven't focused on that in a while. we haven't focused on cost either. doug, i'm so glad you're here to help us out. thank you and we look forward to seeing you soon. all right, the exchanges might be a month away, but a new school year is underway. an alarming new study shows half the state failed to implement disaster plans of schools and day care centers. with more on this is the president and ceo. they are going to school or daycare everyday, but are they safe? >> well, that is really what this report talks about. we have moved for states meeting , their 28 states and the district of columbia that do not meet these standards beyond we

have been through a lot. sandy hook elementary, superstorm sandy, a lot of situations where kids have been at risk. local governments and state governments would be on of this to make sure that kids can get access to their parents after a horrible event or access to food, for goodness sakes. what is going on? >> i think people have to focus on us. there is actually more focus on pets and children. >> there was more focus on pets? >> yes, there are more services available right after hurricane katrina. we had 5000 kids that were separated from their parents or caregivers during hurricane katrina. that is one save the children and other organizations from the focus on not. gerri: well, some of the things that came up after superstorm

sandy, it's hard to get food to kids. some shared emergency shelter with registered sex offenders. we do not want that to happen either. so what is it that you want to see? that is what i don't understand. >> i think what we really wants in this case is we won't see kids pay attention look at disaster planning. every school should have an evacuation and a plan for special needs kids. we need to make sure that childcare centers have a way to get in touch with parents. so i make sure to have some alternative. gerri: the range of problems are so big. and in fact, in san intending that they had a plan. just having a plan may be no guarantee that your kid will be safe. >> is etc. not a guarantee. i agree with that. but there is a long way to go

here in terms of schools putting in the very basics. we think we can do better. sue and i know that they will say it is all well and good. but we really don't trust them to get it right. >> i think that's a great point. appearance for the website, i'm a mother. one of the most important things for kids, not only for their physical well-being is their mental well-being, to have a plan and know what the plan is. gerri: what you mean it should be a no-brainer? >> is a no-brainer, and these are just some of the things that we are looking help kids out

there. gerri: the 68 million kids are separated from their parents everyday. thank you for coming on the show. it is a shocking and disturbing thing, especially after last year. the past 12 months, so many emergencies. >> thank you. gerri: we want to know what you think. we rely on in disasters? the federal government, local government, or yourself? >> we have more to come this hour, including the answer to the question, how do you do that. how to find the best car for your teenage driver. in the energy boom going on in this country. it is even bigger than we thought. stay with us. ♪ ♪

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records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises. gerri: you ever wonder why the obama administration has been silent on green energy lately? maybe it is because oil and natural gas production here in

the united states is having a major impact on our economy. according to a new report, the boom is creating more jobs and more spending for a senior fellow at the manhattan institute. welcome back to the show. these numbers are terrific. domestic energy production explosion. households gained $12 million in income last year because of his. >> it is remarkable. it is supports what the oil and gas industry has been saying for a long time. with the what this in terms of gdp alone has talked about. $3 billion in additional gdp just from the shale oil and shale gas. this is about a 2% addition. 2.1 million jobs. it is interesting to of the wind energy sector was talking about last year.

but they also needed a tax code change. adding 40 times as many jobs and it is remarkable. gerri: that is very interesting. you talk about gdp, that is great and terrific. 800 bucks savings for families. heating and cooling. the bill is down $800, $150 lower electricity rates. so we are saving about a thousand dollars a year, heating and cooling our houses and this is a good thing. this is saving people money. >> this is not just in this, but the manufacturing base, stimulating the flood of oil

coming into the market. look at the french companies, some of them have started newness in the heart of this. an egyptian company building a $1.8 billion fertilizer plant in iowa. gerri: are american companies doing the same kind of investments? >> absolutely. about two years ago i talked to dan. he is the ceo. he said the entire u.s. manufacturing base could be changed if we embrace what is happening. and it is happening. a new plant is being built in indiana. this is a game changer. gerri: i like what he said.

it is like dominoes falling. $200 extra per family. what is interesting is that we're not even talking about this. this is not like working at starbucks or mcdonald's. these are good and high-paying jobs. exactly what we are looking for. >> absolutely. it is broad-based. you are seeing the effects and engine manufacturing getting a big boost because of natural gas being used in the transportation sector. huge boom in natural gas vehicles that are allowing railroads and mining in general. fertilizers, the refining industries. all of these are benefiting from

this. gerri: i know what we're going to be staying about this study, it was bankrolled by the energy industry. sort of these number suspect in some way? >> that will be the response and that is always their objection. the look of the administration, it's interesting this see what obama has been saying and what the new secretary of energy as saying. they get it. they are not going to back away from the oil and gas industry. they realize how important this is to the u.s. economy. this is a remarkably positive news for the economy as a whole. gerri: u.s. companies in today's wall street journal quoted a saying about companies in the energy industry. we are turning our backs on us. would you say?

