your bed to sleep better together. 48-month financing available through february 2 only at your local sleep mber store. find your sleep number setting and know better sleep. melissa: credit card breaches and hack attacks out of control. the fbi now sending warnings to retailers. it's a scary situation that is just getting worse. we've got a cybersecurity s.w.a.t. team here on how to take charge because even when they say it's not, it is always about money. melissa: huge selloff on wall street today. the dow down 311 points, biggest one-day drop in seven months. we're going to get to that shortly but first we wanted to focus on your wallet. the fbi is telling retailers to brace for a lot more cybersecurity theft. confidential report just

distributed the fbi links the malware used in the massive target breach to 20 previous attacks. and they say there is much more to come. we're attacking all of the angles of the issue with our own cybersecurity s.w.a.t. team. we have marketing expert, bob north. former nsa counterintelligence agent john schindler. we have cybersecurity expert morgan wright. morgan, i want to tart with you. this is confidential memo which has been leaked and i don't know what that tells you. >> there is the state of our security. melissa: that says a lot out of the gate. a lot of details were pretty startling. they said the software is bought on underground in black market. it costs $6,000. it is easy to obtain. attacks system at point of sale. that is where it goes. a split second before the data is encrypted they're able to steal your data. very hard to detect and very hard to fight. so they basically just said be

vigilant. thanks a lot, fbi. morgan, what is your takeaway from all that? >> look, the takeaway it is getting tougher and tougher to be a consumer. there are certain things they can do to protect themselves. but when you are at a point of sale terminal and swiping your credit card, there's a lost faith you place in whatever retailer is there is that your information is protected and secured because when you swipe it, that is trust you have, arrangement you have with them. i give you my information to pay for the stuff, you keep it secure. there is not a whole lot a consumer can do except not just the card and pay cash. melissa: john, i read all this morning and i swiped my card three times after that. i went to lunch. starbucks. >> so did i. melissa: what can you do besides pay in cash? as individual, once you hear this and hear the fbi saying retailers beware and by the way, everybody you hire, to help secure your system can't really fight this because that is basically what they said in the report. what do you do as an individual? >> that's right.

i'll be very frank with you coming from the counterintelligence background and knowing cyber threat i moved over largely to cash as much as i can in the last year. i think the threat is that much dire. federal government is trying to help but those in the know the threat is getting real serious as well as corporate cybersecurity experts but no one wants to panic the public. i think we're at a serious point. maybe a public panic is not bad idea to get seriousness. we need much tighter collaboration between the u.s. government, nbi, nsa, agency no one is talking about and corporate sector because people's privacy is being violated massively. the target breach should have convinced everyone how deadly serious this is. it is really only going to get worse. melissa: interesting you say that. at the same time people should be more afraid, visa takes out a huge ad in the paper this morning and say, don't worry, we've got you covered. >> that's right. melissa: we promise total protection, total guaranty if

your information is stolen or if your money is stolen, you are protected. bob, by the way. >> sure. melissa: there are obligated any way. they're on the hook anyway. >> that's right. melissa: bob, go ahead. >> this is not about them capitalizing on situation. visa wants to get out in front of this issue. this is about consumer confidence. i mean what is -- melissa: does this do it? john said the safest thing you can do is not use your credit card. that is all i could think walking around today. >> but that is ludicrous. yes, it is safest thing you can do is use cash but we need to use digitalof the we recognized that back in the '50s, back in the '60s. that is the whole vision of visa. the founder of vees is saying we're trying to create a global digital currency here. that's the future. we have to find ways to protect ourselves, yes. so that's what we're trying to do. melissa: morgan, how can the industry band together to protect themselves? jamie dimon, ceo of jpmorgan chase said that most recently on his earnings call,

instead of suing each other we should ban together to try to do something about this. if they do ban together is there something they can do? >> yeah. move away from the mag stripe. if they want to issue cards, go to encrypted chips. order of magnitude tougher for bad guys to get our data. other thing what we're talking about i believe with john, absolutely right. back in '93, president clinton, or '98, signed the presidential decision directive, 63, critical information sharing. you have information sharing analysis centers. start removing liability from company sharing information. they have to share it back and forth. political solution we need mutual assistance treaties in other countries to go after people operating from safe havens. melissa: since we're out of time, what do you think? will that work? >> i agree every single word. mag strips have to go. cooperation needs to be improved. we need a lot more cooperation at functional level with the

