talk on the importance of the average -- it's not better to be the best. to him, "the willis report" is coming up next. melissa: tonight on "the willis report." the government declares war on fast food as the fda bans trans fats in some of the snack that we love to eat. also, twitter. we will look at one of the hottest tech ipos in years. telling us about the market and your money and what is your dna telling us? for two shares of twitter, you can find out. coming up tonight on "the willis report."

melissa: welcome to "the willis report." we will start with the story impacting your wallet tonight. small-business owners are next in the long line of people who are getting their health insurance policies canceled. that is right. experts telling us the exact same thing will happen to companies employing 50 people or less. here to wait in is the ceo vital strength technology and doctor kevin campbell. i have to tell you that this is concerning to me because i thought it was just a 4.3 million people number and now we are hearing goings of americans will have their insurance policies canceled later this year. what do you say? >> it's not a surprise. small-business owners small business owners sitting here today in the insurance capital of the world, hartford,

connecticut, it is really concerning that we are going to be the next ones to be affected in terms of how we are going to provide insurance for employees and that we could very well have insurance dropped and we are not going to have a place to go. cost havarti gone up for small businesses in terms of premiums, and it's quite frightening to think that that is even a possibility. gerri: it's frightening to think that the possibility, yes. i have to say that it seems to me, standing back and looking at the facts that are assembling themselves, we had news today that the market is fun part as well. but even if you work for a big employer come you have problems as well. is the insurance market falling apart? >> i'm very concerned about that because i think ultimately it will be more cost-effective for insurers to drop everyone put everyone into the marketplace. however, i think this issue with small-business is going to become an enormous midterm election issue particularly for the democrats in the senate. because they are going to find small businesses and their

individual employees being canceled right around november of 2014. and that is when those notices are going out. gerri: i have to say that it's a big surprise when you get the letter in the mail and suddenly don't have coverage. and what kinds of effects are there out there? the president keeps saying that you go and get other coverage and go on the website, but you can't do that right now. gerri: let's look at "the wall street journal" this week, edie's coverage, as an example. several months ago that the president touted the state of california has been a model for how insurance is working. but in fact insurance companies like united health care have decided to exit the market and

this is a complete disadvantage to insurance companies and we have recognized the risk pool of people that they are now and sharing is much thicker than they anticipated. and the young people may not show up for probably never will show up. gerri: i work at fox, i have coverage from i'm not worried about right now, but i know in houses all across the country, people are disturbed about this and very upset and they are sounding off. i want to show you some video from a social media website. take a look at this. people are posting their cancellation notices en -- en masse by the hundreds

have you heard from patients and people of yours who have said that i looked come in for that mri or some kind of procedure. >> my patients are very frightened. they say anything that needs to happen to me this year, i need it done as soon as possible. i have lots of waiting lists for procedures for patients because they are very frightened about dropping coverage and i want to make sure that they are allowed to see their doctor of choice and procedures them that they need to be one that is fascinating and it probably makes all the sense in the world. getting stuff done right away. lots of complaints out there, but we have politeness up a little bit. i want to show you what happened at the emmys last night. >> obamacare by morning ♪

♪ ♪ >> i'm going to wind up with hemorrhoids if i give it until dawn ♪ ♪ >> it was a big punch in the gut to obamacare. so how did you react to that, frankly? >> i thought it was hysterical. the music tends to be very

telling towards the populace. i think the average american is waking up and saying that we have done a lot of good but it's not what we were promised. gerri: you have the last word. >> the reality is that we are seeing every week more dominoes fall. an uphill battle, fixing the website battle, fixing the websites that would fix everything. it will only be the tip of the iceberg. and we will find stories every week about what obamacare is really about and there's a lot more to report on. gerri: we have a ton more that we are going to cover. i have an infinite interest in obamacare, as you know. a great panel and thank you so much. thank you for coming on tonight.

gerri: more interference from the government. the food police are back. the food and drug administration proposing new rules be any trans fats from our foods for good. i have no idea what trans fats are come after reading this story. i grew up on bacon fat and lard. >> you're not alone, many people

don't know what it is. it's when you add hydrogen to vegetable oil and it makes it a solid. gerri: why is it so bad for you? >> it is the process and what has been found from the scientific community over years of research is that it can, by ingesting this trans fat, it can raise your ldl cholesterol, which is your bad cholesterol. anddit can lower your good cholesterol, which is vhdl. gerri: it's like a double whammy. and unfortunately, that can lead to a buildup of plaque and can actually then lead to a heart attack. gerri: here is my issue, and i love pies and cakes and cookies, but this is almost like an industrial ingredient to make things taste better?

