he says he does not believe in passing on from one generation to another. instead to me is likely to give the money to charity. is he did do better? that is all we have today. i hope you may "money." we will see you back here tomorrow. gerri: hello, everybody. i'm gerri willis. tonight on "the willis report" more big problems for obamacare as the country's leading health insurer start pulling out of the new exchanges. also, bargain hunting is back in a big way. the crazy coupon ladies are here to show us how it is done. all the buzz about the phone. is it worth it? we are watching out for you tonight on "the willis report." gerri: our top story tonight, three weeks until the obamacare exchanges go live.

those insurance exchanges that let you participate in obamacare this countdown is seeming more and more like a meltdown. obamacare opponents led by senators rand paul and ted crews , check out the video, storm the capitol today to rally support for defunding this president's signature law. house majority leader reportedly seeking to tie a 1-year delay of obamacare to an increase in the federal debt limit. meanwhile, big insurers are refusing to participate in these changes. here to weigh in, former republican new york governor bill be great to have you here. >> could be with you. gerri: here is a we have. aetna, united healthcare, cigna. big insurers a national company saying it the end of the day maybe we will be involved. gerri: sitting it out for a while. "simply it is falling apart. all of the horrors that i and others that are going to happen when this is being considered are happening. you have all of the major insurers now saying we have to take a look.

not so sure we will do this. employers like ibm saying we're going to take our retirees and give their health benefits to private exchanges. we are going to dump the entire chicago public workforce on to the public exchanges. this in a bill, a law with the president looking as in the eye a dozen times and saying no one is going to have to change their health care if they're happy. gerri: you keep it. now the biggest opponents are the unions were the biggest supporters. the teamsters as saying this is not work. the afl-cio taking a hard work. unless they can cut some special deal, they're going to come out against it. it is clear. the handwriting is on the wall. obamacare is a disaster. gerri: but it is the law of the land. these changes are going to open. everything is in place for more

taxes, more burden on the taxpayer. that's not going away. >> sixteen dozen new irs agents. gerri: it may not work, but it's not going away. >> another provision now that the public exchanges are going to open, any employer who has one employee or more who has revenue of $500,000 or more has step send a letter to every single employee saying that the public exchanges are open. this is what your options are. gerri: the burden is on the employer. >> hundred dollars a day. >> from working in a company, unless i send him a letter saying that the public exchanges are there, hundred dollars a day. this is an awful lot, the worst of my lifetime. it is, as you said, melting down it is not going to work, and it is time that the president, nancy pelosi, and harry reid throughout their arms and said, okay. we believe. gerri: back to these insurers.

these are the folks who work bought behind closed doors. the insurers were told you are going to be reimbursed. there is going to be stipends, money flowing from washington to you to cover these people. trillions of dollars. yet even now their sank amid you know what, maybe we won't. >> is probably won't work. i am stunned to find out that president obama actually told someone something involving obamacare the terms of not to be the case. i mean, what were they thinking when they supported this in the first place? it was obviously going to be a disaster. the sad thing is that the average person who just wants to have a good health care program, they probably already had won through there employer or in some other way, a totally confused. what am i going to do? gerri: that is what you find out. some people think it was overturned. not insignificant. he mentioned before the afl-cio.

the union desire to have their members be able to be on these changes. a new number out, how much that would cost if obama turns around. it is $187 billion. for another 200 billion on top of the total cost, that is what it is going to cost of these unions get their way. >> if they get their special deal. qaeda see how the president has the authority without going to congress, and there is no way congress is going to approve that. gerri: you say this is blowing up. it is not working. what is the future? republicans did not want it in the first place. it seems to me that we are stuck with some of the worst parts of it and cannot get rid of the others. >> we are stuck for now. what is confusing as the presid the law. suppose to start january 12014. it will put it off for a year. unilaterally. he just says, i'm going to ignore it for a year. no one knows what is and does not belong. quite clear that it does not

work. we knew was not going to work. it is time to repeal obamacare, said down and a bipartisan way and put together a reasonable health care reform program. gerri: dream. could be hard to do. >> i think it is getting easier and easier as groups like the teamsters say it is not working, public employees say it is not working. and clearly it is falling apart. i think they're going to have to go back to the drawing boards. thank god. i wish they would do it now instead of later. gerri: you make a good point that this law is messing up other things. one of the unintended consequences as a weaker gdp because people don't know what to expect. always great to see you. thank you so much. a food stamp program grows. the number of households region yet another record high. with more on this, former economic adviser.

