google results dragged down by continuing decline and how much advertisers play for click as users switch to smartphones and tablets. it could affect the dow tomorrow. have a good night. willis is next. gerri: hello, everybody. i'm gerri willis, right now on "the willis report." will this be the year for the job market? positive signs to report, does it mean a real turnaround? also it's finally spring, and americans are firing up the grill. but the backyard barbecue will be a lot pricier this year, and wouldn't be spring without allergy season. grab a tissue, we're about to get hit with a pollen vortex. we're watching out for you on "the willis report." a question you need to ask yourself tonight. do you know if your financial adviser has a rap sheet? assault with a deadly weapon,

grand larceny? forgery? real charges against real brokers, you have never known them because of lax reporting and oversight. with more on this, chaplain capital investments and sag harbor advisers, welcome to you both. ed, start with you, 1600 brokers not reported, you try to find information on them, they have all kinds of rap sheets, who would know the public would be in the dark, what do you make of this? >> a tragedy. have you broker dealers, and broker dealer jobs are to report anything and everything they have to make sure the broker reports anything they might have done in the past. finra should take the people and if it's that bad, they should be out of the business, i've said that before. to redo the broker check, there's a lot of things wrong with the broker check. gerri: we're talking about a part of the finra website, broker check, you can google it, easy peasey and you get

information, we have information from you ed fromchea on all of the registered brokers. >> right. gerri: what needs to happen? how do we get the real deal reported? >> i'll tell you, there are different levels of things, dings where a client might say i didn't have enough money in the money market or this one didn't do a trade the way i wanted it done. that's different than somebody who committed larceny or some sort of major crime. gerri: that's right. >> there's a major difference. gerri: that's right. let's bring in james for just a second. i didn't mention everything on the list, burglary, forgery, larceny, theft, bad checks. listen to this, assault with a deadly weapon, stalking, sexual battery. this is ugly stuff! james, what do you say to individual investors out there who want to know if their broker's problematic and don't have the tools to do it.

>> this is an amazing story. what brought our attention to it is "wall street journal" story. finra didn't discuss it itself. this is simple information to find out. when average americans rent summer houses they can go on the internet and do criminal background checks on tenants for 99 cents. one of the largest regulatory overhauls of our financial system and we're now discovering this? that banks have not been conducting proper criminal background checks, in that journalists have to bring that to the attention of finra. it's amazing. >> a self-regulatory organization, my friend. it's a hen watching the hen house, it's the wolf -- what's the animal? i can't remember! [ laughter ]. gerri: you get the picture, though. they're watching themselves. >> right. >> the reality is there are supposed to be fbi checks, fingerprints, at the end of the day, if you have a rap sheet, this went missing, i'm not sure

why, obviously more steps need to be taken, i asked you before what the steps should be, you said reform broker check, how? >> you got to reform broker check, you have to make sure the people licensed are doing their jobs in investigating. i came across somebody just today, a client, who literally has lost his entire net savings. he actually called me from san diego, found out that all of his money is gone because some broker through the fraudulently induced him to make a certain investment. not to go into detail, that person had a long rap sheet and has been under investigation. they have to tighten it. there is a big difference between people doing larceny and large crimes to binges, the people at morgan stanley have big compliance division and you have to separate when a client says i don't have enough money in the money market versus somebody who stole money. huge difference. gerri: just to be fair and even here, we have james' rap sheet

here, it's skinny, not very much there. not really a report. i got to tell you. >> right. gerri: james, to you, we want to talk about class a shares, we talk about it on our show, mutual funds. the brokers sell the class a shares that have a 5% front end load. not what you want to be doing. what's the motivation? >> with the story today can't distract us with the legitimate legal part of the industry is doing, what they can do legally without having to disclose us to? what they can do legally, we heard the front end loads of mutual funds, gerri. gerri: expensive. >> as high as 5.75%. in the long run, average returns of the stock market are 7%. you're talking about 80% of returns. gerri: all of your money away. but aren't fewer people selling the class a shares. aren't investors onto this game? aren't they walking away? >> my experience as registered investment adviser, they are

