>> for millions of americans delay is not an option, people's lives depend on this. >> made a promise no one went brokjust because they got sick. >> i want you to burn their fingers and make them pay for not being responsible and producing a product that all of us could be proud of. >> i am accountable to this committee and the american public for getting the fixes in place. neil: sebelius, you just can't

be serious. >> here is what made today interesting, indication that administration and others pushing it knew it would be in trouble. and went full throttle with it just the same, welcome i'm neil cavuto. she may take the blame. a bust that kathleen sebelius saw coming, but backers saw coming as well. what were they thinking? to louisiana republican senator, david vitter still trying to figure that out and more. i was not encouraged. were you? >> no, a lot of promises but nothing changed in terms of reality. you have leading democratic senators like max baucus going after her, this is serious.

it should be. this roll out this product is a bust. neil: have any of your colleagues gone to say, particularly the democratic ones, all right, you are the reason, you have to go? several republicans including me have said that, i don't think any democrats have said. but you are seeing some khinks in thagin the armor. neil: do you think this thing, as we know it, the it is dead?al out, prohibited prices for folks, a lot of folks who are switching, it is not wit ready r

primetime, they will start over or democrats fighting tooth and nail? >> well, i would certainly not say it is clear that it's either dead or up for major revisions, there is a lot of rhetoric, talk and promises, but no major changes to the law, the left is still dug in over it i don't think we can declare that victory now, at all. but this law certainly based on roll out is trouble. neil: reality is, many folks are paying more, about 4 million fewer americans have coverage since before the law became the law, now reports out yesterday, continuing today, tens of millions of americans on corporate plans might be jettisoned or placed into public exchanges a year from now. that does not sound like a law

that is sort of picking up steam or helping people more. >> no, it is gone from bad to worse so far, in louisiana, over 9,000 people losing the -- 90,000 people losing the plans they had, they want to keep, they are getting their cancellation notices now. this a disaster. and to rub salt in the wound, washington gets an exemption, that is outrageous, that is just rubbing salt in the wound. neil: do you think looking in retrospect, the shut down, debt crisis, was a waste of time. how bad the law was, and that at least in virginia uit cost the republican candidate what could have been a doable pick up there? >> neil, who knows, the concern for me and a lot of folks, if we

allowed this to be implemented, if we did not do something by october 1 it would grow works, there are not many entitlement programs that are implemented that are then uprooted and thrown out. i think that the number is zero. that was the concern. but this could be the exception of the rule, i hepit is, the problem with -- a hope it is, the problem are enormous. >> thank you senator vitter. >> thank you, neil. neil: since administration is fond of comparing itself to apple and its product roll out maybe it might want to take a real queue from apple. when apple has bumps on new product launches it fixes them and fast. and by the way, folks do have a choice whether to buy apple or not, but with the hel health cae thing, well no. it proves that costs don't

always have to go up, if you have a go the operation, and a good product, costs tend to go down. who warned about these differences, we're trueing the day. >> if you compare obamacare to an apple product, you have the cost problem. it is going to cost too much for the nation. it has not bent the cost curve. premiums going up, budget cost is going the wrong direct, a web site $618 million does not work. they have a big cost problem. neil: do you think not only poorly marketed. but they did not appreciate their audience, who they were reaching out. to it is not -- apple figures out who will buy this and why they need it, and et cetera. but this not really, despite the three years in coming are not

rationalized. >> they did not do the market research. you look at young, everyone says they are the key, they are not buying insurance now, those who were buying insurance, if you ask them as a consumer, what is your price point, suppose they raise your premium by 30%, 40% said, i would drop my insurance. they are not going to get subsidies that administration thought, and they have a problem. >> they say, we're through the worse of the problem. and kathleen seb can b sebeliusg we're getting better every day, hang in there, you say? >> i say, they have a web site problem, but that is not the real problem. the product is the problem, it costs too much, and will continue to cost a lot. neil: they say that cost goes down as more comes in you say that is not holding up? >> it is not, it will cost more compare last year to next year for young invincibles in

particular, we have regulations and passes, these raise the cost of health care, that is their core problem that not going away. they like everyone else is counting on technological innovation to save us in health care. you have the insurance industrr looked into regulation, they could not come up with a new policy if their life depended on it. neil: do you think in retrospect, the shut down -- adjust your argument that health care law itself. this took the eye all that ball cost the virginia governorship and much more. >> the virginia governorship was closer because of the problem. >> always good seeing you thank

