i trade like me. that's why i'm with scottrade. announcer: ranked highest in investor satisfaction with self-directed services by j.d. power and associates. gerri: hello, everybody, i'm gerri willis. right now on "the willis report", outlet malls, they're supposed to have the best deals but don't go there bargain hunting until you've seen our report. also, the biggest consumer story this week. a supreme court showdown over obamacare. and hot new safety options for cars, are they worth the money? i'm hitting the test track with "consumer reports" to find out. wow, that's impressive. we're watching out for you on "the willis report." gerri: our top story tonight, more evidence common core is a

disaster. as uncle sam takes on the role of teacher, more students and their educated parents saying they are baffled by the new common core curriculum. parents taking to twitter, posting unbelievably complicated homework assignments, some of which contained spelling errors. a new video heating up on the web shows college students struggling to understand basic subtraction using common core methods. the video's creator is here, editor chief of campus reform. dan mcglothlin joins me. retired teacher, author of the book, god and country, a parent guide. caleb, i want to start with you, explained it, really revealed, showed what people are telling me from all over the country, what the problem is with common core. i want to start with that video. >> 32 minus 12. 12 plus three, equals 15.

15 plus five equals 20. 20 plus 10 equals 30. 30 plus 2 equals 32. 3 plus five is eight plus 10 a 18, plus two is 20. 32 minus 12, equals 20. >> extra difficult for no reason. so, caleb, you take common core to a college campus what do you find? >> oh, the students were absolutely, they were, they were, they were speechless, as i apparently was as well. they didn't know what to say to those ridiculous standards. we received word from a concerned parent on the tip line at campus reform.org. contacted campus reform. they were concerned about what this meant for their students. what does this mean for newly aligned s.a.t. which has been aligned with common core? they were concerned about what

these students would be taught and ridiculous nature they're being taught it. the common core math problem, 32 minus 12, took three times longer, the common core way than the traditional method. traditional method took five seconds. very easy to understand. common core method took almost 30 seconds, 25 seconds to get done. it was absolutely ridiculous. when i showed this to students their first thought was, how am i going to apply this to complicated math when i have to take a test? gerri: caleb, i want to read, this is a letter, a note that a parent sent after looking at one of these solution, one of these questions under common core. it's a math problem. we can show you that first. it is at the top of this. and here is the letter sent by the parent. don't feel bad. i have a bachelor of science degree in electronics engineering which included extensive study in differential equations and other higher math applications, even i can not explain the common core

mathematics. dan, let me turn to you. is it that hard? why is it that hard? >> well, hi, gerri, thanks so much for having me on your show. well it sound like it's a big boondoggle and really helps the publishers printing new books and making these new tests if you ask me. there is no reason for it. if you like the present health care reform you have you will love common core because it is government takeover of education system. no more latitude for schools or school districts. >> that is exactly it. that is exactly it. gerri: there is the issue of control and then there is also the issue of does this make our kids smarter? dan, to you first. is this making our kids any smarter? >> no way. there is nothing new under the sun. what it does it breaks the relationship between the parent and teach every. -- teacher. 95% time you have a problem with school or child you go to the

teacher. you have a trust level there when you go to the teacher about this curriculum or any problems wit, the trust level now goes to washington, d.c. so there is a big vacuum there that washington, d.c. bureaucrats will fill with their own stuff and it is not good. gerri: caleb, go right ahead. >> it was like what mark twain once said. don't let schooling get in the wade of education. that is exactly what we're seeing here. we're seeing a ridiculous method put in place over something that worked. we're seeing centralization of education. taking over parents ability to influence what the kids are learning. parents ability to influence curriculum at local level. putting into the hand of the federal government. we see how that well that worked with obamacare. seen how well that worked in so many other arenas. it will definitely not work weedcation and concerning for the future students. gerri: other people are concerned. indiana, that is today, backing out of common core saying they're not going to play. this thing hit the twitter

