♪ gerri: hello, everybody, i'm jerly willis. tonight on "the willis report" -- you are supporting their kids. billions of dollars in child support not being paid. also, airlines find yet another way to squeeze consumers, bidding on seats. and ear come the big deals -- here come the big deals, retailers are pulling out all the stops to get you shopping this thanksgiving and christmas. we're watching out for you tonight on "the willis report." ♪ ♪ ♪ ♪ jer swrer welcome to "the willis report," your show, your money, your voice. and tonight your health care.

the nation's health care system at a crossroads. the twists and turns of the obamacare rollout are leaving concerned consumers to wonder what happens now and what will january 1st bring? can the law with repealed -- be repealed? how can we clean up the mess created by obamacare? with more on this, health strategy associates and paul howard, a scholar at the manhattan institute. let's just look at how in this law has laid waste in this country. five million people with no coverage, now the president and state insurance commissioners, regulators making law on the fly as they go. how can we clean up this mess? >> well, look, the president's created a tremendous mess. thai been working on this for three years. there's no easy way to clean up the mess. you can start by looking at how the law is being implemented and say, look, let's delay key pieces of the law for a year, give people time to set up the web site, get it right, to take these huge costs off of individuals and small business for a while and get the system

right before you force it down people's throats. gerri: well, it doesn't seem like anybody's interested in doing that. robert, to you, california just announcing it's going to stick with policy cancellations. if there was any state in the union that you thought would go along with president obama, california is probably it. but, no. what do you make of that? >> well, it's really not a surprise because the way the california system has been laid out, it has been assumed that all of the people in the individual health insurance market would go into the exchanges. there's about a million people there insured in individual policies. they need those million individual current policyholders that tend to be healthier -- healthier than what we expect are going to be in the exchanges -- in there to subsidize those exchanges. and all of the insurance companies set their rates for 2014 believing that was going to happen. gerri: right. >> that train really left the station. gerri: the train has left the station. paul, to you, is repeal a possibility? republicans keep talking about

it, and it occurs to me now that the mess that is left in the wake of this law so big that repeal, it wouldn't solve a whole lot. you'd still have all kinds of problems. >> right. i mean, nobody right now has a terrific incentive for actually going under the hood and fixing the law. gerri: no. republicans don't, democrats don't. republicans want to ride in this into the next election, democrats are scared to death to even talk about it. >> absolutely. and these effects are going to keep onn people are going to find out their hospitals aren't covered, physicians aren't covered, and if they have to go out of network because a child or a spouse gets sick, there's no cap on out-of-pocket costs. those stories are going to start playing out after the law goes into effect in january. gerri: a lot of shoes are going to drop. robert, you and i have talked about in this offline, about the idea that it's not just people in the independent market at risk. now we're coming on people in the small business, the small

group market who work for be employers with 50 or fewer employees and then, ultimately, people who are in cadillac plans at risk. let's start with that small group market, tell me what's going to happen there and then people who work for big employers, you think you're safe, you're not. >> really all the things that have been happening to people in the individual health insurance market that we've heard about are now, essentially, going to happen in the small group market, or under 50 employees. all of those small group plans have to comply with exactly the same rules the individual market has to comply with, all of the small group plans out there now have to have their benefits changed to comply with obamacare. gerri: right. >> that means that the small employer is starting to get and will continue to get through next year some rate increases and a lot of changes this those plans. i talked to one insurance broker this week who has 90 customers in the small employer market. he's taking -- beginning to take the renewals out now. the smallest renewal he's seen is a 15% increase.

the largest in the 60% range. gerri: wow. >> most of them over 30%. gerri: wow, think about that. 60% increase. you've got to think that some of those small business employers are going to say, no thanks, we're going to walk away from this, dump you into an exchange or move on. paul, one of the big questions too here, i think, is what happens to people who work for very big companies that have plans that probably meet a lot of the essential health benefits. they've already got that, but ultimately out there in the future there's a cadillac tax on premium plans. a lot of employers already dialing back benefits so they don't have to pay that huge tax, 40% excise tax. what's that going to mean? >> that's going to mean companies are going to keep looking at ways to keep their cost trend down over time and come in below that tax. they're going to keep increasing deductibles, look at the networks, they're also going to look at things like private health insurance exchanges, put employees into that environment where you can have them pick

