hewlett-packard can steal market share from ibm and lenovo. [closing bell ringing] looks like the market can close on a below triple-digit gain. setting up 85 points on the dow. we didn't mention microsoft. 14-year high. congratulations if you're an owner. all the indices doing very well, particularly our favorite, liz and i love the russell 2000. small and mid-size caps. they got a really nice pop, almost 1 1/2% that rally continues. what are we in a decade long bull market for the russell? time for the front page headlines. u.s. commerce department said u.s. housing starts fell slight any february, dropping .2 of a percent. number of permits filed to build new homes a sign of future construction, jumped by 7.7%. david: inflation was mute ad about last month. according to the consumer

department, consumer price index increased marginally, by .1 of a percent. liz: gm mary barra apologized for recalls of hundred of thousands of cars because of faulty ignition switches. she offered condolences to the families of people that lost their lives because the problems gm appoint ad new safety czar. david: viacom accused the internet company posting its programs on youtube without permission. liz: "wall street journal" reporting that alibaba is leaning towards chewing the new york stock exchange following charlie gasparino's report that it was the nyse, not the nasdaq so far where it probably will have its high-profile ibo listing that was a week ago when charlie gas said the ipo could raise as much as $15 billion, charlie knows. russian president vladmir putin today signed a draft treaty to make the ukrainian region of crimea part of russia. putin says he does not plan to

seize any other parts of ukraine. if you believe that we have a bridge -- well, never mind. "after the bell" starts right now. liz: day two of a pretty decent rally. let's get right to today's action. robert luna, he is advising investors to step away from, you know, the general s&p 500 investing in those names and look instead toward emerging markets. he will say specifically which ones he likes. yu-dee chang, ace investment strategist, chief trader, still expects the market to go up another 7 to 9%? larry shover in the pits of the cme. larry, we begin with you. day two, some people was saying this simply the market actually believed vladmir putin when he said he is not going to the rest of the ukraine, that story is an end of the we might not believe it but the market did.

>> it does. if you look at all the asset classes especially implied volatility it has evaporated today. when you look at price action behind me today, it has been scrappy. what a strong market. you can not keep it down today. a lot of it is that we're so quick to look through that rear view mirror and realize we don't have to worry about this until perhaps may when the elections occur. i don't think i believe that but that is what the market is saying. right now we're starting to look a lot more towards growth metrics and earnings season. a lot less on russia and ukraine. this is a nice bounceback rally, filling in the gap from last thursday's russia falloff that we saw. david: well, robert, i view this as kind of a vision what the market is right now because everybody knows that vladmir putin, he said it. he has ambitions far beyond crimea. he has ambitions far beyond even ukraine. perhaps even to latvia and baltic regions. the point is, that the market wants to go higher. the market is propelled to go

higher. even if the news is temporary, which i think is what the market is digesting, not the long-term vision, but the short-term vision the market is in that short-term climb mode right now, correct? >> i agree. it is very hard, right now, david, to get bearish about this market. when you look at a macropicture, interest rates are very low right now. like you were saying earlier, we virtually have no inflation and corporate balance sheets are pristine right now. they have been buying back stock, raising dividends. they're in the position for expanding economy. so it is very hard to get bearish right now. liz: hard to get bearish, yu-dee. you certainly are not bearish. talk about the upper range you're pick something 9% gain for socks on top of a double-digit percentage last year for the s&p 500. what is really driving your theory here we can hang on to such decent gains. >> there are a couple things, liz. if you basically look at lack of inflation and lack of a recession and with still

favorable fed, the market is poised to go upwards. plus the fact that there just simply isn't any yield to be had other than the stock market, right? history is also on our side, as well. after 20% gain year, 84% of the time the market went up the following year and average gain is about 7% worth. so it is all these favorable factors, i think of course, short-term aberrations political risk, the weakness is china. there is lot of worries but the market does climb a wall of worries, does it not? david: it does indeed. yu-dee, i want to ask you about china because you of all people have been monitoring it better than most, what do you think about the concerns? what do you think about the slowdown? is it temporary or long term. >> no, i think the slowdown is a long term. china is going to a systemic change rather than relying on so-called export they want to come back to a domestic market, right? there needs to be some kind of pain and little bit of an