sphere and it is on fire. we'll show a couple of those tweets what people are saying online. before we go, dan we talked about our kids smarter. how do parents fight this if they want to fight this? all i hear on my twitter, people don't like it, feel out of control what should they do? >> like i said most of the time they went right to the teacher. here you will not have a choice. it will be, thrown upon the school civil and you're not going to have opinion. they're not boeing to listen to you. you need to fight it now and make sure they get it out of the system because the federal government does not do anything well. outside of the constitution. >> let's hope -- gerri: go ahead, dan, caleb. >> let's hope there is not a common core website like health care dot-gov because then the parents -- healthcare.gov. parents not reach the teachers any with. gerri: we sit here and laugh it but it is really tragic. when i look at the way they're

teaching math i'm astonished. thanks for coming on. great stuff. i hope you come back some time. this is important topic for our viewers. >> thank you for having me. >> thank you. gerri: video, unbelievable. you can't learn math that way. from your classroom to the your portfolio the financial regulatory authority are investigating how puerto rico bond are seeping into unsuspecting individual's portfolio. with more on this important story, fox business's adam shapiro. adam, thanks for coming on. so finra is now on the case, regulators jumping on this, why? >> well they were using common core principles to figure out how puerto rico will pay off this debt. it is very simple. when puerto rico sold 3.5 approximately dollars of debt last week, it was historic. it was junk bonds. rated as junk and a lot of people said stay away from it. to entice to hedge funds they had to put in offering plan it would be sold minimum

denomination at 100,000 bucks. they have been trading 100 cents to the dollar, at 101. now it is falling and it is falling because somebody is trading these in blocks these than 100,000. finra launched the investigation. that is only beginning of the decline. gerri: adam, i know a lot of people out there, there is a big debate whether it is worthwhile buying these bonds a lot of people are worried that individual investors, people who are in retirement, will go for this higher yield with these bonds offered but you say there is danger there. >> here is how you have to look at this. you and i, if we had 100,000 bucks yes we could approach somebody to buy through a dealer on our behalf. chances are mom and dad up in michigan don't have 100,000 bucks to buy one of these bonds. say you have a retirement fund as oppenheimer fund, some have great exposure to puerto rican debt. the question, are municipal bond fund purchasing these geobonds to put into their mutual muni bond funds? you have to go into the offering

statement of your retirement account to find out, do we hold puerto rico. gerri: what is the downside? what's the danger? what's the risk? >> downside for a couple i just described say in michigan who may not know their mutual muni bond fund are buying these geobonds, that the fund will go down in value. there are bad things coming out of puerto rico and we don't have time to talk about you can count about those. gerri: geo, general obligation. >> general obligation. sorry. if your retirement fund purchased some of those bund the bond will lose value over time and that is problem because your retirement fund has to sell things to generate fund to send you your monthly check. >> i find this really worrisome. it sounds to me, now i could be wrong that these professional investors, these hedge fund investors are basically dumbing a bad investment on the public. is that true. >> well someone has to buy it. the word dump, the people selling would say, hey, you

enter into this freely. you know what you're buying. but yeah, the hedge fund bought it with the intent of flipping it. it is all perfectly legal. the question people buying, whether they be high worth, high worth individual, with 100 grand, do they realize what they're buying? or are they mutual muni bond fund -- gerri: with no idea. >> they may not know what they're doing and may lard up on these bond. gerri: not because they're stupid because you typically don't know what is inside those fund. it is not unusual to buy a bond fund from a vanguard or another company you. >> can find out. you can find out the percentage of puerto rico hold as fund has. gerri: you need to do that. >> the quality of fund when, those bond were issued but right now your fund could be buying those geopond funds awe may not even know. gerri: you need to do more reporting. you've done a great job. >> pension 911. we have fox business's pension crisis page interview with leading muni bond contributor

kate. see it on our web page and kate long will be live on the web page and talks about the very issue and what it means for retirees and people planning for retirement. gerri: and hopefully can do it soon. adam, thanks for coming on. great to have you on the show. >> thank you. gerri: we have more to come this hour when i hit the test track with "consumer reports" to check out those hot new safety features you keep hearing about. well, wait until you see what i found out. next we answer the question, how do you do that? with some shopping advice on getting the best on designer duds. are outlet malls the really best option? stay with with us. ♪ weekdays are for rising to the challenge.

