landmark decision to cut in december the bond buying purchases by $10 billion. maybe they will get spooked by the market downturn and hold off for a while. we'll see. liz: peter barnes will be there as you saw in the shot. melissa is next. melissa: state of the union a few hours from now. top of mind for the president, raising the minimum wage. we're starting with a college graduate making that wage at starbucks. hear what a real person has to say about putting this issue first. even when they say it's not, it is always about money. melissa: what is it like to be a college graduate with a degree paying back more than $40,000 in student loans and working a minimum wage job? president obama plans to raise the wage for federal contractors almost three bucks to 10.10 an hour and he wants congress to do

the same for the rest of country but what do those workers actually think? we have a college grad making just over minimum wage as a starbucks barista. thanks so much for joining us on the show. i understand that you did -- >> thank you for having me. >> i understand you did go to college, one year of it was paid for with scholarship. you have three years worth though of debt. what was your degree in? >> i majored in journalism and media studies and english. melissa: and what kind of jobs have you applied for? what has the feedback been like? >> i'm applying to a lot of journalism jobs, anything media related, whether it be online, radio, newspaper. i'm really open-minded considering the circumstances but i have to admit that the feedback isn't as well as i planned it to be. melissa: why do you think that is? >> i think part of it has to do with the tough world of

journalism at the moment, being in, recent graduate, it is not the easiest to get a job in the journalism field but then again, jobs in general are hard to get now adays too. so that contributed to that. melissa: you are in the exxct situation that is a lot of, is the center of focus right now. folks who have gone to college, you know with the thought that this would be a guaranty of a well-paying job when they got out. you graduate and obviously you have debt. now you're sitting here and working at a job where you don't need a college degree. you know, did you expect more from having a college degree? >> i really did. honestly, starbucks is a great place to work and but it is just not what i, what was in my plans. i worked, my college newspaper at rutgers university for three years. i worked my way up to be a managing editor and was there 50 hours you know i worked that had because i thought it was going to help me once i graduated to

get, land a job in the journalism industry and so when i'm at starbucks, i'm a bit frustrated because you don't need a college degree for that and i really want to apply what i paid for and what i love to do. so it is definitely frustrating. melissa: yeah, absolutely. i can imagine, i myself too graduated from college, looking for a job in journalism and took a minimum wage job when i graduated. it was in journalism though. i can imagine your disappointment for now. all work is good work and we certainly respect you and everyone else for a every job they do out there. i wonder, i wouldn't ask you for national tv who you voted for if you vote and told our producers and i know you voted for president obama. do you feel like you graduated into a economy and worked hard and did internships and worked at the school paper and haven't been able to find any job, do you think he bears any blame for

that is? >> in my thought process i haven't attributed my lack of a job towards, you know, president obama but i do know that the economy isn't that great for, to get a job right out of college and that is unfortunate, but i mean, i'm going to keep working hard at it. starbucks is what i have to do. so i will do it to pay off my loans. just keep applying until i get that job. melissa: do you have any plans to watch the state of the union tonight? and if so, what would you be listening for? >> i definitely do have plans once, after this, i will be headed home to watch it. i'll be listening for, you know, something related to minimum wages and seeing if i can, if the economy is going to get better with, in hopes of me getting a job. melissa: yeah, absolutely. one of the things that we understand he is going to be talking about is raising the minimum wage.

does that sound good to you or do you worry that means your employer would cut some jobs or cut hours? >> honestly that sound like a good idea to me, just because, since i've started working at starbucks i realized how difficult it is to pay my expenses. i'm really lucky to be able to live at my dad's house right now. so thankfully rent is not a concern for me. but, i have $350 a month to pay for federal loans and, you know, i'm just paying, you know, i'm just paying, or getting each paycheck. that is a lot of money and starbucks, you know, doesn't really support me as well as some other job would. melissa: olivia, thank you so much -- >> with my wage now. melissa: absolutely. thank you so much. be sure you send your rest may our way now. we thank you. go back inside and have a hot

