that he to. have a great holiday. >> the super bowl a shopping. get ready we have your black friday deals. also, folks shopping for obamacare. in the controversy over common quarter. and a good standard for kids. we are watching out for you tonight on "the willis report." ♪ ♪ than the logo. ♪

gerri: thank goodness it is wednesday before thanksgiving. welcome to your show and your money and your board. tonight, your black friday shopping. smartphones come hdtv, retailers are offering deep discounts. there is a price war going out there right now we have a consumer and money-saving expert with us. color me skeptical, and i say, is that really the sale price? what do consumers need to know when they are going through the stories and looking at the sales? >> they need to focus on the bottom line price. sometimes the seller inflates the original price. before black friday, whatever is on your shopping list, get online tonight and research those prices so that you can be smart and stay away from the

misleading promotion we want it so easy to get suckered. i have to tell you that i just, i'm really trepidations about this. one of the things that you say that you need to do this time of year is read the return policy. >> that is right. you never know if there's a restricteddpolicy, especially with electronics and gadgets and stores will charge you restocking fees. they are going to be deals throughout the whole season. gerri: so much money to put back on the shelf. okay, what about other deals? >> they may not have all of the bells and whistles and features that you expect them to have. so for instance an hp laptop it, maybe good for checking your facebook, but if your college student, get something better. gerri: there is stuff out there

that is super discounted and designed for black friday season, but you may not want it. what phone do you like? >> you can find coupons for hundreds of different stories. there is a coupon for an extra 15% through coupon sherpa and if there's something that you are dying to have, get a deep discount. gerri: it's amazing to me. it's like an art form. >> it really is. it is mind-boggling and overwhelming and that is why, you know, pick a couple of stories and deals and limit yourself to. gerri: i like that. price matching. you tell me. okay, black friday and saturday and cybermonday. but what about the weekend before christmas? will it be off the charts? >> there are really good deals, retailers need to move the merchandise it hasn't sold and you will see much bigger

bargains and there's even free shipping on december 18. retailers are offering with no minimum. on top of whatever is discounted. is there something you'd only for the holidays, shop after christmas. gerri: okay, items that you really think are discounted at a good deal. let's start with this samsung hdtv, 65 inches. >> that's right, big screen, marked down $500. and that is what i tried to push. go for the electronics that you know are good products. gerri: let's talk about the nikon cool pix. >> that is also a good deal. look at the savings. you are saving $1300 on this great product.

sometimes black friday is good to pick up items that you need for your home. gerri: what about the apple ipod mini? >> i love this one. gift card for you can get from target and wal-mart that you can use for other purchases with the purchase of this ipad mini. don't buy stuff you didn't need. gerri: you definitely need a shopping list. [laughter] >> absolutely, shop online if you can't enjoy yourself. gerri: thank you for coming on the show. so will consumers shop until they drop? inside into how willing people are to open their wallets. peter barnes has the latest. reporter: that's rightt a new consumer survey says that more people will spend more money on their holiday shopping this year

but it might've been higher had it not been for the fiscal battles in washington, which made some shoppers cautious this holiday season. the consumer federation of america hold more than 1000 consumers for their annual holiday shopping survey. 15% said that they plan to increase holiday spending this year, a slight increase over this 12% rise last year, which was up from 8% who said they spent more in 2011. 32% say they plan to spend less this year from 30% who said that last year and they are going to spend about the same. but the survey suggested that the increase in the number of consumer spending, spending more this holiday season, it slowed because of washington's fights over spending and the debt ceiling. 51% of those polled said that the battles had affected their holiday spending.

>> the responses to the questions about the budget battles suggest that this created or increased the sense of economic insecurity by some americans economic insecurity that tends to depress consumer spending. reporter: the group's forecast for holiday spending overall was a rise of 3.5 to 4% and slightly better than the average for the annual increases over the last decade. gerri: peter, thank you for that. have a great thanksgiving. well, storms are barreling into the northeast and mid-atlantic. travelers are finding it difficult to get where they are going. more than 235 have been canceled according to fly aware.com. most of those have been out of new jersey and new york and philadelphia and some flyers were held on the tarmac for two

