bill collectors. theye the wors am i right? [laughs] announcer: when it comes to financial stability, don't get left behind. not home. anuncer: get tools and tips for saving at feedtpig.g. why we have these microphones. see you tomorrow, everyone. >> health care or health control? a majority of amerans now think the law i not meant to help their lives but to control their lives. well, how about this for control? the administration just telling medium-sized employers they have to swear to the irs under pen amy of perjury that any loffs have nothing to do with obamacare. so does the majority have it right? is this control out of control? hi, everyone, this is "bullsnd bears." here they are, the bulls and bears this week. welcome to everybody. okay, john, is it all about

control? >> yeah. i think it is, the majority of americans also don't trust this government and how can you trust a government who tells you this is now the law of the land, except if they want to chge this law, ignore this law, not implement the law or alter it some way. that's not how you handle laws. look, social secururity and medicare had bipartisan agreements, they are implemented in a way unlike obamacare that doesn't hve so many problems and now you are telling people's businesses, if you hire people to get below a threshold, it makes you profitable or more profitable that you have to be under peury if you are under oath and l about that, you have to say, this is t tu to obamacare. this is unbelievable that ts is happening. the arrogance of this administration is ridiculous. >>jessic if you ned the lay off people, if are you a business, you need to lay off

people because of whater reasons, if it is because of obamacare, because of the prices and the costs that that brings, why do you have to swear? why does government ve the right to say, you can do that? >> well, this whole sort of change in the regulation is a reaction to the concern that medium-size businesses had in terms of saying that the implementation that was going to happen was in this year was too burdensome and the concern is really to protect the american worker and make sure their jobs are maintains an there a penalts in effect on them becae of the requirement the employers are having to meet. >> gary b., should uncle sam be telling employers you can't lay off people? >> it's beyond the tale, bren dark, i think john alluded to, this is the impreerlr peaial lo.

at some point they have to realize that, a, the majority of americans don't want it. be, you wi b, you will no have army the silly law was enacted, c, it will cost. it's not woing. they not oy want this law to work. they want to win at any cost. so this last things just a measure of this emwanting to say, gosh darn it, this obamacare hato work. we're going to put the sun screws to these employers, even though, by the way, it might cause employers to go belly up. last start, few businessedown the road. this is silly, brenda, but this is the administration and presen we have right now. >> does this go over the lie? government does have some rule in labor law and the le? >> yes, like, fr example, you

can't just fire somebody because they're handicapped. the government has a say in it. in this case, you might have to fire ploy years because you can't afford health care. they don't have a right. this sa loophole that they've created by having arbitra thresholds. what the government could have done is every business, all employees have to be covered whether part time or full time. >> that at least would stop loopholes, that company will ve to drive a truk truck through. they have a more streamine health care law to make sense. >> tracy, is this out of control? >> no, it's wand out of conol because the oly thing a business has to do is the bottom lean. if they hire, fire, cut pay, at'sp to them. there is a reason my businesses don't go public because they don'tp to ansr to wall street ap thelike. medium-size businesses are in

the same boat. they don't want to answer to people,ncluding uncle sam and the irs, my god, they have way too much on their shoulders. we shouldn't have to answer to them ab anything other than what happens on april 15th. >> jessica, what do you think about that? >> this is a one-year change and businesses do have to answer to irs. they do have to answer to regulations. they can't willie nilly answer to -- >> we heard onier, one month. we've heard so many different deadlines have changed. how do we know it's only going to be a year? >> well, that itself the guidance that we have been given so far him they came out and said this is going to be a one-year stirring sort of experience while they're doing the rollout and it will also give businesses more onto the same schedule that individuals will be on. >> john, what do you think of

that? >> i think this is 100% political. see if this doesn't make sense. we will delay this a year until after the mid-term elections. funny w that happens and, yeah, we are under the irs for tax, not for health care. you are taking a system that is already burdened and add health care to that as well. if this is a burden on businesses right now, i hate to tell you the, it will be a burden on businesses a year from now. this is not well thought throug this is 100% political. the air gantz ofthis administration is ridiculous. >> you know what the problem is, too? they're making it up as they go. it's so transp oh, god, we got this other loophole, it's really shoot from the hip, ask questions later. that's where it willhill hit business, small or memmium. you will cripple companies if you do regulations this way. >> they have to apply to all business.