>> i'm in favor of building keystone xl. but i wrote a piece that was published in february which i said now it doesn't matter because the railroads are stepping into this. the oil companies aren't going to sit around for the state department to finally decide this. and we care about 500 legacies behind. by the time the pipeline gets built, it might not even be needed. gerri: the private sector steps into the government can't get it done. thank you, robert for coming in. thank you. gerri: coming up later, it a new study shows important information. we will tell you how to shop for

one of these things for your kids coming up. ask me what it's like

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gerri: auto sales are surging. sixty seconds coming up.

gerri: no one can get enough cards. americans can't get enough new cars. low interest rates and an improving economy. pushing people to trade in bottles of old average age 11 years old. and if you are a parent or

grandparent, how do you do it? tony now is glory. okay. i have a serious question. you talk about how you pick a car. you say don't take the small cars. the honda civic was always one of the particles small cars for kids. >> well, it's a good small car. they don't know all the rules of the road. a lot of uncomfortable situations. you want to make sure that they are in a slightly larger car. gerri: the suvs are we are to drive, aren't they? sort of hard to figure out how they're going to react to your steering, it's uncomfortable,

it's big, are you having a car behind you? you don't know. >> it can bring a lot of friends. and you can make an aggressive maneuver and find yourself in over your head. we have rollover ratings now. forgetting the suvs, forgetting the convertibles,. gerri: you are just no fun. [laughter] >> my kids have pretty aggressive packages. is a good performance, not high-performance. >> exactly. it may being smart that is important. gerri: so you have some car recommendations. can you give us the names and price tags? >> we are looking at a ford fusion, or a ford taurus, you're talking a person arranging and

the 20 or range, for example, a chevy proves or a malibu or impala. great hard choices. very safe, the honda civic, or even a optima. these are nice and sizes. the one you're more likely to be safe. >> absolutely. airbags, all kinds of collision, the safety features that you don't realize. so you really need him to work for you. one of the number one things is you have to know how to check your tire pressure. you have to know how to change a flat tire. know what's in an emergency kit and the basic maintenance. if you don't understand and you don't take it to mckenna, i can tell you how many e-mails i get from people saying, you know, my kid run oil down to nothing.

gerri: i don't get into a single thing on that except for maybe take the tire pressure. i did want to ask you about how boomers this. >> these are times when people are thinking about this. also they are trying to pay off college bills. that is exactly what we have. or they need to put the families on hold. gerri: coming up, september getting into a shaky start on wall street. could this be the trigger? what that can mean for your student coming up next.

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>> from our fox business studios in new york, here again is gerri willis. gerri: the day of reckoning here for the nation's colleges and universities. kids and families facing skyrocketing tuition which has outpaced tuition and medical costs in this country. they are now finally saying enough is enough. the number of students in college last year fell for the first time since 2006. this is in states across border pulling back funding. so are we finally going to see cheaper tuition? joining me now is the associate producer of the center for educational freedom, also the author of feds in the classroom how big government corrupts and cripples and compromises the american education. i guess we know your view on

this story, but this plunge in college enrollment, what do you make of this? these numbers are down, can people just not afford school now? >> it is a combination of things. we see when economies improve, people go back to labor force, they leave college so that is probably part of it. the other part of it is we have seen growing awareness the last two or three years the price of college is just much higher than the value a lot of people get out of it. gerri: the people really dropping out of the people 25 years and older. that can be a good story for the economy if what is happening is these people are finding jobs instead of having to be retrained. how do you analyze it? >> that is a lot of it. we have a talk about retraining because a lot of people go to college especially hard to find jobs and it is not very

effective. what we are seeing nonetheless is the economy improves, people say now i can go work, i don't need to go to some program that may or may not give me the skills i need it gerri: i'm hoping the schools look at this and say number he wants to pay this tuition so we're going to cut it. any possibility that will happen at all? >> i think that is probably unlikely across the board. some that have said look, for want greater enrollment we have to cut our prices for the most part this wasn't a big enough drop most schools are really worried about enrollment. probably the big ones with the high prices are not too concerned especially because the federal government will give people money to pay these things. gerri: there is in a limited supply of federal tax dollars, that is for sure. the most intense reaction is from small private schools that

have high tuition and are really seeing problems. i have to ask you this question. obama came out and said the solution to the crisis, don't worry about the lending from the public, put that in the back of your mind. we have a short amount of of time kids are at school. this from a man who is in school for four years for his undergrad, what do you say to that? >> there probably are people spending too long in college. a lot of that is because people go to college largely on somebody else's dime and have a lot of fun. the root problem ultimately is that people are getting other people's money to pay to go to college, that greatly reduces their incentives to get through programs quickly and to get the specific skills they need and then move on. gerri: it is amazing problem. hopefully sometime soon they will say we can cut tuition

instead of phrasing it. thank you for coming on the show tonight, always great to see you. >> my pleasure. gerri: we will have a weeklong special series called your users guide to education. all your answers. what schools give the best deals when it comes to paying the tuition. we will answer all your questions, so put that on your calendar. we will be doing that all week long. have a lot of education doesn't necessarily translate to a higher paycheck. jobs requiring higher education that have low wages. number five, graduate teaching. the good news is these positions are usually only for graduate school but the median income $31,000. number four, library technicia technicians, what we used to call librarians.