not. when i speak to people anecdotally, the lion's share, the front end load can be paid in the form of commission to registered investment adviser, as much as 50 to 90%. gerri: right into the pocket. >> west coast mutual fund manager right now, if i have a broker dealer affiliation, you must be a registered rep to earn commission for the sale of products and the front end load will be 5.75%. five points paid to the broker dealer from which i can get a 50 to 90% commission. where are the lines? there is a conflict of interest. gerri: ed, you want to comment on the class a shares. >> i don't think there is too much of that going on anymore, they are out there. the class b shares are the ones that are the flight of hand. you don't pay anything up-front but the boeker gets paid all of that money, they don't pay anything but the fund itself will pay the guys 5%. we don't do any of that stuff. but at the same time a lot of that goes on.

when you want to come out of it, there's a five-year back end charge, the amount goes down year-over-year. gerri: you got to know what you're on the hook for, to remind people out there, only 15% of regular investors, me and you investors, individual investors check the broker check before they hire somebody. make sure you do it. google broker check, it's that simple. you don't have to go to the finra website. ed and james, thank you for coming on the show, appreciate your time. >> thank you. gerri: we want to know what you think, here's our question tonight -- log onto gerriwillis.com, vote on the right-hand of the screen. i'll share the resultsa the end of the show. glimmers of hope on the jobs front. a growing number of cities across the country are saying their jobless rate is falling below the national average. employers are saying they can't fill positions. could this be a sign that the long-awaited return to the job market is finally happening.

with us now brian westbury, chief economist, great to have you here. tell me what you make of this report because it's largely based on the experience of a handful of metro areas. i think about 20% of metro areas experiencing some kind of resurgence. >> right. gerri: do you see that as a harbinger of a red-hotot j jobo market? >> not a red-hot jobs market. actually if you go to north dakota, that jobs market has been red hot for the past five years, the unemployment rate is close to 2%. i mean, if you think about it, the only people who can't get jobs in north dakota are people who can't pass the drug test that they know is coming. and wages have shot higher and so wherever there is a demand for labor and less labor, wages are going to go up. gerri: i got to tell you, brian, there are a lot of people waiting for a turn in

the job market. the long-term unemployed in this country, 3.8 million. many of these are white collar older workers. 35 and older. they're desperate for a true improvement. they want to know if this is real. are these mcdonald's jobs? are these middle income, you know, management positions, where people have responsibility and make some money? >> yeah, i think they span the full spectrum of what you just mentioned, gerri. the economy has grown slowly over the past five years, but it's grown, in fact, we have 48 straight months of private sector job gains but in most communities, the unemployment rate is still high, and i want argue the reason wages haven't kept up with inflation as much as they might have in the 1990s or in the 1980s, the reason the job market is so slow to come back is because the government is so big.

>> no kidding. >> every time the government spends, they either tax or they borrow from the private sector, right? gerri: 17,000 pages of regulation, new rules under obama. he's touring the country today. more and more job training. is that what we need is. >> this is what government does. they create a problem and then they want to go in and grow themselves to fix the so-called problem, but it won't fix the problem. government cannot create wealth. it didn't work in russia, hasn't worked in europe, it hasn't worked anywhere it's been tried. what creates growth and jobs and increases in standards of living is entrepreneurship. it's business, it's capitalism. that's about what does it. gerri: i need to get you to react to janet yellen, the chairman of the fed had a lot to say about jobs.

here she is. >> it's a sign of how far the economy has come that a return to full employment is, for the first time since the crisis, in the medium-term outlooks of many forecasters. it is a reminder of how far we have to go that this long awaited outcome is projected to be more than two years away. gerri: so brian, i found that interesting, finally, finally, glimmers of hope. it's showing up in forecasts, some kind of improvement in the jobs market. do they have it right? >> well, it has been improving, it's not -- see this is the thing, we obviously are so far from perfect, but that doesn't mean we haven't been moving to an improved position. the problem is, if she's right and it's 2016, it will take 7

