adam: hello, everybody, i'm adam shapiro in for gerri willis. right now on "the willis report", the obama administration's war on seniors. the plan to destroy a big benefit enjoyed by millions. also, skirt-chasing perverts get a high court approved pass to photo your private parts. wait until you hear the judge's reason why and she's a woman. and aaa is here with a new safety warning. what you're doing behind the wheel could kill you. those stories and a lot more right now on "the willis report."

adam: as you know, general motors is facing a federal probe into the timing of last month's recall. the national highway traffic safety administration submitted a 27-page document with more than 100 questions asking the auto giant for all kinds of information, leading up to the recall that resulted in 13 deaths. of course information about the crashes that resulted in 13 deaths. hear to way in, joan claybrook, former head of the national highway traffic safety administration on what was done wrong by both general motors and nhtsa. thank you for joining us right now. your first thoughts, and let's look at nhtsa side of this. could the national highway traffic safety administration stepped in earlier and prevented some of these debts? >> i think absolutely they could have. certainly by 2007 they were aware of several direct death the. they had a crash investigation

team looked where the airbags didn't inflate and the team reported back that the ignition was off. that is pretty good hint. they met with general motors to do something and get back to them. then they dropped it. so yes they could have but for general motors, you know the law requires them to notify the department of transportation within five days when they know there's a defect and they took almost 10 years. adam: here's the question. this ignition problem, first became apparent to general motors we believe as early as 2004 with the launch of the cobalt, the chevy cobalt. they were aware there was an ignition issue. you mentioned nhtsa looking into two cases soon after 2004. any idea where the ball got dropped? was it lobbying from general motors? was it their precarious financial position and willingness of congress to give them a pass perhaps? >> we don't know. and in fact the new ceo of

general motors, mary barra, announced she is doing an internal probe to try to figure this out. but also in the 100 questions submitted to general motors by the department of transportation they wanted to know the names of the engineers that were involved at each stage along the way in 2004, in 2005, in 2007. each step where the company knew something or learned something. they wanted to know the name of the engineer because clear to me, anyway, that what they're preparing for is a major penalty under the law. and they want to know what did general motors know and when did it mow it. that could even lead to a criminal penalty. adam: that is the case. how does the department, if you have a criminal penalty against general motors what good does that do at this point? especially a company that was bankrupt. could this possibly cause financial problems for a company that you and i as taxpayers all of us saved? >> i don't think it will cause another bankruptcy, no. the company's quite strong now

and which it wasn't before the bankruptcy. and you know, a criminal penalty is really a, a lesson to the company, not to misbehave in the future. it is not going to bring back the 13 lives and terrible tragedy among these families for the people who died. but, i think that mary barra has said, that she is taking this entirely seriously. there are a number of steps that she needs to take in terms of changing the culture at general motors so that they don't avoid and delay and deny in the future when they have a problem. i think the penalty will help reinforce that. adam: let's show some of these questions that nhtsa is actually asking of general motors, the 107 questions. for instance, question number two, for each model year vehicle included within the recall, state the number of consumer complaints? we know already from disclosures that consumers were complaining about this. field reports including dealer

field reports. dealers wanting to try to rectify a many pro. reports involving a crash, injury or fatality. seems as if nhtsa was aware there was a problem and perhaps they should have done more. but the big question, i know there is a lot of focus on general motors, why did nhtsa, well aware perhaps there was a problem, why now in 2014 address it? they should have done this a long time ago? where is congress? shouldn't congress be screaming from the rooftops at this point? >> i think so. as to the department of transportation, i think the inspector general of the u.s. department of transportation should do an investigation to try to determine why the agency fell down on the job. i think that the congress should have hearings and really explore this and take testimony under oath. so that people are not allowed to lie or they will go to jail. and try and find out what happened both with general motors and with the department of transportation. it is criminal what's happened. it is outrageous.

