mobile but a good platform going forward hopefully but today to the downside. [closing bell ringing] david: will we see triple digit down on the dow? we're trading down in the last seconds. no idea if it will settle into the triple digit mark but close to it. we're down almost 100 points on the dow. sandra: breaking news. the results of the second phase of the fed's stress tests released. let's go to peter barnes in d.c. >> sandra, david, citigroup and for other big banks had their future capital plans rejected by federal reserve but the fed approved capital plans for 25 other major banks. all the banks with more than $50 billion with assets and foreign banks with major u.s. operations. the fed rejected new dividend increases and stock buybacks for citigroup, and three foreign banks. hsbc north america, rbs, citizens financial and sand

tappedder. did, santander. the fed rejected capital plan for psy on's bancorp is only one that failed the fed's stress teslas week. zion's. goldman saks, jpmorgan chase, wells fargo and bank of america. goldman and b-of-a just resubmitted plans in the last week to meet one key financial ratio demanded by the fed. they will be returning less to shareholders than they originally proposed fed officials said. to be clear the fed did not reject the plan for citi and three foreign firms for lack of capital but rather for qualitative subjective reasons, such as risk management and risk measurement practice. the fed said citi was weak to project revenue and losses in its global phrase only zions did not get approval among those

five because of weak capital. the officials that got rejected, have 90 days, must within 90 days resubmit their capital plans to the fed. zions already announced it is going to do that the fed reviews the plans to make sure after dividend and stock repurchases the bank will have enough capital to survive and continue to operate in another financial crisis and deep recession. it wants to make sure taxpayers never have to bail out banks again. david and sandra. sandra: peter barnes, thank you so much. coming up in a few minutes we'll talk to one analyst to figure out how today's results will impact banks and shareholders. big news, david, for citi group, watching those shares falling in after-market trading. david: down 4% after-market on basis of this news. some information came out as you can see. it is down 4.49 is the bid. it closed just over 50. let's get to today's market action including talk about the banks. hank smith, chief investment officer at haverford trust

company and will tell us why he is sticking with steady eddie names. we have schwab's managing director of trading telling us why the market is due for correction. todd horowitz in the pits of cme he has been forecasting correction for a long time. todd, we're closing in on the shorting opportunity after life sometime. -- lifetime. explain. >> hi david, hi sandra. we look at this market very much range-bound over the past couple months. 1840 on the downside, 1880 on upside. all this time we're not seeing growth. now we're seeing russell trailing earnings are 49 to one. we never had a level that high, even in the internet bubble, we didn't have 49 to 1 earnings ratio in the russell. we're starting to see a lot items happening. citigroup can't pass stress test. we're talking about minimum wage. people will not go back to work. you think employers will pay at new minimum wage and hire? they're not hiring now.

where will growth come from? how will we build upon the economy. only way to be built is artificial dollars infused by the fed. only helped upper percentage of the mr. potters or banks of the world. david: mr. potters. >> average joe is in a lot of trouble. >> hank, todd is all riled up. todd says this is fed-driven rally, but hank, i happen to know for a fact that you think this is a good time to get into the market. why? >> look, i think we're in the middle innings of a secular bull market. we're nowhere near the end of it. most bull markets end or bear markets start in anticipation of a recession. the likelihood of a recession is infin testily small next 12 or 18 months this. is rally borne of fundamentals, borne offers growth confirmed with dividend growth. but it is true fed policy has been a helpful backstop but it is not a fed-induced rally. it's a fundamentally-induced

rally. david: on the other hand, randy there is still all that sideline money and much of it is still on the sidelines. that great rotation we heard about from fixed income into capital markets hasn't really happened yet, has it? >> not a big way, no. we have seen some flow of fund back into equities early this year but it hasn't been anywhere near the magnitude what we've seen flowing out in the last couple years. with regard whether we're due for correction, we're due for correction only from the perspective we haven't had one for two full years. two years ago we had pull back of 9.9, almost 10%. we had very small correct shuns. the one we had this year topped out at 5.8% worst at its worst point. i aagree with hank, near term this market would be much healthier if we had a little bit of a pullback. there are plenty of warning signs. people are moving from more cyclical stocks into some of the more defensive sectors like