welcome back to the show. rick to see you. i am looking at these numbers on food stamps. they are ever increasing. the enrollment numbers are up, up, up. if you would listen to the president and the white house, what they're saying is, the economy is doing so well. if the economy is doing so well : some many more people on food stamps? >> it's great to be with you, but let me remind you, according to the white house and the senate leaders, this was a stimulus plan. giving more food stamps in the hands of more people was supposed to be helping the economy. 47 million, supposed to be a sign of success. all of this has been terribly mishandled. first of all, i think we can agree, any child who is hungry should be fed. any senior citizen, americans should not go to bed hungry. but we have created and the government has created or more

of this food stamp program into a kind of multi tiered marketing club. the "washington post" reported that the state of rhode island has been go parties to sign up people for food stamps. advertising everywhere. and on the radio. even the names nap is now the abbreviation for snappy title. it makes it sound too easy. food stamps should not be cold snap the something like damage the economy is in terrible shape embarrassed. as soon as i get a job or get out of this math. gerri: the federal government is doing nothing but encouraging people. that is the entire purpose of these programs, to take away the stigma so that people don't feel guilty. maybe people should feel a little guilty. don't you think? >> in the 1990's president clinton signed a welfare reform bill the required food stamp recipients to look for work or look for trading. president obama gutted that requirement.

he did so because he said people can find work. surely there must be some opportunities out there. it is not showing. gerri: a little bit about the economy. gdp growth, lots of concerns about that. certainly maybe not in washington, but the rest of the country. this is caused by tax breaks under ronald reagan. fewer federal programs. those are all problems that have cost the economy has slowed down. >> well, let's face it. the economy is very weak. this methodology or bias, the way president obama talks about these things, the sort of guy

you would see a fat person and skinny person walking down the streets that that day of of his food. explosive economic growth in the 1980's and reagan. in the 1990's and bill clinton. it was, as a result of deregulation a result of tax cuts. that really has not occurred. like to learn from history. at least not the history of the 80's and 90's in which the american economy created. that is not a time that is of much interest. gerri: i agree. thank you for coming on the show. we appreciate your time. >> thank you. gerri: now we want to know what you think. our food stamps to easy to get? log on. more to come this hour including tips on becoming an extreme

couponer said. should you trust your health the latest ads and gadgets and the market? and doctors take nexus with a cover for you and your health. weekdays are for rising to the challenge.

they're the days to take care of business. when possibilities become reality. with centurylink as your trusted partner, our visionary cloud infrastructure and global broadband network free you to focus on what matters. with custom communications solutions and responsive, dedicated support, we constantly evolve to meet your needs. every day of the week. centurylink® your link to what's next.

gerri: consumers are being bombarded with health apps and gadgets claiming to detect all sorts of life-threatening diseases. one study claims that the polls from your fingertip can't detect whether or not you have heart disease. add these really worth it and have a you know? joining me now to migrate to see you perihelion he for coming back. how does the polls on your fingertips of weather not yet heart disease? >> there are several devices. what that does is it measures after you compress the brachial artery elasticity of the artery. arteries that don't violate probably have greater tendency to build the -- gerri: you're really technical. what does it do? measuring your heart beats? measuring -- >> blood flow.

you will lease it. you have a pro been one finger and that hand and a probe in the the finger and the other hand. in the new measures to see what happens if you release the compression theory normal arteries will dilate properly. arteries that already have a dysfunction will not improve to the same degree. gerri: you can tell like that whether you think someone has a heart disease and is looking at how well your arteries work. >> a very early predicted to see who is the rest later on to develop problees. >> it takes 15 minutes, insurance usually covers it. a very simple test. gerri: should i do it myself, by one of these? the equestrian. it. >> those are different. those tests are different measuring their oxygen.

this is measuring how the blood vessels dilate stirring a compression. gerri: he said anyone at any age, but does it work better on some another is? >> the only -- it works pretty well on everybody. he had to get a blood pressure cuff around the arm, women who have long nails have to cut their nails and that figure. that's pretty much it. don't take caffeine medications. we have been using it for about eight months in the office. very effective. >> you have to cut your nails. gerri: you have any concerns about all of these gadgets? many of them are for people to use and around.

