park too. [closing bell ringing] >> traffic in the stores. despite menu prices on the rise, the stock did great today. david: a lot of stocks did great today. we have them in our sights. everybody, there are certain very notable exceptions but generally speaking all of the indexes are positive. and very positive in some cases. look what is happening with nasdaq in particular. we've been focusing a lot on non-nasdaq stocks. nasdaq in general, really doing well today. of course we have microsoft coming out any moment. we'll bring that to you live. the biggie, apple, that usually comes out right in the middle of this hour. so you have to stick around for that. we have expert analysis to come on apple, microsoft and of course herbalife. "after the bell" starts right now. liz: it's a record for the dow jones transports and s&p, at least at the moment. just slightly below its record

by less than a single point. let's get to today's market action. brian bradshaw, bp capital portfolio manager, has best ways to play what he calls, a big title, a once in a generation energy renaissance. christian mack goon, yield shares founder will tell us which market indicators that we'll see a pullback an larry shover from the cme. we begin with larry. apple comes out around the half hour here. we're looking for microsoft numbers. what a day today. transports looking very strong here. >> unbelievable day after getting clobbered with a two-by-four late in the week last week the market responded in kind in a very, very good way. it had great footing. good news coming out of china. let's not forget cpi number came out this morning, that quelled fears of numbers being crazy that we might have inflation or not. earnings numbers this morning weren't great. but overall earnings are very,

very good. combine that with housing numbers which are good. people got back into the narrative. they put all the good stuff back into the frame. the market fought back. although it has trouble getting above 1985 in the cash, which is year-to-date high. so right now we're sitting close to that. it is hard punching its way through that. david: christian let's talk specifically about apple. that will be focus of a lot of our attention during this hour. they had tremendous run-up, but some of their goals people say are overly ambitious. 80 million new iphone 6 sales. that is what they're gearing up for. what does apple have to do with this earnings report to keep that stock going up? >> they have to show continued momentum. that they're not only continuing to grow the current business but also they're prepping for the next great wave of growth. we saw it with the ipad. we saw it before that with the iphone. they need more devices. updating of iphone needs to be

followed probably with this iwatch as next new kind of game-changer for apple. i think there will be a lot of specifics that people focus in on the earnings to see what type of money, investment they're putting into these next devices we expect this fall, maybe into early next year. liz: just want to tell you as we parse microsoft numbers out in the initial first blush reaction the stock is trending slightly lower. it closed at $44.83. it is at 43.56 for the bid. 72.81. climbing trying to climb back up where it closed. christian, want to see your thoughts on when you need to see from microsoft? >> i think microsoft is trying to transition. we're looking for more revenue coming from the cloud compute business. we want to see a shift to them embracing mobile more so. these are two huge areas growing in other industry. microsoft need to embrace that trend. there will be big focus in those

two areas specifically. liz: let's get it from adam like beat on revenue but what about eps. they missed it appears earnings per share. let's dive into raw data. earnings pertheir was 55 cents when street was expecting 60 cents. on revenue side, liz, 23.8 billion where the street was expecting 23.0, essentially 23 billion. a beat on revenue because they're reporting a little different than they have in the past. fourth quarter commercial licenses revenue 4.2 billion, commercial revenue, 2.2 billion. devices and consumer licensing revenue, 4.69 billion. lastly fourth quarter devices consumer other revenue, 1.88 billion. headlining this, 55 cents earning per share, street expecting 60 on revenue side, complete picture, 23.8 billion, street expecting 23 billion, liz. liz: i'm looking at quarterly devices and consumer revenue up 42% that. will be good certainly for

surface tablet lovers but let's not forget to mention binge. search -- bing. search revenue growing 40% and share grown 19.2%. david: brian, let's not overlook a negative as we look at figures coming back to about where it ended the day, still a little below, which they had to eliminate 18,000 jobs at microsoft. that is 14% of the workforce. a lot of it was because of nokia because there was overlap. some of nokia's people doing the same thing that the microsoft folks were doing. but is that a concern at all, to shed that big of a chunk of your workforce? >> so, obviously it is not, it is not good but i think, in the broad context, when you look at size of the overall economy, this is, limited number of these type announcements, i think buy and large you're creating as many jobs now as you have in a long, long time. david: with regard to microsoft itself, does it say anything about the company, that it had to do that? >> well, i would be a little bit