health care and utilities. we've seen that evolution since the beginning of this year. we've seen people pulling out some of more dangerous, high beta, high volatility stocks and moving into things like utilities and things like consumer staples and things like that and health care so these are signs that there's a little bit of concern out there right at the moment. sandra: todd, i know guys like you only get paid if you're getting money put to work. you can't sit on sidelines. while you're saying this is fed-driven rally at risk of further selloff, where are you putting your money. >> i'm working on my money on short side of the market. looking to short s&pes on all rallies. that is where i'm looking at. you look at nasdaq, nasdaq broken key technical support. i've been working and shorting stocks like netflix an wynn casinos. those industries that have been overdone in my eyes, been bought up. i am looking for shortings to positions in those stocks.

there are always long boxes you can buy. lng, those are stocks to look at as well. there is always something to do. i'm mostly working on the short side of the market right now and i'm looking for a spot to buy gold and silver and selling crude oil. those are basically areas i'm working in right now. david: hank, i don't want to get too wonky here but you have to talk about something called the yield curve. we all know what that is. the difference between short-term rates and long-term rates. when those differences begin to flatten out we're in trouble. in fact the worst thing that can happen is inverted yield curve, when short-term rates are higher than long-term rates. we have had a flatter yield curve since 2009. you have to go back to right about the time of the crisis to get a yield curve as flat as we're at now. does that concern you at all? >> well, flat on a relative basis. there's still upward slope to the yield curve. it only concern us if it inverts, you're absolutely right, inverted yield curves

almost always precede recessions. so that would be a concern but i think we're a long ways away from that. as far as fed policy goes, fed policy will be extraordinarily accommodative for several more years even when bond buying end and even when they begin raising the fed fund rate. we're a long way away from neutral. so the fed backstop will still be there for several years. sandra: hank, real quick, what are your steady eddie names by the way that we teased at the top? >> well, sure. i think on the defensive side of the market you have your classic j&js and mcdonald'ss and proctor & gambles, and coca-colas. you need offense too. you need cyclicality, a union pacific, w.w. grainger as an example. dupont and eaton. you need that balance between defense and offense in this slow growth environment. david: randy, what sectors are you avoiding right now?

>> well we really haven't changed our allocation or our recommendations with regard to sectors at all. we've seen obviously as we mentioned a little bit of a pullback in some of the industrials. we've seen a little bit of pullback in some of consumer discretionary this year but we have outperform rating on technology, consumer discretionary and does trees. certainly utilities we've seen pickup and utilities telecom some. laggards last year, at this point we still haven't changed our allocation. what we mentioned we see potential for a small correction but certainly we still have a bullish out look for the rest of the year and hank said, we're in agreement, we're in cyclical bull market. it is really a temporary period. in fact this may be an opportunity to get into some more bullish names as they recover a little bit later in the year if we get the pullback. david: for information by the way, we did not go down triple digits on the dow, 98.89. we'll call it 99. thanks guys. todd, we'll see you in a couple minutes when the s&p futures

close. let's look what is happening to citi after-hours. we know they failed the ses test. sandra: sold off even further. david: sold off a little more. down a little more than 4% right now. sandra: quite a selloff, well, pick a theme, any theme. want invest in companies with no glass ceiling? how about businesses will win if obamacare is repealed? what about the robotic revolution? motif investing lets you do all of that and the ceo will tell us how investors can even create their own theme, david. very interesting. david: get paid for if people buy into your ideas. hot off the presses. the fed releasing second round of its bank stress test results. we heard about citi. some notable failures. which names will be the first to give capital back to shareholders? saw citi's price go down. others might go up as a result of that. we'll tell you details. sandra: maybe you noticed this lately, david, investors taking a shine to solar stocks. david: big-time. sandra: they were very unpopular for a while.

