or irritation where applied, increased red blood cell count, headache, diarea, vomiting, and increase in ps ask your doctor about axiron. gerri: hello, everybody, i'm gerri willis. right now on "the willis report", a "willis report" special investigation. obamacare applications rejected. is the government sending back an unusually high volume of health insurance applications and still counting those folks as enrolled? also, the fda wants to change how we buy over-the-counter drugs, important new information you need to know. and, need a special tool or machine when working around the house? we answer the age-old question, do you buy it or rent it? we're watching out for you tonight on "the willis report."

gerri: is obamacare limbo and insurance agent in north carolina tells us an unusually high volume of his obamacare applications are being sent back to him. applications that still appear to be part of the overall obama care enrollment numbers but have yet to be officially approved and people applying for health insurance, they're in limbo. with us now that insurance agent, dennis hill. joining us paul howard from the manhattan institute. dennis, thanks for coming on the show tonight. at what rate are you seeing applications returned to you? >> well, we're getting a pretty good rate now that, about 40%. we're doing a good many applications each week and seem to be getting works lately. gerri: dennis, that is about two in five of the applications you're getting are coming back to you and you're a broker with

some 16 years worth of experience. you've been around for a while. you know how to do this business. what do you think is going on? why are they getting rejected? >> we're still having problems with the website. it has gotten better than it was. we're still having lots of problems. too many things trying to go within that system one time trying to verify information and just making a mess of everything. gerri: i want to show folks one of the questions you got back from the website. it was obamacare applicction that was returned to you. the person was told, you need to send the marketplace proof you're a citizen, and yet, this person was a social security recipient. shouldn't they have known? >> yeah, we're having problems like that. they also should know that what income they make, if they're drawing social security they should have that information and sometimes they're wanting both proof of citizenship and proof of income which is really crazy. what we're trying to do to get them enrolled, it is difficult to do our job because of all the things they're asking us so do

after the fact. gerri: i want to bring in paul howard here from the manhattan institute. paul, you've seen everything with obamacare. you've seen all kinds of glitches and all kinds of fundamental problems. is this surprising to you? >> these were the problems that were supposed to be cleared up in november. the government is supposed to check your income and citizenship linked them through the federal data hub. on the other hand if he gets higher rejection rate means the process has not been fixed. if this is widespread occurrence they're claiming enrollments not really completed yet. gerri: that is the heart of the matter, right, dennis? that is one of your big questions? are people being counted and this accounts for the big numbers administration is touting? what do you think? is this isolated case or is this happening all over the country? >> this is happening all over the country. the state i'm in north carolina, we don't have a state exchange. we have to go through the federal exchange. it gets bogged down and getting

people through and subsidy things like that. if they don't get this information back to them what we found out this past week is that the peeple we started back with in october and november and december, they're going to be terminated within 90 days if they don't get this information to them, even though they think they have coverage they will not have it. gerri: wow, that is horrible position to be in. i should make clear here we tried to contact health and human services to ask them about these questions. we heard no response or answer from them. i want to give another example, dennis, here, what you have seen. this is obamacare application rejected. the person was told, you need to send the marketplace proof of yearly income for 2014. this person was self-employed as a farmer. shouldn't they know from irs documents how much this guy was making? >> well, the way the program asks it, asks if your income in 2014 will be the same as 2012. and almost nine out of 10 that is not going to be the same because something changed one way or the other.

particularly if you're a farmer, you have no idea what your income is going to be because of what the climate is going to be like. he just has to go by what he thinks it is going to be. if it is not right, they're telling him he will be terminated. >> that is the problem here. so what they're going to do is check against last filed return. in this case it is 2012. if it is not expected, 10% earnings, they will come back to ask more information. if you have people in his group who have fluctuating incomes from year to year that is going to get flagged. >> another flag here, you have to send the marketplace proof you're a citizen, what about that? surely the federal government knows if you're a citizen or not? >> they should talk to the department much homeland security and other agencies that is citizenship. that is one of the core obligations. gerri: why are they asking this independent broker out there to send proof, that doesn't make sense? >> doesn't make a lot of sense. if these were applications completed in back in october and november, having the most problems on the website could be

