♪ imus in the morning >> the weather is our lead story. this holiday week, wherever you are, you will be affected and so will your money. good morning, everyone. there is a big storm heading straight up the eastern seaboard. we are going to tell you what you're going to see, who takes the hit, and when it will be over. to obamacare, 80 million, repeat, 80 million, that's the number of people whose employer-based health care plan will be canceled. democrats are very worried. the president is in california with his hollywood friends, but that website will not be fully functioning by sunday's

deadline. bad weather, hopeless obamacare, cheer up. no retreat for record high stock prices and "varney & company" is about to begin. hi honey, did you get e toaster cozy? yep. got all the cozies. [ grandma ] with n fex one rate, i could ll a box and ship it r one flat rate. so i kn untilt was full. you'd be crazy not to. is tnana? [ male announcer ] fedex one rate. simple, flat rate shipping with the reliability of fedex.

>> the big story of the day, over the next two days, there will be a massive storm, it will surely affect millions who plan on travelling on the busiest travel days of the year. maria molina is it here. 30 seconds, here is going to get hit with what and when? >> hi, stu, right now the storm system is centered across the southeast and already we're seeing precipitation in the northeast with a little bit of snow across parts of central pennsylvania right now as we speak. again, centered across the southeast and that's what we're going to see the worst of the conditions today with heavy rain and even some higher elevation and rain and snowfall across parts of the southern appalachians and the storm heads north word. overnight and into tomorrow, the worst conditions across the

northeast with heavy rainfall, along the corridor and gusts as high as 60 miles per hour, and inland snow, western pennsylvania, upstate new york, they could see six to 12 inches of snow, you factor in the win and of course, we're talking possible white-out conditions out there, dangerous conditions for any driving and of course, flights will likely be canceled or delayed across parts of the i-95 corridor, but then it heads out of the northeast and we're looking at much quieter conditions behind the storm coming up for thanksgiving, in time for turkey, but getting there is going to be a big issue for many people. >> yes, it is, maria. thank you very much indeed. let me repeat that, the storm moves through by friday and we've got excellent black friday weather for retailers, got to mention that one. the deadline to get the obamacare website working, four days away. what's the president doing about it? he is making jokes. listen to this. >> even as we're getting this darned website up to speed, it's getting better. states like california are

proving the law works, people want the financial security of health insurance. stuart: oh, i'm not sure about california. and techies will be working through thanksgiving to get it up and running and the administration admits come the deadline, it won't work, but better than october. and people are lining up at best buy for door buster deals and tents being set up at some places and 6 p.m. thanksgiving, dirt cheap tv's the attraction, it's not all smiles for retail. this retail from germany, amazon workers walking off the job, demanding collective bargaining, higher pay. outside of the u.s. germany is the biggest market. 8.7 billion in sales, there's no black friday there, they don't celebrate thanksgiving. stay there, watch your money grow some more when wall street opens, the bell is next. ♪

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♪ love lift us up where we belong♪ ♪ >> i don't get that. is that a doom and gloom song? it's not necessary. the dow is going to open up well above 16,000 and we've had calls on this program to hit 18,000 soon. tres knippa in chicago, come

in. dow 18,000, are you buying that? and when do we hit it? >> certainly, i'm a little skeptical we can go that far that quickly. certainly not necessarily by the end of the year, but the people who are overwhelmingly bullish, why not look for the options market. the options are very key. what about people who aren't quite as bullish? you can buy protection on your investments, you can buy options to cover are self on the down side and if you're not quite as bullish as the 18,000, those option prices are very, very cheap. why not lock in what has been a great year for equities. stuart: why not answer the question. 18,000, yes or no, go, last time? >> eventually yes, but certainly not by the end of the year. stuart: we hear you. same thing for keith fitz-gerald? >> due to the stimulus and not before the end of the year.

stuart: in months, that would be-- >> yellen is dovish and we had the greenspan put and the bernanke put and she's been getting her helicopter license for the stimulus. mid 2014. stuart: you're on tape saying that, thanks, keith. stay there, i'll get back to you shortly. a big winner for you, name is tiffany and strong sales in asia. tiffany is almost a china play. the company has raised its forecast as well. so, nicole, where did it open? >> it's a china play and asia play. in chinese and japan they did it particularly well. softness in the u.s. new high for tiffany and company and a little blue box or big blue box and 7% as they've seen the sales abroad in asia and doing well and some softness here in the u.s. as i was looking at the tiffany website doing my research. 1837 is when this was

established. 1837. that's like huge. stuart: huge. nicole, i've got to give you take-two interactive. you know, they make grand theft auto, the video game and that's why we're quoting the stock. it is buying 12 million shares back from carl icahn and it's down 3%, 16 bucks. take a look at the social media stocks which took huge hits yesterday and maybe it was profit taking. yelp was down 8% and twitter, look at them now, twitter back up, but only just. facebook back up, only just and linked in down, up, only just. yelp is down some more and i'm staying on twitter and i'm going to bring in jeremy kaplin, the science and tech editor. first of all, jeremy, one of the reasons the stock went down yesterday was the story about 20 million fake accounts, and what's a fake twitter account? >> it's an astronomical number.