coffee. >> thank you so much. >> let's bring in townhall.com news editor kate at this pavlich. also a fox news contributor. katy, what do you think, what you just heard? >> what she said at the very end, telling, raising the minimum wage sound like a great idea. that is exactly why president obama will bring it up tonight in his state of the union address. the clear problem here for young women like her and other college graduates not that the minimum wage is not enough, that there are not jobs available for them to pay off the student loans in their field and not at this minimum wage level and president obama is doing this as a bandaid to try to fix five years of bad economic policy rather than really focusing on the problem. melissa: yeah, i worry about olivia because she did everything right. she went to school. studied hard. did internship and did jobs during college. came out, rather than talking about how we raise the wage she is earning at starbucks, we have to figure out why there are not more jobs that she's qualified

for out there that are, you know, real salaried jobs where she can move up. why do you think, why do you think our economy isn't supporting more of those jobs right now? >> i think it's a bunch of different reasons. i think that we've come to this situation now with the economy that we're in a new normal of job loss and not job growth. i think obamacare is a centerpiece of a lot of what is going on because employers don't know what's going to be happening even though the administration has pushed some of the regulations back and fines back. that doesn't change the fact that the uncertainty is still there. when it comes to employing people, tonight president obama will call for a new tax on employers. when they're paying more, that means they have less money to pay for work years does it surprise you she didn't connect the president to her current situation? do you think that is fair and do you think that is how most young people feel? >> i would say as young person myself and maybe because i pay attention more to public policy i would directly connect it to

the president because i pay attention to that type of thing. maybe they don't see it as that. they need to start seeing their lives in terms of politics. a lot of young people dope want to get involved in politics. i tell them you might not like politics but politics likes you. you need to pay attention to how policies in washington, d.c. have an impact on your life and whether you get that job or not. melissa: how much traction do you think he get with the traction of the idea raising minimum wage? she said she supported him and she still does. is he aiming at the right group with what he is doing tonight? >> i think that he is aiming at right group. i don't know necessarily know if he is aiming at one particular group. he is going after the minimum wage argument that looks good he can do right now even though five years of his own policies have failed but again, you know, they might be for it right now but in the end they will realize their employers are cutting jobs. they're not moving up on the economic ladder inside the

company as a result of paying more minimum wage. this is a short-term solution to a very long-term problem that washington and the president are not willing to address. melissa: thanks very much for coming on. >> good to he see you. melissa: the upside to colder weather, maybe cheaper super bowl tickets. those dying to go to the super bowl could be in luck. this may be your time. we have ceo who gives us a lowdown on change in prices and a sweet update how many super elite suites are left and what they're going for. remember i was going to buy some and they were going for a million bucks and flip them. find out if i was stupid to sit on the sidelines. up next, when was last time you worked 30 hours in a full-time job? sounds like a luxury that most businesses can afford. that is how president obama wants to define the work week. the congressman that is fighting the president all the way. no stopping the google empire, my friends.

a new contract with one of the country's biggest insurance providers means you can get prescription google glasses covered under your plan. we're talking to the president of vsp about the deal. don't move. so much more "money" coming up. let's say you pay your guy arnd 2 percent to manage your money. at's not much, you think except it's 2 peent every year. go to e*trade and find out how much our advice and guidance costs. spoiler alert. it's low. it's guidance on your terms not ours. e*trade.

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>> after the president's state of the union address there will be three separate republican rebuttals. obama says, yeah, i live with two daughters, my wife and my mother-in-law. three people telling me i'm wrong is a holiday. i look forward to that. three is easy, please. [applause] melissa: everyone is talking about tonight's state of the union just as another round of wage rage and health care hell are sure to erupt. today a hearing on capitol hill exactly what constitutes full-time work. the president seems to think it is 30 hours a week. that is just six hours a day, by the way. since his health care law forces businesses to give insurance to all full-time employees, companies are cutting jobs and slashing hours left and right. not exactly what our country need right now and congressman diane black is leading the fight against the employer mandate. thank you so much for joining us. what was your main takeaway

today? >> we had several business owners as well as folks from different walks of life. for instance we had a president of a community college talking about how it is impacting them and ultimately how it impacts real people's lives. there are people who will have their time cut to get them underneath of a 30 hours. there will be a additional expenses to employers and just trying to figure this out, human resourceswise. for instance in those job that is don't necessarily have a routine amount of hours such as maybe a physical therapist where one week you may work 44 hours and the next week you might only work 24 hours, it will be a just a nightmare in keeping track of all of this. we really do have to change this and take it back to the traditional 40-hour work week. melissa: proponents of the plan just say, those are evil employers at work. basically they're just trying to help poor people get, people that don't have it, people who can't afford to buy it on their own, health insurance, get more

