consider this an invitation to come on "the willis report". that's my "2 cents more." and that's it for tonight on "t willis report." thank you for joining us. have a gat night a go. ♪ >> voters are ticked. welme come i am melissa francis in for neil cavuto and the obama administratn investing millions from the health care insurance mandate. americans whose policies were canceled won't be penalized. aansas governor says democrats still have a lot to do to sway the public by nember's election. and that's a long way away. >> people have toremeber that 2000 cortis year in which they try to navigate this impossible

health care nightmare. melissa: the president is betting that things will clear up whenthe dust settles. everyone will have better insurance and they will forget the nitmare that it took to get there. >> yes, everyone will have a eunuch want for chrimas as well. [laughter] melissa: my kids would le that. don't joke with me. >> sucturally obamacare was designed to fail because of a couple of reasons. it was going to add a lot of sick eople and put them in he pool. somehow magically wh all of these new people taking one these new people taking more now on a putting lesn, the president said that you are going reduce the cost. messa: and i went always press people. i just don't understand how you think that that map is going to work. they would say that there is tremendous cost savings that will pay for these expensive people. lo and behold, we haven't seen those remendus savings. >> the only way can can work is if you have an extraordinary

infusion of very young and healthy and very inepensive people who are paying me than the market. hey are staying on their parents policies until they are 26. and they just are going to take it. messa: my mother-in-law's policy was canceled. casting aside the ones that we don't like do we have the ability to do that? >> i don't think we are. the republicans can singlikely layed make changes and the response was always that i is the law of theland and that was the big answer. well, if it is, then you ca keep doing all of these things

you're doing to change it but the president today, he comes out with this new idea of what we are going to do, we are gog to delay the implementation, let you pick up a catastrophic poli, let's roll back a few weeks when he said that the reason that you had have the obamacare policy was because of what people had befo, it was junk insurance. melissa: you thought you liked it, buit was actually a terrible poly you should not have had. >> right. and did he get better all of a sudden? >> no, if it's a dumb poli, it's a junk policy. and so i hink the president has talked himself into a deep hole. and whatever he does, it is not going to fix i it because he kes changing his own tune and position. lissa: i always go backto the math. there's a lot of people that signed up because they we thrilled and desperate and willing to it through whatever it took on the website because they didn't have any health

care. but right now, who are paying for those people? >> the taxpayers will pay for it. yowill be heavily subsidized. but the 15% that we thought we would keephearing, a lot of those just didn't want it. bu there are people from obamacare will work, it will e e very sick people but we could have done was fixed that and not disrupt the insunce for the other 85%. >> lee would've done a is to subsidi it. ere's no other way. put them in an independent poll. and th we do it where we have co-pays and deductibles and premiums, and it's stale. by their diseases, many that are beyond the capacity of any family to pay for it. melissa: we roll back time, we had this option like you just described, that wou ensure these folks. but the upside is that it's not going to disrupt the rest of the

health care industry. if we would've had that at this period oftime. because it is -- it's moreone of government. and anytime you get government involved, it is a dsaster. it is basicallyhat we have done. >> yes, d we already had a model. it was passed in 1982 by the tax equity family responsibility act. and it made it possible for families who ad this to be placed within the medicaid system without having to be ioverished to qualify for it and iteally is the way tomake this work and it can work in a dozen plus the fmily's budget and it doesn't skew the market. >> yes, we were talking about this, the verybeginng of this. and i'm ondering - i mean, what does the public at lage, what is their perception? it so hard for me to tell. i look at the polls and th y different things.

