report." have a great night. si mb neil: we have some obamacare pickups.re three states in big trouble with 47 to go.out. massachusetts and/or lend all facing problems with the exchanges and we have my buddy here talker carl some. i want to bring my panel here as well. with my superstars. the latest reid at the moment is oregon is stopping

the state exchange in the eager to get more money from washington but obamacare themselves but now massachusetts the way the media is portraying is romney care not obamacares that is a trifecta. >> that he is what is the thi under flow of all of these. they will all get it in order did the fbi never confirms that they spend $130 million on there website since march. they have signed up not one single person. not one human being. >> but there is a line that

crosses from incompetence to criminal behavior. but you just have to go back but the whole point of this program was to help relatives the smallam percentage of americans who were consistently and uninsured. neil: be amended on their behalf and many don't even want it. so what does this mean? so nevada, a georgia especially with these paid enrollees and alabama's. >> looking at for states merrill lynch minnesota and oregon and massachusetts is the blueprint. they're all in trouble with having huge problems going to the federal exchanges all had democratic governors but only two are up for reelection but the political implication with the blue state to get deep republican

in there. >> you would think it was the fault from governor mitt romney to provide health care for 97 percent of the state's residents but it wasorpe torpedoed.nd c with the key adviser and former candidate we havee pr seen the dismantling of the widely ineffective one. >> is too big to fail so now massachusetts is stuck with too prices -- choices dick --. neil: this is of family show

[laughter] but this is what i worry about. and especially with of massachusetts it is interesting that press glob on two massachusetts that is romney care. we showed you the smattering of the headlines but i just found it interesting it is not on the president but the guy who wanted to be. >> and we should not be surprised by any of this not put together the right way you have to look at that regulatory environment looking at a fraud, a criminal activity but the bottom line is it may not matter because that headline story that is what the white house will focus on going into the midterms. neil: but that gets back to

how many are net in new and those figures are of. >> we could no tomorrow the white house has access but has not released them because they are embarrassing. >> but we focus on the number. >> the middle america looks at the headline number. >> but every time president obama echoes out to the rose garden whether they paid for it or not, obeid know that is irrelevant. looking at the business part neil: americans do not? >> that is our i look at it. neil: you have seen that generally they do not go beyond that. >> is not verifiable.

we can extrapolate what the national numbers are but a relatively large percentage have not paid so that is a triumph. neil: you brought all lot of notes. [laughter] >> duval patrick and the governor of maryland was mentioned as presidential contenders -- contenders now we will be tough for them. >> the president said it was an adjustment. >> we do do with deadline that is so black-and-white. talking about getting them up and running. no company out there makes a deadline like that.

neil: it is oracle? >> absolutely. neil: where does this go? obviously more will come along we will see more problems. >> growing pains? looks like we stunted our growth and al capone is taking the money from the of federal government. >> massachusetts but 190,000 people on medicaid at the cost of $10 billion per month we are spending more money into pay for new applications because the web site could not get people registered. paper application? 1914 not 2014. neil: the argument is even by a november these pickups will be a distant memory. >> cannot expect them

because nobody understands obamacare. it will change the eligibility and that will be the solution. neil: we will have more after this. when is a billionaire a good guy versus a bad guy? if you are a hedge fund manager who gives $100 million to a cause like climate change you are a rock star. then your money is golden. hypocrisy alert after this. what super poligrip does for me is it keeps the food out.

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>> they will find various ways in the house to try to stop us from using the authority we have under the clean air act. and those have 0% chance of working. >> all right, first the keystone delay than the presidents climate push today the republicans, try as they might, there's no stopping them and to make sure that there is no stopping them, a hedge fund billionaire gives away

$100 million as part of the big dividends. so he is a rockstar and angel. the go brothers don't even get me started. where is all this going? we have michelle fields joining our all-star panel as well. and this guy has had a very big role in only stagnating it, but rallying the climate change for the troops. >> yes, there's an entire push. and it has everything to do with those that pledge to give $100 million to democratic candidates in order to help prevent them from having a really embarrassing upset this november. it's not about the interest of the american people. if you look at the polls, many show us that americans don't view climate change is a priority and a wall street journal poll found 27% of americans viewed as a priority. so it's all about politics.

