ary members andheir families is without equal. begin your legacy. get an auto insurance quote. usaa. we know what it means to serve. if you can't catch it live. we will see you tomorrow. ♪ ♪ >> some of our guys have never made it back and their souls are still there. and we have the audacity to turn our back on them? >> what kind of reaction do you get? >> i'm really kind of blown away that people are angry at me because i'm just trying to tell you that democracy cannot man army and you cannot man army if you lie to those that want to protect you. neil: no one has generated as much e-mail and as much reaction were prompted as much of a

response in general is montel williams did with me on fox news. because ever since hell has busted loose. welcome, everyone, is it a coincidence that since montel williams was with me railing at politicians on both sides were ignoring our veterans that republicans and democrats have now been calling for the va head, even though as montel has said, that wouldn't solve anything? well, that tells you how big of a deal this scandal is. and let's just say it created a tidal wave of tweets. thank you for speaking up for those who gave their all. and the president want to take a lesson from montel. expressing true outrage takes your service. a lot of you didn't know that he spent 20 years or more in the service, decorated hero in his own right. and some say thank you for being

a patriot so my kids didn't have to. our vets deserve better. not to the former speaker of the house on the one scandal that is triggering bipartisan rage. speaker, it's always good to have you and i think that that resonated with a lot of folks. now they are calling for the va head, as montel is saying, that may not be enough and we have to look at a surgeon help for veterans so what you say? >> you know, back in the day when i was there it was about 300% and that's what we had people coming back from both iraq and afghanistan. but the real issue is economics and this is probably what is going to happen with obamacare as well. if you have a limited number of bureaucrats running our government agents these weather for veterans or for others, the issue here is to have a limited

number of doctors and resources and you have an increase in demand of 200%. so what happens is people go into lines, they wait to get their care and we saw this happening in england and canada, with an so as long as you don't fix the resource problem, you're going to have this problem over and over. >> part of the resource problem fix is to throw more money at it. and as you said, it points out a great deal of money and maybe it's time to privatize it, it's a bad word to a lot of democrats and all, butmaybe just in the va as we know it because they're not doing their job. when you have to wait months and in some cases years for routine treatment and a lot of people are dying as a result, it's long past its point of usability.

>> we need to go back. i don't care what you call it, there are people who are willing to give good services to people for less money than what the government is doing, and we've done that with medicare when we reformed medicare, we can do it in health care, people have these choices. good health care is between a doctor and a patient and you don't have to have all the bureaucracy to make it work. neil: a number of republicans and now a number of democrats, many of them are saying that eric shinseki has to go in at the very least he's been there since the beginning so what do you think of that? >> everyone is pointing fingers. so they can blame somebody and go on as business as usual. need to change the system and how you deliver health care to people. people need to have choices and they need to make their choices

and they need to have things that are a good idea, vouchers, so that people have something of value and you can fix the system. but it's not going the way that the obama administration wanted to go or obamacare. >> okay, my friends and colleagues here, thank you for joining us. i think what is making this particular scandal resonate is that veterans are pretty popular and we might argue our reward, but we don't argue over the treatment that they get because of this. and that is uniting democrats and republicans. >> mission and pay taxes and they shouldn't have to pay a dime for help there. you go overseas, you fight for our freedom. we all celebrated on monday because of them. they should not have to be dealing with any rest, they should be getting the best care on the plan and not the worst. because unfortunately that is what they are getting right now.

>> something the speaker pointed out bears repeating, this idea that let the market forces take hold of as an address to care. because then it's on the line as far as the responsiveness and if they can't get the job done, someone else will get it done. so what do you think that? >> i think he's onto something because the free market has been a more effective use of capital and resources. people can get what they need when they need it. but i think they need to carry this forward. that may congress use the va. put them on the same lines for those who have put their lives down for this country. >> the fact of the matter is that to be fair to the va, we have an overwhelming number dramatically upped the number

and are we keeping up with that or are we just throwing money at a problem? >> you can't find anybody who has anything negative to say about the amount of money spent for the best care. the best year ever for life is going to cost taxpayers a lot of money whether it's vouchers or government hospital. and these are one of the reasons it's not $100 billion a year. and so it almost sounds like i'm against the troops. but at some point you have to scale back this and i don't understand where the end of that would be. as far as government run healh care coming up a lot worse then obamacare. some said it's very similar belief that private hospitals,

this is government run hospitals. >> you have a good point. there was not an option for a lot of people to grow go outside unless they're going to pay on their own for private care if you get any sort of cancer or lesion removed or anything like that. so we have the freedom of that month ends. getting the bureaucrats out of the way. >> absolutely. like you said, whether you had vouchers or you were given some kind of dust into private care, they should have that choice. good health care is about their choices. neil: you are right, thank you guys. and get off the both, were going to storm normandy. they didn't do that for us.

