bypasses traffic by delivering pizza ten minutes flat. it was flown to a roof of a high-rise development. it raised some security concerns with mumbai authorities. have a great weekend. >> liz: go kings and "the willis report" is next. gerri: hello, everybody, i'm gerri willis, right now on "the willis report," the clippers sold for $2 billion but the sale races important questions for anyone, not just billionaires dealing with asset sales and family trusts. also the class of 2014 with, the most debt ever. we have ways for parents and graduates to deal with all those loans. the hottest trend in bathroom makeovers. the high-tech toilet a thrown that cost as king's ransom. we're watching out for you on "the willis report." gerri: the va scandal today, taking a turn many predicted and even called for, the resignation of veterans affairs secretary

eric shinseki and now attention turns to next steps. will the resignation be just a prelude to more fallout? how can the institution, 1100 hospitals an clinics, more than 300,000 employees, how can it rebuild? what is next for the va? joining me republican congresswoman from indiana. thanks for coming on the show. i know you had many concerns about the va we of course reported secret waiting lists, vets dying because they couldn't get care, patient abuse, the list goes on and on. what was your reaction today when shinseki resigned? >> well, i'm grateful he did resign and i am, you know, equally as eager now to move to the next step and, i think that the important thing to talk about here is that you know, his resignation is just step one in a long process. this is not the end of the story by any means of the this opens up the story and allows what has to happen in step two, which is, we have to continue our oversight on the veterans

affairs committee. we have to make sure now that the investigation, which i believe will be criminal in the things that come out of the investigation, i believe there will be criminal charges because what we do know -- let me just tell you this. yeah, go ahead. gerri: go ahead. we know. we know that there is a body of people inside the va in some kind of middle management structure that deliberately invented this scheme with these waiting lists and, you know, the, the unbelievable number of things that happened and we know that veterans died. so because of that this is a moment, it is not a great moment for this country. there should be no celebration or victory tonight that he resigned. gerri: okay. >> this gives us a plateau to say okay, if we don't drill down and root these people out, it doesn't matter who they bring in as leadership, this will happen again. there is systemic failure in it country and it will take many so time if we don't do due diligence -- gerri: this goes on and on. this is a multidecade story at this point. >> absolutely it is.

gerri: congresswoman, to you, it is interesting that you went to middle management because that was my question. sure, the head of the organization is gone, shinseki is gone but he was really just a figurehead, a guy riding atop this massive organization that clearly has some kind of a cultural problem. they don't know how to run this thing and make it make sense for vets and not themselves. >> absolutely. gerri: how do you fix that? >> my hope we bring somebody in that has some type of a large hospital management background. 300 some thousand employees as you allude to the beginning of the show. more than anything, this will take a lot of courage. it will take courage for the american people to continue to stand as we root out this corruption it will take courage from whoever comes into this position to have to gravitas to go through this thing line by line. i expect people to go to jail because people died. let's not lose focus of the fact that the reason today happened there is massive corruption and it has been unearthed. we have the proof. now we have to find the people

connected to it. and i for one will hold them accountable and stay focused. i really hope that politics does not enter into this. if it does, we'll get nowhere. gerri: all right. >> this has been bipartisan group. it has been a bipartisan committee. and the things for all of us to do now, back on this committee, is drill down, stay focused, find the solution, and set these wrongs right. and that is the ultimate focus of -- gerri: pardon me, ma'am. we heard this before. i want you to hear the president talking about this very issue. >> all with a simple mission, cut those backlogs, slash those wait times, deliver your benefits sooner. i know you've heard this for years but the leadership and resources we're providing this time means that we're going to be able to do it. that is our mission and we are going to make it happen. [applause] gerri: congresswoman, that was the president in 2009. 2009! so, why should we believe that you're going to find a path