people health insurance. it is really up to the employers have them work hours they need them to work. how do you respond? >> look the employers at that, that were at that meeting today, they all talked about how much they love their employees and they don't want to have to do this but anytime you put a new burden on an employer, especially a small business owner as we have before the committee today you can hear in their voice how distressful this is to them. that they work with folks they really like and know and have a great relationship with and some are already providing insurance actually but it is all the other things that go alongwith that. because when you're considered full-time worker, there are other benefits that come with that. there are other things that the employer must do to meet all the criteria. and the sad thing is, this is really going to hurt people who are at the lower income, less education, the younger worker. melissa: yeah. >> in many cases it is going to hurt woman. talk about a war on women.

about 63% of those working part time are those who are females. so this really hurts them as well. melissa: you quoted numbers out of the hoover institute, which is of course stanford university's economic tower of knowledge saying the same thing. 60% of the people impacted by this are between ages 19 and 34. 90% of them don't have a college degree. 600,000 work in the retail trade. is that who we're really talking about here? >> it is. it is in that trade but in others as well as i just talked about. as a health care professional i tell you that i know about that intimately because i have worked in that for over 40 years. so you may have people that are like physical therapy assistants and home health care workers that don't have a consistent schedule. that is dependent upon where the need is and that will impact them as well. melissa: what is the solution you're calling for? doing away with the employer

mandate? doing away with the 30 hour rule? what is the fix now? >> changing 30 hour-rule back to 40 hours. getting us back to where we were before we saw all the harmful effects taking place from the obamacare. and we have many, many but this is one of those that i think has to be changed immediately to give relief both to employers and also the employees. melissa: congressman, thank you so much. >> you're so welcome. thank you for having me today. melissa: so coming up, the rise and fall of a bitcoin hotshot. the virtual currency community is in shock as a major player is arrested. we had him right here on "money," as he stressed legitimacy of his business. so what went wrong? our bitcoin panel is ready to go. a new era for google. major eye care insurer wants to subsidize its wearable devices. it could be a game-changer for the health care industry. more "money" straight ahead. [ male announcer ] e new new york is open.

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melissa: a "money" update on the bitcoin business. charlie shrem, former ceo of the bitcoin exchange, bit instant, was arrested on charges of money laundering. he separated down from his position. i spoke to shrem last april about the bitcoin boom and asked him about the business. here is what he said. okay, what is the point of having peer-to-peer payment? this is what people are saying, it is not about being traceable and buying and selling illegal things of the it is not paying taxes. the government not knowing what you're doing. all these things can be wonderful. i'm wondering is that what this is about. >> no this is common misconception. bitcoins are not anonymous. they're private. that is major difference. every transaction can be traced back to the original transaction. melissa: what does right mean?

>> someone going to the bar and paying in bitcoin, wife, girlfriend, anyone who who wanto know what he is buying will not see the purchase on credit card bill, saying what are you buying, why are you at the bar. melissa: what about the government, do they know you're spending money. >> do the government know you are spending money? you are treating it as foreign cure currency. you have to file of course a return on capital gains. melissa: u.s. attorney here in new york disagrees with almost everything he just said. it seems more and more companies are looking into the legitimacy of bitcoin but this arrest plays right into the concerns many have about the currency. greg mcbride, bankrate.com chief financial analyst. james freeman with "the wall street journal." richard rob is securities attorney. i want to start with you, richard. let's talk about this case in particular. he is accuses of basically everything i asked him. his currency was being used on silk road to buy fake eye december.

