numbers. that could scare investors. neil: he will be setting his mtv are. h that will do it. [laughter] 87 to nights on the willis repo. the question of the obamacare website will be fixed as promised. but the real problems will just begin. airlines using in-flig wife died to get your information. where do they draw the line? are you ready for the holiday shopping season? don't buy another thing until you see our users guide. tonight. the "willis report."

gerri: your show. your money. your voice. tonight your veteranssthis veterans day we know our veterans aren trouble. high unemploymenrates more d more heroes on food stamps. where have we gone wrong? d as a research so selflessly betterer a goldstar mom a mother of a navy seal also a military family adviser with concern to veterans for america. we appreciate you coming. but what is 900,000 veterans on food stamps? why it is going on in the? limit these are brave and amazing human beings writing

a check to america up to their life in america has turned their back and right here in new york city 40 pcentf the returning veteransfind themselves on fo stamps and standing in this soup kitchen and it is inexcusable. gerri: i read effuse he went to thousand vets will eating at soup kitchens on the thanksgivi. how do react to that as a mom? >> it i tragic. throw son's life i have met paul lot of people who have served and eve since his death now working with concerned veterans of america the these people not ing able to find jobs or proper resources or medic care is an atroty in the black mark on the amerin citizen.

gerri: we're looking at pictures of you and your son and we will get your story but when you talk to individual theyay it is so important to give our best bet we don't. >> but tre not talkiig abou the war tha is ongoing but what takes place because of that. even on special da like memorial day and vterans day b.c. images from the past but nottof indeedrom the current war fighters coming home as somehow americhas been disengaged with the war we have to reignite. they need to be reminded we are at war andeople there coming home and did family is a losing a loved ones and this is real happening right now.

gerri: transitioning back they're hang trouble getting a job 10 percent unemployment with that's higher than the rest of america. wal-mart says if you come home norably disarged we will give you a job. shouldn't there be more employers stepping up? >> i do think that is one group of citizens that do deserve a step up. they have sacrificed everything. when a person joins the military they are the property of the u.s. government literally. ever cancelled holidays and vacations they dedicate everything to america's safety and the very least we could dos dedicate ourselves to their prosperity when they come home. gerri: you gave me a copy of your book betrayal a story of your son that was set on the raid of osama bin nodded

but tragical died with 16 other navy seal. >> a sealed he is a home wrecker.co. >> get was mayor ran the osama bin lauded raid. >> i don't believe he was a part of the raid but it was his team. >> he was amazing. my husband finally put the book together to decide they need to know what is happening. but eecially an agreement with what is happening here on foreign soil and the military war fighters are being betrayed by we finally put the book together. gerri: these veterans deserve better treatment and to you and your family thank you for your sacrifice think

you for coming on the show people need to hear about this. audrey we to wait enough? that i will show the resultsts at the end of the show. of rage upon outrage. we have a sneak preview of the enrollees in to obamacare the white hoe is forced to release official figures we were promised the and this weekend now from the manhattan institute five, paul i wnt to talk about these numbers. glenfed sinn of the number that we expected. >> 3% of the inspected enrollees is a reflection

ho terrible with the technical problems it is impossible to get on the site people are staying away until they see it has been fixed. gerri: our expectations a a dialack every day but they had a goal 500,00by december 15 of the 50,000 number is a fraction of that defense and smaller fraction of those who have had policy's canceceled. this is outrageous. that we could have so many policy cancellations nobody could sign up. very few. >> with the president's non apology apology they knew about for years d kept repeating the promise

if you like the coverage you can keep did they knew that was false and this will haunt the industry should for months to come. gerri: i don't care about the impact on politics but your wallet and your life. if your policys cancelled today because of a requirement end you cannot get coverage, andowou or face possibly with having to y catastrophic illness out ofour pocket is unconscionle. forget politics. think of the moral reality. >> these people wiil face higher premiums at least half will not get any subsidies and will be required buy more expensive coverage and they cannot tellit doctors or hospitals would be covered.

