get an auto insurance quote and see why 92% of our members plan to stay for life. >> i want to report that i apparently got left in a va facility, a medical facility and the alarm has been going off. neil: welcome, everyone, i am neil cavuto. >> the alarm is going off and nobody here but me.

>> jeffrey eventually did get out and he is going to join us in a minute. help is still not on the way. and unreconciled in the house we are do know that in the know that it will not be done had a vacation. and so the epa hearings. delayed care, no care, and no one seems to care. now, imagine if these heroes did the same when it comes to defending us. i don't recall a single one of them saying hold on when they

were told to hit the enemy. they just did. not one of them took a number when it counted and that we are telling them to take a number because they don't count. because i don't think so. the privacy that has now become a national tragedy, our bravest are dying. >> are you doing, sergeant? >> i am doing well. neil: what happened exactly? >> i needed a refill for pain medication and i didn't have an appointment. at the moment my doctor is on maternity leave. the backup doctor is on vacation. so the best i could do was walk

in and request to see a doctor, which i did. i got put on a waiting list. so i figured it would take a little longer for me than usual. generally they are pretty quick there. neil: see you are in a waiting room when he first sat down? >> yes, i was in a regular waiting room is like you see in a doctor's office. and so i wasn't alone or hidden away in an exam room or anything like that, i was just right there in the middle of everything. neil: so you are clearly visible. so he waited a few hours and then you realize that i'm alone, how did that happen? >> you know, i think your guess as good as mine when it comes down to the details. and the person i talked to actually ran into the back end

came back out and said don't worry, they know that you are here, it's just because you are a walk-in, it's going to take a little longer. and so i sat back down and i was stuck for a while and later around 4:00 o'clock everybody starts leaving and another person at the front desk said he put his hand on my shoulder and said the same thing and says i know you have been here a while, but don't worry, they know you're here and it's not like i just got their all afternoon and never spoke up because people knew i was there and people came and told me. >> and then you realize that i'm here alone and i'm locked in. see you are afraid, it looked like he broke in, so you had to call 911 and how tobacco? >> you know, i didn't know if it was a video or something, i

couldn't stick my head out the door and then come back in and have that on video look like i'm coming in the door, so i went and called 911 and the police department and they came out and they came and checked me out and then checked the building out in one of the officers is actually a veteran himself and has been th

>> so the thing is is that he was on a waiting list and he has to wait in the waiting room. and this links right up there with the va center where there

were so many files that they were worried about floor bulging and cracking. >> and there was another facility and we make light of this predicament, but it does serve as a bit of a metaphor what is going on and it's very unlikely that we will get the fixes done ahead of that time. so we are waiting all over again yes, my bet is on at not getting done. in 14 years, that is how long they have been working on this patient scheduling system. they spent about $150 million just with that. so it's going to cost 18 billion and 10,000 potential new

staffers just to address the problems that we are dealing with. so i don't think that there is this at the local va level. >> i don't think anyone gets up in the morning to intentionally try to do this. >> go ahead, finish. >> i was going to say that people don't wake up every day to go in there and am going to treat people poorly, but people have the option of waking up everyday thing that i'm going to do better today than i did yesterday. and they have an obligation at this point in 14 years ago and they certainly have one now to take extra care and go above and beyond to make sure that our veterans are getting care. it's unacceptable to have this kind of behavior continuing. neil: it certainly speaks volumes. thank you guys very much and we will have more than a little

bit. forget the bad guys shooting planes, why the skies are pretty dangerous because of the good guys flying airplane. i will explain coming up next really... so our business can be on at&t's network for $175 dollars a month? yup. all five of you for $175. our clients need a lot of attention. there's unlimited talk and text. we're working deals all day. you get 10 gigabytes of data to share. what about expansion potential? add a line anytime for 15 bucks a month. low dues... great terms... let's close. introducing at&t mobile share value plans... ...with our best-ever pricing for business.