more inclined to talk about the general ramifications of it, rather than microsoft specifically. i don't think there is a big bleed through. liz: let me get to larry shover. this just moved. nokia contributed a loss of eight cents per share to the fourth quarter results. so this would have been better had it been ex-nokia. they took a big flying leap to acquire nokia, get infrastructure up and running for phones and hope to turn it into a hot windows phone. does that really happen? >> it can happen and happened before. what we're seeing with microsoft, it is riding this bullish thesis all year with continued restructuring, new ceo. also riding the tailwind of the pc stability, i won't say boom, but stability. with that said investors are looking for, more restructuring. is that going to be good for the company? we'll wait and see. also looking for capital allocation. they have piles of cash offshore. what they will do with the dividend and buyback. i don't think investors are

waiting for answers today. that typically comes mid-august. lastly, i think also investors are thinking, can microsoft pull a full adobe, accelerate the shift to office 365? these things investors looking at microsoft. david: as we look at the bid, ticker above what microsoft closed at. let's pull back a little bit here christian. let's talk about what is happening with the individual investor. are there any signs, we've been hearing some signs institutional investors are more wary and retail investors are thinking, gee, what have i missed out on, maybe i will get in. have you seen any signs of that? >> yes, i have. we've seen some institutional interest in options, specifically protecting against kind of largest 100 companies in the s&p. that has had up tick the meaning that there could be a decline on the way, institutions are positioning for some insurance if you will there.

on opposite side we're seeing financial advisor sentiment as well as retail investor sentiment creep fairly high in the bullishness range. it has come down a little bit after the last week but my guess is after and today and tone of the market today we'll see another higher reading by end of the week. david: i want to mention it. d ameritrade ceo will join us coming up later. he will talk more broadly about the retail investor. liz. liz: we introduced buy an by saying this is once in a generation opportunity for certain sector and that is energy. what do you like in the energy space? >> we look at energy a little differently than other folks. amazing production in oil gas led us to look at energy holistically, entire value chain. not just production side you have to look at with energy. you have to look at end user. that is where the competitive advantage is being generated. give you two names. first on upstream side, u.s.

silica. sand for process completing wells. volumes in sand is growing up dramatically. far outstripping demand, they have pricing power. latter name, century aluminum. not typically what you would think of as a energy story but when you think of the fact 25%. their costs are tied directly to energy. they're here in north america. they have cost advantage over rest of the world which is taking them from the last quartile to the first quartile on cost curve. on demand side you have gm, ford, toyota, starting to use aluminum in light duty vehicle markets. looks like they're winning on cost side and demand side. david: brian bradshaw, christian and larry shover, gentlemen, thank you very much. very busy hour here. liz: stocks are on a role but trading volume remains light. interest rates are very low, you know that and that's creating some problems. where? for some financials. how about td ameritrade? will it still manage to post higher profits? we're talking to the ceo about the retail investor and the

retail customers out there buying and selling stocks. that's next. david: also we are awaiting earnings from tech giant apple. the stock is up 24% the past three months alone. will it blow past estimates again? it did ha last quarter. or could it be a stumble? we've seen that within the past year as well, with no new products as a catalyst. we bring it to you live. liz: for many, the interview is the most nerve-wracking part getting that new job you're dying for. david: i hate interviews. liz: as we continue our series, "can you hire me now"? we have someone who interviewed more than 15,000 employees. he has the most important tools you need to turn an interview into that dream job. david: we want to hear from you about this melodrama, if you will, soap opera between ackman and icon. bill ackman's presentation against herbalife was a failure, let's be frank. the stock rallied to levels it has not seen before. do you think there is any real

substance to mr. ackman's claims? tweet us @fbnatb. your answers coming up. ♪ [ male announcer ] once, there was a man who found a magic seashell. it told him what was happening on the trading floor in real time. ♪ the shell brought him great fame. ♪ but then, one day, he noticed that everybody could have a magic seashell. [ indistinct talking ] [ male announcer ] right there in their trading platform. ♪ so the magic shell went back to being a...shell. get live squawks right in your trading platform with thinkorswim from td ameritrade.

we're changing the way we do business, with startup ny.atform we've created tax free zones throughout the state. and startup ny companies will be investing hundreds of millions of dollars in jobs and infrastructure. thanks to startup ny, businesses can operate tax free for 10 years. no property tax. no business tax. and no sales tax. which means more growth for your business, and more jobs. it's not just business as usual. see how new york can help your business grow, at startup.ny.gov i don't how many of you have ameritrade, right, accounts? td ameritrade, the biggest online stockbroker posted a 3% rise in profit from one year ago and they say that was driven by strong growth in assets.