you are right to is a moral issue. they have been promised something. gerri: i want to ask you about s says all are in charge of fixing obamacare he said itis a long way from where it needs to be. that they will make the end of the month deadline there will miss the. what does tat mean? for people cross the that covered -- across the country? bamako's who are the most determined older or sicker who could benefit they will get through that will leave to a higher risk pool and higher ct down the line to locker it drags on the wor shape and it could lead to the collapse of the

individual insurance market. gerri: they still have not told us the official number. but it the three guys from silicon valley decidedhat happened if we tried to build a health care .gov on our own? itis done within days from line and get a sense of what is available and how much to pay out-of-pocket. what do you say a couple software programmers could design a system and have it done in a heartbeat? >> why didn't they did? >> over $500 llion could come get it done. other companies could do is years be obamacare -- obamacare and other people have medice exchanges for private employers.

e web sites a out there so it is a complete disast they could not get itone. gerri: that knowledge bas does not exist with people who conact with the government. thank you for coming. if you are curious it is health care sherpa.com. now the irs is cracking do on fraud t a little bit too late. and now the nation's kids e tting sick as the return of mum and measles. coming up. we went out and asked people a simple question:

how old is the oldest person you've known? we gave people a scker and had them show us. we learned a lot of us have known someone who's lived well into their 90s. and that's a great thing. butt even though we're living longer, one thing that hasn't changed much is the official retirement age. ♪ the question is how do you make sure you have the money you need to enjoy all of these years. ♪ customer erin swenson ordered shoes from us online'. customer's not happy, i'm not happ salego down, i'm not happy. merch comes back, i'm not happy. use ups. they make returns easy. unhappy customer becomes happy customer. then, repeat customer. easy returns, i'm happy. repeat customers, i'm happy. sales go up,'m happy. i ordered another pair. i'm happy. (both) i'm happy. i'm happy. happy. happy. happy. happy. happy happy.

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gerri: loping cough end deadly deases making a disturbingome ba. here is our you protect your child. it is always gre to have you. people forget they cakill

your child. that is wat you get vaccines. >> i am sad to say a british doctor published an article very reputable rerting on the link between vaccines and doctors said iwas publishednly involving 12 children but unfortunately it was published 15 years ago his extremely flawed over 12 children also a number of studies looking at the issues since then but 15 years later and the legacy that pple our concerned about the link. gerri: one solution is to get your child vaccinated. we know about this study but people still believe it and

is that the only reason? is there something else? are kids being ignored by those who are too busy with their lives to watch out? >> if ur child uc developmental ises to understand why parents are very concerned and those vaccines given to childr during the developntal stages but in answer to your queson and we have to emphasize that children and diseases and some pient are veryeadly. they can killl. gerri: in boston and they had 24 cases. and i read the comments of a young mother thatays your child could in effect my

three month old baby killed them end get a vaccine. >> she mad the point of t community but 5% plus are vaccinated but it is coming down and therere a ry few who cannot receive vaccines due to medical reasons but at is when those few people are not protected so if those children go up. >> so you feel everybody else but as more and more people don't get the shot that evebody is a risk that is the consideration people don't make. >> my friend told the they lifted one of the most exclusive neighborhoods in the your carri. very expensive and she was

flred. i wonder the degree that people are not aware because the ioc these diseases any more. there not exposed to the real risk. >> even well educated people they queion the science and don't understand how flawed the studies are. and with that risk associated with the vaccine and that ought to is some steady is discredited. would head the 59 cases in 16 states that i astonishing. >> it is. not just the global increase but various population is the numbers are higher in those areas that is the risk

to pick up the disease is much higher. gerri: take you for making us aware. later be picke up the user's guide tohopping and what not to buy on black friday. there is a list more cases of waste fraud and abuse how refunds are handed out. it will shock you. ♪ ♪ as a business owner,'m constantly putting out fires. so i deserve a small businessredit card with amazing rewards. with the spark cascard fromapital one, i get 2% cash back onry purchase, every day i break my back around here. finally soone's recognizing me with unlimited rewards!