health savings accounts and other tools to just keep that cost down. that's going to be the bottom line for employers. gerri: it's all on us, you know what i mean? that's the most frustrating thing about this, is that it's all on us, it's all on individuals, it's all on the people who are actually working and have a job to pay for everybody else, plus more of their own. so the burden shifted now largely, you thought it was a government program, but it's really the taxpayers who are on the hook here and are going to be just decimated with costs. robert, what do you see going forward? >> well, the train's left the station, as i said. when the president decided to launch obamacare on october 1 even with the exchange problems, he set in motion a series of dominoes, and those dominoes are starting to fall. first we had, of course, the system problems, but then the cancellations and the individual market started. there's really no way to stop those. they're continuing. now we've got the renewals coming in for the small employer. there's really no way to stop

that. today in "the washington post" we had a big article about how people are finding how narrow the networks are, how they're -- gerri: exactly right. >> -- people are not able to go to the centers of excellence in their communities. gerri: we're talking mayo sinai in l.a. obamacare plans, they're not going to pay for coverage there, thai not going to pay for -- they're not going to pay for any kind of services, right? >> that's right. in towns and cities across the u.s., it's very important that when consumers go to the health insurance exchanges or look at the options they're getting this their employer plan, they look very carefully at the doctors and hospitals that are there. it's not enough to look to see if your primary care physician is there, you need to think ahead. if something, god forbid happens, am i going to be able to go to the center of excellence in my community? and in of these exchange plans, you're going to find that they're not there. gerri: great point. paul? >> yes. and the administration forced

this by putting so many essential health benefits into the even minimum coverage. the only place that insurers had left to squeeze was squeezing physician payments and hospitals out of the networks. so that's a choice of saying, look, you can have these rich benefits, but by the way, to get the costs down, we have to cut people out of the network. that leaves people with no real choice. gerri: great stuff, guys. robert and paul, thanks for coming on tonight. fascinating conversation. we're going to have more to come in this hour on obamacare including some breaking news at the bottom of the hour, you'll want to stay for that. and also coming up, american airlines has a new program that you'll want to hear about. frequent flyers aren't too happy with. and fewer than half of parents eligible for child support are getting the money owed to them. next, why and how billions go unpaid every year. ♪ ♪

gerri: billions be of dollars of childt go up paid every year. that according to a recent report from the census bureau showing more than $14 billion in missing payments, payments unmade. so what's going on here? why aren't parents being more responsible? joining us now, divorce attorney

vikki ziegler. let's start right there, why aren't people making these payments? have child support goes directly to the child. it's not really for the parent, but i think people get so upset when they get divorced that they don't want to pay the spouse -- gerri: and they're angry. >> right. it's kind of payback, and that's unfortunate because the victims are the children. all this money, $14 billion with a b, first you read, oh, maybe it's just millions, no, it's billions of dollars. the problem is judges are ordering court orders for people to pay child support, but the enforcement is very difficult. gerri: well, we've got all kinds of remedies here. they take away driving privileges, incarceration, they garnish your irs refund. it's different all over the country, why isn't that working? >> there's not enough manpower. there's thousands of open child support cases. they go arrest people in the middle of the night and bring them to jail and come up with money. that may work one time, but

there's an overall issue. most child support orders go through emancipation which could be up to 21. so that's the problem. and also unemployment, people aren't working. >> that's true, and i think that's a very big issue here. people may be with working but pay be underemployed, may not be getting the money they want to get in. you're a divorce attorney, you see this situation all the time, what can you do to try to make sure that you get the money you need for your child? not alimony, we're talking about supporting a child. >> number one, if, in fact, in the state probation can oversee child support and enforce it, that's a government agency that's going to go after the person that hasn't paid on their own. they can try to garnish a certain amount each week or biweekly, let the agency work. and if not, you've got to stand up for your kids' rights. make sure that people hear you, you know what? at the end of the day, these children are suffering. so we do as best we can as lawyers to go out and get all these remedies and throw people in jail and revoke their

licenses, but at the end of the day, we need stiffer penalties -- gerri: you know what? i think this has got to be settled at home over the kitchen table. >> mano a mano? gerri: yeah. we don't have to bring the government in. this is something that responsible parents should -- >> what's the definition of that? what is responsible parents? gerri: people who pay the bill. >> who should? because it's a debt. it's a debt to the child, and unfortunately, people don't see it that way. gerri: let's take a lack at some of -- look at some of the numbers around this. children and noncustodial parents, contact versus no contact. 49% receive the full amount of money. if a child had contact. 30% receive full amount if the child had no contact. take a look at that. higher likelihood of receiving full child support if what? if you have joint physical and legal custody. having a bachelor's degree, having some kind of education, being divorced. this is not the baby daddy we're talking about, you actually got married, you had to get a divorce. and finally, being older.

