twitter told us about nba commissioner adam silver's decision. it was the only thing the commissioner could have done to satisfy the masses. the nba doesn't need anyone like sterling anywhere near it. liz: gerri willis next. gerri: hello, everybody, i'm gerri willis. right now on "the willis report," what discuss big data know about you? turns out a lot of that info is wrong. we'll investigate. also, apple finally says it will fix problems plaguing the iphone 5, but wait, there's a catch. it is our cash challenge. we're helping you budget better and spend smarter. >> hey, "willis report, it is caitlin and i'm so excited to drop in and report to you all how our last week went on the cash challenge. gerri: we're watching out for you on "the willis report." gerri: well the results of a new poll are in. we're working harder and longer than at anytime in the last 23 years. surprised?

, maybe not. as retirement dates getting pushed into the future. not only that, but the people who keep on working they're carrying ever increasing burden in large part to pay for the folks who are not working. we're breaking down some new "gallup poll" numbers and census figures with heritage foundation chief economist steve moore. welcome to the show. why are people waiting to retire? what's going on? >> well if you don't have the income to retire you can't retire, it's that simple. we have seen pretty stagnant wages for the last eight to 10 years, gerri and people don't have the income they thought they would have. people lost a lot of money when the stock market crashed in 2008. and so a lot of that money they had in their pensions and in their ira accounts disappeared on them. you're right, people are living, working a little bit longer, waiting on retirement. by the way that is not such a bad thing, gerri. as we know, we're facing retirement of these 75 million baby boomers. and you know, not such a bad thing for young people if the

baby boomers work a little longer delaying retirement. gerri: absolutely. before you go there, before you go there, so this is a 23-year high. this is the highest in 23 years. doesn't sound like much the new retirement age, 62. when people in retirement retired. this isn't propoke spif. this is what is happening right now, going on in the marketplace right now. keep in mind in 1991, it was 57. think about that. it is completely kettle of fish, is it not? the world has truly changed and changed fundamentally. wait until you get 62 to retire and my thinking if you're younger you will wait even longer. >> harder than ever to retire at a young age. let's not forget we have much longer life expectancy than we did 40 or 50 years ago. people are living longer and longer in retired. there was just an article about a week ago, this new report, that i think you reported on, about if you have a million dollars, is that enough to

retire on. gerri: yes. >> the answer was maybe not, depending on, where you live and so on. people a bigger nest egg now than they did before when they retired because people want to live, somewhat mower comfortably, rather than on lower income when they retire. that means you have to work longer. gerri: steve, you were getting at this before. you know there is somebody that who has benefited by fact that these folks are continuing to work. maybe they didn't prepare well. maybe they're making less money. maybe they can't keep a job. for whatever reason people are working longer and uncle sam is beneficiary, now we can have more government programs for longer. when people work when people work longer that actually helps the social security system because it means that they're paying into the system for more years than they're collecting benefits for fewers years so that is not such a bad thing for taxpayer, people working longer. by the way i would say people watching the show in 20s, 30s, even 40s, you may not be able to collect

social security at normal retirement age. that age is likely to go up. to maybe 66 or 67, just based on the finances of that program. gerri: so, we know, 1950, 16 people were working for each retiree. now the ratio, three to one. >> and declining. gerri: yeah. >> right. gerri: it is ugly, very, very ugly. it is more than social security we're supporting. >> that's true. gerri: we're sporting all the -- supporting all federal programs people sign on to from food stamps to disability, you name it. goes on and on. more people getting welfare than working. 108 million getting welfare. 101 million working. what does that tell you? no that's a very sad statistic about america. you know i think the big, the biggest statistic in america that is holding back this economy is that we've seen month after month after month decline in percentage of working age people who are in the labor force. actually in a job which is why

that statistic about people working longer is interesting because what we're finding is, actually the people who are not finding jobs, are the younger people, gerri. that is very problematic. if you're not working at age of 22, 23, or 24, you will not have the same opportunities when you're 30 or 35 years old. that is what worries me so much. i do believe this is a point of controversy, but i do believe increased eligibility and generosity of these welfare programs for not working, like the two years of unemployment insurance benefits, i think there is pretty good evidence that actually depressed number of people working. people would rather have a paycheck for doing nothing. gerri: one in five households have nobody working. >> that is unbelievable. gerri: working and knowing how to work and how to present yourself in the work places something you have to learn. not something intuitive, right? there are benefits to working beyond the paycheck, don't you believe that to be true? doesn't just help you, it helps society. >> of course. here's the problem.