government, not everyone wants to hear. the government can not solve this. if you don't have better government corporate cooperation this problem which is bad will become unmanageable and undermined digital currency. melissa: come back. thank you. >> thank you, melissa. melissa: this is huge national debate and one talking about a lot here on "money," income inequality. we expect to hear a lot more in president obama's state of the union address on tuesday. a new study exposes some fascinating faxon the issue. fox news's chief washington correspondent jim angle is in d.c. with more. jim. >> hello, melissa. a recent fox poll found only 13% of voters think the government should take action because some people make more money than others. 62%, a majority, is okay with the disparities in income, reasoning that is how the economy works as it indeed does. what is responsible for income inequality? analysts say it comes down to several key individual choices.

listen. >> consistently in our research we see this connection between having two sources of income or earnings coming into a family and upward mobility. >> when a kid is born to a single mother, it is going to be harder for that kid, all other things equal to make it in the world. >> because of the care and guidance, two parents can provide from bringing in income to doing homework to personal discipline which is difficult for a single parent. another factor, one that helps even single mothers is education. >> our data showed that single parents have an extremely difficult time getting ahead and achieving upward mobility. but, for black single mothers with a college degree, 100% exceed their parents family income. >> but it is hard for breadwinners these days, melissa. there are 10.4 million unemployed as you know and another 6 million who aren't looking but would like a job

now. making it tough for those in the bottom rungs to climb up. listen. >> the thing that is traditionally pulled people out of poverty is economic growth. >> right now there are nearly three unemployed workers for every job opening. >> a huge number of households in the bottom fifth have no one in the household working. being in a bad neighborhood can increase upward mobility by 52% according to one analysis. how do poor people view inequality of income? depends on one key assessment. >> the answer is it depends. it depends on whether or not they feel that they have opportunities. >> so equal opportunity, melissa, not equal outcomes is the driving factor in whether people think they're getting a fair shake or not. melissa? melissa: wow. fascinating report. jim, thank you so much for that. >> you're welcome. melissa: first come loves, then comes marriage. then comes a 3-d baby for your carriage? that is right.

expectant parents can buy 3-d printed figurines of their soon to be child. can you believe that? creepy or total again just? -- gene genius. there is always loom to make money. up next, detroit needs you. shrinking motor city and new bid for survival and this time it involves flying in tens of thousands of immigrants. have you heard about this? is harsh criticism from the boss giving you sleepless nights. stick around. how you should make the most of all those sly little digs from management. it can help you. more "money" coming up. [ male annocer ] e newew york is open.

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even brakes all by itself. it's almost like it couldn't crash... even if it tried. the 2014 m-class. see your authorized dealer for exceptional offers through meedes-benz financial services. melissa: michigan governor rick snyder is a man with a plan. he has announced his big idea to revitalize the bankrupt city of detroit. bringing immigrants in to fix it. snyder says 50,000 talented foreigners are just what the city's crumbling economy needs. it is no surprise that many don't agree with him. so here to drill down on how it will work is moody's managing director and chief economist

john lonski. john, before we get to this, i want to get your reaction to today's market selloff. what did you think is behind it and do you think it will continue? >> well, first of all the worry about the health of emerging market economies, will they grow rapidly enough to provide support to u.s. exports? toward the end of last year u.s. exports to emerging markets up by more than 5%. u.s. exports to advanced economies by only 2%. they're very important. moreover i think there is growing sense that treasury bond yields are too high for a still fragile world economy, for a still wimpy u.s. economic recovery. i think the current 10-year treasury yield of 2.7% needs to move down to 2.5%. you could forget about a 3% 10-year treasury yield anytime soon. melissa: so you think the market will keep selling off? >> i think for the time-being it will, until at least we see the needed adjustment in the treasury bond market. we've got to get that treasury