>> are they saying that it should be a priority because they say that there is smoke and so coming from these new coal-fired plants in something that has to be addressed for their own good? >> let me share a statistic with you. i think everyone will appreciate that. >> the epa says 18.7 million tons of carbon per year are released into the environment. however we are really concerned about these pipelines. >> and i realize i'll. >> okay, it doesn't go with me. so the bottom line is, and michelle touched on it at the top, it is what it is and republican can try all they want to solve this.

but what these climate change regulations are doing, they feel that the president is in golden, melting this and the rest, saying that he has to act quickly and he will. he will share the urgency of doing something quickly in the media will go along. >> a global alarm, we are padding the pockets of various industries. many have gone bankrupt under this administration. the amount of money as well that has been invested to them. they have been cleared and yet they still can't get it through. the evidence is out. neil: it sort of compounded this by saying that they are all a part of us. >> a lot of times it reminds me

of this contest. regardless of all of our efforts, anytime we get close to making progress, it seems as it slips looks on the dems and republicans slip away. >> harry reid is a hypocrite. what the go brothers do is not any different. tom is doing something that will help them end in the eyes of harry reid they are completely evil and it makes no sense. >> they are not evil. the reason why americans can't back this is because you're actually talking about a planet that yes, we might be having climate change or global warming, but it's not going to impact us probably for thousands of years and when you start thinking about the emotional aspect of it, if you really want to get these renewable energy companies backing any of us

stuff, they have to look at the household balance sheet, how much americans pay during this winter and then people will back at. >> that's a very good point. when we come back, talking about money matters. we are told if you have a college degree, you're good for earning an extra $800,000 during your professional life. then why do you need taxpayers bailing you out of your college loans? you should have more than enough money to pay them, right? we will have that next. you, my friend are a master of diversification. who would have thought three cheese lasagna would go with chocolate cake and ceviche? the same guy who thought that small caps and bond funds would go with a merging markets.

it's a masterpiece. thanks. clearly you are type e. you made it phil. welcome home. now what's our strategy with the fondue? diversifying your portfolio? e*trade gives you the tools and resources to get it right. are you type e*? ...i got lots of advice, but i needed information i could trust. unitedhealthcare's innovative, simple program helps moms stay on track with their doctors to get the right care and guidance. (anncr vo) that's health in numbers. unitedhealthcare.

that corporate trial by fire when every slacker gets his due. and yet, there's someone around the office who hasn't had a performance review in a while. someone whose poor performance is slowing down the entire organization. i'm looking at you phone company dsl. check your speed. see how fast your internet can be. switch now and add voice and tv for $34.90. comcast business built for business. neil: i have always called

the timebomb with the student loans that are out there. the programs that can stop paying your bills are not paid them at all. they are going up in the double digit clips. of lots of kids are bracing for the possibility they cannot take these but separately there is a study that says over the course of your professional life you are good for earning an extra $800,000. i would think that is more than enough to cover what ever blown issues you have today. former congressional candidate, what do you make of that? it just seems, i know what is coming the administration is setting up another bailout. but because of the college education they are sitting pretty or at least prettier.

>> it is true. we know another way this administration will get the young people over is to go after the $1 trillion bailout and this article came out from a bank and another. neil: good point. >> who gets the money? the banks. neil: you have to refinance. if you have higher interest rate it will be refinanced to lower. >> but we still pay for it no matter that interest-rate >> so go out don't finish just keep going and create more money we have to bail out. neil: student aid is up to do 40 percent the last few years. the average cost of education has gone up with

his 72%. the more aid we provide the more they will keep lifting the price of admission. if you remove these huge increase of then a you need to think twice about constantly raising the price >> there's the question why does it cost $100,000 for a student to get a degree? neil: what would you advocate? i think we need more plumbers or electricians. my plumber is doing very well but his skills are not admired or pushed in this country. i don't know why. >> they are not but college is not for everyone but in texas. neil: he said colleges not for you but where do we go?