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neil: you remember this collision over there? multiply it by a thousand because that is how many times it's been happening right here. the faa reporting today air-traffic with close calls, surging by 15% last year, that is a new record. u.s. is more dangerous than what people think. so i was amazed by how much this has been increasing. i know people always tell me that this is just a small fraction. so what is going on? why is this happening? >> i think that there are possibly a couple of explanations for this and i think the potential is the ability to collect this data and

how we define this has changed in this recent spike could simply be because of the data collection. neil: we call it a near miss, but it is a near collision. but what has changed remarkably close those printers now or what? >> yes, there are different parameters and i don't have the exact numbers of off the top of my head at the moment. the type definitions that we have, those definitions have changed and those were five or six years ago that those changed. so this increase could simply be, you know, we have to keep in mind that a near collision doesn't necessarily mean that we are talking within a hundred feet or someone hasn't taken this as they can see the airplane coming at them. neil: just seeing it, i know that you and others said we had

38 near collisions in 2013, 2300 midair events were considered very serious and again, i don't know what counts as being very areas are but i guess it's less of a worry when two planes on the runway. if they are both going 600-mile per hour in the air, that gap can be wiped out in the second. >> yes, but the runway is potentially more dangerous. with the airborne scenarios, we have a very good system that actually alerts the cruise to this potential and allows the aircraft to deviate away from each other matter what the air traffic controller is saying or if so it is possible that they are capturing this in that report. neil: we get everything here first, as you know, professor.

i hope you are right and they just redid the numbers so that it looks worse than it would otherwise appear. but it is distressing just the same. think you so much. >> thank you. neil: do you remember back when they were repackaging all of these bad loans. what if i told you that they were so concerned about that sort of thing happening again that they were actually helping make the next housing crisis two many people called it the godfather of this lending business. so is the mortgage industry giving you the business

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>> there's a criticism that and that is what i thought everyone wanted to do. neil: healy is back in capitol hill, creating what republicans had said was a republican crisis. many are beginning to wonder if we have gone from making it too easy to get home to making it to cut. among those in the latter group. lewis, you are one of the early individuals in packaging the less than pristine mortgages that became the focus of this his attention. but you argued then as you do now that most of those folks were dutifully paying off the

mortgage is. >> it was not a function of this but the nature of the way that the loans would be packaged and the mortgage structures more than a credit quality. >> so are you saying that we can try the other way with these numbers? >> we were much too conservative and i think that there is a general consensus that we have gone from one extreme in the context of credit to the far end on the context of credit. >> giving you an example back in my parents time, they didn't even have credit scores like we do today. but it was really something you had to work for. then we let that switch a little bit and many argue that we are kind of getting back to what it

was and what it should be. but you said we have gone beyond that. >> yes, i am not trying to give loans to people who shouldn't get them. >> what is the limit for you? >> we made good loans for a long time. the definition used to be about 680 and then it gradually went down to 640. so if you look at those loans, there are a lot of good loans in there. neil: so you are saying that that is restricted and that others will come right back at you and say, well, that it's better. because they are are less likely to close? >> there's a direct correlation and i would have to remind you that over the next 10 years, minorities will become 36% of the population and 50% of the

first-time home buyer population and they would be disproportionately, you know, cutout of the system. >> maybe we should be racially blind to this. >> i don't think that's right. i don't think that you should make people who can't afford a house put them in the house. and i don't think it should be racially. neil: loaded words, yes, i know. >> low income people of good credit he put them in the right loan. neil: so you're acknowledging this. >> that's absolutely wrong, but it wasn't. and i gave the first speech as to why i thought the system was broken. so there were many of us who

tried to warn about what was happening. >> to paraphrase, do you fear that we are too much of tightwads here? >> i think that housing will grow dynamically, and unfortunately the right to own a home by people who credibly could own a home is being set aside. >> if you are right about that the folks are saying that for most it's still going to be another few years before they recover this. >> their are people that are still upside down, so i agree with.as housing prices appreciate, and god willing it could be a few years. and i think that housing price appreciation has slowed down and will continue to pull down until we get to a normal person.

>> it's good to see you. >> nice to see you. >> just the tip. if you're going to use steal a dress, please do not put it up on facebook to show your friends. just some free advice and we will tell you all about it coming up next. friday night, buddy. you are gonna need a wingman. and with my cash back, you are money. forget him. my airline miles will take your game worldwide. what i'm really looking for is -- i got two words for you -- re-wards.