bond yield down to 2.5. melissa: interesting. go back to the subject we're talking about what is going on in michigan, specifically detroit. so, governor rick snyder has this idea that he wants to bring in 50,000 immigrants. he is saying, that they have to be willing to live and work in detroit for five years. that it should be immigrants who have advanced degrees or show exceptional ability in certain fields. what do you think of this plan overall? >> well, it's a tall order. i think it is somewhat ambitious. i don't know whether or not you will find so many immigrants with these high qualifications willing to live in detroit. but i think we badly need of course is an influx of entrepreneurs into detroit who could perhaps make that economy come alive once again. and i think what also will be required is relatively cheap labor and i suppose this is why governor snyder is leaning on immigrants. melissa: you know, you hear this all the time from folks in

silicon valley. they say we have people come into this country and go to stanford and get advanced degrees and engineering degrees and immediately leave and take the knowledge back with them. the idea give a lot of these folks visas to stay. i'm wondering are there 50,000 of those folks that would want to stay and then would be willing to go to detroit and live there for five years? you asked the question. i think the answer is no. how many are there? are there 1,000? >> that is problematic. you have to set your sights a little bit lower and you want to bring people into detroit who are willing to start small businesses, that don't necessarily focus on high technology. i think there you have a reasonably good chance of bringing in a business oriented people that could provide needed lift to that regional economy. we had something like this take place in certain cities in up state new york. if i'm not mistaken, utica, new york, some of those cities,

rome, new york, were down and out for a long time. they brought in immigrants for emerging market countries done wonders at least stablizing the local economy. melissa: basically what he is saying people are fleeing detroit like rats because everything is falling apart. nobody wants to be there. so if you don't have a population living there wants to invest and wants to work and raise their family the city is doomed. is there any other way to do it besides granting all the visas? if this doesn't work what else would you say to governor snyder. >> you realign market forces over time. it will be longer process. eventually price of housing or land reach as level so attractive relative to the rest of the united states, that you get migration into detroit from other parts of the u.s., to take advantage of these opportunities. but it is not going to happen overnight. and you know, quite frankly, trying to get 50,000 highly-educated people to come into detroit from the rest of

the world is not going to be an easy task. melissa: yeah. no, it will be interesting. john lonski, thanks for coming on. >> thank you. melissa: everyone talking about the health of the new health care system which sure looks like it is dieing a slow death. tom sullivan says it will likelily get worse. >> the ceo of aetna insurance, mark bertolini is sending some interesting an confusing messages about health insurance in america. he said they may have to double rates next year if enough young healthy people don't sign up or, he says his company may have to drop out of the obamacare program all together. i don't think so because he is also said he expects 70 million people will eventually be part of the exchanges and his company wants their piece of the action. so which is it? even though moody's issued a negative outlook for the entire u.s. health insurance industry i don't think aetna is in trouble. maybe some smaller, newer health insurers but not the big boys. bertolini said obamacare revenue is only 3% of his company's

revenues and second, the government has a multibillion-dollar fund to pay insurance companies for losses just to keep them in the program. in reality none of us know the future of health insurance late they are year when employers are going to decide if they want to continue offering insurance to their employees. if you think the insurance market is a mess now, wait and see if employers cancel their group insurance much. melissa: yeah, right. catch "the tom sullivan show" on fox news. siriusxm. many local stations at 3:00 p.m. eastern. up next there is no doubt about it, a dig from your boss can be the most stressful part of your day but isn't the criticism for your own benefit? listen to our "money talker" and tell us what you think. is coping with feedback the secret to your career success? do you ever have too much money? [ me announcer ] this is the story