>> when they originally started using it in the 50s, it was because it was cheaper than animal fat and butter. that was one of the reasons and this is something you have to do day after day and year after year. >> does that mean that i can't have this rematch mean, what are you going to next? >> i know what you're saying. >> you don't need cookies and cakes and baked goods to have

this. >> the message isn't to eliminate. gerri: let me read you a tweet. >> why can't we just make these decisions ourselves? >> not enough people are. enough people are not looking at what they need to do this is a small step.

gerri: i don't think the default that some of these companies made. people know it's bad for you because that is the purpose and that is what they want. >> and this includes those eating the other foods that they should be eating. and maybe we have done something good. >> definitely not. [laughter] gerri: thank you for having that and now we want to know what you think.

a warning about child car seats coming up. i will tell you more about that coming up next and plus, more about the bunch of baloney. we will have that next .

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gerri: is homeownership spurning higher unemployment? according to a new study, the answer is yes. >> are they actually implying that lower levels of homeownership mean a lower leg of unemployment? >> i don't get this at all, the study has to make sense. >> it doesn't have to make any sense at all. we are both waiting in what we want to do.

>> i am scratching my head saying, how is that possible? >> it is our market as well be one people have economic issues, if you own your own homecoming home, if the job market pops up somewhere else, you can't move. i get that. and on the other hand, that's one thing i get about this, i do get that it reduces labor mobility. >> there's a lot of factors affecting labor market.

the one they have the worst of all worlds. they have low ownership, a terrible economy, high unemployment and nothing is working. >> and someone needs to call stanford university. let's talk about housing because you had some good ideas. >> sellers are also listing their price in their fantasy price and what it would take to actually make the move and that is generating a lot of activity as well. >> let's face it, when you are out driving around and you see that house that is so beautiful that you would really like to have, what would it take?

>> 148,000 right now and that is getting some momentum. and it's not a lot for people has that. >> i like the court, give me one more. >> okay common the same thing happen last week. >> illuminated routes and very in right now sit on next, how do you do that? we will tell you how to buy the

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gerri: a degree tweet here. we just did a segment on trans fats. here is what i heard from this member. a ban abn trans fats but not cigarettes. tobacco has this.

also hosts health related for parents. booster seats are getting thicker. there are still things that parents should know when they are picking up the options for their children. joining me now is a senior researcher at the insurance institute for highway safety. welcome to the show. okay, what are the basics of the right fit for a child and one in one of these seats? >> what we are looking for an is that the lap belt lies flat that's not writing up on the tummy and that the shoulder belt fits at the front of the shoulders and it's not writing op on the neck or bothering the child. gerri: tell me what you were looking for because he really came up with some great information. would you look for when testing? >> what we do is we evaluate the seats to make sure that the boosters.

gerri: i never would've known that, that's the way that i wear my seatbelt in the car, over my tummy, so i guess i have been making this mistake all along as well. we categorize this as best bet and good that and not recommended. talk is about the best bet. >> 19 out of 30 received our mark of excellence. what that means is parents can feel comfortable that that will provide good things in a wide variety of situations. we can be confident of the booster seat will provide this at every turn. gerri: a booster seat is for kids from four to eight years old? is that right? >> we ask parents to give their

kids in a booster seat for as long as possible. %-weight of the fee.height and that typically happens between four and eight years of age. gerri: let's talk about the not recommended feeds. >> we have to seats by safety first. and this could put, if not install properly, the child in danger during the risk of a crash. gerri: where can we find more information? >> you can find the ratings at

iihs.org. gerri: thank you so much. the market is tanking today in what will happen if there is a bad jobs report tomorrow. the ticker symbol will be twtr. that's coming up next.

were we we out and asked people a simple question: how ol the oldest person you've kwn? we gave people a sticker and had them show us. we learned a lot us have known someone who'sived well into their 90s. and at's a a great thing. but even though we're living longer, one thing that hasn't changed much is the official retirement age.

♪ the question is how do you make sure you he the money you need to enjoy all of these years. ♪ were

>> from the fox business studios, it is "the willis report" with gerri willis. gerri: did you see today? twitter and their debut on the new york stock exchange. not that you could play because you're an innividual investor and not a friend of the wall street giant. the idea let the price of shares nearly 73% above the original

price of $26 that was set last night. in the stock closed up $45 per share. joining me now is david nelson, chief strategist, it is great to have you >> i did not think this would happen, any of the bulls, including myself, have talked about how great a company this is and i don't think any of us expected it to be in the mid- mid-40s. that was certainly the high end of the range. the. gerri: 30 billion-dollar valuation for this company. gerri: it is half as big as gm. >> we can't think of it in those terms. think of it like how it has probably come up with a really great drug and in phase three

trials. @% it is definitely not like buying this, and it's something that you have to understand. and analysts will start to downgrade. and we have a couple of targets of 31 and 32 prior to the ipo. here we are prior to the situation. so here's an opportunity where you can get in over the next couple of weeks with the ipo would. gerri: you say don't buy it

here? >> yeah, i think 50 was probaaly the high come i never expected it to be at this level this early. gerri: the good news is that the nyse was able to get this thing out of the door. >> it was a pretty good first-day stock of no glitches. it's not surprising that twitter decided to go to the nyse. but i don't think it means much in the long run. and i can't think of the last time that it was executed like this on the new york stock exchange for the two buildings are nothing but to studios at this point. gerri: you make a very good point. stocks that traded a lot of different places. and they lost it and can comparison with facebook is being made everywhere.