years. >> oh! >> there is obviously something wrong. it shouldn't take that long. gerri: no. >> and you just said it, 17,000 pages, the government's in there trying to do education and energy and help companies do this and pay people not to work and all of these things, and all of that gums up the works. we know the economy works if you let it work, and when the government tries to come in and make it work, it gums it up. gerri: i see your point. >> a fan in the gears. gerri: more obama to come. it's far from over. >> we do. obamacare is rolling out now. dodd-frank is rolling out. they passed legislation four, five years ago and haven't figured out what it all means. and every time they make a decision, it causes changes in behavior in the private sector. and all of that is uncertainty, and that's one of the key reasons people aren't hiring. gerri: brian, thanks for being with us, great stuff. and i'd love to see a

fundamental real turnaround in this market. people are ready for it, that's for sure. thanks for being with us. >> absolutely gerri. great to be with you. gerri: thank you. and do you think your resume is preventing you from landing your job? your dream job. jobs expert tony bashar is going to be on our show friday to look over your resumes. he's going review them, make suggestions, great ideas. he's a great expert on this topic. so if you have a resume that you a professional to vet, look over, give you great advice, e-mail me at gerriwillis.com, and maybe tony will give yours a look. more to come, prices for kitchen tables, prices are skyrocketing. have you seen the price of bacon? one survivor shares her story how she's moving on from a tragedy. stay with us. announcer: where can an investor

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occurred that day, the city is running again and no one could exemplify the meaning of boston strong more than my next guest. joining me now is heather abbott. thank you for being here. does it seem like a year? >> some respects it does. some ways it feels like yesterday, but it happened last year. gerri: tell me what happened to you on that day? >> i was struck from shrapnel from the second bomb and it damaged mostly my heel and my left foot and ultimately i had to have my left leg amputated below the knee. gerri: and so you have come back from that by having a very positive attitude, tell us about that? >> yeah, i guess pretty early on, i accepted the fact they couldn't change what happened, and focused on how i could recover and try to get my life back to as normal as possible.

gerri: now, you weren't running, you were there to watch, right? >> right. gerri: and got help from a former patriots linebacker, tell me about that? >> i landed inside a restaurant on the ground, and no one knew if there was going to be a third bomb or what happened happen next. gerri: that's super scary. >> it was scary. people were running to the exit of the restaurant to try to get away from where it was and i couldn't get up and run because my foot was so severely damaged and thank goodness matt chadam's wife, mary found me in the restaurant. gerri: is there anything going on that i'm in pain, were you worried about another bomb going off? were you able to think like that? >> i was definitely in excruciating pain, and i was afraid of what might happen next, so i wanted to get to

where everybody else was going. i was afraid -- i knew people were running for their own life. i didn't know if anyone would stop for me. gerri: you have been through extensive rehab. tell me about that. how you have gotten there? what your attitude is like along the way? >> i've been through a lot of physical therapy, i was dedicated from the beginning and got my first prosthetic leg and continued with therapy, learning how to walk on it with crutches and then a cane and eventually unassisted. gerri: and heels from what i understand. [ laughter ] >> impressive! >> that came a little later. i've been able to almost master four-inch high heels. gerri: that's amazing, i can't do that and i have both of my legs. are you trying to encourage people in a similar situation that you've been through? >> i think that a lot of my attitude comes from the support that i have received. i have so many people that have

been there for me, friends, family and complete strangers and they've all been cheering me along the way to get better and wanting to see me recovery and i think, i have had so many people have made donations to my medical fun the tremendous bills i have for the rest of my life now. tonight show them money is going to good use doing it. gerri: you're going to be in the marathon, right? this is exciting. tell me about this? >> i'll be at the end of the marathon. erin chadam is running her first marathon, and i've been allowed to jump in at the last half mile with her and finish the race with my running leg. gerri: truly exciting, and you are truly close to her i understand? >> yes, she and matt are friends of mine, and i consider them part of my family now. gerri: what did you learn about

boston through this? >> the city is incredibly resilient, that they support their own, and i felt a lot of love from the people in the city during this past year. gerri: heather, what a remarkable story, and you have shown real resilience, it's fantastic to talk to you. thank you very much for being here, appreciate your time. >> thank you. gerri: later in the show, we examine why the housing market is failing to hit spring stride. how you do that? how to save money on the backyard barbecue amid surging food prices. stay with us. ♪ i know a thing about an ira ♪ and i got the tools ♪ to do it my way ♪ i got a lock on equities ♪ that's why i'm type e ♪ ♪ that's why i'm tyyyyype eeeee, ♪ ♪ i can do it all from my mobile phone ♪ ♪ that's why i'm tyyyyype eeeee, ♪

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. gerri: shoppers beware, how rising food prices are biting into your budget and what you can do to save money at checkout. coming up next.