67% say that they would like to delay obamacare. so do you really think in our heart that they think it this is a mistake? >> if you look at what has happened, this is the only bill that i can think of where the american support has waned as timehas come on. people get used to it, they get more familiar and they begin began to say that it's not that bad. but in thecase of obamacare, i s split down the middle and now you see the numbers continuing to move with people saying that this is really not working. and it's not just a website. melissa: affect the tip of the icerg. appreciate yo time. okay, so this isn'going to help democrats either. administration officials knew about the security risks efore launch, but they still didn't do anything to fix it. analyst says that there wee 12

sites that prove it. >> i didn't actually happen to the sites is i identified a number of vulnerabilitie inside a number of state help exchange webpages. >> what did you find? >> well, what i found wasthat a umber of states had webpages that ar portable with very simple explications of lnerability. melissa: i know that you founda couple that were as vulnerable and i'm surprised by that. kentucky, ode island, were those better? >> they were no portble to this flaw. kentucky and rhode island especially. but there were a number of stes whose health exchanges

were vulnerable to this. melissa: what is the particular thought you were talking about? >> there is a flaw in the programming that allows what is known as a road acess point to collect user crentials and names an passwords and ifa hacker has access to that information, and here she also has access to all of your personal informaon as well. and i think tha that information can then be ued to commit identity fraud melissa: the aeas that have this portility, new york, nevada, i live in new york. would you just avoid t website altogether? >> not necessarily. but i would not recommend signing up or accessing your accounts from a public wi-fi service povider. melissa: kennedy fixed wimax much wehave heard is that it's

very hard to patch them and you have to start over from scratch and what is your opinion? >> i know for a fact that the vulnerabilities can be fed. six weeks after we contacted the state of minnesota, they agreed with me and i met with them and i exained the vulnerability and i told them how to fix it and in less than 24 hours it was fixed. melissa: mark, thank you for coming on. it is friday, that means we are letting you control a segment and we want you to send us a tweet. let us know who is not in washington and he wa nice. and later we will read your responses. the fit, get ready for a not so happy new year. me of the mark watchers saying that 2014 is going to be a disast for some. a disast for some. nd ut why ♪ honey, did you get e toaster cozy?

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it doesn't usually work that way with health care. but with unitedhealthcare, i get information on quality rated doctors, treatment opons and estimates for homuch i'll pay. that helps me, and my guys, make better decisions. i don't like guesses with my business, innovations that work for you. that's health in numbers. unitedhealthcare. does your mouth often feel dry? a dry mouth can be a side effect of many medications but it can also lead to tooth decay and bad breath. that's why there's biotene. available as an oral rinse, tohpaste, spray or gel, biotene can prode soothing relief, and it helps keep your mouth healthy, too.

remember, while your medicatn is doing you good, a dry mouth isn't. biotene -for people who suffer from dry mouth. >> tte reason i am pessimistic about this is that both parties are playing dickensian game of adding to th national debt. >> that terrifies me as well.

>> where you see it going? >> i think you'll take out the 2009 well and it's up to the financial individuals. >> that's a long way down. melissa: that best economic minds in the country worrying about this much we get our spending under control. general david walker is confident -- incompetent confident that the parties wil come together, sorry. when the think it will happen? >> i am no a stock predictor and i know about fiscal sanity, i know about the numbers and are living in a bubble right now even thoug the federal reserve is goingto taper this by about $10 million a month. it's far more than the deficit. and we t ended up avoiding a government shutdown, but we are not dealing with the things we

have to deal with to restore fiscal sanity. >> we have gotten so good at ignoring these thing you look at the market and it is up today. we still s go higher in light of that. but when the chickens come home to roost and what is the thing and finally that finally setff the reality of the situation? >> and interest rates wise, the value of the dollar declined significantly. and tt is when it happens and only god knows if and when this willhappen. melissa: what would make other countries decide that we are really not going to pay our debt

that? a stop in, when we were going to give a couple budget deals are getting sequester. >> let's be clear. the united states will never default on its det because it isuaranteeby the constitution of the united states. and the question is what interest rate will we have to pay. right no we don't have to rely upon other people. the federal rerve is buying all of our new debt and more and e key market plaaers including china haverty cided that they are t going to buyour longerm debt but short-term debt in order to mitigate this and currency risks. soe e livingn a bubble. we need to get our fiscal house in order and the federal reserve needs to get back to more normal monetary olicy. and only when that happens only know what real interest rates are. right now we don't know what the interest rates are.