and as my friend neil cavuto said, this is what we should have done. [laughher] gerri: it's great to see you, david. coming up next, time magazine in tonight's top five, the most important moments. happening during our show last night, twitter announcing its ipo. and number four, ashton kutcher, today he has over 50 million followers and i'm right behind him. and number three, powering the

revolution. the start of the arab spring and egyptian revolution. twitter became a way to organize and protest and remember that? number two, the birth of the hash tag and web developers. using the pound symbol back in 2007 at hash tags. twitter is that it would never catch on and the number one important moment is jack dorsey sending out the first official tweak on march 21, 2006 and it didn't catch on until the so-called coming-out party. and coming up next, how you can test your dna at an affordable

cost. any jobs report that the come out in the morning and analysts are not too pleased.

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but, of course, 's a good sten too. [ female announcer ] today cisco isonnecting the internet of everything. so everything works like never before. gerri: a jobs reporting cult friday, think about, that joining me now, peter more easy, great to you have, i am wondering, you are an economist, did that 2.8% gdp number cause you to change what you were thinking about for tomorrow's number? >> a bit. raise it about 15,000 but not as much as you would think. because so much was inventory built, people were not buying, the stuff is on the shelves.

gerri: that does not count? >> it counts toward gdf . businesses try to make due wiih employees they have. retailers are not expecting a great holiday season, so you don't staff up for it. gerri: to that point, people think that consumers are sitting on the sidelines, i think it is going the other way, not up but down, what do you say? >> so far, we're getting indications from polling data, softer indicate or, one plus we have, one spec of light that gas prices have been down, that frees up a lot of disposable income, it like a tax cut. gerri: if gas prices go down there is more money in the budget. peter, tapering, what are you expecting? what out of the fed for the

year? beginning of the year? >> i don't see the fed tapering soon, we're not getting a stellar jobs report, consensus today was 125, if we get 150 that is terrible. with janet yellen taking over, she is inclined to be a little bit leaner, and she may print more money. gerri: what is the long-term impact? i am worried about that. i know, nobody wants to hear, but i think we could have a big bought of inflation? >> at some ppint yes, we already haveeit but we don't see it in every day prices but we see it in asset prices, agricultural land is way up, home prices are way up. those are based on low interest rates. the markets will have some problems when interest rates rights, that means the fed will not be so quick to do it, and inflation will shift to

commodities, what we buy every day. gerri: not looking forward to that. thank you peter, great information. >> take care. gerri: time for a look at stories, you are clicking on, on fox business.com, twitter stock opening around $45 a share, 73% above the ipo price, it went more smoothly than last year's facebook debut. stocks pulled back from record levels today as good news from theic heck investors worried that the fed would soon stop of stimulus, u.s. economic panding in a 2. 8% rate. and fannie mae and freddie mac posting strong quarterly earnings. gains are helping most began giants repay $29 million in taxpayer bailout money. >> and door tesla model car has caught fire, this time in

tennessee, the fire was caused by a crash. >> two other model s cars have caught fire in last 5 years. one near seattle, the other in mexico. still to come, my two cents more, and a look at new trend of dna testing with the founder of 23 and me, when and if you should take advantage of the product to see if you are preexposed to chronic illness, and find out my results.

>> secrets of your je genetic cn your home, coming up.

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gerri: everybody wants to live healthier, that is why more people want to know more about their dna, the company. 23 and me is leading the charge. earlier i spoke with the founder and ceo, and manager of business development. she is also a scientist to find out more about the service. >service. >> 23 and me, a service, that enabled individuals to get on the web, order a kit, spit in a tube, and mail it in for dna . gerri: you could get bad information, disturbing information about your own genes? >> the goal of giving you the genetic. next is to empower you a road map for your health, what you might be at risk for, and

actions you should potentially make. >> emily, not all diseases are driven by dna, some stuff you can take steps to help yourself. >> sogen edicts -- genetics are one component, life style and other factors are important. genetics are important, 23 and me lets you look at your genetic information to use as a guide. >> i did this myself, i am excited to talk about the results, ann, the web site, there salehers, and layers of information you get, and also a community, really built around the web site. >> soy, it is really about 23 and me, we don't require you to go to a physician, you get it on-line, we created tools for you to understand your genetic information, if you have