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. gerri: well, your next trip to the grocery store may leave your wallet a little lighter than expected. food prices have ballooned, up 1.7% from last year. what's driving this? how do you the consumer, deal with the rising cost. joining me katie hill, consumer reporter for market watch. bacon, meat, you name it, it's on fire. >> you name it, it's all on fire. 1.7% over the past year, it's meat, fruits and veggies, anything you can name, going up. gerri: so if i look at this, i know a lot of people are cash constrained. lot of people still unemployed from recession, the great depression. great recession, and they're worried. how am i going to make ends meet? what suggestions do you have for people trying to keep their family happy but not blow the budget on beef. >> meat is the one that went up

the fastest. so the best thing to do, beef is often on sale on wednesday evenings in the grocery store, a little known secret. gerri: why is that? >> they want to bring new stock in for the weekend, they try to get rid of it in the middle of the week. there is a shorter expiration date on that. if you cook it quick, that's great for you. gerri: i love that idea. replenishing, restocking, gives you the opportunity to save a little dough. beef prices are 27 year high, why? >> cattle at 63 year low. the supply is constrained. big drought in texas contributed to it. we're seeing retail beef prices at all-time high which is very expensive for consumers. gerri: i talked to a rancher not too long ago, and some of his friends are losing ranches, they have to go out of business. it's heart breaking, american ranchers not able to do what they do, because of the weather and americans all over the country feel it in the

pocketbook. it's not just beef, pork, too. >> they are suffering from ped, and it kills pigs. pork prices are up 1.1%. increase in pork and beef and meats overall, 5% over the course of the year in the meat. gerri: fish and seafood up 1.9%. potatoes up 9%. the list goes on and on, people have to watch it. there's our food cartright there. normally what you do is go to the vegetable aisle, right? and put more veggies on the plate rather than the meat. even the veggies are going up. >> the drought in california is impacting the prices, if you shop in season and local, that's a big key in season and local. if you are a smartphone user, grocery iq and favado, you can

combine coupons and bring the price down. gerri: and shop on wednesday. >> yep, for meats shop on wednesday evening. >> great to sigh again. appreciate your time. coming up later in the show, get the allergy medicine ready. the winter's polar vortex may have caused a pollen vortex for the spring. we'll explain. and the housing market is failing to bloom. what's behind the sluggish sales and what needs to be done to fix it? stay with us. ♪ [ cellphones beeping ] ♪ [ cellphone rings ] hello? [ male announcer ] over 12,000 financial advisors. good, good. good over $700 billion dollars in assets under care. let me just put this away. [ male announcer ] how did edward jones get so big? could you teach kids that trick? [ male announcer ] by not acting that way. ok, st quarter... [ male announcer ] it's how edward jones makes sense of investing. ♪

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. gerri: a flurry of new reports hitting the housing market show the spring selling season is off to a very slow start. we've got crucial advice for buyers and sellers in today's market with personal finance expert mary gibbons.