they're circling around to fix these and got lost in the flood. >> we're still having problems. gerri: go right ahead. >> i'm sorry. we're still having the problem. we did have that problem back in october and november and basically just quit during those months and waited on december to start back again. but we're still, this is february now and we're taking applications for april and the same thing is happening. so it has not been fixed. some of the things have been fixed but not nearly working -- they need to post this thing for another year and start all over. gerri: dennis, i have to tell you. you have a bird's-eye view. you're in the marketplace. doing the work. seeing it first-handd not relying on numbers from the government. see what is happening with the applications every single day. if the failure rid of these applications is something like 40%, two in five, are not getting through what does that tell you about the millions and millions of people that the government claims they have enrolled? >> well, that tells me that the numbers are wrong and one of the things is, that they think

they're enrolled and information is not getting to the insurance companies and not getting billed properly and getting notices if you don't pay this premium i will be terminated. they haven't even got a bill so start with. all kinds of things on top of each other. gerri: last word, paul? >> clearly still experiencing serious difficulties. we'll not have a real picture what is happening until march 31st until open enrollment period ends. government could be make much better effort to be transparent on exchanges. they tell us what they think they want us to know. gerri: is not acceptable to say we'll not have information until the end of march. we're paying for this program every single day and now people will go out into the marketplace think they have coverage and will not have any help. >> or show up in a doctor's office and have no coverage. gerri: absolutely right, paul. dennis, thanks for ee-mailing. you contacted us. thanks for coming on the show. stay in touch. if you find something else we should know about, please let us know. >> thank you for all you do. i appreciate the obamacare

information you've been sharing with your consume years thank you so much. now we want to know what you think. here's our question tonight. are the obamacare sign-up numbers, are they inflateed? log on to gerriwillis.com and vote on the right-hand side of the screen. i will share results at the end of tonight's show. there is more and more going on. gas pages surging last two weeks more than a dime a gallon. a couple factors behind the rise. we have phil flynn from price futures group. >> thanks, gerri. gerri: what is going on? why is gas prices going up? >> it is everything. you have got a cold winter. first time in a long time we have geopolitical risk breaking out all over the globe. ukraine, south sudan and libya and closer to home in venezuela. this comes at a worst time, gerri. right now refiners go into maintenance to get ready for the upcoming summertime driving season. we're still feeling effects from the cold weather.

it's a delicate balance. oil prices are going up and driving up the entire complex. gerri: we're seeing 12%, or 12%, 12-cent gain to 3.41 a gallon. that hits families hard. >> yeah. gerri: for a family, yes, this is something i will pay for this, no, i won't. you have to buy gas to get to work, to get kids to school. to do everything you ever to do. >> right. gerri: so what is your outlook here for gas in particular? is it hit by international issues like what is going on in venezuela? we're just showing pictures. >> it is. if you look what is happening in venezuela, even though we are importing the least amount of oil and gasoline components since 1985, it is still playing a part..3 because we really depend on, not so much on that oil but to keep the system moving smoothly. @hen you have these type of disruptions, it impacts everything. it really, if you look at the entire global where, goes to, whether it is going to china or the united states, anything

around the globe that gets out of whack has to be placed from somewhere else and you feel that effect like dominoes going across the globe and that's what we're seeing. and even what we're seeing in the ukraine in recent weeks had a major impact on the price of oil because there's a lot of concern how russia is going to react, you know, to this change in government. we know in the past that they have cut off supplies of natural gas gas to the ukraine. that supply, 38% of that goes to europe f europe get that is supply cutoff because they're upset with ukraine not paying their bills, that means they will have to replace it with oil, coal and other things. so that is driving up the price. you have libya which has been a nightmare, on again, off again with production. gerri: right. >> a civil war in the sudan. playing into the price wars. gerri: it's a global marketplace. >> it is. gerri: obviously i want to ask you more about nat-gas. it is coming off a five-year high here. what do you see as an out look? i have to tell you, i thought

