also a surprise winner from championship sunday. the city's brilliant when after both i shout outs. first, the latest developments on the massive credit card breach. new word here on who just may be behind it. >> a russian 17-year-old, a teenager may have been the person who is responsiile for this. he is saying that it was not the 17-year-old.

what he is saying now is that the malware author may be is coming out of odessa, ukraine. when you see what other security experts are saying about this, watch how scary this is for retailers. basically the point of sale we know about. the hackers, apparently took hold, hijacked one of targets old servers. that server, a target computer basically took the data from the lower swipe then vacuumed it up. they uploaded the information to a website and then russian cyber

thieves been downloaded it. law enforcement has repeatedly told fox business that they did think this was coming out of russia. we do not know who the hackers are just yet. you will see fake companies. lori: does any of this help the authorities prevent this? >> that is the thing. that is a great question. whether or not the retailers themselves improve the barricades is something that is stunning to law enforcement. the final point to be made is that neiman marcus hack appears to be separate from the target hack. lori: we look forward to the developing details of the

situation. it is unbelievable. adam: our next guest says it is the hacks that we do not know about that should worry everybody. thank you for joining us. >> companies hire us and then we will go tell them how we got in. we just heard elizabeth macdonald report. one question i thought of and i wondered how you would help target, if they took over a target server, forget the

technology at the consumer end. it does not matter how good the technology is when i swipe. if they compromise the server, they still get the data. >> that is a good question. it is not a one hit and we are in. usually someone gets into a desktop. firewalls block the traffic from coming in. however, if i can get into a phishing e-mail or website, the traffic goes outbound back to the traffic. adam: you are not allowed to identify which retail outlets have hired you to see if you can get through their defenses.

i would imagine you have gotten through their defenses. >> some are really shocked. i actually got into all four branches as an exterminator just walking in and taking over all of the computers that way. this, unfortunately, does bring an uptick into our business. it could be the second largest attack. you are seeing a lot of clusters where people are actually looking at their network. fortunately, we have a lot of businesses that are starting to realize it is not the tech knowledge he and it is not 100%

secure. adam: in some cases, would the weakness be your refrigerator? i say it jokingly that but now we have these things. should the average consumer be concerned about that? somebody getting in and messing with your home controls. >> i think they should be concerned about their home computers. i am doing research where i am actually finding social security numbers and driver's license from pictures that just, typical people that have uploaded to photo sharing sites. the end users will typically be used to steal this information, as well as, being used to perpetrate these attacks.

having these smart devices are just some more areas for your consumer to take over. if they are not worried about putting antivirus on their apple because they said you did not have to, i would not worry about your refrigerator. you have bigger problems. lori: breaking news. live pictures from omaha nebraska. firefighters and other rescue workers are on the scene of an explosion and partial building collapse. this is in south central omaha. it happened at international nutrition. it makes animal products. there are reports from the seed that some workers have been trapped. police and fire officials have not released any official information. we will bring you the latest as

we receive it. peyton manning uses the word omaha and the city has actually benefited. u.s. markets are closed today. that is not stopping major dealmaking. private equity firm originally bought the company in 2009 for just over $1 billion. adam: earnings season is going well for banks here in the united states. deutsche bank unexpectedly reported a net loss in the fourth quarter. the bank was hurt by a 31% the client. lori: amazon has a new trick up its sleeve.

planning to ship the package even before you click buy. anticipatory shipping. the packages could be stored at hubs or on trucks until the order is actually placed. the goal is to cut dow time. >> any post offices are a major concern. it is part of a new pilot program. they are launching experimental locations inside the office suppliers stores. the problem is staples wants to use its own workers instead of post office employees. the postal union says it's worried the postal services the deal will lead to the closure of transitional post offices as financial troubles continue to weigh heavily on the usps.

staples has yet to comment on the worry of the labor union. lori: demonstrators clashing with police. adam: security fears in sochi. video threat demanding big games be called off. lori: monday morning quarterbacking. adam: the town that is winning big after a peyton manning shout out. ♪ ♪

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other side effects include dry mouth and constipation. nothing can reverse copd. spiriva helps me breathe better. does breathing with copd weigh you wn? don't wait to ask your doctor about spiriva. en to innovation. open to ambition. open to boldids. that's why n york has a new plan -- dozens of tax free zones all across the state. move here, expand here, or start a new business here and pay no taxes for ten years... we're new york. if thers something that creates more jobs, and ows more businesses... we're open to it. start a tax-free business at startup-ny.com. adam: more breaking news. citibank login page is in

trouble. fox business has reached out, but there is no response. a few customers have treated to the bank about the issues. it has responded with variations of this message. i apologize of the inconvenience, we are aware of the issue and are working to get this resolved as soon as possible and. if you need immediate help with your account, please call the customer service number on the back of your card. lori: ukraine president has agreed to meet with protesters thousands of protesters took to the streets setting vehicles on fire, throwing flares at police officers. they give the police the authority to arrest protesters wearing masks or helmets.

adam: taking a look at the market action overseas. in asia, major averages slumped with the shanghai composite. it was driven by the latest data from china. jo ling kent is here with the details. >> it was down from the third quarter. it is down 15% year-over-year in the fourth quarter. compare that to 25% year on year. try to adjust the issues of industrial pollution, corruption . they are reducing spending and the major growth areas.

liquidity is still very much a concern in the new year. the average seven-day repo rate spiked on monday. that is up from 5.2% on friday. it provided of emergency funding all of these moves continue to show the investment based economy. >> it is time to make some money. here is charles payne. >> last week, rite aid had a really nice week. you can argue it ahead of the sale.

you have the two heavyweight, cvs and walgreens. even if it did not happen, the company's stock will probably go significantly higher. does that really work in their marketing? >> it is customer loyalty. there is a 20% discount at some point. here is the real secret, guys. generic drugs. adam: won't all of this go to the store front either by mail or online? >> you hear about it, but that transition is a long ways off.

the key number is $88 billion. they make more money from the generic drugs. their profit margin -- you the generic version. they pocket more than the brand name drug. it is huge for them. it has a nice when it's self. lori: thank you. adam: antarctic blast ahead. will it be another polar vortex? lori: the price to get on board a flight rising. ♪ [ male announcer ] this is the story of the little room