all of the players in this should be embarrassed as they can be and should all apologize. general motors has done that, in a general way. they need to make up to the people they have harmed for this terrible tragedy. adam: my last question to you very quickly, is this on par with the ford pinto situation several years ago in the 1970s? >> oh absolutely, it is. and it is and it is also, you know, very similar to the toyota. toyota knew that their cars were runaway cars and both general motors and toyota by the way blamed the driver. they said your key ring is too big in the case of general motors. that is what causes it turnoff, turns out it turns off even if they don't have the situation. toyota said people put their foot on accelerator instead of the brake and they had a rug underneath the accelerator let it put the accelerator down. i think most of that is

poppycock. what happened they had a safety defect. clear in the general motors case they did but i believe it is true with toyota. adam: with con toyota, congress was calling for hearings and dragging toyota raking them across the coals. right now they're not doing that with general motors. we'll invite you back to con continue this discussion. joan claybrook, thank you for being here to draw attention to nhtsa where they might have gone terribly wrong. >> thank you so much. adam: new technology to your car bring siri to the passenger seattle louing the driver to use the smartphone without distraction. >> at your command you can send messages,. >> es saning to emily. let's get lunch soon. >> access maps and in same environment and manner you're used to, without leave being distracted or being -- adam: it looks wonderful. is this type of technology keeping drivers from being

distracted when they're on the road? joining us is aaa director of traffic safety and advocacy jake nelson. thanks for joining us. there are studies that show whether you're hands-free or not you're distracted talking on a device and not talking to someone sitting next to you. is that accurate? >> absolutely. we know from past rethat when you are focused on something other than the primary task of driving whether your hand are on the wheel or eyes on road, you're at risk getting into a traffic crash because reaction time are delayed. missing information in the driving environment that could help prevent that crash. adam: so statistics show that accidents because of distracted driving are increasing but the total number of accidents is decreasing. is that accurate? >> that is fair to say. total number of highway deaths has been doing last few years. a lot of folks speculate it has a lot to do with the economy but certainly as the number of

people killed in crashes involving distracted drivers increases hopefully we get more attention to this issue and make a positive difference. adam: is there any kind of data that indicate states where you are forbidden to text or have a hands-free device have less or fewer fatal distraction causing accidents than states where they don't have these kind of regulations? >> a lot of regulations across states are relatively new. so there haven't been a lot of studies looking at iaea negotiate of these laws preto post. the -- effect much these laws pre to post. they're looking at studies behind the anti-texting bans. adam: smart technology, you have the touch-screen in some general motors cars. you have a similar screen in the ford automobiles, you can't turn this back, can you? >> no, i think that as technology moves quickly and there's a lot happening right

now. the challenge for nhtsa, the federal agency, you know, who is supposed to watch this issue in terms of regulation of the auto industry, is currently working to develop sop voluntary guidelines for automakers and for industry to follow relative to this issue of the challenge is the technology is moving way too fast and process at nhtsa is moving way too slow. adam: wouldn't technology perhaps be the answer? for instance the question i got to, very simply you can't put the genie back in the bottle. you could ban this kind of smartphone technology interfaced with the car but the fact is 310 million americans in the united states, probably all of us have some form of a cellular device will figure out a way to bring it into the car. there is no way to stop this why not let technology advance and maybe safety things could be develop to prevent distracted accidents? >> aaa is on the matter similar to what you said. we are of the mind-set

developing new technologies and introducing them into the vehicle to increase convenience for motorists is a great thing. it is not a problem at you will. aaa's concern is that there is balance between convenience and safety. and, what we're hoping to see is that there is an effort made to make these technologies safer to use, regardless how they're used but also put some limits around what these technologies allow drivers to do, while the vehicle is moving down the road versus parked in a parking lot. adam: would there be a way to perhaps create a device would not be accessible if, they can sense whether they're moving at a rapid rate. that would have some kind of kill switch. is that what you're calling upon? >> yeah. i think the developers of these technologies certainly understand how they would go about, you know, developing their systems in such a way that they would limit the functionality offered to the consumer to the driver while the vehicle is moving. adam: final question to you, doesn't it ultimately lie with the responsibility of the person driving to drive responsibly and not be distracted?

