bmw has built one for the u.s. team. we will be speaking to the men in charge. set your dvr court "money." "the willis report" is coming up next. ♪ gerri: hello, everyone. tonight on "the willis report", sub zero temperatures we have it across the country. >> also millionaires on medicaid. and a crackdown on companies peddling weight-loss. you are watching "the willis report" and we are watching out for you tonight. ♪ ♪ ♪ ♪

♪ gerri: a lot coming up tonight, but we start with your high heating costs. temperatures plummeting to record lows all the way down to the deep south. the storm has knocked out power for thousands of americans and officials are asking americans to conserve electricity. so how bad can things get? we have the ceo of the conservation group and he is coming on our show. todd, it is great to have your. >> thank you for having me. gerri: i have been talking about how people are getting an ugly reminder of the storm and they have that january bill in hand. you say it every degree it represents an increase of energy costs. can you explain that to me? >> yes come as a rule of thumb as the temperature drops, every 1 degree represents about a 3%

drop increase in energy costs. if you dial your thermostat down 1 degree, you can save that 3% of the increased cost. so a lot of folks tenancies or to actually turn up the thermostat in the cold weather. and you are better off dialing down the thermostat. gerri: that is exactly what i was going to say. most people have been doing probably the opposite. ramping up the thermostat and increasing their costs. so apparently utilities are saying that natural gas prices climbed more than 30% this year. who is going to be hurting the most? i assume it is the people who heat their homes with oil. our natural gas prices a strong competitor? >> and natural gas prices being higher than most of your homes in the midwest and northeast tend to use the natural gas for heating, i think you mentioned just now that a lot of the electric utilities are asking folks to conserve. and a lot of that comes in the

southeast whether or not we are used to these kinds of temperatures. so the heat pump systems are being strained. in the carolinas they are asking for an easing in the energy usage a little bit. gerri: that is interesting. we want to show you a map here of what is going on across the country. people are being hit everywhere. telling people in north dakota to cut back, we we're going to add some capacity here. tennessee valley authority also making statements. and virginia and north carolina and south carolina, struggling as well, also warning people what could happen. i think a lot of people think that we are in the middle of the storm and it's too late to do anything. do you say that their there are some steps you can take your home? >> yes, there are. the first thing i mentioned was dialing your thermostat back a little bit. it might seem like common sense

to wear layered clothing or a sweater or that kind of thing to be a little bit more comfortable in your home. but every degree can say. there are things like weather stripping around your doors that can help you lose probably 10 to 15% of your heat loss through the air gaps in your doors and that becomes very helpful as well. gerri: it's interesting because there are a lot of ways that holmes was heat the people don't even know about. like electrical outlets and that is a big thing nowadays. >> yes, that's right. on the outside walls you lose a significant amount of air through the electrical outlets. so a simple solution is actually doing an electrical outlet sealer that will stop at their loss on the electrical outlets.

gerri: a lot of people will be frightened. todd, thank you for coming on tonight. we appreciate your time. >> you bet, thank you. gerri: meanwhile, the freezing temperatures are grounding thousands of flights there are some angry people out there. what do you think? >> today you are talking about 3500 canceled flights and much more delayed flights. yesterday it was over 5000. but the big problem is that you have these airlines. they can handle a storm that lasts a day or two but this has lasted a week and a half or so and it keeps rolling cold air after bad storm and what happens is flight crews get stuck and even jetblue pretty much had to hit the reset button and hey say that we have to get everyone

back into that position. gerri: go right ahead and finish that thought. >> i got back on a flight on to goy night and people were home last friday. gerri: but is that a tragedy. you're stuck in the caribbean? >> some say it could be a tragedy. [laughter] >> i wanted to ask you we sort of passed over jetblue. and i've never seen this kind of cancellation that they have put in place. they have shut down operations here in the northeast. have you ever seen him before? >> i have not seen eye. but for jetblue, their biggest concentration of aircraft were jfk in boston, and it's not like other airlines or they have these aircraft across the country making maneuver things around. but they were sort of in a