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>> 22 minutes past the hour. i am lauren green with your fox news minute. the un nuclear agency confirming

they have temporarily halted the most sensitive uranium enrichment. this is all part of the six-month agreement reached with the u.s. and five other world powers. a plea for help from an american held captive in north korea. begging the u.s. government to do anything they can to get him out. he was arrested in 2012 while leading a tour group. he is serving a 15 year sentence. new jersey lieutenant governor denying new allegations against governor chris christie this morning. this after the mayor of hoboken, new jersey, claims her city was denied recovery money because she refused to improve a development project. she claims the ultimatum came directly from christy. those are your headlines. back to adam and lori. adam: lauren green, thank you very much. you that the cold weather had

passed. think again. janice dean is in the weather center. i would imagine there is some snow with this. >> you got it. winter is not done yet, my friend. very cold. not as cold as always saw in early january. certainly, it dangerous wind chills in effect. the cold air will continue to sink southward and eastward. as i mentioned, not as cold as the first week or two in january, but we are still dealing with dangerous wind chills. we have these quick moving clippers systems. sometimes they strengthen as they come off the coast. that is exactly what we think will happen tomorrow. we could get three to 6 inches

of snow in areas that have not seen a lot of snow and a couple of years. mainly you, washington, d.c. breaking it down, 6:00 p.m. tuesday, definitely the rush-hour. overnight, it will move. the afternoon rush hour is what will be concerning. we will continue to monitor it. we think anywhere from three- three-6 inches is a good estimation. new york, you could certainly get in on this. d.c., you could get upwards of four-5 inches of snow. you know what happens in d.c., then shut down. they do not know how to deal with it.

adam: thank you very much, janice. lori: that weather can certainly cause headaches if you are traveling by air. higher airfares, that is a nightmare. airfare up 12% last year since the recession lows of 2009. our next guest says things are looking even worse for folks in this new year. rick, thank you so much for joining us. what is driving airfare higher? what is your take? >> you mentioned several of them. a lot of them have to do with persistent higher fuel prices. you also have demand being pretty good. we are sort of sliding out of the recession. we are down 12% on the number of seats before prerecession. not any more capacity. no empty seats.

all of that pressure is for higher prices. airlines try to hike fares 12 times last year with almost no success. people just do not have any money to fill up every empty seat. lori: the average domestic round-trip ticket price is $363. do you agree with that figure? >> that is pretty close. i would agree a. lori: what about those annoying fees? these were extraordinarily luggage. how about that? >> i will not see a lot of increases in those numbers, i do not think.

those are the big revenue generators for airlines. i do not see prices going to $60 round-trip. what i do see happening this year is we love to hate these fees. airlines know we don't want them so they will take three of them, package them together and then did discount them and sell them to us. you will see a lot of this discounting going on. lori: sneaky. what is your best advice for finding the best, cheapest, best deal in airfare? >> it is super simple, really. shop one day earlier. our data shows the perfect time to start shopping for domestic travel is three months. for international travel, about five months. tuesday wednesday and saturday are the cheapest days to fly.

almost two thirds of all sales occur on monday night. all the other airlines scramble to match in the morning. lori: that is fantastic information. buy your plane tickets. thank you so much. adam: said nfl number one defense will battle the number one offense. the championship bowl game. it will be a super one. lori: maybe the town that is even more excited than seattle and denver, omaha. why when peyton manning wins, omaha wins. how the city is giving back after patent shout out. ♪

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lori: president obama clearing the air with thoughts on marijuana use. in an interview with the new yorker, president obama said quote, as well-documented i did smoke pot as a kid. i view it as bad habit and vice. not different than the cigarettes i smoked as a young person. adam: he still smokes cigarettes, doesn't he? i thought he quit? lori: on the down low. adam: michelle would knock him silly. lori: i don't think it is more dangerous than alcohol. recreational marijuana use remains illegal under federal law but obama's administration has given states to experiment with pot regulation. the president supports legalization efforts by colorado and washington state to go forward is he is the president

who inhailed. the other one didn't. we want to be fair. two states where marijuana is legal, colorado and washington, their teams are headed to the super bowl. marijuana has nothing to do with the super bowl but the denver broncos and seattle seahawks are headed to new jersey for super bowl xlviii. fox sports 1 nnl insider joins us from the denver broncos training facility. welcome to you. i have to believe a lot of people are very excited for peyton manning? >> i'm sure the nfl is excited anytime you get a matchup like this against a team already started yapping in the seattle seahawks and a premier quarterback in peyton manning. i think we'll do fine on fox with our ratings come super bowl sunday. lori: day after yesterday's game, everybody is talking about robert sherman and crabtree and that whole dust-up and sherman comments to a sideline reporter being a little bit, bombastic. how would you describe sherman's

behavior yesterday? >> typical i know richard sherman very well. i covered him all year long. i looe the fact we got a guy doesn't say things like, they gave their best effort, they're a good team, they get paid too. i thought in the tradition what muhammad ali said years ago. i'm fine with it. pumping yourself up there. all in the name of sportsmanship all these things. he didn't cross any lines to me. that is typical richard sherman. again it is refreshing. >> richard sherman. i think i said robert. apologize for that. how do you think he will match up against demarius thomas, the broncos receiver who is also exceptional? >> interesting you say that. typically the seahawks play their cornerbacks one side to the other side. will they match up on a different receiver? not usually. from time to time he will see him. that is a great matchup.

big cornerback with size and thomas a great receiver with size. interesting to see how the seahawks play. i don't want to get two xs and opts, they play zone coverage. against the peyton manning you want to try to play man coverage. it will be good matchup between a good pass defense and arguably the best quarterback in the league. adam: when this game goes on february 2nd, denver or seattle take off or will be their game for four quarters or will this be head-to-head all four quarters? >> no, i think it will be a close game. got an offense in the broncos, should seattle score will play -- excuse me denver is playing dwell defensively. early in the season was the defense good enough? they showed in last couple weeks, i don't see any reason why this would ablow out,

especially an early blow out. lori: go ahead. adam: does peyton manning retire after he get as super bowl ring? lori: comparisons to elway in denver. about the same age. >> a little bit. a little bit but i don't think so. i think he still wants to play a couple more seasons. again, peyton manning lost a season to a neck injury. didn't know if he would ever play again. barring some kind of a health concern, he gets checked up every year, actually in the contract. he gets the neck checked up every year. barring a health situation i see him coming back whether he wins or loses. adam: mike, thank you very much. be sure to tune in for the broncos-seahawks super bowl xlviii on sunday, february 2nd. kickoff, 6:30 p.m. eastern on fox. lori: who are you rooting for? adam: denver. are you really going for seattle. lori: if you're going foreseen very, might as well. adam: you can go to for denver. i want peyton manning to get another super bowl ring. lori: that is kind.