prices would go down forever with all the fracking going on in this country and i'm in the northeast and the prices are going up. >> they're going up. a lot of people thought what you were did. they were in denial. the last five winters have been normal warmer than normal. this non-heat related demand. i was warning people, watch out if we get a cold winter this thing will run. this could get as high as $7 by 2015. what happened, people were lulled into false sense of security. they assumed producers could ramp up production to meet demand. there are oversupplies burning off. this was a wake-up call. mother nature is saying we have to invest more in infrastructure. get keystone pipeline going. get the natural gas pipelines going. why is new york importing, bringing natural gas from the gulf coast when they're sitting next to the biggest shale reserves in the world? doesn't make sense. so we've got to spend money on infrastructure. this was a wake-up call.

and if we don't we are going to see more price spikes like this in the future. gerri: couldn't agree more, phil. thanks for coming on. one of the smartest guys i know about energy. >> thank you. gerri: appreciate your time. >> thank you, gerri, you're awesome. gerri: thank you. a lot more to come this hour including netflix cutting a deal with comcast and a deal with at&t. what does it mean for your bill? the major security flaw lurking in your apple products. i kid you not. what you need to know to protect yourself from hackers coming up. [ ma announcer ] whether it takes 200,000 parts,

♪ 800,000 hours of supercomputing time, 3 million lines of code, 4000 sets of eyes, or a million sleepless nights. whether it's building the world' most advanced satellite, the space station, or the next leap in uanned systems. at boeing, one thing never changes. our passion to make it real. ♪ they're about 10 times softer and mahave surface pores where bacteriaan multiply. polident kil 99.99% of odor causing bacteria and helps dissolve stains. that's why i recommend polident.

[ malennouncer ] cleaner, fsher, brighter every day. if you have a buness idea, we have a personalized legasolution that's right for you. with easy step-by-step guidance, we're here to help you turn your dream into a reali. start your business today with legalzoom. we're here to help you turn your dream into a reali. iwe don't back down. we only know one direction: up so we're up early. up late. thinking up game-changing ideas, like this: dozens otax free zones across new york state. move here. expand here. or start a new business here... and pay no taxes for 10 years. wi new jobs, new opportunities and new tax free plan. there's only one way for your businesto go. up. find out if your business can qualify at start-upny.com sometimes they just drop in.obv. cme group n help you navigate risks and capture opportunities.

we enable you to reach global markets and drive forward with broader possibilities. cme group: how the world advances. gerri: hack alert for you now. a major security flaw detected in apple products allowing hackers to gain access to sensitive, private information. our next guest says you need to act now to protect yourself. we have the cofounder, chief technology officcr at cloud strike. welcome back to the show. my shock here, this is apple, the iphone, ipads, the mac, having a big wide open back door. what is going on here? >> thanks for having me back, gerri. this actually is a very serious problem. if you're owner of a mac product, a mac book or mac desktop product you should not connect to any public unsafe

networks because what can happen is, malicious actors can intercept all the communications. essentially a fundamental flaw the way the encryption technology in the mac and ios, iphone operating systems works and essentially people can intercept your communications and feed you malicious data directly to the company. there is patch for iphone and ipad. gerri: how did they let this happen? >> you can apply it, should be on 7.06 version the latest version for apple put out but there is no patch yet for the mac operating system. gerri: you can hear me right? >> yep, i can. gerri: how does this haapen? i think of apple as platform that is super safe and doesn't typically get hacked. why are we even talking about this? how did this happen? >> well, there are problems with every platform. so microsoft had issues. apple has had issues. blackberry had issues. it is not that strange that vulnerabilities will be found in any particular platform. this one is particularly bad an

i'm not sure apple is having a great weekend. gerri: is it also the macs but also the iphone and ipad? >> that's right. the iphones and ipads are impacted of. but on friday apple put out a patch and everybody should download the patch to get them safe. gerri: there is something you can at least do, right? there are software fixes for the iphone 4 and later fifth generation ipod touches and ipad 2 and later there is lot of work for people to do out there. what are real risks if people don't take advantage of the patches? >> well, the risk is that all of your sensitive communications are going to be intercepted. if you're in starbucks on hotel room or plane connected to public communication wills be read. your emails, instant messages. people can get into your accounts. if you're doing online banking they can get into your bank account and withdraw money. this is really serious issue. gerri: you know, i read that the nsa was hacking smartphones with

