>> hello, everybody, i'm gerri willis. right now on "the willis report" , tapping the equity in your home to buy stocks. a loony tune idea or a good way to make money? also the car recall scandals. toyota settles its criminal investigation for a record $1.2 billion. what's next now for gm? how do you that? the best way to find a car mechanic without getting taken for a ride. we're watching out for you on "the willis report." gerri: thanks for joining us tonight. a critically important story. that is where we start.

measles outbreaks in the u.s. despite the fact that measles was considered wiped out here in the u.s. 14 years ago, we're seeing a resurgence of this highly contagious but preventable disease across the country and at an alarming rate. so what's happening? joining me dr. kevin campbell of the university of north carolina. dr. kevin, thanks for joining us. just how dangerous is this? >> measles can be a very dangerous disease. measles can actually cause pneumonia. it can cause an infection in the brain, actually in 15% of the cases can be deadly. the problem is very, very pretentable if you're vaccinated begins disease. gerri: we've seen a lot of parents who opted not to inoculate their children? why is that happening and is this an important part of what is going on? >> it a very important part what is going on, particularly places like l.a. and new york where you have very international population and you have travelers coming from all over the world that may carry measles

virus. if you have an unvaccinated child, exposed to those people, they can contract the illness. i think a lot of parents have got misinformation about vaccines and are worried about side-effects. the truth is, vaccines save lives and it is critically important that we all vaccinate our children so we don't have these types of outbreaks like we saw in new york city. gerri: we're talking about here, big coastal cities, places where the people have the option of having their children vaccinated. not always true in the rest of the country but if you're in new york, l.a., san francisco, you can pretty much decide what you're going to do. now tell me what are the symptoms if i'm a parent, what am i looking for? we're talking about measles. >> the most important thing, fever, generalized rash all over the body. also will see watery eyes, red eyes, runey nose, a cough. you are contagious four days before the rash and up to four days after the rash. so these patients need to be

isolated because it is so, so contagious through coughing and talking in the same room. gerri: i heard if you're in a doctor's office and somebody there has it you need to leave pronto because it is so contagious. what is the up shot of this disease? what is the worst thing that can happen? clearly it is an uncomfortable thing for kids but other symptoms can come along too. >> the most important thing or the most dangerous thing what we call encephalitis. this is an infection in the brain. if that happens, in about 15% of case that is can be deadly. there are no treatments for this disease. you just treat it symptomatically. there are lots of things we need to worry about. best thing to prevent it with vaccinations. >> we showed a great graphic, with map of the u.s. where measles are occurring, also mumps and also whooping cough. those are things i thought were dead and buried but apparently not. >> that is the same principle. we have groups of parents and

religious groups and other groups of people who are concerned about vaccinating their children and they decide not to. when they do that they put their children at risk and put population as a whole at risk. that is how we eradicated polio. countries likes afghanistan and other places where polio still exists because we're not vacs neying those children promptly. gerri: got to happen. i know a lot of people have a political argument with vaccinations. but if your child gets my child sick i will be one unhappy parent. before you go i want to show folks some numbers here of the rising u.s. case, these are measles cases january 1 to february 28 of this year. 54 cases. typically every year it is about 60. so you can see the rise happening right there. cause for alarm and your best medical advice, dr. k, before you go is? >> make sure to vaccinate your children. however if they're not vaccinated or you think you might have been exposed. see your doctor.

run out of there. make sure the patients are isolated quickly because you don't want to spread this disease. gerri: don't want to spread it to the rest of the family too. dr. campbell, thanks for coming on. good to see you. >> thanks for having me, gerri. gerri: we want to know what you think. this is your question tonight. do parents should get their kids vaccinateed? you heard the doctor say they should. go to gerriwillis.com. vote on the right-hand side of the screen. i will share the results at the end of tonight's show. from your body's health to your financial health a blog posting online drawing fire for advising people to tap the equity in their homes to do what? to invest in the stock market. now, the reasons are going to surprise you but it is a conversation, a real conversation out there. we'll have a couple of people weigh in. jamie cox, managing partner of harris financial group. ed butowsky, managing partner of chatwood investment management. all right, you guys, don't blame the messenger here. i'm not a fan of this. we used to call this equity