another city that is thrilled, omaha, nebraska, every time, he does this, peyton manning shouted omaha at the line of jimmage. eight omaha-based companies donated whopping 2,407,800 to peyton manning's foundation. the ceo joins us now on the telephone to talk about. of the welcome to you, so great to have you, david. why do you think peyton manning uses the word omaha to call out audibles? >> he gave a great explanation the other day that essentially said nothing. i think it is a word that is distinctive because there is not many omahas. i think its something easy to say and rolls off the tongue. so i think he got used to doing it over the years. we've been fortunate it has taken off the way it has this year. lori: eight omaha companies decided to donate 100 bucks, grand total of 25 grand to

charity. whose idea was that? talk about the evolution of this idea? >> we gain ad good bit of note right i guess from peyton, particularly in the first playoff game you could hear him use omaha 44 times very clearly. it was something that was getting more and more people talking about omaha outside of football. and so we wanted to try and continue the buzz about that and also kind of say thank you. thought maybe the best way to do that would be something to help one of peyton's charities. and the foundation is good way and companies jumped on board quickly. lori: fortune 500 companies are based there in omaha. do you think the national recognition will draw more business and more people to your fine city. >> i hope so. a challenge for us and other cities is make sure you stand out from the crowd. we're trying to attract great young professionals. and really great businesses. we have a diverse economy and all kind of jobs available.

we're a great city. this is one more way to raise recognition in people's minds. omaha is one of those places people consider for a job, family or investment. we're hopeful it is one of those things that adds to the mystique a bit. lori: david, what kinds of jobs are open in omaha? there is as you know a nationwide jobs crisis going on? >> we have 3.6% unemployment in omaha. there are jobs available from welders and electricians to programmers and actuaries and engineers. and we're across across the boar employers are looking for really good, talented people. lori: tell me why you think omaha is doing so much better than the average national city with its economy and unemployment? >> we have a very diverse economy with five or six key components to it all which did relatively well during the recession. our financial institutionings never got into risky real estate transactions. we didn't have the prime market% challenges a lot of financial institutions had across the

country. our real estate values are steady growth. we never saw the feast or famine that we saw in the markets where the housing markets were challenged. we have a stable economy. we have a stable, diverse economy. a very high quality of life and lo cost of living. so all those things combine make us a really good place during the recession whether the recession was on or not. lori: thanks for joining us. all the best to you. we'll listen to peyton to call omaha on audibleses. >> open you haw, omaha. lori: we'reekeeping your city and want to mention this as well in our thoughts as we follow latest news of a plant explosion, happening in south-central omaha. we do have new pictures. the omaha police department tweeting out, this is the very latest from the scene. you see emergency vehicles there. we will continue to follow the story and bring you the very latest when we get it. adam: $80,000, the smallest movie budget of all time, not maybe all time but could be all

it takes for a cool running @uell. the details ahead. lori: at sochi the new video surfacing that the that demands the winter olympics be canceled or else. ♪ ♪ [ chicken caws ] [ male announcer ] when your favorite food starts a fight, fight back fast with tums. eartburn relief that neutralizes acid on contact and goes to work in seconds. ♪ tum, tum tum tum tums!

[run your ente business with all-new intuitit.kbooks.ontact get paid howeverou want with it. get real work done wherever with it. make all your numbers play nicely with it. say "buh-bye" to tld w with it. run yroll with your finger with it. scan receipts with it. sync this stuff with that uff and thattuffwith it. maintain your sanityith it. this is yourusiness on the all-new quickbooks. run with it. >> i'm dennis kneale with your fox business brief. the risks of thailand defaulting on its debt soared toed highest

level since june of 2012. continued antigovernment protests in bangkok prompted global fund investors to pull $4 billion in stocks and bonds out of the country since the end of october. >> united states labor agency said number of unemmloyed people globally rose to 202 million. that is up from five million since 2012. east asia and south asia accounted for 45% increase in joblessness. the state of new york plans to launch a major renovation project at laguardia airport. new yorkers would say it is about time. the $3.2 billion project, includes a main terminal, with new restaurants, terminal and free wi-fi. that is the latest from fox business, giving you the power to prosper.

lori: well the olympics will be here before you know it and there's this. "cool runnings", the sequel. the jamaican bobsled team

qualifying for two-man competition. finances could prevent them from attending the team needs to raise as much as $08,000 to be able to compete. got to have a jamaican bobsled team. they first completed in the olympic bobsledding in 1988 calgary which inspired the movie. it has been 12 years since jamaica had a qualifying sled in the olympics. that is great story. adam: budweiser did at one point. with the opening ceremony, just two, 11 days away there is new concern about safety not only for athletes but spectators. fox news's jonathan hunt has the latest for us. >> reporter: adam, these reports are being taken very seriously. threats coming from militants within russia in particular from the dagestan area, not that far from sochi. two of those militants posted a video online over the weekend. we have stills from it here which they promised a present or

a surprise for the russian people and for any tourists heading to sochi for the olympics. people are taking this very seriously because this is believed to be the same group that carried out those twin suicide bombings in volgograd last month. severals to people were killed in those you will remember. the security camera video from that attack. security analysts say the threat to these olympics is one that must be taken seriously. listen here. >> the problem is that these two people on this video promised a surprise, not spill in sochi but just for russians and for the tourists and in the olympics. they never tried to specify the place they might strike so that is why everybody should be concerned. >> reporter: because of that concern, anywhere between 40,000 and 100,000 security personnel will be on duty in and around

sochi. i spoke to mit international security expert jim walsh about this earlier. he said president putin's credibility is on the line. listen. >> my guess is they're going to err as russians do, they will err on the side of security and they're going to clamp down and do everything in their power to try to stop this because there would be a terrific embarassment and would make putin look weak, but, but, the leverage is here with the attackers. you know they can choose the place and time of their terrorist attack and the russian, russians won't know that. >> reporter: we are now hearing that russian security services may be looking for a so-called, black widow, the widow of a terrorist killed by the russians who may already be in place they fear inside sochi, inside that secure ring, adam. this is a very dangerous time. u.s. officials among those who are very, very concerned. adam? adam: 17 days until the games. fox news is on top of it.

jonathan hunt, thank you very much. lori: breaking news. we want to bring you up to speed, the latest on citibank, the bank's log-in page unable to load earlier. now customers were having difficulty loading the website on desktops but there were reports the app was working albeit slower than usual. adam: charlie gasparino will join us with exclusive which bank and division is getting hit hardest. charlie? >> am i on the air? adam: i think next. [ male announcer ] here's a question for you:

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adam: turning to the big banks on wall street were out last week and one bank did not fare too well. charlie gasparino has got exclusive details what is going on inside citigroup. charlie? >> am i on the air now? adam: yes. >> want to make sure. citigroup is trying to put out spin that their bonuses this year, excuse me for 2013, which are typically paid in early 2014, are going going to be flat from the year before. that is not the case. i think it has been underscored by kind after lousy quarter they had with the fourth quarter. what we understand this, traders in particular are seeing their bonus slashed at citigroup. bonuses are down, from what we understand, among mortgage traders in particular, 15%. it was a rough trading quarter for citigroup. you know, here is the interesting thing. if you look at the firm, overall

comp expense is down a billion dollars from last year. that's overall. that does not equate intooflat bonuses from the year before. citigroup is going to get, bonuses are down, they're putting out spin that's, i don't know how they're justifying it but i do know after an early report that we had here at fox business they put out something to bloomberg it, was flat. it is not going to be flat. it is going to be down, someplaces way down, particularly in mortgage trading. so that's where we are right now in citigroup. we'll see what other players are like. we should point out all of wall street is looking to manage expenses down and one of their biggest expenses is compensation. but someplaces get hit more than others and we understand one of those places getting hit more than others is citigroup. adam: with 40 seconds left, might they hit talent at citigroup or people look at them as damaged goods? >> you know one of the things going on at citigroup right now,

they don't take much risk, they don't do much business, you know. so i think the people that are there are lucky to be there. adam: i'm going to let you have the final word because you know best. charlie gasparino joining us live, thank you very much, sir. >> okay, guys. lori: fast cars and he money. "the wolf of wall street" money shed as light on dangers of excess. are the drug partying days of the '90s on wall street back? tracy and ashley speak to the owner of ad diction center says yes, and you will be surprised who his clients are. [ me announcer ] this is the stoy

of the dusty basement at 06 35th street the old dining table at 25th and hoffman. ...and the little room above the strip mall f roble avenue. ♪ this magic momt it is the story of where every greatdea begins. and of those o believed they had the power to do more. ell is honored to be part of some of the world'great ories. that began much the same w ours did. in a little dorm room -- 2713. ♪ this magic moment ♪ of their type 2 diabetes with non-insulin victoza®. for a while, i took a pill to lower my blood sugar, but it didn't get me to my goal. so i asked my doctor about victoza®. he said victoza® is different than pills. victoza® is proven to lower blood sugar and a1c. it's taken once-a-day, anyime, and comes in a pen.

and the needle is thin. victoza® is not for weight loss, but it may help you lose some weight. victa® is an injectable prescription medicine that may improve blood sugar in adultth type 2 diabetes when used with diet and exercise. it is not recommended as the first medication to treat diabetes and should not be used in people with type 1 diabetes or diabetic toacidosis. victoza® has not been sdied with mealtime insulin. victoza® is not insulin. do not take victoza® if you have a personal or family history of medullary thyroid cancer, multiple endocrine neoplasia syndrome type 2, or if you are allergic to victoza® or any of its ingredients. symptoms of a serious allergic reaction may include: swelling of face, lips, tongue, or throat, fainting or dizziness, very rapid heartbeat, problems breathin or swallowing, severe rash or itching. tell your doctor if you get a lump or swelling in your neck. serious de effects may happen in people who take victo®, including inflammation of the pancreas (pancreatitis),

which may be fatal. stop taking victoza® and call your doctor right away if you have signs of pancreatitis, such as severe pain that will not go away in your abdomen or from your abdomen to your back, with or without vomiting. tell your doctor abo all the mee and if y have any medical conditions. taking victoza® with a sulfonylurea or insulin may cause low blood sugar. the mo common side effects are nausea, diarrhea, and headache. some side effects can lead to dehydration, which may cause kidneyroblems. if your pill isn't giving you the control you need ask your doctor about non-insulin victoza®. it's covered by most health plans. tracy: hey, good afternoon, i'm tracy byrnes. ashley: and i'm ashley webster. 75 million, that is how many baby boomers there are in the country. when they cash out, will the market bottom out as a result? there are those who say yes. we have a guest who says, if the market crashes don't point

fingers at the boomers. tracy: hmmm. fans are pointing fingers at their favorites for super bowl champ. is it denver or seattle? we'll tell you why the bulls of wall street are pulling for the seahawks. maybe for the sake of your portfolio. ashley: how about the jettison's generation, the drrverless cars, google glass. we debate the pros and cons turning into a such a sci-fi society. tracy: too many electric cars, not enough charging spots. i knew this would happen, whatever are the people of silicon valley to do, all those people driving around in teslas? we'll fill you in on the escalating problem of charge rage. ashley: charge rage. longest extension cord wins. >> exactly. 10,000 baby boomers will turn 65 years old every day for the next two decades. will the boom in retirees cause a bust in the stock market as people cash out their retimed

holdings? a lot of people have been @alking about this for a while now. these guys will be broke. they haven't prepared properly and cash out and buy a trailer and go live off in the sunset. >> well, you know the eeyores of pessimism i have call them are always looking for another reason to have a market bust just around the corner but on a closer look at the 10,000 who are turning 65 every day, i think it will give us a clearer picture of exactly what we're looking at in the future. just, as you mentioned, baby boomers are 20-year generation. eeeryone born between 1946 and 1964. this is a pretty long time period. it is 20 years. and so anybody between the age of 49 today and 67 is considered a baby boomer. so any given year for the next 20 years, only about 5% of the baby boomers will be retiring.

