♪ ♪ ♪ imus in the morning ♪ >> you can relax a little. it's not a full bounceback by stocks, but as of now, the manic selling has stopped. good morning, everyone. after the worst week in two years, the dow opens with a gain of maybe 30 points. nobody can tell you whether it holds through the day, but at the open of trading stocks will be up a little. watch google. it's extending its reach everywhere. today buying into artificial intelligence. >> that is machines that think for themselves. and we'll be watching the cruise industry.

yeah, another pr disaster. hundreds down with gastrointestinal illness. i guess that's better than last week's cannibal rats. "varney & company" is about to begin.

>> the deadline to raise the nation's debt limit next month and president obama will not negotiate. he wants a blank check. listen to what his top advisor told chris wallace yesterday. >> the american people should not hold congress ransom from doing their basic function, which is paying the bill. they have passed what is essentially a debt limit free of ideological riders and spare the country the drama and economic damage of repeating the movie nobody wants to see from october. stuart: let's get some clarity here. he's talking about a blank check for the president to spend more, keep raising the limit without any provisions, no strings. republicans in the senate, including senator marco rubio, they want to attach a measure to it that would stop any bailout

for the health insurers because of obamacare, or waive the medical device tax. the battle lines are drawn. the president doesn't want to deal at all. the republicans insist on strings. the deadline is less than a month away. time is money and we have the super bowl headlines for you, real fast. broncos, seahawks, have arrived. both teams touched down in jersey yesterday. the seahawks prepping at the giants facilities and the broncos at the jets place. both teams are staying in jersey city. for the fans, what was expected to be the most expensive super bowl tickets in history. prices are coming down. as of now, more than $400 cheaper than last year's championship game. what's the reason for that? the weather may be one reason. here is the forecast for game day. a high of about 40 degrees, wet, with rain or snow possible. it could be the coldest super bowl kickoff since 1972. now this. lawrence popps collecting

disabilities claiming he was blind. he's been sent to a jail for year after authorities caught him driving to the disability office and also seen riding a snowmobile and piloting a speed boat. he was working for two other companies collecting disability checks in total, scammed taxpayers out of $175,000, he's going to prison. the markets are coming off their worst week since november of 2011. this morning, we've got a very modest bounce back, what does that mean? how modest? we'll tell you precisely in a couple of minutes. ♪ [ bell ringing, applause ] five tech stocks with more than a 10%... change in after-market trading. ♪ all the tech stocks with a market cap... of at least 50 billion... are up on the day. 12 low-volume stocks... breaking into 52-week highs. six upcoming earnings plays... that recently gapped up.

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>> ♪ we'll never be royal ♪ >> recognize that? do you? it's a song called "royal" performed by lorde. it won song of the year at the grammys last night and that, ladies and gentlemen, concludes our coverage of the grammys for this entire program. got it? we are indeed 30 seconds from the opening bell and chicago's scott shellady is with us. a big haircutlass week. do you think the selling is over? we're up to, 30 points, is it over? >> probably not. even the viewers know the market is allowed to go down every now

and then. where are the pundits looking for a pullback, they should be be applauding this, we've got the fed meeting this week and it's going to be a bumpy rides. the stocks will go up because we're going to accommodate all year long. stuart: you've relaxed a lot of people, well done, young man. let's go to the markets, we're open and it's monday morning and we're coming off the worst one-week decline in a couple of years and we're opening ever so slightly lower. i was looking at the futures earlier, which indicated at a higher opening, not by much, 20, 30 points maybe, and now the trend is ever so slightly higher. 26. we'll watch that one for you. the dow is getting some help this morning from caterpillar, which is a dow stock. what's the story, nicole? >> stronger than expected quarterly profit helps caterpillar move up 6 1/2%, a huge move for caterpillar and keep an eye on john deere as

we well, your favorite a track for. >> that's helping for sure. how about cisco. >> 29 points because of caterpillar. let's get to cisco, downgraded cisco and basically there are concerns about the weakness in emerging markets and delayed spending in that market. so, brokerage cut the stock target to 17 bucks from 21 bucks. >> it's a door stopper as usual. thanks, nicole. let's bring in ed butowsky, the money manager to the wealthy. ed, you say the caterpillar rally is a red herring, i think you think there's more selling to come? >> there's no question. if you hit, i think the number, we're about a very, very small amount of money, excuse me, points below where we need to go, where we see a massive selloff. when i say massive selloff. i think computer driven selling. i think we've got a lot more down side. the earnings on caterpillar are

