at&t, now the parent of sprint. david: the bells are ringing. i would like to know, maybe charlie brady can tell me how many times it has crossed the zero line, but at least 30. cheryl: he is home and his pajamas. david: if he is, he will be shocked. and up and down day, barely going up and really going down. it looks like it is going to the downside, but it could kick up as this market settles. all of the indices are down, but in the case of the dow it is basically acquired line. it may change. cheryl: it takes at few moments to saddle, and this could be seven straight sessions of gains before the dow. david: if there is a one take increases will be the 501st straight gain for the dow as well-known. cheryl: it is looking good. we do want to bring your front-page headline. oil today.

crude oil prices passing $100 per barrel for the first time in two months. all this as u.s. oil inventories fell did for the week ending december 20th. david: the "wall street journal" reported that china will be cracking down international drug companies after bribery scandal involving blacks and smithkline. authorities planning to release a blacklist of companies in march. cheryl: tech run stock rising at the aviation company says it is buying beechcraft corporation for just under and a half billion, parent of the legendary plane maker. david: t-mobile may be getting ready to announce a new assault on big wireless carriers like verizon and at&t. may seek to buy out termination fees and for consumers to switch to its plan. cheryl: and hand over 1 million people polluting their unemployment benefits. because of affects people who have been out of work for at least six months. david: also, tens of thousand

bucks in michigan and maine are still without power after a huge ice storm hit the state last weekend. how the jews has extended from the great plains to that east coast. we have a busy hour. stay right where you are in the warm comfort of your home. "after the bell" starting right now. ♪ david: let's get right to it, today's record-breaking week, anyway. ace investment strategist with the best ways for investors to make money out of the affordable care act. believe it or not, you can make money and of the disaster. jeff duncan with duncan financial management says u.s. equities may run out of steam and hot harlots and sandra smith here in the pits of the cme. i will start with you talking about something that todd told me in the nose that he set out for today's program, that this is one of the least loved

rallies and wall street history, that is, despite the fact that people are making a lot of profit, lot of other people are not, and it is not a well-loved rally. do you agree? >> yes. the numbers prove it. stock mutual fund inflow really have shown that investors have tiptoed back into this rally toward the end of the year, but the fact of the matter is, it is a strong rally with the s&p 500 the dow jones industrial, but the russell and the s&p 500 mid cap, basically a broad based rally across the board. hoping a lot of investors said weapon the s&p 500 has gained when 20% or more. history says that 82 percent of the time the stock market goes on to rally in the following year. right now -- investors you not

want to miss that one. cheryl: top pick up on what sandra was saying. this is what you're looking at right now. >> it is the most heated rally ever because no one believes it. the real truth is the average joe, the small guy has not been able to participate in this rally because they don't have the same funding come the same benefits as afforded them, the reserved. right now 5% of the people control 80 percent of the stock market. we are seeing this is a wall street rally. the main street has not really participated because look at tomorrow. over a million people losing benefits for jobs. it is still a big problem with unemployment in this country, a lot of issues, but as long as money stays cheap the market will probably continue to rally. we saw a tickle and close over 3 percent which could create a little volatility and action

here. david: all rights. the most interesting thing. i don't want to drown our viewers and statistics, but it is a fast standing statistic that 8 percent of the time when the market rallies 20, 20% or more over the past 50 years or so that the next year has also been good. so is that true this time, to? >> i think it probably is. not only that got to further that, the 14 times the average, that would be going up 16%. s&p up about 10 percent, so it looks like this should continue, but to pick about what sub was sayinn, i just think going forward next year, yakima the uptrend is still there, but i think the volatility will pick up, the tapering that is not going to be as smooth does pick up and volatility, probably a little bit more about that ben flow activity, but the it will be moving bigger than now.