many have gone on to earn dockers for a median salary of less than $31,000. number three, radio and television announcers getting a degree in communication or journalism is an offensive feet with a median income for this job $28,000. number two, recreational workers. including camp counselors, part directors and often seasonal help with full-time positions usually require a college degree. median income $22,000. number one job required for higher education offering low wages, legislatures. congress, the people in the state house, while you don't have to have an advanced degree to get elected, most do. both have graduate degrees in law or business. legislators often take-home lesson $20,000 per year we had other jobs in list including proofreaders and rehab counselors. with more big chains launc laung their own product line, we will

play the namebrand worth the price. the fight over syria failing to bring down stocks so will september be as bad as everybody is talking about? looking out for you and your money coming up.

at od, whatever business you're in, that's the business we're in with premium service like one of the best on-time delivery records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises. ...amelia... neil and buzz: for teaching us that you can't create the future... by clinging to the past.

and with that: you're history. instead of looking behind... delta is looking beyond. 80 thousand of us investing billions... in everything from the best experiences below... to the finest comforts above. we're not simply saluting history... we're making it.

gerri: time now for the stories you are clicking on. a jump in auto sales sending stocks higher today. looking ahead to friday's jobs report. edging once again near 15,000. the double-digit gains for automakers were the result of strong sales of pickup trucks and small cars. toyota posted the biggest gains up year-over-year, and was chrysler's best august in six years.

economic growth held steady across u.s. from july through august. all 12 of the fed regional district reported modest growth, the same as the previous survey from may and june. it has been called wearable technology. samsung unveiling a wristwatch weeks ahead of a similar product expected from apple. samsung says it can act as an extension to a smart phone by alerting users to incoming messages and calls. and also make calls without getting out your phone. those are some of the hot stories on foxbusiness.com. september is supposed to be the worst month on record for the stock market but it is not starting out that way. what happens to all the predictions of corrections and pull back? joining us is the chief strategist asset management. great to have you. here is the numbers. on average between 1971-2012 the market has been down half a

percentage point. if that is the average, you know there were some darn bad septembers. is the past prolonged, will it happen? >> that is one of those technical indicators that works up until the day i use it. as a strategist have a focus on the present and the future not worry so much about the past. gerri: where are we going? a lot of people have been negative area did are you positive? >> we will be up about 100 points by the end of the year. on a 200-point down day, i was pretty uncomfortable, you talk harsh and we started to raise cash and that was clearly the wrong move. gerri: you guys have the short-term focus. what is your biggest concern? if you were on tv, what are your worries now?

>> obviously syria is the short-term concern but i don't think that will be a long-term concern. it appears oil rice prices could surge. it is a rounding error in the oil market. even if it spreads to the broader market throughout the region, the united states over the next decade has a real chance at energy independence so i do not think that will be a real concern. if you want to look to a real concern, it is building over washington. gerri: you're worried about the debt ceiling and budget talks. >> b will go toe to toe, but they know when push comes to shove at some point somebody is going to blank. liz we spent all of our time covering that and it is just nonsense people cannot sit down and find some kind of common ground. i want to ask you about the fed.

people obsessing with the fed, when are we going to taper. he said we will continue to maintain the current very low level of the fed fund rate for at least as long as the unemployment rate is above 6.5%. i don't expect the economy to reac6.5%nempymenunti theirstalff012. he ss weill ep o fooon he pal f a lg ti. hes taing out e sht enof t cve. t wrry theeniis o of th bttlend ty caot corol e lo endof e rve and the fed is setting us up for the removal of the stimulus and removing of quantitative easing. whether or not the taper happens this month or next month or until next year it is coming and interest rates will move higher having an effect on the multiple of the market.

gerri: when interest rates go up, mortgage rates go up, what you pay on your credit card goes up. isn't that a big concern for you? you say you are worried about washington. i am worried about interest rates and inflation. >> unquestionably it affects the market has been about multiple expansion. we need low-inflation to have that run out. it will rise like you just said, a lot of things go up, housing prices go up, credit card debt, it will affect a lot of things, but i still think we will push higher toward the end of the year. gerri: i think you are right. thank you for coming on. still to come, my two cents more and brand names or generic store brands. consumer reports is here with an eye-opening investigation you definitely want to see.

gerri: are you shelling out to on namebrand foods? our taste buds are on it. next.