so, that isn't a giant event, one-time event that is going to cause a rapid selloff in the market. the second thing to look at when we look at the 10,000 baby boomers turning 65 every day is that overseas investors are becoming more and more a part of the u.s. stock market. tracy: yeah. >> so for example, in 1980, 6% of all stocks, u.s. stocks, were owned by foreign investors. by 2012, it was 21%. so this trend will continue. the growing global middle class is going to diversify their stock holdings like we do here by buying foreign stocks which for them will be american stocks. ashley: george? >> yes. ashley: i want to interrupt you to get to a point is there any relationship between percentage

of population 65 and older and level of stock returns? i don't think there is, is there? >> there isn't. historically there is no relationship. demographics is such a slow-moving component of an economy that it can't possibly be related to what we often see as dramatic changes in the stock market returns from one year to the next. tracy: i think what is really interesting too, the richest 20% own 90% of the stocks out there. that seems pretty obvious. 1% owning up the stock market. why do these eeyores as you call them, come front and center and say, hey, watch out, the sky is going to fall? >> you have to answer that because i have no idea why pessimism is such a popular topic among financial journalism. 10,000 people turning 65 a day is a big number but when you look at that 10,000, they actually, when we look at them, 500 of them, the richest 500 own 77% of all the stocks owned by

baby boomers. the richest 10% own 88% of all the stocks owned by baby boomers. i don't think anybody is worried about the richest 10% of baby boomers, whether or not they will be able to fund their retirement. the reality most of these people will not have to sell their stocks to fund their retirement. ashley: yeah. >> they will use them in charitable bequests or multigenerational wealth transfers. they will be able to transfer the stocks to their heirs, if they're held in non-qualified accounts, capital gains will never be taxed. this is what will most likely happen because most baby boomers who ownnstocks will keep them for the long haul. ashley: george, who says they will retire anyway? i mean, isn't there a percentage of these people that will carry on working? >> well, you know, in the studio here there is quite a few baby boomers. i told them what i was going to speak about they talked about retiring but looked at me like a dog at a new dish because that is true. 65, there is nic day when

you turn 65 where you turn the switch, now you don't work anymore. this is not our parents retirement. we'll enter retirement with a completely different view what we're going to do, over next what could be a 30-year retirement. i think people will work longer. they will kind of work fewer hours. they will kind of slowly enter a time where they're not working as much. but the idea that the baby boomer generation, most whom work in the private sector and have no defined benefit pension plans, just stopping working the day they turn 65 is just an archaic idea. it will just not happen. tracy: that generation is considered the sandwich generation, smacked between kids in college, parents still really old. the good news, george, i guess we'll be okay. market will not fall when these people start retiring. george, thank you so much for being with us, sir. >> thank you. i enjoyed it. ashley: all right, supposed to be a breakout year for the economy but weak earnings forecasts from discounters to

designers as well as many other retail companies have some experts worried that the consumer rebound, well, it is falling flat. peter barnes joins us now with the latest. peteer? >> hey, ashley. that's right. many economists think the economy is poised to take off this year but one analyst says, they may be wrong because of weak earnings and warnings from some retailers. two prominent consensus forecasts from blue chip economic indicators in the national association for business economics see gdp hitting 2.8% this year, up from about 2.2% last year. and some economists expect growth to top 3% this year, maybe more. but, brian sazi of bellus capital advisors says weak warnings from retailers that serve middle and lower income families like family dollar, zumiez, express, and american eagle suggest many consumers are still watching their pennies and consumer spending as you know,

makes up 2/3 of the economy. >> the high-end consumer is skewing gdp data. they're skewing what is happening out there in the malls. when you cut to the heart of the retail sales data and talk to middle income consumer, say earning $100,000 a year and less in pretax income, they are struggling. they're still having to make tough decisions on what to buy. >> now the commerce department reported that retail sales excluding car sales rose to a seasonally adjusted $350 billion in december. that was an all-time high! but he also says that weak wage growth and slow growth in credit card debt suggest as less than booming economy this year. he expects walmart to warn on earnings when it reports next month. ashley. ashley: very interesting. peter barnes, thanks so much. >> you bet. ashley: well, crackdown. the department of justice collecting a record number of fines in 2013. we'll have a live report from our nation's capitol what has

businesses and what they have to fear. tracy: spot this. the new strategy spotify is implementing to compete with beats music. will it be enough? ashley: of course today we remember the work of civil rights leader martin luther king. he would have turned 85 this month. dr. king received the nobel peace prize in 1964. he was then assassinated four years later. one of king's daughters, bernice king, putting out a call to make today no shots fired today, to support king's enduring fest at thatment and of non-violence. the president and his daughter sasha visited a d.c. kitchen for their day of service project. we'll be right back. ♪ [ tires screech ]

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>> while cnbc is on tape we're open for business. tracy: sure we are. record-setting number of fines last year the government is poised to continue putting pressure on businesses in 2014. rich edson is at work in d.c. with more. hey, rich. >> good afternoon, tracy. $8 billion in fines last year and that doesn't include any of

the $13 billion hit jpmorgan agreed to. the government is collecting record fines from businesses especially banks. and greater focus in larger crimes mean businesses can expect to continue to face these billion dollar fines. >> the cases are getting bigger. so when you focus on financial services company and talk about conduct that affected millions upon billions of transactions by the financial services company, when you talk about the fine and levying the fine, the volume of commerce with the department is looking to sanction them for is huge. that is why you get a huge fine at the end of it. >> the justice department's antitrust division collected more than a billion dollars in fines last year for the second straight year and third time in five years. and antitrust penalties are increasing worldwide. the european union collected more than double the u.s. in antitrust fines. china, brazil, taiwan, and japan fined businesses nearly a quarter of a billion dollars each. meanwhile companies are facing more in fines from multiple

jurisdictions like banks here and in london for the libor interest rate-fixing scheme. tracy. tracy: thanks, rich. thanks for coming to work today. ashley: it is time to make a little money. why not. big week ahead for markets with big movers gearing up to report earnings. charles payne joining us now with a preview. what are we expecting, charles? >> trying to tweet before rich came back. so i said, we're discussing this with tracy and, put in ashley, i couldn't get the whole thing in i copied ashton kutcher. ashley: don't want to disappoint these guys. >> looking for him to talk about resistance numbers. tracy: that would make coming to work on a holiday a little bit more interesting. ashley: thanks, trace. tracy: you and ashton sucher. sorry about that, guys. anyway -- ashley: not going to say. >> obviously a pretty volatile market. you can feel tensions.

you see individual names that missed earnings get hammered. you see the markets struggling. we could be consolidating gains which is normal, not a bad thing or be in precipice after pullback. i wanted to share with the audience, key numbers. resistance on the upside. 16,500 for the dow. that seems to be the number. we keep putting up against that, and inability to for that, for s&p, 1850 and for nasdaq, at, would be 4250. these are the numbers on the upside. technicians will tell you when you keep trying to get the numbers and you don't, may be a sign to get out. on pullbacks, you want to hold for the dow. hold 16,100, for s&p 1805 and nasdaq, 4 -- key things look out

for in the morning. key earnings from delta, that might be most important one. august 30th, 2012, $8.55 stock. only up 269% since then. earnings estimates have been going up for the quarter. for all airlines. you guys remember when there's a time, you would never do anything but day trade airlines. ashley: yeah. >> i kind of hate to say it they made it in part by taking all the lanes off the tarmac, cramming us in and nickel-and-dimed us to prosperity. tracy: yes. >> delta reports before the open tomorrow. i don't know if it will move the market. obviously a big blue chip name. they're looking for a buck 20 on it. ashley: we're not into the meat of the season but what we've seen so far is not particularly encouraging as far as guidance. >> we had a bunch of warnings already. significant amount of negative preearnings versus positive. to your point the guidance doesn't mesh with a notion this will be the big breakout year economically for the country.

