home. >> but things are not stable this adds more uncertainty in every dime counts outfittersn eps but shy on revenue. melissa: what a way to start your week with obamacare bailout talk? that's right. very insurance companies getting played by the government right now, will be turning to you to keep them afloat and the president said they could. you got to hear this because even when they say it's not it is always about money. melissa: the bailout for obamacare. taxpayers, meaning you, may now be on the hook for the health care law, all courtesy of a provision called the risk corridor? have you heard about this? no one presumably read this far into the bill. but this clause hidden in the health care law protects

insurers for losses first three years the law is in effect. senator marco rubio is introducing legislation to repeal the clause but it may not stop you from having to dig deep into your pockets for a bailout for the insurance companies. here to explain radio talk show host monica crowley and "weekly standard"'s steve hayes. both are fox news contributors. so i can't believe that we're sort of just hearing about this and figuring it out now. it is called the risk corridor. it basically it says if insurers costs are 3% more than what they targeted, we the taxpayer, will give them 50% of that difference. if it is more than 8% above what they anticipated, we're going to give them 80% of that difference. oh my! >> yeah, you're exactly right. we're just finding out about this over the last week or so but those of us who opposed obamacare all along, steve and "weekly standard," and i we were warning exactly read this. nobody read the bill. we were warning about these kind

of time bombs that would blow up as the law started to be implemented. this obama fix is not even a fix -- melissa: makes it worse. >> throws off the whole risk pool. in terms, wait a minute with only people going through a broken website, that exacerbates it more, we'll drive up premiums. melissa: steve, explain to people really clearly what we're talking about here. people in the larger pool, who have piled in. >> right. melissa: those are now folks who are, you know, use a lot of health care. they're geting a cheap plan but actually consuming a ton of it. in order to offset those people, they couldn't get insurance before because they had preexisting conditions. just to set off those premiums and those costs we were putting all the other people in who were healthy and buying somewhat expensive policies though they weren't using anything. those people don't have to go in. health care companies geing paid very little to then cover these very expense seven people. that's a very high cost. they are going to say, 8% above

what we thought, a heck of a lot more than 8%, right? >> exactly. the original idea was to redistribute the potential losses or gains, also on the upside, most of us thought it would be losses. >> yeah. >> redistribute them among the insurance companies. it wasn't necessarily, if you believe people giveing a charitable view of this, wasn't intended as a bailout. given the problems we've had, no question it will end up as a bailout. if you go back and look what happened was this was ill defined part of the original bill. it is now been explained in a 100 of page rule or regulatio and basically the answer to these questions is, this is going to be, they don't have to worry about budget neutrality. this goes. >> i want to get to that because this show is called "money." we're not about politics. we follow the money where it's going. i've been wondering now you have the huge cost, who will pay for it? are the insurance companies going bankrupt? oh, no, you and me the taxpayer

will bail out insurance companies violating yet another promise we heard from the president. i will get your reaction on the other side. >> i will not sign insurance refo, as badly as i think it is necessary if that reform adds even one dime to our deficit over the next decade and i mean what i say. melissa: well, without question, now, another untruth. >> yes, now remember when the democrats and president obama were trying to push this through, they kept going back to the cba with phony numbers to get the cost estimate over 10 years under a trillion dollars. they came in at something like $930 billion, right? now the cbo has gone in put real actual numbers, said 2.6 trillion. that is probably a low ball. melissa: right. >> now the american taxpayer is look higher premiums, higher taxes, higher deductibles assung they get health insurance. on top of that we may foot a bill for the bailout of insurance companies. melissa: it was so obvious out of the gate, if you add a bunch of sick people to the health