to buy heroin, all kinds of things. he they are saying facilitated that purchase. rather than fa alerting authorities he laundered money. is i in big trouble. >> he is in big trouble. you were several months ahead of u.s. attorney's office. melissa: preet bharara was watching show. we need to get that guy. >> he was arrested and charged being involved in a scheme to sell over a million dollars of this essentially bitcoins to a criminal enterprise, silk road, which is known to be a drug dealer. and he is facing conspiracy to launder money. he is facing having unlicensed business. melissa: will they not be able to catch the people he sold those coins to that made the transaction? are they hidden? that was the idea. that is what he promised do they get in trouble and he doesn't? >> the u.s. attorney's office planted people to pretend they were silk road people. this is sort of like the movie american hustler if you will. you had the actors pretending

they were buying drugs. he could be in deep trouble if they have as after as they say they do. melissa: what does this mean for bitcoin? meantime, it has gained, you know, so much legitimacy. you have, you know, fortress setting up fund to trade in bitcoin. you have normal retailers, overstock, all kind of folks saying they accept it now. it is gaining traction. this proves the very thing that we were worried about with bitcoin so does it hurt it? >> there are two things, melissa. there is median of exchange and store of value. from a store of value standpoint there is no fundamentals behind this easy money has been made. today it is near $800. a year ago today it was$18. easy money has been made. people jumping on the bandwagon are those that will get hurt. melissa: okay. >> even though it is gaining acceptance is pretty limited and price volatility is nuts. melissa: great points on fun fusses. -- fundamentals. >> nothing has been proven. let him have his day in court.

melissa: but -- >> looking a the that i almost wonder if bitcoin will be better off. this was main not the greatest salesman for this technology. you asked him basically is this all about crime? he seemed to be saying, no, no about infidelity and hiding that. melissa: that's true. >> actually a lot more to the bitcoin economy. now i look at this as not a safe investment but as an experiment in a better payment system maybe? maybe it's a cheaper, faster, more safe way to transact electronically. maybe it is ultimately a competitor to real currencies. melissa: the whole idea behind it, one of the main reasons why libertarians love it, it is about getting the government out of your business. someone like this doing this in this case brings the government right into it. what do you think? does it undermined the reason people like about it coin? it brings the government into bitcoin. >> it does bring the government in because the problem someone in this business must know their customer and must monitor their customer and file what they call

suspicious business activity. melissa: which undermines the whole entire thing. >> that is the whole purpose of the money laundering statute to know your customer. what this does is undermines it which necessarily brings the government in, to say you're violating money laundering laws and but i will be arrested. >> go ahead, james. >> couple things. come criminals are join to this an area of cyber zone that can't be tracked by law enforce mane. obviously that is not true. but for a legitimate person there's a lot of benefit here. you talk about how difficult it is to transact overseas, to wire, to a bank overseas, if you want to get something done, if you want to rent a house overseas, a lot of things you might want to buy online. i think it has potential benefits beyond stoners who don't want to be caught. melissa: right. greg, you say the easy money has been made but on the flip side of that it seems like this is here to stay. i thought it was ridiculous back in april when we were doing a interview. i can't believe now we're talking about serious hedge fund, serious private equity

fund getting into this business, serious retailers doing with it. the head of the kings was on recently saying they would take it for payment for tickets and payment for things watching the game. seems like it is here to stay. i'm not sure you're right about the easy money to stay. >> i think it is here to stay from the standpoint of exchange. it reduces transaction costs after credit card. for example, there is no fraud protection for the buyer or seller there is no chargebacks. ultimately it will have to cover that. if it will become a literal or legitimate currency, digital or otherwise it will have to offer some fraud protection. more than just reduce transaction costs. >> we have to go. thanks, guys. >> it could be a perfect duo, wearable health tech teaming up with health care. we'll talk about a game changing deal with google glass. >> "who made money today," rather who needs money today besides me? this noble woman has a 13 billion-dollars property portfolio but her fund plunged

to an historic low. see who it is. "piles of money" coming up. dentures are very different to real teeth.

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♪ google glass covered by your vision insurance would you get it? the largest provider of eye care benefits is teaming up with google glass. by the end of the year they'll be able to have some of the cost covered by their plan. are we looking at the future of health and tech partnership. the vision care. thank you for joining us. as i understand you have a pair there. i don't want to leave our viewers wondering for one more minute. hold them up and show them. >> sure thing. this is one of the new frames that google is launching here to their explore group and getting announced. >> what i think is interesting about this, and progressive about it i have one of the, you know, pairs of google glass

these don't have the glass. this is everybody what is used to looking at. i feel ridiculous. i look a little ridiculous. what you're doing is trying to turn them to a normal pair of glasses i would feel less stupid wearing they have prescription lenses in them. how much do they cost? >> that's correct. the cost is really related to two separate areas. there's the google glass device which is purchased separately about $1500 purchase. then the frames are going to be around $2 25 at retail. so it's a separate purchase. then that frame is what would be brought to the doctor's office to have the person get the prescription made and the lenses cut at the lab here. >> the frames, the lenses or the google apparatus. not the google the $1500 is still on you. >> right. it's? 0 the the google glass component. it's the frame and lenses.