hours this morning. can you imagine? as a result, airlines are using their best resources but losing an hour or more. michael berry from the insurance information institute is going to join us now. so let talk about this. we have ignored the fact that most folks drive instead of fly to their destination. what is your advice for them as they head out tonight, maybe in the dark or bad weather? >> these are the good old days for people who don't know where they are going to need to find a good route to go. there's google maps, weather underground, you can also look at the weather channel, they have an interstate planner. gerri: lots of places to consult. you can also do a lot with google maps. you can find out which roads are passable and which are not so

passable, in the green and in the red. traffic, weather, whatever the hangup is, if you're taking a long road trip and are on the east coast, you really have to do some research before walking out the door. >> most definitely. your weather is right along interstate 95 going from florida to maine. aaa estimating 39 drivers out on the road, so you have these 39 million drivers. and what are the big causes of fatal accidents and the two top ones are preventable. one is speeding and secondly is driving while intoxicated or under the influence. to preventable causes of fatal accidents and as long as people keep that in mind, they should have a safe trip. gerri: you are from the insurance information institute.

so you know this. so many people are going to have the pedal to the metal because they are concerned about getting there on time. are there any mobile applications of folks should use to figure out what is going on? >> yes, google maps, weather underground is looking into the weather channel, if you're in a pinch, you if you have an iphone, you can always consult the best route. >> okay, one of the big things that i think will happen this year that will be different, and i'm sure the you're watching this as well. we will have so many flight cancellations and people will be getting a car after having a disturbing experience at the airport. >> that is a great point. the thing to keep in mind is that if you look at the stats of the insurance information, the commercial aviation has an amazingly great track record in terms of safety for millions of miles and yet, people think that

they get into the continent have this illusion of safety and statistically you are much safer on a commercial airline then you are in the car. gerri: that is great advice to keep in the back of your head. you have your family there and it's not as safe as you may be thinking. michael, thank you for coming on and have a happy thanksgiving. >> thank you. gerri: one big question that lingers. will the high winds ground snoopy at the macy's thanksgiving day parade tomorrow? i hope not. and an accident that happened in 1997 could prevent them from taking flight. keep your fingers crossed. there's a lot more to come, including shocking information on the morning after pill, one of the most controversial issues facing our kids. i know you guys are interested in this. educational standards, sparking a nationwide protest and we

debate this coming out. send me a tweet at gerri willis at fbn my asthma's under control. i don't miss out... you sat out most of our game yesterday! you were out sick last week.

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gerri: red-hot controversy continues over, and corps. that is the curriculum of the common standards designed to raise it in achievement. it has been adopted by 45 states. but more and more states now, even ones that were on board initially, thinking of the windows implementation of the concerns grow over what some are calling a one-size-fits-all education system. here is the georgetown director and michael mcshane, a fellow at the american enterprise institute and coeditor of common core made education reform and what it means for politics and policy and the future of schooling. welcome to you both. before we get started, i have gotten more tweets from viewers

on this topic. people are so passionate about this. i want to start with you. both of you have concerns about common core. it's a mystery, but what are your concerns? >> my real concern is more about the debate than the standards themselves. i think that what we are seeing is the beginning of a fairly difficult. matt for the common core standards, largely to do with the fact that they can't seem to get things done. so the common core standards are definitely important, but i think largely there are reasons to be concerned and i think the more compelling story is why can we get them done. gerri: that's right, they are not always blended initiatives that are okay by you. >> my primary concern is how much these standards are

intertwined with all the other things that we're trying to do. so this includes teacher evaluation, school policies, school choice, not being able to successfully integrate these standards and know that they could have serious consequences. gerri: that sound so complicated. most people think that the federal government is too involved in that, or they don't like the amount of privacy issues surrounding it. they don't like the idea that there's all this information about their kids floating around. >> in the end the standards are largely aspirational and are the hopes that we have for our children and grandchildren largely about their achievement in math and reading. so in the end, it's really up to the state in the community and the parents and the children to decide how to meet them and that will probably sound fairly complicated. each state will decide how to do it.