better than expected, but lowered the number of what they were hooking for. let's also point out it was mainly accounting and currency play that got them better than expected earnings. it was not unit growth. the economy around the world isn't good. stocks moved based on expected earnings. i do think we're going to see some pretty good selling in the next couple of months. stuart: so you're pouring some cold water all over those warm and fuzzy feelings a lot of us have. don't say anything, okay? we'll come back to you in a couple of minutes because i know you've got a couple of utilities you like and will pay me a big dividend. stay right there. ed. google's stock, they paid 400 million for a london based artificial intelligence company, deep mind. tech watcher ted murphy joins us from orlando. ted, look, google's getting into everything. they're buying up the whole planet. now it's machines that think. what's google doing with this? where are they going with this? can you tell us? >> you know, there's a lot of speculation out there about what this all means, but one of the things that we do know for sure

is that google is very interested in creating self-driving cars. so, if you take their acquisitions and robotics and take their acquisitions here with artificial intelligence and bring the two things together and i think you've got a perfect recipe to have a self-driving car in the future. stuart: not as an investor, don't address this as an investor, just address this as a private citizen, are you a little worried about google getting into thinking machines? some talk out there, but skynet. right? the killer robots on one side and you've got machines that can think for themselves. you've got the acquisition of net so they can turn up the heat in your house and so you can go out and the robots can get you. it comes together here. i think we're okay at least near term. we're not going to have killer robots, but i will say that this is a huge power play. google has had four acquisitions here in the last month, they're definitely very interested in becoming more than just a search

engine. stuart: very interesting, ted. stay there, i'll be back to you in a second on bitcoin, watch out for that. nicole, we've got another infected cruise ship. this is royal caribbean lines, 300 ills. >> horrible. hundreds are ill. royal caribbean is up 2 1/2%, there's a story about the sick people on the ship, which is current it had, right? and then there's the story of the latest quarter, it turns out that profit was good in the latest quarter so the stock is jumping on the quarterly report. not on the fact that they've got some cleaning up to do now because you have maybe 600 passengers that are ill. stuart: i don't think many people are expecting the stock to go up this monday morning, but it's up 2%. nicole, thanks very much indeed. sandra? seems like you can have one pr disaster after another for the cruise industry and nothing happens. you want to explain it? >> it goes to show as long as you produce a profit. they reported their numbers and they were profitable in the

latest quarter, compared to a huge loss in the same quarter last year. as long as they post the numbers, the investors buy the stocks and they seem to be shrugging off the bad news for the weekend. dare i ask you, would you take a cruise? >> no, i'm not against the cruise industry, i have a sister that loves the cruise, i'd rather a small boat. >> a yacht. >> i'd dream, let's put it that way. stuart: you prefer the yacht. ed butowsky please come back in, i know you like utilities because they pay a healthy dividend give us two utilities that you like and tell us how much dividend they pay. go. >> well, i like firstenergy and right now, they cut their dividend recently. they still are paying a dividend and i see an upside from 31 up to 36. and i love dominion, my favorite utility and that is paying somewhere around 3.6% based in the virginia area. and i see about a 16% gain on the equity, plus you figure that

potential, you know, gain off of that income. so, i really like both of those utilities. and stuart, i want to ad the california utilities are undervalued. if you're out there and you're a buying, the ones in texas are doing well. i'd stay away from the ones in the midwest. stuart: you like 3, 4, 5% that some of the utilities will pay you? you think if you've got a bunch of stocks some should be a utility. >> no question you shouldn't wake up any day without utility in your portfolio. stuart: we look to you for guidance. appreciate it. back to ted murphy, i've got to ask you about bitcoin, i promised the viewers i would ask about it. i know you're a fan of bitcoin, i can't understand that. most authorities in the world are trying it stamp this thing out, but you like it? by the way, one bitcoin is worth $807 as of this morning. the value is all over the place. >> well, you know, depends on

what market you're looking at. so it actually spiked up over $1,000 this weekend. i've got a bold prediction, i'm going to go ahead and say that bitcoin is going to hit $2000 by the end of this year and here is why. one, you have people that are just totally enamored with bitcoin and driving awareness and we're talking about it and more and more people become aware of it and it drives up demand. two, yyu have retailers and other people interested in accepting bitcoin because it's driving down the transaction costs. instead of paying 2 or 3% to the credit card companies, they get to save those transaction fees. three, you have huge, huge investments being made in bitcoin and it's coming from venture capitalists and it's also coming from the people that are mining bitcoin. bitcoin mining is becoming more and more expensive you've got to invest tens of thousands, millions of dollars to be n competitive as a miner and that's going to drive prices up over time and i'm bullish.