>> absolutely but we also have, you know, a duty to the american public to consumers to not make it easier for folks to do things that could put them and others at harm. adam: i'm a aaa member and i love driving and anything that makes the road safe i certainly think a lot of us would agree with. jake, thank you very much. we appreciate you being here. >> you bet. adam: we want to know what you think. here's our question tonight. are you ever distracted by the technology in your car? log on to gerri willis.com. i will share the results at the end of tonight's show to that question. a lot more still to come during this hour including a disturbing court ruling that peeping tops with a camera are completely legal. a new report shows hundreds and hundreds of stockbrokers are hiding some dark secrets about their past. what red flag should you look for? you need to see this after the break. life's an adventure when you're with her.

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more than 1600 stockbrokers, bankruptcy filings, criminal charges and other regulation violations have gone unreported, right under the nose of regulators. joining me now, ed butowsky, managing director of chatwood capital investments to discuss how you can make sure your money manager, your stockbroker, is on the up and up. thanks for joining us. what is amazing to me, ed, is that the journal took data, 500,000 registered stockbrokers and crunched numbers against, law enforcement data that is easily accessible nationwide and they found these 1600 people. >> right. adam: finra, which is supposed to be protecting investors, could have done this but never has. once again, looks as if finra is asleep at the wheel. are they? >> well, look, i mean there's a lot of people asleep at the wheel. any compliance officer has responsibility to make sure what is reported on that form is correct. you have 1600 people that broke the rules, broke the laws, they

should be out of the business. if you have to disclose things and you don't disclose them, get out of here, get out of my industry. i don't want you in it. adam: one of the takeaways from the journal's study that the men and women who lied about their backgrounds and gotten away with it, are not necessarily cheating or stealing from their clients n a few cases appears they have. but in majority of cases they have more complaints, but not necessarily perhaps criminal violations but violations of different issues than stock brokers and money managers who are totally legit. >> well, look there are people who have things on their records that in some cases shouldn't have it on the record because they're minor offenses. they're supposed to be reported then they need to be reported. if they're not reported someone is not doing their job. you can't judge, make a judgment on somebody's ability to manage money based on something where maybe they did something when they were 18, 19 years old and still on their record. but if they have to report it, it should be there, adam, no question about it.

adam: what recourse, this is hypothetical. let me use this again, hypothetical. say the stockbroker is somehow tied to jpmorgan chase and let's say they lied. >> right. adam: say i am wronged somehow from this lying broker. is my recourse against jpmorgan chase for not doing their due diligence? >> well i don't know about that. depends on what the issue is and what happened but i will tell you if somebody lied to jpmorgan chase and they didn't disclose something, they did it to morgan stanley or ubs, it would be another one of those nqs, no question, you are out of here because they will not stand for that. those big firms are real strong about stuff like that. adam: the big firms. but what about the middle sized firms and smaller firms? how do i as a retail investor, how do we, if i asked the questions i'm supposed to ask and told not only by the broker but also by the firm supposed to do due diligence which hasn't, if finra is not doing it who is watching out for me? finra certainly is not. >> really depends what those things are.

very infrequently, i don't know, we're talking hypothetically, but even those small firms are protecting themselves because they know that finra, sec is going to come down on those. even smaller firms are real cautious who they associate with. adam: time out. you really think finra will come down on anybody? finra is about as frightening as wet noodle in a frozen winter. >> they do, adam. just depends. it is a big thing, a lot of firms out there and finra is looking all the time. look, i have my own feelings about finra but if someone is out there doing something wrong they will fine them over a period of time probably but maybe not always. but the fear of finra makes sure that most of these small, middle sized firms are following rules. i know a lot of them. there are a lot of good firms out there small to middle sized. adam: majority of firms following rules. i'm in gerri's seat. i get the last word. if finra was doing its job those 1600 journal found would not be unknown. that is bottom line.