but in germany and in japan engineer's comment technicians with the indians degrees but the specialty degrees. >> the first act is to take the government out of education. texas is looking at the $10,000 bachelor's degree. the unexpected themed it is coming full circle. put education back in the hands of parents and students and teachers to get the federal government out and put on price controls to seek what happens. we have not done that we have data on top of debt on top of debt. everybody is happy but they have a debt they can never repay even though it says for years down the road. i will pay off my school

loans for the rest of my natural life. neil: you are 19 years old. take a pill. the nsa is looking for a few good men and women. if you are the nsa and looking to recruit naturally it is not a traditional way. it is the way they did it. the elaborate code. seriously. seriously.

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it. neil: if you are interested in working for a the end as say you have to crack this. they send out this message john twitter is like elaborate code how you get

on to be interested but among the things that they mentioned just because you are a criminal is no reason to stop you. but you have a few indiscretions in your past don't be alarmed you should not automatically assumed he will not be hired you owe it to yourself to give you a shot is the same job opportunity when i applied at fox. we have former analyst from the nsa to say there is the drawing so much she is starting his own company in his finding is north of 2.5 million. not so bad. cannot even just with the cachet what will your company do? >> him in it is next

generation fiber security focusing on the earlier stage both the fishing emails that people get or malicious links that they click on the throat the web. neil: so you say i know how they do this i work to there i can help you deal with this? >> i think we have learned from that experience from that type of product to be on the "frontline" definitely conforms with the company and the products but i am wondering those who invest are using the fear

factor more? that they know the nsa is working we live in a dangerous world so look what putin is up to so there is more need for this expertise? whether we agree or not with their tactics? >> from the technical specific -- perspective with cybersecurity with the seriousness and the aptitude to the problem. neil: when you saw this tweet to to recruit did you know, the code but did you think of that? was that totally smart? >> that is a technique used all across silicon valley ironclad the agency is using it. neil: then what were they trying to do?

a combination of letters to intent a word? i didn't -- i did not get past the words of -- a the. to those know right away? >> challenges like that appeal to those you like puzzles and that is typical of engineers and mathematicians like silicon valley attracts. just of simple substitution cipher you just substitute one with a letter in the alphabet. neil: this is also like scrabble. good luck you're off to a great start. we will watch closely. neil: they save money cannot buy happiness but i bet may be made whether would quibble with that he likes

to showcase his money and how much he is making. but can really buy happiness for just a temporary feeling after this. we've never sold a house before. (agent) i'll walk you guys through every step. there are a lot of buyers for a house like yours. (husband) that's good to know.

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where businesses pay no taxes for ten years. become the next business to discover the new new york. [ male announcer ] see if your business qualifies. neil: they say that money cannot buy happiness but you can put a down payment on it or try. but a study says it cannot even do that. it depends on your priorities. >> it depends on what you buy. of this stuff it is not linked to happiness but if you are building experiences like a family reunion that is better than the exotic beach alone. >> what if it includes your in-laws? [laughter] >> so when you see the may weather champion who breaks

down how much money he made in the course of an evening and kept the title. he breaks it down and making money hand over fist and went to the effort to brag. i interviewed him but come on. >> there is no difference between him and somebody flaunting their mercedes are going to the country club to play golf with the most expensive golf clubs. but it gives them the peace of mind that everyone else thinks they're happy it just makes them think that other people think they are happy but the research has been clear that happiness or increases of economics are not coordinated unless it takes from poverty into the

middle class. so any new increment does not include your mood. neil: so that does not go very far. >> that is the national average. >> money does put a downpayment on happiness. i will steal that from you. $75,000 seems fair. that gets from below were middle-class to the higher middle-class or take vacations you definitely need money to achieve a certain level. but with me whether? do we know? what is that? >> he was just more ostentatious. a lot of these guys mike tyson had a big part but to buy a mercedes a car and

then he said i have nothing. and he earned $1 billion. what happens? >> that is another subject. that is not happiness but people who were not cultured to have financial intelligence or taught how to manage money but i should say that there is in some social circles that say they must continue to make money it is the only thing that makes you happy. then they try to buy more stuff. it is a slippery slope spec then your friends and family want parts of the new-found riches. of course you work for them but you do something that you love point. neil: is it easy to be