if you've got 20% of american households with no one working, guess what, gerri? those households will have a hard time escaping poverty, with nobody working how will you raise income? this is almost a cancer cell on american economy. get folks into the workforce. their incomes will rise as they become more skilled, and longer they're on a job. that is one of the reasons i think raising minimum wage right now is really bad idea. all you're doing, holding more and more people out of the workforce. what we have to do is concentrate getting people into the workforce, getting accustomed to working. you said very well, gerri. you learn on on the job skills. you learn how to show up on time. treat your boss nicely. all those things are really important if you are going to succeed in life. gerri: i agree. steve, thank you. great to speak with you. >> gerri, take care. gerri: we want to know what you think. here is our question according to gallup. the average age for retirement

is 62 but is that too early to retire? log on to gerriwillis.com. vote on the right-hand side of the screen. i will share results at end of tonight's show. gerri: from retirement to big data. we talked a lot about this on the show. you heard about big data. wealth of information about our personal lives sitting on computer servers, collected by marketers and crunched by sophisticated software programs. companies use this information to determine interest rates on your loan, how much you pay for insurance, what credit card offers you get. the list goes on and on. how much of the information that they're making those decisions on, how much is it really true? turns out, probably not much. for more on this, credit sesame john ulzheimer. thanks for coming on the show. how important are these lists? how important is this tracking to me as a consumer in the marketplace? >> gerri, you can maim name anything, and it can be modeled.

any activity a consumer can participate in and it can be modeled using big data. it really controls our lives. we have been boiled down to nothing more than a series of numbers. unfortunately in many cases the information that goes into those numbers is a, fairly secretive to us, and b, we have really mo control whether or not its accurate or inaccurate. gerri: the bottom line for consumers is, it is dollars and cents or can be dollars and cents. it can be a amount of money you get off on a one-time offer of coupon. can be the interest rate you pay on a car loan. it could be, any number of things really translates into dollars and cents. we did our own little survey, jon that i'm going to share with you now. our staff went online and took one of these tests to find out how accurate the information is that these companies, these big data companies hold. so my producer joanna take a look at her. she went on axiom's website. they are sharing information

they colated on her. her political party was wrong. her household income was wrong. all they know about her she does a lot of online shopping of i can vouch for this. there is zappos box right under her desk right now. that is true. that is one of the few things that's right. our producer, our, kevin, take a look at this, handsome producer, kevin. date of birth is entirely wrong. they think his birth date is 20 years older than he it is, would make a crazy difference. ethnicity right and sex right. they thought i was single and democrat. both wrong. i've been married for 20 years, a long time, 20 years. i should get credit for that, even from axiom. how accurate is this stuff. >> incredibly problematic as you and your little test group have proven. you're not going to be alone.

a lot of people if think went through and be able to see all the information would be able to identify pretty egregious errors. here is the problem, gerri. this data is referred to as unregulated data. anybody can buy it for almost any reason. i can go out and buy it. any of your viewers can go out and buy it. some of the data is regulated that type of information is much more accurate because consumers have right to see it. we have a right to challenge it. the holder of the data is obligated under federal law to make sure it is correct. you can see the difference what we have here. there is information where there is no baby-sitter and how inaccurate it is. you have information where the long arm of the law is involved and it is considerably more accurate. not perfect but considerably more accurate. gerri: i have to tell you, axciom suggested you figures fix your information and make it accurate. i don't think that is my job. >> yeah. gerri: here is what they say in response to the question, where does the data come from? government records, public

records, publicly data, data from telephone directories, website directories, posting property. goes on and on. data and survey from questionnaires that you fill out. do you think i might have contributed to some bad information here, john? night is very likely you contributed to some of the information. i find it hard to believe you forgot your political affiliation, that you forgot your age, you forgot that you were married. i find it hard to believe it is not really all user error on the input side. but you would be surprised how freely we tend to give out our information and how that type of information is truly big business. it is agra gayed and it is turned -- aggregated and turned around and resold and as you know it is scored in many cases. influence can not be belittled. it can be whether or not the could believes you're taking your medicines and whether or not you are will get a jobe and by the way, whether or not you will get a loan and how much you pay for it. it influences so many things that are important, including wealth building, health,

insurance, utilities there. is not nothing immune from the influence of big data. gerri: if you have big data, make sure it is right. >> yeah. gerri: i find it outrage just people are making decisions on this and information is punk, i can tell you. john, great to have you here. >> thanks, gerri. gerri: from big data to your personal data, target, we talked a lot about that company, will issue branded debit and credit cards with mastercards chip and pin technology. we think that is safer. we're hoping it is safer. after the massive data breach last year. the cards will be issued next year making target the first major u.s. retailer to have its own branded cards with this technology. the company also announcing the new chief information officer. he has 40 years of experience in information technology, replaces beth jacob who resigned in march. target should do all it can to regain shoppers trust and keep private information safe. but chip and pin technology has been a standard in europe for years really.

