time. expected to fall 3,000, down to 314,000. >> the willis report is next, gerri willis, the gm story today one of the recalled switches. gerri: we'll demo the falsety ignition switch. >> also i'll peak with the mother of one of the gm crash victims, she confronted gm ceo barry barra today. >> one of the dirty secret of the stock market exposed, we peal bakalayers of a problem that runs deep, can be fixxd. >> what is going on with dr. oz? under fire over miracle weight loss claims, we'll investigate. >> as we said gm ceo gets a

grilling on capitol hill today. mary barra returns to washington to face lawmakers with startling new development, gm executives knew more than they first admitted, joining me now congressman tim murphy from pennsylvania. jeff bartlett from "consumer reports" will join me in a moment, we start with congressman murphy. everyone watching what questions were today. did you get the answers you wanted? >> we received some answers, it is a ongoing issue for gm, gm has to change their culture, that is what ceo mary barra said they are doing, i said that reports should have been subtitle, don't assume malfeasance when incompetance will do, a number of people did a very bad job, whether they

were superviseed, engineers or lawyers or others, i am thinking out of 210,000 people only 15 people are to blame for millions of recalls and deaths and crashes, toward to believe no one saw this coming could pick up on i. they have a lot of work to do. gerri: corporate culture, 200,000 employees, 21,000 dealers, 2 23,000 suppliers, ths is a massive number of people at the heart of the controversy. one thing revealed today that surprised me, is that conversation on-line e-mail one of the congressmen exposeed about the impala, 5 years ago a gm employee a woman driving the impala it stalled on her, she had her kids in the car, she tried to tell the company something was wrong, nobody listened this week that impala was recalled what is your reaction?

>> it is not just within the ream they told bus the woe will do the, it is -- woe will d cobs pervasive, other people know that folks were ignoreed or lost their positions because they spoke up. that is where this is more than just a couple people who messed up. when i look upon here is you know as we look -- do we need to change the act with penalty. this is what is missing. that people could look at this, a very moving e-mail she sent, what would happen if anyone was in the car with their kids and the car shuts off that is a compelling story. but it looked like she was ignoreed. gerri: and as we found today, compensation fund, a topic of conversation for weeks, barra

giving di us details on what to expect, she said all up to ken fienberg, she seemed to make it clear, i am interested in what you make of her testimony, make it clear, if you are not part of the group seeking money from the compensation fund forget about it, those are getting so. of compensation are those who were injured or someone in family died, what do you make of those comments? i don't know if they go car enough, that is why we want to hear what mr. fine berg said. this was brought up by the congressman from virginia, gm saying they want to compensate people, they moving forward lawyers have to -- bankruptcy laws that is where tax payers should be upset, we bailed out gm, these things did not come to

light at this time, now we find out about it, maybe they will find a formula, we want to know what that formula is. we want to know if it is fair compensation. >> congressman thank you, i hope you come back soon to discuss this important topic. >> thank you. gerri: well, now we have jeff bartlett with "consumer reports," he will show us, as we've been talking about, the actual defective part this is a chevy cobalt wheel. this comes from an attorney that we worked with. and here is the ignition switch. tell us what goes wrong. >> so, concern is that when someone is driving, the key can be bumped out of the wrung position -- run position, into accessory if that happens while you are drying it means you lose power steers and power brakes to

the car. gerri: ignition switch, is this cylinder right in here, about the length of a cigar, not very big. that tiny part is what is causing these problems, 1 we knock this key out of wh pig. >> -- position. >> cargos from being easy to control to very stiff, you need think quickly, which is why it is important to talk through these in advance, hit hazards know you still have some steering, pull over it safety, if you can pull newtrition is tphaourbial and you cais --pull. >> you hit this key with your knee or a heavy key chain, someonely you can't steer the car, breaks are not working well. you ar are install mode, it is d

to keep your wits about you. >> this is where a lot of people have run into a situation. other aspect is, it also deactivates airbag, the cause of car going into accessory may be hitting a pot hole or beginning of an accident, you actually want to have that protection. this would deactivate that, that is at the core of what we're looking at. gerri: this particular tiny element in this stear will ing column. whose responsible is it to get it right? >> delphi is the supplier, general motors is responsible, they commission the part, and validate the part to make sure it is built to their stafpbard this i stanbard this is a geners