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and a 30-tablet free trial. iwe don't back down. we only know one direction: up so we're up early. up late. thinking up game-changing ideas, like this: dozens of tax free zones across new york state. move here. expand here. or start a new business here... and pay no taxes for 10 years. with new jobs, new opportunities and a new tax free plan. there's only one way for your business to go. up. find out if your business can qualify at start-upny.com gerri: outlet malls are supposed to help shoppers get best bear againsts from their favorite designers but you know what? you may not like the bargains when you hear about this personal finance expert vera gibbons joins us now. >> thanks for having me, gerri. gerri: worth it or not worth it? >> not wore it. although they attract lot of

people. people come in from the busloads. a lot of overseas people think they're getting a good deal. they see it with bargains and values. a lot of junk. gerri: high-end label designers. >> not necessarily. these outlets used to be a place for leftovers, spillovers and was pretty decent stuff then. you could find decent seconds. merchandise was slightly flawed. there is awful lot of junk out there at the outlets these days. gerri: isn't it true, they're making stuff specifically for those outlets? >> yes. gerri: before, saks fifth avenue couldn't sell all the high-end designer dresses. they would send them over to the outlet and outlet would sell them. >> but 80, to 85% according to research is made spill for the outlets. it is a lot of junk. stuff may look like real stuff. made of synthetics or cheaper material. cheaper piping whatever the case may be. so you have people thinking maybe they are going to get actual stuff and just stuff meant to look like actual stuff and lot cheaper, maybe lasts

very short period of time. gerri: i know a lot of people though, they go to the outlet malls because they want the coach label. they want the michael kors label but buy it for reason alone. >> that is part the problem. people are label conscious and they don't care they're getting best stuff. they're label conscious and want best brand. second-tier is okay for them. if they're giving away for gifts who cares, right? gerri: it is for mom. it is for my sister. >> you have these busloads coming in with their coupons, additional savings, everything else. spend whole day do it. outlets are strategically placed in the booneys. take the whole gang with you. spend the day shopping and spend a bundle on stuff you don't necessarily need. one-stop shopping, a lot of stuff. gerri: where do you recommend we go if you don't like outlets? >> i would go to the overstock type places where they have excess inventory and stuff, overstock. this is the business model outlets used to use, before they came merchandise was actually made specifically for the outlets. i personally, i mean i used to

always stop at clinton crossing way to massachusetts and connecticut. i haven't stopped there in ages. i haven't found anything. off saks fifth avenue, used to have great labels and designers. they don't have it anymore. i go to places like tj maxx, with the runaway section. or loehmann's, home man is under. tj maxx is better, marshall's is better. gerri: personal voice of the shopper. i want to talk about walmart for a second, a critically important retailer across the country. they're offering price comparison tool. this is really pretty interesting stuff. you get money back if you get something you buy at a walmart cheaper. how does that work? >> that is pretty interesting. set up to account on walmart.com. type in savings number from receipt. if they have something lesser price they refund difference in rm of gift card. walmart is looking to undercut competition. always doing some could up the ante with other retailers in terms of their pricing strategy

but i think idea is good. consumers don't like to do a heavy lifting an comparison shopping necessarily. get in a line at walmart and check on their phone who has a cheaper price or going with the circulars. walmart will do it for them. and consumers will thank them later. gerri: all you have to have is receipts. >> thanks for coming on. >> thank you, gyri are. see you next time. gerri: later in the show, big anniversary for obamacare. are you better or worse off since the law was signed? next, from break assist to automatic car parking, latest features on cars but should you buy them? is it worth it? my trip to "consumer reports" after the break. ♪

gerri: ref up your engines. we're hitting road with "consumer reports" testing latest auto features worth our

your money today.

gerri: we are putting the medal to the metal today, testing hottest new technology in cars, safety features. we hit the road at "consumer reports" test track to see which features are really worth the money. ♪ it is a race to develop the self-driving car. auto-makers competing to develop technology to keep you safe but is it worth the price? we're hear here at "consumer reports" testing facility to talk about. we have jennifer stockburger to talk all about these issues. let's test a mercedes. >> let's see what it can do. gerri: wow, this is pretty. this is beautiful.