massive breach should not be a wake-up call for retailers to update their security measures. everybody should do it. i think they're doing this by 2015. why can't it happen sooner? that's my question. we have more to come this hour, including update from our cash challenge participants. we'll hear how they're handling going credit card-free. and one mother shares how she woke up in the mid different night to the discovery that a hacker took over her baby monitoring camera. the stunning story, right there she is. how cute is the baby, that you will have to hear to believe. stay with us. weekdays are for rising to the challenge. they're the days to take care of business. when possibilities become reality. with centurylink as your trusted partner,

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gerri: this next story i warn you is disturbing. a couple in ohio left terrified after hearing a strange manicuring from their little daughter's bedroom. when they ran to see who had broken in, they discovered the voice was coming from their baby mon it. the mother and child are with us tonight. this is emma shrek. emma is the mom. heather is a beautiful baby. tell us what happened? >> that night around midnight, my daughter was sound asleep, as was i, all of sudden i heard a voice, a man's voice screaming

at my daughter. and, i, you know, half a sleep, i woke up and looked at baby monitor, which is is on a cell phone of the it's a video monitor. i saw that it was moving around her room. so -- gerri: the monitor was moving? >> the, yeah the picture of her room was moving. she, so someone was handling that, and, controlling that and wasn't myself or my husband. about the tile i realized what was happening, i woke my husband up and he ran in there to check on her. to see what was going on. when he to the into the room, the camera looked directly at him and there was a man's voice started screaming obscenities at him. gerri: oh. >> so he, yes, terrified. he i am mild unplugged camera from the wall. we went to console emma who was

beside herself screaming. >> that is awful. can you repeat what the hacker was saying to your daughter. >> he was saying wake up, baby. wake up baby. just long, scream, ah, just trying to get her to wake up. and obscenities at my husband. gerri: what you think happened, some hacker got in the middle of your camera and started using it and talking over it. did you ever find who this was or what they were trying to do? >> unfortunately we did not. when we unlucked camera, we -- unplugged the camera, we learned shortly after which unplugged the camera erased any data that was stored to might have led us back to whoever hacked it. gerri: we're looking a the pictures of baby emma and the camera. did you know oneone of these things, one of these baby monitors people love now, it could be hacked?

>> i didn't. i had no idea they could get in. when i set the cam are up and assumed and was told, it only be access from my home wi-fi. so i thought we were safe. i thought everything was put together. and, no one would be able to get in there. quickly found out we were wrong. gerri: we were looking at pictures of you and your husband and emma. beautiful pictures of the three of you. are you still using the baby monitor? i hate to ask this question, but do you think it is possible that that had happened before and you had never even heard it? >> we unplugged the camera for a few weeks. and did some more research on it. since then we have plugged it back in and hooked it back up. we do use it now but we have an extra added security on it. we changed every password and we change it, periodically and make sure that it is safe. that, the scariest part to me is the fact that i have no idea how often this person had hacked in

and looked around our house or anybody, if there had been multiple people. to hear in on family conversations, watch my daughter, you know, learn our patterns. i have no idea of knowing people looked in day-to-day. the only reason i knew this guy was there because he was speaking. >> like having a burglar in your home. how unsettling and awful. thanks for bringing your story. less of luck with you and little emma. she is adorable. coming from the great city of cincinnati, ohio. thanks for being here. >> yes, thank you. >> wow, what a story. well, here's another story that deals with your retirement account you want to hair. our top wall street regulator does not think that the markets are rigged. in a congressional hearing today, securities & exchange commission chair mary jo white answered questions whether high frequency traders have an unfair advantage over you and me. here is what she said.