melissa: you mentioned this and it's really a shell game th is going on, i don't think enough people are worried about. what is the danger that? >> well, the danger is you can't spend more money than you make. melissa: we can then we do. >> you can do it for a period of time, but it's not a sustainable strategy. there are other countries have tried to do that in the past, noas large, and we areot exempt from the laws of this d prudent finance. and hopefully as part of the debt ceili women, you're not going to get a grand bargain to get a new president, but least we cld agree upon a goal. let's get public debt o gdp and ep it there. and that will force the issu that i have mentioned. health care refos, tax

reforms, it will force them onto the table because you just can't getthere without dealg with those. melissa: david walker, that's a ry sobering. sowhat happened to all go right wing extremist talks? >> mm last two days with william paw and i spent a lot of time and. and 've grown to really like him. melissa: has he been dping in the holiday eggnog? has he turned a newleaf on the this is the quicksilver cash back card from capital one. it's not the "juggle a bunch of rotating categories" card it's not the "sign up for rewards each quaer" card. it's the no-games, no-messing-'round, no-earning-limit-having, do-i-look-like-i'm-joking, turbo-boosting, heavyweight-champion- of-the-world cash back card. thiss the quicksver cash back card from cital one. unlimited 1.5% cash back on every purchase, everywhere,

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melissa: sthis is the senator harry id that we now. >> the republicans were against

things. theyre obstructing things and it's totally unprecedented. melissa: andhis is the senator reid that we don't know. >> i mt with william palmer last few days. i have grown to really like him. he wants to get things done here. and i find that wonderful. melissa: who was that guy? harry reid praising rand paul for crossing party lines. going to liz macdonald now. figuring it out, hashing itout. >> i also like what the senator said. iope i don't ruin his reputation. but that was so funny. but it's alwys great to try to reach across party lines to get things de in washington dc. this is a refreshing moment and let's revel in it.

melissa: adam, i think maybe he was drinng too much eggnog. [laughter] >> i think it is a good pre-christmas moment and i hahaen to agree with liz macdonald. we're i agee if this is an aberration. maybe he wasin a good mood, maybe they did hav a good meeting. maybe he is optimistic unfortunately, we know that it's not going to last. melissa: that's right. suggesting anything that they can work together or that any of them wants to ach across party lines and i think that is what the country needshe. melissa: what exactldo you think they would achieve? it is hard to imagine what they would come together on. absolutely. i can understand where you are coming from. >> they still have to have immigration reform.

and there is still, you know, the's government spendg. because congress undetands this. but the question is this a good thing for the united states? we saw that in california. whether or not it's good for the country remains to be seen. melissa: is rand paul becoming cool all of a sudden? may be here he is the guythat everyone wants to like? >> there is an ab in t flow these sorts of things. he isarticulate, he has a following. and politicians. and i say this in a positive way. politicians understand these things. when you see someone who has a following, it would be correct to have good itincts work with them. d whether we are talking of these who are other leaders, i

see him as opportunities for politicians to bworking with each other across th aisle. in the ccuntry was built upon compromise. we will have a budget. too many republics in particular. butalso some democrats have aid that i don't like the budget. i don't like it. well, too bad, your job is to compromise the. messa: i mean, i don't kno, if you're a fanof small government, you wouldn't would think that this is built on gridlock. >> the eire country belgium, it ran without budget. for years and years. and we d't want to look like that. and we can't do budgeting on coinuing resutio. but it is a part of things of the american people are not aware of. people need to come together and get confidence back, which is really something that has been gone for a long time. >> i like this, harry reid said