but despite the bump, the number of trade per day, this is crucial for this company to look at, declined, dropping by an average of 91,000 from the previous quarter. david: okay, so what could cause a reversal of this low volume and how is the company prepared to take advantage of it? with us the td ameritrade ceo and president. fred, wonderful to see you again. thanks for coming in. as liz mentioned, revenue is up, profit is up, but those daily client trade, year-over-year barely up at all, .6%. just a smidgen. why is volume still so low despite all the optimism about this market? >> you know, that to me, the whole story comes down to one word, volatility. our trading volume correlates very highly to intraday volatility. during the quarter we saw a period of 62 days where the s&p 500 did not move 1% from open to close. that is longest stretch of that level of low volatility since

1995. liz: i want to get to your client profile these days. is it people who are just retail basic individual investors? there is something called breakaway brokers now we've been looking at and i'm interested in what your breakaway broker business is and you how define a breakaway broker? >> we have two channels. our assets are roughly today, now list, 55% retail, 45% institutional, or primarily the rea channel. the rea channel is fastest growth channel in wealth management today. we really shifted as a company. we used to be purely retail equity traders. today we're a much bigger trading firm but both equities and options. we come very much a pretty strong asset gatherer and have a pretty sizable. rea business today. david: you have guidance for investors going forward and you're raising your expense guidance. why are you doing that? >> well we continue to invest. we see quite a change going on

with respect to technology today, whether it be social media, web, i'm sorry, mobile, like mobile log-ins are up 45% year-over-year. liz: wow. >> mobile trade are up 40% year-over-year. so we're investing heavily what we see as secular trends which is mobile, social media and data -- david: can i follow up on that? exactly how are you endings pending on that? >> you know -- expending. working to make sure you're on all various mobile devices and phone types and tablet types. there has been a bit of a proliferation of those. making sure we get optimal uses. just to give you one statistic, 25% of our new online account starts this past quarter were through mobile devices. getting that right when you have such small real estate on the screen takes time. tough make it simple and easy to do. we're working to work through that and testing it. liz: more people would jump on the mobile platforms to trade on ameritrade accounts if they had

more volatility which you have already mentioned but last november you and i shared the stage at the chicago mercantile exchange' haven't in naples, florida, and we brought up the fed. now it would be great for at least your company if the fed starts to tighten rates. is the country ready for that? why should we tighten rates right now? >> you know, i am not sure the country is quite ready for that yet. i think surprise of the year is to see them pull in on the quantitative easing and see 10-year rates come down. i think the economy, i think it is wise of the fed to wait a little bit longer to make sure that the economy has its own feet and employment is clearly on the right path here. so i think being patient here is the right strategy, even though it would be a good thing for us because we do think as fed pulls out we should see increased volume at this time in the markets. liz: that would be great for td ameritrade. we'll watch it. fred, thanks so much. david: good to see you. >> nice to be with you. david: shares of electronic

arts, they are climbing in after-hours trading right now after reporting earnings just moments ago. liz: nicole petallides on the floor of the new york stock exchange with the actual details. nick? >> liz and dave, exciting stock to watch. it jumped over 5%. it lost some of its momentum. i will go through the numbers with good numbers. it is delaying titles until after the holiday season. that may be one of the reasons it has come up earlier highs. earnings per share, blowout, 19 cents easing beating estimates with a loss of 4 cents. revenue coming in at 775 million. beating estimates of roughly 713.15 million. beating on both the top and bottom line. you can see the stock is still higher but coming off earlier highs. that is because the company moved backdates of battlefield hard-line and dragon age inquisition. two names due out for the holidays. they will be pushing that back. in the next quarter they see earnings per share slightly

under what the estimates are and revenue in line. that may be affecting numbers. they are reaffirming full year which sounds like good news. back to you. david: nicole petallides, great to see you, thank you very much. billionaire bill ackman, he promised to deliver a death blow, his words to nutritional supplement-maker herbalife today, but he totally, totally missed the target judging by the stock's 25% surge today. is ackman's case simply a house of cards? liz: also, show me the money. apple ceo tim cook face as big moment as he releases the tech giant's quarterly earnings just minutes from now. we have all the numbers and expert analysis immediately afterward of the you can't miss this. david: also the world's largest coffee chain, starbucks, getting caught up in a widening food safety scare on other side of the world. you may have heard details about this. some of these details are shocking. you want to stay tuned for this when we come back. ♪