♪ gerri: well, we are putting your foods the test. are the pricier namebrand items tastier than store brands? seniosenior project editor for e consumer reports is here to dish out details of a brand-new survey. my friends come i think we are cruising for a bruising because you have done the formal taste tests, store brands against national brands. >> the big names. in 33 of 57 head-to-head comparisons in 10 categories

with a national brand big-name against the store brand, seven national retailers, store brand was at least as good as the national brand 33 out of 57 times. gerri: that is not the same as can you tell the difference. >> absolutely. a product can have wonderful texture and fresh, but a difference in seasonings and ingredients can be different but equally as good. in some instances indicates a couple iconic products, heinz ketchup, hellmann's mayonnaise we found dead ringers. gerri: i think i really like heinz. >> a lot of people do. it is a loss to build a national brand and he deserves that reputation. thigerri: this is the store bra. they are really similar.

>> we put it to the test, consumer reports staffers, blind taste test among the experts we said all a few fans, we will do a test with you. 40% of the instances the people who regularly eat them actually preferred the store brand. i tried it and i was baffled. there are instances the store brands are as good if not better and can save you on average 15-30%. gerri: you did this with mayonnaise. i am from the south, we put it on everything. miracle whip is a tragedy. tell me the comparison. >> it was really interesting because like heinz ketchup, the mayonnaise is iconic with the following. it was quite good. tangy, flavorful, suite, a hint of vinegar and great value from

walmart was actually so close again 40% of the people who tried it could not tell the difference. so that is an instance not just equal quality but almost like twins and that is a bonus for lots of folks. gerri: you also got trail mix. i am not married to anyone product. >> little bit more product differentiation in trail mix. a little different profile but again the fresh, crisp, crunchy texture, the fresh chocolate really was a parallel we found some good ones. the target one was good, whole foods was even better than any of them. in some categories like nuts, looked at emerald, cashews, all the brands were better than theirs because multiple batches

were kind of slightly stale. it is always worth trying. gerri: some store brands make wonderful things. >> that is one of the first premium private labeled products setting the standard for excellence. i heard you used the word generic. those were the office products from the 1970s when jimmy carter were present giving store brands a bad name. today they are worth a try. you can save a lot of money and the sam's club versions 50 to 60% cheaper. what is the worst that can happen? you don't like it, go back to your old brand. they often not only give you your money back, many will give you double your money back. gerri: you are awesome as usual. we will be finishing that during the break.

we will be right back with my two cents more and the answered tte question of the day, who do you want to rely on during a disaster. stay with us. ♪ [ male announcer ] staying warmnd dry has never been our priority. our priority is, was and always will be serving you, the american people. so we improved prioty mail flat rate to give you a more reliable way to ship. now with tracking up to eleven scans, specified delivery dates, and free insurance up to $50 all for the same low rate. [ woman ] we are the united states postal service. [ man ] we are the united states postal service. [ male announcer ] and our prioty is you. go to usps.com® and try it today.

gerri: a new report shows more than half of states don't require schools or day care centers to meet minimum standards to protect kids during a disaster. do you rely on the government in such situations, or do you rely on yourself? roger says my family and myself coming only people with consistent concern and responsibility for us. myself and local people, not local government, where the only ones truly interested in what happens around here. the feds don't care if they are constrained by the party politics. amen, sister. we also asked this question on gerriwillis.com. 1% said the federal government, 6% said local government, 93% of you said you rely on yourself.

said i once had many examples to offer citizens for observation as i move around the consumer world today those examples have all but disappeared. sad. rather says thanks for speaking the truth about the economy especially the jobless situation. we love hearing from you. send me an e-mail, go to gerriwillis.com. finally, here it comes, obamacare is rolling out next month states open insurance exchanges to the public. the first to the trough for free government assistance our company is expecting to put much of their health care costs on the federal government. they'rthey are expected to offer employees a stipend of some type but it looks as if the 60 year experiencexperiment is coming t. thank you to the obama administration for dismantling the imperfect system and putting in place and even more imperfect

system that promises to cost us taxpayers dearly. that is my two cents more. thank you for joining us, have a great night, we will see you back here tomorrow. ♪ lou: good evening, everybody, thank you for being with us. president obama astonished most republicans and many of those in his own party when he stated he did not set a red line on syria and chemical weapons. president obama said that the world instead had set a redline and asserted further that his credibility is not at stake now as many critics and supporters have suggested. many said his credibility is not an issue either but the credibility of congress itself. the white house issuing the redline ultimatum to syrian presidentss