harvesting or equity maxization. you take out a second mortgage, a heloc on your home, tap the equity and use to it invest in stocks? why? the s&p went up 30% last year. interest on mortgages at about 4%. you see the arbitrage there. you can make big gains according to some and jamie you say? >> i say no. i say absolutely, postively, stay as far away from that strategy as you possibly can of the only people whoever come out in those type of strategies are the people that actually promote them. so, your house is sacrosanct. that is part of, one of your most important assets and should not be used to put money at risk in the stock market. if you're doing it, you're making a major mistake. if you haven't, can't remember five to six years ago what happened in the 2008 when the markets and home values and everything dropped at the same time, it's a terrible situation. you need to stay far away from it. gerri: i get your point here, no, no, no, no. that is actually one of our

viewers said, no, no, no, no. ed, i turn to you now. one of the arguments in favor of this is diversification. you don't want all of your eggs in the basket of real estate. so take some money out of the house and throw it in the stock market. what do you say, ed? >> yeah, well i continue the no, no, no. don't forget you're using, you're using leverage. you're doing something even worse because you're taking that money and something, gerri, people don't realize you have just a good of chance losing, right now, based on historical data, 26% of the your money in the stock market, as you have just a chance of making 42%. the market last year went up 33%. you're not entitled to that 33%. so it is a silly proposition of the person who wrote the article was only looking at interest rate that you can get charged and you might bet in terms of yield. it's a very irresponsible article and everyone who reads it, anybody who follows it is kind of a bonehead. gerri: jamie, i will play with

you again here, think about it. maybe you will not get 29.4% like we did last year on the s&p, right? dividend yields are higher than interest rates. even if you're just invested in dividend-paying stocks, hey, the world is your oyster, right, jamie. >> here's the problem. we heard the fed chairwoman speak in her press conference today. we're just around the corner from interest rates rising. the taper is on. interest rates on shortened of the curve will rise. that directly impact home equity line of credit interest rates. right now there might be a very, very small margin you can make on dividend yield on stocks versus the price of interest on the loan. but that is going to change and change dramatically because home equity lines have variable rate, floating rate properties. you may start out at 3.2% interest rate, two years from now it is 5 and dividend yields on the stocks is sitting at four. so you could turn upside down very quickly. it's a bad idea. gerri: wait a minute, wait a

minute. ed, ed, aren't stocks more liquid than real estate? didn't we all get hung up in the real estate market during the mortgage meltdown? wouldn't this be a great way to get really liquid? >> no, not at all! this is craziest thing in the world because you're forgetting the fact, gerry, stocks go up and down in price. how come we only talk about the dividend yield? dividend yield is a small part of a stock. this whole conversation about this yield versus that yield, did we forget stocks do gown in price also? it's crazy. gerri: it's crazy. and jamie to you, you know like a lot of people out there, they look at these hedge fund managers and they're like i want to play too. i want an arbitrage. do something at the edge where i could make a business, big gain. this could it, couldn't i, jamie. >> if you want to take, if you want to take that type of argument, buy lottery tickets because you have limit amount of loss potential. use options, use some other financial strategy.

pour goodness sakes, don't use your house. the ultimate problem with using or tapping home equity you could be homeless. that to me, that risk/reward calculation is so bad that i can not find a single argument that makes any sense whatsoever to use it. so we could come up with hundreds of reasons and i can refute everyone of them. gerri: i have to tell you, we've been through every reason in the article now. you guys have pretty much shot them all down. and well-done because i don't agree with it either. i want to read a couple tweets on this, and ed, get your reaction. herb greenberg, said bubble alert. scariest thing i read in a long time. why should home equity loan be used to buy stocks? so he is on your page too but he brings up an interesting point. is this one of those kind of obvious signs of a top? >> i don't know because you have conversations like this, not because this person wrote this article but there's a lost conversations about trying to increase margin when interest rates are low. gerri: right. >> which some very shrewd investors will say, hey, if you

can borrow money at a low rate, go ahead and do it. don't put your house out there. there is other way to use margin. margin is a smart idea. just as you perfectly put out there, hedge fund managers use it. they're very sophisticated but they're north of mortgaging their personal homes when they're doing it. all because we're starting to use a little bit of leverage at very low rates, not a terrible idea especially if you can make more anyone any. there is lot of techniques involved with making sure you're secure and you're not just kind of throwing it out there, and if you lose, you lose your heart. that is the big question mark. gerri: jamie, jump in here. you like margin? that has some risks too. >> margin is an interesting argument. i think we should talk about two things. i think bubbles in housing and thinks like that are not something we have to concern ourselves with right now because we don't have the same type of runaway lending standards that we had five or six years ago. >> agreed. >> to get a mortgage you have to have 20% down. tough have real money into properties. some. characteristics what you see in asset bubbles and real estate