solar etfs, this one is up 170% this year. why is the sector so hot? we'll ask the ceo of sunpower. david: t.j. rodgers was chairman of that for a while. join the conversation by the way. would you invest in solar sector? is the comeback here to stay or is it fleeting? tweet us, fbnatb. your answers at the end of the show. ♪ [ male announcer ] what if a small company became big business overnight? ♪ like, really big...

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"it's never been done before" simply becomes consider it solved. emerson. ♪ emerson. hi, are we still on for tomorrow? tomorrow. quick look at the weather. nice day, beautiful tomorrow. tomorrow is full of promise. we can come back tomorrrow. and we promise to keep it that way. driven to preserve the environment, csx moves a ton of freight nearly 450 miles on one gallon of fuel. what a day. can't wait til tomorrow. how much money do you think you'll need when you retire? then we gave each person a ribbon to show how many years that amount might last. i was trying to, like, pull it a little further. [ woman ] got me to 70 years old. i'm going have to rethink this thing. it's hard to imagin how much we'll need for a retirement that could last 3years or mor so maybe we need to approach things dferently,

if we want to be ready for a longer retirement. ♪ david: shares of aol getting a boost on talk of ad buying platform called one. >> nicole petallides on floor of the new york stock exchange. >> it's a new ad platform called one, aol one. this is really to take on some of the other guys in ad technology such as google and adobe and like. they like it and put a buy in dow is down almost one pun points. jeffries says any selloff you see here in aol is really a

buying opportunity. david: nicole, thank you very much. sandra: thank you, nicole. s&p 500 futures closing in chicago in seven seconds. let's get back to todd horowitz. he is in the pits of the cme. todd, what are you seeing? >> we're going to close on our lows of the day here, down about 17 points in the s&p. i think you have got to watch 1840 in the cash as the key level. if we hold 1840 we'll stay in the 1840 to 1880 range. if we break 1840, look at 1800 on the way down. sandra: i love that kind of color from the raiding pits. i miss you in chicago, todd. >> we miss you too, we like her here. federal reserve rejecting to capital plans of five banks. hsbc, santander, citi, rbs and

zions bancorp. what do you think of citi by the way? >> it's a shockomes really as a surprise, the company fails two out of the three previous years they have done the ccar. they have failed on both qualitative as well as aspects in terms of dividends as well as buyback. they, you note that b-of-a had to resubmit in terms of their capital distributions but citi was just an absolute, failure big shock to the market. the stock will get nicked pretty hard tomorrow. david: it closed a little over 50. now at about 48. it is already going down about 4%. we should mention last year, didn't jpmorgan and goldman also fail? >> no, they received conditional approval. david: just to correct it, was step short of failure. sort of a partial objection, right. >> that's right. that's exactly right. this year there were no

conditional approvals whatsoever. it was a straight five failures. you know, four of the five banks being new to the program. citi being the loan exception. again it is a big surprise, thinking that citi did resubmit their capital plan a couple years ago. after that failure, they scaled back capital distributions a year ago. yet are here we have another failure once again, a big surprise to the market. a big blow to citi. and new ceo, michael corbett. david: could this spill over to the other financials as well? >> i don't think so. i mean, it certainly we've seen a little bit of volatility since last thursday's results but i think at the end of the day the regional banks came out quite well in the tests. the other five domestic banks came out okay. we were expecting perhaps a surprise among the five new domestic banks. you know, huntington, comerica, m&t if you will, they all passed

