at's it for "the willis report." dvr our show if you can't catch a fly. neil: hereyou go. >> am sory in this situation based on assurances they got for me. the one he is sorry but that doesn'mean he is taking anything back now. and he is fixing it on-the-fly. a look at how that is creating a bigger fly-by-night situation. welcome, i am neil cavuto. the president has a techie.

they found out that it's worse than they though and this is a hacker's victory. now, it is al ies sme of these guys starting from scratch, scrach that becae the president is doubling do and trying to redo it. and while i have the feeling that it's all about that, you know, i don't know this, but i did find a pretty darn good tech person who has a good idea. and he is is responsible fo the wanting out of pennsylvania avenue that should have passed the test of time. and teresa has some ideas on how

the president might still be able to salvage this. knowing what you did in knowing at they have to do, thi is the major leap year. but go ahead, what do they do? >> my heart goes out to the tech te because they are working 24 by seven affixes. in the irst place, i get that playing out, and i would meet with american companies like disney and amazon and fedex never get that outside advice. neilthis is about catch up. but where those guys to say and

we are hearing from a lot of techies that that is what ey are encountering. >> stabilize the system and then make bad or do we need to actually build something new. but the key right n is that we have to get this right. and then make those decisions later. neil: president bush met with every demand and traffic that would rise exponentially. and i don't know the rollout and how it is on the time of day, ebay could tellou that but how important is that gauging traffic demand when peoplewant tt get onto a website? >> it's criticly important.

i would expect that they should have hour by hour record to tell them when the peak times are and also when customers are getting bumped up the system. that should be apparent in warning people about the peak times to stay away from the site. >> a1 people keep tremolite again. and the systems simply can't handle the traffic or servers or whether you need something bigger or -- i don't know, at what point is it -- what we got isn't suitable and we have to start from scratch. >> i think that you need to look at the tam and you need to say

that is this fixabll and ask their opinion because they are the ones that are going to know whether or not they can for more ba-aids on and makit work or if really band-aid isn't going to stop the hemorrhaging. and once thee get through that they would work together with the security team and i would say what you think. does this have a shelf life of a year or two years or do we need to do something different. neil: president bush had a dicare prscription drug plan that was really not paid for. b eventually they did get it done and people were able tt take advantage of it and what critics are saying qassam one with the presidt said at the time. at least getting it ruled out ruled out. got there. what do you think on thelarger scale? >> we have a lot of unanswered

questions since i'm not sure. but one thing i'm not a big fan of is sort of big bang approach is an in three years were going to get a system and any features and funconality on we get the system well, we deliver the in 30 to 90 daincrements. and now we learn a lot about the customer experience beyond that very intuitive. >> i think we need to take it on a smaller chunk instead of long deliverables. neil: when i was a kid i used to prepare my parents were straight grates on my report card so if they saw a couple of low-grade, they thought that i was being goofy. honestly they didn't harken my advice. thann you so much. the one switching gears here, in waington, the eonomic recovery being cut at the pass. it did not happen despite all of the doom and gloom.

more indicatns of really good and and it used to drive the lateral government to a standstill. the way that they ha a disastrous amount of sequestration steps. >> no matter wha. >> clearly the early read on both and is is that they do not do the harm that was feared. >> i hope that is right. is that i like it as a joke, but there's now group of people saying that maybe the shutdown was good for the economy. >> they got more data between august and september, the mbers were very solid. and if that contues, i think

that what that would be a very good sign that the economy will recover. >> so so much for shutdown, what you say? >> well, you know, the impact, these numbers hold, these impacts will not be as negative as what people anticipate. we have a major bed of this going here. then they say that that happen despite obama's. neil: i do want to get into that, get inside your head to understand what is inside at is gng on. where is there a sense with republiccns until the emperor

that he has no close. >> it's a big question. a little inflammatory. >> they were able toto set their exchanges in a timely way. neil: let's talk about the website. does anyone tell the president that it's not going to be that way? >> i doo't know. i wasn't there in the run- to this, but i think that in this case of the group people in the individual market were getting notifications that they can keep their plans come ad

they have a switch to different plans, this is a thing that is applying his sothing like 2% of the country. neil: wedon't know about that percentage. >> 5% in the market total. as for more than half of the people are either either to receive the current policy or are getting some animosities be one what do you think will happen next year exchanges, private and otherwise? >> i think that some might. but you have to remember the context of apple debate was people saying this is a government takeover and it was like they were going to lose one private insurance option but five other insurance options to choose from. the bugaboo that they were

comparing to was that it wasn't a government that was taken over the entrance. and a narrow slice of th market is going to private sector. neil: i love you dearly. but i have to tell you there's a strategy there. it was a brilliant won the goal all along might've been either you are letting out where i can appreciate that we might go to a single single-payer >> they are saying let's forget it or whatever. that let's just make it clear that i underd the. neil: i understand. i'm making it pretty clear. to the republicans are not allowed. it's always good having you. okay, let's move on. comi up, the pesident kicked off health insurance.

and the young people getting ripped off by the plan. plus what could inflict major damage to jobs coming up next. we will have.