adjustment period. we'll see some growth but in my opinion it will slow down a little bit. a total collapse under that civil i don't think it will happen and i don't like think it will have an everlasting effect on the world markets. slowdown problem in china, yes. i think it will work through it and make out at the other end. liz: robert you're looking at other world markets, specifically indonesia, vietnam. what is the best way for a retail investor to get into those areas? >> some of the frontier markets, like you said, if you step away from the brisk countries there is a lot of opportunity boeing on -- "bric" countries. you would think all the markets are collapsing follow falling out of bed. the vietnam etf is up 17% this year. indmischa, up 20%. liz: let me interrupt you for one second. we have oracle numbers. adam shapiro has them. >> that's right this is third quarter for them. earnings per share is a miss, liz. 68 cents. street was expecting 70 cents on revenue of 9.31 billion.

shy of what the street expected, 9.3 billion. i want to read from first line of release. new cloud software subscription revenues up 4% to $2.4 billion. investors will look at that. a miss and a miss on both lines. liz: a miss and a miss. the stock is reacting negatively to that. we often see that the stock may certainly look bad right off the bat. they get deeper into the report. shares are down 6.1% following these results. david: by the way, i just want to add, licenses and subscriptions they were expecting a 5% gain on that. as we just heard from adam they got a 4% gain. there are questions whether you exclude revenue from newly acquired companies, foreign currency effect and all those details but the market apparently has dialed all those in, liz and found out it is a disappointing result. liz: all right. as we watch the headlines come in we'll keep people posted. david? david: all right. i want to go back to robert if i

can. everybody is focusing on the fed right now here in the united states and what we're going to do with our monetary policy. liz mentioned already, vietnam and indonesia are of interest to you. of course emerging markets have been doing terribly over the past few months but perhaps individual countries are doing better. those two countries use the dollar as their currency, or at least link their own currencies to the dollar, do they not? does that have anything to do with their success? >> i think that is a huge part of it. you hit it on the head, david. currencies are pegged against the dollar. you're not seeing the big currency risk we've been seeing with a lot of emerging markets. you can buy single country etfs are up 17, 20% year-to-date. so all emerging markets are not created equal. liz: i would say but again you get excited about those numbers and, larry shover, who knows. i mean after a wonderful year last year here in the u.s., maybe it is time to go overseas. what are you seeing as far as

flows are concerned on the floor? anything moving into emerging market? >> there is but we have to be particular which emerging marrie talking about. we're seeing flows in taiwan and south korea -- emerging markets. they loved mexico but it is more of a long term story. there are back flows out of brazil. the carry trade has been very, very good. right now it has been a mix. hard to paint it with a broad brush as we talked about before and i know you know that. david: used yu-dee, we're about to hear what the fed has in store for us. we expect they will go ahead with their tapering. we don't know exactly how that will affect financial markets but you think financials in particular, goldman sachs and bank of america look tempting right now. why? >> yeah, absolutely, especially for bank of america. i think basically we're not going to see any surprises with janet yellen. she said it herself, right? unless we have any notable changes it is steady as she

goes. probably $10 billion of tapering per month. i think financial markets or financials have been doing well under this low interest rate environment, especially we have another stress test results coming out. i think it is going to be fine. because of that, these financials might be allowed to raise their dividend f you look at citibank. look at bank of america. their dividend yield is at the lowest point in history f they're allowed to raise their dividend by another 2% or so they look even better. i like these financials under this same, low yielding, low interest rate environment. i think bold man is the gold standard of financials, right? i like bank of america, for potentially different dent reason. liz: goldman and bank of america, wonderful to have all of you. robert, we'll see you when s&p futures close. david: thanks, guys. there are 1500 etfs to invest in. they're not all created equal.