don't exist on the residential side. i don't know enough about the commercial side to make a determination but on the residential side you can't get there i was in the u.k. over the weaken and i saw a natwest commercial. said we approve or say yes to nine out of 10 mortgage applications. >> whoa. >> that type of thing, that worried me. took a picture of it, put it on twitter. i said oh, my gosh that is reminiscent what you see when housing may be getting out of control in certain sector of the market. >> guys did a great job. thanks to our viewers who i heard from this morning. we were tweeting this story. with one voice our viewers said no way, jose, we're not doing that. thanks for coming in. great job talking about the story. thanks so much. >> thank you, gerri. gerri: a lot more still to come this hour including how to pick a mechanic you can rely on and avoid the bad apples. as gm continues pr control

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gerri: today the largest criminal penalty ever imposed on a car company, toyota is paying more than one billion dollars to avoid criminal charges for hiding deadly unintended acceleration defect in what was one of the nation's biggest recalls. >> today we can say for certain that toyota intentionally concealed information and misled the public about the safety issues behind these recalls. put simply, toyota's conduct was shameful. gerri: so will this toyota settlement be a model for what is to come for gm? joining me now, carl brower, senior analyst at kelley blue book. thanks for coming on to the show. appreciate it. let's talk about the toyota settlement. we know it is $1.2 billion. the company is saying that they're admitting wrongdoing and they agree to have themselves watched over the shoulder by the federal government. what do you make of this settlement? >> well, it is a huge settlement and i think it sends a message

that not only to toyota but any other automakers you shouldn't do this. if there's a problem with a car you have to be up front and got to be willing to own up to it immediately and do what it takes to protect your consumers and your customers. gerri: are they doing this to avoid some sort of criminal penalty? would that be the next shoe to fall? >> well, i think that you know, when you get this kind of a fine you're getting somewhat of a badge of criminal activity especially when you have eric holder saying those kind of comments as well. but they are i think going to avoid any official judgment in that way by paying a huge financial judgment to the government. gerri: here's what they had to say about it. entering this agreement while difficult is major step forward putting this unfortunate chapter behind us. we remain extremely greatful to customers who continue to stand by toyota. moving forward they can continue to be confident we take our responsibilities to them seriously.

carl what does this mean for gm? can gm expect more of the same coming from the feds. >> well, gm has been very up front and proactive in the past, you know, few weeks and months here. and i think they're very anxious to cooperate but there is a trail and a history of, you know, questions about what was this known and how long did it take, you know, to get acted on. looks like it tyke kind of a long time. gerri: i think it took 12 years. darn long time might be the technical estimation. >> yeah, yeah, you know, you've got people in middle school now who weren't born when it started. it took a little while but, they are being proactive. these are for models that don't exist anymore. and i think the company is going to hopefully find some kind of a balance between being shielded from liability, which they technically are because of the bankruptcy but also doing the right thing and taking care of the people who were impacted by these recalls and these defects. gerri: the first moves i think

didn't sit well with a lot of people. they were going to give small amount of money to people who wanted to trade in those cars. and a lot of people thought, boy, that just sound like the usual incentives, finally mary barra apologizing and they're saying now that they will hire a single executive to oversee quality control. is that enough? >> i think it's enough at this point in time. i think because there is still a lot of questions to be answered and we'll kind of have to wait and see what all the evidence when it is finally brought together points to but i think they're doing what they need to do at this moment in time, showing that they're proactive. that mary barra will be right there involved in it. you will have a direct line to her. she is willing to testify in front of congress. she has a dedicated high level executive to oversee this thing and make sure she gets the message immediately, if not directly to her. she will get it from him. so, they're being proactive. they will do what it takes to

try to process and resolve this issue as soon as possible. gerri: i don't know how you can call it being proactive when it took the company 12 years to do it. i understand that is your point of view. for that reason alien it is valid. what do you see happening just quickly? do you think this company, gm, could see a similar fine to what toyota saw? do you think they're lining these up one-two, so they can set a precedent and come in and do the same thing all over again to gm? >> it is interesting. they definitely processed this when they did because they want to be able to focus on gm. there are only so many resources to look at these things. gerri: right. >> the government was like, all right, let's get this one finalized to get on to the next one that is brewing. it has smaller potentially related fatalities than the toyota issue. it involves cars that are not made anymore. i don't know if you will see the same number, dollar number at the end of this process. again, while toyota, you know, ultimately was very proactive, in the initial stages of