>> so this is a win-win for american worker is old and small

businesses. see won the ployees havethe minimum wage now, what if your businesses are contracted 3% per year. and you're required to pay that at 3% more. it doesn't reflect what the reality might be. >> well, there was a study in 1994 in the american economic review by kruger that ought to be looked at in this regard. there ws no impact by an increae in the minimum wage. what we are increasing at an aggregateedemand d will spur the economy. you have to remember that th purchasing price that people have had from te $7.25 i lower percentage power purchasing that they had in 1978.

keanu could talk about the average family of four. neil: including what we have to think about is legislating what we can and cannot do. in other words, even when we sold the health care requirements. i'm going to hire more part-time workers, we already have that as a reason example of when the government ran something down your hroat. finding a way around it to adjust to the cost. even we've had a transition from manufacturing to the service. with that, the service has been like a high proportion of the expenditure. and we are seeing a downward cycle and we are sing america that has a work and this isn't a

counter diction. and there are $8, $9. >> all that would have to go. it's ey to sound callous. but everyone have to go up even if they have an underlying business. >> for that employer ithat small ob and that manaer has to make a choice that. >> most of these individuals, they have to make situations work with a lower we employees and thi is beautifully crafted as a package. small businesses and they will

have a major tax break up to a half-milon dollars a year. that is good. with the situation, you take mcdona's where people are pushing this wage, and they are working just as hard as anyone >> it's not about that. neil: do you think that average americans than would happily ay more for burgers and fri and das or for anything. >> there is a moral imperative. do you think that america would be okay with this. neil: do think america would be okay w with this? >> i would like to see america identified woulddlike to see aa

identifi with the standard of living. >> 80% of americans favor an increase in minimum wage and 90 pursue this in percentage terms. >> anything but that will result in the value? >> the broader issue is what americans eat. >> mcdonald's ought to pay their workers. a decent wa. it about the minimum wage and a living wage as well. the. neil: do you think americans would use social sense with whatever you want to call as a

cost-conscious worker? loing for value, those pple would not. >> the who work, full-time workers on food stamps. what is going on here? >> that an answer. >> the people would pay more for goods,. neil: okay, you believe that. >> they will because we are in a race to the bottom in america. we will become china were whatever's. neil: talk about the person who's aying more for that burger. okay, dennis, it's a peasure. in the mainstream media, they are going nuts over these food stamp cuts. they are actually spam scheme of

things. man,,oh, man, you'd think it was the end of the world. that is3

>> breakout the violence because the media goes full throttle on government benefits for the 2.1 billion people the unemployment benefits if will run our the next year and food stamps will be cut back. i did not say cut back tax saving the taxpayers' cash? trying to save money. with me now adams says this

is a heartless debate. a lot of people who have the jobless benefi over one year they were extended and extended a had extended again the argument for stopping it it is getting long in the tooth? >> when is the right time? it is impossible to agree when is the right time. i don't want to say this is completely harmless but there is a school of thought that saysut this off in the people always sayou have to alwa cut off a school of thought says there is never a good time. i think while the economy is shaking you know, what to tell people. neil: you said it was koweit well. >> it is improving but that doesn't mean these people allant to be on the dole.