problem. gerri: they used to didn't think it was a problem, why would you make that leap of faith? >> well, in general, a stall is always a safety problem. i think what she was alludeing to is that they were seeing problem of one nature with the ignition, not making the connection this also impacts the airbags, that is something this energy in another part of -- engineers in another part of general motors are aware of. gerri: we have a recall this time from nhtsa, chrysler product. >> they are investigating some chrysler products for a similar issue, all of the attention that general motors brought up on know its has brought attention to how the safety net is working. in in case, now nhtsa is looking

at other potential situations, where a problem of one symptom may be related to another, it finds that chrysler warrants a closer look. gerri: beat goes on. i think that story is about to wrap up, and it goes on. more recalls, more folks. if you are one of these people with this problem, if you have received a letter from gm, take care of it. problems could ensue, jeff thank you. great to see you, appreciate your time. gerri: christian who's daughter amber was killed in a chevy cobalt a year after gm knew there was a problem with the ignition switch, 9 years before the car was recalled. that accident is one of the first linked to the defective switch, laura thank you for being with us. i am so pleased you agreed to be with us, let's start with this hearing that you sat through a

couple rows behind the ceo mary barra and a couple of other families, were you satisfied with her answers? >> absolutely not, nothing new came out of testimony today in my opinion, she did not answer all of the questions, hedgeed around some, they asked whether there were more than 15 people involved, in the cove cover-up,i would say, and that question was not truly answered. gerri: let's talk about your daughter for a moment,

a lot of talk about a cover-up, but there was no cover-up, do you agree. >> you know jury still out on that one. i think that probably was, or at least at some level, they did not want this to come out, a very expensive thing to recall a car. and you know, it costing them now, but not as much as it costs you know myself and many, many ou know. the death is the highest price you pay. gerri:a, we have talked about criminal liability, quite a bit. but what do you want to see gm do for its part? is there anything that gm could do that would satisfy you at-this-point? >> i am not sure that anything

would satisfy any of us. but the families and i, our main mission right now, aside from making sure that everyone has these cars gets them fixed. we want to see the laws changed. senato mark kianne and blumenthal, a bill with means full data to nhtsa, that goes a long way to preventing what we've seen here. gerri: mary berra talked about comp -- compensation fund, she suggested that everyone needs to be a part of that if you have a claim against gm, what do you make of that? >> you know that is certainly a way to limit their liability. a jury is likely to award much more than who fienberg would, i am waiting to see what the terms are, if one of the terms is that i have to stay silent, that is a

no go. gerri: a no go. laura christian. thank you so much. we appreciate your time today, thank you. >> thank you. gerri: now we want to know what you think. here is our question tonight, would you allow your son or your daughter to drive a gm car? log on to gerriwillis.com, vote on the right-hand side of the screen. we'll show you the results at the end of the show. we have a lot more to come this hour, including your voice, facebook me or tweet me on your thoughts about gm or any other top oeubgt show, at the bomb of the hour i'll read -- at the bottom of the hour i'll read your comments. >> coming up, how escalating crisis in iraq could lead to a grasgasoline price surge here ie u.s., we're looking out for and you your wallets next. i'm j-a-n-e and i have copd.

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gerri: tensions in iraq could translate to a sun surge in gas prices at home. iraq's military claims to have driven back militants however exxon and bp havey yo begun evacuating staff as the siege

escalates. tp*eufl i start with you, how bad could this get in iraq? >> this could be one of the most significant risk to oil prices that we've seen in a long time. right now most of the production in the south has been safe but cities like baghdad start to fall, or if the refinery, you know gets under the control of terrorists, that will change the dynamic. we're going to need a lot more oil out of iraq. not only short-term but long-term, this could have a huge risk to the upside, right now we're easing off a little bit, but still gasoline prices are at the highest level for this time of year they have been since 2008. that says something. gerri: 3/4 of the nation's crude is produced in southern iraq, you mentioned that prices for gas has gone up, gas buddy is

out expecting a 10% hike on the 3.69 we're already experienceing, peter, what impact buzz that have to consumer wallets, how could that reverberate throughout the economy. >> 10% is a lot, that is 35 cents a gallon that would have a big impact on the economy, it would not derail the recovery but i it could slow it down. gerri: and as we look forward, phil, do you agree with gas buddy? 10% increase? or do you see something different? >> gas budy is my buddy. i agree, they are good on their gas price prodictions. and -- predictions, i hope that is where it stops, i could foresee scenarios we could go higher, i think this is critical.