with their capital actions in place so i think overall it was okay but citi is clearly a big disappointment. david: i want to emphasize here, citi did not fail for capital reasons. only zions i remember failed for capital reasons. >> >> it's: right. david: it failed for qualitative reasons, subjective reasons like risk management. >> right. david: we talked a little bit this last week. does anybody know what the fed is doing? does anybody know what are the qualifiers for failure here if not for capital? snoop none of us know. the banks don't know. the banks don't understand the fed models they're running internally. there is wide disparity as we saw this year between the banks internal stress testing as it relates to what the fed did. the banks don't have inside in terms of those fed models. everybody is on edge wondering where is the fed coming from? david: hold on a second. todd, that could not be very healthy. one, we need to know the rules

of the road if we're going to go out and drive, right? >> hey, even last week the fed had to come out and correct its own results. i mean, what does that tell you? david: what does it tell you? it tells you perhaps the fed is a little more intrusive than it should be in the affairs of banks. i know they want to prevent another bailout. that is the overall excuse. frankly a very good excuse, but, do you think that something needs to change at the fed? do you think perhaps there is something that politicians, god forbid, should be looking at? >> well, you know, i think, you know, aside from politics involved in this, the is trying to put in place a rigorous process to insure the financial crisis never happens again. the problem is you can never come up with a scenario or set of different conditions that are accurately the, accurately will reflect what is going to happen in a downturn if you will. it doesn't make a lot of sense to have the stock market decline

50% yet you have gdp growth, you know, in the subsequent quarters. there's a lot of disconnects in terms of what they're looking at which makes it very hard for the banks to really come up with a coherent model as well as qualitative input to back up the models. david: as you described last week, it is a very expensive process. finally, we know that citi and hsbc north america, rbs citizens financial and santander will not be issuing dividend based on what the fed just told us or stock buybacks but what about those financials that will be? are we likely to see a boost in the shares of those companies? >> well, i think a lot of it is already discounted in the stocks, particularly regionals. i do expect for the absolute distributions to go higher, year on year. i think one of the message that is the fed was really trying to send this year, was conservatism. you need to be conservative in

your capital assumptions. otherwise, you may risk a equal at the same time tiff failure, you know. as i pointed out before. both bank of america and goldman sachs, both had to resubmit in terms of their capital distributions. which, keep them above what the fed considered to be an acceptable base case post-stress scenario. david: todd, one of the best bank analysts there is from stern agee. great to see you again, todd. thanks so much. >> appreciate it. sandra: is the online auction company ebay a buy it now? we'll ask wall street researchers about which stocks could be on the brink of a rebound. he has been doing some fascinating research. all of this after a pullback this month. great question to be asking, david. david: indeed it is. also another big automaker announcing a massive recall. this time it is not general motors. we'll tell you what company is recalling cars and why coming next. ♪

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pathfinder and sentra vehicles from the 2013 and 2014 model years. instagram media sharing startup doubled number of users since being acquired by facebook two years ago. fewer americans going to the movies. the number of ticket sold last year at the bockbox office fell 1.5% from 2012 to 1.34 billion. levi strauss will layoff 20% of the non-retail and non-manufacturing employees. the company announced job cuts as part of a global initiative to streamline operations and fuel long-term profit growth. that is today's "speed read." [buzzer] david: nailed it. sandra: that qualifies, right? david: you nailed it. you nailed it. sandra: all right. david: while the market is relatively flat this year, some of last year's highest flying stocks have taken a hit as investors take some profits off the table. should you look to sell to, get profits in maybe not. sandra: we have an analyst here to help investors pick out a few

names that pulled back more than 4% in march and still have long-term promising outlook. george, what did you find in your research? >> we did a screen of names that pulled back 4% since middle of february and early march and ran them against a database we maintain of fundamental indicators. we give each stock in the s&p 1500 -- sandra: why did you pick the 4% level? that is not a huge selloff. >> it is not a huge seven y'all. that is where people get nervous this year. you see selloffs through the middle of january, beginning of february, people got really nervous when we got to the 3%, 5% level. 4% is screen we looked at. david: start with a specific stock starting with with ebay. what do you think about ebay that makes it a strong company that will bring it back 4% or more? >> we look at how stocks are performing in a fundamental basis, greenpoint is the height and you see how it came down since then. >> exactly.