>> sure is. basically you think about twitter being like facebook with one person when it counts. a lot of those accounts are fake ones. they're robots and artificial things that have been created and make themselves look as if they're real accounts and they say thing and follow people, but they're not. they're just robots. is it possible for a third party to create a whole bunch of twitter accounts and then sell those accounts and that's a business that's in progress nowment isn't it? >> in fact, it's a business that's booming and prices are up for the people that create such accounts and they sell them to celebrities that want to boost their status and having a million followers. >> you can buy followers. >> they're fairly affordable and as i've said prices can go up, you can buy a thousand followers for $15. 11,000 maybe $100. it's not-- >> it's a good business and the celebrities if they want to spend their money that way. it's not good for twitter because it does nothing for twitter and finances or does it? >> i think one thing twitter

wants to work on as they move forward is improving the quality of the user base. what sort of people. if they say, for example, an advertiser and selling against the people, selling as robots or robots watched by robots? not a good ad proposition. >> so the statistics to look for. how many twitter accounts are actively used by real people. there's such a number, i take it. >> 232 million, is what twitter says. however, the report inside, says 650 million people had created and then left the service, so-- >> ouch. >> how many people are actually using this? it's kind of a weird number that they've got a handle on. >> it's interesting. keith fitzgerald, i know that you're a twitter bear. are you still a twitter bear? and by the way, 'cause it's down so much recently? at which point would you get in? >> you know, i'm an investor, i'm not a trader, so twitter is not appealing to me, they've got to figure out the customer base and more importantly, figure out how to monetize all of those eyeballs and there's

not a lot of40 characters to do and do it without pissing off the existing customer base and the next click is away and i'm-- >> watch your language, keith, it's a family oriented show, we're trying hard. watch it. >> good grief. stay there, more from keith in a moment. yahoo! announcing that katie couric is joining their team as a global anchor 2014. what is going on at yahoo! hiring her. what are they trying to do? >> they have a bad brand and the problem that yahoo! had for the last months. and i don't think they deserve it, yahoo! is a large brand and on the internet. people say they're doing badly, they're bringing in fresh faces and get a second look at the company. stuart: do they want to get

people around the world to get the news by watching katie couric, that's the gist of it. >> yeah, doing special things on-line and the presence 6 brand of katie couric is going to stand behind the yahoo! brand now. stuart: hold on a second, i've got a big name you know, disappointing sales and talking barnes & noble. nicole, the stock, please? >> where do i start? the drop in revenue was really a big problem for them. you see the stock is down 1.7% and they were thinking to split up the company. the nook business which they launched in 2009 which started off great, and it's intense competition, it dropped 32% with the books and devices not competitive at all and the stock is 1607. stuart: you know, they're finding it very hard to compete with the electronic readers and the kindle in particular. i was at barnes & noble, there's no inventory. they don't have books filed high all over the place. >> unless they were originally looking for a partner. if they were to look for a

partner and get one, then they would then obviously expand and delve more into this type. now, no way. stuart: okay, nicole, thank you. how is this for an economic cater. more than 6 in 10 workers at a recent washington post poll worry that they will lose their jobs in this economy. keith fitz in portland, that's not a good sign of the economy, nothing to do with the stock market, but not a good sign for the economy. >> not on this one. and on this one, i have to watch my language, it's hard to retain a modicum of respect for anyone in the beltway. they would realize that mainstream america is in a world of hurt. higher taxes and take money from everybody and give it to the government and 60% to me is a reflection of the social fear that's associated with a recovery that doesn't exist. it goes back to washington. stuart: back to the original point. you think we're going to hit 18,000 on the dow industrials by the middle of next year even

though we've got i think a dismal economy and a dismal approach to the economy by ordinary people? >> yes, we do and that's a function of liquidity, stuart. don't forget the entire market is jacked up by leverage. if bernanke, well, soon to be yellen, if she puts more in it, you have increasing money chasing a relatively few number of quality shares and we've seen a disconnect where stocks have run up tremendously and consumers have not. there's a very, very big divergence, it's possible to be an economic pull and a market bear. stuart: that's the way we are. keith, thank you very much indeed. we'll see you soon. and jeremy, always a pleasure. >> thank you, i love being here. stuart: the big board, we hit up 19 points and that's not a huge rally on a 16,000 index, but we're up again a little bit. all right, everyone, please check this out. what you're looking at is a four-seater ferrari. okay, four seats. does it have four doors?

no, i don't think it does. it's a two-door four seats. it's a ferrari, it's parked outside and we've got the company's ceo after the break. here is the question, how much does it cost to change the oil on a $295,000 car? i will ask him in a moment. ♪ hey mambo, don't want to, hey mambo♪ mambo eitaliano♪ clients are always learning more to make their money do more. (ann) to help me plan my next move, i take scottrade's free, in-branch seminars... plustheir live webinars. i use daily market commentary to improve my strategy. and my local scottrade office guides my learning every step of the way. because they know i don't trade like everybody. i trade like me. i'm with scottrade. (announcer) ranked highest in investor satisfaction

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they make spam. they're up right now. all right, look at this, that's a car. it's right outside the studios, it's a ferrari ff as in four wheel drive, four seater, got it? it's a beautiful car and we have the ceo of ferrari north america with us right now. welcome marco, welcome to the show. >> stuart, thank you very much for having me here. stuart: i know you're going to try to sell it to me. how much? >> $295,000. stuart: how many ferraris have you sold in north america this year. >> this year close to 2000 units. stuart: calendar year 2013 and you're going to sell 2000 cars like that outside. >> the ff more limited number. stuart: but 2000 overall fra i rememberry -- ferrari. >> the best year ever in the united states. stuart: the best year ever in the united states? why? i mean, come on, i'm not buying that car because it's got a

beautiful interior, i'm not buying it because it goes 200 miles an hour or whatever, i'm buying it, if i did, i'm buying it because it's a ferrari. you're selling style and name, aren't you? >> yes, i mean, three months ago we had one that declared ferrari the most powerful in the world. and that's one of the reasons that-- >> how do you maintain that brand status? what do you do? >> we are many above, we care very much about clientele, exclusivity. we engage directly with the 2000 clients by name and the distance between the leadership and the client is extremely short and we have phenomenal products and we have five products lining up that fulfill any needs of the ferrari people. stuart: that's not a bad selling job, marco. know not bad.