forward now? what is different? >> well, i would tell you this, i'm not the president of the united states. i'm from the state of indiana. i'm one congresswoman on that committee 18 months. i held are r their feet to the fire. i represent 54,000 veterans in my district. when you realize authority, congressional authority and jurisdiction of this committee has made it to the point we have now seen the compression of step one which is removal of secretary shinseki, the american people have their ears on. that is the difference. accountability, shining light of transparency and accountability to this issue is where this has to start. it is now greater than the president. it's now the american people who are going to stand here. they will hold everybody accountable. you should hold everybody accountable. i tell you this, i think media has done a fantastic job shining light on this to continue to talk so the american people stay engaged. i do believe in the time i'm there it will make a difference, because if we stay focused and drill down and show results we get the trust back with the

american people. >> i agree there is a big problem. there isn't a lost trust with washington. >> absolutely. gerri: i appreciate what you're trying to do but i think a critical question tonight is this, what do vets do? shinseki promised he would allow the vets to go outside of the system. there would be waivers they could use. is that going to happen? what happens to people tonight who really want to see a doctor and they're worried that the mess in the va is not going to accommodate them? >> i think what vets should do right now, take advantage, there is already a rule actively being imposed across the country with the vet hospitals that will allow them to seek treatment outside of that area. i tell you the va itself that came in to testify wednesday night on, in the va committee, we went toe-to-toe, i went toe-to-toe with all of them to make sure we're going to get promised desired services to our veterans while we clean up this mess. gerri: all right. >> i can just tell you, there is a nationwide audit that is going to happen to look at every single va clinic this nation and

all surrounding clinics with them, so we make sure we deliver promised services to veterans after we asked them to go fight for our freedom. you know what? this will not turn around on a dime. we've taken step one today, so answer your question, what's different? we just completed step one. step two is on the way. gerri: congresswoman, thank you for coming on the show. i appreciate your time. >> thank you very much. gerri: on the va there are 20 million vets in america you have to think a few thousand of them tonight are seeking medical care as i just mentioned. but with the va in disarray what do you do if you're one of our nation's heroes? according to concerned veterans for america, don't stay away from the doctor's office. get care you need from a private source if necessary. the administration promised that vets will be taken care of. if you have medicare, medicaid or private insurance tonight, seek care under those policies. but don't stay away from the doctor. on a different topic tonight, donald sterling and the clippers, he vowed he wouldn't sell the los angeles clippers but it turns out he was wrong about that too.

former microsoft chairman steve ballmer is paying $2 billion for the team. the sale is big deal for basketball fans but has big implication for all of sports and all of fans of the with us fox sports radio host, j.t. "the brick.." thanks for coming back on the show. will the league quickly approve this and how fast can this happen? do other approvals have to be sought throughout the league? >> they're trying to get this transaction done, gerri, quickly so the owners don't have to out donald sterling. they vetted steve balmer as he tried to buy the sacramento kings. this is a done deal. ballmer is the perfect owner. all the other owners respect him. he is one of the richest billionaires in this country. he loves this brand of nba basketball. that shouldn't be a problem at all. gerri, this is the most outlandish and ridiculous and bizarre sports transaction pending in the history of sports. think of this. donald sterling makes racist remarks. he is goes to lose his team.

now he is rewarded with the sales price of about up to $2 billion on a property that he paid 12 1/2 million for back in '81. you would think he would not lose money on the transaction. he would onlously make money but there would be a discount for the buyer. it is just the opposite. sterling embarrassed his brand, embarrassed his family and he is going to get rewarded more than any owner, any individual owner, in the history of sports. gerri: take a look at this number. here is his return on investment 15,900%. 15,900%. that is a slam-dunk i think you have to say that. but the big question tonight, j.t., will the clippers stay in l.a. is there any chance they will move that team? >> that is a great question. i had a guest on from fox sports one, bill ryder, we debated on the radio yesterday. you have to wonder what his