welcome back. >> thank you. gerri: we were going to shoot the lights out this spring and it's not happening. >> weather has something to do with it, we have an unusual dilemma. sellers are reluctant to sell, buyers who don't want to buy because homes are just not as affordable as last year. we saw a big spike in prices. the average sales price of a home, it was up over 13%. so buyers are saying it's not affordable. if you look at the monthly median payments interest and principal up 20% versus last year and the final part of the equation is investors. they're out of game. gerri: that's right, they decided they're done. let's talk a little bit about -- there is median monthly home payments. let's talk about a market by market look. we have seen big changes for western markets that had gone down so much, they came roaring back, vegas, phoenix, and now what? >> that's where much of the slowdown is concentrated, in the markets where they saw a

huge run-up to lead the recovery. so markets like las vegas, markets like phoenix, markets like san diego, those types of markets, the west and the southwest and the west in particular, did you have all the distressed sales last year in particular. that is now cooling and then on the flip side have you markets in the mid-atlantic and the northeast that have previously been lagging behind the hotter markets that didn't necessarily have major sales of the distressed homes, those are the, quote, unquote bright spots. it's local. gerri: be more specific. what east coast towns and cities and states? >> new york, fairfield county, connecticut, baltimore, those types of markets where you didn't see a ridiculous amount of sales in the distressed arena. if you look at distressed sales, foreclosures, they are gone. supply on these types of properties down 20%. investors are out of game. that's one of the primary reasons sales have been down. also the weather, people

haven't been getting out there. gerri: i'm not buying it. blame it on everything, retail sales. i think people don't want to look at homes when the weather is this nasty. mother nature has to cooperate going forward. gerri: one of the trends people are talking about is the fact people are going to open houses is that because they're searching online or going home? >> listing agents say people don't go to open houses anymore, we're in the digital age, you don't have to wait for the open houses, you can look at the photos, the floor plans on a site like zillow. use google street view for example which is the future of google maps. these open houses are irrelevant. not the way they were so important in our parents' generation, it was the only way to see the home first thing. now can you do all sorts of stuff without going into the home as you know. gerri: thanks for coming on the show. appreciate it. >> see you next week. gerri: consumer alert, smartphone kill switches are finally coming.

over a dozen of the largest mobile device makers and carriers offer free anti-theft ware for smartphones, they will prevent reactivation if the phone is lost or stolen. one in three robberies in the u.s. involves phone thefts and lost and stolen mobile devices cost consumers more than 30 billion dollars a year. kill switches will be available on smartphones in july 2015. and coming up, what's behind losing your keys? you do it all the time. i do. what we can do to improve our memory and better get out tissues. spring is here and so is the pollen. we have pays to survive allergies this season. stay with us. [ male announcer ] when fixed income experts...

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not caused by a heart valve problem... ...ask your doctor about reducing the risk of stroke with pradaxa. . gerri: spring has sprung, and if you noticed allergies have been hitting you extra hard this year. here's the reason why, it's the long brutal winter and delayed spring that created a perfect storm for allergy sufferers, here to explain dr. clifford bassett. great to have you here dr. cliff. is it me or are more people suffering with allergies this year? >> there is an allergy epidemic around in the world. we're seeing the effect of all that cold weather in the winter. there's a record temperatures, wet winter, priming the pump, the pollenating systems of trees are ready to blow out. because of the cold temperatures it's delayed a little bit. we're fearful that the tree pollen comes out when the grass pollen comes out and it's going to spell trouble for millions

of people. gerri: pollen tsunami. that's great. what places or situations make it worse? >> geography is important. where there is valleys, pollinating plants, particularly male plants, when it's windy pollen counts are higher in the morning and here to stay. we need to get tested and find out what type of allergies you have so we can construct a pollen calendar so we know when the medications are needed before the allergies kick in. gerri: apple impacts your allergys? >> that's right. up to 70% of individuals who have seasonal allergies many of them know who they are, there's a cross reaction between proteins and certain fruits such as apple, pear, carrot and almont or coffee and hazelnut, as a result of a cross reaction between the protein in a food that cross react with pollens. it is a cross reaction and may

not realize it. another reason allergies are out of control, they need sho to have an action plan. that's one thing we educate our patients about. gerri: you mentioned something about hats and sunglasses, i can't remember what it was, what is that? >> pollen loves to stick around and our hair. it's a pollen magnet. by wearing a hat, avoiding gel and washing our face and hair at night to prevent the transfer to pillow cases, sunglasses block out 50% of more pollen that cause red irritated eyes. 71% of us who have contact lenses can't wear them during high pollen days. gerri: top cities for allergies. >> louisville, louisiana, all these cities in the south and southeast are big this year. it's changed a lot. new york city was 43 on the list last year, this year 13. gerri: why? >> lot more male plants, urban areas, pollen counts and people