gerri: people don't feel like it's being locally implemented, but coming down from washington on their heads and they do not like that. what do you say? >> i think it should be clear that from the outset, it was a state led initiative and however, over the course of the last several years, the obama administration and the department of education has said it's him on advocating on the race to the top, the competitive grant programs, president obama made it an issue in 2012, talking about it in the state of the union and people have justifiable fears that the federal government is intruding and this is something that i agree with. that should be left up to states and localities. gerri: people on the left don't like it either. and there are people in the center that have concerns. i've heard teachers say that they don't like it because they feel like things are being forced on them. why is this such a controversial

and difficult topic in your view? >> i think that we are in a period in american history where everything that we talk about kids, in a sense, gets turned into a rudimentary debate over political philosophy, and we don't pay much attention to the details. i recognize that there are problems here. but the issue is, do we go forward with education? >> well, is it just the left and the right battling it out or are there real issues they are? >> there are real issues and actually, what might be even more interesting about the debate that is occurring is that the intraparty differences are as pronounced as the interparty differences. there are republicans debating republicans and jeb bush proposed it. gerri: this is a jeb bush initiative. we have some republicans and conservatives that don't even like it.

>> absolutely. >> is a look at us this going forward, where is this all going. they don't want to do this despite the fact that they get money for implementing these standards. >> i think what we have here is the government in full retreat intervening in the k-12 education with the no child left behind and now the governmentt the federal government is pulling away and saying that you take this football and that is what this common core is is a voluntary state led initiative in the politics are state politics, which i would agree with. >> i feel like this was all cooked up in a high-level executive suite with bill gates and folks who thought that they knew what was best for all of us. i have big questions about

whether it really meets the needs of individual students. but i'm still reading about this. and you've written a book on it. what you say? >> i think there is something that could happen that would be very helpful for everyone. when the house republicans were drafting their bill to reauthorize elementary and secondary education, they included this really clear decisive language saying that the federal government would not play a role in advocating for a particular set of standards or curriculums and what not, you know, make future regulatory relief for grants based upon the adoption of the standards and i think that if we want to quell from these legitimate concerns, folks on the left and right could come together to sort of advance that language and keep the federal government out of this initiative. gerri: that's a dream. i'd love to see that happen. thank you both for coming on. a great talk and i appreciate your time. >> happy thanksgiving.

gerri: happy thanksgiving to you as well. i just want to read a couple of tweets. one of our followers says it is the obamacare of education. keep on sending those tweets. now we want to know what you think. common core. is it a grab for power by the federal government vote on gerriwillis.com and i will share the results at the end of tonight's show. we will have the latest coming out. and a warning on the morning after pill. it may not work for women who weigh more than 50 pounds. it covers the majority of women and we will explain coming up next. so i kn untilt wafull. you'd be czy not to. is tt nana? [ male announcer ] fedex one rate. simple, flat rate shipping witth the liability of fedex.

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head a powerful hormone which is what this is can be affected by way to significantly. gerri: can't you add more hormone? >> we don't really know. a steady needs to be done to the get the effects of increasing the dose of the results. be just don't know this is a very complex hormone and i am troubled by the fact it is now available over the counter without parental consent to a woman of m&a age. gerri: i am on your page to do is the wrong thing to do a and now you pointed out for any woman now what does not work? what does the fda do for a living? are they paying attention? it is deeply disturbing don't you think this will change the habits of young women?

that they will be influenced in a way mom and dad would not like? >> exactly. the problem is it is called plan b or emergency not play and a half to prevent pregnancy and i think that we need to understand to market it that way the fda must get involved to chavis the labeling the average weight of a woman over 20 is 162 pounds this says if you were in the 162 through 175 that might not be effective as well. gerri: what do we tell our young women? have the emergency contraception but then the pill is free? that is the way it works under obamacare will anybody have a baby ever again? they give for coming on it is highly controversial and

fell whole issue is disturbing for mom and dad. great to see you. happy thanksgiving. >> thank you so much. gerri: the markets our up 20% so far this year a contentious view the white house makes another change to obamacare blaming go web site while this deadline does not exist (announcer) at scottrade, our clients trade and invest exactly how ey want. with scottrade's online banking, i get one view of bank and brokerage accounts with one login... to easily move my money when i need to. plus, when i call my local scottrade offi, i can talk to someone who knows how trade. because i don't trade like everybody. i trade like me.