so how do you weed through them all? we'll talk with an industry expert to distinguish what he calls toxic etfs and the fantastic etfs. he will tell you which are which. liz: gold was shining up this year, up more than 13% and rising. with it are the gold miners, down today for gold but coal miners etf gaining 26% since the start of the year. will this rally stay the course? did you miss it? what is the best way to play this sector? david: tell us what you think. will the gold rally continue or is the two-day selloff start of a even bigger move lower? tweet us @fbnatb. your answers later on. ♪ [ male announcer ] what if a small company

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liz: the s&p futures are closing. let's head back to larry shover in the pits of the cme. larry? >> well, liz, traders are dealing with a lot of moving pieces right now. let's consider economic data. how much longer can we blame it on weather? we might get our first look on monday. we get a flash pmi. how about the fed? will janet yellen be able to deliver a qualitative message that we're expecting that will dive deep and help us understand and kaupe the markets? will the ecb continue to try not

to fight the strength in the euro? and lastly, we have quarter one earnings coming out. the preannouncements have been pretty bad at best. is it going to end up being a positive catalyst given what the bar has been set so low. that is what we're dealing with. we had a snap-back rally and didn't continue past the highs set last thursday. liz: larry shover, thank you very much. david: oracle by the way is following its third quarter earnings release. liz: let's head back to nicole petallides. she is on the floor of the new york stock exchange. this is a big one. in a way it is very much a bellwether in this region. >> it really is of the business software-maker did not pull off a repeat. back in december they pleasantly surprised wall street and moved to the upside. today a different picture. oracle, the bid ask is in the upper $36 range. so it is trading to the downside. let's go over some of the numbers here.

68 cents a share versus expected0 cents a share. revenue, 9.31 billion, versus 9.3billion. also a miss there. as far as numbers came in, software subscriptions did rise 4% from a year earlier. now the estimates were so wide between two and 12%. so this 4% comes in near the low end of that range. so that is not necessarily great news. all the numbers are up arrows though. so they did see a rise in their software licenses and cloud software sub description revenues up 4% to 2.4 billion. they saw a rise in license support updates and product revenues. those are up 5%. 4.6 billion. that is what they brought in for that. we'll really have to digest the numbers right now. you're seeing a knee-jerk reaction to the downside for oracle. back to you guys. liz: nicole petallides on the floor of the new york stock exchange. david: the prices of gold have been falling further from a six-month high, dropping 1% to a

one-week low as the geopolitical concerns over russia ease a bit. liz: yes, there was a drop today. despite that we have someone who says prices will continue to rise. he has three ways for you to play the precious metal. joining us michael duda, stern agee senior research analyst. michael if there was a unloved sector last year it was gold miners. >> you're telling me. liz: that was precisely the time to have gotten in. >> absolutely. i think the bottom in gold and gold shares came right on a day or two of the fed announced the first taper because the goldmarkket really declined quite a bit in 2013. everybody is worried about higher real interest rates and that was a discounted in the gold price. i think once the taper got announced it allowed gold to kind of settle. we're seeing a nice recovery over past two or three months. david: we were going over some of your picks. one of them, by the way, core mining, was up 5% today. >> yeah. david: what was that pop about? it was a down day for gold

generally. >> it was interesting. a little more activity in the volume of the stock. options activity. i don't think there is anything too dramatically regarded the core but the company lagged a bit in the stock price. people are looking at some of the laggards. david: if you're looking for a laggard to get in on, coeur d' alene is one of them. sill. >> 60 plus percent of sales are in silver. you have a silver plate and gold. you want to be a little bit diversified when you play the metals. liz: silver is more of an industrial opportunity versus gold where they just collect. >> it is. liz: xau, aggregate with a bunch names up more than 23% year-to-date. >> yep. liz: it leads to the question, you said with couer, there are many opportunities to get in. you're saying people didn't miss the rise in the miners? >> i don't think so. now typically the miners will move at a higher beta than the metal. the metal is up 12, 13% this