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melissa: does your boss criticize you a lot and do you get the feeling that it is because they want to make you better or because it makes them feel better about themselves? the truth is how you handle constructive comments is the key to your career success. here to weigh in on the right and wrong way to deal with it, psychologist, jeff gardere, business and life coach, and author kirk. thanks to all of you for joining us. >> it's a pleasure. >> kirk, i will start with you, you are a leadership and growth expert. i would think you would be able to tell people how to read aow . how about if you start crying and get totally emotional, is that good? >> typically not. melissa: no. >> not typically very good. when someone is trying to grow

with people, we all love to have somebody that gives us advice in the perfect way and perfect time and most gentle way. melissa: isn't that part of being a manager you're supposed to in constructive way inspire people to do better? >> absolutely. absolutely. melissa: that doesn't happen up the time. >> doesn't happen you will the time. sometimes you get in a rough way. >> if you break them down and end up crying it tells me that you are doing something wrong but that is also a way for you to turn that to your advantage. if those tears come, that is way to get the manager to stop doing what they're doing and take a look at themselves. what they have done is something that is pretty ugly. melissa: just because they're crying doesn't mean you're ugly. it means that you can't handle criticism. >> i think you need better skills as a manager. if you're the person who is crying, next time around you need to think of better way to handle that situation. >> the article we were looking at for this outlines key things you should do to respond. one of the things i thought was interesting, determine if the criticism is accurate.

that is really hard to do when it is evaluation of yourself. how do you do that? how do you determine if it is accurate? >> i think it is important to listen to the entire criticism and look for the grain of truth and grain of truth that allows you to grow as a human being. and not just grow in your business life but your personal life. melissa: how do you sort out the grain of truth is? if somebody says you're not doing job way we want you to. that is not fair criticism. a lot of people you see, come and talk to them about what was wrong yesterday on the show they did, the work they did and they have a thousand excuses for why it went that way. >> i think it is important to know yourself and know why you took the job in the first place. if your initial motivation was to learn and to grow and contribute to that industry, this is an opportunity for to you do so. melissa: does it matter if the criticism is accurate or not if it is the boss's perception? that is the person who in charge of your career? so if they think you are not performing up to the level and not doing this and this right, you think you are, does it

really matter? and you're not. >> of course it matters. >> you've got to make a choice to grow. if you want to grow, you're going to get advice. sometimes it will be form you like. sometimes it is not what you like it. seems they make you cry. it is not a perfect world. sometimes the road to heaven goes through hell. melissa: give me something actionable? i go in and they sit me down and tell me what i need to do better. what do i need to do from there. >> we all got hard advice. best people do action. melissa: what does that mean? >> step back and hit the pause button. step back and look beyond the details and look at patterns. have i heard this before. have they delivered information with other people. look at information over and over again. >> absolutely. melissa: what do you do in the meeting? >> first thing not take anything personally. melissa: but it is personal. >> not take it person mali. come from a place of poison

power to let the boss perceive whatever happened. melissa: take a breath and listen. >> take a breath and listen but. >> never ever, i'm interrupting. >> no, no i'm not taking it personal. >> never interrupt the boss, the more they feel heard more likely they will hear you out. >> but at the same time i think you take out a pen and some paper and you write down exactly what the boss is saying. you can say to the boss, listen i agree with you, with all five points. maybe there is something here i need to tell you that can help you with what i think i'm doing right. so it has bottom to be a give-and-take. if you're just sitting there and taking from that boss, that boss is going to start giving you inaccuracies and may think you really don't care that you're not listening. if you talk back too much the boss thinks you're not listening. at what period of time do you come back and say let's checque back in? how do you set up a strategy going forward to get back with them and look for more feedback and see if you're doing better? >> i think it is important right

then and there after you listened to the criticism and feedback, be positive, thankful and grateful. actually in the moments suggest to the boss what you're willing to do differently immediately. melissa: immediately. interesting. he thank you, guys. >> thank you. melissa: i'm ready for my next meeting with the boss. i'm ready. up next we're looking at d.c. where there is a whiff of fatty pork in the air. find out how the latest federal budget is packed full of questionable pet projects. isn't that shocking? who made money today. the company continues to defy skeptics. philanthropic owner made millions of bucks in a single day. nice. "piles of money" coming up. [ male announcer ] e new new york is open.