alternative motive will be. he loves nba and he was trying to bring back basketball to seattle. they might want to hold that and leave them in los angeles. clippers are one mount rushmore of worst owners ever. not one owner cares about the clippers. they care about steve balmer because he increased net asset value of every franchise goes through the roof on this pending sale. if he wants to move the team down the road and they build an arena in seattle and he decide that he wants to do it in two or three years. will be no problem breaking the lease. they're not even primary leaseholder at staples center. they're the junior varsity to the lakers. if ballmer goes back to seattle he will be a conquering hero in the pacific northwest. no one will care about the clippers. you but i think he keeps it in l.a. because he wants to be an l.a. celebrity. there is 11 billionaire now living in l.a. -- 19 billionaires. he has opportunity to be another one. he will be a star from rodeo

drive right up to staples center. gerri: j.t., good to talk to you. have a good weekend. >> you too. gerri: the clippers sale is lesson for all families, not just billionaires. it raises important legal and financial questions about transferring control and selling assets. for more on this bring in estate attorney, stewart cohen. thanks for being with us tonight. >> thanks for having me. gerri: thanks for being with me. many questions tonight as we look through this. first of all, shelly sterling, the estranged wife, is the one who signed the final documents on the sale. how can this be true? she is estranged? they're not even together anymore. >> well, it appears that the team was owned by a trust. shelly and donald sterling's family trust, of which donald was the trustee but it appears, i haven't seen the document. it appears that the trust document had a provision that if a determination was made, that donald could not handle his

financial affairs, he would be removed as the trustee and shelly would step in as the successor trustee. and it appears that is exactly what she did. gerri: so he was found to be mentally incapacitated. what was the mechanism for that? you said it was inside the trust. was it a test? did he go to a doctor's office? is it common? >> it is actually very common in trust documents. to avoid a court proceeding which is time consuming and expensive, often times the document will just provide that a determination to be made by an individual, the spouse or often times an attending physician or a team of attending physicians. so it may very well be that the physicians made that decision here. gerri: you know, he had said he would do everything in his power to keep this team. it didn't happen. does that tell us something tonight about how well he is doing, if he is declared mentally incapacitated and forced to go back on his

promises? >> you know, it does. and it's interesting, the battle might very well end up then being with his, with is wife and the trust itself to contest that determination. gerri: you know, rest of america watches this and believe me, everybody is watching this case, day by stay, what's the takeaway? what should people know about trusts and estates, about the law, about what is legally required of them as they plan for the future? >> well, a trust like this is not uncommon. it's a very standard part of an estate plan. and, we often times will include provisions to help ease administration in situations in which the trustee or the settler of the trust is determined to be incapacitated. we want to avoid the prolonged court proceeding that would be

required if a document was silent. so, this is just an example, however, of how that could be used. it is an extreme example but nonetheless -- gerri: no kidding. >> an example of how it could go wrong. gerri: more money, more problems i guess. stuart, thanks for coming on. >> exactly. gerri: good to meet you. >> my pleasure, thank you. gerri: and still a lot more to come this hour including your voice. now, during the show you can facebook me or tweet me @gerriwillisfbn or send us an email at gerriwillis.com. later in the hour i will read your tweets and emails. what you wanted to hear and what you were missing. they are young, full of promise and full of debt, the graduating class of to 2014 has the most student debt ever. we know the problem. coming up we'll find some solutions. stay with us. ♪ (vo) watching. waiting.

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we can come back tomorrrow. and we promise to keep it that way. driven to preserve the environment, csx moves a ton of freight nearly 450 miles on one gallon of fuel. what a day. can't wait til tomorrow. gerri: the class of 2014 graduating with the highest student debt levels ever,

$1.2 trillion. that level can be crippling for folks just starting their careers but it doesn't have to be. we have ashley pratt with young america foundation. ashley, welcome to the show. we have really disturbing numbers here. 67% of students graduating with debt between 10,000 and $70,000. we know the averages is something like $30,000. what are steps you can take to get that debt under control? >> certainly, gerri, i think here what the most important thing for cents to remember, don't file for bankruptcy, whatever you do don't do that. there are ways to work with the lender to make your payment. you can have an interest-only payment where you work it out with the lender you can pay back interest. if you defer loans, and students looking to do that, 34% of them apparently are in the class of 2014, please know that interest does accrue on then. so you can actual pay back interest each month which is lower pntage than what you are actually paying back. that is one important thing to remember. the other thing, gerri, there is