>> oh, it is. gerri: i'm amazed that these cars can do this but you say they have all the features lined up? >> yeah. what this shows, this is $114,000 mercedes. this is not the average joe's car. but what it shows you the technology is there to be able to get to this vision of the self-driving car. there's a they're series of cameras all over the car. it knows exactly where it is relative to that -- you feel the car brake? gerri: yeah. >> now watch. they will take off. gerri: and we will too. >> we will too. gerri: that is just wild. so like your cruise control but cruise control bonus. now is it going to take over the steering wheel too? >> it will. we'll do some, we'll go on lane marking and it will keep you centered in your lane. gerri: i can see myself here. >> that is showing you how much distance. you can change the distance. if you're not comfortable you can make it a little bigger or a little shorter. but you're in traffic and you felt somebody was going to dive

in maybe in front of you, make that a little longer. whatever makes you comfortable. gerri: i've got my foot off the gas pedal. i am not, i don't have the gas pedal down at all now. she is braking. will i brake? yes. >> she will. you don't have to touch it. gerri: if you rent it you can fall asleep, it tries to wake you up. if you drift out of your lean it will vibrate your wheel. try to keep going. that is where i see a lot of value for somebody out on the road a long time, they're on the highway, getting fatigued, it is monotonous then -- really can be helpful. gerri: how much does this package cost? >> this is a $2,000 package, even for the $114,000 mercedes. so even $110,000 mercedes it is not standard equipment. gerri: this is disconcerting. don't touch the brake.

[screaming] oh, my gosh, i touched the brake. i couldn't stop. >> but it didn't. gerri: i felt it come down you. >> heard your abc brakes engage. felt the seatbelt tighten. it is getting you ready saying i will stop this car because you're not doing this. even if i can't i will have you ready for a crash. gerri: wow, that is impressive. >> it is impressive. gerri: it kind of freaked me out though. jennifer, let's look at the jeep cherokee. >> okay. >> so you've taken me down market but there are still safety features. >> this is what we're starting to see. some of those safety features that make that $114,000 mercedes so great we're seeing in more mainstream vehicles like this $37,000 jeep. this has neat parking assist features we want to show you. zoo you ask it for a little parking help. searching for a parallel spark

parking space. so go ahead. gerri: there is parallel parking space right up here. watch that screen. that will tell you what it wants to you do. so you're driving along. looking at screen. looking at road, right. >> doing a little of both. gerri: it says, okay i saw a space, gerri, space bound. keep moving forward. remove hand from wheel. shift to reverse. doing nothing. doing nothing. and what i like about this, i'm not very good parallel parking. [laughter] >> to drive. you do have to be engaged, wait. it will tell you keep going to stop, watch your brake. >> it does it. even if you're good at it does it a lot quicker. gerri: that was great and i stunk.