why? >> well, there's a level of responsibility. you know that if you were raised in a certain way and you didn't have these perks as a child, you want to give them to your child, you want to make life better for your children. i think people understand that, and when they're involved in their children's lives, they feel they should contribute, and that's what's showing in those statistics. unfortunately, there are the ore pieces of the population that are not paying what they're supposed or or paying less, and it's an 'em demick. i'm in -- end chemic. i'm in court every single day denying passports, they can't travel. you know, it's hard. it's hard stuff. there's no panacea, there's no quick fix, but i think if more people talk about it like you on your show, people say, wait a second, maybe we need to amend statutes, get tougher. and let's sit across the table and talk. if you can get to your spouse without lawyers and spending a lot of money, please, god, it's better for you and your child at the end. gerri: unbelievable. so contentious. vicki, thanks for bringing us this story. thank you. and later this the show, dow

16,000. we'll take a look at what it means for you and your money, and next we answer the question, what do you do then? we'll have advice on getting the most bang on your frequent flyer buck before the end of the year. stay with us. ♪ ♪ this is the quicksver cash bk card from capital one. it's not the "fumbling around with rotating categoriescard. it's not the etting blindsided by limits" card. it's the no-game-playing, no-earning-limit-having, deep-bomb-throwing, give-me-the-ball-and-i'll-take- it-to-the-house, cash back card. this is the quicksilver cash card from capital one. unlimited 1.5% cash back on every purchase, everywhere, every single day. so let me ask you... at's in your wallet?

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gerri: frequent flyers in a frenzy. just one month remains to rack up points, but are the programs even worth it? details coming up.

♪ ♪ gerri: okay. it's a mad rush. for miles this holiday season. frequent flyers have just one

month left to rack up all those points to keep their elite status. brian kelly, founder and ceo of the points guy.com. thanks for coming on the show, brian. a friend of mine here this new york worked so hard or used to to keep his elite status. he'd fly multiple times between here and vegas just to run up the mileage. >> yep. gerri: what's the best strategy? >> most frequent flyers give you until december 31st to get those valuable elite qualifying miles, so if you don't hit, it resets to zero. i would recommend to really look at your travel patterns in 2014. if you're not going to be traveling as much, it may not make sense to take those needless flights because it's more than just the cost of that flight, you know in you're away from home, you're on planes, so there's actually a lot of extra cost -- gerri: oh, absolutely. >> except if you're going to vegas. [laughter] gerri: you've got to be really incented to want to do this. >> absolutely. gerri: so my question, how do you do that if you're committed

to the program? >> well, elite status these days is all about the top tier elite status. at the bottom levels, you know, really all you're getting is a free checked bag which you can already get on credit cards, but the top tier is amazing. american airlines will give you eight upgrade certificctes, so you can buy a trip from the cheapest coach fare to china and then use one of these upgrades. those could easily be worth $4,000. so if you're close to hitting that level, spending $500 on a flight or two might make sense. gerri: you just don't get enough bang for the buck. and that's part of the problem because we've had so much consolidation, a lot of people are saying the frequent flyer programs just aren't worth it. what do you say? >> they're definitely still worth it, but southwest just devalued their points program. united on february 1st is doing a huge devaluation. you're going to need to use up to 90% more miles to book award -- gerri: what? >> it's crazy. delta devalued actually twice.