example retail executive to score the $68 million pay package? not the ceo or cfo just a senior vp and you just for $68 million payday in your the up-and-coming woman? and second, i don't hear washington making a big issue of this lack of parity. both. after this. unlimited cash back. let that phrase sit with you for a second. unlimited. as in, no limits on your hard-earned cash back. as in no more dealing with those rotating categories. the quicksilver card from capital one. unlimited 1.5% cash back on everything you purchase, every day. don't settle for anything less.

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37 apple new senior vice president of retail i think her name is angela comes from burberry $60 million

pay package. i will bring my a panel back and i am thinking with this package i don't want to hear women winding for lack of equal pay. second, i don't want to to hear washington said wine about when that defies them all in the internet arena. >> they like tim cooking and apple they don't want blackberry. but this executive was that burberry for a few years. she doubled sales and tripled the stock price. that is exactly what apple needs. she has a tough job cut out for her. she will probably do a good job. neil: also with the case of burberry i am showing my

ignorance but they do ties and scarves then they branched out to cologne? so obviously she is a genius so she could leverage that. does she deserve that pay? >> whenever the company chooses to pay her. washington only attacks those that don't feel politically aligned. if they feel they're not make their allies look good. >> that is a very good point. whether she is a woman or a man there may not be the same reaction. >> or financial-services as well. if that j.p. morgan you hear about this. here is the thing. i believe she is underpaid because of the conditions given to her. she will not get $68 million upfront.

neil: but more than half is stipulated just for her to stay there not to be the numbers but just breathing. >> it is not up front but over the of course, over the years that she is there. if you paid me $60 million you know, what i would do for this network? you would see me on leashed. [laughter] [laughter] she is very good. >> but this is more your speed what about $15 an hour it would boost the price of real-estate it is up to the hilt but come on. the city council must be economics people. once you start raising minimum wage they don't

realize there is people who was out of work only because of the goods and services. neil: they love it to. >> economics 101 raise the minimum wage more people are out of work to. >> if the industry wants to pay you what you are worth that is what the industry should do. fiasco me to hire someone to pay them $15 an hour i should hire someone with the high school diploma to give them the opportunity to pay their way through life but now you want me to raise the standard of who i higher now you will cause more people to not to get jobs. >> this pales in comparison to california? twenty-six dollars an hour. >> no wonder why texas is taking all the company's. neil: what are they thinking

? >> i am fine paying fat per hour if the economy can support it but it cannot deny you change the business environment. neil: i agree. getting anyone in the door with the wage did we talk about raising its because if enough people get in and then we can increase but it is not the time to talk about that. certainly not $26 per hour but i did hear that other anchors here are paid and i am annoyed. [laughter] raking it in over 3.$5 million last year 3 billion just from baggage. i know this is an outrage but what do you think plexus' it is easy money apparently. >> it is great for

shareholders for i will represent the investors. white delta and southwest they are soaring and if you don't like it then don't fly take the greyhound bus. [laughter] neil: that was far less. >> i am used to whip. we have dealt with it for years. neil: when you book a flight , you love to travel. >> i sit in the middle seat. >> i know what to do. in to get the perks but this is frontier we're not low-cost where cultural low-cost. you get the seat not the seat assignment but what we tell you if you want us certain seat or put the bag over heady will pay -- you will pay. neil: i them old-fashioned to say we have the

old-fashioned rate to make a comparison but we can? >> you make a very naive decision because people get to make decisions with their wallets. if you tell what to pay for baggage fees then pick that airline like southwest. neil: but then don't charge of something else that is higher. >> no. absolutely not. i travel quite a bit. many are starting affairs at the same price as southwest and a half to pay a fee for a bag. i also don't check the bank if you go away four days you don't need to suitcases' ladies. [laughter] her. >> higher oil prices he will see air fare start to creep up after the summer. everybody has yet to experience the higher air fares we will see by the time we get to labor day. neil: my friend sean handy

said there are options. [laughter] i thought it was funny. what is a bit cowardly lion said? courage? then why did the genuine war hero get the award for courage? so much he deserves that recognition for. when he got (mother vo) when i was pregnant...