similar to how you buy frames and lenses today at the local opt tom tryst. >> interesting. you have 64 million members. have you thought about how many people might sign up. $1500 is still a ton of money. >> correct. we have to remember we're in the early days. for us, our company with our 64 million members we believe that by training our 30,000 doctors and getting them prepared to prescribe the proper lenses for google glass and also training those members, i think it will go a lock way toward developing a comfort level and getting more people interested in using them and leveraging them. >> eye care professionals you're worried about the health of the eye. i wonder a lot about google glass. first of all, does it hurt your vision at all to be trying to focus on, you know, this tiny screen in front of your eye so close. right there. we're taught as kids not to hold anything too close.

don't gets close to the tv. you are putting in front of your eye. are you worried about eye health? >> that's the great part of the technology, really. and the brilliance of engineering at google. it's there and close. actually when you look through glasses you are used to. you are aware the image is appearing further away like five feet away. i agree with what you're saying. we felt it was important for our involvement and get our 30,000 doctors involved and trained and understand that this is a new type of cutting-edge innovative technology that people want to take advantage of. we have to name sure that the lenses that get fit are properly fit. that the frame fits on the face in the right manner, and that the member or the patient is leveraging it properly. so their eye health is not affected. and for us, as a company, that's really where we start. we're focused on first and foremost the eye health of our 64 million member. that's why we wanted to get involve here as we early as we

possibly could in the cycle and be part of the explore phrase is exciting. >> when you look at the number with google. what do you think this adds to your business? how many customers does it bring in? how much new revenue does it create for you? >> i feel we're in the early phases and days of this. i think we'll learn a lot in the explorer phase. i think google is looking to add 100,000 new explorers in the process. when you look at the typical population 40% will require some form of correction. they'll have to get prescription lenses put in this. we'll learn a lot as google is preparing for the consumer launch. we're working alongside them to be ready so we have enough doctors trained and we learned enough to understand what any potential impacts are and how we work with them. >> google is everywhere you look. no pun intended. [laughter] thank you very much. we appreciate your time. >> thank you very much for your time. i appreciate it. when it comes to the

government get your personal information without your knowledge. it turn out there's an app for that. shocking new report say our government agencies are obtaining that data from the unlikeliest of places. the games you're playing on smartphone. you may want to think twice about attempting to beat the last level on angry birds. katherine is live in d.c. with the latest map is going on here? >> reporter: according to new documents leaked to the media. the nsa is working alongside the british counter part known as gchq from the popular basement angry birds. the intelligence agent target so called leaky apps which transmit the data without encryption. age, gender, and marital status as well as routine web traffic. it can be used to identify your interest and contacts. both spy agencies, according to the documents, showed an interest in google maps which

can pinpoint your location within a few yards with one of the nsa spy describing the data collection as a high degree of precision. for those who routinely use the app the new reporting is unsets the ising. >> our constitutional rights are vastly more important ttan spying on phone calls or data mining google maps. i think there is a line that is definitely overstepped going stay route. again, the protection and defense of the united states is huge, but i think when it is turned on the citizens i.t. it's an atrocity. >> reporter: the last white house briefing before state of the union spokesman's position consistent was statement release bid the nsa. >> the fed data is collected by the nsa through whatever means we are not interested in the communication of people not vailed foreign intelligence targets.

>> reporter: tomorrow the nsa program and the damaging impact of the leaks is going to be under the microscope on capitol hill. we have the annual global worldwide threat hearing and we have all the top intelligence officials speaking publicly and can count on the fact that the nsa and the new set of leaks is going to be at the heart of it. >> wow. that's terrifying. thank you very much, katherine. >> reporter: you're welcome. attention all love rat. your boss figured you out. studies show they spend -- attending their love affair. it's company footing the bill. you will not believe had this talker. at the end of the days it's all about munn, by the way.