seeing all the other airlines devalued, they just slipped in another one as well, you know, increasing the award -- gerri: do they want our loyalty? what's going on? >> what's going on is there's billions of frequent flyer miles being minted by the credit cards. you can get hair replacement surgery these days and get 20,000 miles. [laughter] but with the consolidation, there's not more flights to redeem those seats, so an easy way to improve the bottom line is just increase the amount of miles you need -- gerri: because you can do that with a stroke of the pen. >> the goal though is to stay ahead of that and is just earn more, make sure you're maximizing your credit card points, getting in on all the bonuses. >> so if i'm not going to get a super duper elite status, as you call it, what can i do to pay as little as possible for my -- >> right. >> like i said, it's the really frequent spender program these days. get a good credit card that's going to give you tons of points on everyday spend. i'm thinking about recrring elite the status. yesterday i flew emirates first

class using alaska airline miles that i transferred. it was amazing. why bother trying to get the complementary upgrade when you can get these sign-up bonuses? gerri: do you hop from credit card to credit card -- >> absolutely. i have 20 credit cards right now. gerri: i don't want to do that. >> well, i wouldn't recommend 20, but the key component is making sure you pay off the balances on time. gerri: that's a full-time job -- >> but when you get to take a shower at 40,000 feet in the air and get caviar for $90, it's worth it. gerri: that's interesting. and you are the points guy founder. >> i am. gerri: what's interesting about that, even you see the problems with these programs now and are coming up with strategies for getting around it. >> you can't have your head in the sand, but if you take advantage of all the different deals occupant there, it can absolutely still be worth it. gerri: brian, let's see, showering at 40,000 feet. hmm, that's worth thinking about. it was great to see you tonight, thank you. >> thanks for having me. gerri: while it may be too late to plan a vacation this

thanksgiving, sunset.com has some suggestions to get an early start to next november. in tonight's top five, the best warm weather thanksgiving destinations. number five, oahu, hawaii. and the web site recommends staying at the disney olani resort without the crowds and the lines of the amusement parks. rooms are around $400 a night. number four, san diego. you can saddle up for a horseback riding holiday at the equestrian center and end the day in luxurious rooms. again, $400 a night. number three, scottsdale, arizona. one of my favorite places. the w is a great place for all you sunbathers with its very own tanning concierge. that's strange. rooms are under $300 a night. number two, joshua tree national park in california. spend the holidays in this desert refuge, the mojave sands motel where rooms start at $200 a night. and the number one warm weather destination for thanksgiving is

baja. that's right, california and mexico. this relaxing beach getaway at the rancho pescadero features yoga, sea turtles and pool time. their thanksgiving dinner features spiced turkey and veggies. rooms are less than $200 a night. other destinations, catalina island and bel air, california. warm weather sounds good, doesn't it? coming up next, what one lawmaker is doing to get congress back to work, and the dow topping 16,000 again today. are we near or is dow 17,000 on the horizon? i hope so. stay with us. ♪ ♪

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in new york city, is "the willis report" with gerri willis. ♪ gerri: well, we made history today. adelle closes above 16,000 for the very first time. jobless plants have pushed that higher, claims dropped to 3,203,000 right above pre recession levels. so what can we expect next? joining me now, as in the capital like you to check with strategist. it is a good data have you here because you are expert on all things market. a lot of people out there looking at the dow level today and thinking, will we stay there or are we going higher or lower, retrenched? >> at think we move a little higher. a lot of people seem to be afraid of us, but when the s&p first came out we were looking at numbers that were in the teens, meaning like back in 1949, trading at 13. thirteen to 1800 unless you spend an awful lot of time in new high territory. so it just goes with the bull market.

gerri: it goes with the flow. in fact, of people out there are still afraid of the markets. it can go lower. and so people are still fearful of there. is it time to set that aside? >> at think that you have to put your time frames reviewer investment horizon. i think a lot of people if they put all their might to work right now, it has always been cash, they're probably doing so close to when we end up having a retrenchment to read about every 18 months the market declines by 10% to more. we have not seen this in 25 months. so no guarantee it's going to happen tomorrow. but what it implies is these kind of declines have not been repealed, they have simply been delayed. gerri: you can always say that. you gave us some interesting numbers. since 1946 the snb has driven to have risen an average 10% following an increase in excess of 40%. so right after the big gain command can be good.

>> basically what is says is good years tend to follow great years. maybe is momentum, maybe it is the change in the economy. also, the frequency with which the market has risen has done better following very strong years verses all years since world war ii and. gerri: up 144% from the bear market from march 2009. a move. what is your bed having seen how this market tends to progress? do you see that we will continue to make improvements here? >> i think that we will because we are likely to be seeing an improvement in the economy instead of growing and about one-half percent our expectations we go about two and a half% next year. unemployment will probably break below the 7% level sometime in the first or second quarter. and then close the year just a shade above what the fed regards as their threshold to start thinking about raising interest rates.