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neil: i know that virginia is for lovers but now they love the healthcare law? because terry mcauliffe squeak the out a win in yesterday's gubernatorial race. does that prove that this health care mont month vossty is not a negative? >> this is amazing this race was so close, occur, you had cuccinelli a far right candidate, then a mainstream, terry mcauliffe outspent him

by $20 million. third, shut town hurt, a third of voters said their families were affected they voted for ter for by over 20 points, you look at what happened because cuccinelli was so far behind terry mcauliffe had a 12 point lead in post poll after consensus, 8 or 9, no, this thing was so close, and reason is, is that, health care. i mean you look at correlation, healthcare. if this -- if the republican had a narrative on healthcare if the roll out problem, i think that obama numbers are wire seeing he is down under 40 in gallup yesterday. i have not seen today's numbers. you look at that, what happens, i think this thing about keeping your health care -- this --

this spin, this absolute amazing this shows healthcare is popular? my god, ii this campaign had been on the last for 2 more weeks or another week with some her sauces put in -- resources put in terry mcauliffe would have lost, and lieutenant governor, if any other aren't except a person who was so vulnerable because of his social position, had been running, terry mcauliffe would have been toast. neil: ad there not been a libertarian candidate in the race. >> let plea get to that point, 7% of vote, about 70-30 split for republican, and stories this morning that democrats, helped finance this the republican are politically inept, a lib tear yen took it away, that alone would have done it. the long and short, if democrats, think, if i -- if

this happened in be oed in one o weeks of obamacare what do you think 14 looks like. neil: they are hoping that maybe americans will get over this, next year the real pickle develops this is the employer mandate and all of that. and the adjustment that a lot of fortune 1000 companies, big companies have to make with their plans, it could be worse? >> it could keep unraveling, every day is something new, we find out something different. but the administration's position, which is we're allowed, i lied to you but it is okay because i'm barack obama, democrat's position, is well, you were on lousy plans, and by the way we'll give you, you know -- this stuff, when you made a commitment to people, the web site will get fixed. but there is no security. >> i don't mean to jump, but what does this mean for turnover in house, and turnover in

democrats says nancy pelosi say we can retake the house. >> i think this is up in the air. everything is up in the air politically, christie's victory, chris christie yesterday got 57%, 15 point win with women, carried a majority of hispanics in the blue state of new jersey, and carried moderates, cuccinelli carried moderates but christie carried them heavily, this is -- this is a -- i don't think that anything is happening but, people are voting for candidates or races, on the local level, but i want to tell you, nationally eeverything is up in the air, and the discontent with both parties is great. but i want to tell you, democrats trying to claim that virginia is a victory, what they were expecting? this is incredible. this is whistling past the graveyard. neil: thank you patrick. so colorado shoots down a tax hike. american are telling politicians

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>> the only people who feel there shouldn't be more coming in t to the federal government e the rich people. >> harry reid saying that then, with colorado voters, shooting down a tax hike, are democrats still thinking that now? to democratic congresswoman carroll maloney who has doubts. >> all politics is local, i am .ot commenting on colorado

in new york, new yorkers overwhelmingly elected bill deblasio who ran on a clear record of increasing taxes to help invest in educational system. and future of our students and new yorkers in america. he won overwhelmingly with one of the largest wins since ed koch. neil: a 50 point win or close to it. is that a mandate for higher taxes, it is higher taxes on wealthy, are you for that? >> i think everything needs to be looked at in context. it has to go through state legislature. neil: would they approve it. >> i don't know, you can't say, you can't say nothing will happen, or otherwise why would goveenment act? we're working toward a vision or a goal, always looks impossible. on my 9/11 health and

compensation bill, i networked 9 years to pass -- i worked 9 years to pass the bill. so you have to have a vision and - goal, investing in education is something that is important for new york state. neil: if that is the route you go? do you do it by taxing the rich? >> i believe our governor mar gro!!mariocuomo. is doing it. neil: how do you think he gets along with the new mayor. >> i think they get along they have to. neil: why didn't you unemploy so many prominent names. >> i'm a recent widow that is a big change in my life it is very difficult for myself and my daughters. neil: i feel as i said before, sympathies are with you, i look at the final race, the republican candidates and democratic candidates, and who

emerged on both sides, this is one of the most important cities in the planet. >> it is the most important city. neil: i understand. >> and the best. neil: i agree. >> and the greatest. neil: this is the best we produce? it's weird? >> well, we keepptrying, and voters spoke for bill deblasio. neil: but so many prominent names opted out, this new york city version of 1992, bill clinton only guy rail running for president. and he won. no one thought he would. but do you think that was it, why did so many big names opt out? >> you have to ask them, everyone has their own personal reasons, i shared mine with you. neil: yeah, because here is a concern they have, deblasio, i hear this from you know the big money powers that be. in manhattan. and elsewhere banks and hedge fund types and rainmakers, that he will compounding on them,