from the u.s. every corner of the globe money has been flying around the world today. once again starting in the u.k. some banks made block withdraw people can't prove what they're

going to spend the money on. they are preventing some customers attempting to withdraw more than $8 ,000. it's asking some clients for permission slips from other parties involved. one man was getting money to pay back a loan from his mother because the bank needed a letter from his mommy first. some lawmakers are outraged over the policy. hsbc said it's in their best interest. to china they are tackling air pollution. they are spraying water from skyscrapers. researchers are using devices similar to garden sprinklers to break up thick clouds of smog. that's awesome. the process is energy efficient. could be implemented nationwide. china's smog problem is becoming worse each year. billions of dollars in loss productivity. landing in italy police are using twitter to find a legally -- illegally parked cars. they getting fed up with residence debits dumping their

vehicle whenever. they are notifying officers on the social media site whenever they spot one. photographs are uploaded and the police are tagged and fines are handed out. it is going down very with locals. police there are being encouraged to carry-on with the new system. wow. all right. so do you know how many people in your office are cheating on their spouses? a recent survey by the cheating website victoria mill lane said unfaithful spouses spend thousand of company hours on their affairs. are you losing money because you employ cheaters? the money talker, our guests -- rearing to go. we have small business expert susan sullivan who had to deal with this personally with a cheating board that night. i can't wait to hear the story. he doesn't care what they're doing. interesting. and corporate coach rachel who has worked in offices with cheaters. who hasn't. i'm not sure i worked anywhere

where there hasn't been people cheating on their spouses in the office. >> so you have to be a herman. of the people who went on the study and admitted to cheating 68% said they did it at work. and 25% said they made time in the offwork time. the majority of people cheating are doing in the office. clint, is it shocking? >> not really that shocking. you're not going talking to your wife on the couch. >> you don't stop on the way home from work to do it other than dunk in to your a closet. it seems like you jeopardize the marge and job. >> everybody in the office is doing some kind of relationship stuff. whether parents or kids. >> okay. >> oh. what is this? you are going to be using your work hours because that's the best way to hide it from your spouse. >> honey i'm working late or taking -- >> on a work trip which is ran in to the crazy story. i managed an all-male sales for a fortune 100 company.

we would go on trade shows they would say if you want to be one of the boys you understand what happens on the road stay on the road. one of the guys -- i got a call early in the morning he met up with a gal. she took him to another hotel she woke up no clothes, no money, but company credit card gone. and -- >> wait, i think this i know somebody it happened to. i know someone it happened to. i had to get involved. he put the company in jeopardy because the credit card was gone. i was the only female executive in that -- >> did you fire him? >> i said we should fire him and the guys stood up for him and said no. >> clint, would you fire that before? >> he would have been fired. >> absolutely. what do you think about this? they try to quantify. i love this. the amount of loss productivity. it's a money show. we have to do the money behind it. no matter how ridiculous. the average cheater admitted to spending 1.17 hours of the

workday. and they said, okay, they quantified it you're making $7.25 ab hour. the cost is $17 million a day. if you're working a minimum wage job and so you disappear for an hour someone will notice. >> yeah. obviously there's going to be a lack of productivity with any relationship you engage in the workplace. a toxic friendship, a parent, melissa: that's true. >> it doesn't have to be an affair. an affair will give you a little more incentive in the workplace. a little more of a -- melissa: yeah. >> a little more exciting! you're not worried i'm wondering as an employee. when i know there are people in my office who are sleeping together who married to other people. it hurts the way i interact with them. i'm like -- >> to be clear i don't support it. [laughter] melissa: do they get a bonus? >> go work for clint. >> i don't support it or encourage it. i don'tn't to know. as long as they're getting the job done.

>> it's tough position to take. it creates a toxic work environment. i was in an environment there was two people cheating with each other in the office it lead to favoritism, fighting in the office. >> breakup then you have a tense situation. >> right. melissa: and the other thing, -- >> most workplace violence is done by somebody related to the business. all you need is an up happy spouse who comes to the office with a gun to get the -- melissa: don't give them idea! there you go. you think there are reasons it could be productivity. >> yeah. i think -- >> [laughter] the guy coming up. i think it could be stimulative to the economy. you have more hotels room being used. more dibbers out. obviously. you have -- >> you can't bring the person you're cheating on your wife with home. >> you have more guilt gifts given to the jilted spouse and divorce attorneys make money. melissa: and on that note we found how it can stimulate the

economy. >> i got a ring for my birthday. and maybe you need to ask some questions. let us know how it turns out. up next the cold weather may be squaring people away from the super bowl. ticket prices are dropping faster that night temperature. does it mean that they have a chance of going? would you want to? stick around. you can never have too much "money with melissa francis."

