neil: well ahead of the president's of state of the union, if the big guy sets to target republicans for the reason it is in such a sorry state. tonight fox on top of a president doubling down on a grand ol' party he said to say made a grand ol' mess of his signature triumphs. so he aims to point out where he wants to lead us in the future. but doesn't the president first have to ttke at least some responsibility for a lot of the problems in the past? persisting even now? welcome, everybody, i'm neil cavuto. to hear a former top republican house leader get ready for, well more of the staple. the president intent on using

his state of the union address for a serious republican dressing down. if knot for republicans blocking his the health care law every turn it wouldn't have turned into the mess it has become. if not for republicans intranssy against on immigration reform it wouldn't have turned into no reform. but ask yourself this. is that because republicans are not budging or he is not budging? remember, republicans say, they were indeed open to health care law fixes including tort reform and more market-basedptions. they argue they offered plenty of alternatives. remember as well at the time the president and democrats controlled all three branches of government. so they didn't even entertain those republiian alternatives. and remember this. republicans say they're very much keen on reforming our immigration laws but not at the expense of offering millions blanket amnesty here. now that might make them stuck born to the president. the republicans say i makes them stubborn to something called fairness. so it goes, back and forth.

if you were expecting a immediate sees fire from the president tomorrow night, let's say not so fast. enter former house leader tom delay says republicans should hold fast to those principles. the one that is got them 345 majority in the house and the man they call the hammer is right, might soon get them the majority in senate as well. tom, by your reasoning, blinking, budging dying anythg to sort of make bad policy you call the health care law better, wouldn't serve republins interests? >> i think, neil. you're absolutely right. republicans need to stand up for what they believe in. in this election we need a constitutial revival and, as luck would have it the president's giving it to us. we'll have a great debate. now if he gives the kind of state of the nuon that previewed in the last eek or so, on income inequality, socialism, more redistribution of wealth,

that hasn't worked over the last five years. in fact it has done just the opposite. it has hurt america. it has hurt american citizens. i think it's a great opportunity. for once we'll have a huge debate between socialism and capitalism. between the constitution and obama nation. neil: would you work with him on anything? >> no. there is nothing that he has proposed. what would you work with him on? neil: income inequality, something you're quite correct to say built up steam during his last five years in office. his correct response he says is to tax the wealthy more. hike the minimum wage on the other side, and that can forcibly narrow that gap. you say what? >> what he wants is more dependency on the government. he wants more entitlement programs. more welfare. that is what he wants. that is what he is laying out if he would tell the truth. we proved back in 1996 when we took on welfare reform the war on poverty has failed there is

more poor today than there was even before obama took office. and it destroys famils. it destroys the dignity of the people on these programs. and we've got to reform them, if not get rid of most of them. that i going to be the debate. he wants more of it, more government, more socialism, more welfare, more entitlements, more redistribution of wealth. what we want is more personal responsibility and, and vibrant, growing economy. neil: this sound like nothing gets done until maybe the midterm elections sort of sort things out? >> oh, definitely. when we take the senate, which i think the elections already has been set, if the republicans don't screw it up because the american people have lost all trust in this presint. he is, if he gives a speech he is going to give tomorrow night, heill claim his irrelevance. if the house will treat him as irrelent, the election is

going to be amazing, absolutely amazing. neil: do you worry, i mean, you have never one to fret much over news in mainstream media but the perception they will thrust on the american people is those damn republicans are the party of no and ty never work with getting stuff done. what do you think republican's posture should be. >> what the republicans ought to be go home and tell the story to their people. of course the election makes them do that. every member of the house of representatives is up for re-election. whether they have got an opponent or not. they bill be part of this election and home with the local media. they don't have to worry about the national media. now the republicaneadership needs to deal with it and hold them accountable. there shod be a huge push to push back on the national media. but go home. tell your story. stand on your principles. stand for what you believe in. constitutional revival the american people are ready for it. and the polls are already showing it. neil: all right. tom delay, great seeing you

again. >> thank you. good to see you, neil. neil: if you think republicans are prepared to play tough, you should hear what t president has got planned. they block him,e plans to roll right over them. jay carney says the said that unlate little will -- unilaterally will bypass congress to get what he wants done. jon huntsman, jr., former presidential candidate what he makes of that. what do you make of that, governor? >> thank you, neil. it i absolutely disasterous thought you can run and manage the greatest country in the world in a unilateral fashion without building bridges and bringing people on board and finding common ground. this president had all of the soaring rhetoric early on in his presidency. we come to find he is unable to build bridges and establish relationships withey members congress. so maybe we ought to get back to e thought, neil, that you deliver the state of the union in written form to the speaker of the house. you take the 90 minutes that