gerri: thank you. so you remained pretty optimistic and i think it is rare to say. one of the sayings and one of those all markets sayings that make me laugh, an old saying that while the bears may have thanksgiving, the bulls have christmas. >> it is certainly a possibility the stock trader's almanac calls the mid december low as the only free lunch on wall street because investors tend to sell the losers in the middle of december. gerri: window dressing. >> tax-loss harvesting. and it sets the market up for a nice santa claus rally. gerri: thank you for coming on. always great to see. time now for a look in stories you're clicking on tonight on foxbusiness.com. more good news on the jobs front pushing stocks higher today once again hitting major milestones. the dow rose back. the s&p pushed ever closer. both indexes crossed levels for the first time on monday but have not closed above them to read and double emmy for target end of the busy holiday shopping

season. the discount chain profit dropped 47% and lowered its earnings forecast for the year. the stock was down nearly three and half percent. uncle sam expects to be out of the auto business by the end of the year. treasury still lost 31 million shares of general motors. the taxpayers will end up losing bets in billion on the 49 and half billion dollar bailout. and a senate panel today advancing janet yellen said nomination to lead the federal reserve. eight republicans voted against her due to her support of the fed economic stimulus program. the final full senate vote is likely to take place in early december. and those are some of the hot stories right now on foxbusiness.com. and breaking news tonight, new e-mails uncovered by the house energy commerce committee showing the white house scrambling, scrambling to hide the gas behind the scenes one day prior to the rollout of the obamacare website. joining me now, rich edson in

washington d.c. with all of the breaking details. >> reporter: good evening. congressional republican investigators have released more documents showing what appears to be a concerned and even frantic team trying to get health care dot go wwrking days befooe the launch, four days before going live this cms office of information services e-mails others and centers for medicare and medicaid services writing, we ran several@ performance in stress test says last three days but the results are not dead and not consistent all. later we ran to more cycles of testing. we attempted to cycles, nighter was successful. later that day cms to p chief information officer for rights, i do not want a repeat of what happened near the end of december 2005 when medicare and a meltdown. this is to get your attention if i did not have already been two days before the site went live after questioning if cms had run

several different tests and a litany of problems, the white house chief technology officer rights to massive cudas again for the incredible progress the team is making. republicans say this further proves the white house knew of significant problems of the website and said the website was on track and then allowed it to launch with predictable results. the white house says they have a knowledge officials red flag but never thought it would be this bad and say the problems with the site were also related to volume from meeting more demand for health care was signed. gerri: i have to tell you, the white house public face, the white house private face seems to be to totally different things. i don't understand how on the one hand the administration could be saying all is well and we are expecting a great role and on the other hand multiple reports of problems, people inside talking about the issues, even mackenzie and a report commissioned by the white house is saying, you know, this does not look good. what do you say?

>> actually when you are reporting on this in the run-up to win the website launched, we were getting reports from plenty of other different outlets talking about how their work contractors this said there were issues. major problems and every time you ask the administration health and human services, are you on track, is everything going to be okay, can you confirm the report it will only say, we are on track for an eye to were first launched. i guess they were on track to launch the thing. just not work. gerri: you got that right. thank ou for britney to us. wow. it is not just obamacare. no deal in sight. lawmakers are always scheduled to work for two more weeks. the entire rest of the year. some in congress are sick of the bad rap, taking. one of the many reasons the latest fox news poll showing a

whopping 10 percent of during for our governing body. well, one member of the house is trying to do something about it. democratic congress one of new york is proposing that no budget no vacation bill forcing house and senate leaders to have a budget deal by december 13th or no christmas vacation to be can you imagine? we want to know what you think. to you agree? should congress give vacation until they get there work done? log on to a vote on the right hand side of the screen analysis results of the end of the shop. more to come. this is becoming a definite among retailers this holiday season debut will have the latest. next, prices for everything keep going up, gas prices are going down. 3 percent in the last month alone. why are they so low and where are they going next? ♪ customer erin swenson ordered shoes from us online