making this an inhospital able place to live and work it the chase them away, what do you say? >> i don't believe that, i believe he is a intelligent, hard working person, i have worked with him on a lot of issues when he was chairman of government welfare commit for citycouncil. and on other campaigns, he chaired hillary clinton a race for the senate. so i worked with him, he is committed and hard working. he loves his city, i think he will sit down and work on the best -- >> is he more pragmatic than he sounds he sounds like a friendly version of carl marx . >> he just got elected, give him a chance, i don't even believe he knows what kind of mayor he'll be. he has a vision here, has a plan. he has a ability and a number of

really wonderful people helping him. and -- >> all of these business guys, on my show, who are frantic and nervous, like oh, my gosh. >> they should talk to him, and express their concerns, and figure out how to working in for the city, they have a legitimate stake in the city, they are part of what makes city great, we're the financial capital of the world, let's keep it that way, we're not going to remain in this situation unless we have a strong and vibrant private sector. neil: that seems to be your gentle way of go slow mayor-elect. >> i say give him a chance. i thhnk all new yorkers have to help him, i think he is open, he is energetic, he carries about not only the live billy of the city -- liveability of the city, but equally too and find education. neil: all right, very well put,

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neil: mainstream media said that tea party is down, but to hear tea partiers tell it both partying better watch out, they are lining up rinos to pick up on in 2014. that is republican in name only. gina, with defeat of crucial congressional elect in alabama, what happened to ken cuccinelli in virginia, that is why they come to that view. you say, not so fast, why?

>> well, first of all, look at the money, always follow the money in these things. cuccinelli was outspent by $15 million, candidate inn@ alabama ou outspent 5 to 1. that is all about money, if this sayy anything to the american voter, it says hop onboard, call it what youment, a tea party or not that is just a name, i say hop onboard with people who want to fight the elite in washington, d.c. neil: we have chatted about this before. you think that the shut down actually got people off message? your concerns about ealthcare law, which is coming home to roost now, they never got it because the shut down got in the way. it hurt cuccinelli that was valuable time wasted. >> it might have been a distraction, but if republicans had stuck to gguns it would not

have been, what real people business is leadership, they just wan leadership. neil: you sound like chris christie. >> that is something about christie, he does have ta leadership however low hard. neil: tea parties don't like him. >> he does not stand for tea party values. >> he said he does, what gets your goat. >> he has never been pressed by the establishment on take a stand on for example amnesty, he is not the tea party brand. neil: you are not in crowd that said if tea partiers stop talking about social issues they would get further. >> i time, tai talk to them, i was talking to someone in my hotet last night, he said, i

know your perspective, you don't want to pay for anyone, your party is party of greed? we'll we're taking that to the national level, and say it is all about the money? that is how the democrats top paint us, we're -- democrats want to paint us,,we're about having come path for people, saying you need help let me help you, looks into whites of eyes rather than saying let me toss that over to government, how income pat passionate. >> if you have the -- you might be more amen able to them but didn't you don't hear that you are not? >> there are a lot of values we need to think about. it has a lot to do with our

platform, stick to what we the people as grassroots have established. neil: you are not afraid you willer to meado republicans who could --er t torpedo republican? >> no they can win by sticking to the constitutions. i don't think that -- i don't think that establishment should bank on that, they bank on that elect after election. they say we'll get the conservatives they will come along with our candidate, because it will be better than the democrat, they better be careful this time. neil: they stay home. >> they do. and cuccinelli is a perfect proof. he it not mot motivate his base. he lost by not taking on the social issues. neil: and the shut down? it cost him in a government-heavy state. >> i don't know about that, i think it was more him not speaking about what he really

believed in. he was not willing to stand for the social issues, made them wonder, is he going to stand hard on the issues? a lot of people in virginia said, i was not excited. i was going to work for him, but he seemed to back off and not be conservative we have known him to be, i did not. neil: thank you gina. thank you very much. >> thank you, neil. neil: what when we come back, twitter is going public tomorrow, our twitter followers are going crazy right now, one person tweeting, should be interesting since the company has yet to find way to make money and another saying they are old enough to remember the last tech bubble burst. is the exchange that is handling this convinced? the ahead of new york stock exchange on why he said this is different very different.