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>> i'm a huge beneficiary of, okay, of this country, okay? michael johnson is a predator, okay? this is a criminal enterprise. okay? i hope you're listening, michael. and it is time to shut the company down because with that i will take a break. david: you hear the voice cracking there. that was bill ackman, getting emotional this afternoon as he tried to make his case against herbalife. ed max ever market was not buying it all, that herbalife

was against american dream and illegal corporation, that the company roared back to cover losses from yesterday and doubled those gains. is ackman's case against herbalife all emotion and little substance? joining me, john coffey, columbia university law school professor. professor, the market spoke clearly. they believe what he is saying is all emotional and there is little fire beneath all that smoke. what do you say? >> clearly mr. ackman came up short so to speak. the market doesn't see anything in his charges. the market may well agree that herbalife is exploiting poor people but cynically they expect that exploitation to produce a great deal of profit and to continue. there is no evidence that the house of cards ackman sees is about to collapse. david: he went beyond suggesting that there is, you know, just a house of cards. he is suggesting criminal behavior. he is really going out of his way to, i would think, set up some kind of a legal case by herbalife against what he is

charging. by the way, we had the herbalife cfo on fox business earlier. i want to play a little sound bite of that and get your reaction, particularly about the legal implications of what ackman is saying. >> if there is a material investigation to announce we will announce, we will announce it. i don't expect there to be any change from where we were. >> you have not been contacted by eric schneiderman despite what is in -- >> i will stick to our filings. >> all right. david: so does herbalife have a legal case against ackman? >> understand, that what mr. ackman may want most is for herbalife to sue him. david: why? >> then he would get, he would get very bodies coverry. he said today he spent over 50 million on investigators investing herbalife. if herbalife sues him, he could open up discovery and demand every email among herbalife executives. they had to be discussing him and his charges over last go years. and he find out where they were defensive, where they were sensitive, what their counter

arguments were going to be. there is no better way to find out where they're nervous than what they say to each other in light of his charges. david: one thing he has also been spending a lot of money on is the democratic party, specifically at a time when ed markey was trying to become senator from state of massachusetts to go from the house to the senate. senator markey became a senator and while he is in the senate began all these investigations into herbalife, after spending as much as an hour meeting with mr. ackman. what is going on there? >> well you know, we have a system, pay to play. if you want to have influence you will have to make donations. understand, however, even if this is not securities fraud, there may be consumer fraud here. there could be very valid charges that poor people are being exploited. it just doesn't appear to bear at all on the stock price. this is a profitable business. and market seems to sense it will continue as before. david: for all the charges ackman is making against herbalife i would make a

accusation against senator markey, do you think senator markey is a bagman for ackman. >> i think that is much too simple. i think there could well be valid charges here. multilevel pyramid schemes, they have always been on the gray side the market. i think we'll leave this to regulators to decide. david: we've had the evidence, ackman presented his evidence, so-called. comes from a former bloomberg reporter named christine richards, she is author of a book called, "the confidence name." i don't know if you know any of those charges. is there any substance at all that the charge that herbalife is nothing more than a pyramid scheme? they say absolutely not. >> i would put it this way you can both exploit investors and do so legally and profitably and market right now expects that this business will be able to continue as usual. david: as our charlie gasparino says, leave it to the market. the marketket is sorting these things out. i think he is right. john coffee, university of columbia law school.

thank you very much, professor. thanks for coming in. liz? liz: david, most daunting part of landing a new job, the interview. as we continue our "can you hire me now? " series. we'll answer how you get over your nerves around land the job. we're waiting on apple's the tech giant webest quarter on record. will this justify the stock's 24% rally over past three months? we have numbers band analysis minutes from now. stay with us. ♪