perfect storm come in the two cities where they had the resources or getting hit the worst. gerri: i want to show the map just because if you have to live through that, you might as well look at it from a nice representation of what is going on with the delays. check this out, just a mass on time and what are you telling people at this point? because these are unusual delays, even as he said, the airline ticket due out for several days, certainly they are going to do something big to make you happy? >> if i was stuck in one of those airports connecting to a destination, i would take a plane or train or automobile the next largest city. i don't want to be in a place where there are 10,000 passengers buying for six empty middle seat so, open over the next two or three days. i want to go to the next city over where i'm always vying with a handful of folks brady may progress to your destination. alaskan pastors want to do is be stopped at airports because

they're just sitting around twiddling their thumbs. gerri: he told me what i can do, but what can i ask for? would he think the airlines are willing to give up? because what does this mean? >> they are not required to do a lot. so you can actually read book. one of the things you can do is there is a 24 hour guarantee and you can make progress to your destination and then cancel it if you need to. but really because it is a mother nature event, they are not required to do anything and in europe they are required to put you up and provide food and they do hand out lists and whatnot, but they are not on the hook for any of that. you remember when you buy your ticket, these refunds, if you decide not to take your trip, it takes up to two months to get

back. gerri: that's just not fair. i'm glad you guys made her way back from the caribbean. >> thank you and goodbye. gerri: we have more to come this hour, including outrage in washington. how millionaires are getting medicaid. also, lou dobbs joins us with a look at his new book, helping to get america back on track. and his solution from his book coming up next. ♪ ♪ ♪

that gerri: getting america back on track. that is the goal of the new book by lou dobbs called "upheaval." lou dobbs is here to talk about his new book. and i have to tell you that one of the things i admire is that you're all about that middle class american. you are all about middle america and you put it in this book. tell me about that. gerri: the middle class, as you know, it's kind of important to me. because i come from a family that didn't have a lot of money. i have gotten a great deal from this country and i feel like

millions of americans have the right to expect a shock and not equal results. and it is the great equalizer in our society. so the middle class to me is part of the american dream and where it resides. and so that is why i write about this. gerri: you write about it and you write about republicans. a lot of blame on republicans. lou: i believe that republicans are the hope for the future. we can see what the democrats can do and we have watched this president over the course of five years to just about everything that he touched up very well. if i could put it in technical terms. and yet the republicans have not come forward with a voice or a vision and to right the wrongs and to set a course for a future that is right for our children

and grandchildren. they have the right ideas but they don't know how to express that in their policy choices and they don't seem to know how to win presidential elections. so in this book, it's an effort to give them a little knowledge. gerri: its hands on for the gop to sit down. gerri: okay. lou: might buddy's reince priebus and karl rove are not going to be too appreciative. but the republican party needs some accountability and that is also part of what this is about. gerri: what i like about it is that there are actual solutions. it's one thing to tell everyone what's wrong with them, another thing to tell them what you need to do to solve the issue. gerri: for the public and party to begin to reach out, there are too many republicans in leadership. lou: many have said that they are not going to include every

american. mitt romney said he famously wrote off the 47% and after the republican party raised $1.2 billion. that is a lot of money for a job that pays 400 grand per year. and it's really important that we get in context what is going on here. it is time to put aside issues and by wedge issues i'm talking about abortion and gay marriage and republicans need to leave that alone. leave that to the family research council. i am pro-life. but i'm also pro-winning and having duly influences in this two party system, part of it wants to turn our entire society over to the government and there has to be that forre the republicans keep dividing themselves and there won't be much work for the democrats to do that is to defeat them. gerri: how important is abortion in the world with the

morning-after pill? you have to ask yourself questions about this. lou: i think that's a terrific point. but i think that everyone is entitled to their opinion or religious beliefs. and why bring that straightforward to the center of the public square and have it negate so much that it's critically important to the future of this nation. those are issues that can be decided and i think that they belong to an individual's conscience. as well as a woman's right to her body. others have very different views and i understand that. but the party must embrace public policy choices that make a difference. so why is the republican party weighing in on gay marriage? and it's like they have an assault on heterosexual marriage and you tell me the last time you heard someone getting a divorce say my husband tonight, my wife and i are getting a divorce because of that gay marriage over there. that is crazy. it is about financial strain, it