what a trip that was. as you can imagine the safety add-ons can cost a lot. as we saw with the intelligent drive package from mercedes, 1800 bucks. more and more features are becoming standard like the jeep cherokee's blind spot monitoring. like that one. bottom line, test the safety extra before you buy. take it from me, getting used to these safety features it is not necessarily easy. it is not just a matter of safety when picking out a car, fuel efficiency is also a big concern for drivers especially with gas prices on the rise. according to aaa gas prices have jumped 14 cents a gallon nationwide to an average of $3.53 a gallon for regular gas but for some states the jump is even bigger that list is tonight's top five. number five, illinois, gas prices here on average 3.75. that is up 22 cents a gallon in just one month. number four, washington state, gas prices are up a quarter of a gallon there, to 3.63 a gallon,

well above the national average. number three oregon, jump of 27 cents sent average gas prices to 3.63 a gallon. number two, indiana, this state is seeing a jump of more than 27 cents a gallon and prices are even higher at 3.68. the number one state seeing the biggest monthly jump in gas price, michigan. huh. not only do drivers have to deal with some of the highest prices in the country at 3.72 but that price is up 27 cents in just a month. overall hawaii has highest prices with $4.20 a gallon with mon tan the cheapest at 3.26. coming up we look out for you and your money with advice on stock picking. obamacare is turning four, before you break out the balloons, if you're breaking out the balloons we'll show you how things are four years later. stay with us. the.

♪ >> it is unbelievable. unbelievable it has been four years since president obama signed a formal cataract into law. four long years. can we really say we're better off now than we were before obamacare? join me now, manhattan scholar, can you really believe it is four years? >> time flies when you're having fun. >>gerri: i cannot find anybody excited about obamacare these days. >> we will probably not know for years. the administration is celebrating the fact they have 5 million enrollees, but that may be a wash and only a third of these might be uninsured people. two out of three could be shipped to some other part of the market. gerri: and the costs are rising for everybody. slowly but surely what was an

institutional hold by companies, they wanted to ensur ensure peoe losing hold of that grip. things are worse. >> you're talking about a shift from the employer market the individual market, that will open overtime. cost, insurance companies say next year prices could double or even triple. especially for people who don't get subsidies on the exchanges will see their cost rise quite a bit, so you could see a lot of those people drop in coverage. gerri: let's look at the taxpayer view of obamacare. 27.2 billion in private sector cost, 8 billion in unfunded state burden, 159 million paperwork hours to deal with this bohemian. 6.8 in annual costs. how much more expensive is this

program than what we were promised? >> the president ran by saying my program will bring down costs by $2500 per year to families. we have estimated cost is going up on average across the country by 41% for a lot of people. some people with pre-existing conditions are definitely making out under the law. small and medium-sized businesses will see their cost rise. people who had policies will have to pay more for coverage. not the simplified marketplace president obama promised. gerri: not by a long shot. the legal cases at the supreme court just this week we will hear on the basis of birth-control coverage. a lot of people don't like that. hobby lobby has been in the spotlight, what is going on there? >> it is not a public company. they had provided a lot of

contraceptive services before, but they drew the line at contraceptives that would be abortion services. they feel they are violating their face an they don't cover . this could be a blow to their family and essentially put them in a position of having to drop coverage completely for their employees were have to violate their conscious. gerri: they are non-pe not for t us about that. >> those like notre dame has also filed suit. we have seen a circuit split so some cases have sided with the plaintiff's charging the law, others challenge the administration. that is why you will the oral arguments tomorrow. gerri: let's talk about the death star strategy.

>> concerns are hoping there is a discrepancy under the law, dio exchange and federal exchange, but the law literally only says subsidies are going to float the state exchanges, does not mention anything about the federal exchanges did they hope they can blow this up with one shot. it is extraordinarily unlikely the judges are going to say okay, congress meant for the two-thirds of days that have federal exchanges not receive subsidies. this is one of those cases where the congress never had a chance to reconcile the bill because of scott brown and it is a badly written bill but it does mean it will be overturned. gerri: does the hobby lobby case for the better chance than the death star? >> companies were not offering this before. they are very narrowly tailored. good strike down this law without doing harm to itself.

gerri: thank you for coming on. always so good to see you. now we want to know what you think. as obamacare turns four, are you better or worse off? vote on the right-hand side of the screen and i will show you the results at the end of the show. when we come back,'s march madness putting you at risk of being hacked? and covering your assets as the financial panel weighs in how to tell if stocks are overpriced. what will you invest in it rates go up? we will tell you.