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means keeping your family protected. neil: here comes twitter, and here comes trouble? the president of nyse says no way, duncan, how do you think it is going to go? a lot of people look at facebook and that bumpy launch? >> we have done all we can on our end to make sure we're as over prepared as we can, we understand all eyesous on us tomorrow, we understand that a lot of people who don't keep an eye on the markets willlbe keeping an eye on us and the markets tomorrow, we aim to get it right. neil: a lot of pressure on you.

>> that's okay, what is what we live for, if you are not up for pressure and ethe size am that comes tomorrow you are in the wrong seat. i've watched team rally here, it is about executing like we do everything day. i sound like a football general manager but we know what we'll do, take it one day at a time, we will get it right tomorrow, we have reached out to inch involved. -- to everyone involved, are all market participants. i think you will see us do tomorrow are two things that did not happen in last year, we're going to be transparent. the cameras will be welcome to watch every step. we'll be -- all be here, and accessible. neil: we can expect but twitter keeps ratchetting up the price, and demand for this by doing so,

it seems to create froth that it did not want to duplicate with facebook. what do you think? >> i don't have opinions on that, i have learned to stay out of that part of the game, as you do too, market will set the price, demand supply dynamics will be up to people what don't include the two of us, we're here to make sure that that price is sit, and demand-supply pairs off with we execute our job. >> in the meantime, the guys taking over your job as you move on, to president, and continue to head the nyse. made news by saying, he thinks that markets are in some ways not fair and fundamentally wrong, duncan, he said there is a sense that thing are not fair. and that this merger will pave the way for changes in that perception. do you agree with that?

>> we have talked a lot about, that we're hoping is that jeff can lend his voice to a discussion we've done prying tt have -- been trying to have are regulators that some changes made in last 10 years have been helpful, others had some %-the market too fragmented ands too dark. >> i don't think he was taking a slap at you or old guard. >> no, we're in sink on this, we think this is a debate, we want to have together, as partners on capitol hill. and with folks like sec, and see if we can make some modifications so market structure would make it a more level playing fields, i think remember if we execute -- tomorrow, if we execute well, i have said this is a chance to invite everyone back under the

tent, remind individual investors that it not a club you need a mayb maybe ship in,. >> without base, soar overly scare investors about market not fair, that was william o'brien, he kind of amplifies what others have said, out of the blue, you know you have seekingly whacking the industry. >> i don't think that was his intention, i think that bill is talking his own book, they are about to engage in a merger, everyone has their perspective. >> and their bias. >> i think jeff said, is what we

know that market fragmented, it has an increasingly opaque, he is looking forward to lend a hand to see if something can be done to make markets function a little bit better. neil: all right, stepping back, you looked at them and examined them for a while, a lot of people coming they would not race to new highs they are if fed were not busy pumping money into the them month in and month out. where do you think that markets would be without that? month in and month out? >> hard to predict, i always hear from everyone, look at how much the market has run-up, i said yesterday, sure since march of 09 it has been quite a run, and year before not a run, going a decade back, market not up a heck of a lot, the last decade. but i think, that certainly, i do espouse the view that there are not a lot of alternatives to

equity reese now the give ebb the rate structure, but i think, with market telling you is companies are doing well, companies are run well. they are exploring opportunities and eploiting them globally, there are a lot of great multinational corp rac corporatd mark sit a function fundamentals i'm not a market you know strategist, i don't think that multiples look out of whack. neil: without the fed doing all this, you are quite right to say compared to 2008. we're anywhere we were. but, the fed is really goosed this, many argue and worry abouted time when the fed slow its down, or stops it do you fear, that leads to a major correction, that your colleagues on wall street have gotten so used to fed providing nicotine that stops, you will have nicotine fits ? >> i sure hope nnt, that will be

disappointing. i say to everyone is, anyone who does not think that tapers is inevitable is not pay attention, we'll have to dial this back, in an intelligent way, i will confident that fed will figure out a way to to, that i think to say people are not ready for that or not expecting it and i think is misplaced. i hope it is, wild find out soon enough. neil: soon enough, all right duncan thank you very much. good luck tomorrow, the man who heads up the new york stock exchange. >> surprise tea party not feels the love for this gov, meet the guy who say they better get over it and fast, they will never win the presidency if they don't, after this. [ male announcer ] what if a small company became big business overnight? ♪ like, really big... th expanded?