stuart: we heard you and you're on videotape, too. you've got to tell me about facebook. you're buying, i believe, you're buying the idea that came out with the princeton idea that compared facebook to a disease that will run its course and go away. facebook will go away, what? >> look, i've been saying this for years and it's not specific to facebook or any other social network, if you look at what's happened with aol, you look at what happened with myspace, there's a natural cycle that the social networks go through. it's more and more the older generation what you pile on what you see is a mass exodus from the younger generation. you're seeing a decline from the tweens and people in their early 20's and they're looking for something new, it's not to say that facebook is going away tomorrow or that particular report said it was going to lose 80% of users by 2017. i don't necessarily believe that, but i do believe that facebook's got to innovate and

see continued acquisitions there and they're going to have to look at companies like snap chat and pinterest and figure out how do we get towards this younger user base. stuart: there's that ted murphy again, he loves bitcoin, hates facebook. come back to us, please, we like it it. thanks very much. check the big boards because we're up precisely 26 points. that's exactly the gain for the dow delivered by caterpillar. okay, so you take caterpillar out of the picture and what you've got is a dead flat market after a terrible performance last week. as we said, we've been saying all morning, google is at it again, buying up this time an artifical intelligence company, deep mind. this after buying boston dynamics, the company that makes that thing. the big dog. >> can you imagine one of those thing running around if it can think for itself. you want to get bit from that

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100% invisible hearing is wonderful. finding one that works 24/7 with no daily hassle is just too good to pass up. so call now and ask about your risk free day trial. get a lyric in your life. >> check the big board, we're up, but only just. you take out caterpillar and you don't have much of a gain, but we're up 42 nominally. check the price of gold, actually steadily climbing, 1278. and caterpillar accounts for 29 of 30 points for the upside move of the stock. and this morning we have with us bill harris the former ceo of paypal and intuit and now the ceo of personal capital. i want your take on two stories this morning, bill. first of all, google. as you know, you've watched our

show, i know you have. they've paid $400 million-- >> your show is where i get all my news. stuart: glad to hear it, harris, that's why you're back. a company deep mind, artificial intelligence. can you tell me where google is going with this? >> yes, not only google, but everybody in silicon valley. the single most important thing for many companies right now is what we'd refer to as big data. they're looking for data scientists. and all of a sudden we've got so much information on so many people, that we can, we can watch, we can understand, we can learn. and this is machine learning u so this is a machine that can think for itself what to dig out of that information. >> to dig out and think for itself. the fellow who founded it this particular one, a child chess protege, you know, deep mind. he thinks about this stuff and now he's allowing his programming com

for themselves. really? do you see the danger in that? you're very much part of this world? >> i don't see danger here, i see a tremendous future. what google talks about and other people talk about is technological cingularty which means the merging of man and machine. so think about this, your compute are right there, what if it really, it's an extension of your mind, it stores information and helps you calculate things and helps you be better. this is exactly what we're doing, but taking it to an entirely new level. stuart: a lot of people are worried about google because it's buying into everything. >> sure. stuart: and it's doing that. microsoft capitol do that in the 1990's because the government clamped down on them. >> as a matter of fact, i was one of the 13 witnesses in the department of justice suit against microsoft. stuart: you were? >> yeah. stuart: you were the guy who hobble my stock. [laughter] moving swiftly along, bill

harris. what do you think of investor carl icahn. he wants ebay to spin off paypal. that's your baby. what do you think about that? >> a long time ago that was my baby. i think it's clearly the wrong thing for ebay to spin off paypal. icahn, you know, he may achieve his goals which is to increase the stock price, he's got a position. it's really an exercise in self-interest. it's not an interest in shareholder rights or activism. so, in that sense it may have a positive spin, however, ultimately, pay pal absolutely belongs like this, with ebay. stuart: does paypal still dominate the on-line payments mechanisms of this world? >> absolutely. stuart: can you give me a market share? 'cause i don't know. charles: it's tough to say market share. do you include credit cards and that kind of thing? as on-line payments probably 10-x, the actual payment volume of any other payment.

stuart: i've got to ask, i've got 20 seconds. did you sit around as a bunch of guys, whom so ever and say let's come up with paypal? >> pretty much. >> really? >> we had a bunch of ideas and most didn't work. it was elon musk, peter teal, max lep chen and myself? were you in a meeting you four guys sitting around in meetings. >> no, two companies that were essentially competitive and then we merged the two companies and it was there. stuart: away you go and you're going to be a billionaire. excellent bill harris, always good to have you with us. >> thank you. stuart: see you later. wait for this, a feminist blog post goes viral, critical of young women with husbands and children, saying getting married and having kids, they are not major accomplishments, that they're actually easy tasks. that story is next. ♪

♪ i'm every woman ♪

are we still on for tomorrow? tomorrow. tomorrow is full of promise. we can come back tomorrrow. and we promise to keep it that way. csx. how tomorrow moves. what a day. can't wait til tomorrow.