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share your summer moments in your mercedes-benz with us. . >> we got apple earnings, david and liz, to beat $1.28. revenue slight missed. the street is was expecting 37.9 billion. international sales accounted for 59% of their sales. different guests have said their concern is perhaps holding off buying apple products until they get iphone 6. back to you. david: very good, for instant analysis of apple's earnings, john bright, avondale partner's senior analyst. you've been going through the numbers yourself. talk about the actual unit sales. they missed on ipad but beat on

iphone, correct? >> and beat on mac products. greater business sales of pc's coming in for the quarter, better than people anticipated. iphones, much better than anticipated. 39.4 versus 37.5. david: before we leave iphone, i want to ask you, they seem like we're at the end of a model cycle, waiting for the iphone 6. boy, 35 million sounds like a lot. they opened that market in china. that's where a lot of the iphone sales are coming from right now, correct? >> up 28% year-over-year, that's where they felt the greatest strength, and as your reporter mentioned, the high percentage of international sales. liz: well, the china mobile deal obviously has done great are in company, iphone unit sales up 48% quarter over quarter. mac sales up 39%.

so the chinese are loving the apple products at the moment. what will give you the indication? some will say it's the guidance for the current quarter ending september. whether that iphone 6 is on the way? >> the guidance is they did provide, weak on the sale side. 37 to 40 billion versus probably consensus around 40. so right at the consensus at the high end of their range, but i think the gross margins will rule the day on this. 39% gross margin, selling to the chinese market, that's a very good signal from a competitive standpoint. liz: adam shapiro has more on the bid to china. >> that's some of the things investors are looking at. when you talk about the iphone sales that have been going up, again, repeating that number, 5.94 billion in china, up 28%. >> and in fact, that's what

john was talking about. we heard, talking about the iphone 6 now, expectations are huge for the iphone 6. now there's a story, not all of it has been confirmed and apple rarely confirms these things, it was in the daily mail today, they have ordered suppliers to make way for 80 million hand sets for the iphone 6. have you heard anything like that for these numbers, because they're huge. >> i haven't heard the specific numbers what they're ordering. that's probably supply discussions. what i have heard, though, is when you talk with the u.s. carriers, that pent-up demand at at&t, at verizon, seems to be there for most of the consumers, particularly in the u.s. and europe. they are looking to gain market share at samsung's expense. liz: okay, now we're just quickly look because the apple shares have turned up for the bid in after-hours trading, slightly higher, closing value

$94.72. now fluctuating, what do you need to see? there's a dividend, 47 cents per share. has that spark plug blown? what i mean by, that does that fail to get people really excited when it comes to the dividend because people expect it? >> yeah, the financial engineering, i think, liz, is behind us, now. it's a strength component to the story. apple needs to be fundamentally a part of investors's portfolios. the easy money is behind us at this juncture. what we need now are products that use the software and the services that drive multiple expansion for apple. david: okay, and by the way, dow jones suggested apple has gotten a patent for the smart watch. we don't know the details of it. let's talk about tv, if we can. that's really where the gold, is john. i don't know if you agree. the tv industry is ripe for

some kind of massive game-changing product. first of all, ask if you agree, and if so, is apple prepared to show us what that is? >> i do agree, and we used steve jobs afraid that he's quoted in the book, cracking the code. i think the code is that apple has to show the traditional subscription guys, cable, satellite guys, that they will not be a competitor to them. if they can convince them of that fact, if they're going to increase the arpu, they will crack the code, give the tv consumers, increase the multiple. liz: the operative word is china and how well they did, and gained share here. david: interesting, john bright, as we leave from avondale partners. the last time they beat out expectations, huge jump in the

stock. the time before that, and recently before, that we had a miss on expectations. way down. now just about flat. you think it stays at this stock level tomorrow? >> i think it is going to trade up, all things equal. that gross margin. it's so sensitive to that change. 39% versus 37, round numbers, that's a big jump. david: thank you, john. liz: terrific. you're welcome any time, john, appreciate it. looking for a job? it may not be a good idea to talk like the kardashian sisters in your interview. next we speak with interview coach with decades of experience. he will coach you live on the do's and don'ts of job interviews in our can you hire me now series? david: today more confusion and uncertainty over one key plank of obamacare after two conflicting key federal appeals court rulings, we go to washington to see if the overhaul could be derailed?