questions, you can ask your community, the community is really engaged. >> i'm finding cousins i never knew existed. >> that as well. gerri: talk about my results, i was blown away, and surprised. start with ancestry. everyone loves to hear about that. >> really cool feature, ancestry composition, we take your dna and break it down to percentages of where your ancestors came from, mostly we can target say, you have a big chunk of ancestry for great britain and ireland. gerri: i know 14.5%. >> british. -irish. i was not surprised but i found out, i am at risk at sealiac disease. >> you are, which like a

profound gluton allergy your body has, you can share this with your doctor. gerri: i have to tell you, i'm already taking steps, it has made a difference, the trade off is yes you pay 99 bucks for your results but you can get information that be-you, other big thing that was important and that i'm going to have to remember and put in high medical record is drug response. >> you are hypersensitive to a flooblood thinner, you would ree a lower dose than ssmeone would the same genetic variance, you could have an adverse event if you were on too high. gerri: you mean is, i could bleed out in a situation where someone gives me this, that is %-and ann, a lot of questions, u are under the gun for something.

people say youking create designer babies? are you? >> a patent we filed about a tool we created to help people understand whether two people %-child, what the chances are tt child would have 7 traits, like eye color, and brown eyes, could their child have blue eyes. gerri: are you going to sell this to other companies? is this something that people can expect they will some day ? >> 23 and me is not pursuing that type of avenue, we wan we' individuals who are thinking about having children to be educated about any disease they could have or pro pencety for a disease. gerri: that is what results contain. you find out, if have a single gene that if you married someone, who had a single gene for the same disease, two of you could produce a child that has

that, this could be useful information to people out there who are getting married. are people chooses partners on bases of their results ? >> people are making informed decisions, if you are both carriers for cystic fibrosis, you want to make a informed deciding, yes, our child does are a chance. that would make individuals into better parents. gerri: where does this go next? what is so interesting, have you an unveiling of information have never seen before, maybe you know your parents had diseases, you thought maybe you might get them, this is hard information, where does it go next? >> i think that we'll change healthcare from health care system that reactive to decision to something focused on prevention, like in your case, maybe his stomach problems and i did not know it was a gluton

glutonnalle allergy. gerri: one big issue, i know, our viewers, will have ann are you selling my information. >> 23 and me always has perspective of customer. and so we have some customers who are is a coma patient -- sarcoma patients, the best thing for you to do is enable everyone that wants to study sarcoma to get access to the data, we never sell individual data but we do partnership with -- scientists. >> and say we're fining this association, with pain response, and we work with pharma companies on that, we want to be able to help discover preventions or cures. we believe that community will

be a active aid. >> but bottom line, you really have access and control to your information you can opt out any time, it is your data, you decide what you want to do with it. gerri: i get to check the boxes. >> you can always opt out. >> ann and emily thank you so much, fascinating stuff. gerri: we'll be right back with my two cents more, and the answer to my question of the day, who is better as deciding when you eat? you or the fda? customers can shop around.

but it dsn't usually work that way with health care. with unitedhealthcare, i get information on quali rad doctors, treatment options and cost estimates, soe can ke better health decisions. that's health in numbers. unitedhealthcare.

gerri: fda announcing it will require the food industry to ban transfat because it is bad for

the people's health. do you think the government have tell us what we should eat? we asked on gerriwillis.com, 94% said i'm better at deciding. log on, for on-line question every weekday. here are some of your e-mails on obamacare, patrick from washington, obamacare and the web site should be scrapped, let the free market handle it. thanks to obamacare my heelth insurance just went up $300, thanks mr. president. >> and finally, you know the more i hear about the new world of healthcare, the more i know your health is on you, on me, and on everyone else, obamacare is roiling the health care markets, people will face periods where they are not covered, or they can't get a

doctor because we're not going to have enough doctors. it is a mess. it is going to stay that way for a long time. and that means you and i, are going to have to do everything we can to stay healthy, i like that 23 and me segment, i learned things that iz never would have otherwise known that could have hurt me down the road, that is my two cents more. and tomorrow, we'll have more solutions to healthcare fiasco, not solutions but strategies. to understand what kind of policies, you get on obamacare, not healthcare.gov, strategies if you republican a business and are worried about cancellations, i'm looking for answers. i know you are too. we'll fine them tooether, next week, a user's guide to shopping with information on getting best dials holiday season, and revenge of brick and mortar stores, starts monday, it goes all week long, that is tonight's willis report thhnk you for

joining us, have a great night. lou: secretary of state john kerry's middle east negotiation angering are one certain allie in the region. prime minister netanyahu fuming about administration dosing in on a deal with iran tonight. that does not halt iran's nuclear ambitions, i am lou dobbs. lou: good evening secretary of state john kerry warned israelis about what happens if they fail to second sour peac