we look how stocks are performing relative to their peers. ebay being an internet stock is extremely fundamentally unkind to compare it to utilities company but if you look at other stocks in the internet group it is really looking well-valued. david: why? >> well, we look at a bunch of different indicators and it is much, much, cheaper than most of the rest of its group. david: return on equity? ratio of debt to equity, price to trailing sales, all those issues? >> we look at 11 indicators or he and outperformed on 10 of them. sandra: recruiting service on monster worldwide. i wonder why you like this stock? took a hit today, down a couple of percent. down to 17.11 a share this is on your buy list. >> yes. so we were looking at a stop-loss or sorry, entry.around the 50 dma. so 7.17 was where we were looking into to get into the trade. right now we would be kind of nervous to get into it after the price action today but as it went out yesterday. we like monster, not because we

think it is the best company out there necessarily. rather we like it because it is better than other, others in its group relative to the fundamentals in that group. sandra: by the way have you done research before, stock screens and they were effective at picking stocks. >> absolutely. sandra: good history. >> we put out a weekly database. available to all our subscribers every week. david: talk about a stock took a hit today, super micro computer, down 4%. are you still bullish, or do you have hesitations based on what you did with micro. >> it is was up 20% and sold off a little bit and -- david: it was down 4% today. >> we agree. so the thing with super micro, we haven't had any new information on this stock. it is currently a little bit above where previous resistance was where we expect to have new sport and we expect a new uptrend to where it was following the last earnings. sandra: what is your macro outlook? this is another confusing day for the markets where they're

getting pulled in every which way and everybody is trike to make sense of the next move. >> in general we're bullish for the year but we've seen really brutal price action in some of the high flying stocks. biotech gotten slaughtered. sandra: it is crazy. >> it is bad. big stocks are small part of s&p 500 cap. biotech is 2.3% of the index. just because biotech or high-flyer is underperforming doesn't mean the market will be flat to dead or even down for the year and we don't expect it to be. david: george, bespoke investment group. thanks very much. appreciate it. sandra: are you having a hard time investing in your favorite theme or trend like the affordable care act for instance? no etf or fund has what you're looking for? coming up we talk to one ceo whose motif investing lets you do just that, david. david: his obamacare motif is outperforming s&p 500 last year. by the way if you want to vote for it or against it, he has plays for both side. sandra: everybody knows what they like.

way to cater to them. david: solar stocks, well have you seen what has been happening? they have been on a tear so far this year, rising more than 25% year-to-date. that is just the amalgam. some are up over 100%. coming up we talk to one solar company ceo whose company is branching out from standard solar panels to car solar panels. wait until you hear what he has to say. join the conversation. would you invest in the solar sector? is this comeback here to stay? send us a message, facebook.com/afterthebell. your answers coming right up. ♪ life's an adventure when you're with her.

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our commitment to current and former military members and their families is without equal. david: facebook making huge headlines to buy virtual reality headset startup oculus for $2 billion. they claim to create a rift that will revolutionize the video became industry. some investor so eager to get in on the deal they made a huge mistake. oscar vr is not publicly traded but those investors bought into two other companies that use the oculus name, coincidentally. shares of vancouver-based, oculus vision tech didn't have anything to do rose 152% on canadian exchanges after the news. this company is involved in water marking digital media to protect against piracy, not involved at all in virtual