>> we sell dreams. stuart: you sell dreams? >> we sell dreams. stuart: why is that gray? i thought fire engine red is the color. >> more and more red is the predominant color. but imagine, we have the tailor made products and customization, there's no one ferrari we send to the united states that looks like the others. every customer spends average $50,000 on top to choose his own color, his own stick shift and-- >> hold on, hold on, hold on. the average customer spends $50,000 on toppof the regular price. >> on top of the base. stuart: because they want a certain seating material and color. >> they want to be unique. they want to be different. something that other brands they cannot offer. stuart: how much for an oil change? i know that might sound like a stupid question, but did $. >> it's a very smart question and so for seven years, you don't pay any kind of oil change or other kind of--

>> anything goes wrong with the ferrari, which i might buy, and you fix it? >> seven year free maintenance. stuart: oil change, you name it. and basic operation of the car. and we feel so confident about the quality, that's the main change of ferrari, we offer seven year free maintenance in the product range. stuart: at the end of seven years how much for an oil change? >> probably something like $200. stuart: it doesn't matter to the ferrari buyer does it? >> it matters, they make money because they're very smart and every detail they look at carefully. so our customer has education and people that work very hard where they are and they don't spend money-- there's a great value for the money for the ferrari. stuart: and here is what someone close to me said, stuart, you'd look really stupid in a ferrari, you're too old. would you answer that? >> i think that you would look very beautiful, very handsome

in a ferrari, i don't understand why. stuart: because an old man like me should not be driving around in a beautiful sports car. it's for younger men, isn't it? >> totally disagree. our average customer is almost 50 years old and we have a lot of great collector clients above 50. and i disagree with that statement. stuart: you do, don't you? you would, wouldn't you? marco. >> you could buy a ferrari. stuart: yeah, yeah, yeah. but if i've got one and had the extras, it's $350,000. charles: we have amazing leasing program for you. stuart: a leasing program? >> yes. stuart: thank you so much, marco. thanks very much for joining us and we appreciate the effort to bring that car right outside there. not quite a sale, but it was good. thank you very much. >> thank you very much, appreciate you having me. stuart: and the dow industrial is close to 20 points. and i'm going to deliver the five biggest financial turkeys of the year. my take after this. ♪ turkey for me, turkey for

you♪ ♪ let's eat the turkey in my big brown shoe♪ ♪ love to eat the turkey at the table♪ ♪ i once saw a movie with betty grable♪ ♪ you can have turkey all night long♪ ♪ 50 billion elvis fans

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>> consolidation in men's clothing, men's warehouse offering a billion and a half to a jersey bank, both of those stocks are hitting new highs. >> all right, if people are est buy, is best buy doing something right? probably. next hour our branding guy answers the question, how do the bricks and mortar people compete with on-line and which ones have the best shot at beating amazon. a teacher sends a note home telling their parents, children might need a bath and the parents are upset at the teacher. dr. keith ablow puts them on the couch. >> here is my take on the five biggest financial turkeys of 2013. i'm sure you could add a couple of your own, got it, but here is my list in reverse order. solid number five, a california bullet train, governor moon-beam hit the jackpot with

this years, it's years behind schedule and links nowhere to nowhere and a judge said that jerry brown could know the issue bonds to start paying for it. number four, maybe that's a little harsh because failure was forced on this company by an outside investor. he wanted a complete makeover, he got it failed, and penny's worth 2.8 billion, that's less than dropbox. number three, blackberry [turkey gobbling] . >> their turkey staffers failure to keep up with the competition is a self-inflicted wound. six years ago it was worth 67 billion. it's down to 3 billion today. number two, this is a city that was rated boo i its own government and the employees looted the pension fund. detroit is 18 billion in the hole. next week, a judge decides

whether it can formally declare bankruptcy. bottom line detroit went bust 2013. number one, you know what's coming, the biggest financial turkey this year was clearly obamacare. we don't need to spell out the disaster details. suffice it to say it has been an example of big government at its worst. and you have to pay to it. i apologize for presenting such a negative list during thanksgiving week. this is an uplifting holiday, uniquely american and i will be celebrating with my family just like you. so, let me leave you with this, a positive wish list for 2014. repeal obamacare, cut taxes, go get the energy that is ours, and return to individual liberty and freedom. i live in hope. tdd# 1-800-345-2550 searching for trade ideas that spark youruriosity

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tdd# 1-800-345-2550 open an account anrn 300 commission-free online trades. call 1-888-628-7118 to learn more. so you can take charge of your tradg. >> watch out east coast people. big storm coming. watch out nationwide. flight delays will hit everybody. we have a couple of positives for you, here we go. where are the hurricanes? few this year. gee, i thought global warming would make things worse. representative diane black, she is here. before politics, she ran emergency rooms. what will obamacare do to our hospitals? dr. keith ablow is here, a teacher complains about unwashed children and she takes heat. okay? surely that is the wrong way around.