cheryl: is because you're saying that the fed will be the cause of the volatility next year. >> i think so. people are pretty not complacent with the market, being complacent saying, no big deal, 75 billion per month. it's just going to happen, but that will have some negative effect on the market, if not at least psychologically. cheryl: you agree with jeff. but you're saying the same thing , you think the fed will be the cause of the volatility next year. can you expand just a little bit on a? >> i agree with all the statements made. we have to understand that we are in an area we have never experienced before whether we look back 8100 years. saying that it will be different, i really believe that it will be because we have to deal with the fed and how they will reacts to the employment numbers, and i think that the fed is getting employment numbers somewhat wrong. to understand how the

demographics of our country unchanging and to go ahead and stick to, we have to get unemployment under six napper sense, they're focused on the wrong numbers. what they really need to focus on coming up is what is going to be the wage increases that we are going to see in the future. people are seeing, andrea getting good reports. an allied think employers to. david: please would employers and ask for more income which will increase in wages which will be a fear for the fed divvied they have a very difficult balance above helmets to taper and if they lose control of the interest-rate market, which that think they're starting to do palin do they go ahead sir printing money again? david: we have seen interest rates tick up a little bit, but the over 3 percent on the ten year. that is kind of like one of those red flags when interest rates go above 3% in people suck to get nervous about what happens. i am wondering, if the world

starts to sell u.s. bonds, buying bonds by the trillions, if they start getting sick of our bonds and selling them off, how else will they sell them but by raising rates? >> there is no big bet on the table that will happen anytime soon. we are still seen as the golden ticket, at least for now. there is not an expectation. david: we have already seen signs. am i wrong? we have seen signs that there is just the beginning, maybe -- it is too early to say sell-off, but there are sales going on, right? >> david, not only in china but around the world there have been net sellers. we have to understand his bondholders in the united states have had a great run. they're normally income people. they need income, interest. but now when they start to see to getnts will go down because

skittish. and instead of just hanging in there they will look because they see the principal going down, and i think that will be the driving force in interest rates, the bondholder the income produced is going to start to let go of these. for the last six months things have not look well. cheryl: equity, two dozen 13, going into next year. and it's interesting with all the back-and-forth that we have had over obamacare that you are picking a stock like that. why? >> you think about it. but obamacare is a disaster. however, it is estimated that there is, whaa, 15 million americans that have deal of the affordable care health program, so that is 15 million new customers to the entire by -- cheryl: and 50% year-to-date. >> absolutely. and there is only about may be

one half million people with that type signed up. walking in from the green room, a nice lady was something in telling me is to was trying to sign up, and her health care has risen by about $170 to $600. it's a word is all that money go? it's going to the health. david: let me push back a little bit on that. the wrecking. david: has extended time that people can register. he is still there and google that bill at the sign up for plans a down level bells and whistles. they can just give one of these catastrophic plans was means less money for insurers. the thing they're already have the run up? >> no, i think there's more. don't forget, whatever it is, is not points of the -- is still live.

cheryl: one of the things, we talk about whether it is health care, employment, unemployment, the overall economy in gdp which is something they will have to watch, but that is amazing is the gdp rating for the third quarter of them wondering if the economy can continue that because that puts everything at risk. what to use a? >> i think the number, as you will find out, will be adjusted down later. idea think it weakens supported and have real issues coming out of here, even going through the fourth quarter. retail sales are going well except that they're giving the private weight. think will we will see is numbers will be revised and we will still continue. the market itself will continue higher as long as money stays cheap. time to sell and that we will go lower and there may be a correction, right now you cannot buy what is going on. david: i want to round this out, talking about oil for one second ellis per barrel today.p 100

will that continue, and how will that boil down to the gas station? >> i'm already talking to my sources who are saying that commodities to be the big surprise of 2014. of course, we have heard all the major wall street analysts bearish when it comes to a gold and oil and copper because of the economic forecast for 2014. they have been laying of commodities traders left and right but crude finished up with today's left in the trading year above $100 a barrel, beat all-time record high prices on a crunch and supply and forecaster growing demand in the new year, they could be the big surprise. lisa hughes drawdown in oil. the world is consuming more raw material. this will be key focus as we into the new year begins that is tied to it directly to what the fed does have. with -- that could bring as commodity prices up.