>> i feel we're at a point where we hear this every quarter. all they're doing is a little cya. you know what? we're just preparing for, probably not going to be a good year and let me tell you right now. >> i hate the cya thing because they all play it. management thinks they will make a buck but tell the street 95 cents. analysts on wall street doesn't want to hurt lose their job they say 90 cents. they wonder why the stock goes down because every one knew it was a joke. tracy: exactly. not fair, charles payne. >> see you later. ashley: god, i can't live up to ashton kutcher. >> you're smarter. ashley: retweet. he is the one with all the money. >> maybe he is smarter. ashley: i think so. tracy: got "bridgegate", got withholding superstorm sandy fund. the hits keep coming as new jersey governor chris christie prepares for his second inauguration tomorrow. talk about bad timing? >> no kidding. should be fun. google glass, driverless cars,

we're looking more like the generation of "the jetsons." the pros, cons and an expert who says this will be the norm in less than five years. tracy: we're down to a bird and a horse. yes, seahawks and broncos in the super bowl. we'll tell you who the markets are placing their bets on. don't go anywhere. we'll be right back. [ male announcer ] e new new york is open.

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>> 20 minutes past the hour i'm lauren green with your fox news minute. stunning developments around nsa leaker edward snowden. sources tell fox news that they believe the fugitive stayed at the residence of a non-chinese national while in hong kong, not a hotel. this coming as house intel committee chair mike rogers evidence suggest that is snowden had help from a russian spy agency. violence escalated in ukraine. passage of anti-protest laws sparking wild clashes with police. protesters stand their ground in the capitol of kiev. after two months of intense demonstrations stemming from a policy move by ukraine's president that steered the nation more toward russia. new jersey's lieutenant governor denying new allegations against governor chris christie this morning this after the mayor of hoboken, new jersey, claim her city was defind superstorm sandy recovery money

because she refused to approve a development project. she claims the ultimatum came from christie. those are the headlines. back to ashley. ashley: lauren green, thank you very much. we appreciate that. call it the jettison generation with wearables, drones, driverless cars becoming more reality than fantasy. are we better off in this tech-savvy world? we have the ceo of appetizer mobile. he says while there are pros and cons to a sci-fi society, overdependence on high-tech could in fact be dangerous. jordan, thank you for joining us. so we could be like "the jetsons" in five years you think? we're already kind of halfway there you believe? >> we're getting more and more dependent on different sensors and technologies embedded in more and more devices but it will only continue. tracy: why dangerous? truth is all good, if i could have a little robot to do my cooking and dry cleaning and cleaning i would be thrilled. >> that robot is connected to the internet and potentially being able to be hacked.

with all the scandals, who can hack and where is the information going. we have to be concerned about that. you may have enp and we lose access to the different sensors how do we live our lives. ashley: that is good point. we talk about jobs all the time. are these machines ultimately going to cost us a lot of jobs? >> it depends what sector you're in. if you're in the tech space you will be getting a lot more jobs, especially i.t. security. a lot of people will be investing or companies investing money to try to protect these different devices. you have you have automotive or autonomous cars that will drive themselves. you might see people lose jobs such as valets. and you try to car and someone parks itself automatically might eliminate the job. ashley: eliminate the tip. >> absolutely. tracy: to many people are worried that we'll become brain-dead but this stuff actually helps us. i see it at home. my kid has a question about, you know, asteroids in space and

quickly goes and googles it. next thing you know she is an expert on it. it is helping in at love ways too. >> that is the duality of it. it can help but we become depend on the on it. without the calculator, without the software access to go google it, what do you actually know at the end of the day. ashley: jordan, i'm trying to figure out whether you're a fan of this or not because you use words like we're creating our own demise. ultimately it will be disasterous. seems like you're not a fan where we're headed? >> i think the trick is you have to be smart bit. ask and raise questions before it is too late. not like end of days type stuff. if you're smart and understand the technology and what you get yourself involved inn then you can make better choices in the future. tracy: don't you think with technology comes backup stuff you're talking about? someone will be smart enough to create a backup robot for me when the real one breaks down so i can have food on the stable and laundry cleaned, right? i think they will beat all that intact as we move forward? >> absolutely much the other

interesting thing you see where the market is going. see for example, nest being bought out for $3.2 billion. that is where the trend is going. the connected home using that, with thermostat and smart sensors in there. i'm on the fence. my job is to understand it from both perspectives and safeguard the different sensors. ashley: what exactly does your application do. >> well our company, we're a digital agency. our job is to know and connect those different sensors to smart applications. ashley: okay. >> we have to figure out what is smart by today's standards won't be smart from a couple months from now and years from now. ashley: things get outdated so quickly but obviously the security aspect of this is massive and from what i can tell whether you're looking at the target breach or anything else, seems hackers can jump in and out at will. >> that will not stop. ashley: that will not stop? >> any time soon. even atm machines, there is study, 9% of the atm machines are still running older windows xp software which is susceptible

to hacking and viruses. ashley: how do we get smarter in short amount of time as we become more interconnected? we're leaving ourselves wider open, right? >> prioritize -- 98%. they have to focus on their different exploits and throw everything they have got against them. it is interesting issue. ashley: will be interesting stuff. jordan, thank you very much. >> appreciate it. ashley: that is the hard truth. tracy: we'll have to start educating differently. these kids need to be trained to be tech geeks now, stuff like that. ashley: hire the hackers. tracy: exactly. all right. switch gears a little bit, talk about games yesterday. stock market bulls would do well to cheer for the seattle seahawks in this year's super bowl an here's why. since 1967 an nfc team winning the super bowl is bullish for stocks 80% of the time. according of course to the super bowl indicator. however, of the nine years that the indicator has failed, four

of those times have involved super bowl appearances by the denver broncos. ashley: wow. tracy: john elway days. which means the super bowl indicator may be poised for failure yet again, those of us banking on a peyton manning. don't miss the super bowl though. all of it. february 2nd on the local fox affiliate. of course kickoff is 6:30 p.m. ashley: fox is setting up in times square. tracy: holy toledo. anyone commuting from new jersey is going to be dying along with me because we're setting up shop for the next two weeks. ashley: get in by 2:00 p.m. show time for the next two weeks will be iiteresting. tracy: that will be good. ashley: from drone invasion to reading your mind, a new trick up amazon's sleeve. they know what you're going to order before you do. we'll tell you about that next. tracy: and all it takes is one great idea. a new program that teams up with college kids and ceos to foster entrepeneurship. investment one university is making in the future. it is kind of playing off whht we were just talking about.

we are going to take a break. don't go anywhere. we'll be right back.