that although he is well aware tha political opponents thrive on making him miserable, adobe to give you ames that the handful of peoe out there are pa of us and he only was to make me miserae part of the time. >> i think it's good for political antagonist to fight with each other. it's good for them to disagree with each other. and business people do this all the time and they say that we have an idea and somehow says that's terrible idea. okay, let's talk about it, that's whawe should be doing. and let's then move forward. >> it is true. wondering what these guys are like together behind closed doors. here's the network and we may fight on the show and then we are all in the elevaand all

friends. these guys want to stab each other on the elevator what? >> senator chuck schoener said that i like talking to them as well. >> thank u guys, i appreciate it. melissa:coming up next, how local sam doing the same thing he and it's only getting [ male announcer ] my client gloria has a lot going oin her life. wifemoth, marathoner but one day it's just gonna be james and her. o as their financial advisor, i'm helping them look at their complete financial picture -- even the money they've invested elsewhere -- create a pl that can help weather all kinds of markets.

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melissa: it looks like @%vernment censorship is alive and well. google's transparency rprted removing all my context. it is up a whopping 70%this year. thisafter the scandal with the nsa. google commenting that one trend haremained consistent and governments continue to ask us

to remove political content. then brian doherty says tha the u.s. has been looking lika nightmare. >> itis the definition of it in 1984, the big government was capable of throwing information, people that didn't want you to fall down the memory hol if the government has the company discover things from their server and gogle goes one and complies, that is extremely frightening. the nsa scandal says that the government wants to do this and they alsowant to control everhing we read in the digital age. melissa: what are they aking? >> in a lot of cases, it is -- they are calling it a defamation thing where they or they think that somethingritten were a video on youtube portrays a government official on a bad light and they are asking about that as wel.

they are making copyright clims that the government produces and poticians speeches and i do want to say that google does not go along with these all the time and hey are good enough to warn us and the reason we know about this is because google fit into the transparency report about this and certainly these solutions to the defamation has beenthe same as defamation of character for ything else. not trying to wipe the alleged definition out of the public cord. the. melissa: i'm confused because it's like an american pastime. there are whe shows a night based on doing this in a stical way. andwhat what makes this so much more to various? >> well, it is the part where th're trying to stop a and they are trying to say that we don't wa these expressions to be available. >> what becomes particularly offensive? >>e don't know.

anything that the poli officer jued s signs, we re going asked google to get rid of it and again google doesn't just bend over and do it all the time. but it's extremely upsetting. >> google is on this pr campaign and it looks lik a lot of the social media sites and websites have cooperated in the pas with the nsa fishing for information. suze is part of their pr campaign to say wait a second, we are being forced too things by the government and you should understand that and those that were? google has been ting to separate itself frm the way the govement uses it to approach things on the right. they cried foul and was revealed that the nsa was probably grabbing their data links. and indeed, this informion we are talking about thatome from google itsef.

every year th released their transference airportnd you can look it up online and it lists the reasons in numbers and google definitely wants us to think that they are on our side at least a little bit. t if they were on our side completely, they wou never comply. melissa: i'd guess you are right. judges have asked us to remove them from critical information and this includes shining a light on the condu. local institutions dont want people to find information about their decision-making pross. that's not good. >> right, that is not a part of it. and een if they think they should have a legal recourse, they should never be too wiped out the expression, it should either be trying to set the sty straight or you shouldn't be able to just say okay, let's wipe us out the.

meliss okay, thank you so much. melissa: backlash for making big buck the baseball players hve fans ♪ [ male announcer ] how could switchgrass in argentina, chae engineering in dubai, alinum productio in south africa, and the aerospacindustry in the u.s.? at t. rowe price, we understand the connectios of a complexglob economy. it's just on reason over 70% of our mutual funds beat tir 10-year lipper average. t. rowe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefull before investing. the energy in one gallon of gas risks, fees and expenses [ male announcer ] hers a question for y: is also enough to keep your smarhone rning for how long? 30 days? 300 days? 3,000 days?