i don't think that -- i think that marketplace is really taking it pretty well in stride. and the other thing i want to point-out, thank goodness that u.s. is producing most oil they have since early 80s, if not we would have seen a much bigger spike in price, you are hearing out of opec, don't worry we're still seeing a lot of product out of iraq, and iraq government saying nothing to worry about. they are right we have scenic ports out of iraq -- exports out of iraq rise, but how long is that going to be able to continue if all of the non-essential personnel from big oil companies pull out? i think if they are nervous, we should be nervous. gerri: that is a good points, peter to you. talk more about the consumer price spike we've been seeing. prices in may up .4 of a percent, largest in 15 months, 2.1% increase over 12 months,

consumer pric price cpi core inflation, biggest jump since 2 2011, i have to tell i federal reserve said don't worry. >> no inflailing it is not a concern but this is for for a lot of american families. >> the rate that we had this past month, would strain late to a 4% -- translate to a 4 percentageial rate, it would be a terrible tax and burden people at low end of wage scale, where raises are hard to get, and on the retired. to say that it is not a problem is to put your head to the sand, then general motors makes quality cars if that at case. look at core index, net of oil, it has been accelerateing, not just oil prices, that the rearview mirror. it does not have iraq situation in it. i think that there is cause for

concern, janet yellen showing a policy biassed, to dealing with unemployment. sadly they are sitting on a couch are out of work for a very long time. struck rally issues must be -- struck rally issues must be addressed. and that really comes down to the white house. gerri: phil, what do you think, we had this easing forever now, and you call this a recovery? i think i you would have to question whether what the federal reserve is doing is having an impact? >> it iso food prices -- it is on food prices, every commodity has gone through the roof, turkey, chicken, meat, beef, you maim it, it -- you name it, it has gone through the roof, we're in a zombie-like state, with fed pumping us up full of stimulus but we're not growing, i know that people that i talk on the

train, i asked them how many of you are really doing better or feeling your prospects are good about this economy, i can rarely get anybody to give he a positive answer. you know this is note how a recovery should be feeling at-this-point. we should have bounceed back a let father, and i think that -- farther, and i think that fed is partly to blame weaker to did ui think that tapering will be right thing but i think they might have to be more aggressive probably the move shake us out of our stuff, and start to raise rates, that i think, might stimulate at least a little fear in the marketplace get things moving. gerri: peter. normally a little u inplation yu think prices are higher a demand, but that is different because of drought, and middle east, is this inflation a sign of good things to come or something else? >> a sign of weakness, one reason those commodity prices are up because we're putting so

much corn in the gas tank, 40% of corn harvest is driving up price of meat, if you are growing, you grow briskly you will get a little bit of intkphraeug but not artificially creating inflation, which is what administration has been with some policies, what the fed has bee done with easy money isa good thing. the guy that said all wealthy entrepreneurs wear rolei rolex watches, so he buys a roleic watch exwatches and he walks ink thinking his bank account as doubled. >> peter and phil thank you. great stuff. thank you. >> thank you. >> take care. gerri: later in the show, doctor oz, in hot water over a weight loss product. we answer, how do you do that?

fed saying that interest rates are staying low for some time. how do prepare for the day that federal reserve does raise interest rates.