otherwise would be spent in theatrics and sound btes and do a little door knocking on capitol hill. you get to know some of the people you never really spent time with before. build bridges and figure out where the common ground is and get moving on an agenda allows the country to get back in the game. neil: is it too late for that, governor? three years left in his presidency not a short amount of time. we're bumping up against the midterms. no one wants to look too brave. before you know it we're looking at 2016. the calendar crunches down never seems the either party will extend the olive branch too far. >> this lost confidence with relationship building with the president. this i found in our little under taking at know labels, you can find at know labels.org.e ps collision of the house and senate, republicans and democrs who are meeting on a regular basis who are looking at issue areas they have in common and beginning to fashion

legislion around some of those ideas. that is to say there is real pent-up demand on capitol hill to get somethi done for their constituents. they don't want to go back too town hall meetings in 2014 saying they're part of the problem. and do the same old thg. they want to go back and say they're preparing the way for the next generation or preparing competitiveness for the 21st century. there is demand on capitol hill. the president isn't stepping up and not addressing that demand and that's a huge problem. neil: what do you think of the kindf dismissive attitude he has had, tea partiers feel, of them and he doesn't need them and will go full steam ahead on issues they're leery about including immigraon reform? >> that doesn't work. any one who worked any legislative environment, anyone who is governor, anyone who has been a chief executive officer, or a parent sitting around the dinner table. tough bring people in and work out differences.

tough find common ground and solutions as you go forward. it is real, neil, we have these people on capitol hill who want to get things done. they're republicans and democrats. neil: do you think speaker boehner wants to get things done and tea partiers don't? or. >> i suspect everyone wants something done in terms of job creation and expanding opportunity. nobody will stand in the way of doing tha that is where you roll up yr sleeves. you have to do exactly what ronald reagan and tip o'neill did in 1986 with respect to tax reform. you have to do what bill clinton did with speaker gingrich in the '90s, balance the budget. they all had a big goal and different pathways but struck out ahead of the goals ahead of time. we don't know what the goals are. there is no strategy terms of the big picture and when you don't have a big picture which this president really never outlined you will not have any kind of common ground that can be found. that is probably the biggest deficit right now. neil: are you running for

president again. >> no. i'm putting forward ideas and helping to bring people together. ne: what do you think about, governor? a lot of your ideas were not well-received at time are deemed more i guess in fashion now. maybe you were just a little ahead of the curve? >> we'll let the marketplace decide, neil. i'm not out tre doing usual and predictable things. i'm trying to help on the sidelines through no labels and underh other undertaking. to find common ground and big ideas for the next generation, governor, always a pleasure. >> pleasure to be with you. neil: jon huntsman, jr. the man who ran for president and was his party's nominee dismissed talk he will run again. governor mitt romney is itching what the president has done and more to the point not done and all the strong-arming tactics the governor says are unfair. he will be myspecial guest on state of the union night.

catch him on fox news and this illustrious channel, fox business network. governor mitt romney here and only here. meanwhile are these guys callous sons of breachs? add michael's to the list of retailers hit by hackers. my question, why are we only finding about this now? catch it, shop -- attention shoppers, someone has been lying

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[ male announcer ] there's a better way with creditcards.com. compare hundreds of cards from all the major banks to find the one that's right for you. it's simple. search, compare, and apply at creditcards.com. first round's on me. neil: well, let's see, you've got target and neiman marcus and now michael's stores all confirming huge data breaches at their stores. trouble is, they only confirmed them after reporters started inquiring about them. they owe customers and and to say nothing shareholders more than that, right? why do we find this days even months after the fact? judge andrew napolitano on whether that is even legal. is it? >> well in 46 states it is legal to remain silent the about the fact the you have been hacked. in other states they are a little ambiguous. general princnciples of law if u know customers have been impaired you have a duty to warn

them. how is this remedyed? it is remedied in a couple ways. if michael's now or neiman marcus as you reported are the latest targets of this, guess what, they will be targets of lawsuits because the customers who have been hacked have the right to know that they have been hacked so that they can take measures to prote themselv before it is too late. there are measures in place at banks and at credit card companies but if you don't know that you have been hacked you will use your cards perhaps as cavalierly as rest of us do without any circumspect shun bit. so does neiman marcus and michael's not to pick on them but they are the latest examples. do they have a legal duty? no, do they have a mor and ethical duty to tell you you've been hacked? absolutely. they want you to come back to the as customers. neil: wouldn't that be legal area, customers willy-nilly, doing business as usual not knowing they have been hacked and already compromiseed? >> this is where the free market