>> the markets are not rigged. the u.s. markets are the strongest and most reliable in the world. not to say they're perfect. one of our continuing high priorities is to increase market quality. gerri: high frequency trading is a topic we talked a lot about. michael lewis's book, "flash boys" highlighted high frequency trade. she was not giving lewis's book a review and no evidence that high frequency traders have done anything illegal. still to be debated, my friend, still to be debated. later in the show, after two years of complaints apple admits there is a problem with iphone 5 but does their fix go far enough. residents struggling with the aftermath of deadly tornadoes. what you need to know if you're in this terrifying situation

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gerri: still to come updates from the deadly tornadoes and severe storms sweeping the south. advise from the storm experts coming up.

gerri: the deep south, bracing for more tornadoes. it is the third day of a monster storm system, spawning dozens of twisters, killing over 30 people and leaving hundreds more injured. residents in georgia and alabama waking to sirens and howling wind earlier this morning, terrifying images capturing flattened houses, knocked down power lines and strewn cars. we break down tonight what you need to do in the event of a tornado with harold brooks, senior scientist at noaa's

national stores laboratory. thanks for coming on the show, haired. great to have you here. give me the latest. what is your forecast now? >> today is probably the last big day and threat really isn't quite as high as it was yesterday. it extend more into the carolinas. there are tornado watches in north carolina and another one back down in alabama and mississippi. tomorrow, the system as it moves further east will be along the eastern seaboard. chance of tornadoes tomorrow is pretty low. gerri: that is good news certainly. how many casualties have we had? we mentioned 30 people have actually died in this, unbelievable number. how many people have been hurt or injured? >> we really don't have good counts on injuries at this point. that is something frequently is difficult to come up with because a lot of people get treated at scene and never even get recorded, if emergency medical person can come in and just patch up whatever wound you have it may not get recorded that injuries have occurred. the system in some sense breaks down for statistic on really big

events on this. gerri: accuweather, off million people were at risk during this event over several days. that is a huge swath of the country out there. what areas generally are most at risk during tornado season? >> well, almost any place that is between the rockies and appalachians can have tornadoes. along the eastern seaboard usually as far as as virginia and maryland, takes care of 90% of the tornadoes we see in the united states. the plains down into the southeast are the most likely places to have violent tornadoes, ones that produce most of the casualties. gerri: i've been through this myself before and they can come down on you really quickly. there may be very well warning out there. what are the kind of things, atmospheric condition as regular person you should be looking for if you're worried about a tornado? >> one of the things that actually starts with a lot of preparation and at least paying attention, usually the morning of the event.

most tornadoes do occur in the afternoon and evening. some oh cure overnight, morning time, pay attention to what the wees forecast for local area. we're pretty good, saying today is one of those usually, few days during the year where you really need to be paying attention to the weather. i know certainly one of the things we look for is warm moist air at low levels of the atmosphere with wind out of the south. if the wind are strong out of south where you are in the morning and humid in the spring team that is chance you have something to be concerned about. really one of the most important lessons for people they need to make sure that on those few days they're in a position where they can receive weather information. they're not watching a dvd on tv where they don't get local weather information f you're driving around in the car listening to music. gerri: in. >> you can't hear warnings. gerri: tune in. the warnings, lead time between a warning issued and tornado touching down on average 13 minutes. you know, i tell people if you get hurt by a hurricane it is

your fault you usually had days to prepare for that. but with a tornado it can be minutes. what do you tell people who are concerned about the alarms and there are also false alarms, right? one in five warnings is followed by an actual twister. some people discount the warnings all together. >> that's true. that is something we really need to try to figure out. one of the things, at some level we know officially what the warning statistics are but we're not sure how they apply to individual people. does my next neighbor think the false alarm is the same thing as national weather service would define as a false alarm. that is something we don't really know. one of the things, they have to be aware of basic safety precautions. get as low as you can in a sturdy building, put as many walls between you and tornado. in places where you spend a lot time at home and work, you node need to know where best possible places. if you have to make a decision in the few minutes you have, you may not be thinking very

clearly. for instance, my family knows if i'm not at home, everybody knows exactly what they're supposed to do. so they don't spend five minutes figuring out what is the right place to be. they go immediately to the location they're supposed to be. gerri: i'm asking you this question because i've seen incredible amounts of video of this, what if you're in car and spot a twistter? >> well, one, this comes back to planning. if you're in a car, you should be thinking i'm driving into an area where tornadoes are possible. maybe i can delay that trip, i make that trip a little earlier. i can not be there, and listening in the car for weather information that tells me exactly where storms are during that time when -- gerri: say though, harold, it is unavoidable. i'm out in the car. i didn't know. here we go and huge storm is coming my way. do i drive in the opposite direction or do i get out of the car? >> well, i mean there are a couple of possibilities. one, if you can see how it is moving which can be difficult at times, can be easy at other times and you have an option you