income-based repayment. if you were able to work that out with your lender you could actually pay at a smaller percentage. so if you're making $30,000, let's say, you can pay a fraction what you would typically be paying if working that out with your lender, which is another great option for students struggling. gerri: they don't want you to pay anymore of 10% of disposable income under that plan. >> exactly. gerri: that is a big lifesaver for those out there that accrued a ton ever debt. when looking at all the loans, what do you make of them? people have multiple loans. some times they have high rate debt, some low rate debt, what do they do about that? >> that is an important thing to look out. those looking to take out loans, sometimes seeps as though it is fake money where you pay it back at anytime, i know, and it's a real problem. i have a lot of friends who struggle with that i'm 25, graduated three years ago and still have friends living at home struggling to make their payments. many of them deferred or if you had the federal loans you had six months where you could, you

know, work and not have to pay anything back. and then after that, they were hit with these astronomical prices and they were like, wow, i can't afford that. that is where it is becoming quite difficult for some of these people, especially when you're facing a tough job market and tough economic climate for young people with youth unemployment at 18.1%. so i think a lot of young people are facing many economic struggles right now and when they see their student loan repayment plans, they just want to hit themselves in the and say why did i do this? that is very easy to do to get discouraged but i think it is important for them to remember they do have these options and can work with their lender to make it more feasible to pay these back. it is not shocking seeing 44% of the young people are moving back home which wasn't in their original plan just to make their own student loan payments each month. gerri: one final question. you mentioned that people should have jobs that help with the loans. what do you mean by that? >> yeah. i think it is important to recognize as well that a lot of jobs in the social services as well as in the federal

government sector, they actually will help you pay back your loans with repayment perhaps. i actually had worked for the federal government when i first came out of college and what they did was they actually would, they put, i think $200 toward it a month where they help you with your repayment plan programs. that is an important thing to remember. if you're working, i believe a couple of different teaching ones like teach for america, the americorps program, if you go into social services such as that they will have student loan forgiveness programs. if you're really struggling to find a job and very underwater when it comes to paying back your debt, please remember that those options are available as well. so, again, don't file for bankruptcy. i've seen quite a few of my friend struggle with this and is definitely not fun to go through. but you can do some things here. gerri: you can't get your student loan debt discharged through bankruptcy. >> no. gerri: doesn't make any sense at all. ashley, thanks for coming on. >> thanks so much, gerri. gerri: thank you.

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gerri: have you ever heard of a smart toilet? they're very popular in japan. now some companies are betting biggs that americans will fork over tore toilets with bluetooth, foot warmers, automatic liz. take a look. we went to the ferguson showroom in new york's architects and designers building. where the professionals go to

pick out high-end fixture for luxury homes. so, ed, show me what you have here. >> what we have here, gerri, is the cola toilet. this is way it would be when you walk up to it. the whole trick. gerri: whoa, wait, wait. i don't have to pull it up myself. >> you did that by walking in front ever the toilet. see how you raised lid? now toilets can be uses two ways, sit down or in some cases you can stand up. you don't want to touch the seat, see that little blue light. normally a foot would be there. the seat comes up automatically. so no matter who is using the toilet it is hands-free. gerri: that ingenius. i like that. what is this? >> this is the control panel right here. there is remote. it is bluetooth compatible so you can do certain things with your smartphone like your put your own tunes on it, music, maybe get phone calls. but anyway, if you like some music and you don't have your

smartphone, right over here, we could start playing music. it has preprogrammed tunes. now hear that? it is ocean. that is to relax you. we don't want to startle you. this surprise is going to, going to knock your socks off. if you want to be sanitary, you don't need any toilet paper. a wand comes up and will wash -- gerri: everything. >> and it is, an oscillating spray. so it will take care of you, you don't need toilet paper. very sanitary way. they have been using that in europe for year. gerri: very french. a ba day. >> heated seat as well, will keep you nice and warm. if you want heated feet as well there, is little blower at base and warm air will blow on your feet and keep you nice and warm down there. gerri: not just kohler peddling pricey potties to the public. david finkel is fourth generation toilet tycoon. >> this is the version of