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gerri: well, interest rates may be on the rise according to new federal reserve chairman janet yellen. somewhere around six months after the fed and the massive on buying was program to the federal still keep rates at record lows even after the economy levels off. with us now, jonathan hoenig, robert frost, cofounder of the frost and frost wealth management. david, i will start with you. on the pages of the "wall street journal" today said forget six months, the fed will be sitting on his hands keeping rates low for another two years. what do you think? >> i think he is right. the rates will stay low for all of this year, certainly next year if not all of it. when they start, this is a gradual process to raise them. gerri: can it be gradual? i have this fear rates will go through the roof quickly. >> they are in a bit of a

quandary because they had supply and demand. this particular time is different because in this particular case that only did they flush the system with $3.4 trillion of money, but they drop interest rates to a quarter of a point. why would banks even if they raise rates, assume a double rates to half a percent, r benz glad to give there might be fed or loan it out and make the spread? raising short-term rates will not be as easy as they thought. >> i think you have every reason to be concerned about what the fed might do because look at the history with manipulation of all of the market whether it is housing, ethanol, student loans or interest rates, the history of the fed has been creating bubbles, certainly creating inflation. you are right to be concerned about not only a rise in short-term interest rates but a drop in the stock market because short-term interest rates are what has been fueling the rise in stocks in my opinion. >> for seven years we have heard

the fed's printing all this money, we will have a big inflation, interest rates are going to go shooting up. inflation is one, may be flat, in europe near zero and following in most of the world very low, the rates are not shooting up, they are down. it will be that way for a while longer. gerri: can't happen, we have been waiting for it for seven years. >> a lot of the inflation has been in financial assets. by every measure we have not seen that, not even in employment. what we have seen int to david's point has been skyrocketing in this stock market. in a lot of the commodity markets. you had to buy financial just to stay up with the fed money printing. >> all asset classes have an upward bias on a short-term interest rate is zero.

they will continue to have an upward bias in the interest rate is zero and that will be for a while longer. >> there's no doubt the stock market has benefited from lower interest rates but if you look at where stocks are trading right now, aside from certain areas like the nasdaq, stocks are not necessarily overpriced. corporations are making money. they are right in line with historic averages, so i would argue the stock market is not necessarily overvalued. gerri: a lot of people believe we are reaching nosebleed levels, are you one of them? >> i am fully invested in the market, i have been for a while. it isn't over. now, is the stock market cheap? no. is it rich? not yet. >> a good time to have some short exposure. it has been a good run for stocks that have had quite a lengthy time without any kind of

substantial correction. a lot of the interest-rate sensitive stocks are good short sale right now because once short-term interest rates start to rise, those are the sectors that will get hit the most. gerri: i think this recovery is long in the tooth, what do you guys say? >> slow recovery, very long, many more years, no more recession, ma maybe the rest ofe decade slowly. >> the economy is steadily improving, it is not getting worse. stocks are fairly priced. certain areas we need to be cautious of, which is why we hold a diversified portfolio but for the most part the economy is going to strengthen and when the economy as a strengthening we are not expecting a recession

anytime soon so they should be the beneficiary of that. >> there is no such thing as a free lunch. that is rule number 101 of economics. all this intervention of the fed, no major economic growth. the next thing will be the pickup from all of that stimul stimulus, lower stock prices and higher interest rates as well. gerri: some people people see tk market going higher, others don't. great conversation, thanks to all of you for being here, thank you so much. time now for stories were clicking on on foxbusiness.com. the russian billionaire owner is planning to relocate his company back to russia. keeping with vladimir putin call for for russian businessmen to repatriate their assets to combat u.s. sanctions. no word on what this means. plus, pensions are also weighing on wall street.

apple rose after it was reported the company talks with comcast to offer a new streaming video service. also in the tech world, cisco plans to spend more than a billion dollars over the next two years to expand the cloud computing network. the latest among the companies who would rather rent computing space then build their own. ibm made a similar announcement in january. and delayed until next month, the deal still waiting on approval after having been approved by the eu and the u.s. really $7.5 billion deal announced in september. those are some of the hot stories right now on foxbusiness.com. still to come, my two cents more and chances are your bracket has been busted, but you have more to lose than just your $5 entry fee. a march madness morning after the break.