♪ gerri: your retirement is better, and u.s. stocks rose sending the s&p 500 to a record high. this as the federal reserve announced they're lowering their forecasts for economic growth for the year. after more than five years locked at their lowest ever levels, and we expect interest rates to rise again soon? and abbas that impact your portfolio? joining me now, chief financial analyst. up welcome back. always good to have you. >> thanks. gerri: the funny thing about today, janet yellen says, you know, the stock market is not a

bubble. evaluations are in line, and of to the races we go. stocks go through the roof. what do you make of this? and what do you think janet yellen will do? >> well, the other thing she said today was that she is not concerned about inflation, which is another reason why the interest rates will stay low and the stock market continues to go higher. we are still looking at probably made 2015 time frame on that first interest-rate hike, but what janet yellen and the fed did today was basically say, interest rates will stay low for some time to come. we have a long way to go on employment. we are not concerned about inflation, but as far as the stock market is concerned, that was not music to their ears. gerri: amen. is there a danger in continuing this policy until the middle of next year? >> well, here is what this

policy does, flirts with inflation. and the more these conditions are in effect the more we're flirting with higher inflation down the road. the challenge will be for the fed to start removing stimulus to the part where they are ahead of the inflation curve and not behind it. historically they do not have a good track record. the other area is in terms of estimating economic growth. a track record of overestimating economic performance. you know, i think there is sufficient reason for whether or not we will be able to mop up liquidity without a big uptick in inflation. gerri: let's look at some of those estimates. the inflation adjustment, the just under 2%. do you think that is wishful thinking? >> well, some of this depends upon which barometer ylooking at one known as the personal consumption expenditure index.

basically about a half a percentage point lower than the consumer price index. even the consumer price index, look, if you believe that encompasses inflation i have a bridge are want to sell you. when you talk to people on the street, and they do not buy into the notion that inflation is low, only 2%. talk to people on the street and ask them, what is your personal inflation light? there beguine number much higher gerri: gas prices, if you want to have a barbecue get ready to pony up del. he mentioned something i want to follow upon. that is what the fed is saying about economic growth. they are usually too optimistic. originally in march their expectation for the year, just under 3%. now they are saying it will only be just over two. what does that really mean? are they still too high? >> here is the other thing that is significant in that. we now know that the economy

contracted in the first quarter of the year. we did not know that back in march when the last release projections. they ratcheted down expectations for 2014 performance, but they did not write it down expectations for 2015 or 2016. they left in the same, and i will reiterate that the fed has a history of overestimating economic performance like we did down the road little bit. some are elated they start to ratchet those expectations lower as well. gerri: really get out your crystal ball now. mid 2015 rates go up. what happens to my 401(k)? >> at some point the market is looking everywhere for the reality of interest rates going up and the fed being less cumulative. that is inevitable. we are overdue for a correction. that may well be the catalyst for the correction we eventually get. it is not coming today because we are on this side of stimulus and low interest rates. at some point that will, there

is the first part of 2015 and later this year. gerri: taking away the punch bowl costs. thank you for being on. >> thank you. gerri: still to come, however there is a will there's a way. one woman shares have she overcame challenges to become a successful business owner. next, finally won wall streeters admits the industry is riddled with conflicts of interest. how can you make sure you are getting a license your best interest and not your broker's? answers coming up. ♪ so i can reach ally bank 24/7 but there are no branches? 24/7 i'm sorry- i'm just really reluctant to try new things. really? what's wrong with trying new things? you feel that in your muscles? yeah...i do... drink water. it's a long story. well, not having branches lets us give you great rates and service. i'd like that. experience a new way to bank where no branches = great rates.

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one wall street executive admitted that they are riddled with. thank you for being with us, professor. i want to start with some sound from that hearing, some surprising testimony from the ameritrade vice-president. listen to this. >> my question is, is the science of the rebate offer by an exchange a factor in determining where you route those non marketable customer orders? >> yes, it would be the last factor. all things being equal, that would be a factor. >> so the greater there rebates that would be where you would go if it is otherwise best? >> yes. gerri: so, describing rebates, kickbacks, money that they get

from brokerages that process and execute their trades. is this fair? is it hurting individual investors? tell us more how works. >> well, certainly the whole payment to brokers a lot of times does not harm investors. a lot of times from marketable orders when people place orders when they reach the marketplace they expect them to execute immediately. a payment directly through to the much -- customer which is what senator johnson was pushing yesterday. the problem we had done a fine on paper, the paper with robert jennings and shamed corwin has to do with ameritrade and three other brokers practice these standing or not marketable orders that do not execute when they reach the marketplace. they run into the hi-fi venue. as i pointed out yesterday in testimony for stocks like a and b, these orders are going to move last at a price, so if not all of volume at a given price