is about anecdotally the ability to communicate and whatever the pressures and constraints are, the failure to share the responsibilities of marriage. but it is not about somebody else's right to be okay with the rights of marriage. the republican party has to have a grown-up discussion with itself and everyone needs to be honest and start to convert to democrats. for crying out loud. get that rolling. gerri: always controversial, always weighing in. we appreciate you coming in. lou: thank you for having me do and be sure to watch lou dobbs at 7:00 p.m. eastern. we think of medicaid, you think of health care going towards the needy. but what we told you that the well-off are getting benefits as well? how can this be? uruguayan is doctor scott

gottlieb from medicare and medicaid services. welcome back to the show and it's always great to have you here. how can this be that people who are millionaires have homes worth $800,000, that they owned jewelry, multiple cars can get benefits from medicaid. >> they are talking about long-term care in something like a nursing home. and the problem is to have medicaid pay for this is based on your income and not on your assets. you can transfer your money into assets that don't generate income, you can make yourself look eligible for this money is a lot of middle income seniors are qualifying for medicaid to pay for their long-term care. gerri: so what you are saying is that it's not illegal, but this is a moral issue? taking money that is earmarked for the needy and the poor and giving it to people who have had

cash for long-term care? you have a problem with this? >> i think that this program should be preserved and that is what it was intended for. the benefits are being cut because the program is being spread so broadly and a lot of upper income folks are benefiting from this and people should have to spend on some of their assets before they could have medicaid. and so you can do things like require people to put a lien against her house rather than tapping medicaid funds. but in some cases it's turned into quite a scam. you get 22 million heads and that is an enterprise of lawyers who basically specialize in telling people how to transfer their assets into places where medicaid doesn't measure. until you mentioned your home doesn't count. gerri: even a retirement account?

>> gas. even if you look at federal medicaid spending reductions, it's not going down. it's only going up. you're saying that part of that is because of the long-term care issue? obamacare started with a long-term care solution. but that was one of the many things that went by the wayside. >> yes, we're looking at this medicaid money going towards long-term care and it's going to grow and growing faster than the other program. and so you have more more people trying to find ways to transfer assets to children for this to be eligible.

>> by 202,070,000,000 people be enrolled in medicaid and there has to be some kind of solution and i don't think obamacare is quite it. >> you can allow people to have tax deductibility and people truly have a million dollars worth of assets. gerri: a friend of mine was telling me that he could position some of his wealthy clients to give obamacare subsidies to be a part of this. gerri: thank you for being on the show. and coming up next, 11 attorney generals accuse white house of breaking the law and comes to white white obamacare. and a difference between fake weight-loss applications to real

ones. we will explain coming up next welcome back. how is everything? there's nothing like being yr own boss! and my customers are really liking your flat rate shipping. fedex one rate. really makes my life easier. maybe a promotion is in order. good news. i got a new title. and a raise? management couldn't make that happen. [ male announcer ] introducing fedex one rate. simple, flat rate shipping with the reliability of fedex. open to innovation. open to ambition. open to boldids. that's why n york has a new an -- dozens of tax free zones all acrosshe state. move here, expand here, or start new business here and pay no tes for ten years... we're new york. if there's something that creates more jobs,

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gerri: companies behind popular weight loss being busted by the fed. what you need to know in 60 seconds

he won a failed new year's resolution. did you fail to lose weight? that might not be your fault. the federal trade commission is cracking down against four companies for using advertising to sell weight-loss products.

welcome to the show. i just have to share this because this is ludicrous. so it sprinkle and even lose. they say you don't have to change your habits. >> i think it's totally bogus.