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gerri: tax very funny and identity is a girl ring epidemic the paid to do the $4illion of tax refunds to identity thieves but it is the way they hand it to them now the real problem? let's talk about the fraud rst the story was out last week but the federal government is sending money overseas? >> but refunds were so early on there is of this message. gerri: talk about the fraud. with e filing of a social

security numbers it is easy for thieves to take the number two fictitious leave ke up a tax return they get their refund routed to them because and the bank account en a debit card at a drugstore and there is no verification of the name on the account your the debit card gerri: this story is essentially was 655 tax refunds go to a single address or shanghai it is deral taxpayer dollars. because the irs believes these people are opsed massive refunds and this is possible because they don't jack? first they send the check can wait for the w-2 and that seems crazy.

>> i think part of the problem is the irs verifies that they verify with what is said to to the as the say so they are to be sent out to the employees and defenders by jittery 31st. however they're not filed with as a say intel february february 28th but taxpayers want the refund. if you do you want to get it filed by david g. geary your february 4th so there is a tie between the filing to get the returns filed in refunded early verses when it is verifiable. gerri: they have figured is out because that government is not chking it is sending us a check before you deserved of

monday. >> they nd to have the systems parallll one another with timely filing but you know, somebody will be happy because taxpayers don't want to wait until february 28. but we should because we all pay for this. that is a lot of mone overseas and once it is going you will not get a back. crazy story. i had no idea it explains a lot at the irs. send the eck and we will look later. >> you cannot look overryour shoulder. it is not coming back. gerri: our financial panel is coming up and say no. one of the user's guide to holiday shopping information

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♪ ♪ because during the holidays, keeping your identity protected means keepi your family proteed. gerri: you want to hollay shot put tonight we launch a user's guide the deals to downloading the est holiday app we are dedicating this segment to you and me and take a look at the toy store fao schwarz with a preview of toys this season and a nostalgic look back. joining me now with the advice is a consumer savings expert.

thank u for coming on the show. you don't see this very often about retailers what are the best to check out? >> apple is the one time of your that they offered deals if you look for the laptop for the ipad check that out. macy's. wal-mart of what will be opening on thanksgiving so we could expect fed deals to match but alsonline. gei: walart will be competitive no matter what looked at the stores open on thanksgiving. kmart, all theve become the best buy chemicals, and macy'sa target, officemax and this year's. what should people be buying? >> looking for electronics

but you don't care about the brand that is wonderful as he mentioned all those storrs will see a great deal on apparel but als matcd of mind so you do not have to go into stores and housewares is always a eat thing to buy. gerri: pots and pans may never go o sale but they will be on black friday. gerri: apparel but not winter coats? simic you have to wait for the season to change so jean you very is the time to buy into it -- to buy that apparel. gerri: ready as soon as a sale is a goodsales gimmicks some things wait and tell cybermonday that anything like a vacation package on the.com you want %-monday and also onber

black friday you really want to check out all of t electronics but not name-brand. gerri: don't to buyoys? >> wait for the two weeks leading up to christmas and the sales are en greater. gerri: mms say are scared they will run out. >> you are really worried they will be on the sale but really for the discount rate two weeks before. gerri: you say forget the appare? >> they will hit the clearance rack costs 60% off supplyhose deals and also for theame brand of television when 2014 models rolled out in 2013 will be on sale so way intel early nuary. gerri: you have to be careful.