care rolls who cost a lot of money and consume a lot of care and don't have money to put in it will cost a lot of money. anyone who could do math, we knew how it would turn out. steve, senator rubio introducing legislation to repeal provision, don't health care companies go bankrupt and we bail them out anyway because they have been thrown under the bus by the government? >> if ever got to that point the answer would be yes. melissa: it could. >> i think we won't get to the point. very smart, very clever political argument says we don't want to bail out insurance companies. how many democrats in red states -- melissa: we don't want to bail out insurance companies, but we are no matter what. how are we not? >> if you push this to strip it out. this is number of different tactical moves republicans make now while everybody is paying attention because we have to, look what a calamity this is. >> what is interesting, if you take a step back to look at bigger picture, you could argue

the left who put the whole monstrosity gether their objective is to destroy the private insurance market. this may put us into ultimate plan to get us into single-payer. melissa: and drive insurance companies out of business. >> to kill the entire market. >> or subsidize them through the back door. >> boy, that is depressing. thanks very much. coming up next the president's words doing more damage. that you could keep your doctor, another promise is turning out about untrue. paying for a planou may not like, to see a doctor you don't even know. we have a former hospital ceo to tell you why you are in so much pain. more "money" coming up

melissa: so if you like your doctor you might not be able to keep your doctor after all. it's a shocker, right? now that costs for health care companies are skyrocketing insurers like united health care are discussing thousands of doctors from plans. physicians in at least 10 states receiving terminations letters from united health care, citing significant changes in health care. how did this promise go so

wrong? wee have a former hospital ceo. stan, thanks for joining us. >> thank you. melissa: explain to me and our audience the mechanism behind this. lots of people are getting letters. you're seeing really great doctors, for example, moffitt cancer center in tampa, florida, getting cut completely out of the plans so they're no longer included. why are health care companies doing this? >> i think it is all centered around the medicare advantage program which has been very popular with medicare patients but has been very expensive from the government standpoint. i believe what is happening with the cutbacks in the advantage program, through the affordable care act cutbacks many companies take opportunity high utilizing doctors from their plan. melissa: let me stop you there because i want to know what that means. what is a high utilizing doctor? isn't everybody paid the same no matter if you're getting

reimbursements on medicare advantage? >> on a medicare advantage the reward is fixed payment system to the insurance companies. and so what they have a doctor that utilizes more services, recommends for x-rays, more lab tests, more hospitalization, than another doctor for same given disease, that represents a loss to the insurance company. so i think what is happening is, they're looking at the utilization of their doctors and how they prescribe and how they order and they're eliminating those doctors which appear to them to be high-coot and high utilizers. melissa: high cost and high utilizer maybe great results. i looked at a lot of folks on the list. you see names like moffitt which is the go-to cancer center if you're sick in western florida. that is where people want to go. so they're high cost i think because they're probably provideing a superior service. before we throw the insurance carriers under the bus, the reason why they're responding to this, well, because the way we were going to pay for obamacare was by cutting medicare

reimbursements. >> exactly. melissa: they saw the amount of money they're getting go down dramatically, right? >> exactly. that is why they're taking on this move. you have to suspect the reasoning is from the insurance companies standpoint they can get very similar results to the kind of organizations that you just mentioned with less cost. melissa: well, i mean before you say similar results, if it is me or if it is my family i want to go to the number one place in my area. if i'm going to die of cancer and i'm looking for someone to save me i would like to go to the number one recommended place in the area even if they're more expensive. but sound like if you're on the plans now, that is no longer an option? i mean are they, this is the trend? this is where we're going? >> i think the argument though is, is that statistics will tell you and utilization numbers will tell you they can get similar results with different doctors who have lower costs. melissa: hmmm. okay, but if you're in the boat and a lot of people are out yes.

melissa: a lot of seniors had a doctor they were used to seeing all the time. >> right. melissa: they have now been told, i was reading with a lady over 90 years old, at this point in life i don't really want to change anything. now i will have to change my primary care physician as a result of this, to you it feels like i'm doing this to pay for obamacare which doesn't seem working out that well. >> exactly. melissa: it will be pretty frustrating to those folks. go ahead. >> i think it is very uncomfortable for the patient but we should understand this has happened before the affordable care act. insurance companies were trimming their provider networks for a long time to gain cost advantages. so the technique is not necessarily new. the fact that it is hooked to the affoable care act makes a lot of people uncomfortable. melissa: yeah. let me ask you before we run out of time as a veteran of the health care industry, how easy to implement what the president just did, with six weeks left to go for the year if yr plan is canceled you can keep it s that possible?