reality. shares of oculus innovative sciences which is a health care company that trades on the nasdaq jumped at 15% on the open. but the stock later gave back most of its gains. be careful. don't jump into the market without being sure what you're buying. sandra: david, suppose you could bet on trend in the economy or society like the affordable care act? that don't have specific etfs or fund that you can invest in. david: one company has made it easy for investors to invest in both companies that will benefit from the affordable care act and other that is will gain in the legislation is repealed. you can take either side of that bet. joining us how to street create these bundles of stocks, motif investor and ceo. wonderful idea. >> thank you. david: just tell me, for example, just let's get an example on board first. if i think that obamacare will ultimately be repealed, how do i invest in that thought. >> so we have a motif, which

think of a motif as intelligently weighted basket up to 30 stocks you can purchase in single transaction. david: like a exchange traded fund. >> we're better. we own what you see. two, we're customizable. if you don't like something there you can tweak it. david: if you think obamacare will be repealed, would this basket of stocks be shorts? >> no. so this basket includes the companies that are got hurt by obamacare. so the device companies that have 2.3% excise tax. they're in there. diagnostic companies who under obamacare it is going to be a lot harder to practice defensive medicine. so quest diagnostics, companies like that will have a hard time with revenues. and assisted living companies with their reimbursement f obamacare gets repealed and it is unlikely but the excise taxes there is bipartisan support for that, these companies benefit from the removal of that tax. sandra: forgive me asking what may be a obvious question, why

wouldn't i go buy each of those stocks and put them in my portfolio. >> great question. couple reasons why. it would cost you $10 per stock to go do that. as you learned i don't like buying individual stocks, bad things can happen, one of many things. we give you 30 stocks. we're like peter lynch meets jack bogle. i don't think you can pick the winning stock on any theme. we give you a index much like the dow or s&p to track the market. we give you an index built around an idea. we give you index exposure to that. sandra: formerly a trader. i'm confused about something. how do you get in and out of this? what is the liquidity. >> the liquidity is individual stocks. one. problems with etf and fund you don't have instantaneous liquidity. you could put as little as $250 or a million dollars. we give you real-time fractional share trades and make it very economic a.m. i was an executive at microsoft for starting this but i'm a passionate trader. david: one of the fun things about all this, you can build your own motif.

go into the site. build your own collection of goods. if somebody goes into that, and buys this i know you don't want to call it etf, whatever this is, motif. sandra: really not an etf. david: you get paid for, get paid a buck for each one that somebody else buys into. >> i, if you went on tonight, built a motif, call it the fox motif, put it out on the web, anytime any one buys that you collect a royalty. david: it's a buck, right. >> it is a buck, but a buck if i buy custom version or subscribe to rebalancing service. we have 35,000 built in the last five 1/2 months. they're are more motif that is then there are etfs and mutual funds combined. sandra: how do you make money on that? >> we make money on trade. we have day traders. we make money or margin and make money on spreads. we have value services like harvesting tax losses. on the trade itself it's a high margin business for us. so we make money selling you 30

stocks. sandra: who are your biggest customers. >> our biggest customers are retail investors. we just entered the financial advisor space giving technology to them. sandra: will you get institutional interest? >> sorry? sandra: will you get institutional interest? >> yes, we are. david: seven deadly since. i like that motif. what does that include? >> this is little bit of fun but actually doing quite well. this is where you express the sins. gluttony, and junk food company, greed, guess who the companies are. gun companies. a way to take the sins and translate them to stock picks. it is doing well. sandra: do you expect this to gain in such popularity this is, mainstream conversation, dinner table conversation? is it going that route? >> well i think ideas spread very quickly. it is very hard to talk about a single stock. you can take is something about obamacare. we can tell you 45 to 1 is flowing into obamacare versus repeal. everyone is talking about obamacare. this is nice way to trash, we

use indexes to track what is happening in market. we can track after the rebuilding after sandy motif so you can track it. sandra: to be fair i would give him a hard time and challenge him on this. you handled this quite well. thank you so much for joining us. >> thanks for having me. david: motif investing. >> dot-com. sandra: thank you, good stuff. ford takes meaning of sunroof to an entirely new level as the solar power industry heats up again. we'll talk to one of the industry's star farmers, ceo of sun power. this is the panels on top of a roof of a new ford concept car. sandra: have you ever wanted to invest in movies starring actors like tom hanks and kate winslet? a startup is bringing crowd funding to hollywood. ♪