. david: time for a quick speed read in the day's other headlines, five stories in a minute. saudi arabia planning to open $530 billion stock market to foreign investors. the biggest and most liquid market will be open to international investment early next year. expired meat in china is spreading. starbucks and burger king are removing their food products from stores, following reports

that the supplier sold expired meat. mtv is planning to team up with spotify. alibaba fighting back the sons and grandsons helped finance a deal to buy yahoo! stock in 2012. they deny the princeling connections. the federal aviation administration stopped flying to tel aviv for 24 hours after a rocket landed near tel aviv's main airport. that is today's speed read. liz: has to be the most stressful part of the job search, the interview. barry drexler knows firsthand what makes or breaks an interview. he's conducted more than 15,000 of them over his 30 years in human resources. barry is the coach of expert

interview coach.com and joins us in part 2 of our series, you can hire me now! i saw you and said get him in here now. this is the job market that starts to come back and you're the real expert how to conduct that interview. >> yes, yes. no. liz: there are a lot of aspects of this. come in dressed appropriately and to make sure you are very engaged. how important is something like eye contact. >> it is critical. you don't want to stare at the person, it will make them uncomfortable, but show confidence in eye contact, especially the first impression. liz: how many of the 15,000 introduce that you conducted for hr where people were shifty or not confident? >> happens a lot. the first impression, you shake the hand and they're not looking at you, that's where it counts, first impression, during interview they are looking down and certain conversations they are uncomfortable and they look down. liz: that is the first one, confident communication, everyone is nervous because you

know, i remember my first job interview that mattered in television it was an internship at kcbs channel 2. and i felt a little panicked about it. i said why don't i act like i have the job and the questions i started asking would be what would we do if somebody comes to us and needs this? >> right, right, right. ways to alleviate nervousness is to be confident, obviously, and nervousness comes from within your mind, and you're nervous not only on your own but someone can't make you nervous, okay? you make yourself nervous. liz: you are in control of that. number two, stand out over others. that's an easy thing to say, how do i do that? >> to stand out is to seriously study the job description and believe that you are already doing the job, which is similar to what you said. if you believe you are doing

it, it will be easy for you to convince them that you can do a job, okay? the other thing is to relate your credentials and background to the job. that comes off the job description again. most important is character and personality, all the other things can change. personality and character is work ethic, you can't teach someone work ethic, you can't teach someone to be enthusiastic. they have to come out during the interview. liz: be enthusiastic, i'll come in early, stay late. talk about something many of the job-seekers have to deal with. because of what we've gone through over the last five years, gaps in employment. what if they got laid off and have to explain the gap or change in employment? >> you don't want to give that question life, and by life going on too much of a detail, being defensive about your answer. just have a viable, short answer, get to the point and move on. and have answer b, if they ask for more detail. a positive answer would be the

position was eliminated. it was an opportunity to look for a new role. liz: i had a great time but 14 million others -- >> well, and time to move on. liz: the top questions to expect. what do you, and you know this, because you've been interviewing for hr for so many years. what do you really feel is the question that trips people up and that they should be prepared for. >> interesting, people have easier time with technical questions because that's their field. they have a difficult time with tell me about yourself or walk me through the background. it's important to be concise and relate who you are as a person if they say tell me about yourself and walk through the background is to be succinct and emphasize the highlights and things you accomplished. liz: if you could criticize yourself for one trait, what would it be? my weakness is i'm a perfectionist, that is so overdone. what should they say if that's

your weakness? . >> i have difficult with change, that's a good weakness because the person interviewing you is going to have that weakness. the most important thing is what are you doing about it? and what results are you getting? i realize there are positives that come out of change and i'm nor effective in my job. liz: don't just say that. >> at least have an explanation what you're doing about it. liz: finally, we talk about clothes but presentation and your voice, there is now a term for that talk and discussion, the way many -- i won't say 'tweens, i've heard 20 and 30 something's talk about this, called vocal fries? >> a way for ladies to talk in the rhaspy voice. you don't want to come across peculiar or odd. you want to fit in. that wouldn't fit in. liz: and be confident, it is a great bit of advice. thank you, barry drexler, the

expert interview coach. >> thank you. liz: part 3. tune in tomorrow as we continue our can you hire me now? in terms of finding the right recruiter. we're going to get people jobs. i know it. david? david: we're working for it. brand new invention giving you fingers for grabs, two handed tasks with one enhanced hand. you heard about this, the appeals court dealing president obama's health care law a new ruling. making the affordable care law unaffordable for many. we go inside the beltway for the latest next. she's still the one for you.

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or any allergic reactions like rash, hives, swelling of the lips, tongue or throat, or difficulty breathing or swallowing, stop taking cialis and get medical help right away. ask your doctor about cialis for daily use and a free 30-tablet trial. i've got a nice long life ahead. big plans. so when i found out medicare doesn't pay all my medical expenses, i looked at my options. then i got a medicare supplement insurance plan. [ male announcer ] if you're eligible for medicare, you may know it only covers about 80% of your part b medical expenses.