talking more allergy medications, you can go to a website and learn more about allergies around the country and mitigate some of the problems. gerri: great stuff, before you go, any additional tips? >> what i want people to know is there is treatment on the way. allergy shots. if you have allergies and suffer a lot, allergy shots reduce the problems long-term and go for the closest thing to a cure we have. gerri: dr. cliff, thanks for being with us today. great job, you are great with the tips, appreciate it. and tonight, new developments in the wrath of heartbleed. the computer bug may have put clients of the largest u.s. mutual funds, one of the largest fund families at risk of having personal information stolen. american funds part of capital group is advising 825,000 shareholders to change their passwords out of an abundance of caution. the heartbleed bug may have

exposed customers to access accounts on the american funds website between december 12th of last year to april 14th this year. a spokesperson for the firm says it is issuing the notice after learning unidentified vendor had been affected by heartbleed, pay attention to that. still to come, my "2 cents more" and are you always losing your keys and finding your wall net strangest places? we have ways to end the memory lapses, coming up.

. gerri: are you one of those people constantly forgetting where you put your wallet? why we forget and how to remember, coming up. humans. we are beautifully imperfect creatures living in an imperfect world. that's why liberty mutual insurance has your back,

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. gerri: a business alert for you now, high-speed trading could be getting even faster.

the intercontinental exchange group reportedly acquired algo technologies in an effort to speed up software that matches buyers and sellers at the new york stock exchange. algo founded by trading experts who claim to have the industry's fastest engine. it takes 16 millionths of a second to compare that to the 250 microseconds that the nasdaq and 500 microseconds at the nyse right now. well, from speed to forgetting everything. ever put your phone down and for the life of you can't remember where it is? don't worry. you're not alone. i'm with you. the average person misplaces as many as nine items every single day. why do we seem to be forgetful and better remember where we left our keys? bonnie ford has tips to help you stop wasting time looking for stuff. good to have you here. what's going on? why are we so forgetful?

>> well, so for every day memory lapses, there are two big causes. the first one, no surprise here, stress or not being able to pay enough attention. so if you're spending too much time on the cell phone, it's not really so much a memory problem it's the fact that things didn't get in your memory to begin with. and then if you add stress on top of that, gerri, that makes it really hard to do what we call encode things in memory or make things get laid down in memory chemically to retrieve them later. gerri: i didn't know it was laid down chemically in memory. is this a sign of a bigger illness? a sign of alzheimer's? am i on the road to alzheimer's when i'm forgetting things? >> i think it's a great question, gerri, and i think that the issue is when your memory deficit becomes so severe, that it starts really impeding everyday function. so for example, if every day i go to the store which is two

blocks away and all of a sudden i wake up and can't remember how to get to the store, that's probably the sign that you should look more deeply into memory issues. i'm what you call a neuropsychologist, there are simple pencil and paper tests people can do in the office to understand if it's the precursor of something more serious, but it has to be something more than just forgetting where you parked your car in a parking lot. gerri: okay, i've forgotten that as well. is this a symptom of getting older? part and parcel of that? what is it about our aging brains that makes us forget everything? . >> we're not entirely certain. what we do know is after 50. if you go back to the chemicals in the brain, the cells in brain called neurons communicate through electrical impulses and chemical messages. what they found so far, gerri, is as we age, certain other chemicals inhibit the ability

of the neurons that are supposed to help you remember do their job, and so they're experimenting and doing trials on drug toss up the amount chemical which will actually help you remember more, as we age, that chemical is blocked by other chemicals that seem to rise in terms of their ability to communicate in the brain. gerri: sounds very, very complicated. >> i think we also -- there is something to the idea that you have more memories, and the memories are stored next to each other so a lot of times you remember something close but it's not quite accurate and that's part of the memory process as well. gerri: that's interesting. okay. just a couple of facts that i think people will love. cognitive function peaks at not my age, not even close to my age, 20 years old. we're all on the down slope. my friend. have you memory tips and i like these. somewhere simple cheats and somewhere tips to help you remember things. one is keep things in the same place.