is exhausted the reporters that are routed to the heights even you don't trade in miss out on a profitable trading opportunities. and so these investors are missing out and not paying low commission. gerri: you have to break this down more for me. i am no expert on how this back of this stuff works. i do not understand all the details, the ins and outs, but it sounds a whole lot like -- and the ameritrade guy was pretty unapologetic about it. we basically pay for order flow. that is a way that it works. that is what the new york stock these changes and for some time. is this the practice -- forget ameritrade. is this practice helpful? >> if you route orders in a way that makes sure they always go to the hi-fi venue is harmful, yes. and there are several that do not do this. gerri: like to? >> for example, interactive brokers. gerri: well, that is good to know. one of the tax-free return to again and again, 58 percent of

people in a recent fox news poll say that the market is rigged, and we keep talking about how people have no faith in the stock market, do not want to invest, standing on the sidelines among the greatest bull market in some time fee. people like to be suspicious of the stock market. >> my opinion is that by and large the market works fine. we would be the first to admit -- i believe myself and my to go authors that this affects a small percentage of customer orders that very few brokers. with more transparency there is enough out there to identify when things get out of whack. that is what we would argue we are doing. i would argue capitol markets have never been battered by and large. there will always be problems that keep -- creep up around the edges which is why we wrote our paper to say, here's a situation where it might the you know, further attention might be well served as a kind of fix this practice.

gerri: thank you for coming on. appreciate your time. >> yes. thanks. gerri: and now we want to hear from you. here is what some of you are tweeting me tonight. would you let your son or daughter drive a gm car? no, gm has too many quality control problems. the government and automotive industry do not mix. oh, yes. only american cars in my driveway. gm, ford, chrysler. toyota not allowed. as far as i am concerned to let gm go out of business. very difficult to ignore these problems. many people will never trust gm again. lots of opinions, lots of folks. coming up next, dr. osborne it's tough medicine over his plans of a miracle weight-loss products. next we will take a look at how celebrities are taking a vantage of their power. here's your consumer gauge. gas prices ticking up 1 percent from yesterday. stocks looking on fire. we will be right back. ♪

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gerri: celebrity position received a harsh scolding from senators at a hearing about false and deceptive diet ads. joining to discuss, psychologists and record nutritionist and author of the small care dietary gains. welcome to you both. this story completely captivated me. i have always had a lot of faith in dr. oz who has been promoting something called green coffee beans. what do you make of these products and are they good weight-loss options? >> unfortunately this is not what i would recommend, and this seems like these products come on the market and offer false hope to so many people. gerri: they do not work? >> let's put it this way, not in a long run. maybe very, very short term. maybe someone might lose weight quickly. but then the end of the day, the end of gaining -- they ended up gaining the weight back and then

some. it is a roller coaster. it is like false hope, not what people should be doing to lose weight. gerri: so thanks you. i want you to respond to how dr. oz explained himself. he said, four years i thought because i did not sell products sector be enthusiastic and my coverage, and i believe research surrounding that coverage has value. i am accountable for my role and the proliferation and recognize that my enthusiastic language has made the problem worse at times to not have a conversation about supplements at all, however, would be a disservice to the viewer. analyze those comments. >> what dr. oz is saying is, yes, i made a mistake. as a physician -- and i must remember i am a physician even though i am on television and tv, sometimes out on this program, of course, but on other shows, especially medical shows it is about to a quick fix. three minutes to do this segment and talk about how you lose the weight. he realizes, and i hope he does

realize that, look, you have a responsibility. there are people who hang on every word you say, especially if you are dr. oz, and i think he is learning a lesson here. gerri: one of the things we want to point out which was a topic of conversation this morning, he was not getting money from these companies which is why he felt -- look, i am not being paid. a true conflict of interest in a usual way, but does that go far enough? >> i do not think that it does. but the amount of usc has and the people that listen to him, i think that there should be more education about what really should be done. i am not saying that he does not do it, but unfortunately in the media it might not make for good ratings. i think unfortunately it is something that people will jump on the bandwagon. gerri: so many americans, so many americans overweight. trying to find a way to get over