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[ male announcer ] join the millions of people who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations. remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you in out-of-pocket medical costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. . liz: the president's health care overhaul facing a new hurdle after federal appeals court ruling. the government challenges legality subsidies obtained through the healthcare.gov

exchange. david: if the subsidies go away, the affordable care act isn't affordable, is it? >> in the states this affects, david, absolutely. later in the afternoon, another federal circuit court sided with the administration. more uncertainty for the provision of the health care law. at issue, the law says the government may only issue obamacare subsidies through state exchanges. the problem? 36 states declined to fully establish independently run insurance exchanges opting for the federal government to runt exchange for residents. opponents say the government is unable to issue health insurance credits in those states. d.c. circuit court ruling agrees with the opponents, the white house does not. >> you don't need a fancy legal degree to understand that congress intended for every eligible american to have access to tax credits that lower health care costs. regardless whether state or

federal officials are running the marketplace. this will work its way through the legal process and we're confident in the legal case that the department of justice will be making. >> d.c. circuit ruling could risk subsidies for millions, the administration could appeal full d.c. circuit court, only three of the 11 justices weigh in on this one and hours after the d.c. circuit released opinion, the fourth circuit countered and reached opposite conclusion, the major health care stocks are up on the day's session, the issue with billions at stake could very well end up before the supreme court. david and liz? liz: we'll see, rich, thank you. david: talk about a bionic hand, researchers at m.i.t. have come up with technology that could change the lives of millions of people. details when we go off the desk.

crestor lowered bad cholesterol in it's a fact. high-risk patients more than lipitor. bad cholesterol... you're going down! yeah! lowering cholesterol is a big deal, especially if you have high cholesterol plus any of these risk factors, because you could be at increased risk for plaque buildup in your arteries over time. so, when diet and exercise aren't enough to lower cholesterol, adding crestor can help. i'm down with crestor! crestor is not right for everyone, like people with liver disease or women who are nursing, pregnant, or may become pregnant. tell your doctor about other medicines you're taking. call your doctor right away if you have muscle pain or weakness, feel unusually tired; have loss of appetite, upper belly pain, dark urine or yellowing of skin or eyes. these could be signs of rare but serious side effects. are you down with crestor!? ask your doctor if crestor could help you. if you can't afford your medication, astrazeneca may be able to help.

. liz: let's go off the desk. sometimes need an extra hand? literally! researchers at m.i.t. developed a robotic glove that enhances the abilities of your human hand with two robotic fingers. the glove simply reacts to the natural movement of your own fingers. you can open a letter, remove bottle cap or stir your morning coffee with one hand. david: shades of avatar. off the desk, like most hard workers, japanese enjoy a nice drink to take the edge off of a long day, the jap low alcohol tolerance so many happy hourgoers become so drunk they fall asleep in public! one japanese bar is capitalizing on this epidemic by turning the sleeping drunks into human billboards. doesn't seem right, the ads

circulated throughout the japanese social media promoting drinking in moderation. liz: we ask you if there is substance behind bill ackman's claims on herbalife. paul on twitter says it is market manipulation plain and simple, the model is defended by amway for more than 50 years. he, meaning ackman should be in jail. david: interesting story. is it possible he's shorting herbalife and attacking it as a way to manipulate and raise value, i would say yes, it's possible. liz: thomas on twitter says men like that don't just cry for show or do they? david: the number one thing is to watch at&t, facebook and qualcomm are scheduled to report after the bell. we will be closely tracking the reports. ready to break in as soon as the numbers are released. liz: so you have to tune in

with us for that. in the meantime, "the willis report" is next, gerri is next. apple reported earnings, you saw the stock slightly lower in after-hours. you have the latest what consumers expect in the coming months, right? gerri: that's right, thanks for that. a lot on the horizon, a smart watch, mega screen phone we'll discuss. also what's the right amount of sleep? fewer hours may be better than more. we'll explain. also the probiotic promise. the real truth behind the health claims? and. users guide to saving money, we'll help cut the costs of your commute. "the willis report" starts right now. we begin with all things apple. we've got brand-new data on what consumers expect from the rumored iphone 6 this fall. plus a major security hole in some 600 million apple products as the company