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neil: all right, say it is so,

joe said that chris christie's -- in new jersey is best news, they could hope for nationwide. tea partiers better get with the program, chris christie right now. good to have you joe. i know you have a fundraiser for the governor, a very big event. >> not very big. neil: so you are a integral player, i call you part of hid i his kitchen cabinet. >> i'm not. neil: okay i'll play along. when you are his secretary of state or defense, whatever you want, you saw something early on in him? >> pragmattism. cand or, collaboration. neil: do you see tea party is not impressed with that. >> it is a message to them, look at what tra transpired in virgi,

it says that obamacare is in trouble. you look at new jersey, say, you know, we need pragmatism and collaboration, christie has done that, if the republican party -oes not getet message, whether it is the tea party or not, there are major component in partisan partisan program that are good -- tea party program that are good. but you can't have this call it, zelzellcellous approach to gove. neil: now new jersey, is -- >> well, i'm not suggestions that all his positions are

correct. i believe, believe it or not we should raise the minimum wage. neil: but that was not the vehicle. >> no but in doing see we insist you take the job if we get you the job, we should raise it, and close this incontinental gap as -- this income gap as best we can. neil: how do you think that chris christie would fair down south? >> that remains to be seen. my opinion is that american public, are getting to point of disgust. they look at both parties, from the point of view that they are inept, this gridlock is hurting the nation, hurting the average american, we're not getting things done, you saw in new jersey, a state you have 700,000 more democrats than republicans, he wins by a landslide, he gets majority of women vote, despite his positions on some social issues, he gets slightly majority of hispanic vote, he has a reasonable amount of the

african-american vote, some is resonating properly, can it be transitioned? if the two parties continue on the pace and the approach they are taking, i think, he may be voted in bigger than you think. neil: joe grano thank you very much. former ubs chairman. all right, show your flight attendant -- i'll explain. this is the quicksilver cash back card from capital one. it's not the "fumbling around with rotating categoriescard.

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ask your doctor about axiron. neil: a trend, this debt thing is not just the government thing it is now a lot of student things, student loan debt quintupled under this president. jared levy, mark ras burn here

to blitz on kids going bust. >> government messes everything up they get involved with. the person it hurts is the student, the students, boring 400,000 a year, they can pair borrow so much, only 50% of kids that graduate can get a job, they get a 300,000 worth less piece of paper, and government is funding it 92 cost. neil: the cost of 4 years. >> yeah. neil: this allows colleges to say,y can raise the tuition, it feeds on itself. >> you might think this is negative for now this is helping the american economy. i look at another statistic 56% of young kids, between 18-24 are

living ra at home, 36% of that generation, spending money, when the loans equipment dues come ds have to pay, and move out, i think consumer spending will suffer, and i think housing market will suffer. neil: but for now, if -- what would be impacted if young people stop buying. d news for apple? >> or a lot of consumer des christiannaries or the whole -- discretionaries or the whole of our economy,. neil: another item, airline known for charging for almost everything, showcasing girls wearing next to nothing, ryanair with racey calendar with near-nude photos of flight a attendants, it to raise hon mony

for charity. mark, sky-high fees, seem to be the model. >> well, marketing ploy. it is indicative of the whole industry, overall flight costs are going down, services are going down, it like is riding in a cattle car, in our business fees go up and fees down. they are headed in right direction, investing, investors pay upwards 1% a year, losing to market by% a year. -- 3% a year, if we were airlines investor would pay are first class and sitting on the wing. they are fastest growing airline in europe because their fees are dirt cheap. neil: they have fun. i wonder, is this the way to get people's mines off of the outrageous fees. >> i think there will be a ren

renaissance of great days of flying, looking at american, they are going the other way, no, seeing a bunch of girls in bikiniys is not going to make me forget about the 1,500-dollars i am paying in fees. >> all right, time for our night cap. our blitzers are tell you what they are looking at. >> for next 20 years, diversify, own 45 countries, 12,000 stocks, stay disciplined over 20 years. >> long-term, a long-term holding. >> and you have to buy on the dips, create a balanced portfolio with short-term fixed income. neil: jared, the market has a melt up feel. you could have argued that a thousand dow points ago. >> you know, one big thing, that everyone is talking about is twitter, key is don't jump in go crazy tomorrow, stick to your

investor. plan, and i want to see what happens with gdp tomorrow expecting a 2% increase. neil: and twitter, all eyes on that. as will fox business. report," obamacare chief kathleen sebelius on capitol hill defending the governmens health care program and jecting calls to delay the law. >> for millions of americans delay is not an option. rri: student loan debt owed to you, taxpayers skyrockets under obama up 463%. what are we getting for hundreds of billions of dollars in spending? and it is the next hot thing, the twitter ipo. do you jump in or hashtag stay away? we're watching out for you tonight on "the willis report."