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melissa: you know how much i love bacon. but the pork going into the trillion dollar federal budget is feeding a lot of people's mouths. the new bill is taxed with

expensive projects. our fox news correspondent is lives in los angeles with all the gory details. reporter: there are corporate welfare for 62 million. $44 million in a slush fund for unnamed water projects, and millions in cancer autism research in the pentagon budget and that is the beginning. >> we have to change the culture to one that limits wasteful spending. >> it is full of pork projects, ineffective government projects and corporate cronies. >> spending is up 45 billion as congress goes out even more money than many request. the navy wanted 3 billion for a new submarine and about 4 billion. congress gave the army 90 million to upgrade a tape that didn't need it.

and the oil and gas industry gushes profits, yet it received a half billion dollar subsidy. >> we should not be paying for these private sector energy companies. they need to stand on their own 2 feet? despite a ban on earmarks, congress is still bringing home the bacon. patty murray 125 millioo. senator jerry moran ronin nipping fish and when the pentagon tried to save money by closing bases, congress said no. >> even when they are told by their own people and analysts that these are a waste of money and this is an inefficient use of resources, congress is was more than willing time and again through good money out.

reporter: senator jerry moran said it is not an earmark the part of a competitive process. but he takes credit for helping with the project. the bottom line is if you thought congress was still embarrassed by the bridge to nowhere, they are not. melissa: it is finally friday and we are taking a look back at the week that was very "money." here is the rewind. cut health care company bailouts become a reality? >> the economic model by which obamacare is supposed work is not working. >> the website is horrible and there's a thousand person we mind. >> they will have to do in turn raise prices for people like myself. >> this is what happens when the government tries to create a market. it's like a man trying to create something as well. melissa: is because timothy

geithner was okay with this? >> governor cuomo, chris christie, they don't care if. melissa: amazon got a new plan to protect what you are going to buy before you can even buy it. my 3-year-old son is obsessed with lions right now. will an algorithm figure that out? >> absolutely. i don't think they're going to send you a stuffed lion. melissa: at this point feels like it's forever. sacramento kings are leading the way with technology. how many people do you think will pay in bitcoins? >> you can buy hot dogs in the jersey and everything you can buy is there. melissa: is okay but i found this jersey? >> as long as you don't add any more where care to it, that is fine. melissa: you can never have too much money. melissa: george hamilton, making money. the show is all about money. the number of shark attacks in hawaii a surgeon.

>> they made a mistake and let go at some point. melissa: is your foot not delicious? [laughter] >> i watch you all the time. still and that's a good way to start. i like the buttering up. melissa: we are all about the "money." our very own charlie gasparino versus eric boling. >> that is absurd. even come openly just took a shot at me. melissa: she cancer hit each other. either way. melissa: well, that was fun. we want this is why you have to set your dvr to "money" everyday. coming up remember when we first could see an ultrasound 3-d printout? be prepared for a life-size 3-d printed baby model that is offered to mom and dad you decide at the end of the day. it is all about "money" ask me what it's like

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melissa: are you ready to take the plunge and tie the knot? or not entirely convinced that it will last until death do you part? more people are warming up to the idea and buying in. a change of heart insurance. so this means that i will pay for my wedding and i pay for the upcoming wedding date and i decide that i think that i can do better. so i can go ahead and tell you that i have changed my mind and get my money back. is that how that works? >> not quite. the cancellation has to take place a certain length of time prior to the wedding date. it is about 365 days, which is one year. in the beginning when we did it there was so much fraud that people were coming to us and

they knew that they were going to break up and so we were paying out 90% of the policies turned into a claim area and of course, you cannot do that with insurance because it does not work. so we had to adjust that. melissa: i have to get cold feet a year in advance in order to collect on the policy? >> for that particular coverage, yes. there other kinds of things like whether and things like that that is not the case. but when it comes to cold feet it is about a year out. melissa: people plan their wedding a year in advance may be. are there that many people that are that far out? how much would you have paid for a year in advance he would be able to recover the money? it seems like there is no market and no consumer for this. >> that is not true because a lot of our weddings are planned two years out. our policy is the same price if you buy it two years out for two days out. it is the same amount of money.