>> tracking your blood pressure, keeping a record of it, certain events work. that is how you can measure glucose. very useful. it's really more for a doctor's office. gerri: high blood pressure is truly the most common problem in the population right now. what kind of advice to you give the people to prevent heart disease. >> if it's abnormal you need to take several times. it's a big risk factor for heart attacks and for strokes. how do you tried said treat or prevent it? los all tonight. make sure your good way, your weight is not too heavy. your exercise at least 30 minutes a day. do things that really can keep you in good shape. gerri: salt is the most important.

>> very important. as the things, sometimes it is a genetic issue. there are other hormonal things that can cause the high blood pressure. gerri: well thank you for coming down today. reformation. dressed american. just terrific. thank you so much. coming up later in the show, good news for homeowners. next week answer the question, how you do that? crazy coupons. we have all the details coming up. [ woman ] if you have the audacity to believe your financial advisor should focus on your long-term goals, not their short-term agenda. [ woman ] if you have the nerve to believe that cookie cutters should be for cookies, not your investment strategy.

if you believe in the sheer brilliance of a simple explanation. [ male announcer ] join the nearly 7 million investors who think like you do: face time and think time make a difference. join us. [ male announcer ] at edward jones, it's how we make sense of investing.

♪ gerri: couponing is making a comeback. exactly nanotechnology is feeling the resur

gerri: september, national audubon month. think of that entire month for couponing. no surprise has been dedicated to saving taxes. did you know, 70 percent of consumers use coupons. that is almost everybody. almost more important, people make hundred does not martin to use coupons. it is a very high-end strategy to use coupons. our next guest says couponing is reasoning itself. he takes blame, founders of the crazy coupon lady that com. we'll start with you. you say couponing is making a comeback. how so. >> is making a huge comeback. we saw it with the extreme couponing. a huge amount of growth that was not really sustainable. people coming back to it.

it pays to say. gerri: dollars base to save. i toss some stores had gotten rid of the double couponing and said we were not going to do that and more. >> right. since ditching couponing, a lot of tightening of the coupon policies. more definition and more coupons available for all of us. the rules may have changed in another game changes. still ton of money to be saved. gerri: a ton of money. you say that the real way to do this is about social media, on the web. tell me what your favorite tools are. >> racine trends the coupons are becoming more social. coming up with ways to save, facebook or different money-saving applications. some of my favorites are targets, new car will programyoh

friends and can turn a discount that you can use on top of store coupons and manufactured coupons which is a huge way to save. gerri: of the one call i bought a nap. tell me about that. >> this one is great. you downloaded to your smart phone. you can choose products that you want to purchase sphere. when you come on you take a picture of your receipt. it could not be easier. gerri: and you have savings start. >> s. another application that you can use to save money at the grocery store. similar you buy items at the grocery store. is actually links with your preferred savings a loyalty card when you make those purchases it is automatically added. >> one more, the amazon nap.

you can scan a bar code and will pull up the price of the product i love using that as a comparison tool. is or isn't this a good deal. gerri: a great idea. are there downsides? things you have to be aware of? potential pitfalls for people who want a coupon but maybe are new to it? >> there certainly are. doing too much to send. we suggest starting with just one store. also buying things to you don't need just because it's on sale. if you shop smart you can avoid those things. that is what being a crazy coupon lady is all about. gerri: i've done that before. you did a great deal. then maybe you don't need that. now you have overspent which is always a disaster. what other advice? you have a great website. you guys are looking all the time. the nice thing about your website and one other reason the we decided to talk to you today is because it connects you with all kinds of stores and places. it is not just attached to one