and get this, a baseball player tainted with steroids gets a four-year, 52 million contract and the guy who stays clean does not. the weather, the market, we've got it all in the second hour, here we go. you know, the big story that affects everybody all over america is the massive storm that's going to affect millions and their travel plans on the busiest travel days of the year. we're watching them for you. right now, this big storm is delivering snow across parts of the northeast. the center of the storm is in place of a part of the southeast. some of the worst conditions will be across the northeast of heavily populated corridor all day today and into all day tomorrow. and it should be all clear by thanksgiving day, and certainly clear by black friday. but millions of people will have their travel plans

altered. got it. big story. affects everybody. have you looked at your 401(k) lately? you should. stocks want to go up and they have gone up. look at tiffany, strong sales in asia, profits good, outlook good, the stock's up 7%, that's a big gain. a similar forecast from a software maker called workday and it's up 9% at 80. these were two charles payne picks. all right, take a victory lap, go ahead, go ahead. why don't you give us the upside here, which is the market rally continues. charles: the market rally continues and the upside is, there's so much doom and gloom out there. listen, tiffany's is one i really-- and i mentioned it on the network seven times on this show twice and talked about the international community. i got pooh-poohed for it yesterday, but asia pacific up 29%, japan used to be the most important market, still is in some ways, up 9%, europe up 4%, america up 5%, coming around. i mean, these are just amazing numbers and the last quarter

they opened-- and show you how amazing it. opened a store in new jersey, paramus, cleveland, and west edmonton, canada and a town haven't heard of. and it's prosperous stocks. the fed helps, but you should look at owning companies you think are value. stuart: individual companies. charles: by the way, i think the flagship on 57th needs to be spruced up. i know you like it, i'd love to see the newark tickets go in there. and i mentioned the ceo, and i fell in love with this guy when he ran peoplesoft. and the first time he had to fire somebody he cried. stuart: and you mentioned that sp, a software company. charles: coming in this morning, one of the security guys outside, say, i looked at my 401(k) and gave me a thumbs

up. maybe that's the sell signal when he's happy. stuart: glad to hear it. new this morning, oh, ugly number. 80 million people will lose their employer health plan under obamacare. problems like this forcing president obama to delay the implementation of the employer mandate for one year. here is the question though, is that legal? can the president change the rules late in the game and enforce just one section of the law? and larry cower does not think so and joins us right now. i know yyu filed suit. i know you think it's illegal, he shouldn't be doing that. but i want to know what was the impact on your business, on your business from this delay of the employer mandate? >> well, the delay of the employer mandate certainly creates a degree of uncertainty and it undermines the stability of what i have expected for 20 years out of health care. we doesn't know what it's going to cost next year. my staff doesn't know what it's going to cost next year, so it creates a very uncertain

environment within the workplace, but moreover, the reason i brought the suit, simply as a citizen, more so as a local business owner, i feel it's not only unethical, but illegal. the constitution says that article one says that congress is the exclusive body that has the right to make or change laws. article two, charges the president with an affirmative duty to enforce those existing laws, there is nothing that could be done by executive order for him to not enforce the existing laws, the purpose is to enforce. >> look, i think you're absolutely right, but my question is, is this suit-- obviously, it's going to be taken seriously. i've got that, but where is it going? what hope do you have of really changing things? >> well, i hope that a judge will recognize that we are legally correct, we've had this vetted by a team of lawyers, by the way, i have to thank judicial watch, the ones representing me and we've had it represented-- vetted by a team of lawyers

that fully feels with confidence. stuart: hold it. what you want is a judge at the initial entry level of that suit, you want that judge to say, larry, you are right. what the president is doing is illegal. you want that judgment and then what do you do with it? >> well, there's two things we've asked for. number one is an injunction to stop the president and number two is a declaratory action so that the court declares an attempted illegal maneuver of what he's done. the virtue of doing an injunction, it leaves america no longer politically paralyzed because the purpose of waving the employer mandate in his words was transition relief for large employers. like theoretically myself and saying an excess of 50 employees. my question is, why are you giving tax breaks to the wealthy on the backs of the middle class and why don't you waive the individual mandate. he wanted to politically paralyze america and didn't

want to them feel a loss of jobs until after the elections and i think it's judging the laws on the merits and demerits. stuart: larry, let's suppose you get that judgment and you get the injunction, you know the administration will appeal it and it will go up the chain. you're not going to have any effect for a long time to come. i'm not trying to pooh-pooh your suit, a good suit to file. i'm thinking in terms of time, you're not going to get it through anytime soon, are you? >> well, i hope the court, the last of the three branches of government i have confidence in, respects the value of timing in this respect. this is not your typical case. obviously, it's a very time sensitive matter and they could potentially appeal to the supreme court. stuart: you think if you get that judgment and the judge issues an injunction, hey, mr. president, you could quickly go to the top, riggt to the supreme court. >> that's correct. stuart: because if you did that-- >> i believe it's possible, yes.