want to drive at right angles to the tornado. drive at 90 degrees to get out of the path that is not always possible the way the roads are. one of the things you should be doing is looking for sturdy buildings. a lot of my friend joke, that is what fast-food restaurants are there on highway. get out and get into those kind of structures. if you reach the point where you have basically no other choice, probably best thing to do is get out of vehicle and get as low as you possibly can. want to make as low of a profile for debris. gerri: culvert, whatever you can find, definitely. >> but you need to be careful with culverts especially if they're covered, when, most of the time tornadoes are associated with storm that produce heavy rain. tough be very careful about the possibility of flooding. the bottom line is if you have to make that decision between riding out tornado in your car and being in a ditch you probably already made the big mistake put your place where you doesn't have a good choice you can make. gerri: harold, thank you.

>> you're welcome. gerri: coming up, apple has a fix for the iphone 5 but of course there's a catch. one of our cash challenge couples has gone credit card free for a entire month. they will tell us they continue going all cash. stay with us.

gerri: the liz report cash challenge with the one month anniversary of our participants have made that commitment to drop the of credit-card and use cash. ever since the beginning you guys are rock stars except i heard there was a little issue with the trip. what happened? >> we were up in the

mountains one week ago and i was ready to get out of town we were getting ready to hike the 14,000-foot mountain. here in colorado. we went out to eat with friends and realize we had $6 in our wallet. [laughter] we used the debit card unfortunately. gerri: but you still use cash. it is yours i am not sure that is so bad. otherwise? >> we are having a blast. gerri: will you keep doing it? >> absolutely. [laughter] >> she says definitely but last week has been tougher for me getting to the end of the month because i have not

forced myself to be where we are with budget items. it was a little harder for me but but i am back on board. gerri: we see pictures of you shopping using cash. the challenge is especially the end of the month must get severe. it seems you have to spend a lot of time planning. >> a lot. i find as we get closer to the end of the month, in the beginning you withdraw 500,000 in to allocate that but at the end to the pile gets smaller so what starts to feel tighter. gerri: it is tough to do. we never said it was easy. you want to take a south

american trip. are you getting closer? >> we are. we have our change jar she has $20. [laughter] but we don't know as far as savings how much we saved doing cash over credit card but probably at least a couple hundred dollars that is a good start. gerri: that is great. is anybody else picking this up to do the same thing? >> not yet. of people are excited about it but nobody has picked it up yet but maybe the further we get down the road they will. gerri: a new rock. >> we will be back. onto the next castellan's

the participant has been credit card free for a few weeks joining us from washington d.c.. how are you? it is fun to have you on the show. >> it is well. 90% cash but 10 percent credit cards. i had to a little bit i am sorry if i cheated but here is what is interesting. at the grocer's store i had cash i was in the self-service line so i was putting everything through when asked me to pay for cash i started to put in the $20 bills. a rejected three of them. excuse me i have to get more bundy because i had enough but it was rejecting them so those are situations that are interesting but but i am getting used

to began gerri: tell me more about the individual situation you found yourself. we talked how people may not want to except cash but what have you found? >> the more i start using cash the more i engage in conversations because people say i will try this as well. it is about planning the harder part is to make sure you have been enough with you but once you get to the point it becomes fun. but now i am under budget so my fund is going to my eighth trip to vegas so with the month of may i am going 100 percent cash. gerri: you sent us a picture?

>> i got a sandwich and is said that a gift card system down. i am thinking if i was the manager i would be encouraging people to use cash. i paid cash for rice and which but here is an opportunity to not even stepped in to the objection to say use your cash and there is no inconvenience. so as that was walking out i was taking a picture. i said you are busted. [laughter] but it is a way to have a conversation you don't have to use the word inconvenience you have cash. gerri: the currency of the nation and the dead presidents.

good to see you. coming up who later the push for the airline ticket will this benefit you or the airline? and why are they pushing the customers buttons to fix on the apple? next.