♪ time for a little fun with "spare change." believe it or not there might be an upside to the polar vortex. those looking for last-minute ticket to the super bowl may be in luck. prices are plunging. ma are -- many are saying it's due to the

freezing weather. tickets are down 22%. it was a ticket of the big game is 395. the man tracking all of this for us ceo jesse lawrence is pick. they've been falling with the temperature because of the temperature? is this what happens? >> normally you see a decline in the week before the super bowl. it's been a little bit steer than usual. the market started to move in transaction over the weekend. the market is actually up 2% today. so it's actually sort of back up. >> it's going to be colder tomorrow would you say i should lock it in today or the tomorrow, or the next day? >> if you see the ticket you want go for it. but prices probably will drop but two years ago, prices actually went up 10% in the week

before the super bowl. you are taking a little bit of a risk. >> the last time we were talking about the suite. there were only 10 available at the time. there are only two left. >> two left. melissa: what did they go for? they for sale between a million and half million. >> there's a seattle entrepreneur who bought three. he's reselling them as part of a package. a week long package in new york. you get super bowl tickets in a suite, you get four-star restaurant and broadway theater. melissa: this is my idea. i was saying should i buy them and flip it. he's doing it. is he going make a bunch of money. >> he has a few left. more than a few. i think he's trying to sell them four days left. he's under the gun. melissa: under the gun a little bit. may not be a great gamble. the two left how much are they going for now? >> $6 86,000 is the most expensive. there's one for $250,000. >> melissa: is it in a terrible

spot? ic that's the exact number. is it in the nosebleeds. what is wrong? >> it's probably smaller. and the 686 is probably 30 and the 283 is probably a 12. melissa: is the weather hurting the sales of the ticket or people who want to go to the super bowl -- i've been myself. you remember it forever for it's a huge ordeal. do you think the temperature is impacting impacting it. it is freezing outside. >> we're seeing on the site a biggest state searching for super bowl tickets are not washington, colorado, but new york, new jersey, connecticut. people are saying maybe it's cheep enough i'll go. i think the fans seahawks fans and broncos made the decision and have the tickets. and now the guys local are the families that are local say hey, this is cheap. let's go. melissa: let's go. thank you very much. that was a lot of fun. i'm still not going. up next who made and needs money today. this eagle lady owns some of the

world's most homes. not sure who it is. the answer is next. you can never have too much money.

♪ whether on wall street or main street. here who is made money today. who lost money. anyone who owns ax the. they pulled a record number of devices last quarter. till still not as many as wall street expected. take a look at the stock dropped almost 8%. ceo tim cook lost nearly $4 million. making a lot of money off candy. mark lynch the seahawks runningback is partnering up with a skittle team which is featuring blue and green candy. no word how much he's being paid. they confirmed it is giving $10,000 to lynch's fan first foundation for every touchdown he scores. it's about time the deal

happened. his mom has been giving him skittles since he's a kid and refer to them as power pellet. that's the secret. sugar! and maybe in need of some money. queen elizabeth have hit a historic low of a million pounds about 1.7 million to you and me it's down from 35 million pounds more than a daycare aide. parliament suggest they have been overspending on royal events. some palaces they are being asked to catch rain in buckets to protect valuable antique. the queen assured lawmakers she's doing her best to cut costs. that's all we've got. i hope you made money today. be sure to tune in tomorrow to hear about 3d printing. the ceo is telling us how they're making money printing human llvers.

seriously. you don't want to miss this one. it's tomorrow at 5:00 p.m. have a fantastic night. the willis reported is -- "the willis report" is coming up next. gerri: hello, everybody. i'm gerri willis. tonight on "the willis report." president obama gets set to deliver his state of the union. we'll show you the numbers the president s hiding. also, a new report on home prices. home values down slightly. will that trend continue this year? and low tuition rates with high academic standards. we have the new list of best value colleges in america. we're watching out for you tonight on "the willis report." ♪ welcome to the willis