why are we doing that for them now? and. so all right, on to another controversy keep pushing it, you asked for it. asked for it. you are already getting hi, are we still on for tomorrow? tomorrow. quick look at the weather. nice day, beautiful tomorrow. tomorrow is full of promise. we can come back tomorrrow. and we promise to keep it that way. driven to preserve the environment, csx moves a ton of freight nearly 450 miles >> can't wait til tomorrow.

neil: be careful what you wish for you may get at. now the idea of a the $10.10 minimum wage looks cheap compared to what they kicked out in chicago with a $50 minimum wage. but the problem pushing it higher you push the people into automating looked at amazon and google already that they are replacing workers. it is like the watson computer burton is. >> but regardless of minimum-wage it is just speeds the process but i cannot do that automatic thing at the food store. i cannot do that. keep the people let the garage restore. >> i did that once i thought i could paid nothing. [laughter]

they have guards there. [laughter] could do you see this going anywhere? with the of modernization and? >> i could face all the minimum wage workers is your factory here is the big piece of equipment to replace them over time that is the easy decision. neil: think about it what amazon is doing that was to virtually automates in all with robots or drones to take the human out of the process to expedite deliveries and away they go. there just one company but others are doing similar things. does this speed the process? >> the robots will rise with health care. [laughter] neil: we want oriole. >> this has been a debate since 1870's with john henry and the steam drill.

automation does not but now unions can hurt the labor force but more likely to go with the state with lower-cost. when they make the automatic driving a car that will happen to put taxi drivers out of work. even though higher word wages could hurt the force not competing with technology. once they innovate it will happen if they are paid $1 or not. >> the computers or machines do a better job. did it beat the contestants? >> i think it did. look at that. is that the total count? how low. [laughter] so we very careful what you wish for because once they come in nothing pushes the

mouse. >> that is the real issue because once there is a replacement and a substitution for human capital you have to put a price of something and i don't know the answer to that but what i do know the laws of money are readable. money will flow to where it is most profitable if you wish for higher minimum wage there better be offset compensation for that because a lot of unintended consequences for traffic gets too high the whole thing changes. neil: is as happened with the stagnant wages. those that advocate minimum wages don't use this as a canary. >> the minimum wage story will go on and on forever. the drones are coming.

this is the way it is going. the people are not leaving. neil: are you that shallow you with advocates of a drone? very somebody has to put the wine into the drone. neil: a very good point. [laughter] there is always a humbling moment. thank you very much. you hear that the clippers are up for sale. has to be done very soon. remember the half-million dollar franchise than a billion dollar? the numbers that we're hearing now? $2 billion. $2 billion. wondering what that is? that, my friends, is everything.

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neil: all right, the clippers are going to be gone. they will be in someone else's hands as soon as next tuesday. the issue isn't how much the team can alternately do, but it could be billions. here is what is weird about it. the deadline to get it all done by early next week, in other words you do it or we will take it over ourselves. so you just say they are overdoing it? >> yes, they did agree to participate this. but the restriction of time on this could impact the amount of

the sale. >> i do see your point. if it looks like this, you're going to provide for a. >> you know that they have to sell by tuesday. and i will sit tight and see what they do. >> that's right, that is what i would do if i was spending $2 billion. >> i agree, i think the nba, when you are an owner, you agree with your own set of rules and bylaws. so now he is stuck with the rule and i think by june 3, 75% if

you don't agree to sell by that point in time. >> there is no basis for disturbing the team in this way. so what do you tnk of that? >> that is something that i was thinking as well. he was in court and that would never come in. that evidence would never come in a regular report. but his wife is also an owner. and his family. so he has co-owners of the team with him. it's not like the wife made the comments. so if you do something crazy, why am i at an inopportune state and why should that be? >> but she is a separate owner.