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melissa: if greeis so bad, why is there a backlash against this? baseball players making far moe than many. joe perry says it is the same news that came out about banker pay, and the media would jump all over it. is it always media' fault? >> ye absolutely. [laughter] >> is always the media against the bankers and corporations. melissa: you poor thin. and why are you not weeping?

[laughr] so jonathan, what do you think? why is there noutrage or professsonal athletes? >> well, professional athlet are only doing it for the team. and that is athletes that are being very altruistic. and they are terested in making money and that seems to be a ry bad thing. >> they hadhe highest average pay for the 50th consecutive season. an astonishing $8.1 million. actually heard someone in a radio interview say that the reason why they are so bad is because the yankees are overpaid and fat and lazy and they don't care. so those are some harsh words. at do you think? >> well, i think first of all that it is -- it's a problem

with where the prioritieof the amic peoe are out. the baseball salaries and no one is saying a word. ticket prices keep going up. the ballplayers are init for the love of thegame and the money. let's face it. >> the only problem people should have are those whare paying those wage. and highly paid sports stars are worth it. just like a good ceo, a good sport star makes multitudes for the company for which they work versus what they actually mak otherwise. >> we are keeping to go up and up. and i don't know. are we getting a? i think that we are selling a

stock. and with people, te economy i down, people are uncerta with what is going on in washington anthey want to be entertained, so they overlook the rices that they are pying. and you look at this, they are providing jobs, they are providing with the omy and the country are doing, and i think that they are worth more than heir salary lissa: you are a brave man. joe is trying to make the point that these ceos are pilloried in the media and out in the public in general. >> both are valuable. but it is determining what it is worth. inuding he is not worth this amount of money or that amount

of money. and so more poer to th. the same thing with the ceos. and i think it is up to us in this guide. we vote th our dollars, we don't go to the games i think the players are overaid. melissa: my family is tampa bay did bayfans and those games are getting emptier because they're not playing well and people are voting with their dollars. when you see ceo running a coany, you don't like it. it's the american way. we vote with our dollars on show, i give you the last word. >> i like that. we vote our dollars. we have to pay more attention to

both sides of the salaries, except for the fact that i look at the families who suffered paying high ticket prices for baseball games. the. melissa: guys, thank you to both of you. next up, a very special holiday edition. who in washington would make this year's naughty list? send me a tweet next. ♪ ♪ rocking around the christmas tree ♪ ♪ ♪ [ male announcer ] they are a glowing example of what it means to the best. and at this special time of year, they shine even brighter.

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melissa: it i time for you to let loose and tonight's holiday edition. david asman is here toreact with wha you are shouting bout on wier. first off, who in washington has been naughty or nice? john boehner. senator hry reid. another. harry reid has to be a tough choice. merry christmas. and no s thing a a nice list in this case. >> that is harh. >> let's start at the top, president obama, for making promises that he couldn't deliv on. melia: that is very knotty. >> ading the nation don a path of dependency instead of independence and always cusing otrs of harsh rhetoric when he is the one who does it. and then you can see the other one i have.

>> there was someone in between. >> yes, he is allowing himself not to be pushed around by politicians but also by wall street and the common man sufferas a result. lissa: chip wilson, the founder of lulu lemon, said the reason why the pants idn't perform well, he said it's not the pants come into your big fat butt. i think he said slightly different words, but a lot of women inside thebeltway and without a be. we were all about that. >> okay, again i started totalk about this, ted cruz, he stood up on principle. wn everyone elelse told him to

sit down. even as they were public and opponent, like john mcca, calling him stupid. and he proposed measures compared to wifebeating. and now they are suppoed to most americans for placing his party in crystaclearoppositions t a vastly unpopular party just before the nature of the election. melissa: so what about jeff bezos? i mean, he knows how to take risks. >> that's right, some people havea problem, but he definitely kwshat he's doing. >> it was just like somuch, i was trying to fiurt where to draw the line. next u is it okay to re-get a