cheryl: just keep that up. well, thank you. sandra smith, of course. we will come back to you shortly for the s&p futures closed. david: wonderful stuff. markets at new highs have helped some stocks really take off. i am talking triple digit gains. can these highfliers keep the run going? look what happened to twitter today. three names as record run might actually just be getting started. cheryl: pandora and apple better watch out. dozens of new online music service is getting set to launch putting a competitive environment for your ears and dollars. we will talk to one of the new players. david: and will streaming radio services eventually kill the traditional radio, a.m., fn, are they, way out? we will read your answers. ♪ [ale announcer ] once, there was a man

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all eyes will be focused on the fed report. happy new year. david: have a great weekend, my friend. thank you. cheryl: while trading volume was low, several stocks hit new highs. let's head back to laurin. >> reporter: lots of stocks hitting new highs. here are couple of them. look at this pop for alcoa, burger king of more than 3%, 3 am, fedex, despite all the troubles with shipping and not putting this in time for christmas under the christmas tree from ups and fedex, both of those stocks hit new 52-week highs today. david: as we have been saying, 2013 was a record year for the markets and so many good ways. also for some of these high-flying stocks, netflix got 300% return, best buy 250%, sell xeric meet -- waking up gains of two under and 50%, hewlett-packard, will any of these names to keep that

momentum going next year? lets start with netflix, jeff. you are a better man than i am. you admit when you are wrong. netflix, when this year started out, 2013, you did not have a lot of hope. >> i was one of these people who thought that it was overvalued, like could go wrong, people were expecting perfection, but one of the narratives was valuation did not matter as much as puns like myself thought it did. it was more about multiple expansion. i mean, it won the emmy award for their original programming. it is going briskly overseas, 20% revenue growth year-over-year over year, and not a lot out there right now with companies is popping up the bottom line with buyback which is essentially a true growth story, and wall street up behind it. david: three words for netflix, future cash flow. you have to have a belief that

their future cash flow will be much more than it is now. >> it is not probable -- profitable at all. their building to a spending money trying to build out. this is what you see with amazon, not much money you're making, but the expectation is that it will be there. right now, there are valuation concerns, but investors see that they're buying it. if you look at the subscriber growth and even in the face of the competition, it is reasonable to expect and to go somewhere. i don't think it will head of and -- hit a wall and fall off a cliff in. david: good stuff. hewlett-packard. but nice earnings over the 2013 season. a lot of people say that tech has at its run-up, and that is about as far as it will go. what do you say? >> it is funny. that is the other side of the equation. batter down, a turnaround store were a lot of people don't know if it is a turnaround. right now of hewlett-packard, as

opposed to netflix, if you look, it's only seven and a half. all it pays out 16% of earnings in the form of dividends. huge potential for dividend growth, fairly valued on a forward earnings basis, 10 billion in operating cash flow, 12 billion in the bank, and if you believe there will be a cyclical recovery sometime next year, while there has been run up in tech in 2013, one thing that has sent out is instructive of enterprise tech. you saw with the ups debacle. of companies have not really invested. they just bought back shares. 2014 is the year that companies are investing again. it will be a good year for a hewlett-packard him. david: i am wondering, one of the things that has been good at is squeezing the cost under practically nothing. cannot squeeze any more. it has to get more revenue than it has been receiving a. >> and they're is a leap of faith as with any stock, but i think that hewlett-packard has a decent foundation, and i am

convinced that enterprise spending will happen as the economy turns around the. david: switching to biotech. a very high hot sector. they know how to work the f. :. they now have to get there drugs on line. what else do you like about this company? >> i like broadly the democratic team of demographic trends. boomers getting older, health care companies, medical device companies, actually a company that develops cancer care. huge growth business and high-margin. as small patient pool, the margins are good because the treatment themselves as intensive and expensive. so he is a good product pipeline. they just made a good partnership. they will try to get more cancer drugs in the pipeline for next year in the years beyond. i like it for a lot of reasons, and it is not just the narrative behind the baby boomer thing. if you look at the balance sheet itself, since once in have double the revenue than triple the profits. it is not just the narrative

that sells you. the numbers are also there, to. david: editor, great to see you. thank you for coming in. >> happy holidays. cheryl: well, you know, there has been a dramatic neutralist in a legal fight over the nsa surveillance programs legality. the latest details uncontroversial nucor ruling. plus, we will tell you which one of these cars drove its way to the top of the list for the most popular new vehicle in 2013. details coming up in just a moment. ♪ you make a great team.