neil: looking at fd stamps sold many americans have food assistance that depression-eraevels it is 50%. surely there is a way to fi-tune this to look at this better without looking like a the heartless sob. >> you are so right. to create a lifestyle generation we have to cut at some point where will the money keeps coming from? we cannot keep barley and spending with e personal responsibility. when i grew up if you took a handoff from the government it was embarrassing now people think it is there right. >> where's your evidence we have created a lifestyle

generation? >> if you include all types of food assistance it is a one out of three. out what point do you think it is too much? >> let advancer. >> user. >> is somebody we are assisting can eat meat segment or eight-- per week. but they cannot afford to have meet any day per week said we step bid to help them get their protein. neil: maybeethen carve out a niche for the genuinely needy. and so if you want to scale back the programs you look hearess but spending this

much money you think we are mozambue's. it is not so awful that many genuinely do. >> there is a lot of abuse and fraud. but it is significant over $2 billion we have to c that out and stop somewhere. when it comes to unemployment fifth thing that makes me mad as a small-business owner this administration wants me to hire employees but o my business goes under the boys get unemployed ---the employees get unemployment but i don't for putting myself out there as a

small-business owner. neil: is it too big? >> battlefield confident do judge. every goverent program has ste and fraud. but you don't just want to say be will help people out. neil: wondered why the young people don't sign up for the health care law? maybe because they looked at the cost and said out of sight.

neil: here iwhy a young people are not turned on. it is a rip-off says current syracuse university professor who has been busy crunching numbers for you found interesting things? id like to it as. once upon a time was president of an insurance

company and when i began to hear and read reports of kids just out of college 18 through 26 cohorts those provided voluntaly i begin to think about the numbers of the true cost the remarkable thing is this is the healthiest populations, the lowest users of health care and we begin to see stories that people's premiums are up to a hundred percent. i thought policeman looks. is a rip-off and the data shows tremendous into gerational transfer from older kids to the beneficiaries so i did use the word ripoff because it is unjust and unfair to charge youngster's mother under their parents' plan forave touy it themselves or be fined at these rates.

the private system or young people in general that says we don't care what it was but we know what it is we will pay the penalty and suffer the consequence? >> irrational thi is to pay the $95 per year and not take coverage. the answers our rational i would bet the numbers will tell ushey are not buying but king a tough line insteabecause they are not irrational veils they see first mother is a mandate they will never use a and they know they never e a doctor they are extreme healthy and they know that these rates dents into their in, and this is a grp of kids you don't have jobs because of general economic conditions than they are already dealing with the university that you and i @%ve never dealt with they

are not sure they're getting a job they're n sure when they can buy the first house are with the to start a family. neil: you get a sense it is like a one-size-fitall program thaty're just rolling thdice and these penalties will force them into these types of plans are not making a difference? >> they shouldn't. kids is smarter than the government gives them credit for. i choose to rationally not by care now live in a car accident or assiste lead the of probable haens with it a horrible case of some disease but then i go by insurance there is no risk. neil: youan get it right th. there is no penalty you could be through a

e-existing condition and get it? >> like fire insurance my house gunfire i will buy it right now. neil: a good analogy. thank you very much professor. what if i told you there is a guaranteed failsafe inditor that will predict ho this economy will fare in six months? nothing to do with housing just right now this number does not look good. what that number is. after this.

neil: they say the economy is all psychology of they've feel-good they buy stuff. what does it say with small businesses art cutting back? what if it is of the banks

but the customers and small businesses? then you have problems that he has seen the numbers for himself then recovery has proble. >> weeare down approximately 20%. neil: because of you cutting back? >> we have plenty of money to lend out but the problem is o customers are so skittish a and afraid what he is looking at is interest rates fluctuating up and down. lot of uncertainty. he is looking at the government, obamacare, where the government did not come across like they said they would. now they look in january to have the same problems with potential the government shutdowns that we just had.

neil: how does that affect somebody there runs a bakery in st. louis ? >> very simply they are very concerned about their customer. the people coming in which is how they make money. if they grow and borrow money and use that an expand then there isno demand. neil: i just want to be clear so they see things through the prism of the potential fear if i is a shutdown of the obamacare rollout then they would rather be guarded? >> absolutely. the same way. >> pure business erotically is improving. >> they are so skittish ian afraid because they look closely into you j. gary and what happens if a government shutdown comes and last

three or four weeks? >> powell good of a romemeter is it? what does it tell you? >> it tells me there is no leadership in terms of where we're going giving small business a chance to expan and grow and feel good neil: if you see us cut back does that correlate? >> absolutely. i cannot lend money to these businesses they cannot grow how we create jobs? it all boils down to having these businesses borrow money, grow, pay you back and create jobs. neil: they don't express enough optism so growth is limited.