>> look, please at twitter. we're keeping an eye on it today. i don't know the reason why it's town nearly 5%, we'll find out in a moment, but it's down. my take in the next hour on royal caribbean's explorer of the sea. hundreds sick, it is a pr disaster, but people still take cruises en masse, why? my take 10:25 this morning. now this a feminist blogger getting heat on his latest post slamming motherhood and marriage. it's titled "i look down on young women with husbands and kids and i'm not sorry" her premise, i don't think i need to explain it. her premise young moms who work, getting married, have kids, aren't equal to a woman who travels and takes care of herself. we have working moms here. and sandra your take first? >> i hate to justify this blog

posting by talking about it, it's demeaning and absolutely horrible that a woman would be saying these things about other women. we're supposed to be propping each other up and bringing ourselves out of this and i found her comments to be disgusting. stuart: disgusting, that's the word. >> she was saying why have baby showers and wedding showers, anybody can get married or have i want to give a shower to somebody who's backpacked through asia. now what? i don't want to justify this. stuart: hey, nicole, come in fast, please? >> i agree, strongest and most respected women are those who support other people whatever it is, whether it's backpacking through asia or having children and marriage. she says you''l never have the time, energy, freedom to be exceptional if you have husband and kids. listen, she is a challenging history and religion of thousands of years. okay? people have husbands and kids. that happens, go figure. it it does sometimes take energy and other things away from maybe

my plight in trying to learn how to backpack across asia, yes, she's correct with one thing. stuart: and the war on women is becoming internal, but liz wrap it up for us. >> and said also my mother and sister don't have an identity. >> it's hard not to look down on someone you think is weak. listen she says she's a powerhouse and lover of start-up. and most important start-up is a family. and this is a retread, warmed over stuff we've seen before. i now support an internet tax on stupid blogs. so we should have an internet tax on stupid blogs. stuart: i love it, liz. thanks very much. >> she's giving the term artificial intelligence new meaning. stuart: and that's the coverage she's going to get. nicole? >> and our producer said she should do wife swap and go into a home and handle the husband and children and the things that go along with it, it's not he ease. stuart: thank you, ladies all good stuff. check out 3-d printing, a 2500 square foot building. that's coming up in the next hour and talk to the guy who

actually is doing it. plus, now this from super bowl bling, real super bowl rings up for auction, includes one from last year's champion. find out why our player is he willi willing-- selling his ring so soon. in our hour of "varney & company" is coming right up.

and she might have if notor kari, the identity thief who stole jill's social secuty number to open credit cards, destying jill's credit and her dream of retirement.

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we want to know what intelligent computers will do to us if they get inside that beast. the judge, is he worried? news on food stamps for the first time majority of recipients are working households. we have the professor who invented the 3d printer that can spit out a building. super bowl rings up for auction. you will see them, i will wear one. how much, you ask. and justin timberlake to pull the millennial's into credit cards. ♪ i've got the numbers for you just in. december new home sales down 7% month over month. the annualized selling right pretty low, 414,000. not positive news on the housing industry. we will check back with that in a moment.

the big board, caterpillar seems to have stopped the bleeding. charles and liz are here. is the selling over? charles: not sure. stuart: that is an honest answer. what are you doing? that was a very good. charles: a lot of things going on around the world. stuart: your point was the rest of the world was doing very well, merric mirkin companies we making big profits over there. if that scenario still in place? >> it was not as solid as it was one week ago. they don't have any foreign reserves, it is less money for them. but all the countries in question heather on outside political event. india, i don't know what the heck is going on. i have this inflation battle. they would not let the big-box retailers in there.

pain the most money ever for an onion. argentina. stuart: thailand emergency rule. venezuela is in trouble. charles: ukraine. liz: it feels like 2010, 2011 all over again. currency problems and insolvent liquid markets. entire market cap of india stock are equal to the market cap of nestlé. the economist ran at the 2:00 show. stuart: let's dig into the caterpillar story because that is contributing to a lot of the game for the dow. where is the stocks? nicole: and nice profit, a buyback at 6.1% adding 33 dow points in a positive way, say great move, 91.50 right now. i support all women.

why does that women have to be so mean, why can't she be happy for everybody? stuart: a story we will not let drop because it is a particularly nesting blog post. we will get back to that. but thank you. is this the new face of food stamps? for the first time in history working age people make up the majority of u.s. households that rely on food stamps. a few years ago the elderly were the main recipients. any reason why? liz: this is a symptom, the symptom is low-paying jobs replacing high-paying jobs. that is the reason behind income inequality, which the president will hammer home tomorrow night. stagnant wages, income inequality, the real reason why the use of food stamps is now stretching into the middle class and workers are using them to subsidize their income.

stuart: my problem is this, if working families are the major recipients of food stamps, that implies a cause to be made for raising wages by legislation, the minimum wage. charles: 2.6% of americans make minimum wage. the problem isn't minimum wage, the problem is being able to fulfill jobs that pay higher wages. americans are not prepared for those jobs. i made a list on my morning report, software developers, market researchers, financial analysts, physical therapist, web developers, logistics, database demonstrators, convention planners, interpreters and translators, so i jobs in this country i haven't even mentioned welders yet. the argument isn't about getting 2.7% of people making minimum wage up, that is volley. it takes us so far off course because at some point machines will make those. it will not work.