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cheryl: time for a quick speed read of some of the day's other headlines, five stories one minute. gm will recall 1.5 million cars

in china due to safety concerns. ford recalled more than 80,000 vehicles in china because of a steering problem. christmas day 23% of online orders were made using apple ios devices compared with 5% using android, according to ibm. additionally ios users spent twice as much as android shoppers. 2013 was a good year for the auto industry but trucks seemed to outpace the competition. according "auto trader".com most popular vehicles were ford f-150, jeep wrangler and ram 1500. >> >> audi plans to spend $30 billion over the next five years as it tries to overtake rivals bmw and her said. major league baseball considering outsourcing the online merchandise operation. mlb would farm out e-commerce unit that handles online sales for nhl and nba. i'm done. i win. [buzzer] david: time to spare.

cheryl: i was paranoid i wouldn't make it. david: you made it with time to spare. federal judge, i'm sure you saw this, he made a very controversial ruling on national security agency's phone surveillance program. cheryl: rich edson joins from us d.c. with the latest developments. rich? >> on this issue any rule something likely controversial a federal judge in new york that said the national security agency program that collects phone call data is legal. u.s. district court judge william pauley, allowed al qaeda to plot attacks remotely. the bulky mita data program is a counter punch to reconstruct and eliminate al qaeda's terror network. the american civil liberties sued the government in this case the aclu said the judge got it wrong, saying in a statement, we are extremely disappointed in this decision which misrepresents the relevant statutes, understates the privacy implications of government surveillance as another federal judge in the

president's own review group concluded last week the national security agency bulk collection of telephony data constitutes a violation of american's privacy. aclu says they will appeal the decision. less than two weeks ago, u.s. district court judge richard leon found, surely a such a program inprescription on degree of privacy the founders found in the fourth amendment. we have dirt federal opinions on issue such significance. that usually means the supreme court will get involved. we have no timetable when the court will make the arguments. david: great point, whatever they sided it would have been controversial. this is stirring up a hornet's nest. rich edson, thank you very much. have a good weekened. >> you too. cheryl: if you're looking for a red hot restaurant chain you might want to look beyond chipolte and yum brandses to a stock that rose 230%. we're talking fiesta group. the ceo will join us.

david: screaming revolution will escalate even more. more than a dozen companies coming online in this area. we'll talk to ago aggressive new player in the u.s. market who has big ambitions to take on industry giants like spotify, pandora, and steal their market share. ♪ this is the quicksilver cash back card from capital one. it's not the "juggle a bunch of rotating categories" card. it's not the "sign up for rewards each quarter" card. it's the no-games, -messing-'round, no-earning-limit-having, do-i-look-like'm-joking, turbo-boosting, heavyweight-champion- of-the-world cash back card. thiss thquicksilver cash back card from capital one. unlimited 1.5% cash back on every purchase, everywhere,