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gerri: march madness can bring your office closer together, but it can also invite cyber hackers and malware. here with details, vice kelly. steve, welcome to the show. how is it possible march madness is dangerous for offices? >> earlier this year they conducted a survey of it security professionals cosponsored by trust wave is with identified 75% of all

businesses experience a security breach last year due to web based malware. couple that with the increase in cap traffic from corporate networks as well as personally owned devices accessing corporate network, truly increases the risk profile of businesses as well as individuals. gerri: you're talking little over my head, i know you are an expert and you know all the ins and outs of this very well, but how do the hackers get this into a business and why is it more dangerous now than other times? >> typically they will get this kind of malware in the business businesses they will send either social media message or an e-mail message to a targeted individual within a business and they will try to get the individual to click on the link that will take them to the website that will download malicious code into a business.

that is where all the issues start to happen for organizations because once one device is affected, the rest of the organization is at risk. gerri: a lot of the open things i don't know who comes from. should i stop doing that? >> the world itself can be a dangerous place for the does not mean we don't go outdoors. in reality what you want to do is make sure you allow employees free reign to have access to the internet so they can be productive in their jobs, but also have the right to security tools in place that can allow only the good content in and blocked the militias and that content from accessing the organization. make sure he does it in real-time so employees do not notice those tools are in place and no business disruption. gerri: what do businesses typically do this time of year?

doors wide open or trying to be careful? >> it depends on the business itself and what their needs are. some is as is will try to ratchet down access to march madness sites in hopes to curtail any productivity disruptions. we've also had some businesses interested in opening up access because they feel like march madness bracket and the office pool could actually create a sense of camaraderie and increase morale within the business. in either situation you want to make sure your organization is protected from malware and the viruses from penetrating your security perimeter. gerri: i am not sure the people are actually upbeat, a lot of brackets are already busted. thank you for coming on the show, thank you so much. >> thank you so much. gerri: we will be right back with my two cents more and the answer to the question of the day. as obamacare turns four, are you

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gerri: obamacare turning four years old, so are you better or worse off as a result of the law? david wright this. pay more for the same coverage is better off, i guess i am better off. james says worse, my premiums went up sharply. 4% said better, 96% said worse. log onto gerriwillis.com free online question every weekday. dale says i am reading on smart phones. worse than texting or talking, your eyes are off the road for longer trying to read the smaller print. jd and from kentucky agrees, nobody should be looking at a smart phone map while driving. keep your eyes on the road. bonnie says regarding food labeling, i don't think the new labels will encourage people to eat less, just the opposite, i

think now people will still eat the whole bag of chips and so justified as now it will say one serving instead of 2.1. i wish they would show the continued recommended sizes. people are incapable of cutting back. love hearing from you. send me an e-mail. go to gerriwillis.com. i have to tell you, few things are more outrageous than this and nobody seems to be paying much attention to it. kids are taught math, and possibly the most confusing way imaginable. and everyone is going along willy-nilly. our education secretary wants to blame white suburban moms? the problem is more fundamental. return education to local educators and boards of education. that is my two cents more. that is it for tonight's "the willis report." thank you for joining us, don't

forget to dvr the show if you cannot catch it live. we will see you here tomorrow. ♪ ♪ neil: here is why putin smirks. he knows he has is over a barrel, quite literally. that is why the man with the oil can be so slippery. the world needs what he has which is why fox of the awful stuff he does. i am neil cavuto. some energy alternatives, they might be looking at more punishing putting alternatives, but they are not, are they? and we are not, come to think of it, are we? the guy we hate is the guy whos energy we need, and even though we don't need it nearly as much as the europeans