come in. i think customers victimized by neiman marcus. again using them as an example. neil: understood. >> will learn twice. neiman marcus is not a good example because it is such a unique store. any store where there are many of them, many sores, that knows about the hacking and didn't reveal it runs risk of losing customers. eventually the free market will establish retail establishments impervious to hacking. may charge a little more but they will guaranty if you come here your credit card information will never fall into the hands of bad guys. neil: well, wouldn't iting incumbent, judge, on retailers to to never even be seen as potentially covering up? >> yes. neil: you remind me the cover that gets you nothe crime. >> be far better off revealing it and saying we learned about it two hours ago. we learned how massive it is. in the past two hours here are the steps we have taken to --

neil: sense of delaying court sort the getting hands around the problem or neat r need more times to get their hands around the problem? what is statute of limitations, days, weeks? >> statute of limitations to sue a retailer because your credit or assets have been i'm paired isix years in almost every state in the union. neil: really? >> but this retailer will suffer in six minutes in the customers stop going back. it's a pr issue, whether the retailer can promote this as, we tried not to tell anybody and cover it up, or, we did our darnedested to tell you and to stop this from happening in the future. that is up to their media relations department to address that. neil: it is interesting that cuts across the entire economic perspective, right? neiman marcus, michaels stores and target in between everyone. >> yes. i would feel anyone doing hacking would have field day with neiman marcus customers, some of the wealthiest people in the united states.

wealth doesn't matter. large numbers can provide a treasure trove to these creeps. how many people were affected at target? 70 million? neil: right. >> do the math. that is tremendous, tremendous exposure on part of target. honestly i don't know if the stuff is covered by their insurance carriers for a class action. a class action, a lawyer suing with two or three clients purporting to representhe class and everyone who was harmed. 70 million. neil: they have to prove potential harm. >> they have to prove financial harm for two or three plaintiffs around get the court to extrapolate it for all the other customers. neil: in all those examples you notice the judge neverentioned michaels because he has never been. >> i'm not sure what michaels is. neil: there you go. isn't that amazing? that is a judge getting it done. you think you're helping jobless extending their benefits time and again? what if i tell you you're extending their misery playing this game again and again. y♪

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neil: tonight's class giving jobless the benefits of the doubt? to read a new study, giving jobless more federal assistance does not assist them or the economy. in fact such aid after aid, extension after extension could be piling more pai after the pain and hurting the recovery too. in north carolina's case cutting unemployment benefits helped cut the state's unemployment rate. jesse duff agrees. richard benjamin says t study is seriously flawed. jeff, you saw tough love now? >> it is quite obvious that after how many extensions that we haven't seen any improvement in the economy. when you give people incentives t to work they will take them. the studies clearly shown people

who haven't worked over a year are less one in 10 chance of receiving a job. we must encourage people to take the first job available, instead of wallowing in grief and getting a job that pays more. neil: rich, what is the statute of limitations on this stuff? >> you know i just want to correct something jesse just said. they're not wallowing in grief. people watching us they want better. they want to get a job. i have got to emphasize, this ain't a handout. this is insurance. folks paid into this their whole life. now down on the luck. not as though they're accepting charity. neil: what is the statute of limitations. what is it 26 weeks, 52 weeks, 99 weeks. >> the economy has to improve. there has to be talks. neil: i thought you told my the economy had improved? >> as it stands generally for each job that becomes open there are three applicants for that job. not as folks are significant around eating bonbons and giving

off jobs and tossing jobs. neil: i'm not saying they're eating bonbons, maybe to what jesse's point this will compel swifter action either to jobs not ideal but get the employment cycle in gear. is that where you're coming from? jesse? >> oh thiss an emergency unemployment fund that has been extended continuously. so richard is flawed with his argument that unemployment is still available for first time-people unemployed. this is going on into two years. obviously it is not working. how long do we keep extending something. i'm not suggesting that people are eating bonbons, not at all. we have proven with the north carolina study, cut off benefits or give them limitations people miraculously start finding work. it will force them into the labor force. not necsarily getting exact same job they had before and giving them caree path they had. ronald reagan had 20% growth in the same period after significant recession.