high-tech toilet. a number of manufacturers are doing similar to kohler, bringing the badet functionality, lights, drying, heating, all the fun features into their toilets. gerri: there is toe toe too. the japanese company has godzilla size share of that country's smart toilet market. they're trying to capture america's lust of lux labs. the toto neorest is $6500. the innovations are happening in other parts ever the bathroom like the shower. >> this is one of the coolest, high-tech shower heads you will ever see. in the middle is the surprise. you can pull out this little speaker right here and this hooks up to your smartphone. you can take your tunes and podcasts right in the shower. it pops right into place. gerri: if you want a first class seat but can only afford business class, there is solution for that too. kohler and toto both make heated toilet seat badet combination that start around $900. if that makes you feel like

doing procurement for the pentagon, ferguson sells seats with built-in night lights. they are just about 100 bucks. built-in night lights. who would think of that? when we were at the architects and designers building david showed us hot products for kitchen which included, get this, touchless faucets. that help stop spread of illness because you're not touching the defies with your dirty hands of the we want to know what you think? here is our question tonight, would you buy a smart toilet? you don't have to pay $7,000. they're available at other price points. log on to gerriwillis.com. vote on the right-hand side of the screen. i will share the results at the end of tonight's show. here at "willis report" we're most concerned with your bottom line of course, which renovation projects have biggest bang for your bucks? check this out from remodeling magazine. the biggest return, replacing ugly entry door and turning your attic into a bedroom. pricier projects with best return, replacing garage door

and windows. where did we see kitchens and baths, nowhere, right? look what you're clicking on foxbusiness.com, consumer spending takes a hit. commerce department said spending in april fell .1 of 1%. that is first decline for a year. consumer spending accounts for 2/3 of economic activity. another report showed consumer sentiment declined in may from previous month. stocks ending mostly higher amid weak consumer data. dow and s&p hitting closing highs. california, new york and six other states are vowing to put 3.3 million electric cars on their roads and highways by 2025. the states are looking to step up public charging stations for electric cars and to create more incentive for drivers to ditch those gas powered cars in favor of electric or hydrogen fuel cells. facebook's mark zuckerberg and his wife priscilla are donating $120 million to the san francisco bay area public school system. the donation will be spread out over the next five years.

this follows $100 million donation zuckerberg made to newark, new jersey schools four years ago. that was criticized in new yorker article for funds not going to people who needed it. those are some of the hot stories right now on foxbusiness.com. coming up later in the show your voice. i will read your tweets and facebook comments. make sure you send me a tweet or facebook me at gerri willis@fbn. sun is out and so are the sun lovers but are you protects from its rays? we have the best sunscreens to use this summer. stay with us. ♪.

>> this is a test. >> this is a test

>> from our fox business studios

in new york, here again is gerri willis. gerri: welcome back to the willis will pour. we all know that we should wear sunscreen, but many of us, and many men, do not. we have a doctor with us of the american academy of dermatology. thank you for coming on the show. let's start with something a little bit different. you know a lot about tanning beds, the rules are changing. why is that? >> big news from the fda whippets. for the third time in about 20 years, the tanning beds are going to be classified as more dangerous than devices. gerri: acquired a dangerous? >> the ultra violet radiation that comes out is 10 to 20 times stronger than reels online. gerri: i understand that you have patients who have skin

cancer in places they would never expect because they use tanning beds? >> yes, we are seeing a rise in melanoma and young women and a lot of these women, what they do differently if go to tanning beds about seven or eight times more frequently. gerri: i understand from you that melanoma can also be life-threatening. can you explain that? >> no annulment assize of dime on your skin can actually have already spread, 50% chance of spreading, that is what makes it so lethal. once it spreads, nothing works. >> we have lots of different kinds of sunscreen. there is the old-fashioned lotion, which he like best? >> i personally like sprays. people like them and they are easy to use. gerri: okay, do you missed certain parts of your body and