the hump and start losing weight even if it is a temporary fix. is that a good thing to get on their road? >> it is good to get on the right road, but give all of the inspiration. we know the you can lose weight and losing weight is healthy for you, not just physically but psychologically it can change our life. it is also about hard work, not a quick fix. you must work out on a regular basis to make the right food, make the sacrifices. it is not about, you will get something for free. you will not. >> is not a silver bullet, and that is what too many people looking for. they set themselves up for failure because basically they are trying something out and ultimately failing again. that must not -- at. [inaudible] >> and it keeps them coming back to diet products. i will, new diet company the silver bullet. [laughter] >> i will not support it.

>> okay. >> i think we need to put a more candid is also nice if the media encouraged that a little bit more than what is currently berri: i guess my has puppies just not cut it. [laughter] >> that's okay. >> you deserve a reward. [laughter] gerri: i love it when the psychologist says that. thank you for coming on. great job. >> you're welcome. gerri: next, where they're is a well there is way. how one woman overcame financial ruin the underpass to becoming a great big success. the she shares her story after the break. ♪ [ male announcer ] this is the age of knowing what you're made of. why let erectile dysfunction get in your way? talk to your doctor about viagra. ask if your heart is healthy enough for sex. do not take viagra if you take nitrates for chest pain; it may cause an unsafe drop in blood pressure. side effects include headache, flushing, upset stomach, and abnormal vision.

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now emerging as a successful businesswoman. victoria napolitano, editor in chief of hopelessly romantic magazine. thank you for coming on the show. terrific to have you here. we're hoping that people like you inspire our viewers. i want to start at the beginning. injured on the job. a police officer. what happened. >> one night that we were working. the next thing you know, my site seemed a little fuzzy. fast forward, i ended up having a head injury from falling. it went undiagnosed. i ended up almost going blind and had terrific doctors that saved most of my site, but i am actually partly blind still. gerri: you have not regained all of your site and get you have managed to overcome this. after what you experience. did you decide you had to lose

your job? what happened to your finances? >> i lost everything. i never regained my site, so i had to work on desk duty. what happened is it kept getting worse and worse, and the doctor says you will have to take it easy for a while calf or you will be completely blind. i had to let sell my job -- leave my job, sell my house, lost everything i had, and three days after my last surgery my ex-husband city could not be married to someone who is blind and left me and my 4-year-old son. gerri: what a story. >> the artists are was i went over a year blind. i did not recover as fast as they thought i would because it was so severe. and every day i did not know if i would ever see or not. i went almost a year before i got what i have no back. gerri: you have some vision now, but let me tell you, the reason we are having you want is

because you have managed to really rebound. when did you get this idea for this business and had the view find the money to do it? >> it is funny. when i used to be at the police department i used to write poetry and love notes. i have always been kind of a romantic. one day i had a client that said you have so many skills. do not give up on that because, you know, the police work. slowly add started building in designed magazines after a while because i was able to put everything together that i love and romance and luxury. next thing you know, 2007, i created my first formal magazine. it was bad, but you know, i worked really hard to make it what it yesterday. gerri: you have turned this into a real-life business. this is not something that is a hobby but serious stuff, and you do custom magazines which is a

fast-growing area, an important area. who have you interviewed? how have you taken this does is to the next level. >> i have been fortunate because people look at my work and say she has something. i have to commend kathy ireland, kenny g, cory everson and other people that have supported me in my endeavors. i am happy that they love my work, just like my clients. i create custom magazines for businesses and personal. and even weddings. gerri: wow. amazing stuff. thank you for coming on. great to meet you. good luck and thank you for sharing your story. >> thank you. gerri: and we will be right back. ♪

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log on to gerriwillis.com for our on-line question. we're didn't have a good night, "making money" with charles payne is next. charles: tonight on "making money," living up to the billing, less than 3 weeks into the show. i have a ton of grand slams, i will not always be right, but so far the track record is amazing. million dollar ferraris and lamborghinis all sold out. and million dollar condos, can't keep up, and tiffanys, the blue boxes are out. i will do something special tonight. i know i give millennials a hard time on the show. a lot of advice that misses simplest of points.