i give you last word. >> you know what, i agree with you. anybody who didn't disclose something that was suppose to disclose it, get them out of here. they shouldn't be in the business. adam: don't trust finra to do it. finra missed the 1600. hope it is warm in dallas by the way. it is freezing up here. >> thank you. adam: look at stories you're clicking on tonight on foxbusiness.com. stock market surge and rebounding home prices pushed americans wealth to a record high. household net worth jumped nearly $3 trillion during the last three months of 2013 to nearly 81 trillion bucks. but those gains slowed down this year. stocks are once again mixed as investors look to tomorrow's employment report. dow was in the green. s&p 500 was reli havely flat. nasdaq was down slightly. staples is down as the company will close 10% of its stores as more people shop online. the supply chain will close 225 stores by end of 2015 hoping to

save half a billiondollars annually. president obama signed an executive order to allow the u.s. to impose financial sanctions in response to the crisis in ukraine. obama rejected a planned vote for rest den in the crimea region to rejoin russia. president obama says that vote violates international law. those are some hot stories right now on foxbusiness.com. later in the show, hear one man's story of how obamacare actually kept his mother from getting her cancer medicine covered by insurance. next, a shocking ruling in massachusetts in favor of peeping toms, turns out what some of these men are doing to women in skirts, it is perfectly legal. ♪

in the new new york, we don't back down. we only know one direction: up so we're up early. up late. thinking up game-changing ideas,

like this: dozens of tax free zones across new york state. move here. expand here. or start a new business here... and pay no taxes for 10 years. with new jobs, new opportunities and a new tax free plan. there's only one way for your business to go. up. find out if your business can qualify at start-upny.com adam: ladies beware especially

if you're entering massachusetts. the high court says creeps taking pictures up your skirt is legal.

adam: peeping toms getting pass in massachusetts. state supreme justice court ruling secretly snapping photographs up a woman's dress or skirt, nonas up-skirting they ruled its legal. hear to weigh in, wendy patrickings sex crimes prosecutor. i believe you're in california, are you not? >> i certainly am. adam: this ruling has got to have people nationwide shocked because apparently a man who was taking photos, up-skirting on essentially the subway, the high court said what he was doing was legal because the woman were clothed there for was not invasion of privacy of the where is the common sense in this?

>> this is called a legal hoop lowell hole. you're absolutely right. most of us believe we are actually talking about this the problem technology has outpaced the penal code. in states like massachusetts that don't currently have a specific up-skirting law, that es are kind of results we're going to see. but i do have to point out that the court decision is not stamp of approval on this despicable conduct but rather than an invitation to change the law. i suspect we'll see proactive legislation nationwide about this. adam: i will give this a name and let comedians have fun wit, but crotch crisis of 2014, certainly the legislature in massachusetts has much more serious issues to deal with but this seems like an absolute violation of your right to be let alone, but also an invasion of privacy in one. most horrid ways. you're talking about photographing people's genitalia, even if it is clothed in underwear. and it would seem if the court could have done some other kind

of ruling, could they not? >> well under the law they couldn't. that is one of the things that was obvious throughout their decision which i've read. they keep coming back to, their hand are tied because of the way the massachusetts law is written. and, you know, that is one of the reasons that there is this huge push to put the loophole closed in massachusetts but other states. there are some states now such as florida, new york, washington, that criminalized things like video voyeurism. sometimes they actually are very specific that it is, you can not put a cell phone up some lady's skirt and take a photograph. i got to tell you until that legislation spreads nationwide, i will be keeping my legs closed and wearing pants and i bet a lot of other women would too. this is certainly not good news. adam: as we deal with crotch vice sis 2014 i will come from the other side of this. you're on the bus. people do stupid things and you got a sell phone see something in distance where somebody might be comically, something is exposed so you take a photo.