>> we talked about health reform. we had employer mandate for next year. you can bet there will be more people joining those that are putting part-time workers onto the exchanges when it takes effect in 2016 now. health reform and benefits are suppressing medium income growth which is stagnating. stuart: extraordinary list of jobs available. want you all to look at google stock. down $12. the news today is google is buying in artificial intelligence company called deep mind. the stock is down $12. i don't believe it is related to buying into artificial intelligence, but google is everywhere, doing everything. look at those things on your screen. a huge search engine, they got that, smart thermometers and

artificial intelligence. should we be concerned about this? all rise. >> do you pictured as that beast? stuart: it can decide who is going to fight and kill. you are laughing, but it is not out of the question. >> what would google gain by unleashing that beast on society? stuart: google would develop artificial intelligence where somebody can steal that knowledge and put it into a beast like that. i am up on the distant horizon here. are you on that? >> you want to talk about is there some kind of a constitutional issue about that beast in the street? stuart: yes, the constitutionality of artificial intelligence that allows machines to think for themselves. >> is clear they did not

consider artificial intelligence. i think what you really want me to contemplate is whether google is getting too big and whether this is something trouble some to the regulators and the justice department who look for monopolists. is that what you are concerned about? stuart: yes. charles: you know the constitution has been under attack. people have said there is no way they could've taken into account machine guns when you come to the second amendment. there is no way they could take into account. where does artificial intelligence live? what kind of law would govern a machine that can think for itself. >> i don't know what kind of laws that govern a machine that can think for itself, but somebody will write the laws. eventually congress because there's nothing in this room that we are in now escapes congressional regulation.

it is hard for you to go anywhere in the u.s. and find something escaping commercial regulation. is it always good or usually based on the clinical dynamics of congress? usually based on the political dynamics. there is a principle of law that no monopolist monopolizes without trying to do so. you don't just suddenly realize all the sudden we control 80% of the market. and don't know what% google controls, i have very stiff, edition from facebook and others out there. stuart: microsoft had a large monopoly of the market. the government cut them down to size bid you cannot use the money degenerate to by other industries. fast-forward to today, google has 75, 80% share of the search engine market? nobody comes after them.

>> i don't know why. who asked the question someone who believes antitrust laws are unconstitutional. but i don't know why the justice department doesn't do to google we did to microsoft when it had a smaller share of the market. stuart: because eric schmidt is the man who reorganized election of president obama by organizing it. stuart: how big was google five years ago? stuart: they could be accused of playing up google, not going after google because google is useful to the president of the united states. >> precisely. the president who boasted i have a pen and a phone and a house, that he can bypass congress perhaps bypassing congressional intent by leaving google alone.

another way to look at it is the bigger google gets, the more products and that her services are out there for all of us. stuart: c don't have a problem with big monopolization. >> as long as it was acquired by the free market. it was acquired by corporate or the government favoring a particular industry or a particularl6)vn player, it hase condemned and profoundly unconstitutional. stuart: and you can't bai spellt out, can you? huge success. they have come due and the banks repaid every single penny they were given. >> and where did they get that money with which to repay it? from the fed, same governmentacu

know it. stuart: know, from the profit from the free money from the fed. >> exactly. >> he's right, philip. [laughter] stuart: can you get me out of this by telling me what is up with twitter? nicole: i will try. coming out over the weekend in an interview and said he recommends shor shorthair baskef momentum stocks. twitter is part of that down 4.7%. he also included tesla, netflix, facebook, 3d systems. said they might be good companies, but they are overpriced. stuart: now we know. they cause quite a stir, brought

the bank solvency to question. they are putting limits in the amounts customers can withdraw. setting a new policy to prevent money laundering. if you want to take a big chunk out of hsbc, you have to tell them why you are doing it. this put quite a scare into some people. liz: it really rattled the cage. it is britain's biggest bank. stuart: what is going on? liz: the two issues are separate. they are apologizing saying have a new policy put in place in november that basically questioned the size of it is a cash withdraw is above $8200 they would question it because remember hsbc was slapped with a record fine in december of 2012 for alleged lack of controls

leading to money laundering at the fed. they are apologizing saying the policy was in demented incorrectly. are not putting a lid on cash withdrawals. just limiting what they are for. if it is 10,000 or more. they say they have illiquid on the balance sheet. one tally i saw, 64 billion. but hsbc is not a zero-sum game. they can issue more equity, issue a stock. stuart: that is not a big negative story it might be looking at the headlines saturday morning. >> that is right. stuart: republicans have their alternative to obamacare. we will explain it all next. >> we have to pass the bill c can find out what is in it away from the fog of the controversy.