>> coming up in the next half hour of "markets now," the russian teen who wrote the malware may not be responsible at all. and bringing realities of wall street to the forefront. are the drug filled partying ways of the 90s wall street back? we have your tweets and the ceo of an addiction center. at america loves velveeta, but why the time it is really going to go missing from store shelves.

file use as the doorstop it is supposed to be. speaashley: rolling back the mot advanced nuclear enrichment program is part of a deal that triggers sanction relief. james. >> ashley, good afternoon. those in the energy agency say so far so good. both sides holding up their side of the deal here on day one. nuclear inspectors arrived for the first set of new inspections and confirm iran had discontinued its use of enrichment uranium to 20% level. it has begun diluting its initial stockpiles of enriched uranium all as called for in the november 24 seven country

deal. it would set forth the limits of the nuclear activity for good. >> try to deal with this issue properly, fully, comprehensively until it will take the time it needs to achieve it. >> the report sharp gains against the dollar and the head of the atomic energy agency declared the sentient iceberg is melting. closing restrictions on the tray and petrochemicals, and the u.s. is suspending its efforts to depress oil cells while allowing iran to begin access long frozen overseas bank accounts. just since the inauguration last august of iran's new president determination beer to speak out he is determined not to release infrastructure the country has

put into place for the purpose of getting a nuclear weapon. indeed that is what this deal does. leaves all of it in place. they say we can turn this thing back on, undo anything that is called for in this deal within days. >> they assist iran is not open for business. relief will not put a dent in the 40% inflation rate or the loss of 30 billion in oil revenues over the next six months. ashley: interesting stuff. thank you so much. >> thank you. tracy: very few college students graduate thinking they can be the next bill gates. i graduated thinking i was broke and set aside dreams of entrepreneurship for more traditional careers. a new program is giving students total emergence into the startup. direct access joining us now, the founder of the program.

silicon foun valley founder. they had nothing like this when i was there. so, let's talk about this, kids applying for this. >> all caps walks, graduate and undergraduate students are part of a program that numbers 60 students out of applications for exceed that number. tracy: they agreed to go to silicon valley. >> in silicon valley. just returned about a week ago. tracy: tell us about this experience. are put in front of a ceo of a startup and can ask questions, they can participate? >> it is an intense program where 60 students go into silicon valley to feel, touch and feed the ecosystem that basically drives the business formation.

in that context, they're able to to interact, get to know, understand ceo, founders, venture capitalists, intellectual property attorneys and all the other players. tracy: you go to start ups, they can ask questions in the beginning. these are not truly blow out companies yet, they are on their way. >> we choose companies that have experienced failure so they can put their arms around the hard work, the drive, expertise and the like required to make things happen. tracy: entrepreneurialism will keep this country growing. you are doing this in silicon valley. >> we have three hubs. three hubs, very different cast of characters and students in

large quantity that prepare for those special moments. tracy: you went out and work investment banking, he keep on coming back, what's changed in the student over the years you see is missing that we have to teach these kids? >> they want interactive environment. our program is based on q&a. ownership of a program once they arrive, their line of questioning drives the discussion. that discussion moved to a dialogue level where you step back and you are seeing interest as driven by the student being addressed by the players and all of a sudden a lot of learning takes place. tracy: it is a hard sell to see have to pay for your institution to sit in the classroom and not experience the world. >> if you really stepped back it is a form of leadership, leadership approach. students either decide to start

a business, entrepreneur, or i want to be entrepreneurial with a company i join. our program addresses both sets of needs and dragon environment very intense and across time there is this wonderful sort of breakdown that takes place where you see alignment, all the players and students. tracy: what an awesome thing you're offering those kids. >> thank you. ashley: almost be a timeout for your "tech minute." amazon looking into the future literally. calling anticipatory packagey're shipping by researcher buying patterns, amazon believes they can deduce what your next purchase will be. to capitalize on that they will ship the products to warehouses

near you in anticipation of the order and an effort to get the package to you faster which you have an even ordered yet. it could deliver by drone, note can read your mind. spotify expanding his business allowing users to list items on their site. including the u.s., england and sweden. the latest upgrade from spotify trying to hold onto his 26 million active users. the crowd streaming market is about to get more crowded as a new competitor close to its u.s. launch. a power struggle going on in silicon valley. leading to a shortage of well-placed charges. they first began installing electric charges, they didn't anticipate the jump in users estimated they should have one

charging port for every two electric cars and by this ratio not maintained, problems arise. numerous companies are reporting nasty e-mail exchanges employees leave their car on charges for too long and in rare instances charge rage is happening. so much for the power of compromise. you called it. months and months ago, there will never be enough places to play this thing in, and you are right. tracy: there is a new wrinkle in the target credit card breach. some say the russian team behind it isn't responsible for the attack at all. if he is not, who is? ashley: the wolf of wall street shines the light on the dangers of excess. the surprising victims of this

lifestyle. we will be right back. floor bem in tallinn, estonia and the southbound bus barreli down i-95. ♪ this magic moment it is the story of ere every gre idea begins. and of those who believed they had thpower to do more. dell is honored to be part of some of the wor's great stories. that began much the same way ours did ♪ this magic moment ♪ ♪ this magic moment but with less ergy, moodines i had to do something. i saw mdoctor. a blood test showed it was low testosterone, not age. we talked about axiron the onlynderarm low t treaent that can restore t vels to normal in aut two weeks in most men. irons not for use in women or anyone younger than 18 or men with prostate or breast cancer. women, especlly those who are or who may become pregnant, and children should avoidt where axirons applied as unexpected signs

of puberty in children or changein body hair or incased acne in women may occur. report these symptomsto you. tell your doctorbout all medical conditions and medications. serious side effects could include increased sk of prostate cancer, worsening ostate symptom decreased sperm count, ankle,f, enlarged or painful breasts, problems breathing while sleeping and blood clots in the legs. commonon side effects include skin redness or irritation where applied, increased red blood cell count, commonon side effects include skin redness headache, diarrhea, vomiting, and increase in psa. ask your docr about axiron. adam: i'm adam shapiro with your fox business brief. citibank's website is having trouble preventing some users from online bank features. they have responded to some twitter users from the verified account saying they are aware of the issues. no official comment yet.