>> since they have the biggest of all, is that enough? >> what the fcc is trying to do, because they are really concerned about the consumer, they don't want people to get ripped off. but they are trying to do is put pressure on the media company and television people that run infomercials and regular tv ads, internet ads, magazines, all of them. gerri: do they feel pressure? >> yes, they are trying to put pressure on people. gerri: you look at this industry and its 20 billion to 50 billion every year. a little fine is just the cost of doing business for these guys. they're going to come back strong. because the sec can't shut them down. >> this is the problem. they really don't want to shut them down. they really just want them to start being honest about what they are promoting and not lying and not trying to of people in with false claims. but the other question is how safe are some of these products?

gerri: these products don't get tested. tell me if i'm looking for a weight-loss product, can you tell you tell if things were? we look for? >> what you want to look for is exaggerated advertising. gerri: to the gym body without the were? >> exactly. also if they can to guarantee a product, that is probably bogus as well. no one can guarantee weight loss. and then if they say that you have money back in 30 days, you'll have to be very skeptical. so they are making too many claims, use common sense and buyer beware. and if it sounds too good to be true, it probably is. gerri: it's all about common sense. i think that americans are pretty savvy and smart and i think that what is frustrating is that there are companies that will continue to be in business and the question is how much will they pay out. >> they also spend a lot on advertising. they find that a lot of them

don't have much money because they have spent a lot of money on advertising. >> i think it is buyer beware. and i think that if you read it carefully, it is not that hard. thank you so much for coming. coming up next, our fans getting screwed when it comes to super bowl tickets? we will explain that story coming up next. and i will ask to attorney generals for their take coming up next [ male announcer ] this is the story of the little room over the pizza place on chestnut street the modest first flo bedroom in tallinn, estonia and the southbound bus barreli down i-95. ♪ this magic moment it is the story of where every great idea begins. and of those who believed they had thpower to do more.

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♪ >> from our fox business studios in new york, here again is gerri willis. gerri: the administration just keeps changing their rules over and over again, but 11 attorney

general car slamming those fixes as illegal. in a letter to the health and human services. with more on this, love and to you both. will call you by your first name because i cannot say attorney general over and over again. thank you for coming on. i will start with you. you pencil letter. as you heard from anyone? in response it? >> no. we have not heard anything yet. our optimism is a journal. we will keep waiting for secretary kathleen sebelius. i have to tell you, though, given the fact of they did not respond to the last letter in august about very serious privacy concerns, i cannot tell you and i am expecting a response of the future. gerri: obviously concerns about privacy, but let's start with concerns about the lots changing over and over again, what is your problem with that?

>> tweaks and ffxes is a nice way to say violate their own long and the president's oath includes his commitment to upholding the law. like obamacare. they have made 14 changes, the last summer looked. gerri: we have counted about 23 or 24. >> iiam just talking about the administration by themselves acting unilaterally. like guy said, i think there are more than that as well, but there are 14 major ones, a bunch of other smaller ones. the president does not have the right to rewrite the law. it the president is embarrassed, humiliated. instead of going to congress he is trying to do it unilaterally, which is illegal. it is illegal. gerri: believe me, you are preaching to the choir.

we're not changing it. rihanna moving of. what does it do to send the letter? >> it is an important start. the fact is that when you looked at what this administration has done, it has consistently ignored the plain language of the statute. here is why it is problematic. the american public looks to the president to respect the law, and when he does not it undermines our whole system of government. we are writing this letter to with the administration on notice that there are lots of attorneys general focusing on legal actions that comment, the issue, and now we're trying to analyze the next steps. gerri: pact brings up this idea of contemplating next steps. what can you do now?

>> that depends upon their action. because the strategy that the president is using here is to withhold enforcement come if he enforces a law against their state that we don't like, patrick or would sue as a damaging party, but here he is withholding action. two is harmed? eventually someone will be. in view of the insurance company in the president first says this law applies to you, but i am left going to apply it to you below what do you do with your policies. as says there's a conflict, the litigation will explode. it may not involve them directly . litigation is a logical next step as soon as they're is a harm triggered. gerri: after someone gets hurt? >> behalf to have an injury.