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david: no sooner than jpmorgan passed stress tests it will do both of them, stock buyback and hike in the dividend. to 40 cents a share and launching a $6.5 billion share buyback program. they had to wait until the stress test was announced about 45 minutes ago. almost right after that happened they had an idea it would happen, they announced these things and the stock is trading up after-hours. sandra: it sure is. david: wall street has resumed

its love affair with solar stocks. guggenheim etf gained more than 25% so far this year after being the market best performing etf in 2013. one solar company in particular is growing rapidly, drawing attention from big u.s. companies an china. sandra: it's sun power and joined now by tom werner, the company ceo and president. thanks for joining news studio. david mentioned guggenheim etf, up 25% so far this year. you make up one of the top 10 companies in that etf. kudos to you. why all the attention. are you loving solar power again? >> basically fundamentals. economics of solar has gotten so much better. we can compete with conventional electricity there is massive market and massive opportunity and we're positioned really well. sandra: makes you wonder what's new? >> costs have come down and you're competitive with conventional electricity. david: a lot of, a lot of investors even former chairman of sun power, t.j. rodgers,

great guy, i love it. vj he was chairman for a while. you were there when he was there, worry about solar's reliance on government subsidies. they think as the subsidies dry up it will be a big hit to companies like yours. again it, may not be a particular problem with you. is it a legitimate concern? >> that is what's new. to the extent there were incentives, which there were, it created a market you could scale, scale allowed you to get costs down. let me give you an example. we're building a 70 megawatt plant in chile, no incentives, selling market rates for electricity. you can't do that everywhere. that is the beginning. you have to transition. david: like a desert sort of place. >> great sunshine and beginning. if you can get costs down further you can do that elsewhere. it's a massive market opportunity. so you can bet against that moore's law, t.j., silicon valley bet against costs coming down, that is a gutsy bet.

bet costs continue to come down, huge opportunity. sandra: emerging markets are a huge story for you as well. china is a huge story when it comes to solar power. there has been so much concern about the economy slowing in china. how does that affect you and your business? >> well, in china, they, built a coal power plant every week and air is incredibly bad. you see televised sunrises in beijing. so the chinese really want renewables and you want the costs of renewables coming down. sort of a nice intersection and it is a massive market opportunity. 2/3 of the new energy generation in the world next 10 years will be in china. so you have a giant opportunity, with costs coming down, you have tons of pollution. we're positioned great. historic but it is an important start. david: the french energy company total, has majority stake in your company? >> yes. david: they primarily deal with oil and gas but now they're getting into solar. does it ever mix? do some of the engineers from

total come into solar and try to help you guys and what you're doing and vice versa? >> yeah. the french know scale and they know how to build stuff. they're building big power plants. we have some of them on project. david: you use some of them on power plants for solar. >> sorry to speak over you. more importantly we use market access. we're in 130 countries. think of the middle east. think of africa. there is huge advantage because of market access. sandra: what about the huge partnership with kb homes and home communities down in arizona? >> both arizona and outside of arizona, california as well. so that's, customers for new homes want net zero energy homes. and so it's a combination of our solar with other things that they do. sandra: a big deal for you guys. >> it's a great deal and we have seven of the top 10. so it's a great segment for us, before we go we have to talk about your car idea.