investigation they really weren't. that is what eric holder was referencing. now that as soon as this started to break in recent months, they have been very proactive. they should have done something probably sooner but they seem to be very active wanting to do the right thing now, general motors. gerri: right, right. just to clarify here i believe the deaths with toyota recall were something like 90. obviously as we've been saying all along with gm it is closer to, somebody in the control room correct me here, 13? okay. 13 or 12. it is actually 12. i'm sorry gm clarified it is 12. some folks saying that number could be higher. we just don't know. karl, thanks for coming on talking to us about it. we appreciate it. >> great talking to you. >> time now for a look at stories you're clicking on foxbusiness.com. the federal reserve is trimming its monthly bond purchases by another $10 billion, saying the economy looks stronger the fed also reaffirming its plan to keep short-term interest rates low but has stopped linking the rates to target unemployment

number. stocks were flat most of the day in anticipation of the fed's statement but following janet yellen's first press conference the major indexes, they closed lower. the federal aviation administration says boeing 787 jetliner is safe despite problems plaguing the plane since its rollout such as a fire at boston's logan airport. the agency says the 787 was soundly designed and met its intended safety levels. fedex is blaming the weather for its missing earnings expectations. the company's latest quarterly profit did rise 5% from a year ago. the ground shipping business is doing better but express delivery is flat as consumers are willing to wait in order to pay less. those are some of the hot stories right now on foxbusiness.com. we have more coming up. more bad news about obamacare. next we answer the question, how do you do that? we'll have advice picking the best mechanic for you and your car without getting taken to the cleaners. ♪ ♪

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gerri: you have heard about mechanics jacking up repair costs. making bogus charges on your bill. so how do you find a trustworthy mechanic double the job done? joining me now is charles. it all started because you are looking for a mechanic. >> the funny thing is that i had a very trusted mechanic for more than a decade.

the guy went into the funeral parlor instead. it was a true story. gerri: so you go there and you go to a mechanic, but the reality is there are lots of independent guys out there you can do business with. >> what a lot of people say is that independent mechanics are the way to go once you are out of this. typically taking a card to the dealership under the warranty because of you have a problem you are there. gerri: they exist everywhere. so this is $135 billion. so how do you find a good one?

are not going to the dealership anymore. i'm sleeping ask friends and family, but what you do from there? >> i'm going to recommend to very surprising tools. we have good and bad mechanics alike. the reviews are accurate. a lot of people go to yelp. great for car mechanics. giving you very good tips. and the other is the better business bureau. at.mechanic had an operating on the bbb. i should've kept amount of advance. gerri: so they see me walking an hour. let me tell you, it's like i'm going to give them everything. it's not that there's. >> the joke is that you go when for the 20-dollar oil change and becomes a 2000-dollar repair.

two things are going on. one is that a lot of places understand that it's a loss leader. you going for the 20-dollar oil change or the $69 tuneup or something like that. you are being led and thereby low-price the one of costume on in the long run. the other things you should understand that dealerships and independence, everyone is working on commission. which means that they are highly incentivized area so what can you do about it? >> if something doesn't sound right, know that the person who is suggesting it may have extra motivation to do that. gerri: there's not a person that i work with who is not looking for something this year. it's been such a tough year for cars. everyone is looking for something. any ideas for people? you want to read the owners manual? >> what i'm saying is it out once in a while. the point is that you don't need

to do maintenance beyond what is suggested in the owners manual. but experts say especially when you are in the early lifecycle of a car and when you are in this time frame, do not go beyond the owners manual. and certainly a one of the things i was told is that anyone who uses the word flush, unaware. i think that's a little bit of an exaggeration. these are the kinds of things that you don't need until you're well into the life of a car. have them document why they are suggesting and what is going on on the card. gerri: salutes the auto repair backward.

[laughter] they give are coming on, charles. check out your article. i will do that. there's a new scam aimed at those who use gmail. officials want if you get an e-mail with the subject document, do not open that thing. it will direct you to a red page that looks like a google sign in page. when i say looks like it, it looks exactly like it. so how can you tell the difference between the two? like most of us, the one on the right is the real one. if you do get to the fake page, the hackers have access to all your information and the worst part is you are directed to a real google documents page so you never know you've been never trust your password when you sure it's not 100% safe. coming up, how obamacare is hurting a cancer patient and the one that health care peer names

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so maybe we need to approach things dferently, if we want to be ready for a longer retirement. ♪ >> from her fox business studios in new york, here is gerri willis. gerri: brace yourself. here comes the obamacare's are shot. health officials are warning that premiums are set to double, maybe even triple in parts of the country. with one this is paul howard of the manhattan institute. i can't get over that releasing these prices go up. >> are going to go up again. prices are up by 60% unsubsidized policies on of the exchanges are an across the board for a small group of individual markets. new mandated benefits, regulations. and the cost will go up.