then you would have the judiciary getting in the middle of this thing and halting what you think is an illegal action and i think a lot of our viewers will be on your side, but that the timing is everything, isn't it? can you get that ruling and then can you get at the supreme court where it counts? >> i'm confident that if the court recognizes that we're in the right that we're going to want to do the right thing and we'll sign on the side of justice rather than the side of political convenience. stuart: we hear you. larry cower, very interesting story, thank you for coming on. thank you. >> thank you. stuart: despite president obama's problems-- i should say despite obamacare's problems, president obama is finding time to cozy up to the hollywood elite. he'll be giving a speech today highlighting hollywood's contributions to the economic recovery and he's doing it from dreamworks studio, whose chief, jeff katzenberg, has been a very big supporter and donor for president obama since day one. charles, the president always

goes back to a friendly territory. charles: it's not college students and it's hollywood. are you serious? the democratic argument we've got an incredible income inequality. actors making 30 million for box office bombs. we probably forget how bad it is for a couple of hours, unless the movie worse than our own lives which happens 50% of the time. this is a story i'll pat you on the back and you'll pat me on the back. to say that it's helping with the economy is an facce. between goffin a -- golf and fundraisers, no wonder obamacare is-- the magic house, katzenberg's house. stuart: making money. >> making money or creating money is part of the job, but feels like it's an overwhelming part of the job in this administration. stuart: in the five years since he's been president, he's fund

raising all the time. charles: nonstop. he has either changed forever the office the presidency or it's going to be something unique. we'll see what happens when the next person comes in if you really have to be this aggressive on the president himself showing up hat in hand. stuart: let's go back to the market and the dow is up only 5 points now, but it's just a little higher. tesla, that's a different story. it's way down again, nicole? >> it's down 27% for the month of november alone. today, it's down 3%, so contributing to that month to date loss. this was nearly a $200 stock. it's still a real winner this year, up nearly 250% for the year 2013, but i wanted to tell you, we know elon musk is touting the safety of the model s and it may be incredibly safe, but there was an article in barons' citing mit, a review done, saying his comparison to the safety, you know, there's been three fires in a short time for the model s, the

comparison he's making between the tesla and regular cars, is not. it's like apples to oranges, because many of the cars he's comparing it to are old, worn out, used, some were electrical fires or mechanical. they weren't all collision fires. so it's not to say that it's more or less staff than regular cars, but mit reviews saying it's too soon to tell. stuart: that's bad publicity for elon musk. thanks, nicole. the 2013 hurricane season is coming to a close and the people who check these things say this has been the least active season in three decades. so much for climate armageddon. >> and the hollywood sign is go gone. >> it's exploding and--

shall we be really clear, everybody, that was a movie. but charles is really fired up about this one. no hurricane. charles: when this came across last night, i could not believe it. you won't hear this anywhere, this was the 6th least amount of storms, hurricanes on record going back to 1950. the 6th least amount. after katrina we were told that every single season w to be worse, harsher, more deadly and more expensive and that set a new paradigm with earthquake hads. the 6th least amount. by the way, if you read the website, the government's website on this, it seems like they were sad about it. like if you read this, they were like, well, it was a unique combination of things and that's why we didn't have more hurricanes, like begrudgingly, we have to be honest with you, because the hurricane season is over after this week and it was a dud. it was another dud. another dud. but, by the way, this is a huge

-- this has huge implications. they had a meeting and ultimately want america to chip in 100, 200 million dollars for our role in man made climate change. stuart: the u.n. >> that's what is talked about, we can't ask for the world not to have an upward mobility and not compensate them for it. and china and india, are saying, go ahead, guys, do it. stuart: that should have been on my list of turkeys, shouldn't it. charles: there's so many. [turkey gobbling] >> people lining up for black friday door busters sales. with amazon everything up deals every ten minutes, can those bricks and mortar people, can they compete? after the break, someone who says, how they can compete and which ones might win. we'll be back. ♪ silver bells, silver bells ♪ silver bells, silver bells

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>> let's make some money. charles is here and his stock

is info blocks. i don't know what it does. charles: i've seen this before and it's pulled back. i'm going to start off with a calf yvea caveat. they start off the bell and watch out. it's the stock that they beat and gaps open. last time they reported the margins were expanding and it's a networking company and doing networking for corporations and i think they've got amazing products, particularly their grid product. the stock has been drifting lately, but i think it's poised for another-- >> not a bad chart though. >> it's one of the companies, one. newer tech companies that hit the ground and done extraordinarily well. stuart: that's what we want to hear about. they don't hear much about them and stick them out. charles: yeah. stuart: this is what you do at midnight, isn't it? >> it is, unfortunately. stuart: i don't know when you sleep. amazon, already offering deals and actually, the deal every ten minutes. and a new report says on-line sales are going to jump 15% this year, compared to last year. and here is the question.

how do bricks and mortar retailers compete with that and which ones are really going to beat the amazons of this world. here is bruce turkel. big picture. how does a bricks and mortar operation compete with on-line, just big picture? >> big picture, bricks and mortar have to take advantage of what they already have, which is the location, people there, instant gratification and what the on-line is offering, which is embracing technology, offering information. stuart: so, wait a second. i'm not quite clear here. bricks and mortar have to take advantage of the fact that they're bricks and mortar. you can walk inside and touch it and feel it. and how do you stop people going into bricks and mortar stores, looking around and then on the smart phone, checking out where they can get at that item which they've just tested cheaper someplace else? i think it's called showcasing, how do you beat that? >> that's exactly right.