year. the miners are up double. when gold fell 30% in the last couple years, the miners fell 50 to off. you do get the extra beta on the upside. our target is 1450 an ounce for 2014 i think you will get better valuation on some of the names. i don't think the rally is over. certainly days like get a little bit of a pull back are good opportunities. david: i like to look at a long trend. i'm talking about a three-year period of time, during that time we have seen no company, no miner drop as much as newmont mining. newmont mining has a great reputation. been around for a long time. you look at that almost a steady drop. so if you're looking for one stock that has been hit harder than any others is it newmont? >> that is one has been hit hard. again they are very levered to the gold and copper price. as gold price fell they fell a little bit more. david: were they hit so hard and buckling at knees and may be hard for them to get back on

their feet? >> no i think the stock bottomed a couple months ago. they're pulling back capital spending. lowering cost of production. managing a their business for lower gold price. once they communicate that to the street i think it will start to help and continue to help the price. liz: how about managing for lower copper prices. >> sure. liz: that is worry with china slightly slowing and people having fits about that makes you wonder if a company has exposure to copper mining not just gold and silver is that a negative? >> i don't think it's a negative for the gold miners, vast majority of revenue was gold. year-and-a-half ago copper was $3.70 and gold was on its way down, people wanted copper play. lower expectations in chinese economy. issues with collateral and commodities in that market has been hurtful for copper. relative to the gold names it will move with the price of gold than price of copper. david: i think it is being papered over, that is my opinion, with regard to russia

and crimea. i don't think russia is finished with what they want to do. do you expect that to be the thing that will compel gold up to the 1500-dollars level or close do it? >> it will be part of it. remember gold is a global metal. concerns about the global check outlook. the fact that the fed despite tapering announcements, i guess we'll have a big announcement from them tomorrow, they will still have a very low nominal interest rate policy probably for many years to come. real interest rates will stay low. that should be supportive for gold. over medium an longer term gold will ultimately find support. the fear trade helps but it will be more on the overall global economic outlook and currency outlook which will support gold in my view. liz: pleasure to have you. stern age bee. thank you so much. david: from russia with love. president vladmir putin moving formally to annex crimea sparking new u.s. sanctions.

how american companies could get caught in the economic cross-hairs. that's next. liz: mcgrawe hill -- ma grawe hill financial and wants wall street and you and the investor to wake up knowing what his company is saying. how will he do that? doug peterson, the ceo, tells us next. ♪ [ laughter ] ♪ [ female announcer ] each one of us is our own boss. ♪

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liz: time for a quick speed read of some of the day's other headlines, five stories, one minute. first up, walmart expanding its videogame trade-in program. the world's largest retailer

will allow customers to bring in used video games to walmarts and sam's club stores. the news sent gamestop, the competitor, sent those shares sharply lower. mt. gox updated its website now to allow customers to log in to verify account balances of the bitcoin exchange filed for bankruptcy protection in japan last month saying it may have lost 850,000 bitcoins worth about half a billion. federal forecasters estimating food prices will rise as much as 3.5% this year. the price jump will be the biggest annual climb in three years. lenovo still looking for acquisitions to fuel growth. two months after unveiling deals worth $5 billion, the world's largest pc-maker by shipments, says the company still has enough access to fund to keep growing. amazon's set-top box will look similar to google's chromecast, according to a report by techcrunch. it will be a stick as opposed to small box like apple tv.

[buzzer] we still haven't really seen. david: still -- liz: we haven't. david: sound interesting, if you're amazon prime you may want to buy one. russian president vladmir putin answering president obama's sanctions by signing a tv to make crimea part of russia. liz: business cost be at risk getting caught in the economic cross fire. rich edson live at the white house, and rich, what is the potential economic fallout here? >> liz, you look what happens typically in any type of sanctions situation, you saw the u.s. announce sanctions yesterday and saying it will announce more sanctions. russia could retaliate and expected to retaliate and could get worse from there. nike with nearly 100 stores. yum brands, kfc, with 250 locations and looking to expand to 400 by next year. but when you talk about the overall impact, any type of economic impact on u.s. businesses in russia, basically one analyst says, there is little impact on american