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gerri: macy's thanksgiving day parade will go right by those christmas balls. if you're watching it on tv.

with obamacare more promises as the lighthouse urges consumers not to sign on to the web site this began to. despite the self-imposed deadline it will be working saturday it will only handle 50,000 at one time it estimates that to madrid 50,000 people could be locking on over the weekend is causing fears it will crash again. joining me now is the ceo of vital springs technologies. this is almost comical with the delays than what you think of the fact he administration tells their supporters don't be talking about obamacare? the web site will not work on the deadline two months later than the original launch? >> if they are allies the insurance companies with their and mark -- marketing efforts intentionally not

mentioning obamacare they tell people we need to get them signed up it does not matter food that they stay away from it they need the members that they are concerned if this next round will work so they try other routes right now to get people to sign up. gerri: the insurance industry is carving out its own past because they feel they're on the hook bay promised they will participate and completely change their business model now it isn't working and nothing else they can do. i was curious. the administration says they can handle 50,000 users at a time. what does that mean? they worried about getting 250,000 but take a look. amazon blast cybermonday how

many orders did day process? 26.5 million so think about that in a single day amazon takes less than three minutes to cross the 50,000 orders in remember obamacare check one month to process that many people. it seems the government cannot make it happen. >> you raise the interesting point to because how easy it is to purchase and it is so intuitive to prompt of stuff you may be interested. although the web site could handle 50,000 common current new registrants the bigger problem is once the people get through the registration what will happen in order to

compare plans or to purchase a plan to know if they will be eligible for a subsidy? >> as far as i know the back end of the web site is not even finish. amazon is so telling what is going on. private sector retailer costs one single day of the calendar last year cyber monday they process 26.5 million orders and a single day? it takes obamacare one month to cross that? they are worried they will get a quarter of a million they think it will crash? are you expect -- kidding me? clearly that expertise is out there. >> that expertise that they brought in but look there is the east coast mentality in the west coast mentality.

[laughter] a and i tell you though what -- the east coast mentality is so clunky that when you look at the success metrics are found that but then look at the search team in terms of who they called everybody from the west coast. gerri: you do make the good point but spee hard it is not east coast west coast it is west coast / washington d.c. but but to comment for the them to save deal made the small business exchange for one year? >> it is at the core of the economy they have already made changes based on the requirements for part-time nurses full-time workers and the fact small businesses cannot use the web site in order to purchase is a major

problem for next shoe to drop his them receiiing cancellations for premium impact in terms of jobs ase well as those looking for jobs and this is extremely worrisome they are now making a harder for small businesses to try to get health care for their employees if they choose to. gerri: a lot of demands and obamacare is hurting them. thank you. always great to see you. have a great thanksgiving. we give to the question is it legal? our panel tells us if it is okay to began thanksgiving day shopping. will be see another sid to claus rally? looking out for you and your money. coming up. ♪

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gerri: a milestone trifecta the s&p 500 and dow jones industrial average closing at the all-time high including the above 4,000 level so as a cruise through thanksgiving what we expect the next? from euro pacific capital how the economy grows and why it crashes. look at these numbers. dow jones 44 record today the s&p 5,308th record for the year today and the nasdaq highest in 13 years will you fight this? >> base job to all over.

alan greenspan came out today and proclaimed there was no bubble in the stock market he ought to know because he is o / 24 spotting bubbles three strikes he is out not only in the stock market but the fed has managed to inflate the bubbles in the stock and bond in real-estate markets simultaneously. that is a lot to juggle. gerri: what about the jobs numbers? there is some consumer confidence higher some improvement in this economy is enough to keep the stock market going? >> data see any improvement you see it is deteriorating the real-estate market has gone up but that is because of the monetary policy in people feel better because they feel they are richer but the vast majority of those who cannot afford to buy houses all they have is

higher food costs are higher electrical bills and cannot get a decent job. gerri: that you are always so of beach but i think this is a big issue. and what is going on? how does it unravel? how the fed backs off? >> the market will push it off until it cannot do it anymore because if it stops the we have a complete financial collapse worse than 2008. there like a drug addict yield will be more. but even to leave the market will trade on the pervade the dollar will be have a hard because people will find out there is an affinity. gerri: the stock-market crashes what will i feel as

a consumer? >> when the fed is forced to raise interest rates to have the big drop we'll be back into a severe recession and it will be tough. prices will go up for consumer goods but ultimately of the fed has to protect the rate dollar than the assets go down but the price of everything you need to buy goes up. gerri: higher prices and lower stock market is interesting to hear your point of view looking through rose colored glasses right now you have to be aware. gerri: title date you have ever seen those glasses. [laughter] >> it keeps going up but it will end badly. maybe people can get out but the real danger is those who are holding the dollar that

could be riskier than stocks gerri: thank you for coming on the show. have a great thanksgiving. still to come three states making holiday shopping but is the base and really legal ? coming up. ♪ ♪ as a business owner, i'm constantly putting out fires.