retailer or vendor. >> you are exactly right. that is what we love. we actually are not bringing you the our own exclusive coupons. we're aggregating from everywhere. instead of having to track them down on facebook we're putting them in one place and taking a step further. we're showing you agree coupon in telling you where to use it to get the best savings. hopefully we are taking the leg work out of it and making couponing really doable for real women everywhere. gerri: one more question. what is the very best deal you have ever had? >> so many. gerri: biggest savings -- savings. i can't believe it. >> one thing that i did just last week, i made a purchase for serial of walgreens. i use the dollar off coupon. then i used for an additional

savings and got a $10 gift card just for making that one purchase. gerri: so they pay you. what about you? >> you know, i have got lots of good ones. our share another recent. it's all about stacking. i was able to use coupons and a promotion and a rebate in net. by stacking the as i get $90 worth for completely free. gerri: completely free. i love completely free. >> you guys totally want me. >> i like that. but we don't just want to sell the extreme. it is real. you can actually face 60 to 70% and your entire budget. so it's not always just about getting stuff for free. getting half of on a gallon of milk is just as exciting. gerri: when you buy it over and over again it is exciting.

thank you for coming on. you guys were great. appreciate your time. >> thank you. gerri: half off. free. love that. investors did not like the announcement. but will consumers think? startling news. you're going to like this. predictions for the future coming up. she loves a lot of the same things you do. it's what you love about her. but your erectile dysfunction - that could be a question of blood flow. cialis tadalafil for daily use helps you be ready anytime the moment's right. you can be more confident in your ability to be ready. and the same cialis is the only daily ed tablet approved to treat ed and symptoms obph,

like needingo go frequently or urgently. tell your doctor about all your medical conditions and medications, and ask your heart isealthy enough for sexual activity. do not take cialis if you take nitrates for chest pain, as this may cause an unsafe drop in blood pressure. do not drink alcohol in excess with cialis. side effects may include headache, upset stomach, delayed backache or muscle ache. to avoid long-term injury, seek immediate medical help for erection lasting more than 4 hours. if you have any sudden decrease or loss in hearing or vision, or iyou have any allergic reactions such as rash, hives, or difculty breathing, or swallowing,oat, stop taking cialis and get medical help rht away. ask your doctor about cialis for daily use and a 30-tablet free trial.

the. gerri: we want to update you federal officials releasing previously classified documents on the 2009 s buying program today. looking how the obama administration misled this

secret spy corps about the government accessing domestic phone data. showing the officials tapped into the phone number said didn't have connection to a terrorism probe to monitor -- worn to the monitoring. they were troubled by at least three incidents that officials admitted to incidents of mistaken collected data. now more hope for housing homeowners struggling with underwater mortgages dropped by 2.5 million per year with the check up is the chief economist mark fleming. welcome back. i want to show the numbers. second quarter the proportion of homes under water is 14.5% nearly 20% prices are rising. what do you say? >> the main contributor is

the big price gained 12% year over year that is helping things to drop the negative equity six if italy which is good news where are there worst issues right now? >> places like nevada arizona california georgia still have relatively high shares but now nevada is about one-third where it used to be, a two-thirds. it is still the highest the big gains have been made. gerri: a did have a lot of change on the upside you would think maybe we were headed for a bubble but you say no? >> even in those markets they are still very affordable so it has dropped so much it has taped --. >> some market saw a gain of

60 percent every saw a dramatic price increase now looking at year-over-year he stayed in crates -- increases will continue at this base? >> click that negative equity shares people are locked out of the market to sell their homes to move the down payment so that cycle of rising prices to release people from being under water allows them to increase supply that should slow down the price gain. gerri: that is the story that if there is no inventory prices have to go up you have a lot of investors. satin is not just those looking to invest.