i ys say be thman with the plan

but with less ergy, moodiness, i had to do something. i saw mdoctor. a blood test showed it was low testosterone, not ag we talked about axiron the onlyndarm low t treaent that can restore t vels to normal in about two weeks in most men. axiron is not for use in women or anyone younger than 18 or men with prostate or breast ncer. women, especlly those who are or who may become pregnant, and children should avoidt where axirons applied as unexpected signs of puberty in children or changes in body hair or incased acne in women may occur. report these symptoms toour doctor. tell your doctorbout all medical conditions and medications. serious side effects could include increased sk of prostate cancer, worsening prostate symptoms, decreased sperm count, ankle, feet or body swelling, enlarged or painful breasts, problems breathing while sleeping

and blood clots in the legs. common side effects include skin redness or irritation where applied, increasered blood cell count, common side effects include skin redness headache, diarrhea, voming, and increase in psa. ask your doctor about axiron. stuart: the deadline to raise the debt limit next month, that is where the deadline hits and president obama says i'm not negotiating, i want a blank check to spend more, keep

raising the limit. republicans in the senate including marco rubio want to attach image with strings on this. one measure would be stopped any bailout health insurance under obamacare. charles, to you first. charles: almost all of this is symbolic, but it brings up a great point. the idea the republicans sort of standing on the sidelines praying this thing sinks and takes america with it proves it kind of fun way to protect the rest of the nation but is not going to happen. it is sort of a shame insurance companies helped to write most of this law and are protected before the average person watching. liz: doesn't wants to bring down the debt. the interest cost now approximates the size of the entire country of belgium. as a bill the taxpayer unfortunately has to pay.

stuart: it is a you can have the estimate but don't don't get insurance money bailout. that is athletically popular deal. liz: he is about restoring trust. with these kind of maneuvers. stuart: you're going to make us some money by revisiting buffalo wild wings. charles: we had it on last june, 20 huge move. we got back into the stock on this tip. what a spike in chicken prices. member mcdonald's got into the business for a little bit? now they're in the warehouse is. wild wings beat back the infidels so might get the

chicken prices down. sort of corny to do this with the super bowl by like the fact it has pulled back. it is kind of corny. it might be good though. stuart: senate republicans are putting out their alternative to obamacare coming up with details later on today. doing with pre-existing conditions, give tax credit to the poor. however republicans it will do away with the bureaucracy and rigor toward limitations that come with obamacare. more on this for us. >> there is no when god's green earth this republican plan is actually going to pass this year, next year, cap see it happening. but you know the details of the republican plan. you know about obamacare. which is the better deal?

>> good morning, stuart. i think the republican deal will be the good deal because when obamacare was written, they basically took the labels of things republicans had been talking about for years, protecting consumers with insurance reform, helping people with subsidies in the lower income category, for ability of health insurance, the number of different things they would do with medicare and medicaid, but they put completely different policies underneath that in obamacare. republicans say this is what we need, making sure there's no lifetime tax, that the coverage is portable he wants to take it from job to job. subsidies for people who work for small businesses, and not just people who work for big business, incentives for them to be more cost-conscious in their health coverage purchases. these are the things that could work because they work and the rest of our economy.

what obamacare did was put mountains of rules and regulations and mandates to try to make the market do every single thing they wanted to do down to every.. it is not working. stuart: of the insurance industry gets into trouble, the taxpayer will put money into the insurers, bail them out. he wants to repeal that. the other thing getting that are rather slim, but if he did get it, if we repealed the bailout for insurance companies, with that collapse obamacare? >> absolutely not because the subsidies are there any way, stuart. on that would happen if the subsidies went away was the policies would become more expensive. taxpayers are on the hook for a percentage and sometimes a very large percentage of those subsidies anyway. you're just moving the subsidy

from one ledger to another. it is not going to change. >stuart:'s will end up paying te matter what. if the premiums rise, we pay, that is it. >> that is right. they should focus on things the american people really get about individual mandate and the huge cost this is bringing in job loss around the countrydrñ and f this employer mandate is reinstituted for next year, that means employers will have to start looking back this spring putting people on part-time work. talking about jobs, deal with the employer mandate and the individual mandate, not this stuart: we appreciate yourit. expertise. hundred ick i royal caribbean

cruise. the latest p.r. nightmare for the industry. the people in large numbers still take cruises. why? my take is next. welcome back. how is everything?