>> community banks we are in the trenches and keep our fingers on the pulse and over the past few months i've predicted this would happen because of the uncertainty we get our information from talking to our customers. they give us the information just like they get information from their customers. neil: and you have been right. i hope you are wrong but i would not bet against it. that is where it is that. the governor anthe new york city mayor getting his way.

neil: time for you to let loose. [laughter] said that is the best yo can do? david has said is here to react. the food police efta moves to they had transacts frozen pizza, the pie crust, aicher popcorn my entire food pyramid sums to a follower say has been added to mandate? government has no business to monitor. >> on dash sticking tir heads in something that does not belong. >> no cannolis ever? >>. >> it would be ffnny if it wasn't so horrifying. i am horrified because it shows how far we have gone

from the founders' intent to mit gernment. ne: ben franklin had issues of trams that. >> but just the to about how they will enforce this? that they will have real food police to close this totown we talked out with the trans fatty put out the information of the damage it may cau but then the usage does go down some folks will eat poison they don't care but 80 percent of the people have stopped eating it as a result of studies. neil: the hazard today is not the hazard later on. >> t herm cave when he ran the national restaurant association and everything in moderation?

but that point does not come home to the government? >> but that government is establisheto prevent governments from telling you what to do. as long as you are not bothering somebody else's pursuit of happiness. >> ben franklin said early to bet early to rise of the betty should have some french fries. >> allotted you grrrr about e elephant in the room how could this make it to print? another calls it renewed a and clie regard this have a new one feelabout christie its and dehumanizing. >> as long as they spell the name right it is ok. good or bad they got the sensewhen attacking mitt romney to say i'm sorry. but you throw stuff at him

they throw it back and they will throw straighter and harder. neil: i seek you are right but to use fake always going back to this, a comntator on anothers network said this. >> i dye my hair blond as well but it is not even a magazine. the last time it is about this thick. i am not saying anything that is so go into journalism that it does bother me. neil: usedake? >> any publicity he is the one thatill ute the various parties of the republican party to bring them together. we have problems after

hurricane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with something important. neil: day you really think he is all that? >> good or bad? neil: great civic id he is the most formidabl candidate that the republicans have right now obsolete. neil: we will see mr. smart pants. >> how about consulting cuomers? is the women who should not be wearing them you are the problem.

neil: we have of blitz right now lulu lemon is outraged as the ceo say the sea through yoga pants problem is another product defect get some women's bodies just don't work in the pants. you sound like an ass if hit ahe moneymakers is bad business? vicki shows the n yoga position floods in mouse. when the retail executives insult their clients? that is so bad for sales resaw abercrombieand fitch then the guy who came in from j.c. penney. forget it. neil: it takes a long time overcome it? >> if i am the board of director i call withhe ceo to say obviously you are too stupid to run your own company.

let's get somebody aittle smarter and t m out. neil: he is one of the -icest guys on the planet. >> marvel is skipping networks going straight to netflix to develop four new super heroes series. >> it is brilliant. netflix has come out with the house of cards, oranges the new black the series' only on netflix i don't know if marble works out but it is not our fault that will be something else i think it is a fourth network out there or the fifth network. >> one-third of the bandwidth because of netflix bigger than facebook and is still cannot get the content deals so comes with its own

cartn san superheros that is the way to go they do very well at the box office by and just waiting for superhero neil cavuto. >> they get their shows on a device they are not slaves to the schedule or time. this is the way we're going. >> buckle up for all of those watching look at the year to dateo under 60% we are looking at the future right now. neil: what about the established ones? ♪ >> even the established viewers are looking at netflix or hulu.com and the whole picture is cheating with television. ♪ neil: that is a lullaby. what you look at next week? >> i am still looking at technical. the thursday was -- on

thursday the nasdaq was creamed came back on friday we need ebaynd google to make new highs in order for the market to revisit through the fourth quarter. neil: are youorried about a bubble? >> yes. but the p/e ratio is half of 1999. i look at the individual mandate if it does get the groundswell of movement on the part of democrats in washington d.c.. what it does to ensure that. neil: the president says space nik still sticks to his gunsnd tn did terms are coming up people are getting cancellations right in time for reelectionou could see the mandate delayed. neil: will this be a big issue one year from now? >> i hope so. [laughter] the the that is when we will

see hundreds of millions go off the of health insurae dole. it will be huge. neil: i appreciate it. ♪ ♪ gerri: lou: president obama is being have to fix the failing website. today, suggesting the product has not ended. the polls show the very people obamacare is aimed at do not seem interested d in buying heah care insurance from the president exchanges. i am lou dobbs. ♪ ♪ lou: good evening, everyone. the uninsured were supposed to be the big winners when obamacare rolled out. but a brand-new gallup poll so that an overwhelming majority of the unsured haven't so much log onto health