2013 is lucky if we hit 3% growth. gdp has only gone over 3% five or six times in the 18 reporting quarters. neil: rich, let me ask you this. , that whatever growth numbers are, that this unemployment insurance, or extension of benefits has, has kept the growth what it is? in other words, without it would have been worse? >> absolutely not. this is what i do think. we read word for word. we can not extrapolate. just because this happened in north carolina therefore it is good for the nation, authors of the study say clearly that is not the case. i also would not want to blame her so-called low growth rate on unemployment. that is ridiculous result argument. >> that is not what i said. neil: do you think the government gets it backward? so interested in providing benefits that it doesn't think the first priority should be to provide environment to get jobs. >> that is our priority. we need jobs. neil: but we're so fix indicated on extending unemployment extent

benefits. if we devote half the muscle and time and effort into finding right job environment this would be a moot point. >> it would not be moot. i agree with you, 200%. we do need to focus on jobs, if there were jobs this discussion would be moot. we wouldn't talk aut unemployment insurance. in meantime as folks struggle. insurance is great thing. neil: go ahead. >> it is flawed. when we look at president obama's promise, at end of his first term we would have unemployment below 5.2%. that should be real anger. that would be anger richard has. what is it causing our economy to be so sluggish as you suggested, neil. >> instead of extending benefits. we have obamacare, how many new regulations attached to it, 11 new taxes. we're looking at burdens upon the businesses to change the economy. that should be discusses instead of let's extend benefits more and more and more. >> jesse, i'm hopeful. i'm not angry. i want to put my money on backs

of these folks, give them a send chance. that is where m bet is. >> their second chance has gone on for two years. neil: fourth or fifth chances. >> absolutely not anger. >> you're talking about second chance. that is for the first-time unemployed. that is not the people on their third year. >> insurance is second chance, agreed. >> it is the third. neil: we have worn out our welcome? we'll see. jesse and rich, great see youing both again. you think it's a rocky year for stocks and just take the cue to get out now. too crazy, too volatile, too much. sticking with all the stocks not so much. what if i told you you're watching this w ticker way too much. you've got to settle down. i will slap you upside the head. calm down! welcome back. how is everything there's nothing like being your own boss! and my customers are really liking your flat rate shipping. fedex one rate.

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neil: joe has been looking for a correct in the storket, we appear to be having one. the dow off, after soaring more than 26% in 2013. thing is that former ubs painewebber titan announced ceo said as much as he is worried about the market. he does not think i is wise for everyone to play day trader in the markets, joe's way of saying calm down. >> yes. equity markets overtime, have outperformed any other asset class, i do believe you cannot be agnostic and not understand the global issues, we have event risk, an economy with cheap money, a corporate earnings we're not seeing good growth on the revenue line. neil people listening to you right now, and respects you,

saying, we are in a serious headwind, i have a 401(k), with a remarkable run-up, i want to take money off the table what is wrong with that. >> nothing. i did that myself. i took longer term gains converted to cash if we get a 10 to 20% correction, i will leg back in. in certain securities, hopefully security with at least a 3.5% dividend rate. neil: but you are savvy. >> i would not recommend day trading to know. neil: for people, just stick it out? the friend is your friend longer term? >> good news is, that in land of the blind of the, the one-eyed man is king, right now the u.s. is the one-eyed man right now. you have a vent risk from iraq

to iran tofghanistan to turkey to egypt. we're not impervious to those events. neil: what do we do? i get e-mails all of the time, i'm selling everything. >> well, all cash is a negative return. and equity market more resilliant think that you might think. neil: the storm period you are looking at wi last how long? >> i wish i knew,. neil: i think you know. >> i don't know. but 2014 will be wate watershed mere as far as i'm concerned. neil: what does that mean? >> i think we'll see a correct between 10-20%. i would not tell people to jump out of the market but shift, more to catch, shift -- to cash, shift higher quality. neil: what about people woe who color cost average, you know,

you buy more when it is cheaper? >> look. neil: i want to remind you. maybe you forget. >> greatest secret of human kind is when to sell not buy. if a stock is not good enough to buy, it is not good enough to hold. if i have a stock that i like, it goes down, and i still like it, i dollar cost average, if i don't like it i'm gone. neil: is your advice different for a young person, say in 20s and 30s than a person in 50s and 60s. >> a young are person could take more risk, they have more years to recover. they can be a bit more aggressive, buypec stocks would be a example. but, if a stock is not good enough to buy, it should not be good enough to hold. neil: you also said if you can't explain when you are investing in get the heck out of it. >> i believe it too.