could that be considered a violation? >> well, remember that the up skirting law is very specific and it is all about invasion of privacy. do you have reasonable expectation of privacy underneath your clothing. certainly we all think you do. that is very different than taking a photograph in public place which is perfectly legal. that is distinction ran through the court's ruling. again they were frustrated that it is not specifically related in this statute but there's a big difference between my taking a picture if i see you on the bus and my sticking a cell phone camera up somebody's skirt where you certainly have a reasonable expectation of privacy. adam: i think we would all agree with you. i will give you last word on that. not surprised this comes out of massachusetts, even if you ever driven there in boston, it is kind of crazy. wendy, thank you very much. >> thank you very much. adam: coming up a new plan by bank of america to charge you access for your money but this time a lot of people are calling it a good idea? find out why.

forget cbo reports. we have the real-life impact of obamacare. as one man tells us the story about his mother's struggle with health insurance.

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beat their 10-year lipper average. t. rowe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and eenses to read and consider carefully before investing. ♪ >> a genuine story of injustice, a woman struggling with cancer lost the health insurance she needs only to find unaffordable options on the exchanges. options that don't even cover the cost of her life-saving treatment. joining me now is her son. making waves throughout the industry and across the country. also joining us to discuss this, senior fellow at the manhattan institute. i want to start first with stephen. your mother has been through quite a bit. late this afternoon we learned her insurance company will cover on medication specifically that she needs and will cover it for

one more year but then all bets are off, correct? >> that is right. though i am happy to know my mother has something for the next year raises a difficult question, if it takes an op-ed in a national newspaper, several television appearances, dozens of hours on the telephone and two different conversations with the vp of the company to get on medication covered for one woman, we have serious problems to think about. adam: the confusion of the federafederal exchange trying tt coverage. they first said this will be cover but we don't know for sure because we don't have the formula. and then saying no. is this an uncommon story? critics say this isn't accurate. we are hearing a lot of this, aren't we? >> it is a common story.

it is one thing if you freely choose a plan that has limited drug because you wanted a lower premium, you have to deal with that, that is what insurance is in the real world. people are paying higher premiums, narrower networks of doctors. adam: we are familiar with harry reid's comments, but i want to play the sound bite and get reaction because essentially addressing your mother. he says stories like this are just false. let's roll that. >> despite all that good news there are plenty of horror stories being told, they are being told all over america. >> he said these stories are all untrue. critics trying to fend governor read, they say it is a with the insurance companies at blue cross blue shield, they are not

to blame for this. how do you respond to them? >> a couple things. of course we have had our problems with humana. people telling us our made the problem is when humana is like somebody's who's house got blown up in a hurricane that the real problem is with the new contractor. the plan was cancelled because of the aca. i am not mistaken, he made those comments the senate the day after another senator read a good portion of my op-ed on the floor of the u.s. senate. unless harry reid wasn't at work that day, happen to take them personally. when you have elected officials: honest citizens liars, playing politics with people's health it seems we may need to elect new politicians. >> i was in washington for a conference sponsored by the trade group, a number of

democratic congressman there, a number of prominent health care columnist that this is all exaggerated, look at these stories, they are not real. people are writing the op-ed complaining to be president of humana, et cetera. the average premium is 41%. people are struggling. adam: is stephen's mother caught in the faction might have an income that this allows her to take advantage of benefits should she have been less wealthy? if she had been impoverished. >> i don't know the specifics of her situation but in general what is going on, elderly people are getting more heavily subsidized, it is young people who are really suffering overall, but could that be true?

absolutely. adam: you never talk about a woman's age publicly, but there was a quote, the "l.a. times" took big issue with your article and they said perhaps the exact opposite of centrally managed health care is what we need here. as advocates, but were centrally managed it might work better. you respond to that? >> i won't divulge my mother's age, but that was not time for diagnosis in 2005. for the journalist, i really do think at the root of this issue is the question whether increasing the power of the federal government is the answer to our most complicated problems. >> i think i disagree with the journalist at a pretty fundamental level about that question.