>> i would think it is extremely difficult for insurance companies, for insurance commissioners to do. ultimately it will provide real difficulties for providers as well because they are dealing with two classes of patients. one with the new program and one with the old program. it will be hard to explain the difference. many people have a very sketchy under understanding of their policies in any case. with this confusion makes it very difficult not only win insurance companies but doctors and hospitals. melissa: stan, thank you for joining us. we appreciate your time. >> thank you. melissa: from the u.s. to every corner of the globe money has been flying around the world today. first to germany. the bishop of bling has been succeeding sidestepping a court case against him for spending estimated $42 million upgrading residence. that is him smiling. among other things i bishop spent $20,000 on a bathtub. the german court agreed to close the case for a $27,000 fine.

27,000. that seeps about right. over to china, baby product makers celebrating the announcement that china's government will loosen its one-child policy. the decision was announced as part of an effort to get the economy growing faster. it is off to a good start. infant formula makers diaper and car seat companies are already benefiting from more market trading. the new rule allows couples to have more than one child if at least one of the parents is only child. that is pretty much everyone. touching down in the u.k., american rapper george is apologizing for what he admits during a bonehead move in london. he climb ad 35-foot lighting rig and jumped off, into the audience. shockingly he injured a man and broke a woman's arm when he landed on top of them. not sure how no one saw that coming. no word whether they got back their money for the tickets.

insane, right? >> coming up on "money" after all the obama talk about wall street greed, former treasury secretary tim geithner is going back. we'll tell you what it means moving forward. more than half of you employers say young applicants lack basic interpersonnel skills. is facebook and twitter postings keeping them from working. millenials think they're entitled to a job. stick around for the money talker. do you ever have

melissa: the whispers, the rumors, behind the scenes gossip, we've got it all on "money." the big wall street watercooler topic today, former treasury secretary tim geithner and his hot new job as an investment fat

cat. an interesting departure from his former boss president obama who loveed bashing money and private equity as greedy. all the word on wall street today. here now are two fox business senior correspondent, charlie gasparino. we have "wall street journal's" paul vina. what do you think guys think about this? makes sense for tim geithner, going to work for warburg pincus, private equity fund. these are romney kind of people. >> we should point out it shouldn't be a surprise went to private equity. did a little dance from banking. >> not into banking but private equity. >> he did a dance with larry fink over at blackrock which is not private equity, which is money management. he tells people he wants to work in the private sector. melissa: private equity, that is mitt romney territory. those are the fat cats. >> here's the thing. that is also where you make a lot of money. melissa: of course it is. >> he needs to make a lot of money. he will make more than as

treasury secretary. melissa: oh, yeah. >> the argument he is not going to sector that he was regulator for. not a direct commercial bank. melissa: it es about the sentiment. about the idea. >> they're not going see that at all. >> if he went to blackrock, he danced with larry. might have even had an office there, if he went to blackrock, listen, blackrock did money management came out of financial crisis. melissa: right. >> there was a conflict of interest here. this with is clear, underscores hypocrisy of the obama attacks on bain capital. there are so many democrats populating private equity. not only, tim geithner, mark lazeri. private equity or hedge funds. investor in france, before playing cards with people involved in the russian mob, we don't know. administration, is refleet and their conneions on wall street is refleet with private equity -- replete, with