neil: you make too much sense. joe grano one of the brightest anest and nicest minds in this business. neil: paul ryan said wire long over -- we're long overdue for immigration reform, will it be suicidal for the right if it trying? we'll ask olympia snow, she is next.

neil: now, is the time, so president will say tomorrow night we're told about immigration reform, his big state of the union address, a big theme, republicans and democrats must seize the moment to fix it now or kiss the opportunity good-bye forever. but seeeng how divisive the issues have become. tea partiers,.

does grand old party proceed on this issue to its grand old detriment, limbia snow , limp olympia snow? >> i think that democrats would like to make hey on this issue with regards to republicans. testimony is important -- it is important for republicans to address this issue. i think it is in the mutual interest of bothides to grapple with this issue, once and fore all, it is not going to go away, there is division within the republican party to besure.

it in a you be prove to be a path forward in working through a consensus with the president with the democrats. neil: what if it is a path forward, 80 something odd tea party congressmen want no party of, and sene message any attempt is a blanket amnesty, they will have no part of it. >> well, i think that no one is disguses blanket amnesty, i understand some of the concerns. neil: they point to that one as one that enforcement provisions never materialized some that is true. -- >> that is true, government failed pro foundly to secure the borders. we have the 11 million undocumented immigrants today. this was going to be a step forward. so, you have to get that right.

i think that there are piecing that have already been adopted in the jeu dis jeu gudishiary committee. and i think those critical issues, but i think we have to look at this issue overall, what is important for the party but also what is important for country. this issue is not going to disappear any time soon. i think that we have to work through the issue within the republican party overall. if you think about the hispanic population for example, over more than 15 million people. it is important si consit yhency for republicans. it has been exhibited in the past. today you know we saw with mitt romney only 27%. we have to make headway. and what is right for the country, i'm not saying doing

everything and anything but take a prudent, practical approach in resolving this question. this is a chance, for republican and for democrats, this a peril for democrats as well if they fail. >> democrats fear that the republicans have a lot more police on this. >> no -- it could be to spec tent. but also, president forfeits the ability to reach a compromise on the question. that if republicans for example provide legal stat us or a pathway toward citizenship, i think that is. real tough question for democrats, as to whether or not they will beilling to reject that proposal. neil: thank you very much senator snow. >> thank you, neil. neil: it is your money, your investment, you earned it just

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neil: we have a big account with hsbc holdings, a lot of folks do, you better be prepared to be put on hold, limiting some redemptions to $10,000, even less, with all but a doctor's note, they are asking like what do you need the money for before they grant your request, if they grant your request. what is going on? is hsbc worried about something none of us are seeing.

robirob robert caplan? >> they are worried about fraud, and identity theft protection, they are seeing an odd withdrawal or something that looks out of the ordinary, they are asking more questions before they let you take out your money, in the same way that credit card company checks billings when you charge something, they may do fther work before they let you make the charge that is out of the ordinary, bigger tan normal they make you answer some security questions, my guess is that is what is going on, they are just not explaining it as well as they should. neil: robert, i could see that, a question, you make that withdrawal, but asking what i plan to do with my money, it is not your money. >> that is odd. and i would think, i would assumes a result of this article, that bank will go back d look at their procedures,

what they are trying to achieve. because, if nobody can figure it out that say problem, but my guess in reading detail, i would be surprised -- it is not to preserve capital or keep people from making withdrawals, the cost of the phone call or conversation with the customer, asking them the questions costs much more than preserving the money in the bank, it is -- >> well i guess it would depend on how much money we're talking about. taking out. but your point is good. what i always wonder, banks like that smart one, you know like, you know goldman sachs, and you know very savvy people who one could read they are looking dow the horizon and worried about the potential for branch run or if everything hits fan. they are prepared. but now, maybe i have it wrong, but it does give you pause? >> itf that were the reason but,

let me tell you banks if you look over history of last 10 years, banks are about as well capitalized as they have been in a very long time. bank capital, is not honestly a problem hark is a problem, which -- what is a problem is unfolding every year could cyber theft, what happened with target on, and neiman marcus. it affects the banks, the financial instutions, and this is a big looming problem, and it may actually be worse than we realize. and my guess is you will see a lot of financial instutions doing now prophesies to try it make sure -- they are acowboy able fo accountable for this we may be seeing front end of that, that say new trend. neil: no doubt, but alarming in the story, people go into an hspc branch, familiar customers, and a teller gives then the third degree about what they are doing two their moan, and proo