businesses. >> america's vulnerability is somewhat, somewhat reduces given, you know, our geography and the fact that there aren't that many russian households goods you would see in a typical american home. >> that's not the case for europe. take a look here. china, the number one trading partner for russia. you go a little farther on the list. netherlands, germany, italy, ukraine with sizable trade balances with russia. also europe and energy, another major issue for the europeans. 80% of russian oil goes to europe. 30% of the natural gas europe burns comes from russia. so there is major relationship there and one that the united states and american companies don't have the benefit or the problem or the consequences of these because simply just don't do as much business with russia. when asked, pretty interesting part here, whether or not the sanctions announced by the european union were perhaps too soft the polish prime minister said, the u.s. is from mars and

europe is from venus. so get used to it. two very different economic situations. back to you. liz: rich edson, thank you very much. david: thanks, rich. well the total number of u.s. listed etfs, they're at a new high but one industry expert said buyer beware. there are a lot of what he calls tongs i can invests. which ones are silly, that is official term and which ones are brilliant. liz: looking for a high-paying job? there is a new study which u.s. companies are paying more than five times the median income. do you have the skills? you have to stay tuned for this. because we have the details. ♪ my dad has aor afib.brillation, he has the most common kind... ...it's not caused by a heart valve problem. dad, it says your afib puts you at 5 times greater risk of a stroke. that's why i take my warfarin every day. but it looks like maybe we should

ask your doctor about pradaxa. in a clinical trial, pradaxa® (dabigatran etexilate mesylate)... ...was proven superior to warfarin at reducing the risk of stroke. and unlike warfarin, with no regular blood tests or dietary restrictions. hey thanks for calling my doctor. sure. pradaxa is not for people with artificial heart valves. don't stop taking pradaxa without talking to your doctor. stopping increases your risk of stroke. ask your doctor if you need to stop pradaxa before surgery or a medical or dental procedure. pradaxa can cause serious, sometimes fatal, bleeding. don't take pradaxa if you have abnormal bleeding or have had a heart valve replaced. seek immediate medical care for unexpected signs of bleeding, like unusual bruising. pradaxa may increase your bleeding risk if you're 75 or older, have a bleeding condition or stomach ulcer, take aspirin, nsaids, or blood thinners... ...or if you have kidney problems, especially if you take certain medicines. tell your doctors about all medicines you take. pradaxa side effects include indigestion, stomach pain, upset, or burning. if you or someone you love has afib not caused by a heart valve problem... ...ask your doctor about reducing the risk of stroke with pradaxa.

liz: looking to make more money? who isn't, right? then you may want to consider a career in management consulting, or, technology. those are the highest-paying industry in america according to a new study by glass door and 24/7 wall street. what is the highest paying companies in the country? number five, networking giant juniper networks. the silicon valley-based tech firm has a median salary of $134,218. number four, management consulting firm, kearney. annual salary, 135.

another management consulting firm, booz and company. average salary, 140,000. bcg, boston consulting. you have to have skills for this. you just don't show up. boston consulting group takes the second spot. median salary? $143,750. the highest paying company in the country? apogee medical, the largest physician-owned hospitalist group in the country. the average annual salary there at that company? 220,000, with all employees making more than $100,000 a year. david: not bad. liz: go to medical school and get in debt for that. david: if you have all that money you have to invest it, right? while individual investors are coming back into this market, they tend to favor exchange traded funds over individual stock picking. etfsare exploding as a result. the total number of u.s. listed etfs is now above 1500 for the

first time in total u.s. listed etf assets and now stand, get this, more than 1.7 trillion in etfs. so how do you know which ones to invest in and which ones are duds? joining us now, matt hogan, et fdot come president. good to see you. >> glad to be here. david: a general question, money left mutual funds i imagine where a lot of etf money is going? >> it is all going into etfs. 3/4 of a trillion dollars flowed into etfs. they are betting on cheaper, more tax efficient etf that is happening every day. david: you mentioned three stages of etfs. the first stage we when we heard about it, trying to match certain markets or certain sectors. but we're in stage two, which is what? >> that is exactly right. etfs that try to do a little better than the market. the etfs will use quantity strategies, and use those to try