what about this recovery what grade does it get? >> right now we are b+ territory you mentioned the reasons why. they are not normal we are still not back to normal market behavior but things are looking good as a significant contributor and with negative equity moving quickly. gerri: i do worry about bubbles forming because of interest rates people are still eager to buy real estate what is the first time we see abubble what should we look for? in the qvc price gains to one of those last bubbles that we went through with a fast turnover a lot of

demand and supply prices will rise and therefore people bidding things up unreasonably if we get away from those fundamentals then we should be worried about bubbles forming. gerri: thank you for coming. great stuff now look at the stories on fox business.com oil prices falling today with their risk of serious seems to be fading. the stocks are at record highs the worries over syria and the fed has pushed them lower but oil prices even hit the two-year highs this week. the typhoon five operating system will be available september 18. wal-mart is launching a smart phone trading and program that they traded the and the image phone will get towards -- $300 to the purchase of a new phone

excepting by five and some the galaxy. the labor department says jobs fell by 3.7 million but the hiring increase of 4.4 million. three unemployed people for every job opening in july. those are some of the hot stories right now fox business.. when we come back those automakers averaged about the car the most talked about he bent but didn't live up to the hype? find out. my mantra?

always go the extra mile. to treat my low testosterone, i did my research. my doctor and i went with axiron, the only underarm low t treatment. axiron can restore t levels to normal in about 2 weeks in most men. axiron is not for use in women or anyone younger than 18 or men with prostate or breast cancer. women, especially those who are or who may become pregnant and children should avoid contact where axiron is applied as uneected signof puberty in children or changes in body hair or increased acne in women may occur. report these symptoms to your doctor. tell your doctor about all medical conditions and meditions. serious side effects could include increased risk of prostate cancer; worsening prostate symptoms; decreased sperm count; ankle, feet or body swelling;

enlarg or painful breasts; problems breathing while sleeping; and blood clots in the legs. common side effects include skin redness or irritation where applied, increased red blood cell count, headache, diarrhea, vomiting, and increase in psa. ask your doctor about e only underarm low t treatment, axiron. at od, whatever business you're in, that's the business we're in with premium service like one of the best on-time delivery records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises.

gerri: apple makes the announcement unveiling two

new i found so much faster 5s is coming along with the color partner. with are these new edition is worth some type? joining us now is a senior technical analyst. we will start with the iphone 5s. tell us about the features and what you make of the new-product. >> get looks like the iphone five but now it is black, gold and they called it space gray which is sober but apparently are excited about the gold color but the difference is it has the fingerprint scanner instead of entering in the lock so do care just putting your thumb print. gerri: that is a big deal. are we confident about the technology?

>> they said it will be good even if you have scars are your figures just on the device not sent to any sir so nsa cannot access. [laughter] the camera looks fantastic eight make pixels but has a bigger sensor that is important because negative pixels make it look better so it can lead in a lot more light can take full ph.d. videos you could do super slow-motion video also take 10 shots per second so the camera looks a stunning. gerri: siri is very underwhelming. >> there is supposed to be some improvements on that. i think the camera looks

great i am looking forward to that and a lot of people are excited about phones in their cameras if you have the iphone for this is a great upgrade. gerri: now this also has the debut of the 5c the colors of the rainbow. is that important? >> to a lot of people in this. basically exactly the same as i phoned five that came out last year with a slightly bigger battery, a plastic bag that looks like silicon rubber that will be durable but $100 less so you could get a really good phone for 100 bucks and in five colors. for a lot of people they wanted good phone but don't want to spend $300. gerri: is this sold here and china? what is the deal? there is a lot of buzz about apple having a product in china. >> that is the second most

important market. the u.s.'s first they will make an announcement tonight. we're not sure yet but we think it is a partnership with china mobile for the first time ever it will be available in china the same day as the u.s.. both phones go on sale september 20th in the pre- order start on the 13th he. gerri: a lot of people talked that the apple stock went down. people were shocked you say that is not unusual? >> looking at most announcements the stock doesn't dip. people build up what the announcement might be and anything less than that it will not match expectations we're interested to see about the china announcement announcing the partnership

with china mobile that has never killed -- carried the eye from those are millions of customers and never had access to before. gerri: they make such a big deal and apple is graded on the presentation. what do you make of the host -- posted steve jobs apple? doesn't have the same attraction? >> i don't think anybody can replace steve jobs he is like walt disney but disney survived after he passed away and apple is doing a great job and great people of making great announcements. it may not have been the most exciting i am looking forward to the new camera. gerri: we have the run down. thank you. raise your hand if you waste time at work. a lot of people in this term just raised their hand. checking bus fee or playing