100% success rate with a software called dropout jeep. if the government can do this, it makes me really worried about, you know, what the bad guys are going to do frankly. what do you say? >> well, the nsa has tremendous capabilities and if they're coming after you, frankly, you there is not a whole lot you can do but the danger of this vulnerability that any criminal out there can use it very easily and intercept all of your communications. you don't need nsa. a kid in russia can hack your account if you're not careful. gerri: a kid in russia. thanks for coming on. it is always good to see you. thank you. >> thank you. gerri: well, mastercard is trying to keep you safe when making mobile payments. so that's an issue too. the credit card giant unveiling master pass, in app payments today. that is the program. the program allows consumers to securely paid for items within a single mobile app, eliminating

the need to have credit card info across numerous apps. he had mack luff lane the -- ed mack laughlin says, they don't want to 50 different accounts with 50 different merchants. they want shortcuts. the in apps program will be available to developers and merchants sometime this spring. maybe that will help us out. still to come. we answer your assets. how do you decide to buy or rent the special tool for your next home improvement project.ob don.

gerri: money-saving tips for do it yourself improvements. we have the expert device when to rent and when to buy the tools you need next.

gerri: time now for a look at stories you're clicking on tonight on foxbusiness.com. stocks starting the week off in the green. the s&p 500 hitting an all-time intraday high monday and ended the day less than one point below its record closing high. samsung unveiling its galaxy phone. the company says it chose to enhance the phone's everyday features such as its camera, battery life and waterproofing it over the wow factor. the galaxy s5 will go on sale in april. the samsung will push for very competitive pricing. president obama meeting with the nation's governors at the white house. republican governor mary fallon telling reporters afterwards, president obama expects to make a decision on the keystone xl pipeline in the next couple months. whatsapp is hadding the world's biggest messaging service which facebook bought for $19 million will make voice calls available on android and

iphones this spring. blackberry, microsoft phones will be added later this year. those are some of the hot stories on foxbusiness.com. netflix announcing that it will pay one of the largest broadband providers in the country, comcast corporation, for better online video streaming for their customers and we're just learning that what does this mean for your bottom line? joining me national talk radio host and columnist, kimco manned dough. thanks for coming on the show tonight. >> you betcha. gerri: this at&t story out of the blue. they're talking to netflix too. i guess everybody has netflix's phone number. what does this mean and now that we have both comcast and at&t scoring deals? >> well you know, here's the bottom line of the first of all we have netflix. netflix 33 million customers. at any again e given time of night they occupy 30% of all the internet traffic. that's a lot of numbers, right? so as you start looking at the way content gets delivered

online, is that it doesn't go directly from netflix to comcast. it goes from netflix is what is called in the industry, computer industry, tech industry have a lost acronyms, right, it is called cvns. it goes to a cdn and goes directly to comcast. so what happens is that netflix was getting bogged down by that cdn. a company by the name of cogent. they said listen we'll go direct to comcast. gerri: let's cut to the chase here. i think everybody, trying to get, you know "house of cards" myself, it wasn't the prettiest thing i ever saw, right? the picture we were getting was not good. you make a grade point. >> no. gerri: netflix is gobbling up 30% of the broadband room out there. so, it is causing a problem. but, i thought we were going to have net neutrality, which means everybody was going to have the same access to broadband and nobody was going, you know, pay more to get more access. what is the ultimate impact of