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cheryl: new details today on the huge data breach at target. the retailer confirming that encrypted debit card pin data was in fact among the information involved in the breach but the actual pin numbers were not accessed. target releasing a statement. quote, we remain confident that pin numbers are safe and secure. the pin information was fully inyeped within your system and remain encrypted when it was removed from our systems. the company along with the secret service and the u.s. justice department continue to investigate the breach which affected 40 million credit and debit card users. david. david: wow, we haven't heard the end of that. last year music streaming service, and satellite radio brought the recording industry more than a billion dollars in revenue. next year the industry is set for a bigger boom. dozens of new services are set to hit the market all of course

vying for your ear and more importantly your money. one of those is seven digital. we have the seven digital north america president. great to see you, vicki. so before we kind of teased this segment saying you're a competitor to pandora but that is not quite accurate, is it? >> not really. we are a music platform. so we're a little bit after switzerland of all music services where we have some of our own businesses we sell music to end consumers but we also power the music, we're the muscle behind services for samsung, t-mobile, blackberry, explain what you mean, power the music. what do you mean by that? >> well, we're, i don't want to get too deep into all the technical mumbo-jumbo but basically a one-stop. so we have rights. we work with music labels. we next the rights. we have technology platforms so companies can come to us and they can do all the innovation

they want on their user experience but they don't have to do the alsoing. they don't need to ingest the music. it is very complicated to do the reporting. so we serve as a platform and a backbone provider. david: sounds like you have a lot of lawyers working for you, right? >> well he do. we have a lot of very patient people and people who are very tenacious trying to make this work. david: so the fact that there are dozens of more streamers coming online in 2014 is a good thing for you means more business for you? >> absolutely, absolutely. i think there is a lot of really great services that are out there in the marketplace right now but, you know, there are a lot of untapped segments and a lot of consumers i don't think are necessarily getting what they want and i think that that, that can come down to different kind of user experiences, different price points, focus on particular genres of music. david: let's just take, take that as an example. if, for example, i'm just in love with brazilian music and i

like nothing but brazilian music and i don't want everything else a particular service offers, i could pay less money per month, three bucks instead of eight bucks a month and just get that niche service, right? >> that's what we're focusing on and if you look at the landscape i think most of the service that is are out there right now, streaming services are really focused on the most, mass, broad, pop music. and so anyone can get lady gaga on any service imaginable but think about other kinds of genres may be underserved like country or christian or blues or jazz or classical. none of those have really been done right. part of it is the music but also the context around all the different types of music, the concerts, the touring, the information. and so we really think there is lot more to be done in that area. david: there is a way in which the streaming, the whole concept of streaming affects music

itself that i think is kind of interesting because it takes a long time to make money. with the old days when you buy a record or cd, you buy the record, the money went, a cut of it went to the artist. nowadays it could take years because you only get a fraction of a penny each time it is played, take years to recoup your money. that means, that musicians and music in general has to have a longer half-life than it used to right? >> that is a really great analogy of the half-life because it, if you look in the history of music, there was, in recorded music there were, from 1980 to 2000, there were 20 real, really, big years and mapped to the c did. when, people spent 15 to $25 for one release. and now that's been completely turned up side down the in digital world. music is a little bit of a canary in the digital coal mine and people are buying dollar

tracks or spending 9.99 a month to stream millions and millions of songs. it takes longer for the muser i can to get its way through the chain to the rights holders but i do feel that after seeing everything that has happened in the last few years the rights-holders are also in a completely different place now than they used to be where they're really at the table and they really want to help to make some of these new services possible. david: final question, we don't have much time, but is there anybody the world except for me who is still buying cds? i bought a couple cds over this holiday? will that be gone entirely in a year the cd market? >> i don't think there will be gone in a year and there are still quite a few people are buying cds. and you know, it is simple, right? you buy it. put it in the device and play it and you're done. but i think for the foreseeable future there's going to be, migration from all of the physical media over to digital. but i think they will coexist

for a little while longer. david: little while longer, yeah. actually one thing where i made the switch is in movies. it is so much easier to just have it in the ether than it is to actually have the physical copies of it but i haven't quite made the transition to music 100% anyway. vicki, good luck to you. thanks for coming on. it is called seven digital. she is the north american president. >> that's a lot. cheryl: you can still buy cds, i'm a amazon prime member and bought three over the holidays. cheryl: switch from music to food. might be time to forget about chipolte. there is another casual mexican chain a force to be reckoned with. this stock is up more than 230% it year. is there a secret recipe for success? we'll find out. david: whether or not you snagged a cut price deal on the delta air lines website you might think about escaping the cold weather with a trip to florida. cheryl: oh, yeah. david: cheryl definitely. we'll give you a peek what it is