>> right. we are looking at the question of standing is it would apply to the states. i think as the general could generally points out, now that we are into 2014, all sorts of individuals are going to be able to alleged specific harm that comes from the slot there are a number of avenues being considered. gerri: i talked to a woman right here in new york city you that coverage, it was canceled because of the implementation of obamacare, and now she can i get obamacare coverage, as much as she has tried since the beginning of november. she even sent him a check of what they have not cashed it. there are people out there who are desperate for help and may be harmed further, particularly if they think they have coverage and go to their hospital, doctor and can get help. >> that is absolutely right and is happening in virginia as well

there are several issues. we have a lot of policy concerns. we also have legal concerns. let's make it more basic. this is being uncomfortably rolled out. this is being done in competently. so even the supporters of obamacare are embarrassed by it, including the president. those of us on the other side would tell you the bad policy and that implementation go hand-in-hand. what really needs to happen, is this lot is to be repealed, radically scaled back. the president knows that as soon as he brings a resolution to fix what he perceives is not working at republicans and the senate and house will jump by to take a lot more out of the slot. as we should. gerri: he has a long way to go, that is for sure. gerri: i appreciate both of you. thank you for coming in and talking to us about this. you have to let us know what

your next absorb. we will cover it. thank you for coming on. >> good to talk to you. gerri: and when it comes to a record high snowfalls, guess what? there is an after that. we will explain. an uproar against the nfl about not providing enough super bowl tickets directed to fans. your reaction after the break. ♪

so i can reach ally bank 24/7, but there are no branches? 24/7. i'm sorry, i'm just really reluctant to try new things. really? what's wrong with trying new things? look! mommy's new vacuum! (cat screech) you feel that in your muscles? i do... drink water. it's a long story. well, not having branches let's us give you great rates and service. i'd like that. a new way to bank. let's us give you great rates and service. a better way to save. ally bank. your money needs an ally. gerri: time for a pirate look at the stories you're clicking on on foxbusiness.com. j.p. [silence] i'm sorry. most of the country is struggling with the coat -- coldest of weather in years. shoveling are driveway's is one of the worst chores. but if you could customer order.

i'm sorry. we have major, major issues here. my fault entirely. i am going to introduce steve olmec, a sports and entertainment lawyer. we are not doing trending, and he will talk about the story with the nfl. want to break down the basics. there is lawsuit out against the nfl. an attorney says that more regular fans should tickets. you say -- you're laughing and guerrilla cme over the break saying, this guy is is looking for money. how so? >> potentially. when you are suing the -- the nfl is being sued then they have not done their due diligence associated with a new jersey statute, lack of fairness to is not equal a lawsuit, ma'am. gerri: let's get a look at who is getting these tickets. the fans are not getting a small proportion of the tickets. dole and out of the favre people . teams got people who sponsor the

event, most teams, 28 teams share 30%. the leak retains 25. two. it seems to me that professional football is making the big dope, and they are reliant upon the fans and consumers. so why not be a little more generous. i am sure there are legal niceties and they don't have to. understand that, but said they? >> the nfl is in the business of making money. if you're looking at it from the standpoint of holiday distributing these tickets and the allocation associated, should they be nice? they have a lottery. gerri: and not talking about nice. i am talking about marketing. >> the market well. gerri: a measly 1 percent of tickets go to fans. >> it will be interesting to see that it is actually 1%, because that is a special live we have to see. gerri: that is what we have seen in the past.

less talk about the legality. this attorney says their is a new jersey law that forces the hand of the nfl. is there? >> basically saying they have to allocate more than 1 percent, and if they do not they have to make it open and bring more tickets into it and allow more fans to get the right to buy the tickets at face value. gerri: your prediction is this fair wall when. >> my prediction is he will not win. it is likely that he will not win. a lot of professional athletes. so in terms of whether the team is not allowed to do this, the nfl has a lot of lawyers working for them. i would tend to think that they looked at this statute. gerri: maybe so. we will see. i'm sorry i missed a pair introduction. you are a real professional rolling with the. thank you. gerri: and now we want to know what you think. is the nfl's screwing fans? log on to gerriwillis.com, vote

on the right-hand side of the screen and i will share the results. more to come, my "2 cents more." and in many parts of the country these temperatures are being accompanied by a record snowfalls. how one is trying to make life easier for you this winter coming up. we will be right back. ♪ [ chilen yelling ] [ telephone rings ] [ shirley ] ed jones. this is shirley eaking. how y i help you? oh hey, neill, how areou? how was the trip? [ male announcer ] with nearly 7 million investors... [ shirle] he's right here. hold on one sec. [ malennouncer ] ...you'd expect us to have a highly skilled call center. kevin, neill holley's on line one. ok, great. [ male announcer ] and we do. it's how edward jones makes sense of investing. ♪

open to innovation. open to ambition. open to boldids. that's why n yorkk has a new plan -- dozens of tax free zon all across the state. move here, expand here, or start a new business here d pay no taxes for ten years... we're new york. if there's something that creates more jobs, and ows more businesses... we're open to it. start a tax-free business at startup-ny.com. gerri: no one likes shovelling after a strong, but what did he did not have to. he will tell you about a new service in two minutes to help with that.