the number of unemployed people globally rose to 201.8 million last year. up nearly 5 million from 2012. report found east asia and south asia accounted for 45% of the increase in unemployment. china's growth slowed to the lowest level in six months, gdp in the world's second-largest economy grew by 7.7% in the final quarter of 2013. that is down from 7.8% in the third quarter. that is the latest from the fox business network, giving you the power to prosper.

tracy: the target hack attack case may be far from being solved. elizabeth macdonald has the details in her bottom line today. liz: this hits the headlines fast over the weekend.

watch out, the guy who broke the news about the target hack, he is the go tw the go-to guy, go . saying no, it was not the 17-year-old russian behind the attack. people are saying this, a cyber security firm, everybody is quoting this firm whose intelligence in this case is wrong. here's the plot thickens, and i shouldn't be funny, but cue the music. what we are now hearing is this is how it probably unfolded at target. when you look at how this thing unfolded, it is scary. the secure alert, the thieves basically steal the info at the point of swipe. watch what happens next. cyber thieves go in and basically hijack a computer at target, a server at target, they took it over and they back it

up. by using targets on server, own computer system. tracy: it took so long to figure this out. liz: four weeks. they upload that information from the server to a website, and now according to what we are hearing from law enforcement, watch what happens next. cyber thieves in russia download the data from the website. they are in russia during this period this is how this could have unfolded. this is a theory gaining a lot of credibility in security circles and this is possibly ow it happened at target and also the other thing-- ashley: so there is a russian connection. liz: we reported that a month ago that russia was a center of concern. the neiman marcus hack appears

to be separate from the target hack. this could be happening as we speak. liz: the firewall was easily breached at target, and that is not a good thing. tracy: elizabeth macdonald all over this stuff. ashley: there is evidence high octane excesses of use and partying displayed in the movie "the wolf of wall street" is coming back. we're joined by the ceo of new point academy who says his drug addiction treatment centers have had waiting lists for the past year. thank you for being here. we made the correlation between what we saw in "the wolf of wall street" and what was going on and that kind of culture. is that a very real culture coming back as some say, or did it ever really go away?

>> it probably didn't go away completely but as you see the market doing really, really well and a lot more disposable income in wall street and finance, the ability to access instructions if you would, alcohol, whatever you want, it becomes a lot easier to do. at the touch of a button, pretty much. ashley: you say one of the victims of this that nobody really thinks about are the children of the people who are doing this. how do they become victims? >> i am a product of a banker who work 80 hours per week and was showing love through material objects. substance abuse. not in my family. i myself did turn to substance abuse and i am in long-term recovery now, so what we see our parents indulge in themselves and ignoring their kids, parenting through buying material objects as opposed to companionship and other types of

real unconditional love, they're showing love through buying the objects. kids feel that, they reach out themselves. at newport academy we have existed for over five years any given time 25% of the competition was from the new england area. we came out here in western connecticut, we do see so many kids from executives. ashley: these are the kids of wealthy parents who have succumbed to the scenario you just put out. you say there are waiting lists. >> we have had a waiting list for over a year. it doesn't discriminate based on demographics, but wil would be l have more disposable income, or access to drugs, on "the wolf of wall street" one thing i particularly liked was the little honesty about the prescription pill. the largest increase the kind

any drug sector. cocaine is to use a lot, but more and in the film it was lude. i have a lot of friends that 30s and 40s who work on wall street and if they don't use adderall, they cannot keep up. i see guys and girls who have never use adderall until they got to wall street and started working and all of their peers are taking it. that is what we see typically the first drug of choice among teenagers is adderall. a prescription painkiller or antidepression. ashley: hopefully the message is getting out there. >> thank you so much. tracy: the clutter filling up your inbox. google force-feed user adds they don't even ask for. damage control ahead. ashley: one of america's

favorite products on the hot seat. a velveeta recall. we have the cheesy story.

ashley: damage control, google trying to quell user outcry from the chrom chrome browser. >> in the good old days google was a search ompany selling ads, then google got too big for his britches. it became a video company with youtube and software company with android, smartphone company by buying motorola and a retailer with google's web store. and the weekend backlash, google posted a couple of add-on extensions for the chrome web browser.

software interacts with the main browser to add extra bells and whistles. extensions are made by outside software developers must follow policies. these add-ons, may violate google's own rules by serving up all kinds of clutter on web streams on the business instead of sticking to the agreed-upon spaces on the right-hand side of the webpage, they started showing up almost anywhere they wanted on screen. yet google posted these two items without checking them at all. the hazard of the business. now with hundreds of thousands of software products made by outsiders. you have to fix it when somebody grapes. 100,000 people downloaded the extensions. there outcry was fierce and in this era of online outrage and social media a few thousand angry customers took to twitter can hurt you. but watch for this ad on ad to

increase. more firms are offering payments for the secret ad code in the product so it isn't going away although the two extensions taken down by google, guys. ashley: they are the lifeblood. tracy: how about that. say that at home all the time. now to the cheesy story we told you. nearly 2 million pounds of velveeta cheesy skillet dinners are being recalled over packaging mishap. the latest on the 9-ounce ultimate cheeseburger meals don't list soy which is a known allergen. producers caught the mistake and reported it the department of of agricultural food, safety inspection service, but don't worry if you need your liquid

gold fix, no other velveeta products were impacted which is good news for nachos everywhere. two weeks from yesterday. tracy: jeff flock said there was no shortage. i think cbs carries velveeta. coming up on "markets now." sandra smith will have all the ways you can play retail stocks to get the most bang for your buck. coming up, don't go anywhere.

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and losers. intel inside. the ceo is axing 5,000 jobs and placing a huge bet on mobile. can intel become the number one chip inside all of your smartphones and wearables? we'll find out how investor ors can read the tea leaves for signs of success at intel. and back to the future. after the sound of music live, nbc is hoping to sprinkle pixie dust on its next holiday will lye musical -- live musical theerd strike a chord the second time around? "countdown to the closing bell" starts now. ♪ ♪ >> good afternoon, everyone, i'm sandra smith, in for liz claman. the markets are closed for the holiday, but we are live with the very latest on what you need to know as you get ready for this holiday-short ped week. it will be huge