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gerri: if you want to buy of flight you are used to during the full fair amount including taxes and fees but the new bill will change that. of co-sponsor for the bill congressman tell me what your bill would do. >> basically make sure the american public knows what taxes and fees when they purchase the airline ticket.

something the american people should be supportive of. gerri: why is this better for consumers? if it is between the airlines? >> if 20 percent of every air fare is taxes and fees not like going to the store to buy a shirt or a dress you know, you have the pricing and added:but this comes about because proposing 4.2 billion not tax increases that is why we need more transparencyñx. >> travelers united they do not like your plan. right now prices are more transparent than they have never been. the price he paid for the ticket especially with

congress. doesn't this appeal more to the vested interest to the airlines themselves the ndp were spirit airlines added is more like $130 with a tax is? >> this change in 2012 something already in place and more transparent with the hard-working taxpayers know exactly what part will fund government operations. we need more transparency in government and it is the good idea the airlines have already complied in the past and will in the future and consumers will be the winners in the and. gerri: i don't know but it is interesting. people like to shop for those airline fares on-line. thank you for being with us.

still too, big news for apple fans the company finally fixes one of the products for free. we have the details. we have the details. stay with us.

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how often does apple fix things? back occasionally. they have recalled the first version ipod and no four the battery issue or the hard drive but this is the first recall fix i can recall. gerri: tell us about the problem spinet with the i five went on sale that some of them had a faulty on/off switch so imagine how frustrating it you know, something crucial to send out. gerri: is there the crucial tweet? looking at the button right here. that would work but it is significantly high enough that they decided to issue the fix. but to do that you have to take it into the apple store

or the authorized retailer and they will fix it for you within a few days. gerri: what about the meantime? >> they do have payloader phone the iphone five has been discontinued but they keep baxter is on hand for this situation. but unfortunately it you had the 32 gigabyte model they all they have the 16 gigabyte model to use so you will have to lose some of the data. gerri: if i give my phone to somebody i am nervous. told they have access to my stuff? >> theoretically yes if you don't have the lock screed unable so apple recommends you erase your phone a back it up to the cloud and then erase there is no reason for them to turn on the phone

and access if they just replace the button, as they check get. >> really arrogant those that know how to do customer service or do they just make bright shiny objects? >> i think lots of them would agree with you go to the genius bar the service there is very good but when something is not working right it kid be very frustrating. the intended thing was very interesting they conceded to get a free bumpers to everyone but they have very loyal customers. gerri: do you think we will

get to a point with a competitive marketplace and samsung makes huge inroads they will extend a hand out to the consumer? >> especially and does the much bigger part headed is another blunder that apple had but they did issue an apology to customers although there is nothing they could have done is is that have improved the product. gerri: great to have you on the show. with the answer to the question of the day 62 years is that too young to retire? stay with us.

i had to do something. i saw mdoctor. a blood test showed it was low testosterone, not age. we talked about axiron the onlynderarm low t treaent that can restore t vels to normal in about two weeks in most men. axiron is not for use in women or anyone younger than 18 or men with prostate or breast cancer. women, especlly those who are or who may become pregnant, and children should avoidt where axirons applied as unexpected signs of puberty in children or changes in body hair or incased acne in women may occur. report these symptoms to your doctor. tell your doctorbout all medical conditions and medications. serious side effects could include increased sk of prostate cancer, worsening prostate symptoms, decreased sperm count, ankle, feet or body swelling, enlarged or painful breasts, problems breathing while sleeping and blood clots in the legs. common side effects include skin redness or irritation where applied, increased red blood cell count, common side effects include skin redness headache, diarrhea, vomiting, and increase in psa. ask your doctor about axiron.

spiezio at the top of the hour we talked about a new gallup poll that found the average age of retirement 62. but is it too early to retire? we asked this question on gerriwillis.com. 30% said yes am a 62% said no. logon for our my question every weekday. and finally i can hardly believe the news. 60 million families in which there is no right-winger these days. it could be that mom or dad were on employed or they were not in the workforce at all. workers are putting the bill for people that rely on government and your tax dollars for assistance. whether it social security, disability, food stamps, you name it. a smaller class of people are paying more and more for

sustained government services. you are working and more are asking for handouts. that's my "two cents more". have a great night and we will see you here tomorrow. ♪ ♪ neil: all right, these obamacare andelman numbers, i was a doubting thomas. i never bought them because the 8 million figure that you heard it here hear so much about it, how many of them pay, how many of them didn't have insurance before? if you take all of that out, i suspect the number was dramatically lower. we came up with figure is closer to 2 million just using that math. that was then and this is now. some startling news that confirms my worst