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rri: the markets and the end they agreed hitting another record high after years ofsitting on the sidelines small investors are getting into the game with stocks raying deadbeat -- double digits from lf they waited too late? our guests are here, great to he you here. hillary his mom a dad too late? van eck it is ner too late especially if individual investors are here for the ofong-term saving and growing their portfolio for retirement. e market is not overvalued gerri: it is getting pretty pricey. should thebe worried day by the at the wrong time with basket that will

topple? >> not at all in it jt reflects low level of earnin that e all-time high and opating margins wiet a new recd andd3 interest rates are at the all-time low bierce set up for a bull market and we have ano 5% to the upsideefore the end of the year and another double-digit gain next year. gerri: stock mual fund investme up $76 billion. money comg i these rkets right now. chaff, what do you say? is the time being circumspect? >> yes. we're very of domestic where the market is headed and we agree ere's plen of room left but i don't think we should be too optimisti

going in 2014 we have to be careful becse no matter how good themarket reacts acts, let's not forget the fact that inflation is coming and things will get very rough starting next year i am all for getting intohe market but you have to be careful to. >> but the key is the ght stock at the right time. you don't want to buy highlyin stocks because now was not the time to be price line nor lead dan or certainly not twitter but what does everyone to grow even like financial anything from jpmorgan. gerri: but do you agree it is about the right stock? >> i do.

energy stocks are tremendously undervalued. we are in the energy boom oking at the valuation levels of ratios are under levels it. gerri: i don't pick individual stocks i don't play it that way i by the broad market so what do i allocate in my portfolio? should peop buy individual stocks if facebook goes public where we may get the flh crash? we have serious questions about the fairness of the market. >> there is noing fair in the market ever but i am all fo picking individual stoc. you have to do due diligence for e will make more mone

and you have more control -- control but where people try to use the one dash pitch outing in the refrigerator than their stock. gerri: that is a good point. >> with the energy market i am very bullish going forward to break it down to different sectors dan kohl coming back en some good uranium play next year gerri: your single bestidea , a jeff? >> idea or stock? i'd like a clean energy wreaked death finances clean energy and energy efficiency projects with natal s it went public ttis year trading around trawlers it

is about $5,916. gerri: michael your single best idea? >> i like the sand and ceramics that goes into the french king flew with. the stock is at about 3025% undervalued. >>oldman sacksind to $63 going at 200 the can alter the company's they have brought forward a and their mergers and acquisitions you will see that stock do really well and you get the dividd yield twice as wells a money-market. gerri: i was surprised to uc then needed to have cash on hand that maybe iflation would go up and take a hit on the stock market but the

ada is you are ready to go to make your plays. is that eight could idea of. put if you see it could target and want to jump but you may need it for something. but. gerri: i need cash in your portfolio. not the emergency fund. >> but the idea is if everhing is in the market then something does happen and then it the poop hits the fan what do i ? l of these great opportunities after 2008 those people dot want to take on that desk. gerri: it is a great point then people have nothing to play with. great job.

interesting comments and information. think you. now time for the stories you're looking at fox business.com. pushing the dow into record territory following the strong employment report now waiting and earnings reports from the retailers for the bond market is closed today for veterans day. joining forces with u.s. postal servi to deliver packages on sunday it will only be available to customers in the new york and los angeles area publ spee and next year. amazon will pay the post office for the extra labor with a host of tax incentives to do business the government said it will halt secure thousands s of jobs building the next it jetliner they now don't expire through 2014. prosecutors go after bank of

america collecting in to 50 more sluggish $54 million last month the jury required bank of america to be liable for the bad home loans the the wholeof asia but the bank says the government is inflating the numbers. still too, wou you like your coffee? information and the airlines have but what do they do with it? ♪ (announcer) scottrade knows our clients trade and invest their own way. with scottrade's smart text, can quickly understand my charts, and spend more time trading. eir ick trade bar lets my account follow monline so i can react in real-time. plus, my local scottrade office is there to help.