>> yes. david: idea of putting solar panels on the roof after car. if you live in the northeast that will not do you a lot of good particularly this winter. talk about that. that is with ford, right? >> it is with ford. we have partnerships with ford and nissan. what ford's done people that buy electric cars are hybrid electric cars like to go solar. so what ford's done, they're facilitating that with a version of powering your car through solar. we don't know if that will go mainstream but we do know their customers are asking for it. a novel way of doing it. david: by the way, what percent can you get of power for the car from the sun? >> depends on how long -- david: say you live in the desert? what is the optimal? most you get. >> will take a day for sure to power a car. so, mainstream market will be electricity and it is going to be building, chile, that sort of thing. sandra: tom werner, thank you so much. david: congratulations on your success. you and t.j. knew how to build a

good company. sandra: sun power ceo and president. thank you very much. david: public debut the maker of "candy crush", is it a one-hit wonder? we'll tell you what the street is saying coming next. sandra: it may be one of the scariest jobs in the world. cleaning a very popular tourist attraction while dangling, david, 4,000 feet in the air. i don't want that job. ♪ we asked people a question, how much money do you think you'll need when you retire? then we gave each person a ribbon to show how many years that amount might last. i was trying to, like, pull it a little further. [ woman ] got me to 70 years old. i'm going have to rethink this thing. it's hard to imagin how much we'll need for a retirement that could last 3years or mor so maybe we need to approach things dferently, if we want to be ready for a longer retirement. ♪

david: king digital entertainment losing its crown in its initial public offering? the maker of popular "candy crush" game, falling 15.6%, closing 19 bucks a share on its big debut day. sandra: the stock opened at 20.50 after pricing at 22.50. according to dealogic the drop on opening trade the third steepest for u.s. ipo this year. selloff like king digital has been rare for new stocks. among the 60 or so ipos this year, only nine opened lower and only two fell more than 10%. david: so what happened? look what the street is saying. stern agee. you read it. sandra: stearn agee.

it was mispriced. there are a lot of ipos on the pipeline. investors are not starving and being picky. investors say with not going to ignore fundamentals. david: king has an amazing business but can't be extrapolated from current levels and ipo price need ad greater discount. sandra: it wasn't all negative on the street. financial services firm, rapid rating says the question really is can they be a viable long-term business that generates positive returns for their shareholders? great question. david: even if they dip from maturing "candy crush" it has profile from healthy company and efficient company will be successful. sandra: bottom line, david, they're profitable. not a lot of companies recently debuted have been. so there may be mixed reaction on the street but according to dealogic king is the most profitable tech company to go public since facebook which made one billion dollars in 2011 before it started trading on markets in may of 2012. david: facebook was way down but

that is another story. we asked you on twitter and facebook if you would invest in the solar sector. did you see the last segment? pretty impressive. is the comeback here to stay or fleeting? gerri on facebook said no, they are not efficient enough for me, just like batteries. sandra: okay. kkxg on twitter wrote in to say, never. solyndra, solarcity, greenpeace style energy. david: a lot of failures there. let's go "off the desk." talk about a real life cliffhanger, workers from a phoenix-based company as they cleaned underside the grand canyon sky walk. they hooked up to series of ropes to clean 40 panes of glass on the sky walk's underside. they require workers to hang out 4,000 feet above the colorado river, if that ain't scary enough, workers must repel thousands of feet down the canyon's walls to collect garbage. sandra: amazing. always somebody willing to do jobs like that. number one thing to watch

tomorrow will be reading of fourth quarter gdp set to be released in the morning. economists expect gdp gain to rise to 2.7%, david. david: market will be moving off of that announcement. you have to be sure to watch. sandra: "willis report next.

♪ see what's new at projectluna.com but with so much health care noise,

i didn't always watch out for myself. with unitedhealthcare, i get personalized information and rewards for addressing my health risks. but she's still gonna give me a heart attack. that's health in numbers. unitedhealthcare. gerri: hello, everybody, i'm gerri willis right now on "the willis report." another day another obama care delay. they announce the 37th delay or change to the health care law. out of college and deeply in debt, new class of graduates driving the debt bubble. new rules mean a victory for the mutual fund industry. what does it mean for small investors? we're watching out for you on "the willis report." gerri: more government missteps. that is what