wall street fat cat ties. this is hypocrisy. melissa: this is what you were talking about, does it change the war against fat cats and private equity as managing director of warburg pincus, their one of those buddies tim geithner. >> no. because they won the war. the reason banking sector got the bailout in 2008, they won the war a long, long time ago. tim geithner spoke to private equity firm, warburg pincus, that will not raise any eyebrows on wall street. >> she is asking a different question. i'm asking, change the political -- she is saying does it change the political assault? this class warfare still resonate with the democratic party? these people are so, they don't care. they're going to keep going after the banks. they will keep going, pointing to private equity as mean and evil, if they can score political points. this will not change their tactics. that is the only thing they know. melissa: was he valuable then he

gives that particular firm a little bit of insulation? look at kind of deals warburg pincus did, neiman marcus, bausch & lomb. i can understand if they were doing something closer to what tim geithner was working on. >> how do you mow what he was working on? melissa: you hire people, as carlisle. you hire former government officials because you want to buy out companies in defense. >> or, or, or, former head of the new york fed where you dealt with every bank and a lot of companies. i mean, remember this guy has ties across corporate america. look who is on the boards of directors? often wall street guys on the board of directors of major firms. melissa: right. >> when you hire someone like tim geithner you hire him same as hire general petraeus. went to kkr or cerberus. melissa: they have a do -- >> they have a rolodex. when you're him, you're treasury secretary. every company, you know every ceo, every major ceo in america. >> it's a big deal for them. melissa: a huge dl for them.

>> just overseas too. melissa: i was surprised it wasn't kkr. warburg pincus is big. >> it's a big deal. whatever specific deals he is involved in, his name will carry resonance. it will open doors. melissa: for sure. >> will be a very good thing for him. will be a very good thing for them. it will work out on both side as well. melissa: isn't it ultimate hypocrisy though? >> none of this is new either side of this. none of this is new last three or four years. >> no, but what is new for the first time we had a presidential candidate who had a treasury secretary who attacked private equity. that was a point of his campaign and now his treasury secretary is going into private equity. >> at same time. who was funding his campaign? >> when did that happen? when last time something that hypocritical happened? i don't know. >> nothing more. thanks, guys. coming up, another day, another beatdown for tesla. the stock got crushed again today. have you seen the list of hits

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♪ melissa: investors getting hammered again. the stock fell more than 10% with the cars bursting into flames, a factory malfunction that left employees hospitalized and a feud with one of hollywood's most beloved stars. it's just keep on coming for tesla's ceo. and despite a new federal investigation into the latest model s he says he has no plan to recall his electric cars. finally hit the skids. automotive expert. what do you think? >> that is a lot. >> it is a bit of crash and burn for the company right now.

not a good marketing tool when it comes to automobiles. and this is a company that does not really have any marketing the says word of mouth. the money burn that they're going through the finance the models, build new stores, bill supercharging stations believe we really have a lot going on here. it is not clear that they will have any soda profits because. melissa: and deflected the reaction in the stock today, would you say the love is gone? it could not evaporated quickly. is it winning? >> absolutely. i think there is a bit of regret. everyone felt unloved last night. this morning of a sudden everyone is like what did i do. >> yap. melissa: of want to break down

the specific problems. these three employees that were injured in a factory accident. he would save this is -- and accidents happen all the time. this does not say anything about the safety of the car. at the same time federal investigators are looking into the latest crash with a series of them. three fires in six weeks. i mean, does this undermine the safety record of the car? >> the settlement calls into question. the federal government really does not have a kind of test to really address the battery box. they have all kind of crash test. they have safety regulations for gasoline cars, but they don't really have anything for electric cars the federal government is a little bit behind the market on this. melissa: at the same time, the king of marketing. he gets so much hype and excitement and enthusiasm about everything that he does.