and words were before, best buy stores were show rooms for amazon. how do you beat it? you don't. you embrace technology. 43% of consumers say they don't have enough information to buy the products they're looking for. so you embrace the technology, you give them the information and you have well-trained sales experts who can actually help them make a decision. could they then go on-line and make the purchase? of course they would, but then you take advantage of the other opportunities that you have, which is to put the product in their hands right now. stuart: got it. bring bricks and mortar operation is doing the best job right now at beating on-line? >> it's the folks doing it. j. crew has an ipad program, a personal stylist and see what the different things are doing with your wardrobe. clinique has a program when you're sitting at the counter getting makeup applied, it shows you what your attorneys are, sephora has a my shopping

bag and shows what you have bought. and it's the companies that take what they have and embrace technology that are going to win this game. would you agree that the very bad weather today and tomorrow sweeping up the eastern seaboard is going to be a bonanza for the on-line people? >> remember, i live in miami. the weather here is absolutely beautiful, but, yes, you're right. folks who don't want to venture out, they're going to go on-line. that always happens with bricks and mortar. on the other hand, remember the huge advantage of instant gra-- gratification. and don't forget that bricks and mortar can offer a sensual experience. costco is a big winner, why? because you smell the food and they feed you. and the booths giving you food. stuart: i regularly eat lunch

at costco. >> there we go. stuart: bruce, thank you very much indeed. good stuff, appreciate it. >> thank you. dow industrials-- >> and i think in 1985, costco, lunch, the food. the hot dog and the drink has stayed the same. stuart: really? . i was going to say about the other day at a movie theater, two large drinks, one large popcorn, $18, please. >> oh. stuart: can you believe that? >> yeah, yeah, amazing. stuart: wow. let the regulation begin. chicago moves ahead with a plan to ban electronic cigarettes, the e-cig. the record will be before the city council today. we'll go to chicago after the break. then there's this. should you be awarded for cheating? the case of major league baseball, the answer is yes, one guy has been rewarded, a $50 million dollar pay day for a short stop ♪ took a louisville slugger to

both headlights♪ ♪ slashed a hole in all four tires♪ ♪ maybe next time he'll think before he cheats♪

>> hey, look at the market, not a huge rally, it's kind of flat, but with the dow well

above 16,000, it makes you wonder, doesn't it? and then we have chicago, could be the first city in the country to regulate e-cigarettes. serious regulation and the chicago sun times says that rahm emanuel is looking to regulate e-cigs as tobacco products. sandra smith is in chicago, it's not a ban in that you can't buy e-cigarettes period. it's that you can buy them, but you can't use them in many, many places, that's correct? >> right. and regular city council tonight. won't be able to smoke the e-cigarettes and won't promote smoke-- no smoke is put out and rahm emanuel wants the same regulation on e-cigarettes. it's important to point out that governor quinn has passed it as illinois state law that

e-cigarettes will not be able to be sold to minors, that starts january 1st and rahm emanuel is trying to do the same. over a billion in sales. a lot of businesses in chicago have been built around these things. stuart: why is mayor emanuel doing this? i mean, you don't have the smoke, it's just vapor emitted and there's no smell. in new york, nanny state, new york you can smoke all over the place so long as it's an e-cigarette. why is rahm emanuel taking aim at e-cigs like this, why? >> his thing, it's targeting minors and you may know that they have strawberry flavor, milk shake flavored that specifically target the miners and he's making a push here to make them not popular amongst the youth in the city. i think that's the major-- >> i've got that. hold on, charles, what do you

have on this? >> my theory, didn't rahm emanuel propose another hike in taxes on cigarettes? i mean, listen, this is an amazing tactic. yes, i mean, you're starting to treat them like cigarettes and tax them the same way, that's a lot of money. >> let's face it, he hasn't exactly been business friendly when it comes to regulation in the city, but he would be the first mayor to make a push for this in any major city in the united states. so, if he does it here, guess what, new york is probably next. stuart: oh. >> but you know, he's all about regulation and taxes, let's face it. stuart: well said, all right, sandra. thank you. we're going to pursue this one because i don't get a ban on e-cigarettes, i don't get it. major league short stop jonny peral peralta, he was suspended for enhancing drugs. he signed a deal with the st. louis cards. mlb pitcher david osmon is not

happy about that, he tweeted apparently getting suspended for performance enhancing drugs means you get a raise. what is stopping anyone from doing it? he went on to say, i had two major surgeries in five months and i made it back clean, nothing annoys me more than guys that cheat and get raises for doing so. what do you say to that, charles? >> i love this guy. stuart: that's legit? >> i love him. the major league baseball and management come out of this thing scott-free. are you kidding me? that ryan braun, a lot of suspicious around him and still got a major contract extension, you know, before, you know, before he came in clean and he was-- he paid the price with the old contract. stuart: sure. >> manny ramirez got a gigantic contract from the dodgers, no way that management can be on both sides. either you're for performance enhancing drugs or not. you can't be on both side. it's fantastic with conseco and

the sosa thing, but there's a lot of hypocrisy behind them. charles: how can they do that keep rewarding guys that do the drugs. stuart: what about the use of steroids and helps you recover from injury and the pitcher objecting to the other guy, he wanted to use steroids to return quickly and he's paying the price now. >> he's feeling stupid now or let down or something. stuart: baseball continues to drift. charles: they're desperate. stuart: i think so. next case, a teacher sends a letter home to parents telling them their kids are unclean. now, she's facing big time criticism, the teacher is facing criticism. right? you criticize the teacher for pointing out the bad personal habits of the kids to their parents? i think that's wrong. but dr. keith ablow will no doubt straighten it all out. ♪ i said free your mind and the rest will follow♪

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stuart: sunday is the deadline for the obamacare website to be fully fixed.

as of now, they admit it will not be fully fixed however the president doesn't seem too worried, he is joking about it. listen. president obama: even as we're getting this darn website up to speed, and it is getting better, states like california are proving the law works, people want the financial security of health insurance. stuart: we have something else that is really not funny at all and something he cannot fix. 80 million, that is how many people could lose their employer backed health plans because those plans are not compliant with obamacare. it is not the website, it is the nature of obamacare itself which would result in 80 million cancellation letters. charles: it is kind of convenient it broke down so badly. 80 million on the employer side, people from the employer, other numbers as high as 150.