>> yes, i understand. that's an opportunity for he fa? and can the nba imposes penalties upon her? >> they are imposing the penalties right now and the deadline. i'm just wondering as a lot of americans that back. but they found offensive, now a shotgun deal that has to be done is getting to be a little bit of a pile on here. not that he is looking sympathetic, but a lot of people are doing this and what you make of it? >> this is ideal. i think thy have some sort of government entity that would be involved. that we are talking about a private association which he entered a contract with. >> this includes the private conversations to match he yes, i

think that what they are saying is that it came out in adversely affecting us. >> this is really going to hurt this team and the family. >> so we are still is profit wise. >> what getting, it's like high taxes and they will be lucky if they clear a billion. >> it is ridiculous. >> i'm just saying if you want to be forced to sell on this conversation. >> thank you ladies. what if i told you the biggest impediment for a housing boom our students to go bust. so much college debt, forget about taking on housing debt.

♪ ♪ no

neil: something called pending home sales. in other words, you have gotten a contract on our own. it is ready to go. it is in the pipeline, and that rose, but it barely rose. that is even with these scenlonter mortgage interest rates. the problem could be at the lower level level, at the entry-level, young people are saddle was simply too much debt to even consider buying a home half. could that be the big impediment real-estate analyst jason meister said the student loan debt is, indeed, going to be a

big factor on whether this house a recovery even happens. >> that's right. a first-time home buyer is under siege. increase double digits in home prices and interest rates are up from a year ago. low, near 4 percent, but they are up from a year ago. with the debt on the one hand and interest rates and home prices going on they cannot afford homes. neil: that does not bode well for housing. the fact of the matter is people got used to these low rates. they go up even a little bit that's a lot. >> is a lot like the tech bubble. once the bubble burst everyone got scared. no one is in housing because the bubble burst. what do i want to be leading this? , is all rents. i want a little flexibility. it's not like it was back in the day.

neil: young people you're talking about the boom. they just don't see it. a lot of it they experienced a the first and from their parents, what a meltdown, ennobling collectors chasing it. there are not as sanguine on the beauty of owning a home. >> the american dream has been shattered. we're trying to recover, but you won't have a real housing recovery without the first-time home buyer. if there are 30-euros living in their parents' business because the job market -- neil: live in their attic. >> that's right. the job market is so bad, do we really have a jobless recovery? and so have we are not really -- if the job market is not robust and you have students that on top of the fact of the job market is still a tough place it's very hard for affordable -- to buy homes and afford the sums of these interest rates.

neil: i heard another argument that we don't need the kids, the young people. there is enough activity on the upper end. that turning alone will be able to sustain the housing recovery. i'm no expert, but i cannot imagine that is sustainable. >> i think it comes down to access to capital. right now you have to look at who has it. that buying lots of homes, open dissent on the. the betting on a value increase somewhere down the road. i think he's on the something. you have to flip that argument around. neil: back to lending what they did before. you have to put down a certain amount, qualify.

we are getting back to reason. that takes time. so that's not a level. it's true that they have more student loan debt which will help you borrow. the american dream has changed. they don't want to live out in the suburbs. that dream does not exist for this generation. moving to cities that higher levels. without this buyer, these people are not going to live in their basents until they're 80. some hedge funds buying the property and are going to rented out to that same millennial would not be in the home ownership business. viejo higher returns in real estate. neil: that does not mean much for home values. >> home values are going to drop i think prices need to.

that is healthy. neil: dropped enough. >> they haven't. >> so many of those home buyers are under water. that's part of it. they can't even get out of the honda selig and put it on the market. >> that's right. >> a huge amount of shadow inventory. neil: they don't like anything indian you're saying. coming up to my next guest says that the irs, the irs is just starting conservatives. in some cases of tropical small-business is. find out how. mine was earned in korea in 1953. afghanistan, in 2009. orbiting the moon in 1971. [ male announcer ] once it's earned, usaa auto insurance is often handed down from generation to generation. because it offers a superior level of protecon.