that helps. if it's always in the same place, you know where to find it. >> keys are a big one. how many times have we gone to go somewhere and the keys aren't there. always when you come in the house, put the keys down in the same place, that helps. gerri: you say rehearse it. what do you mean by that? >> if i have to remember an address, i was walking down the block and had to remember an address and didn't have a pencil and paper in my bag, i said okay, how am i going to remember this? it's at front and center, the address is front and center, i made up a stupid little rhyme or gimmick to help me remember and kept saying front and center, front and center, and obviously i remember it now where the address was where i needed to go. gerri: now you will never forget it and never need it again is what's going to happen. you say encode it with something else. >> if i have to go to the grocery store and pick up lemons, oranges and bananas, if i think from looking at people

who have super memories, if i pull up the visual images as i go through the grocery list and i haven't had a chance to write it down. that visual image paired with the word helps me remember it more so i have a visual map, gerri. gerri: visualize what you need to remember and, of course, another cheat, keep a list. write it down, you don't forget it. unless you forget the list, that's an entirely different problem. >> different issue. gerri: dr. bonnie, thanks for coming on. interesting stuff. i hope we all benefit. i know i need to. thank you so much. as i mentioned, the average person, this place is up to losing something nine times a day. most misplaced items. five, the umbrella, we realize it is m.i.a. when we're running out the door and it's raining. number four, a woman's purse, the purpose of a purse is to hold the things you don't want

to lose but lose the purse itself. three, glasses, when you think of the glasses, reading glasses, sunglasses, glasses for distance, the odds of losing one is high. keys tend to get lost under a pile of papers or end up in the refrigerator. the number one most misplaced item is the cell phone. americans are glued to the cell phone and manage to lose it in the couch. the best way to remember something is find a regular spot for it and makes sense, unfortunately, i'll forget to do that, too. time now for a look at stories you're clicking on foxbusiness.com. federal reserve chairman janet yellen giving second public speech as fed chair. yellen says the federal reserve sees the unemployment rate falling back to normal level of 5.2% to 5.6% in two years. yellen says the interest rates will stay low until the job

market improves. stocks rallying on keeping interest rates low and strong economic data from china. the dow jumping up 162 points. and the nasdaq hitting the day over 1% higher. general motors seeking court protection over ignition desks. it will ask a bankruptcy court to borrow lawsuits that the claims are related to action before the group filed for bankruptcy in 200. the defect has been linked to the deaths of 13 people. unveiling a new plan to offer 4 billion dollars in loan aid to renewable energy projects. the move comes after major backlash from the 2009 stimulus older than several bankruptcies. no guarantees have been issued. and those are some of the hot stories right now on foxbusiness.com. we'll be right back with "2 cents more" and do you trust

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>> at the top we talked about fed rests finally stepping up oversight of the financial advisers. so would do you trust your financial advisor? here is to your posting : we ask the question of mine and it was split. 49 percent said yes and 51 percent said no. that is the big lesson. log on for the on-line question every weekday. the government has always wasted our money that now is the worst ever seen in my 59 years. >> over what had to percent

of our tax dollars are wasted. >> how does that work? said to me an e-mail to gerri willis.com if there is one thing that gets me fired up tonight at the top of the show a talk about the lack of disclosure with the small handful of brokers. bankruptcy, stocking and drug offense with assault with a deadly weapon. i want to know if he has had financial problems or been criminally charged of course, the want to know that. the good news there is a database that contains the information it is not complete but a beginning it is coal broker jack google the finra web site would you feel silly if you didn't and missed a bet -- a big fight? that is for you want to go.

that is it for the willis report. we have everyone's favorite easter candy. thank you for joining us be will see you tomorrow. have a good night. neil: welcome, everybody. i am neil cavuto. the irs is watching every move because anyone who complains gets a little extra attention from the irs the irs explains it is patrolling websites and social media to go after the tax cheats but how would they know? i guess if you dodge the tax man you stand out but coolidge you stand for this? by anyone who even vocalizes this sentiment