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stuart: look at this, the indian automaker, the ceo died suddenly over the weekend from a hotel balcony. there is possibility of suicide here. the stock is down 5%. 3d printing. buildings. we will have the man actually doing it on the set a couple of minutes from now. buildings. plus, my piece of super bowl history. stuart: has anything as bad as this? the aal too frequent cruises from hell. of course there have been other instances of companies that have been badly hurt by terrible publicity. think of toyota and sudden acceleration.

cruise ships have been hit with one disaster after another. the costa concordia. the disabled ship that drifted for days with no toilet with a diet of jelly packets and sandwiches. now, the explorer of the seas for almost 600 people coming down with what is blithely called gastrointestinal problems. not quite like the russian cruise ship taken over by cannibal rats, but you get the point. cruising has hit a bad patch. but housing? don't abuse problems that much impact. cruise line stocks have not collapsed. some of them are higher today. passenger levels remain strong still building mega ships and fulfilling them. why? cruising is cheap and cruising for 300 or $400, a new yorker can take a cab to the west side and start eating, drinking and gambling for a few days with

everything taken care of. or cruise alaska without the cold and the mosquitoes in the summer. the may training or the pacific with no worries of hotel come a currency or foreign cuisine. it is a good deal. if you play the of hitting a bm are negligible. would you take a cruise? the answer for most is still yes. that is because people are economic creatures. for a price, they will take a risk. [ indistinct shouting ] ♪ [ indistinct shouting ] [ male announcer ] time and sales data. split-second sta. [ indistinct shouting ] ♪ it's so close to the options floor...

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♪ stuart: a moment ago the dow drop into the negatives, and backup at only six points. that sigh of relief that went out, maybe you want to temper that just a little. new technology taking 3d printing to the next level, scientists of university of southern california have created a giant 3d concrete printer that can build a 2000 square foot house in just 24 hours. we are joined by man behind this breakthrough. the engineering professor at the university of southern california. good to have you. >> good morning, thank you. stuart: this seems a little bit

like geewhiz to us. can you describe what this machine can do and who it can do it for, and how it does it, real fast? >> sure. this machine builds structures by layering concrete on top of each layer much like traditional construction of certain buildings. that is how 3d printing is done. now who it is for, initially our target is for low income housing and disaster housing, emergency housing around the world. stuart: i think we're looking at one of these machines writes now laying out layer upon layer of concrete. a gigantic machine, doesn't it? i can see the fourth set of it in the video, but has to be

huge. >> it is not a heavy-duty machine because it only has to move a light nozzle that secretes materials. stuart: so theoretically work through this with me, theoretically america's military could get one of these machines and the aftermath of the earthquake in haiti, take the mission in and have it filled the foundations of a hospital and 24 hours, that is possible? >> yes, it could be. entire houses and 24 hours. stuart: what we've seen so far seeing the concrete layers. is he can go much further than that and have a gigantic machine that builds the whole thing, really? >> of course. nursing a machine building for

the wall. many of these walls can construct a house, and this machine can build houses, buildings with multiple rooms, door and window openings. that would be the shell of the house. and then we have plans for automatic plumbing and electrical insulation. our vision is total innovation of business construction eventually. stuart: did you invent this? >> yes, i initiated the idea and i have patents on it.

stuart: are going to make a lot of money? >> may be. but my objective really is to make an impact, more so than having money really. stuart: professor, it is fascinating to us renaud laplanche we can barely wrap our arms around what you are doing but it is truly fascinating. thank you for sharing it wiih us today. give us the latest developments because we are intrigued. >> thank you. stuart: we're talking super bowl rings. he is wearing one. that is gigantic. that is not a ring, that is a bracelet. he is going to deliver it to charles and a second, it is going to go on auction shortly and you will see it in a moment. stay right there. ♪

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with adt, you get 24/7 protection through our exclusive fast response monitoring. you can be confident that adt is always there for you. hey, lisa. is that the delivery we've been waiting for? [ male announcer ] and now you can get adt monthly service for your busine starting at less than $2 a day. [ woman ] i love the convenience of adt. i can finally be in two places at once. [ male announcer ] call today to get adt forless tha$2 a day. helping protect your business, is our business. adt. always there. stuart: google stock down $34. this is not in reaction to the latest purchase for $400 million they bought. artificial intelligence company deep mind. what will they do with that? no connection between the two. another infected cruise for

royal caribbean. hundreds of people are ill, shares up because of the earnings report. check the share price of caterpillar. the reason a taoist knocked some more. big gain for a stock like that. jpmorgan says they are underweight from neutral. the stock down. look at sprint up on news sprint is rolling out 4g network o 40 new markets nationwide. i promise you the super bowl ring and you will see it after this. open to ambition. open to boldids. thats a new plan -- dozens of tax free zones all across the state. move here, expand here, or start a new business here and pay no taxes for ten years... we're new york. if there's something that creates more jobs, and ows more businesses... we're open to it. start a tax-free business at startup-ny.com.