he is gun into a spat where he spoke to vanity fair in basically talked about how he had a test plan was always stuck on the side of the road. so frustting he attempted aof i. he got right int the weeds with them and tweeted in other news. his iphone one had a bug. >> he can make fun of traditional of the makers of the once. you have to have a thick skin, especially if you will be making 200,000. he is predicting. and if you will be doing that you better have a thick skin. these customers expect a lot. they expect a lot more than the

customer paying $100,000. most likely there only car or one of two in the family. they wanted to be as reliable as a washing machine. melissa: they had disappointing quarterly earnings. that is what kicked off this downhill run. also, he did an interview recently and was talking about his other projects. you know, one day you would like to start a company break-in make electric plane. that would -- another company, so efficient. the same time he has a solar company, do you hear that sort of thing and think, could you focus on making it work for us? >> absolutely. absolutely has to do that. and he thought it would be so easy to start a car company. we have seen that that does not necessarily always happen. he has made one product, the model s. he has not made anything else yet, nothing else came out. the roaster product was built on previous cars designed by others

and modified by tesla. you're getting to a point now where it is really do or die. they have to come out with the product. and that will prove that she can really do it. $20,000 to cut 20,000 cars a year is not so much. melissa: we will leave it there. the holidays are approaching which means it is this season to be drinking. you'll see any eggnog. they have opted for a different approach in their much-hyped new commercial. joining us now, our good to guide. they have done some ad campaigns. what is your reaction to this approach? do you have it? lets go ahead and look at it real quick. that's wants the gatt. >> fate through everything nor

could a series of earthquakes. melissa: they go on and talk about all of the things that have come their way from being in cuba and getting kayten of the country and the factory burning down and this and that and the other thing. they're trying to tell you how tough they are. is that our reach, stretch, does it work? >> it is not a stretch at all. bacardi is an authentic product. they are telling their story. remember, people don't buy what you do but who you are. this stuff in the bottle, good, bad, indifferent, a lot of people have opinions, but they have a real story. the competition does not. captain morgan, sailors carry, those are made up stories and made up products. bacardi is for real. melissa: do you care? don't you care how it tastes and if you could see drug? >> well, that is absolutely right. we talked about it before.

legal drinking age fears about getting eroded and lucky. the out all content is critical. selling liquor. but that audience wants authenticity. why do they wear converse, chuck taylor, all-star? why do they were certain brands of genes? why did they use certain meenger bags? that young audience wants the real deal. they think everything in sight, digital. they think everything is fake. they want something real. bacardi is real. they did get kicked out during the cuban revolution, those issues. telling a story. melissa: now they are in hamilton, bermuda. one of the cushiest places on earth. you know, they already had 36 percent of the market. bacardi is sort of synonymous with room. does it make sense to change it up if what you are doing is working so well? >> there is another reason why they're doing it. you got it right.

synonymous of rum. they all other brands, grape juice, tequila, oxley. a lot of other brands. but the problem with room is that you drink it when you're on vacation, the caribbean, mexico, miami, when you are on a cruise ship. you come back, and you drink vodka again or scotch again for. now run is a very limited audience. they need to change that. they do it by changing the narrative. they do it by giving you something that you can talk about that may seem like extra special. why do you order a brand name in a bar? because before you order you to the left in the right. a good-looking girl or guy. don't want to say your name. this says you are tough, resilient, bass. that is what they're looking for melissa: i drank cheap box wind and am a little embarrassed when i go to a bar and then ordering it but it does not make me change when i buy. and dying of curiosity.

what did you do for bacardi? >> we worked on a number of their brands, like room, the whole campaign. 66 calories. back when diet coke had 1 calorie and mccarthy, the shot liquor was 65 calories. i did that. melissa: nice. all right. i will never admit to drinking at. thank you so much for coming on. melissa: you drink box to mind. >> i already admitted to that. it does not matter when i say from here on out. the real reason young people can't get jobs. some experts are saying it is because millenniums are mindless when it comes to knowing how to behave in an office environme. tell me if you agree. it is today's "money" talker. our panel is of palmtop. who made "money" today? critics have been calling for his demise. after billions from the banks he is coming out on top. keep watching and find that to it is. piles of "money" coming

♪ melissa: you may think have that specific skills is what is going to give you hired. in the report says that actually is not why a lot of young people cannot find work. the real reason may have no street smarts. knowing how to dress appropriately. speak to the superiors. do you think this rings true? of palms up over this one. and we needed. founder of online platforms. are you offended by this? 60% of employers say applicants like communication and interpersonal skills. they say applicants. to me that means that there not even getting past the job interview. they're saying you can't communicate.