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>> what's the deal neil. neil: i hear that in my sleep, what is deal with democrats not wanting to do anything with the benghazi mess. marie, of course, they don't want to get to the bottom of this mess it would make them look bad. >> amazing you act like this president has been hiding something, he said many times it

was an act of terror and he feels awful, i guess you want him to feel more awful, no, i just want him to be more forth coming. then you don't remember very well, colin, maybe this. will refresh it. >> the beast can't be killed, this less cue package is -- rescue package is monstrous. >> we have committed money to. >> we have to commit more this economy is -- >> ridiculous. ridiculous. >> that was in the middle of a meltdown. tee the next critic up. i just think you are a cheap sob who would not give a dime to anybody, you are close.

is there any cause you think is good for the government? yes, committing itself to get the heck out of our lives, start there, end there. no offense to first president bush but giving him a jfk award, why is it courageous to raise taxes, never courage aus to lower them. george bush was and it is a tremendous man. but not for this. if i were bush, and the kennedy folks called up to say we got this award for you, i would say, no, not going to do it. two presidential impressions in one basic cable free. tony on facebook. what? rewarded for tax hikes, absurd idea. >> it is interesting to me running his library would do this. i said the same yesterday,

craig, you are embarrasing comments, demonstrates how little you understand about true courage, his decision to raise taxes is main reason clinton was able to balance the think about. -- budget. i never said that mr. bush's intentions were not noble, i said that other side did not hold up its end of the bargain and cut spending they increased spending they sucker punched president bush, we agree he was and is a brave courageous man but even bush himself later admitted he made a big mistake, take it from the source. not from me, tom, just 15 minutes before you brought out the profile and courage award, i discussed this with my 88-year-old mothers. good luck, you better quote me

often, older people ♪ love me there that is rich, you talk about courage from looks of you, you don't know the meaning word, you problem get jealous when someone else is citeed for something your own trivial life experiences will never qualify you to understand, adversity. oh, yeah! how about dealing with a major illness, here we go against with the fat thing, live my life for just one day. are you saying fat chance because you suspect i'm too fat to find my backbone or a don't have a backbone. could you please clarify. i can find my backbone it is right -- back there. anyway. washington state, brilliant comment, that is the cavuto that can affect changes for the better. at least the better, thank you.

>> todd, how about an award for telling the truth. oops i forgot thi this is govert of the usa we're talking about. i would like to give them something, i would not call it a reward, a swift kick in their back side might work, talk about a pain in the 8 of road -- a pain of an asteroid, one the size of a bus, no one saw it coming, jessy, all of this greatest scientists cannot find a missing 747 with the population of a small town onboard, how do you expect them to spot all big rocks that our god is hurling at us. >> a good points. still got room in that rocket you are building?

maybe, i have speeded up production just in case. would you run for president, come on cavuto, we need you. if i had a dime for everyone that asked me to do that, i'd have several dimes. i have the rocket thing, i got the read the prompter thing, a lot of dinners out. i got a bunch of things going on. so my job here is note yet done -- not yet done, in time, in the meantime, the nightly entertainment on providing basic cable, when it involves my lefty wingman rick unger. cavuto and rick unger could replace carson and mcmahon, very entertaining, who is carson who is mcmahon? i like that. as if i were anyway mcmahon, then the weight thing, i don't need that. for me or -- i don't want that, i know where you are, i know

where you live. so does charlie gasparino, just saying. cavuto, charlie gasparino we know where you live, limo comes in the middle of the night >> i never thought that i would muster more curiosity from monica lind be. but time is a curious thing. a judgment giving us perspective in ways that we cannot imagine when we are caught up in a chaotic moment. to think of that mighty girl caught up with the captain of the football team. the data carries around a football and she thought that it would somehow as well. what are people thinking? when you are young, you do not think. when youth gives way to clarity, it allows you to see things differently. speaking of unthinkable things, we will be talking