what is going on right now? we may all be happy we get "house of cards" right now but is there going to be another shoe to drop down the road for consumers? >> well you know what? this really has nothing to do with net neutrality. i really think this has to do with business. netflix wanting to provide the best possible service, best possible quality of "house of cards" as possible. as soon as they started paying comcast, then at&t comes in, verizon is coming in. and so this may actually be a benefit to the consumer, because here is what we have, we're getting rid of the middleman, the cdn. prices may actually come down. gerri: wow. >> don't forget none of this actually operate in a vacuum. google is coming into all our communities. 34 cities last week, with a one gigabyte connection. six months from now that might be 10 gigabytes. instead of having one cable provider and sit there, oh, my gosh i'm at mercy of them, lower my bill, with competition comes

lower prices as well. gerri: i mean that is the just the concern, right? comcast doing a deal with time warner. everybody thinks there is less competition, not more competition. the worry that prices might actually go higher. i want to talk to you about that deal. because there is a lot of concern out there from people what might happen next. what shoe may drop. >> right. gerri: lots of concerns. you see an advantage for consumers but long term, seems like nothing but consolidation going on. i would say over the last 10 years we've seen prices triple, right? so it seems like there's a very clear history here and everybody is bracing for the next high bill. well, but here's the other side too. as i mentioned. i skirted past google coming into communities with fiber lines. gerri: that's true. >> instead of one isp in your community you may have two and now you may have three. @on't forget, satellite is also in the business too. if you're sitting there at home and looking at a $50 cable bill,

$120 with now the television added on to it, with the internet and maybe even close to $200, don't forget you can save a lot of money being, i guess a little forceful. as you call your nearest provider, and you say, i would like to switch. can you lower my bill. can you give me a discount on my modem fee? can you increase ire my connection speed? what can you do to keep me as customer or else i'm going to leave and they will do it. gerri: shop around. get somebody to give you a good deal. kim, thanks for coming on the show. good to see you. >> you betcha. thank you. gerri: coming up later in the show what facebook's big purchase means for your portfolio, saving money on your next home improvement project. our next guest breaks down when you should buy and rent tools you need for your home. stay with us. [ male announcer ] hands were made for playing.

legs, for crossing. feet...splaing. better things than the joint pain and swelling of moderate to severe rheumatoid arthritis.

if you're trying to ma, ow may be ti to ask about xeljanz. xeljz (tofacitinib) is a small pill, not an injection or infusion, for adults with moderate to severe ra for whom methotrexate did not work well. xeljanz can lower your ability to fight infections, includintuberculosis. seris, sometimes fatal infections and cancers have happened in patients taking xeljanz. don't start xeljanz if you have any infection, unless ok with your doctor. tears in the stomach or intestines, low bod cell counts and higher liver tes and cholesterol levels have happened. your doctor should perform blood tts before you start and while taking xeljanz, and roinely check certain liver tests. tell your doctor if you have beeto a region where certain fungal fections are common, nd if you have had tb, hepatitis b oc, or are prone to infections. tell your doctor about all the medicines you take, and if you are pregnant, or plano be. taken twice daily, xeljanz can reduce the joint pain and swelling of moderate to severe ra, even without methotrexate.

ask if xeljanz is right for you. of moderate to severe ra, even without methotrexate. they're the days to take care of business.. when possibilities become reality. with centurylink as your trusted partner, our visionary cloud infrastructure and global broadband network free you to focus on what matters. with custom communicatio solutions and responsive, every day of the week. centurylink® your link to what's next. to mane your money.r guy arnd 2 percent that's not much, you think except it's 2 peent every year. go to e*trade and find out how much our advice and guidance costs. spoir alert. it's low. it's guidance o your terms not ours. e*trade. less for us, more for you. gerri: we are hoping you

will decide whether to buy or rent the tools that you need for an improvement. it could save you hundreds of thousands of dollars. great to have you with us. we have some technical issues. you are with us by telephone my garage is full of equipment that we probably should not have bought half of it had to make a decision what to buy or rent? >> that can happen in so easily making sure you have the right to also the job goes easier. to get professional results but you will not buy as good a quality as you can rent. a lot of times of a specialty projects the go-ahead in and rent the professional level tool will be a lot easier in a cost last. gerri: professional level tools like the title song,

paint sprayer examples of what it cost for the half-day or full day to print it is reasonable. these think this is only the one time thing is that how you decide not to buy? >> of lot of times it is that. but you will not install ceramic tile every week. if you are, that is very courageous. but paid that half a day with $40 to utilize for the one project then don't worry about storing it or worrying about it. that is the big vantage. gerri: you have to store it it, keep it clean to make sure you can use it again.