>> fast plans, what about the employer-sponsored health care plans? >> there will be marginal increases savon didn't kathleen sebelius say there was going to be a little increase? >> there is a terrible amount of the exchange. have a bad risk all. it means higher costs for them. richer benefits, poor rispoli was higher cost. gerri: okay, we couldn't have you here for just one story. we actually have your victory. the next one, either. it's obama, but obamacare won't lead to people who are in this country illegally being deported. what did he have specifically to say about this? okay, if you have a family were some people are legally here and others are not documented come

and immigration people will never get that information for the wii is selling us of the government is not talking to each other. it seems to me that -- can he do that? >> they can flow to illegal immigrants. you can take that government at its word that the department of homeland security is not going to get that information those people won't be deported. but on the other hand there's very little trust. never worked. so if you are undocumented, you are just going to be part of this traitor so much the president can do spirit seems that there's something that we can do about obamacare. to me like more of the thing. does that strike you that way? >> it's like an origami pretzel.

honestly they want to sign-up for this and are not going to get deported or have any consequences. but it just doesn't invite inspire confidence. gerri: there are 70 million enrollees this way. maybe that's part of the calculation. i have to talk about this other story, which i think is important. a lot of the kind of care that people want to get that they hope to get. they are signing up to get. they are paying the exorbitant these exorbitant prices is because they think that they're going to do that best care in the country. not so. four to 19 are considered to comprehensive health care centers in the country. we are really not going to be available under obamacare. can you tell us about that and ask them what they have done is you have to offer a rich benefit package the only leverage that they have to keep cost down or keep hospitals out of the network or restrict reimbursement. that means especially for other specialties and they will get cut out of the networks. an enormous double edged sword.

sue can get coverage but maybe you can't keep your doctor or go to the hospital that you want to. gerri: we have seen this play out time and time again and this is almost sort of a rationing the going on. >> it is effectively rationing. you're saying that you have to make these policies affordable to be competitive. i think you have to make them flexible, give them a choice. if you can get this, you are happy. >> at the long road to go down. another we'll we will have more complaints about it. as we go, thank you for coming in. great to have your own set. >> thank you. gerri: when we come back, the real story behind the surge in gluten-free foods. and one man tells us his story of how obamacare is causing cuts to his medicare as he fights cancer. do not go away. [ intercom ] drivers, to your marks.

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gerri: the obama administration is refusing to budge vote on its proposed medicare advantage cuts. you've heard about this or maybe you are experiencing it directly. that leaves senior citizens worry about what will happen to their health care and its quality. with more on this is our guest. he recently underwent prostate cancer surgery. or having to report that he came out with flying colors. all went well? is that right? two yes. it's a great health care system that we still have. my family is full of cancer survivors. my wife is a cancer survivor. my sister is a cancer survivor. she survived cancer since 2001. i don't want to tell her age. the 2001 was the year. and that was cancer of the liver and cancer of the lungs.

gerri: you clearly have a a family history of cancer. medical coverage and medical care is critically important to you. you sign up for what has been an incredibly popular program called medicare advantage. so many people have signed up for it. it was started by george bush and this program has grown. people like it because companies compete for your business. why did you sign up for medicare advantage? >> it was part of my financial planning. medicare advantage is actually, for me, it is a catastrophic insurance plan. for example, in my cancer treatment that i had, the bill was $41,000. with my premiums and everything that i paid, my total out-of-pocket was 1100. i had been on straight medicare, i probably would have deductibles in the six or 7000-dollar range.

so i had to put paper for insurance to make sure that i had enough money to pay for my wife's health insurance and that has even gone out. so now we're going to have to do pay more for the replacement policy to get that same quality. gerri: you were facing huge health care costs. as a demonstration of cutting back on that. gerri: we had the pundits on, we had left on in the right on and we had all our talking points. you are experiencing this day today. what do you see? >> i see different kinds of tests. subtle stuff. you get less testing, you get more costs and deductibles. they have only implemented 20%

of the costs. otherwise you will not have this medicare advantage and manicured image with supplemental retirement insurance which helps me it helps my wife and so it's just like a slippery slope and the deductible when the blaster little bit but it's still within range. so i look forward to this end down the line including the future generation when it impacts all health care not just

seniors. gerri: i don't think there was not enough health care insurance as there is care. and i don't think obamacare solves that problem. thank you. you have been outspoken on this. thank you so much. the one still to come, my "two cents more" and everything in the grocery store seems to be gluten-free these days. is it important for your health or boosting the companies bottom lines? we went sir that question.

gerri: are you part of the gluten-free friendly? consider this guide is for you -- or not.