i come from a medical family, i'm a strong proponent of its been in country in intelligence and affordable ways but the new plans should not be worse than the old plans and taking choices away individuals earlier made. >> in the uk and canada they actually have some of the worst outcomes for cancer in the world, particularly uk has a worse performance. you are less likely to live longer than any other developed country. adam: most important, we wish your mom the best. we will try and have you and your mother join us, but our prayers are with your mom and we wish you all the best, thank you for joining us. >> thank you very much. adam: a look at what obamacare is doing for medicare part d and how coming changes are shredding the popular program, one that taxpayers actually like. don't go away.

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adam: if it ain't broke, don't fix it. that is what hundreds of groups are telling the obama administration as a set this site and another successful health program. the cutting hundreds of billions of dollars for medicare defund obamacare, administration wants to tackle the successful part d program. so what will be followed before senior citizens? back with us from the manhattan institute. as i understand it, we thought the cost of this when it was first enacted back in 2003 march 2004 would be astronomical but it is 45% less expensive than thought, and the majority of senior citizens who have it like it as it is, don't mess with it. why is the administration going to mess with it? >> that is a very accurate description. 90% of the people on part d like

it and a happy with it. 45%, lower than the cbo estimate even more so then medicare agency estimates which were initially 100 billion higher over 10 years. it is an incredibly good question with all that medicare agency has to do in terms of cleaning up all the problems with the affordable care act, you would think they would use one of the clear successes alone. they are proposing to limit the number of plans insurers can offer to have any willing pharmacy which will take away some of the ability of the plans to be able to negotiate lower planned prices. adam: i know he is going to want to talk about this, i hope my mother will forgive me because i love her and she is still relatively young and makes good decisions, but that is the argument afte at the age of 65 ,

they have too many choices, they get cluttered and can't make the choices they want to make but what you are saying is senior citizens are making their choices, good choices and saving money. >> those who are cognitively impaired will need some assistance. many who are uncomfortable using the internet, certainly not all seniors, need to rely on their children or their churches, their aging centers from assistance. when you have 90% of the people saying they are happy with the program for the relatively small percent who might need some assistance or some problems, you don't want to take one of the most successful programs we have seen in medicare. not often we see something 45% lower than expected costs. we need to celebrate the success. adam: this is a quote from the

book, referring to this program, somehow diminished to combine the worst aspects of the public and private sectors, taxpayer subsidies to prescription drug companies. is he accurate? >> you already recounted the health care entitlement at all in the united states but also of the western world. adam: i remember when this was first passed how this would first destroy medicare because we couldn't avoid it. >> has come in under projections of the cost. 90% of what the obama administration is trying to do will make the program worse. democrats were saying medicare part d won't work because seniors will be too confused. 11 years have gone by, that has never been an issue. it is quite strange. adam: it seems counterintuitive.

you are going to upset core constituency, the seniors. >> i should mention to defend the administration, 90% of what they are doing does not make sense. they are trying to create a little bit more flexibility for the plans to offer more generic drugs in the form of others they offer in these plants. pharmaceutical industry wants more retirement requirements. >> i agree with that point. adam: is the administration for lack of better analogy taking grab onto the cliff but not push him over, expecting her to jump? >> and administration at does not like medicare relying on private plans bid they don't like medicare part d. they don't like medicare advantage which is a private plan replacement for price control conditiona traditional .

we want to take away some of the aspects that have made this function as well as it has. adam: i read the quote, why don't they like it? it works, 45% less than we were anticipating. >> it doesn't put the government in the drivers seat, doesn't allow the government to set reimbursement rates the way they do for physicians and hospitals. many say that is why it is 45% below projected cost, but if you believe a government intervention of strategy is to be preferred, then you don't like seeing a private sector alternative to be as successful as this one. adam: all right, thank you both for joining me and i forgiv on t forgive me. has bank of america find a way to make revenue from low balance checking account?