by not read it? there is a drone scienter, a circular saw, and a jigsaw spin nicholas any project around the home from hanging pictures to assembling a bookcase you will use a drill those are important. some of the ways that you can drive the costs down if you think of doing a project you know, someone who was doing the same type. the rental is also very important. go ahead and laid the larger pieces first then when you're ready to cut the smaller pieces then go pick up the tool and it taken right back this helps you drive the cost down to get a great looking project.

gerri: what do you need to know about renting? is there a gotcha? fable told me i'd broken it? >> fate -- these are usually high quality and design for the professionals so it is so important from the safety standpoint that you take the time when renting to allow them to take you through the steps of using get. you will need your protection, i protection, a respirator. you don't need to say i don't need that but it learned how to use them. some are pretty aggressive tools. you don't want to injure yourself or damage your property then you are behind the eightball. gerri: good to hear from you.

are over-the-counter drugs safe? facebook is expanding its empire but we're covering your assets. next.

my dad has aor afib.brillation, he has the most common kind... ...it's not caused by a heart valve problem. dad, it says your afib puts you at 5 times greater riskf a stroke. that'shy i take my warfarin every day. but it looks like maybe we should ask your doctor about pradaxa. in a clinical trial, pradaxa® (dabigatran etexilate mesylate)... ...was proven superior to waarin at reducing the risk of stroke. and unlike warfarin, with no regular blood tests or dietary restrictions. y thanks for calling my doctor. sure. pradaxa is not for people with artificial heart valves. don't stop taking pradaxa without talking to your doctor. stopping increases your risk of stroke. ask your doctor if you nea before surgery or a medical or dental procedure. pradaxa can cause seous, sometimes fatal, bleeding. don't take pradaxa if you ve abnormal bleeding or have had a heart valve replaced. seek immediate medical care for unexpected signs of bleedi,

like unusual bruising. pradaxa may increase your bleeding risk if you're 75 or older, ha a bleeding condition or stomach ulcer, take aspirin, nsaids, or blood thinners... ...or if you he kidney problems, especially if you take certain medicines. tell your doctors about all medicines u take. pradaxa side effectsclude, stomach pain, upset, or burning. if you or someone not caused by a heart you valve problem... ...ask your doctor about reducing the riskf stroke with pradaxa.

gerri: facebook may get deal purchase of a messaging service at $90 billion has many asking is a worth that? with our financial power panel david m. larry, david i will start with you. $19 billion? really? they don't want to explain why they pay that much. >> would defer some of the number it was shocking. he is over in barcelona talking up the deal and they

are embracing a right now but at 19 billion price matters and at some point it implies they will sign of half the planet. but what disturbs me was the conference call in about 10 or 15 years from now. gerri: it is interesting to me how much respect he commands and what he can do. >> it is a great to move. 1.2 billion users the most powerful operating system on the planet they continue to grow. forth hundred 50 million users and grow when 1 billion per day. it is a strong platform to take over all texting and telesco in that space so it could be huge did i believe it will. gerri: we have a split ticket. craig?

>> i am on the con side. is unclear at this point how therein is synergy with the much as asian -- monetized and the plan of 10 or 15 years is a longtime. gerri: on the other hand hand, the times have journalists and long-term investors to make that bulled long-term decision. full speed ahead we want some real vision now nobody likes it. >> but you discount backwards you look at the future and you count backwards and come up with the price. they're talking about monetizing this 15 years from now if anybody knows what social media will look like in 15 years? i am not sure. >> but it has to be long-term. it is told to move you have