do you miss them? >> usually do two coats of the spray. gerri: if i keep the sunscreen around in my glove compartment, or in my purse? >> yes, it's a good idea to keep it. however, sunscreen will decompose if you even in the heat. so you want to keep it in your purse and take it with you. gerri: do i need all of this? >> guesstimate you is all of this come about for your entire body. so heaping tablespoon. gerri: glassworks for people this summer, will those who are going to be out in the csonka may sun come and they want to be in the sun, what they need to do

to protect themselves, can you tell us that? >> wear a hat, longsleeved than you can, where sunscreen regularly and avoid the raise that to me the strongest. that will lower your risk of getting skin cancer later in life. gerri: you make a great point. doctor, thank you for coming on the show. >> it is my pleasure. gerri: coming up next, are you taking your pet on a trip? how do you do that? with travel safety for your dog. and gas prices picking up. a penny from yesterday. these are the numbers that matter to you, and we will be right back ♪

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[ male announcer ] see if your business qualifies. gerri: welcome at the time of of year when many of us hit the road. it's summertime, more and more americans are taking their related emily members along for a ride. joining me now is this veterinarian who is with the pet insurance company pet plan.

okay, can i just use the first aid kit that i use for myself? >> you can, but with a few additions. you should be careful about the things you use. first of all, a leash. and then things like hydrogen peroxide, it's really important to have. the veterinarian may instruct you to give that give that to the pets make it grow up if it's poison. but you should never do that in less instructed me on what should we have in their? have a leash and hydrogen peroxide? >> the pet thermometer is a good idea. a pet only thermometer, not one they use for the kids. it's a good idea. we also have these as well.

>> why do i need that? >> gloves are always a good idea so you don't get it certain things on your hands. gerri: do you want to tell us a little bit about connie the dog in that. >> remapped. >> she's three years old and a french bulldog, one of our policyholders from pat plant. gerri: how cute, she's adorable. gerri: what kind of things can i do? you're bringing up things and i'm thinking, if i was to do that, i would be totally nervous. >> this is all a stopgap. so it's really difficult at times. this gives you the basic steps of things to do before you go to the veterinarian. so you should have some gauze to put a bandage on many lacerations. gerri: okay, that sounds great. so what if you're flying or driving and what you need to think in mind when you travel?

>> you comply with your pet, some small dogs are allowed in the cabin. it's one of those things that if you can avoid going with your pet, then try to do so. >> when you take them? >> make sure you assess any health problems they have. you have that health certificate, and there are certain lines you have to go through as well. gerri: what else you have remapped. >> if we don't have to medicate them, we would rather not. gerri: everyone wants to travel with their pets, obviously. any words of wisdom? >> there are some great pet friendly hotels even look up. some say we want your pets and we want your business. take your medical records in case something goes wrong. gerri: that is more than i ever

would've thought of on my own. thank you so much for coming on the show. connie, you are cute and i have to touch you. all, what a cutie. okay, by "two cents more" is coming up next. and a man is suing $4 million after saying that he suffered reverse discrimination. we will have the story. [ female announcer ] who are we?

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gerri: some of her but people are calling it a case of reverse discrimination. the officer accused of awarding of police chiefs job to an officer with your qualifications and a lower test scores.

the jury agreed. here to debate the case is built on thin. from the fox news legal team, lis wiehl. okay, so this guy comes in and says i should have a job that? >> absolutely, his resume was nursing with credentials, he was first in his class, graduated with a masters degree. he was the man for the job. barely had a high school degree, clearly things were being moved and shaken to put him in this. discrimination is discrimination, whether you are whitelock or anything else. >> i don't agree. notwithstanding the jury's verdict, the actual truth is that the gentleman who was in the position and was already signed for the position was hispanic, he had more time the police force and to administrative positions and he

knew the mayor, an african-american mayor, so it wasn't a minority orienteering discrimination situation already. so -- >> thank you, you just made my case for me. because he was able to come out and say we have our first hispanic police chief here. that is not really what they should be counting on but counting on the resume and experience and that is it. race should not be a factor. >> well, first of all on that note, the educational experience, this guy had a law degree and etc. but you don't necessarily have to have all these degrees. 42% of the community is latin for hispanic. >> but you don't hire someone because they reflect the community. you hire someone because they are the right person or the job.