to outperform the market. quant strategies. that has driven expansion from 500 to 1500. david: there is actually a stage three. >> exactly right. pure active, stock picking, guys in a room using their minds to find stocks that outperform that is coming to etf. david: what is the difference between that and a hedge fund. >> one is 25 basis points and one is 2 and 20. david: that is big difference. you have a cattedgoer brilliant. what is brilliant etf in your mind? >> etf gives you kind of exposures institutions get and individuals couldn't and now you can. one example, bndx, new fund from vanguard. vanguard international bond etf. 20 years ago, no u.s. investor had international equity exposure. we would call that crazy. same issue with the international bonds. david: how does that balance morris can i international bet

with a safer bet? >> these are mostly traditional treasurys from well-developed countries with long history of paying their debt. they hedge the currency which brings down volatility. great exposure. david: that is terrific. you have a category, smart beta. >> yep. >> what is the smart beta cat bother. >> the efts are trying to outperform the market. david: stage two or stage three? >> stage two. david: okay. >> they require a little bit more homework. one example is eemlv. emerging market low volatility etf there are a couple etfs out there. factor etf provides exposure to companies with low debt and have good return on equities. the kind of companies warren buffett could buy. you can buy it for 15 basis points, great exposure. david: that's terrific. at the lower end of the scale you have what is known as silly, or be specific a toxic etf. what is a toxic etf. >> a toxic etf is one you should run away screaming from. one example the bxx, short term

volatility futures. look at performance since it launched today, it is down 99.6%. basically guaranteed to lose money because shape of curve. david: why does it exist at all? >> if you're hedging intraday volatility, if you know tomorrow the volatility for the market will spike to the moon, it's a great bet. unless you have the perfect crystal ball for tomorrow it is terrible idea. david: on the other hand, stay on this, keep it up there the vxx if you can. if you see the vix down at 12. >> yep. david: now of course the highest ever seen it, liz and i were reporting during the financial melt down five years ago it was up to about 60 or 70 at that point. >> right. david: if you see it at an historic low like 12, isn't that the time to get into vxx. >> that is what is so seductive. seems like the time. we all know the market will be more volatile, but the carrying cost for that etf is 40 or 50% a year. even more, 70. invests in volatility futures

and very expensive to buy volatility tomorrow today. the carrying costs are huge. you're almost guaranteed to lose money if you hold it more than a couple days. david: so in my book, i guess a lot of these depend where you are in the investment ladder, how close you are to retirement et cetera. >> right. david: but doesn't seem to be much wrong with a brilliant etfs. is there any way they can lose? >> he will with the markets could go down if there is market meltdown. >> no. etf structure has been around 20 years. it has gone through the financial crisis. of the went through 1999. it more or less worked perfectly. make sure you know what you own. etfs provide exposure to everything from stocks, to bonds, to commodities, to volatility futures leverage. the real risk you can buy things like volatility in your schwab account. you have to make sure you know what that is. david: matt, come back and see us a lot of people out there are into etfs as opposed to stock picking. we appreciate you coming in. et fdot come. the president, matt hogan.

liz? liz: david, mcgraw hill financial holding first shareholder meeting announcing plans. to cut costs and shift its focus towards global, not u.s. operations. how is it working for them? i sat down with the company's ceo and president to discuss why you should invest in his company, the stock up more than 60% over the past year. that interview coming up next. diamond armor, sound like something bruce wayne would wear, right? after all when he is not fighting crime on the streets, batman appears as suave impeccably addressed "playboy" who gets all the girls a company in switzerland wants to sell you this diamond armor suit. and definitely fit for a superhero. we'll definitely show you coming up. ♪ mine was earned in korea in 1953.