candy crash were reading the sports page lee visit nine related work web sites those are tonight's top five. staff jack. they can take those and add captions on snap chat but the picture's only last 10 seconds. i did not even know what that was. instagram is number four. people can apply filters and make them think they are professional photographers. number three twitter. if you are one of them i hope you are treating me. i would love to hear from you. number two facebook warda 52 percent said some part of your work day is on that site and number one web site is tumbler. 51% visit the microbe

logging site we have more coming upper it is the season for car trouble as automakers launch recalls. it is a mess out there. is your vehicle on the list? this man is about to be the millionth customer. would you mind if i go ahead of you? instead we had someone go ahead of him and win fiy thound dollars. congratulations you are our one millionth customer. nobody likes to miss out. that's why ally treats all their customers the same. whether you're the first or the millionth. if your bank doesn't think you're special anymore, you need an ally. ally bank. your money needs an ally.

gerri: our cars driving consumers to trouble? three giants had recalls a and here is the senior analyst for kelley blue book. we will start with toyota what is going on? 780,000 vehicles affected? >> looking at the 2006 through 2011 rav four. also the lexus for components to become loose and the suspension which and attended goodleaf accident instability is pretty serious. gerri: that is unusual for a trio attitude have a recall. what is going on? >> this is interesting. it is not uncommon for major auto makers to have a recall toyota, honda and nobody is

exempt but this is the second time these exact same vehicles have been recalled for the same issues of the suspension beside cannot think of another time the same issue of the same recall. gerri: did not get fixed at the time? >> it did not go far ian fa and users continue to complain. gerri: also bmw with the 2013 what is the problem there? >> another big one. the big volume seller affecting 90,000 units sold so far. in this case you look at an issue of the brakes which can be pretty scary. apparently think there can be some issue with the break pomp you could be at speed and increase your stopping distance.

gerri: to have to worry about getting your car to the dealership? [laughter] if the brakes are now working that is a big problem. >> definitely. gerri: afford focus. they're having problems. what is going on there? it is an electric car. >> is the big volume seller and in this case the recall is exclusive to the ev regulate -- it is pretty isolated now they're receiving a warning message along the lines of a brake system issue and in essence you are coasting on the highway then all of a sudden the vehicle stalls and stars to a shot off so you have to get off the road because the gas pedal stops to work than you are stranded. gerri: i have heard about this with the other electric cars.

it is still having problems out there. it is so funny three major car brands having big problems. is there something going on that is not obvious? >> over the last three or five years even beyond that cars have been, the dash become so to ecologically advanced with the anti-lock brake system it just leads to the potential of additional issues. in most cases it will not be life-threatening but i can't interrupt the usability so they are a little more risk prone to being recall that this is not technically on common base over the last couple of years. gerri: i'd like it when the of critics work. that is my a preference. thank you. we'll be right back with my $0.2 in the answer to the

question of the day our food stamps to easy to get?

gerri: another record month for food stamps. are they too easy to get? >> no. it is actually very difficult if you are working to get food stamps. >> of course. the government advertises and encourages people to ooh signed up. 90 percent said yes to percent said no. on the recent segment reid did people are tired kids and restaurants are on the one reason parents do not control them. >> working america can do better if they joined the energy boom. two years ago i came to north dakota with an idea i

turned that into a business in the oil industry that will last for many years to come. full-time work and a good salary for dedicated workers are guaranteed. that is the real jobs program. we love to hear from you. i started the show with the former governor petechia of the latest consequence of obamacare. some of the biggest insurers balking at participating in the insurance exchanges that open in three weeks. and finally it with all players in the health industry they are acting rationally their objection is unclear how many already they will pick up by participating think about it you may find the only one signing up had pre-existing conditions could not get coverage before obamacare that is the issue right now the entire effort of reforming health care could

fail if the healthy people do not sign up. we'll be watching that. think you for joining us. have a great night we will see you back here tomorrow. >> good evening. thank you for being with us a second straight day of triple digit gains on wall street. it becomes increasingly clear that vladimir putin proposal have stymied president obama is plans to attack syria. up 120 points on the day, dow jones industrial average 270 points higher over the last two sessions. as a vehicle points the nasdaq was up 21 both posted the sixth consecutive winning session. today reaching when i did