to make a bold move. senate that is the rhetoric from 1999. >> but you had company said did not have 1 billion users with no revenue. but this can now with 3 billion in revenue. mainstream advertising. gerri: does this tell you this will burst 1999 all over again? >> i wanted to interject 1 billion users as no revenue does not need anything. but on the question that you asked we don't see the valuations anywhere near there were in 2000. even though we are overvalued 28 or 30 percent

we're nowhere near from back in 2000 we are not there yet. >> we have mixed opinions let's talk interest rates. david, are you worried or concerned is the rates will pop and inflation might go? >> i don't think it is an issue at the start of the year i thought interest rates may spike 4% but i don't think that but as long as the fed keeps rates close at zero the spread is about as wide as it ever gets. >> that is why you have to be in equities especially mutual funds. >> i will take the other side you have a lot of

demand coming out of the market with the $1 trillion buyer you can see the fund flows with retail investors overseas investors you are setting up the demand to fall faster than the supply so we see interest rates higher. gerri: how i? vacancy 375 that is up from hear which for the year starting the year around 337 not too much higher but from today obviously a lot higher >> we will stay around 3% the fed funds ratt is the key. the rates will stay low you have to be in equities and

you will be rewarded. gerri: i think facebook should give us real details. thank you for coming on the show. >> one of the biggest investments why not get a vehicle to go the distance? i see cars.com wis vehicles is at least to the madrid miles on the odometer. with the ford expedition this comes at number five at 3%. with a four burner at 3.5%. number three chevrolet suburban one of the largest on the market today. the silverado 3.6%. and first place ford f to 50

4.2% reaching too a hundred thousand miles. that is amazing the honda accord had 1.6% over two and a thousand miles but that percentage is low. the fda is about to overhaul the rules of the over-the-counter drug should this create more problems for the consumer? next. alright. let's share the news tomoow. today we failrly busy. tomorrow we're booked solid. we close on the use morrow. i want one of these opened up. because tomorow we go live... it's a day full of promise. and often, that day arrives by train. big day today? even bigger one tomorrow. when csx trains move forward, so doethe rest of the economy. csx. how tomorrow moves. iwe don't back down.

we only know one direction: up so we're up early. up late. thinking up game-cnging ideas, like this: dozens of tax free zones across new york state. move here. expand here. or start a new business here... and pay no taxes for 10 years. with new jobs, new oprtunities and a new tax free plan. there's only one way for your business to go. up. find out if your business can qualify at start-upny.com

gerri: on some of the most popular over-the-counter

drugs you're taking save? do they work? the real facts on drug labels thanks to the old fashioned a government run system from the '70s. new rules could be changing. we have a director from the new york cardiac diagnostic center. when i first heard this i thought really? does the changes changes, willy-nilly? >> it is an advantage because if there is a problem you want to know as soon as possible whether the anti-inflammatory with steroids with kidney disease gerri: what you say is there are problems with some of the drugs that people take every single day. >> depending on your age you and your toe said other conditions. nonsteroidal drugs motrin or

even leave a lot -- a leaf. >> but you say there is evidence that suggests you have to be super careful there should be on the label? >> if you have a heart patient they can limit the effectiveness of aspirin. dose related issues were off limits may be issued may be a lover dose these are all important things for these types of drugs from sunscreen or others. gerri: right now it takes years and years with the of public opinion and meeting in march has been announced for to change the process but there is a drug that has certain specifications you don't have to seek fda

approval but if there is a change that is what slows the process down. gerri: there are brand extensions that i don't care about adding to a particular drug do you see that happening? that is what we saw a tigrish restore with'' variations of cheerios. >> it is time consuming so companies will and the consumer reporter organizations have to get the information out is a beneficial change your cosmetic? >> i don't read the labels have the time party was in my will read the label but maybe not expect the consumer has to be more educated looking at labels with these drugs a

particularly of their guard with a heart condition your kid the problems gastrointestinal issues and just because it is over the counter doesn't mean it is totally safe. you have to read the labels. gerri: do you talk about the potential interaction of every drugs they take? to their pharmacist? >> for practical point of the pharmacist is a very important person with this analysis which the drug store you give over-the-counter medication speak to them tell them i am on this what do you think? had taken vantage of these benefits at the drugstore. gerri: will they make a change? to make their interested they asked for the meeting to have people bring opinions and bring papers march 25 and 26 of the new evaluation to handle these drugs. is a good thing.