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♪ gerri: drivers are getting a break at the pump. the cost of gas plummeting almost 4 percent in the last month. although prices last in time for thanksgiving? with more on this kind chief oil analyst. welcome to the show. great to have you once said. terrific to have you here. why are prices going down? >> basically because in the oil shale revolution, the canadian oil and the balkan crew from north dakota, we are probably going to get a little bit of break in a downtrend for the next ten days are so. gerri: a break in a downtrend does not sound like a good thing >> it probably is not. it will frighten some people. we may see prices go up between

now and next weekend. longer-term we should see much more tempered prices into the winter if. and in 2014 will be better than this year. gerri: great news. let's look at the national average is right now. regular $3.202 a gallon. a year ago is $3.43. people can't get there minds around this. pro. >> for dollar plus for a national average in next year's. we are producing -- we will produce next several weeks 8 million barrels a day of crude oil in the united states for the first time since january of 1989 when tom cruise said that charlie babbage movie rain man. so we're going to see much better prices than we have seen really in a couple of decades. gerri: let's talk about next week. thanksgiving travel spivvy 43 million of us would get my car and drive somewhere.

what can we expect? >> the folks the aaa said it think the driving will be down a little bit. a late thanksgiving that is part of the nature of the context of it. if you have flown recently, like i have, you would rather drive on some of the longer trips to be generally well we get into december and january, february, we see much, much lower demand. we will be okay. get a rough spot here, but i think we will be okay after that. gerri: it would go back down is your forecast the outlook. less talk about home heating oil that's a big deal. a lot of people heat their homes with oil and a lot of concern about where that price is going. >> that is where i see prices moving higher. particularly if we get a cold start to the winter. most ofinter is posted between thanksgiving and valentine's day. it is the molecule, the petroleum molecule that is really tight globally. when you think about world economies, not meant using while they tend to use diesel and heating oil and jet fuel to be that is where i think you might

seem odd to $4 for home heating oil to begin my see that for diesel at the pop. gerri: a lot of demand in other places that. >> and nearby global growth in the world, appetite for oil drilling, obviously they are not using crude oil. they're really talking about diesel, jet fuel, and to a certain extent heating oil. gerri: to love that. >> and that the next year will be about $0.15 lower on average. so we had better times coming. gerri: that's great. it to year. thank you for coming on. appreciate your time. and news alert for fliers, american airlines announcing a new bidding program allowing customers to bid for an upgrade to first class. a new program is only being offered in some markets right now. fliers will be able to place a bid as early as six days in advance all the way out to when they're on the plan. american airlines says it won't affect the status members, given first priority for upgrades.

that is what they're saying. still to come, my "2 cents more." next, sunday as the big day for all you online shoppers. you don't have to wait for black friday to score major deals. i will explain after the break. ♪ this is the quicksilver cash back card from capil one. it's not the "limit the cash i earnvery month" card. it's not the "i only earn decent rewards at the gas station" card. it's the no-games, no-signing up, everyday-rewarding, kung-fu-fighting, silver-lightning-in-a-bottle, bringingome-the-bacon cash back card. this is the quicksilver card from capital one. unlimited 1.5% cash back on eve purchase,

everywhere, every single day. so ask yourself, what's in your wallet? six big retailers breaking out all the stops this holiday season. we are breaking down the ones you need to know about. coming up.

♪ gerri: you know, a is war this holiday season. consumers of the big winners. just today amazon announcing it will post deals every ten minutes the entire week starting sunday. personal finance expert veery gibbons joins me now with everything you need to know at of the big shopping rush. explain this to me, every ten minutes there will be another deal. >> every ten minutes. and they will be doing everything from electronics to toys everything in between. books, video games. gerri: let me show you some of the categories. offering 90 percent of select video games, 50 percent off spines of toys, 52 percent of books, 60 percent of the selling tools. how do you take advantage? >> you just have to do it. go to amazon and taken vantage. up the ante.

they actually exclusively offer up to 8% cash back on select categories in terms of what they're offering. you can up the ante and get additional savings. fat wallet. you sign up. if amazon has that product on sale and is eligible for the additional rebate you can get additional savings. the solid is what it's all about additional savings and double up. gerri: absolutely. i want to talk about tv for just a second because there are big deals. 55-inch. look at this. $479. and then use a -- >> names you don't necessarily know. in the market. if you are in the market for tv, may be for the bedroom where the kids, it's a great time. these other ones that are heavily discounted. walmart has one for under hundred. target has one that is a discount of $270, 50-inch tv. does not get much cheaper.