like in miami right now. ♪

david: move over chipolte. there is a new player in town looking to eat its way into the territory. may not be a household name yet but fiesta restaurant group is a wall street darling. cheryl: its shares are on a tears up almost 240% so far this year. what is behind the phenomenal growth and what can we expect to get from the company next year? we have the president and ceo. tim, thank you for being here. we know about taco cabana. if you're from a certain part of the country but what do you think is the secret to this particular chain's growth and how are you different from chipolte? >> well, a couple of things. there is two distinguished brand and with dished food.

taco cabana is mexican food and polo tropical is caribbean style. that is two distinguish distinguished foods. david: i did not know taco can bana. i'm shuck here in the northeast. when will you spread your wings and move out of the southern territory? >> first we'll expand into the southeast. taco is 35 years old this year. our first restaurant outside of the southwest will be in atlanta first quarter of next year. pollo is coming to texas first part of next year as well. you will have to wait a little bit before we get to the northeast. >> we'll be patient, tim. but i am curious, what are the challenge that is you faced? certainly there has been a lot of debates in washington that have affected small-run business, franchise companies, whether health care or the minimum wage debate. do you see this as challenges to your business? >> well, certainly it will be a challenge for our business

moving forward. one of the things that we think sets us apart pro other restaurant companies is our price value relationship. we really do have an unbelievable low price value. so customers come to us and say, i can't believe i got that much quality food for that little amount of money. the thing that will allow to us do moving forward we're keeping our powder dry because we know there is a discussion about really will be incremental cost on go forward basis. so we want to keep our prices low so when it comes time we have to take a price increase, then we'll have the ability to do that. cheryl: would that be because of minimum wage potentially rising in states where you operate? would that be because of, depending on amount of employees each franchise has or each shop has, health care? what would be catalyst for that, i'm sorry? >> well i think what we're planning on doing is keeping our powder dry for both instances. there is a national discussion right now whether or not there is supposed to be a wage increase, a minimum wage

nationally. we'll be prepared for that in texas and in florida and alabama. but, when it comes to affordable health care, that is something that we know is going to happen. we just don't know the impact it is going to have on us. we'll say as a restaurant operator, we're hoping that the bipartisan support that is being generated in capitol hill about a 40-hour work week as opposed to 30 hour being full-time would be big advantage to operators. david: who knows, lord knows the president himself is kind of flying by the seat of his pants here changing rules as we go along. maybe a good idea to keep your powder dry. i want to ask about the stock value of your company. we can put that stock back up. for the past year 240% stock rise can not be ignored. i know you sort of use that as background noise but does in any way this unbelievable stock drive, drive your decisions about how to run the company? >> no, it doesn't. more than anything else it reinforces it.

we were part of carroll's restaurant group up until may 7th last year. separating our company out from carrolls allowed to us be completely focused on these two hispanic brands. and our business strategy hasn't changed over the last 2 1/2 years nor will it moving forward. price value, unbelievably differentiated food, 24 hours a day taco but drive-through convenience for both of the brand. it is a big difference that sets us apart. cheryl: tim, i would ask what is the biggest trend you see with fast casual or fast-food as you just said? >> well i think fast casual for my money, and i know i have my bias, really is the future of the restaurant industry because it will all be about taking your food and then either going home with it or eating it off premise. our food stacks up extremely well. when you take it home, it travels very, very well. it is just as good when you get it through the drive-through. we're excited about that.