>> the online profiles. woven social networks and how they communicate. more of a topic among the companies and adapting to the changed of how people communicate. melissa: go ahead. >> first of all, every kid coming of college how the present themlves and how to look. the flip side is there are a lot to do not. i have gone resonates. work for you. for you. so they're out there. it. melissa: i don't want to pile on, but if you sten to what he said, we are in social media. we know how to communicate. that's not what i'm asking you

for. >> exactly. and not using just acronyms to speak and not using everything cut down to one sentence or less. that is a problem. they don't know how to continue. melissa: before been run as a way can we look? melissa: one of the things, they become democratized. these younger people, what they say online is entirely scrutinized. for the first time, forever on line and can't be taken away. whereas people saying ten, 15, 20 years ago, people now have an outlet for it to be scrutinized under a microscope. melissa: you are boulimia social. as the problem. i wear t-shirts and jeans every day because it's my office. if you come and, whereas many t-shirts and jeans is you want to interview, stephen time because that is a one-shot to make a first impression. everything you say online, you're probably not going to get at of it. give me a chance to read this spring .

melissa: friends not dressing in for interviews, not understanding basis skills. >> having such a strict term like you just mentioned kind of reflects off of the company's. it is the technology company, facebook, microsoft. >> once you get the job dress anyway you want. one shot to make a first impression. might be 60. you do wear a suit and tie on the interview. melissa: as a job interview, what would you wear? >> probably just the spirit it will hire me for being myself enough for what i wear, and if they're going to hire you for what you wear that is not a company. melissa: that is it. these companies are saying we're not going to hire you. you're saying that's fine. there the ones that are hiring in not paying you. they don't have to adapt. >> and they don't have to adapt to allow you to wear when everyone and be who you want to beat you still have a level of respect and effort. i am not saying that bin does

not have that. obviously he does. >> that's the thing. >> he is not the example. all the people that are not getting hired. melissa: see is sink these companies i going to die. >> we were not supposed to. the predictions are -- at the end of the day general manager of the devils, the devils hockey team. always dress like you will be the most important person in the world. melissa: that outfit. >> i don't think that necessarily -- >> grassland. the new york stock exchange wearing a heady. that hurt him. >> everyone he did not understand. >> the people who are using facebook, they understood. >> not hiring them. >> to live in a trailer park. >> you are not going to get -- look, you can be chilled, totally cool, relaxed. once you get the job.

prove yourself. because what you're saying, i know this is not you. >> what you're saying, that's the problem that i have. the new generation. melissa: it reads. you don't want to work for anyone i think is what it is really all about. be prepared to start your own business. >> also get someo who has been not hired by ibm. >> i don't think it is a sense of entitlement. for the first time i really think that younger people of being themselves, respected, not what they wear. tradition changes. thirty years ago you had to dress. melissa: there are other arguments. 80% of employers what a graduate u.s. at a formal, but only 8 percent of the people responded were willing. >> the reason is companies and not paying for internships. melissa: of course not. we all did free internships.

>> winter break in summer periods so -- really make a lot of money. if you're asking college students to take into a ship that is not paying, they're teenagers, not thinking rationally. melissa: a job. >> so did i. melissa: jeffrey over the summer. that is what was required. you needed that. you are saying you just don't feel like you need on your resident. >> you needed. if employers are going to place such emphasis on the, students can actually check that out. melissa: we have to go. roundf applause. you guys are wonderful. thank you. we will do this another time. ben is never coming back actually. such a good guy. up next, i will be working for immense in years. that is what your thinking. the obsession with needing to be

first. how long do you need to wait in line. no time. stick around for this one. you can never have too much "money." ♪