some estimates that are just absolutely frightening. insurance commissioners saying you cannot give us three years to do one thing and switch it back in a few weeks only to switch it back in a couple of other weeks. it is a disaster right around the corner. the president bragging about california. stuart: i will make a prediction, a website will not be fully fixed by this sunday. the democrats will start clamoring especially democrats in the senate, they will clamor for a full one-year delay in the individual mandate because they face reelection and they are in deep trouble. charles: may be 60%, 50% done. they will miss their own estimates by little bit. this darn website, we will get it fixed. stuart: a pre-k teacher is very much in hot water. she sent a note to parents and here's what was in the note.

some children give off unpleasant smells and some appear unclean and unkempt. it is a health and safety concern and makes it difficult for me to be close to them or even want to touch them. she is being criticized for this. let's bring in dr. keith ablow for more on this one. should the teacher be criticized for critical personal habits of the students in her class? >> i think the teacher is in line for criticism, not necessarily because she brings up this issue because of the way she does it. ana note hand written on notebok paper that says your children smell and they are unkempt. and she asked for the signature of the child we had she is not making sense, something smells about this. stuart: the manner in which she delivered the writing, the note, understand the criticism, but are we to the point where

teachers may not criticize, may not correct the personal habits of the youngsters in their class? if we are there, i think that is wrong. >> happened to be at a point teachers are discouraged from owning their own classrooms and doing the right thing. this note would concern me because we know you are part of a system you may want to involve the principal, you may want to type this out, you may want to e-mail it and asking the kids to sign it. i question if the teacher is okay, like psychologically is she okay. stuart: i personally think the teachers should be able to correct the behavior. speaker of the teachers asking my kid to sign a note you might smell, i am out her head. stuart: i'm with you on that. snap chat. it disappears within 10 seconds, that is snap chat. 70% of users are women.

do you make anything of that at all? >> i do, number one it could be women want to be more socially connected with their peers, this is especially important to them, men are not as moved by that. it could be snap chat itself has marketed potentially more towards a female audience because that demographic 25-35 or 15-35 amongst women spend so much money and control so much of the money spent in households, so i am not sure if they tried for this 70% sku. stuart: it is a form of narcissism, i'm sure you're going to say that. >> it absolutely is. all of this social networking is an attempt to turn her life into a reality tv show and with women, i think it would be cynical if the company were saying let's move more toward them because they are more into this social interaction because

frankly it can be bad for young teens and adolescents to do this. stuart: the swiss voting down a bill that would have put cap's on ceo pay. i ask you, what would happen if the same vote were put to the people here in america. do you want to cap ceo pay? i think america this point would say yes, we do want to cap it, what do you say? >> i had to agree because i think we said yes twice we elected barack obama president of the united states twice. his is a socialist agenda. i think the only saving grace here is people get a glimpse of just what a system looks like when they see obamacare rollout. i happen to agree with you. the bottom line is people still don't understand the gift it is for people to be motivated by financial reward. it creates jobs, people want to buy goods and services, it powers the economy, it is more

of a tax base schools could even get better but this president does not see that and our population has elected this president wh doesn't care much about american values not once, but twice. visit only place i can get a seat at a table now. in massachusetts i cannot get a reservation because people don't seem to agree all the time with me. it is not that bad. generally with the security cameras, we are okay. stuart: we all have to live with that. we appreciated, thank you. >> take care. stuart: the registered nurse, used to run an emergency room at a hospital. does she think obamacare will help those emergency room's? joins us next.

stuart: another move up for the

dow today. two more this program: $4.18000 next year. right not 16,090. tiffany's a big winner bid to strong in asia, new high for the stock $87, up 7%. and then there is take two interactive. they make grand theft auto. that stock is down 4%. look at the social media stocks, they took a big hit yesterday. down 8%. they are all flat, slightly higher today. another big name you know, despite a sales barnes & noble. down another 4%. and next, we talked to a nurse turned congresswoman. what does she think they will do to the emergency room's? next. dysfunction - dysfunction - it could be a question of blood flow. cialis tadalafil for daily use helps you be ready anytime the moment's right.

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stuart: charles has another stock picks, this one is toll brothers. not exactly luxury, but high-end homebuilders. i bring this up because a case-shiller report showed home prices had gone up 13% plus in the last year, and you like toll brothers. charles: the home builders have been a little bit sideways. this into the market people pay cash for a lot of these markets. the stock is going to start to look really good.

advance of missions. i had this, advanced emissions. the viewers if they did it that they would be up 34%. stuart: you're telling them to sell. take profits. charles: but i am selling as i'm selling. when i take a loss, i tell them to sell. when i'm taking a loss i say we sold it, when we make money i say we are taking profits. stuart: the spinmeister and chief, charles payne. 80 million people could lose their employer backed health care under obamacare. doctors being kicked off plans, what does that mean for our hospital's? let's ask diane black.