and how much is too much to ask consumers pay? we have that next.

adam: is free checking dead? bank of america unveiled a new account for low balances. it is called safe balance and charges a monthly fee rather than charging those hefty overdraft fees but should consumers bite?

here with details, economist and ceo, it sounds to me and no opinion against my friends in new jersey, but the kind of deal you would get in new jersey so i don't eat you up. sounds like protection money. is it? >> it is a flat fee, that is basically all there is. you can't overdraw the account, they won't allow it. you won't be hit with an overdraft fee. have connected a number of their other special electronic like they'll pay and net related items such as getting balances to it. overall it is directed to people who are in what is called the small cash market who have a little bit of discipline, and yeah, the fee is high.

$5 per month, that is $6 per year. still way below their cost. they lose a little bit over a penny for every dollar in a checking account. not just bank of america, but basically uniform throughout all banks and credit unions. adam: don't they make up what they are losing on a checking side from the savings side? for instance i have a savings account, they are lending it out, they'r they are making monn the savings as they do everybody else's savings account. aren'are they making money they charge or not? >> they would be making money at the end of the day because of your savings account because that provides funding.

the checking account is like milk and eggs at a convenience store, and brings you in with the hope you will bring other deposits or you will do loans with them. it is pure checking, average credit union loses money on that. adam: thank you for being here. as we told you the top of the show, highway traffic service administration is requesting general motors to know documents on what the company knew, when they knew it involving the ignition problem links to 13 deaths. a global recall of 1.5 million older model gm automobiles. they are just a fraction compared to other recalls throughout history. the biggest recalls makeup tonight's top five. number five was general motors in 1981. 6 million vehicles were recalled

due to failures in the car's suspension. number four is more recent. six and a half million cars recalled in two different cases because of floor mats that could jam the accelerator and sticky gas pedals. number three, general motors. nearly 7 million chevy automobiles failed due to defective engine methods. number two, ford, 1996. and the number one biggest car retail ever, ford again. this time 2009 really double the amount of cars from 2006. the problem, cruise control switch. reported to spontaneously combust. that would be a problem. we will be right back with our answered the question question of the day.

predicting the future is a pretty difficult thing to do. but, manufacturing in the united states

means advanced technology. we learned that technology allows us to be craft oriented. no one's losing their job. there's no beer robot that has suddenly chased them out. the technology is actually creating new jobs. siemens designed and built the right tools and resources to get the job done. with the quicksilver cash back card from capital one, it means unlimited 1.5% cash back on everything you purchase, every day. it doesn't mean, "everything.. as long as you buy it at theas station." it doesn't mean, "everything... unl you hit your cash back limit." it means earn 1.5% cash back on every purchase, every place, every occasion, all over creation. that's what everything should mean. so consider... what's in your wallet?

>> earlier this hour we told you about a aaa this report about the new technology introduced for inside your car, how it can be distracting. we asked if it's ever distracting to you on gerriwillis.com. 93% said no. 7% said yes. i'm feeling out of the realm on this one. why don't they just say gore open instead of door ajar? and do parents spend too much on their children. joan from ohio says people are too quick to do voiceprint i worked on my marriage for 35 years, dated my husband for four years. stood in front of a judge and the divorce was granted and i found not so odd, at least we tried longer than most and i am truly glad that we did. and when we asked if government should pay for the damage, a

virginian rights the government should be somewhat responsible. perhaps that that is part of the damage. that is at the "the willis report." thank you for joining us and i hope that you have a great evening. ♪ ♪ ♪ neil: here is what happened. every time you try to stop the washington spending jokers, you become a joke. >> bailouts to medicare. pushing for the government to pay for diapers for low-income families with babies. >> if they choose diapers, what is next? toothpaste and car seats? [laughter] >> it means poor children are safe and hygi