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are at increased risk for stomach bleeding and ulcers. don't takeebrex if you have bleeding in the stomach or inteste, or had an asthma attack, hives, other allergies to aspirin, nsaids or sulfonamides. get help right away if you have swelling of the face or thro, or trouble breathing. tell your doctor your medical history. and ask your doctor about celebrex. for a body in motion. liz: mcgraw hill financial holding, its inaugural investor meeting today, laying out plans to divest another unit. they have really been trimming and beginning new cost-cutting efforts. investors responded, look at this chart, very postively to the company's future growth plans. the stock up more than 64% over the past year. wish you got in back then? well i sat down with the company's ceo and president, doug peterson, and talked to him about why new investors should be buying into this stock. >> mcgraw hill financial has repositioned itself as a unique

analytics company. it's global. we're positioned with fantastic brands. we have an incredibly strong financial position and we're in growth markets. the brands that we have you know and you use every day. in fact they're ticking across the bottom of the screen all day. the s&p 500. dow jones. we have an index business. we have a ratings business. j.d. power is in the analytic markets for the global automotive sector. all the sectors we're in we repositioned for growth and it is a fantastic company. liz: i know your products and services are not cheap because they're award-winning. then i guess i want to know, since we can get a window into the financial health of some of these customers and clients, how are they doing? are they spending more money on your products in have you seen that sequentially, quarter over quarter over quarter they're opening up their wallets just a little bit more? >> we've seen growth over the last three years. we grew at 11% compounded growth rate over the last three years, but that is partially because we spun off our slow-growth businesses. just as an example, we grew at

an average rate of 2.9% in 2011 with the businesses we have spun off but at 8.6% without those businesses in the portfolio. so we're in part of the business there is investment and there's growth. liz: so it sound like you were able to trim and cut and get rid of underperforming or not quite core businesses and that also includes i guess the headline would be today, our mcgraw hill construction business which is, business intelligence for the construction industry. i look at that, say, that's fine. but are you in this age of the activist investor, the agitate tore investor, a la carl icahn, or bill ackman, is that offensive move in advance to keep those types of people at bay? every ceo like a company like yours has to do that now? >> i wouldn't think it is a defensive move. i've taken over from incredibly well-managed company, terry mcgrawe, and board of

directors did a good job setting the company up. when i came on board i wanted to take a step back what is the right strategy and take from the point of view what are the markets saying? what are the secular trends going on? what do our customers expect? technology, these days, you can't not think about technology. taking all of that into account, i took a step back and said what is the kind of portfolio we want to have? the construction business that we have, it's a fantastic business but it is domestic. all of our businesses are global. our growth is global. the kind of scale we get across different businesses is really taking advantage by being global. liz: on this investor day i know you as ceo wants to look forward. there is the overhang of about the department of justice lawsuit against s&p, the ratings agency. we've marked five-year anniversary of the market bottom, while the year cleared there will always be the chapter in the history books how s&p ratings misjudged the quality of

some of the instruments out there and people made decisions on it and lost money. how do you see that lawsuit really panning out? the department of justice wants up to $5 billion from you guys in penalties? you've got floyd abrams, who is one of the smartest lawyers around as your defense. what happens there ultimately? >> we take this very seriously but we also think it is manageable. we're going through the traditional litigation process of civil litigation. which means we're in discovery mode. at some point a trial date will be set but in the meantime we're taking this very seriously. we have a fantastic legal team. we have john keker, floyd abrams and our in-house lawyers. we made this so we ring fenced it. rest of our people internally they're going on with their business. they're servicing the their clients. they're servicing the markets and we have the best mind available to help us have great defenses and work with the department of justice to see how we can move this along and get it over at some point.

liz: that overhang is not hurting the stock, as we said up 63% year-over-year. as we finish up, what do you see going forward three to five years from now? what is your vision for mcgraw hill financial? >> one of my visions when you wake up in the morning you will want to know what do we think? what do we think what is happening in russia? what happened with russia, crimea and ukraine? have we done a downgrade? have we issued something from our platts business what it means for the natural gas markets and oil markets? in the j.d. power business for the auto markets and financial markets? how are customers and consumers judging the quality of services they receive. we want to have our products and our thought leadership embedded in the minds of people all over the globe. liz: right, david? we all read reports that come out every morning to our email box. they have got platinum names much as we said, platts and s&p, all of these other names. j.d. power to really look toward. david? david: i'm glad he gave a shoutout to terry ma grawe.