you don't have pollution laws that cover a certain am of employees. it would be difficult. the law is the threshold. it's not the amount of people you employ. it's an encourage. to go to part time workers and fire people. they will phaset over time. companies aren't going to willingly earn money. they picked a bad way to separate small businesses from businesses that can afford it potentially. >> gary b., willl this hurt the bottom line of many businesses? >> how can it be? even if it affected one business that say, oh my gosh, we rally need to lay these peop off. but because the obamacare costs are too high. now we can't. you know, my fear, though, is even more so. if the government through the irs can enforce stuff like this, where do they stop? are they going to say, oh, good, it's better for our country or health care for businesses not

to do, to hire people from overseas or immigrants or pay beho minimum wage or whatever that? minimum wage is the law peg below a threshold that we specif where does it stop? but this administration does not care about business. they only care about themselves getting re-elected and making sure obamacare is successful at the cost ofhe u.s. taxpayer. >> jessica. >> we are definitely seeing this is the administration showing they are caring about be they are being reactive to their concerns and feeds. that's why they've madethis specifically for medium-size businesses, also within this regution at the same they came out with guidance specifying specifically you will not have to cover hospitality workers who work seasonally as well as volunteers, whether it be volunteer frefighters ore emts. so there are a lot of issues that come up. this is a huge massive piece of

legislation. there is nothing going on. >> that's certainly true. that would address the changes to be made. so you will have to see this within the regulatory process. that's why you havehe regulatory process. >> were you laughing? what is so funny? >> you are talking about doing this for business. that's prepros terrous. this is a big birdsome problem and this would not fall through as tracy talked about. this is why we are dealing with some of these issues. >> you know, if they cared about business and the economy, they would institute term limits on themselves so we wouldn't be pushing this off to the next election. >> thanks, guys. >> that has to be the last word. the northeast is bracing for another winter wallop as it's still dig out from the last hit. now worries the nation's economy now worries the nation's economy

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relieving the pain quickly. coach calls her a team player. she's kind of special. she makes the whole team better. he's the kind of player that puts the puck, horsehide, bullet. rit where it needs to be. coach calls it logistics. he's a great passer. dependable. a winning team has to have one. somebody you can count on. somebody like my dad. this is my dad. somebody like my mom. my grandfather. i'm very pround of him. her. them. so i've come up with a family emergency plan. daughter: great. what is it? mom: it's difficult to talk about. so i'm not telling you. how will we know what to do? you won't. i'm so glad i won't have to remember anything. me, too. dad: thanks for this, sweetie.

announcer: talk to your kids about who to call, where to meet, what to pack. visit ready.gov/kids for tips and information. have a great day, everybody. . >> digging out and about to be snowed in again. each time we are seeing businesses close, flights grounded, workers stuckat home. now, worri the economy, itself, may get stuck. the total costs of the winter blast is expected to reach up for the $40 billion bucks. tracy, coiled all of this cloud the economy? >> look the economy right now is trying to plow itself out of

this assessment. atlanta is shot for a while until they figure this out. all the cost tase are incuring because of mother naure. mail is not coming. restaurants are closed. to one is making money in this kind of weather except maybe maybe e the guys that keep shoveling out my driveway an pushing it behind the garage and i can't get out. other than that, there is not a t of people working. this can't be easy for people trying to dick themselves out of a recession. >> gary b. it's not as if the economy was chuging back at a growth rate, as tracy was saying, we are barely out of a recession. >> the current administration will say look a all those shovel-ready jobs in the storm, those snowplow hires. i do agree, it's going t be a hit, obviously, it's going to be a hit. people weren't able to get to the supermarket or restaurants or didn't see a movie. we have seen time and time

again, we have been doing this sh long enough, we were here for katrina, for sandy, for so many hurricanes. the hit at the time is rather substantial. but what happens is st of the spending gets moved into the next quarter. so this quarter we're going through is going to be lower gdp wise the next quarter will be better. i city think the economy as tepid ast is frgsz i think tracy was alludeing to that. so things will get better than they are now, but not better better. >> it's winter, it melts, we get over it. will this really have a hit on the economy? >> i think it will have a hit. i think we will get over this. lock, atlanta got a foot of snow. thank god they didn't get 2 foot. i understand look, gary is right, there will be certain sectors that don't recover, but the lost revenue the airlines, restaurants, homes

for the most part. but most of that spending is being pushed off into the next quarter and we are going to see a little dip in gdp this quarter. it will probably see that increase next quarter with that spending put off. >> jessica, what's your take on this? >> i agree. i think in particular we will see it in q 2, especially, we have seen a dip in haute sales. i think going forward now, people will be out. we have seen everyone stuck on the roads, it may interest them moren skidding suvs or an energy eficient car out detroit. it could be a big boost there. certainly as a floridian, we have had incredible weather, hopefully, it will be a great incentive to get the tourism industry going. everyone is welcome down here. >> i have to go to mr. miami, what was rarely here in the studio. jonas, wt do you think? >> it cost me a fortune in flights to miami. look the economy, it's hard to destroy money to know you will