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gerri: millions of americans out and about shopping tomorrow but some will be locked out because a few states have laws that began shopping on thanksgiving but are they an outdated? our to attorneys are here to do get out. you are an old hand at this segment but you say it should be illegal and that is okay? >> actually it is legal now butterfishes be illegal but basically the way i see it for a few short days or one day in three states the world will not and if the stores are not open. it is mostly lower paid workers are forced to work to lose family time and a concept already of the

breakdown of the family as it is so then they will not be together and on this particular day when they should be they are not. gerri: making the family argument people are saying you should not force people to go to work. what do you say? >> nobody will argue it is not good for families to get together to have turkey with a good time but when the government imposes these rules that doesn't make sense in massachusetts one of the state's there are 55 types of businesses exempted completely so massachusetts thinks it is okay for people who worked at a gas station or a movie theater to not be with their family but somehow if you worked at target or wal-mart that you have to be with your family. gerri: special rules?

>> not many gas stations are open and i would say a lot are close. maybe not the major highway but it is a choice but to date there was a workout in whole foods in chicago somebody was fired because they refused to keep the pizza hut open. there is a trend with the big box stores whitening the time they're open and basically those who don't want to be working would have to work the. >> hall paternalistic to say if you were getting gas station your buck -- your boss to make the decision but in a wal-mart then the government makes us decision ? those who are lower wage workers should not be entitled to get time and half that a lot of employers

offer or not during those hours? whole foods does offer time and half with my understanding and has more spots available to people want to work them people who want to work of the holidays so it is manufactured that it comes from that 18 hundreds. gerri: so let's talk about one of these points to. >> you have two people working in a gas station but a box door you have at least 100. you cannot find them but they are there. also the of practical effect is if you say i don't want to work on a certain day even though you are paid ty and a half that goes into the mind if your boss not to get ahead and by being open you will be falling behind. >> let's see what the people think they also weigh in

49 percent are disapproving. 16 percent approving and neutral 34% those to say with they don't think working on the holiday is a good thing and basically restraint of trade? >> i don't think working off of it is a good thing but people should be allowed to stay home but the reason why we see the uptick now to have a conversation about shopping on thanksgiving because people do want to shop and if you are the us see how you better have a good reason to not let us through the door. >> 47 states where you can shop but they made a decision people should be together on the holidays it is symptomatic of the breakdown of the bay of trees today i was on the

elliptical i could not hear myself think it is part of the greater problem of the breakdown of society. >> these laws have nothing to do what is happening right now right now they are just as slow to the game. >> that was good. [laughter] of a great job arguing this think you for having this conversation i will be at home for thanksgiving. is common core a grab for power by the federal government? stay with us.

him him him him him him him and

him and educators are not anonymous no-brainers that of federal education that they call common core. we asked the question on gerriwillis.com. logon every weekday. you know it's thanksgiving when the president pardons a turkey. popcorn is a sparkling white turkey with an impressive gobbler and what a cube bird. i count among my many blessings my friends and family. some will be closed and some will be far away. but we are thinking of everyone this holiday season and many americans will be separated on thanksgiving day, some are in harms way with our men and women are holiday season across the

seas. we're the world's most productive people and we can claim a government built 237 years ago. have a great evening and a great holiday. ♪ ♪ ♪ ashley: good evening, i am ashley webster in tonight for lou dobbs. it's the busiest travel day of america of the year. mother nature is doing her best to make things difficult. 40 million americans are expected to be traveling at some point today where their thanksgiving dinner destinations and a major winter storm packing the snow and ice and wind already complicating a day that normally sees packed trains in airline terminals. major delays being reported at most of the airports in the northeast corrido