fast casual is convenience and we think we hit a home run there. david: the proof is in the pudding or in the p oft lo. you've done a great job, tim. congratulations. wonderful work, fiesta restaurant group. look at what the stock has done. it is worth looking into anyway. cheryl: it is mexican food. david: thank you, tim. cheryl: are you fed up with the snow and ice already? >> yes, yes. cheryl: there you go. you might be looking for deals to escape the winter weather and enjoy warm sun. we'll grow to miami. david: oh good. cheryl: to find out what the snowbird are doing. david: just looking at it makes me feel better. you won't believe bargains people snapped up on delta airline's website. some folks claim to get round trips for less than what it costs to fill up a car with gasoline. we'll tell you all about it when we go "off the desk." ♪

david: as frigid air blankets much of the u.s. many americans are flocking to warmer climbs for the winter. florida says this week between

christmas and new year's will be the state's biggest ever. cheryl: phil keating from fort lauderdale. it is sunny and 80 degrees. as david calls you phil keating the happiest man in television. david: got to be, phil. >> we were a lot happier down here three hours ago when it was 80s. the weather turned south. got cloudy most of the people already left the beach. when life guard beach leave and pack it up you know the beach day is over. great for south florida tourism economy now begins the nightlife. not for me just yet. they expect, this will be the busiest holiday season week ever for broward and miami-dade counties. they expect 3% increase in tourist there is and it all comes down to the weather. the rich folks up in the north, they learned this years and years ago. that is what helped develop florida. they realized, well, when it cops to winter months, florida has the best weather of anywhere in the country. so when weather map shows ones,

tens, 20s, book their travel to south florida. for marketing officials, hotel, restaurants, the whole industry, it is simple as location, location, location. >> once again from the united states the northeast, couple hour airplane flight. takes some of your viewers a couple hours to drive to places in the northeast. so, where would you rather be? in the cold or in the miami heat here? go heat. >> fortunately down here in south florida we get a later sunset every afternoon than you do up east thanks to the latitude. you can see there is a kite surfer out there final jumps of the day before it gets too dark out here. overall florida has 700 miles of sandy beaches and 90 plus billion, with a "b", dollars are spent by tourists every year. so florida has a hard time finding beach space on this

particular holiday week because so many people from up north but they certainly have a lot of jobs and economic stimulus to thank for it, david. >> actually, phil, i wanted to ask you a question, it is cheryl, thinking about miami right now but back in 2010, the year of the bp oil spill, those beaches were a mess. you were down there reporting obviously for fox during that time. how are things now? is that all behind? >> pretty much is all behind. you know, it has been three straight years of tourism officials not only in the florida panhandle but also alabama and mississippi's beaches saying, 2010 was a bad year with the oil spill. tourists stayed away. but in '11, '12, this year, record numbers of tourists. tampa bay going further south down the coastline, hillsborough county reporting the best year of tourist dollars, year 2013, they have seen almost since when the recession started taking its toll back in 2007. a lot of people very happy about

this. hotels from fort lauderdale to key west right now for the next couple nightsing for new year's, new year's day, absolutely sold out or near capacity. prices are through the roof. david: luckiest guy in showbusiness, phil keating. absolutely even without skimpy bathing suits on the beach right now still looks great. phil, good to see you my friend. >> thanks, david. thanks, chairman. cheryl: talk about extreme discounts, a delta debacle helps lucky travelers get incredible bargains. you won't believe how low some of the fares were. david: we asked you if streaming radio services will eventually kill the traditional am-fm radio. some of your answers straight ahead. ♪ you ke areat team.

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david: time to go "off the desk." we told you on this, an error on delta's website produced super low fares before the problem was corrected. some delta customers got unbelievable deals. one customer bought tickets from tallahassee to l.a. for $27 one way. another said, they purchased a round-trip first class ticket from oklahoma city to st. louis for 12 bucks. and another one said they bought tickets from raleigh, north carolina, to philly for $35. not bad. cheryl: good deals. we asked you whether streaming music services will kill traditional radio.

burt said traditional radio is killing traditional radio. david: he said i use android for mp 3. they claim to have variety but play the same songs over and over again. cheryl: adam shapiro for melissa francis right now. >> bracing for financial apocalypse. is our economic situation scary enough to need a stockpile of food and firearms? we have a wealth advisor says it is better to be prepared than scared even whether they say it's not it is always about money. adam: wage rag