people are scheduling their weddings a year and two years out because the high-quality facilities are booked up a year to two years out. melissa: how many people have you had canceled their wedding more than a year in advance? >> i cannot tell you how many we have had in more than a year but we have had several hundred cancel strictly for change of heart. melissa: have you paid out on the hundreds? do they qualify? >> yes, they did. and i used to be a lot taller than i am right now. [laughter] melissa: i don't understand. what does it have to do with your height? that achieve high obligated to pay this out? >> yes, they beat me down. i used to be six for and i am not anymore. you can turn a claim in 30 days ahead of time up to four months

in a it would take six months and we actually ended up at one year, to try to control the fraud. that was the hard part was the fraudulent claims that were coming in. and it is a problem. melissa: why would i buy insurance to cancel it more than a year in advance? so how much have you actually paid when your 365 days away from your wedding? would've someone typically pays for policy, how much do you pay out? >> that particular coverage will only cost you $25. so it is not very expensive. it doesn't really have a lot of premium attached to it. melissa: okay. >> but it is purchased for other reasons besides that. it covers hurricane and things like that as well.

but the number of claims are down. melissa: rob, thank you for coming on and good luck to you. >> it is my pleasure. thank you. melissa: kids grow up so fast. don't you wish that they could stay little in queue for ever? advancements in 3-d printing can make that a reality. there is a company that is making and selling real estate life-size 3-d copies of your unborn baby. i had to see for myself. the 3-d baby print out owners are joining us now. what gave you this idea? >> this started about a year ago. we were looking at old baby pictures of our kids and realize that they grow up so fast. so we thought it would be nice if there were other ways to remember them. and so i was wondering and wishing i had 3-d ultrasound, which wasn't very popular when i

was pregnant. it just so happened at about the same time that the 3-d printing industry had a big explosion of 3-d printers. >> i have been excited about 3-d printing. i've been wanting to get into the industry. melissa: i have to tell you -- hold it up and show us what you have. it is a little bit creepy. it is not the baby do you hold when it comes out. this is the in utero baby that you have never seen before. and i'm trying to figure out it's a keepsake in a memento -- to put it on her mantle? if someone sees that on my mantle, i think that they're going around for the front door. >> this baby is a symbol of love. >> this is a new technology and

there's nothing else on the market we are updating our products in order to make a better experience. melissa: the 2 inches $200.30 of the 600-dollar version and an 800-dollar version. how many have you sold? >> we are actually working with customers right now. we had to purchase this week of a woman who is about 29 weeks pregnant. she is super excited to get her 3-d ultrasound and have this 3-d baby arrived at her door. we are excited for her. she's a wonderful lady. melissa: where the mechanics behind a? do print it it out? >> it all starts with her going to get her 3-d ultrasound.

it's as simple as her sending her digital images over to us and going for ordering process to let us know what she is looking for her own 3-d baby. then we have our proprietary process of how we customize the face and the body position and printed out. we put on the finishing touches and send it to the parents. melissa: there you go. that is something. thank you for bringing it on with you. >> thank you. melissa: coming up next. has anyone ever told you how awesome your? there is no better time than now. it is national compliment day. it has given out over 10,000 compliment in the past year and a half. you have to hear what has been discovered in the process. you can never have too much money ♪

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melissa: here is a story that everyone is buzzing about today. breaking better watch out because a boat load of hungry rats at making its way towards their fair isle. a deserted cruise ship has been in the north atlantic in the uk coast guard believes it is being blown in their direction. experts worry that the ex-soviet ghost vessel is home to thousands of rats which have been eating each other to stay alive. salvage hunters are eager to get their hands on it, which could be worth more than a million dollars in scrap. it's all yours. can you imagine? let's have some friday fun with spare change. today is national compliment day. here to sweeten things up as one of my favorite business leaders. president and ceo seth goldman.

i'm so happy to have you back on the show. >> it's great to be with you. you make business news so much fun. >> i am trying. melissa: why waco with the compliment. i was following online and it was really sweet. a lot of people were sending tweets. how do you do random complements? >> here we are at the coldest time of year. everyone is huddled in looking inward and this day before a few weeks ago, it's such a great thing to put out some positive thoughts. so we started sending out is part of our complement booth, people can come up and get a free complement.