we love terry as well. gm ceo mary barra apologizing for the massive recall on ignition switches. can she win over critics, to imagine investors? unlike james bond, real cia agents don't have impression of being smartest dressers. they might want to consider an outfit that can actually stop an assassin's bullet. details when we go off the desk. ♪ so ally bank really has no hidden fees on savings accounts? that's right, no hidd fees. it's just that i'm worried about, you know, "hidden things." ok, why's that? well uhhh... surprise!!! um... well, it's true. at ally there are no hidden fees. not one. that's nice. no hidden fees, no worries.

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david: the damage control intensifying for general motors as ceo mary barra announces highering of a global vehicle safety czar. liz: despite that announcement, many questions continue to haunt this company over the rising number of recalls. jeff flock has the very latest. jeff? >> couldn't answer a lot them today, mary barra, in the meeting she had with reporters. we got some answers. when did she know and she learned about this problem in december. she will testify to congress whenever she is called. should know about that later this week. she didn't say whether they would claim bankruptcy immunity for the stuff that happened before bankruptcy. at this point she said no one

has been fired at this time. here are some quotes from mary barra, just to print reporters, not appearing before the cameras today. she did extend her deep could condolences to all the family loss, at least 12 we know of. we'll take every step to make sure it never happens again. there will be no sacred cows in the investigation. clearly she said this took too long. one of the families she apologized too was the victim of a crash of a chevy cobalt. this is the first one we know of in 2005 in maryland. the girl that died, 11 years old. she, i should point out was not wearing a seatbelt. was legally drunk at the time. and was going 69 miles-an-hour in 25 miles-an-hour zone. despite that airbags did not deploy and gm settled the case. no word on the terms. i want to quickly showdavid meny czar at gm he is a guy named jeff boyer. he is a 58 years old. has been with gm, believe it or not since 1974. i was in high school back then.

so, he has been there a long time. the question of course goes to, what did know and when did he know it. since he worked at safety in gm where was he? that is another question unanswered. lastly i take you to the stock. this is the answer that gm has had, positive answer all along. i just want to put up dashes the stock up again. another percent 1/2, despite this news today. and the three months, if you look at gm since this recall was announced the stock for gm is down 3%. ford in that same amount of time is down 13%. toyota is down 5%. of the big four stocks you can invest in new york, including honda, gm in the last month since this recall is down less than any of them. you figure it out. i can't. david: jeff, great reporting. thank you very much. jeff flock. >> thanks, david. liz: we asked you on twitter and facebook if you think the gold rally we've seen lately will continue or is the two-day

selloff start after bigger move lower? wayne on facebook wrote the last thing the federal reserve need another gold price spike, reminding the world the dollar's decline on the world stage. david: time to go off the desk. we teased this story. swiss brand suit art has create ad suit that even james bond would edge very. look at this. it is coined diamond armor. the suits costs $3.2 million. has all the bells and whistles you can think of. waterproof, bulletproof and has built-in air-conditioning system as we. that is enough to convince you. it comes with 880 black diamond, encrusted on buttons and lapels. and 24-carat silk golden tie to match. it will come with a limited edition watch. suit art will only produce one diamond armor model. i like it. liz: we wear this where? number one thing to watch tomorrow will be the fomc policy

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see what's new at projectluna.com jo hello, everyone, i'm gerri willis. right now on "the willis report", hold on to your wallet, food prices are surging. we have got the latest forecast where prices are headed. also it is the other march madness. college acceptance and reject season. princeton review here with the latest report. is this the key to marital bliss? keeping his and her finances separate. we're watching out for you on "the willis report." gerri: we have a bang-up show for you tonight. wells fargo under fire for