present? fox news has shown that up to 70% of eole are okay with this. and just make sure that your original gift or is not the recipit. and chia pets are the only things that should be rejected. finally, so have you ever rejected? >> yes, i have. i got my wife allthis stuff and we traded it in and thse cufflinks were as a result. >> that is returning. >> it was repeating to myself the. melissa: are you unclear? >> you just give gifts and then they g their merry way, wherever they want to go, if someone wants to reject it, it's

totally up to them. melissa: it can be ery dangerous. i just don't know. >> you can o if you gus what everyone. evenf it's giving them to others. . . . . . . . . . . . [ grandma ] with n fedex one rate, i could ll a box and ship it r one flat rate. so i kn untilt s full. you'd be crazy not to. is tt nana? [ male announcer ] fedex onrate. simple, flat rate shipping with the reliability of fedex. [ male announcer ] fedex onrate. it'shnot the "limit the cash cashi earnvery month" card.ne. it's not the "i only earn decent rewards at the gas station" card. it's the no-games, no-signing up, everyday-rewarding, kung-fu-fighting

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melis: tonight's business blitz. target is ing sued after credit cards and debit cards were compromised. gary smith on what is going on.

stayway from target ock until this blows over? whato you think. >> but lot of consumers felt the same way. but we are not going to know if the damage is significant. >> this islike anatural disaster, a hurricane, whatever, it just happened tohit in a town and a country and coastline melissa:ithappened to people who are going in on foot, you don't exctt in pern. i fe like people re going to steer clear of this for a little while. >> think the average consumer nores thisnd i think they come in and say that this is terrible. d some will avd it. and i think that -- if it drops

any further, i tink it's a buying opportunity. melissa: a new study showing that we have a new struggle wh innovation. so maybe maybe w should be a part of that. >> yes, i have become a little reticent about technology and innovation and you're happy to sit back. and jeff bezos was 33 when amazon went public. and so what does that tell you? >> i don't know, this is like you can't teach old gs new tricks. and they should demand their moneyback. >> exactly. the one thing, i would ve a different opinion because the one thing that the youngsters

don't have that experience. so i'm going to go with the older ceo becauseethey got those two factors. i don car what kind of technology they have at their disposal. >> just determe the lst time we said we didn't need to listen to warren buffett any longer. it was right before the internet bubble burst. and now has lasted all the way since then. >> is always the eeption that oves the rule. name another individual that has turned things around. i think that lewis still still shy of 50 are sold undery avengers 51 we turn this around. melissa: what we sang? >> look at guys like richard branson. turning money out ofouvenirs. he gets an idea. jeff bezos is the same way. he understands how to take risks. i think there's lot of guys

out there that do. and this includes what tools you're using to do it. see hat you trust those guys? is that inspire confidence? is an inventor and innovator. >> bill gates, just with every onof these guys, steve jobs, they needthis. the uy brought in a guy from pepsi, i think brought it in help at atime of transition. and i think that they do need light hand they can learn these skills and move on themselves. he seems to be ableo reinvent and remarket again and

again. >> yes, i thinkthat elon musk is part of this and i am fascinated. the's nothing he can't conceive. melissa: here comes the beautiful music. it is time for the nigtcap. gary smith, were you watching this week? >> i am waching the credit card companies, mastercard and amazon. they are making al kinds of all-time highs. maybe that means that i have underestimated things. >> i am watching holiday car sales.

>> want to know what that customer is doing and we are leveraging it up to and gentlemen, thank you so much. merry christmas and happy holidays. don't forget to watch me on "money with melissa francis." 5:00 p.m. easteron the fox businessnetwork. thank you for watchin ♪ ♪

♪ ♪ welcome to the best of the imus in the morning program from new york city. over the next hour, some terrific imus interviews, few laughs with the icrew. i'm connell mcshannon at the midtown studios. blond on blond has become a staple of the imus in the morning program over the last few years and we're going at it about all the subjects of the day. topics in this particular edition of blond on blond that you'll see here in a minute or two include a woman who wanted to sell her virginity and an