you had experience in the emergency rooms, i think, so wants to tell you and our viewers what is the impact of obamacare on emergency rooms? it was supposed to relieve the pressure because people will have insurance they will not go to the emergency room. is that what is going to happen? >> it is great to be with you. what is happening already, it is odd i am on today because yesterday i spent the day in the district and one of the places i visited was a hospital in my area that is a community hospital and i asked the administrator what are they seeing as a result of the individual policies that are being canceled or people finding their premiums are going up so much, and they are already seeing an uptick of emergency room use. i asked if it is appropriate. yet they said well, not really. these are not like emergency cases, these are people just lost their care, and we willve

just see this getting worse area did stuart: all right, you know firsthand of the quality of care. what will obamacare due to the quality of care for the average american? >> first of all let's talk about the emergency room because what you're going to see is people who don't know where else to go, so emergency rooms are open 24 hours per day, seven days per week. people will be using the emergency room because frankly many of them will not know where to go, they won't have the coverage that makes it difficult because you have a triage when people have to decide who needs to be seen immediately that should be in the emergency room and you can get backlogs and it becomes a difficult situation with immediacy rooms full of people and you're trying to maintain that with a staff that is therefore emergency. it does not do anything for the quality of care. stuart: outside of the hospital, what about the quality of care on the ground floor?

we hear a lot of talk this will be a two-tiered system. one for relatively okay people with money and another system inferior for the rest. >> i don't know we can even look and see what is going to happen in the future with where we are going. in this system that we don't have a plan for. we have physicians no longer in plan, so you cannot go to the doctor you have confidence in that you have known for a long time. we will see services that will be denied because people don't have the money to pay for them. i am very concerned of where we we're going with our health care system. 80 million additional people losing their insurance, this will be catastrophic to our system and more importantly the people trying to find care. stuart: you know what you are talking about. you have been there, and we appreciate that. >> i think i have to put my uniform back on at help out with so many of these cases, so thank you for helping and having me.

stuart: president obama heckled at a friendly venue at an advertisement running on thanksgiving to thank senator ted cruz for fighting obamacare. both of those stories after this. e always learning more to make their money do more. (ann) to help me plan my next move, i take scottrade's free, in-branch seminars... plustheir live webinars. i use daily market commentary to improve my strategy. and my local scottrade office guides my learning every step of the way. because they know i don't trade like everybody. i trade like me. i'm with scottrade. (announcer) ranked highest in investor satisfaction with self-directed services by j.d. power and associates.

>> that is why we are here. >> [yelling] >> that is why we are here. thank you, all right. stuart: that is president obama being heckled by one of his supporters. that was yesterday in california. coming up all across texas and ad featuring senator ted cruz thanking him for fighting obamacare. watch this. >> senator cruz withstood the criticism, showed the courage of his convictions and stood up for the american people. >> when the people rise up, ultimately sovereignty resides at one place, it is with wii,

the people, to stop that can trn wreck, that's disaster, that nightmare that is obamacare. >> during this holiday season we the people have a simple but important message for senator ted cruz. we say thank you. stuart: charles, they're going to run this all during texas during the dallas cowboys games. everybody is going to be watching. what are your thoughts? stuart: i've met him twice in the last two years. he is incredibly humble. he almost seems like an introvert when you talk to him one-on-one. sort of the way they went about the whole thing, but no doubt about it the g.o.p. going to argue for smaller government is a giant mistake with all of these, the other side of the party trying to condemn ted cruz of the world because republicans want smaller government and the government shutdown did not hurt anything. the market was up, jobs are up, manufacturing to do better.

it hurt nothing at all but the media was able to make it this scary thing. you can argue this is a guy probably did not do some things in a smoother fashion but ultimately was trying to protect obamacare. stuart: i would say the strategy in the first place was wrong. >> it was flawed. the place he came from to take the country from what w we're already going through was absolutely wrong. stuart: is that the first marker in the presidential estate? charles: the first, it won't be the last. stuart: your take on the five biggest financial turkeys of the year is next. wow...look at you. i've always tried to give it my best shot. these days i'm living with a higher risk of stroke due to afib, a type of irregular heartbeat, not caused by a heart valve problem. at first, i took warfarin, but i wondered, "could i up my game?"

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i could ll a box and ship it r one flat rate. so i kn untilt was full. you'd be crazy not to. is tt nana? [ male announcer ] fedex one rate. simple, flat rate shipping with the reliability of fedex. [ male announcer ] fedex one rate. [ bagpipes and drums playing over ] [ muc transitions to rock ] make it happen with the all-new fidelity active trader pro. it's one more innovative reason serious investors are choosing fidelity. get 200 free trades when you open an account. stuart: i listed the biggest financial turkeys in reverse order, at the california bullet train, j.c. penney, blackberry,

and detroit and obamacare. here it is what you had to say. randy talking about obamacare, i prefer to college democare, democrats voted in and lied to america as much as the president would another viewer says obamacare is one turkey i would like to slaughter. poly says polk is in short supply. a downhill course will be difficult if not impossible to reverse. any other turkeys you add? charles: student loans, the government announced yesterday this administration that will save students and make everything free made $41 billion profits of of student loans, enough money to provide millions of american kids with pell grants. if they care how about electricity? soaring electricity prices. i could go on and on. stuart: and you probably will tomorrow. dagen mcdowell, you are on.

dagen: the airlines, always, every year. thank you so much. the airline looking at waiving change these to deal with the wintery mix watching out holiday week for a good part of the nation. federal reserve chief alan greenspan talks with fox business about pumping cash into the economy with the central bank's next move. the minimum wage debate rages on. will let help or hurt those most in need? new jersey goes online with gambling. garden state and maybe others? that and more this hour. connell mcshane is here on markets now. ♪ connell: great to have you back after a couple days. dagen: always wondering if i am going to get arrested when i fly. connell: of bad weather. dagen: i'm made it through the