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gerri: big airlines collecting data flight attendants will know everhing about you when your birthday had u like your coffee will this make friendly skies or scarthem away? the ceo from fare compare welcome back a list of reformation i am shocked and apparently they had this all along. what types of stuff? >> day simple bookkeeping is a treasure trove yourame, gender, date of birth birth, multiple passengers and their information. if you pay with credit ca using your boss and have loyalty number that is another treasure trove. when all said and done just days simple bookkeeping did

you check in neay? did you pick the cheapest flight door how many nonstop?3 they do everything by your simple booking. gerri: tells the offended some customers because they found details also estimated income and whole value. why is that relevant for me taking a flight from new york to chlotte? >> not today but in the future they can tie into your zip code and wisdom of the crowd information end right now they have not been using this data but saving it because they did have any money to do anything with this technolooy so now they have profits what t they

really want to do is package up a bundle and every person that gets that'' in theory may get completely different price it will be anarchy to be honest. gerri: i may sit in a row the next person to me could pay 50 percent less? >> ey could have bought that to a month earliebut if somebody was getting a'' at the same exact moment they would get a complely different price and potential information. gerri: that seems notair. >> they are fighting about it right now under antitrust so they try to bundle a variety but on the flip side what happens if a flight attendant gets of message your connecting flight is delayed they can help you

out? that is where itould really help consumers. gerri: on the other hand, i just want to the played to take off on time. that is all i care aut. >> they will he the rough time get tens of thousands of flight attendantso turn into salespeople on flights to be honest. it will not happen. trust me. gerri: good to see you. we will be right back inhe answer to the question of the day. the day. are we doing enough customer erin swenson ordered shoes from us online but they didn't fit. customer's not happy, i'not happy. sales go down, i'm not happy. merch comes back, i'm not happy. use ups. they make returns easy. unhappy customer mercbecomes happy customer.appy. then, repeat customer. easy returns, i'm happy. repeat custors, i'm happy. sas go up, i'm happy. ordered another pair.

i'm happy. (both) i'm happy. i'm happy. happy. happy. happy. happy. happy happy. i love logistics.

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unlimited 1.5% cash back on every purchase, everywhere, every single day. so let me ask you... at's in your wallet? gerri: president obama said that the nation has a responsibility to make sure troops returng home are the bt cared for and best reported veterans in the world. are we doing enough? >> here is what paul wrote, no man left behind. >> and donna said, they deserve

more than we could give. >> we also asked a kuo on gerriwillis.com, 13% said yes 87% said no, i agree with the majority. richard from florida writes, individual mandate cannot be postponed. it is too late, hundreds of thousands of customers are received notices their policy is being canceled. the damage has been done. and charles said it seems difficult to pin the tail on the donkey with the oba administration, failure of obamacareests with obama and sebelius. harry truman stood by his line, the buck stops here, with the dodge, obama administration t buck stops over there. >> and a report that obamacare web site managed to enroll 50,000 people that was pretty shocking, just 10% o administration's already lowered

goal of 500,000 enrollees by december5, and replacement ratef 1%f 9 million people who lost their health care coverage because of obamacare, think about that, think about that nearly 5 million of us lose coverage, 50,000 get it. notigh. it is an astonishingly poor trackecord, epic failu, the administration this afternoon was confirming the numbers, said, we have always anticipated that initial enroll am numbers would below, i have never met people who aim so low, theirs spiratns were for the sky when they came into the office, now they are aiming for our ankles, the government should fess up now. >> coming up tomorrow, our users guide for shopping continues with a look at reverge of brick

and mortar stores, thank you for joining us have a great night. we'll see ou back here tomorro tomorrow. lou: on the day thatmerica celebrating our veterans, and honors their sacrifice for our freedoms, the united states marine corps among first on the ground in the philippines arching efficient survivors, bringing aid in hundreds of thousands displaced in aftermath of one of the largest storms the world has seen, i am lou dobbs. lou: good evening, the united states military has dispatched aid and troops to some areas that were hardest hit by typhoon haiyan. a storm check pert call, one of the mt powerful in