gerri: the -- the company will

let you order a file from your phone. thank you for being with us. appreciate you coming on. tell us about your service. what are you trying to do? >> well, thanks. we have developed an apple used by the consumer, with a few taps of a button you camcorder a file. what is great about it is your able to get real-time updates. oriole and the job is done you hit a picture of the completed job. gerri: here's a list. payments automatically move from your credit card. this is a great idea.

all we needed someone to run the snowblower formerly. if you use it, it doesn't like that. tell me where you are physically , regionally. and now you started in the northeast, what you are expanding. >> correct. right now of our company is based seventh search use : new york. let d&b and 20 cities by the end of the winter. this week we are in hundreds of orders. with less see a demand for this. ♪ you feel like your ability? >> here is lot of luck involved. the planning to get to this point, is has really been what

has been the catch on. gerri: people have different lengths of driveeay. you actually charged by the length of the driveway. give me and other details of how this business actually works so if people want to download your@ application they can. >> sure. anyone that has an iphone, ipad, a endured advice can easily tell of the sap. we calculate the price in real time. because schedule for no until tomorrow afternoon. our application is smart because it is of prime land to any

provider. they basically know this gps a real time. the closest driver to your house will get a sign that job. rearming efficient and quick and of top of it is cool. diaphoretic could be someone to come say his house and search use or buffalo or whenever. all yes, to do is be on a beach, a tap on is ipad and request a pile and when that job is done yet picture of the completed job . gerri: did luck. a great thing, and we wish you all of the success in the world. the block. with the record high snow totals and record low temperatures, many of us will be paying more to heat and take care of our homes this winter, an issue we discussed of the top of the show . nearly 40 percent of americans use electricity to heat and cool

their house. tonight's top five. texas, despite that oil boom, residents bailout for electricity. addicted to my number four. number three, alabama. this is not have a lot of heating costs. couple hundred bucks a month. maryland. the number one state that pays the most for electricity, hawaii, one of the only states not seeing record low temperatures, residents still have to pay a pretty penny for electricity. $116 per month. he pays the least? the folks in your job. we will be right back with my "2 cents more" and the answer to my question of the day. is the nfl's brewing fans?

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gerri: as we told you earlier in the show, an attorney in new jersey is suing the nfl saying that the league is this violating state law. do you agree? is the nfl screwing fans? 79 percent said yes, 21 percent said no. bill from new jersey rights, i do not see a long-term recovery in 2014, as this administration continues to destroy the energy industry. i worked in coal-fired power plants for more than 35 years, and the epa is closing down plants by design. yes, that is true. her rights, why will 2013 be any different than 200014 says the same minister says in place. i'll believe anything this administration says. and even who believed obamacare was free is crazy.

finally, target has been tough. the retailer allowed hackers to steal credit and debit card information from 40 million americans. started as i see that way flow americans are entering a new year with the concerns about whether their identity will be stolen. some of the other banks but limits on the cards. so in an attempt to the mollify customers they have been e-mailing information, and according to four is one e-mail looks more like a fishing scandal and illegitimate e-mail. that's right. they in no return address is target not be fi0 dot com. if you know anything at all about in el security in el the e-mail address has to be perfect they say it is a rigid, but it is the last thing that target needs. that's my "2 cents more," and that's it for tonight on "the willis report."

thank you for joining us. have a great night. stay warm out there. ♪ lou: and the polar cortex, a deadly and costly weather system that has left much of the country and a deep freeze. nearly 90 percent of the continental united states below freezing at this hour. some regions of the midwest, incredibly colder than the south pole. i'm lou dobbs. ♪ lou: screening. that snowstorms and f known now as the polar vertex has turned deadly and expensive. a series of