gerri: that is interesting. what you say? okay, if i am representing an all hispanic community, do i have to be hispanic rematches no. >> you do not have to be hispanic, but i will tell you that this is just a predicament. if they selected the white gentlemen, and the community it might've been worse than the lawsuit. >> i completely disagree because of the qualifications that this man had. he had the qualifications and anybody can see that he has the qualifications and he should get the job. >> he had the qualifications of education but not of experience. >> that doesn't matter. >> i just want to say that there is a rule that you don't have to take the person with the highest score. >> love how you're making my point for me. it's just crazy. you take the person that is best qualified for the job and that's not what happened here.

and that's what the jury decided. >> but the jury is never wrong, as we know. gerri: so how do they actually prove discrimination and what was the turning point? >> the jury takes that and the community as we talked about. >> they have more experience on the fourth on a particular forest. >> the people had to move him around and they were just trying to make sure that he was going to get that job eventually. where is my guide and do that.

>> it's much longer. he may have had more experience that he but he was not from the community he can live there. >> again, you make my point. >> the defendants could have said, you know what? we want this guy, there has been past discrimination in the past and that is why there is such a thing as affirmative action. and what they did was they said that he's not hispanic. gerri: okay, the last comment. >> the bottom line is that the gentleman was very talented, excellent on the fourth am a.

>> the jury in his community decided that bill white guy was more qualified. we don't like to talk about it, but it's out there. gerri: thank you so much. now we want to hear from you. here's what some of your posting on my facebook page about austin tonight. would you buy a smart toilet? sam said, well, there are times when i prefer to that there are no possibilities of toilet malfunction. and another says yes, just for the fun of it. a great conversation piece when guesser at the house. >> and helen says no, i would like to think that i'm smarter than the toilet. >> and another says only if i was flushed out of other optioos. the data?

loni from florida says the welfare program needs to have a time limit to encourage individuals to learn a trade or get a steady job and then there will not be a reason to collect welfare checks. and jean says that this includes lazy people, so many guys and gals spouses can't find work. they have decided to sit on unemployment and not even try to find work. with all of the available programs, the whole system is a joke. the federal government needs to stop wasting billions on programs and create some real jobs. not the nonsense that is going on. sending e-mail, go to gerriwillis.com. and we will be right back with my "two cents more" and the answer to our question of the day

as

gerri: do you want to upgrade your bathroom crazy gadgets? well, would you buy a smart toilet? this is the question we asked on gerriwillis.com. 89% said no way. log on gerriwillis.com everyday. finally, i spent a lot of time reporting on college that, frankly it is staggering. granted these days need the sophistication of an investment banker to juggle multiple loans. fortunately there are things you can do to save yourself money and greed. first, think about controlling your loans, fewer headaches. next, you can prioritize high-cost debt, and finally, think about an income that will cap your payments at under 10% of your disposable income. planning ahead will free you up later to buy things you would like to buy like have a family, buy a house, you have other things to spend on.

that is my "two cents more". that is it for tonight "willis report", thank you for joining us. do not forget to dvr the show if you can't catch us live. we will see you on monday. ♪ ♪ ♪ >> last week i said that if we found misconduct, it would be punished and i meant it. a few minutes ago eric shinseki offered me his resignation and i accepted with considerable regret. neil: secretary eric shinseki was out. but the problem is remain. problems have been piling up for decades now under this president and the president before him so removing a figurehead doesn't remove the problem with the figure. we spent a lot of money and we do not seem to