money. and proof where it is going. i mean it gets weird. >> i think if you go -- dig deeper, here is how also how banking has changed. while the branches you see in new yorkity and others don't exist any more, it is very en usual today where you talk to a person face-to-face, have you a relationship with. that is -- this is the new way of banking, my guess, is, in those situations there was not a relationship, they don't know who the person is. and if they did, it was old style banking you would not have this problem. neil: i hope you are right. >> banks condition afford it any more -- can't afford it any more. neil: i guess so but when they did throh all your secret questions and answers, and they still give you the third degree. >> that is a problem. they need too address it. this is a consumer business, they have to be sensitive to how they handle their consumers, i

thin it is more about compliance than it is about any capital issue or withdrawal issue. i don't believe it has anything to do with that. i could be wrong. neil: i hope you are right. robert always a pleasure,. robert always a pleasure,. >> another ship hits [ male announcer ] e new new york is open. open to innovation. open to ambition. open to boldids. that's why n york has a new plan -- dozens of tax free zones all across the state. move here, expand here, or start a new business here and pay no taxes for ten years... we're new york. if there's something that creates more jobs, and ows more businesses... we're open to it. start a tax-free business at startup-ny.com.

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neil: time to go cruising in tonight's biz blitz. taking o more problem that seem to be happening at the drop of a hat, royal caribbean. hundreds got sick on a ship. gary they keep pulling this

ship. what is going on? >> well, these -- here is the good news, these outbreaks have lowest number in 5 years in 2009. that is the requeste the good news, what it hits and stays in the news it affects consumer to a point, but cruising is so popular. once it is out of the news, people vote with their wallets, i think they be fine. neil: i think somanshipsman many ships, but joe, what do you think of cruise industry issue we seem to get more of these reports but maybe to gary's point, we make a big to do over it. >> when it is a tummy bug, not a boat searching i sinking it is easier to tolerate.

you have an ageing population, it is more comfortable to see a lot of countries without moving more than once, they have a large demographic support. people feel safe. you feel like you or a ship representing america. what you see is people with more time and disposable income taking advance tang of it. you won't see something like that affect it to much -- much there are a lot of people filling the boats and more and more. neil: you might be right, i just draw the line at feces in the hallway but that could be me. joe. moving on. bright side, once you hit land, stores to perk you right up, in a stewe study i first thought

my wife put out shopping cou make people 3 times happier. is this more retail nicotine affect good for only so long. >> now i know why my wife is so happy. the bottom line, is that, people shop for any number of reasonses bwithout a doubt it does make you feel good, you ash ccomplished something, you get to pay for something, i worked so hard to get it, there is a combination of those. and retailers benefit, and retailers market that way also. you have been the success come and buy this car, retailers are smart in getting new there too. neil: what do you make of this stewed, joe? stud y? >> i do. it is equal of men and women, we

find, many gear toward larger purchases, and so we like to binge buy too. so worries about saving on a bottle of wine eand not eating out as much we're happier in buying a car or a boat. >> you know, it is time for our night cap. things you are be watching tomorrow. gary? >> nl, we had a few days of nausea in the market. we've seen a lot of break downs, think we could have a shot across t the bow, we have not hd a 10% correction i think in 15 months we're overdue, i think we're close, not necessarily tomorrow but in the coming weeks, i 7 i am expecting a pretty good correct. >> i don't know we're there yet, i agree we're overdue, but i

would keep an eye on the vix. we have more to come, i think we'll have a bounce off of the 50 day, maybe 2 or 3 days then retest i think, we're in for a little bit of choppiness that people should be prepared for. neil: thank you ver thank you very much. we are watching president's state of the union tomorrow 8:00 p.m., we have a cast of very powerful figures, including mitt romney. and conrad black from canada. robert wolf, former apple ceo john sculley. there are a lot of things and option you have for listening and watching. you watch news channel or the address, political fallout, strait business network for the market, but it would be great if someone combined them and gave you the best of both worlds,

market reaction tick biotech to whaby by tick.ttttttttttttttttt. kennedy: what is the magic formula for winning a midterm election? there seems to be a shift, the establish am whether media or political parties, have large lost passion o traction on a more pressing matter the nsa. if you are torn between national security over your freedom, fret no more, there is probably a candidate near you, willing to take your vote to take on the nsa. we'll take them on too, screw