that is an actual player ring. he was the quarterback and kick

returner, he wore it for 50 years. known as the greatest game ever played. stuart: fantastic. from the san francisco 49ers, super bowl xxiv. tell me more about this. >> that is the most lopsided victory ever. leading the 49ers to a crushing defeat, 59-10, 5 touchdown passes winning his third super bowl most valuable player award. probably $25,000. that was all wins, he is a hall of famer of the 49ers. a member of the executive staff at the time. stuart: the small vincent barty trophy, each super bowl player gets, a small version. >> try and picked up. stuart: all right. >> it is seven and a half

pounds. this is for the 2000 super bowl. it is lewis, the star running back of the team, he is still the youngest player ever to score a touchdown in a super bowl at 21 years of age, scored a touchdown in the super bowl. this was given to us with his letter of authenticity. it is very unusual a player trophy up for sale. this one will go for $25,000. the man in this super bowl right now. stuart: which game was that? >> this was last year. against new england, the new england patriots. it was worn during the 212 season. because of his record this year consider the greatest quarterback of all time, his game used equipment is the most in demand out of any in professional football.

probably $25,000 on that jersey. stuart: you have five items here. what is the auction? >> the auction is going right now. here is the catalog. it is an online and phone call auction ending february 7 at 10:00 p.m. stuart: i could put a bid in, edit the previous high bid, that is how it is done. >> kind of like ebay, you can put in a bid and it will kick it up to the next available bid. we have a 15% buyers premium. stuart: so that is what you take out. extraordinary collection. how long have you been working on this? >> we have been doing for major auctions per year. the largest auction history will be this july the 100th anniversary of babe ruth at the babe ruth museum, but we spent

three months put together each auction. this happens to be 1100 lot. focus around the super bowl. stuart: charles payne knows more about football than most people here. charles: what is interesting to music and the progression of the super bowl rings be at how much bigger and gaudy are they got. does that speak to american society? i mean, look at that. >> that was from 1958. stuart: and this is from 2013. from 2013, it is absolutely huge. this is more modest. charles: the players got bigger, the rings got gaudy are. a nation having a great time. stuart: extraordinary super bowl and you are going to coin it. >> rooting for the broncos here.

because of the peyton manning product, absolutely. i have to go where the business is. stuart: congratulations, good luck on the auction. a couple new ads, one for mastercard, another from microsoft both focusing on millennial's. will they be successful pulling in the youngster?

lou: obamacare is more than a train wreck. president obama's albatross and elect oral opportunity for the republicans. twthe health saving accounts ofr and health care thinker joining us. please join us. stuart: last night during the grammys mastercard released a commercial starring justin timberlake. watch this. >> feeling mastercard, you could get a priceless surprise. concert tickets, trips, even a visit from justin timberlake. stuart: you heard it, offering a chance for justin timberlake arrived at your front door, sign-up for a card, send a tweet with a special hashtag and you are in the contest.

looks to me like a good marketing ploy for the millennial's. charles: listen. a lot of people are going to sign-up. i don't do how many people will use the cards. stuart: is it morally legitimate to ask young people to sign-up for credit cards, push them into it? charles: maybe you should send them dos and don'ts. i would say listen, think if it in business, don't spend what you don't have, stuff like that. the credit card industry is in something of a jam. the debit card business is really saving them. look at credit cards, standing credit card debt in this country, they are not spending. stuart: they are afraid of the data leaks. charles: a cashier asked me cash or credit, i said you've got to be joking, cash. stuart: titus is another outreach to millennial's bid by the software is a new ad for

internet explorer users with the tagline you may not remember me, but w we're in the 1990s. iconic pop culture references. listen to this. >> there is only one social network, but most of your friends died of dysentery. so i think buzzing your pocket was a pen. until that died two. at least a troll was still a friend. stuart: i suppose this post look to talk to your heartstrings. charles: go back to the justin timberlake thing. this one might have gotten a little too cute. stuart: don't knock microsoft because it is a stock i own, charles. charles: i know, i know. it makes me nervous. stuart: liz macdonald put it best.

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>> the most important start up of all his family. by the way, stuff we have seen before. stuart: i love it. very good. the three latest were referring to the blogger, female blogger who beat up on women who marry and have children. what you think about all of this? kennedy says, as a woman, i see this statement in two ways. my first thought is it is not about me. i second that is me, myself and

i. each woman has to decide what she wants out of life and then decide to pursue it. what you decide to do is hard work. cheryl says, raising children who are kind, humble, respectful, productive call law abiding and aware of the world beyond themselves, that is a huge accomplishment. charles: it is one of the main things that is hurting us. this is an old issue. it has come back to the surface.

stuart: we are done. connell: thank you. though market warning about a higher risk. sick ship on the high seas. royal caribbean forced to bring back one of its cruises with hundreds of people getting sick. the most dreaded the that people are forced to pay. we will have that and a lot more on market now. ♪ dagen: look alive. just breathtaking how low these temperatures