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accounts of everything in it because of what they thought was suspicious activity but it caught their attention that this couple readily made deposits of or about $10,000. they thought this was suspicious and said they will not end at -- ask any questions is what back-and-forth they won, got the money back but they continue to sue to make sure the irs does not continue but it has the legal right to pull this nonsense? the institute's joins us. representing several small businesses but this is all legal but it seems a shady i cannot see why they have this power. >> it is illegal and totally shady at the same time was

called civil forfeiture the power government has to take money from law-abiding citizens simply by alleging they have done something wrong but they never charge you with a crime or to bring you to a criminal jury but just alleging it and take your property or the entire bank account for the story and tear you to try to get back. incredibly complex of. neil: why can't they see you or send of threatening letter? but to skip that process to go straight to the bank account? >> exactly because they want the money it is policing for profit the government getting its hands on the money unlawfully earned by american citizens keeping it for them saul's. it is very shady antis to be gotten rid of. neil: you are an account with a good standing.

>> and was it is a say are preyed on the small businesses. >> those that deal in cash? >> they we're doing some of right thing. budget is all under the $10,000 mark him. neil: they tried to do the right thing. they don't have accountants to go fight them. they knew what they we're doing. neil: so don't make the big deal out of it. >> it is ridiculous to. >> it is not unusual they do this all the time. >> i think not only do they do with all the time but if

they are the government they have a moral obligation to do better and cleaner than and thus is a sense. then flies in the face of everything is stands for of the gilts proven before in the sense is -- guilty before innocence is appalling to mike they have been doing this for drug dealers for decades nobody cares until it rolls over to a legitimate business person with your driver card with a lot of cash across the border you may lose the car and the cash. but they don't have the power to make cash illegal but a lot of businesses are breaking the rules they would not necessarily just seized of cash but that is for congress to wipe that out for all those businesses that don't report with their cash deposits.

neil: i did not know they had this power but you are exposing it. the irs could say it is taken from us know your taxes are affected? >> preposterous. up we're talking about a basic minimal bubble of to process the irs has to make the case the crime really has been committed. but the problem is with a civil forfeiture if they don't have to do that. no one has a chance to do that. of so the irs can keep money that was not involved with any criminal activity. that's the problem. neil: accounting for lawyers or time and inflation they never can. >> there is the lost jobs, if they lay off employees, what if they close a store?

the government is not accountable for its actions. neil: coming up people say when they want to raise the minimum wages is the least we can do.

neil: there are a lot of multimillion-dollar ceos. in fact, that is the sort of rule these days. they just did paid millions of dollars. the flip side is, if they are making money for shareholders and the company is firing on all cylinders, are they worth that? a lot of people say no one is worth the kind of money that we

will show you is going on and oracle. you get the idea. these guys are delivering for shareholders. the stock in this case is up 29%. what is wrong with his package going up? pier ghandi go through these as we talk about it. that is the idea. if they are delivering the goods they deserved a good day. what say you? >> let's not forget how this happened. we used to get mad. you know, stocks cost a lot more than inflation. now, their cases particularly at the top end of the distribution where it is not tied to the success of the company? shore. it is basically his company.

he started the company. that is a way that it is. neil: that is a lot of compensation for himself. >> and a lot of this is an options and stock and notes merely tied to the stock price. d.c. these numbers. it is really mostly stock. you would be surprised if ceo pay did not go up, but this is the reason for income inequality. the stock market does well. we tied paid to it. the alternative is just giving them cash the matter what. neil: anchor at their pay packages. for which. >> that one of them paid in stock. the stock is up. these are the lead guys and women. they are brokering deals. with all due respect they are not working the production line.

theye out there doing international things. they are an elite group of people. blame that on the fed. neil: what do you think of all of this? >> said think you have to remember what capitalism stands for. you want people to earn as much as they possibly can. the fact that ceos are getting what they arguably deserve is great. the real issue is not the pay but the inequitable distribution of the play which i think is a problem because we have lost the concept of value. the fact of the clippers make it sold for $2 billion, really, where is the humanity? >> the players are so broke. neil: a lot of these guys in the top ten, their companies were not in the top and a star performances. they are disproportionately paid .