and we have generated so many more. there have been over 3600 complements going around since we started. melissa: it's very clever marketing. you were trying to see people are going to be honest and really pay for it. and almost nobody did. >> it was surprising how honest they were. it was a very positive thing. melissa: it was all the politicians that went out there. i was just remembering that incident. what kind of complements are most appreciated? personality is number one? >> just come we surveyed 2400 people. people really appreciated condiments about their personality the most. and also their work ethic or

their character is it about being sweet or honest? >> there is is a backhanded compliment in there as a complement where you're really trying to get something for yourself. there are products used to be simple and direct let's just put off positive thoughts. when people receive the compliment they are 60% more likely to share a component with someone else. to that has been really nice to see those ripple. and it's transparent. and it is a really nice way for us continue to share our mindset with our consumers. melissa: i was sort of trolling

for compliments by virtue of sending a reach we. that was a bit insincere on my part. and condiments given by family members, 44%. random stranger, 30%. in theory family members love you so they give you a compliment anything that's nice. a random stranger, that is early sincere. >> one of the nicest compliments is what is the best component you've ever received and one woman said it was one her mom told her that she was a good mom >> here we are in the we are talking about this.

melissa: we are talking about it on a date we never would have otherwise. you are so smart. thank you for coming on. coming up, who made money today? this guy things that poor countries will be wiped out within 20 years. he just made hundreds of millions of dollars in a single day. you can never have too much "money"

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pradaxa can cause serious, sometis fatal, bleeding. don't take pradaxa if you have abnormal bleeding or have haa heart valve replaced. seek immediate medical care for unexpected signs of bleeding, like unusual bruising. pradaxa may increase your bleeding risk if you're 75 or older, have a bleeding condition or stomach ulcer, take aspirin, nsaids, or blood thinners... ...oif you have kidney problems, especially if you take certain medicines. tell your doctors about all medicines you take. pradaxa side effects include indigestion, stomach pain, upset, or burning. if you or someone you love has afib not caused by a heart valve oblem... ...ask your doctor about reducing the risk of stroke with pradaxa. open to innovation. open to ambition. open to boldids. that's why n york has a new plan -- dons of tax free zones all across the state. move here, expand here, or start a new business here and pay no taxes for ten years... we're new york. if there's something that creates mo jobs, and ows more businees...

we're open to it. start a tax-free business at startup-ny.com. [ male announcer ] when your favorite food starts a fight, fight back fast with tums. eartburn relief that neutralizes acid on contact and goes to work in seconds. ♪ tum, tum tum tum tums! melissa: whether it is on wall street or main street, here is who made money today. everyone that owns microsoft. it is mainly due to the success of the xbox console. shares rose by more than 52%. and bill gates just made $270 million. and also making money is starbucks. more than $4 billion, proving

yet again it has one of the most successful gift card programs on the planet. they now represent nearly a third of all starbucks transactions in the u.s. one in 10hat the but the american adults receive a starbucks card at some point during the holiday season. i wouldn't say no to that. and about to lose money if california residents. lawmakers are on another mission to get supermarkets to stop supplying free plastic bags by at july 2015. after that customers would have to pay tends to transcends. the average family is said to get around 15 plastic bags every time they go grocery shopping. once a week if you shop your taking 780 bags per year. that is all i have for you. i hope that you made money today. see what mark zuckerman thinks about the ongoing wage and what

the president will say about the state of the union. that is monday at 5:00 p.m. and in the meantime have a fantastic weekend. "the willis report" is coming up next. ♪ ♪ ♪ gerri: hello, everyone, i am gerri willis. tonight on "the willis report" it. gerri: consumers brace for another spike in utility bills. >> it has been pretty rough out here. gerri: new charges over hospitals inflating medical bills. and retirement accounts take a beating as stocks nosedive. if the market correction everyone has been talking about finally here? we are watching out for you tonight on "the willis report." ♪ double mocha ♪