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gerri: you have heard of gluten-free. it's not just on the world of food but a multibillion dollar business that is growing. but should you buy into the gray's? joining me now is our new guest. we've done our interview. so here is what is so interesting about that. you can't go anywhere without seeing leadfree products. in only 1% of americans have celiac disease, which is the super intense reaction to gluten, which is not good area. >> that is correct. but others have non-celiac tatami that have been around for a long time.

gerri: if you have real celiac he is coming here in a world of hurt. >> and you have the sensitivity you have bloating diarrhea gas. gerri: so it's not just that you had to pull day for lunch. you have a sensitivity? >> ready. but not as many all think they have it. >> many have gone gluten-free. gerri: there is an author out with a book called we now lay. he said that's how he gets his patients lose weight. >> i wonder if it's because all of a sudden they started the

illuminating a food group and they've decided they felt better. all of a sudden what you are buying becomes a lot less available. gerri: but i still you about the unseemly underside of the gluten-free job or not. >> 242 times more expensive than the non-gluten-free options out there. you're paying a lot of money. so let me tell you about what is going on. the girl scouts have gluten-free cookies now. not only that, but pillsbury, they won a contest for people that compete or there's a date cash award for gluten-free option. to what so what do you make of this? is this something to make a lot of money off of? >> i think that there's a need for a specific group of people. but the rest of americans don't need it. they don't need to be spending

more money to buy these products. a lot of them are more calories. a lot of these are gluten-free bread. gerri: here is part of this. 2013, $2.5 billion for the industry. we want. gerri: so tell us what is your best advice for those who are not celiac political. >> do not illuminate gloom from your diet. if you do, you go to your doctor, which you should come and get it tested, you're going to get a false result it won't show up whether or not you have a gluten intolerance. so if you're having symptoms,

keep eating like you're eating and go see your doctor. that should help you figure this out. he wanted to medical guys from the doctor and not the grocery store. okay. great stuff, thank you for coming on. gerri: i learn something everyday on the show. i will be right back with my "two cents more" and i answer to the question of the day. should parents give their kids vaccinated? ♪ ♪ [ female announcer ] you're the boss of your life. in charge of long weekends and longer retirements. ♪ ask your financial professional how lincoln financial can help you take charge of your future. ♪ how lincoln financial can help you take charge of your future. iwe don't back down. we only know one direction: up

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so can reach ally bank 24/7, but there ar24/7.branches?

i'm sorry, i'm just really reluctant to try new things. really? what's wrong with trying new things? ok! mommy's new vacuum! (cat screech) you feel that in your muscles? i do... drink water. it's a long story. well, not having branches let's us give you great rates and service. i'd like that. a new way to bank. a better way to save. ally bank. your money needs an ally. gerri: health officials warning of a measles outbreak as more and more parents refuse to vaccinate their children. here is what you are posting on my facebook page. david says the people who are against vaccination never lived through the polio epidemic, babies with whooping cough, chickenpox, smallpox. their ignorance of the fact that vaccines have saved millions of lives. and gilbert writes, personal

freedom is not absolute. there's a fine line that we walk. amen to that. we asked on gerriwillis.com. 86% said yes. 14% said no. that's interesting. log on gerriwillis.com for online question every weekday. finally tonight, bad ideas and poor decisions. the real risk for not getting your kids inoculated for major childhood diseases like the measles. kids get sick, and then they have investment ideas like borrowing against your house. nothing like doubling down on risks. we give many a hard time for giving us a hard time. i hope we can minimize those by

sharing our experiences on the show. that's my "two cents more". a tip for "the willis report." thank you for joining us here in don't forget to tape the show if you can't catch a fly. we will see you back here tomorrow. ♪ ♪ ♪ neil: welcome, i'm neil cavuto. i want to get something off my chest. this has been bugging me for a while now. accountability. does anyone anywhere take responsibility for anything two gm's ceo says she's sorry about these problems but that doesn't mean that she is responsible or them. happy to pay more than a billion dollars to the government over it handling of safety problems. as long as they can to avoid executives because of those problems. happy to pay billions