gerri: no, it does not. these retailers at this level and not going to be making their not. >> they don't care. up against a shortened holiday season, six fewer days, a cautious consumer. they stand to lose and a half billion. they're rolling out all the stops. gerri: we talked a lot about how the brick and mortar is being really super aggressive. and now here comes amazon with this special deal. the think this is part of the five? >> you can really compete in terms of price. i think they need to differentiate themselves and make it more than just a transactional thing. you need to offer exclusives or i give consumers a reason. have a great loyalty program card reward them for coming into the store. do something different. they tried during its this is a couple of years ago to no avail. fans of. gerri: price matching, best buy, walmart, target, staples,

they're all matching online prices. it is really a dive to the bottom in terms of prices. good for consumers. >> they don't have a choice. everyone is on their mobile phone $500,000. going on there looking at all the retail's, what they have to offer, sorting things out by category, priced a retail. endo has never bought to cover rock-bottom prices. a survey shows that 86 percent of holiday shoppers a lot of purchases. gerri: talk to me a little bit about the best at speedy say consumers are making all the comparisons. >> the fat wallet at. it is also one of the classics.

everything. >> there are a number of them. gerri: we talked a lot. not about just the price comparison in the store. lots of other things you can do. >> and people are doing that. scanning bar codes. they're doing all sorts of interesting things. consumers will spend but there will always been that the deal is significant. they actually found that consumers are willing to spend more if the discount is 40% or higher. that is what we are up against. gerri: i want to get through your best deals. a list of three. a 32-inch lcd hdtv. >> that is a good one. gerri: hard to match. and $100 gift card. >> it is really promotional. we are seeing discounts up to 20 or 40%. target, walmart, throwing in the give cards to steal the deal. gerri: this is the one time of

year. what are you expecting? >> phenomenal discounts. some of these are first generation. the apple store is not that great. you're better off telling online if you're in the market for laptop, some good deals. a couple hundred dollars off if you want to get a generic laptop . gerri: a staples kindle fire. >> has half price, 50 percent off. gerri: i love that. terrific stuff. i guess we should go shopping together thank you for coming on. we will be right back with my "2 cents more" and the answer to our question of the day. should congress did vacation until they are working? clients are always learning more to make their money do more. (ann) to help me plan my next move, i take scottrade's free, in-branch seminars.. plus, their live webinars. i use daily market commentary to improve my strategy. and myocal scottrade office guides my learning every step of the way. because they know i dot trade like everybody.

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gerri: democratic congresswoman louise slaughter of new york is proposing a no budget no vacation bill forcing congress to work from holidays. if their work is not done do you support this plan? here is with some of your posting on my facebook page. you had got that right.

turn your pay. ray says this, i love this, it is hard to tell when congress is on vacation and when they are work. love that. we also ask the question tonight , 90 percent said yes, 10 percent said no. so respected. here are some of your e-mails. of those who are jumping up and down about kmart's 41 our sales of wonder how many will go to the grocer to get something never forgot. grocers have been open on the receiving date for decades. smart. and dan formalizes men always kills employment for the bottom view and effectively lowers the pay for veteran experienced workers. what is never mentioned, a racist payroll taxes for the government. the government is always the only winner in any policy. here is jimmy from maryland. the fda does not know better than i do what i need to eat or what i need to eat to be healthy. how did the government assume i need their help in my kitchen. the government is getting too damn big.

i agree. we love hearing from you. and finally tonight, i have to ask this question, who is accountable, who is in charge? that is a question i keep asking about obamacare. the white house was one of many times by advisers and staff. the dot com part of obamacare was not ready for primetime. for his but the president says he was not directly briefed. health and human services secretary says november 30th is not a real deadline for getting the website working. what a change of pace. could happen later. don't blame me. today the president's spokesman saying it is all up to the states to get obamacare working. what? had thought this was the administration's signature legislation? the market would lead on american history. now it is just another failed government program. everyone liked it the fingerprints of of it. time for this administration to truly take responsibility

because solving the mess created by obamacare is going to be trickier than passing a law in the first place. that is my "2 cents more." thank you for joining us tonight. that is it for tonight on "lou dobbs tonight." have a good evening. ♪ lou: senate majority leader harry reid went nuclear today. the democrats throughout a key role that has been in place in the senate for more than two centuries. senator reid said the reason for voting at the filibuster on presidential nominations with the exception of supreme court justices is to remedy obstructionism. but with this president and administration, now in a web of historically is and mr. obama in a ratings free fall, today's filibuster busting vote may be as much about changing the subject and diverting media attention. i am lou dobbs. ♪ good eve