buy generators and snow blowers instead of a few r. some sales when itreally continues, it really drags on, like the whole winter, you are not going to get that revenue back ever. it's govenl i will also say, the whe point is you are measuring spending. it's about how well off you are. you are not well off if there is a perpetual cold vortex because you are ending on thing you don't want to boylike roads and salts and you want to spend it on factory. if it makes you depressed, that's the measure of an economy that's good. so i think it is bad like on california and droughts and weather events. you can't grow food, so there could be long-term damage here. >> i get what gary said with a katrina and all. that we all said we rebuilt, there re businesses that benefit from it. if you miss it last saturday. you might not know it. >> tracy, t's the last word.

the food police at it again, this time, trying to sue big food companies for the medical costs of obese americans. neil and the gang asking, what whatever happened to personal responsibility. plus, from death do us part, two deaths break us you a part t. new deal breaker breaking hearts across america. [ music playing ] [ music playing ] ♪ a you need is love

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. >> okay. so this is perfect for the day after valentine's day. befo you hear "i do" you pay hear "i don't" if you don't pay off your personal debt. that's what more than a third of americans are saying in new survey. better go to our love expert on this one, gary b. has more experience with marriage than all of us. >> combined. >> with one marriage. so when it comes to love, should personal debt be a deal breaker? >> i want to put a diclaimer that i am certainly no love expert. okay. you know what, i tl you what, if you don't disclose your debt, i think that, that gets to e whole heart of not being truthful and honest in a marriage. i will speak out. i'm kind of for debt. i think de gets a bad rap particularly when couple,

post-couples would not be able to afford a hous with debt. the other big debt expense they incur is on acar. why would you want to use yur own money that depreciates the moment you drive it off th lot. >> that is generally okay. are you using other people's money and generally f good stuff, unless you lie about it. >> tracy, it's very, very stressful, money, money can also be the deal brkner a relationship. before you get together, you both have tons of debt, student loan credit card debt. what does that do? >> pizza on the first night is cute. after that, it is not. to live life like that knowing your paycheck is gone before it comes in because you areot on the same page about your spending habits, that could be a total deal breaker for company, for couples. and i think gary b. is our expert. he at least has the longest one. absolutely. >> that qualifies you, gary.

>> thankyou. >> okay. jessica, is this money over marriage? >> yeah, certnly i think it's a larger macroeconomic issue people are talking about, larl this time of year. it is an important topic facing young people. my generation, generation x, millennials, in terms whether or not they are able to get married and can afford it. like you said, those student loans, there's all the debts. with the sort of huge income and equality and the levels of poverty that we have seen that have been increasing in this country in the 70s is an ongoing conversation couples are having. if you are a single mother, it probably doesn't make sense if you are making un$25,000 a year from a tax purpose to parry someone else who pays $25,00 a year, even though that gives st them get out of poverty. >> should cupi's arrow borrow

or stay from the heart? >> gary, they all have trouble with debt. economies collapse from it. america was built on debt and continues to excel on it. as far as individuals, divorce ras fell after the great recession because people have more debts than assets. and have a debt pipe people with assets are more likely. you can make a case that's good for america. >> i got to squeeze john in here a. quick comment. >> i wrote a book about debt and staying out of it. one of my first appearances was to come on "bulls and bears." th is where i met my future wife. we had our ninth anniversary on wednesday. i am debt phobic, fortunately my survive as well. >> thanks, guy, thanks, jessica for jining us. forget paying off your debt. get obamacare, will you get a

better chance of getting hit. is the government really getting desperate now? welcome back. how is everything? there's nothing like being your own boss!

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♪ it matters to me ♪ when i don't know what to say ♪ ♪ don't know what to do ♪ don't know if it really even matters to you ♪ ♪ it matters to me. . >> prediction, gary b., take it away. >> brenda kwoim cast is taking over the world, stock up. >> with a storm bullish on shipping with 30% of the year, i

do o it. >> tracy. >> everyone says obamacare is the new way to hook up. are you kidding? it's a turn off not a turn on. >> put soda, good for the soda, up 30% in the 84. >> neil. go! . >> no clowning around, this clown could be the new marlboro man, hi, everyone, i'm neil cavuto. and the food police are launching a supersize big mac attack, lawyers making new food into the big tobacco. their pitch, go after big food because it's making people fat. go after some fat greens to pay for obesity-related health care costs. we are talking potentially hundreds of billions served, not fries, dollars. they say this is a little too much to stomach. we are joined, glad to have you back, ben stein david pittsburgh