but in other words, it just is what it is. it does feed the narrative that if you're going to give these guys as much money you have to boost the bottom line. neil: but then if you are not happy about the guy out. neil: you are callous. are going to switch to apple. i don't know if you have been watching the stock. i am an apple shareholder. there are a lot of analysts say it is on fire. they cut a down. but because apple might be getting cool again. the jury is still out on that, but i am beginning to wonder whether this talk of the smart ones, some cold calls coming whether it has found its mojo. >> home automation. they have almost no choice. so much cash, well over a hundred billion. being pressured to give it back. they have to buy something. this sounds like trying to use a

fraction of the cash, but there is more going on. people are not buying individual songs. it is going more to this subscription model. they are not a leader in that, but there are a patent portfolios. they need that to fight the competitors. i think you can definitely rationalize this. neil: it gets boring speeds of that there's anything wrong with that. that is what traditional companies to. fees the argument that that is what apple is doing come becoming traditional, getting gray hair. >> the company used a ruse innovation. now it uses mbas. they're making a strategic decision. >> here's the thing. if there were truly going to change the world would have done something on their own who is

that -- what does it mean? wristwatches, pay-tv subscriptions? who cares. >> why do we keep working in? every company. hold on. disney did it. this is what big companies do. jimmy i've been is awesome. they could not create that if they tried. they are getting some created -- neil: out the end of the stuff? >> i thought this was a good deal from the get go.

>> you have a great point. you have a big company that simply is not executing the way it would have if it at innovation. neil: might have hit on what i think is a key developer. controling your home. devices can start doing that it might have stumbled in the pater. panera i have to give up on technology. i tell you, this sentiment is going to be used. [laughter] neil: more after this. wondering what that is? that, my friends, is everything. and with the quicksilver card from capital one, you earn unlimited 1.5% cash back on everything you purchase.

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neil: what is the deal with the

way they continue to treat our veterans? prompted bipartisan rage, as many democrats as republicans want to be a heads out the door. then came montel williams to put the range of perspectives. we are sick of politics as usual. keep up the fight for our vets, montel was amazing. together, that is rage on steroids. touché. and i find it appalling that the vets that pop our country are being treated the way that they are. general eric shinseki is no more heroes than anyone else. either obama told eric shinseki or he didn't. if he did, then eric shinseki should resign, and less he tried to work out the problem.

and something tells me the irs would be afraid to mess with you anyway. and the new leader needs the power to fire and replace all existing personnel. unions be damned. and kathy writes, thank you so much for continuing to do stories on the va, my husband is a disabled veteran just add back pain andas had to wait months just to see a doctor. they say it is because they are short of doctors. that is ridiculous.

it is being outsourced to contractors who do not want to know too many details. i was the rise last month and so now to another hot button issue these days. the minimal wage. jack and columbus, georgia writes that i think you are iron man, i agree with you on most issues, but you are nuts about the minimum wage. that is something that should be done away with. >> i hear you and my only fear with that is that some unscrupulous business mai tai to freely witness to bring this to their advantage and there should be some safeguard for standard in our society. and i worked as a registered nurse for 42 years, says another e-mail. the most i ever earned was $20 per hour, raising the rate would affect many more than those

earning minimum wage. and eric in ohio says maybe i have just there, but i watch a show and i never hear anyone talking about the real reason and most have clauses in contracts that give them the minimum wage that increase. unions don't care about these things. they want an automatic increase for themselves. so we have scored just that issue. and we are dealing with great minds that think and fear alike. a lot of prince charles to be a royal pain after saying that we need to reform capitalism to change climate change. and so let's and the british monarchy to stop climate change. and rich says that prince charles needs to stick to playing polo and leave the thinking to everyone else. and finally this, i think that prince charles is demented, capitalism provides resources

and jobs and healthy living. and by the way, if you think about it, minstrels lecturing anyone on capitol hill, hello. hello? . >> if i'm going to help my brain come to fruition, i'm going to have to feed it quality nutrition. >> the food police are here, eager to force us to eat better. >> the epidemic is worse than previously estimateed. >> over 95% of all americans will be overweight or obese in two decades. >> over 95% of us? >> say no, gmo. john: do you know what's in our foods. >> poison, classified as poison. john: and you better not eat meat. >> i haven't made a steak ever. john: some say don't eat anything with a face. >> so many different types of vegan alternatives to cheese, mi