♪ melissa: it is time for a little fun today with "spare change." having fun all show. today we are joined by jo ling kent and dennis kneale. the big question, would you can't out overnight to get your hands on the latest gadgets? the second it comes out. so many do it even when they know the product is filled with bugs and pledges. sold amelya in 24 hours despite reports of problems. why not just weight?

why not just wait a day, week? >> absolutely weight is definitely the way to go. apple especially, never by the first edition. there are always problems. you end up just being disappointed. give it some time. i don't know. maybe laptops. >> missing. when i was a young boy and my father explained to me why poor people's i've rrally wrist cadillacs. is the one to notice i did you notice your ticket against our if nerdy and not cool off giving the one claim that you have, the first guy on your block to get that. then you are willing. it is your claim to cool. you otherwise have nothing cool about you. melissa: the people who camp out overnight when i have driven down to work in seen them sitting out there in the dark are not cool. >> game boy jerks. every single one of them.

>> i think that everyone has different passions. people that will go and click on line a million times for beyonce tickets. that is the equivalent of waiting outside. melissa: you're doing it in the comfort of your home. i wonder for the companies. is it good or bad for business? obviously good because there in there buying. >> especially good. to brand new products coming within a week of each other. but we have come to excepted. >> everyone complains. >> we forgive it. we don't think of it in carson. >> other larger scale technology issues that we might be looking at right now. you know, yeah. melissa: obamacare. >> exactly. it is not a big deal. so much software now that you can just have the operating system updated, downloaded for free. it's not so bad anymore. >> we are an instant gratification society. don't know how to wait for anything, and we never have to. when amazon and walmart want to

find a way to ship your online products and delivery. my goodness. melissa: that is a great point. are we burning through the instant gratification? now you can get anything right away. i'd buy everything. it just shows up. does that where of? you can get anything overnight. >> lead demand builds up and wait. plus, if you wait until after christmas prices go down. i will wait until after the holidays. melissa: are you really? >> you can wait that long? melissa: i was more struck by the fact he is buying a playstation. >> it is one thing. i have to be up-to-date. >> urinary. we know. melissa: thanks. up next, who made "money" today. he led the way to a multibillion-dollar settlement to be taking on millions in the meantime. we have the answer straight ahead. you can never have too much "money" were too many places. ♪ ñ@ç@çpçpçpç÷ñoxmhmhyhyhyhyh

♪ melissa: whether it's on wall street or main street, here is to make a five today, everyone who owns the j. p. morgan. shares rose today as they reached a massive foreign half billion dollars settlement with private investors over the sale of some mortgage-backed securities. inveors clearly glad to move past the overhang. the stock closed up and a half% degrees chairman and ceo on cluster 2 million shares. so he made over one-half million today. not a bad way to start the week. awesome making money today, the company behind the addictive on-line game can be crash. half a billion down lows. as one of the most popular games

around the world. one in every 23 facebook users is a fan. today 150 billion individual games had been played. and losing "money" today. "lackluster sales of a latest album isolated to lose interscope records it reported 25 million even for some holiday layoffs. spending big to promote. the album sold 250,000 copies in the first week. that is far fewer than a rival. try explaining that with a poker face. that's all we have for you. i hope you make a five today. be sure to tune in tomorrow to hear about the new drink that gives you the warm and fuzzy feeling of alcohol, but without the hangover or the addiction. it sounds great. how do you sober up with an antidote bill? we have the man behind this breakthrough. many questions, especially

during the holiday drinking season. that is a 5:00 p.m. tomorrow. don't miss it. "the willis report" is coming up next. ♪ ♪ >> ♪ saturday in the park ♪ ♪ i think it was the 4th of july ♪ >> ♪ whoa-ooh-oh ♪ listen to the music ♪ whoa-ooh-oh ♪ listen to the music >> ♪ even the nights are better now that we're here together ♪ >> in the early '70s, rock music mellowed out and showed a softer side. singer-songwriters, acoustic guitars, and sun-kissed melodies took over the airwaves and the sound of soft rock