gerri: $30 billion industry. >> that is a lot of money. good to see you. we will be right back in and the answer to of the day are the side that members inflated? stay with us. announcer: where can an n invesr be a name and not a number? scotade. ron: i'm never alone with scottrade. i can ways call stop by my local office. they're nearby and ready to help. so when i have questions, i can talk to someone who knowss exactly how i trade. because i don't trade like everybody. i trade like me. that's why i'm with scottrade. announcer: ranked highest in investor satisfaction with self-directed services by j.d. power and associates. but with less ergy, moodiness, i had to do something. i saw mdoctor. a blood test showed it was low testosterone, not age. we talked about axiron the onlynderarm low t treaent

hat can restore t vels to normal in about two weeks in most men. axiron is not for use in women or anyone younger than 18 or men with prostate or breast cancer. women, especlly those who are or who may become pregnant, and children should avoidt of puberty in children or changes in body hair or incased acne in women may occur. repo these symptoms to your doctor. tell your doctbout all medical itions and medications. serious side effects could include increased sk of prostate cancer, worsening prostate sptoms, decreased sperm count, ankle, feet or body slling, enlarged or painful breasts, problems breathing while sleeping and blood clots in the legs. common side effects include skin redness or irritation where applied, increased red bloocell count, and blood clots in the legs. ask your doctor about axiron. include skin redness headache, diarrhea, vomiting, and increase in psa.

gerri: story we've been following for some time here. the controversy surrounding common core, the come con core curriculum. it is getting more heated. education secretary arne duncan is trying to brush away claims that the program could create a defacto national curriculum. the a recent resolution endorsed by senate republicans is gaining traction. it opposes tying federal education dollars with adoption of come con more standards. telling the blaze.com, he says he is not familiar with the resolution but he says the claims are simply not true.

"willis report investigation saying some obamacare applications are being sent back. are the sign-up numbers inflateed? here is what some of you are postings on my mace book page. jeff writes, government numbers are not worth the paper they are printed on. david, he says it was a lie from the beginning. why is it true now. don't tell me the signed you will numbers. tell me the paid up numbers. that is the true number. you're fired! up. we asked the question on gerri willis. -- gerriwillis.com. 5% said yes. 90% said no. here are some of your emails on democratic senator ron wyden of or gone. he proposed to give every child 500 bucks courtesy of the federal government and your taxpayer dollars. an draw from texas writes, government teaching children how to save mon, like wolf teaching

sheepdogs how to guard the flock. amen. she agrees. parents teach kids how to save. it is not the government's job. they can't run health care. no one gave my kid 500 bucks. they worked for it. good stuff, darlene. we love to hear from you. go to gerriwillis.com. finally tonight every once in a while you get a window what is really going on and how thing really work. that is what happened tonight when we talked to dennis hill, an insurance agent in north carolina. hill found hits efforts to enroll his clients on federal obamacare exchange, frustrating. nearly half the applications he files gets turned back with obscure and odd questions. and despite being told by hhs, health and human services, to keep on enrolling people despite notices asking for more information, hill is beginning to wonder whether this is a national problem. his experience begs the question, whether enrollments really are as high as the obama administration claims.

report from the field, report from someone experiencing obamacare first-hand, and the news is not good. my two cents more. that is it for tonight's "willis report." thanks for joining us. have a great night neil: this just in, obamacare down not out. that is not democrats saying that. that is republicans saying that. welcome, everybody, i'm neil cavuto. tea partiers had a feeling about this, didn't they? something didn't smell right to them when mainstream republicans said quit fighting keep your eyes on the prize. that prize was the midterm elections this fall, taking the senate and maybe, settings up taking the white house two years later. so avoid any distractions like shutting down the government and listen up. keep the focus on the well-tested issue of obamacare, how bad it is how unpopular it is and how important killingt