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they want to hear as many note of the president is blowing an opportunity to take advantage of a crisis. it was a column in a glorified story, i think that mike is a little bit to the left, a little bit to the left and he is telling the president to get a set of altar. saying the crisis since the malaysian aircraft has provided an opportunity for the u.s. to really stick it back to vladimir putin and say enough is enough. but this sport psychologists say that when opponents will week,

that's an opportunity for you to be out the strongest. but you argued that the president has not taken advantage of that? >> that's right, i don't think so. just because another leader looks bad doesn't make the first one looked good. so somebody else makes a mistake and it doesn't make you look better as a leader must you close the deal, and i think there is a tremendous opportunity to take advantage of a in my world of sports. >> the other team fumbles the ball, they get the ball back and they have an opportunity from a mistake that they made. >> yes, absolutely. if a team makes a mistake, if you don't take advantage of that, you lose most of the time and that is a problem. neil: so before i bring in my

buddies and my all-stars, how would you advise the president, as you have advised a couple of sports stars and clients in the past to get their mojo back to take advantage of a crisis, but to show the world what the president argued before this was the case. >> i think the first team is to show your people and show your team that you are playing to win and if you continue to place not lose. >> what does it mean to just get that going? and what do you tell the president to do differently now? >> well, to say something specific, i don't know what that would be because i'm not in his shoes. but to say something specific, saying that were working hard to get it done and do this and that, it doesn't say anything, but there's no goal there.

so you have to say something specific and we are increasing the things that we do and we are trying to cut them them off them off in this or not, that doesn't say anything unless you say something specific. neil: and then act on it. >> in other words, he's saying capitalize on a point of weakness to the russian president and i would tend to agree. i talk talked to people in diplomatic circles and they say this is the time for the president to be tough. and so we are in negotiations with iran, getting them to stand down from their nuclear armaments and capabilities. but they routinely have seen russia as a weak ally and they have cut ties with them repeatedly under threat of u.s. sanctions against russia. and so russia is treated like an emerging market like thailand.

so when you think about it, it is not as strong as what people think. neil: that being the case, and i assume that that is the case, what do you do? i could go on and on, what do you think that we do now? what you do? >> here's the problem, is that barack obama, i don't think he's playing to win here, president obama has been very clear about his goals of making america less powerful on the world stage and i don't think he has a problem with stepping back and allowing russia to do what they want. if you take a look at what he said and the words that he spoke about this plane being shot down, he said russia needs to handle it and let's also not forget this as well. but he also has part of this. he's not going to step up and say that americans need to do something about this.

and let's not forget that it was president obama who vilified mitt romney for even mentioning that russia might be a threat. so for obama to admit now that russia is a problem, that is interesting. >> he really focused on finding this truth. he said that we know that russia has trained and armed and supplied these rebels with all sorts of things to be able to do this and i agree, he doesn't seem like he's going after vladimir putin, i think that he needs to gather them together. neil: we will watch closely and i thank you guys very much. remember that embarrassing issue of potentially stealing something from a department store in and having the nerve to post that set item on facebook? it actually happened and there is someone on the planet stupid enough to do that. we will have that max.

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neil: it is probably not a fox business alert to say your online privacy has said goodbye. but the followers alert online, alerting the police about what you post. this woman discovered it the hard way after she was arrested after posting this picture on facebook and what was, we are told, a stolen dress just stolen hours earlier when the company posted about fast, people alerted the authorities and so i think maybe in a kind of creepy way it is all well and good. rebekah arose has more.

>> it really depends. you can't just assume that they stole this merchandise. she posted on facebook women look what she got at the store, that kind of thing. but she didn't do that, all she did was post a picture. so you don't know if she wrote in her one. and it could've been anything. >> and this is where it becomes interesting. should police be able to use this if this girl is in a situation with which we have seen recently, gang members posting online, bragging about killing someone, then you are talking about real security issues and people that can get hurt.

>> not just those saying what is wrong with following up and connecting the dots. >> i do not know if there is much wrong if the dots are connected properly. i think mercedes and i had talked about that and we are agreeing upon that. the police come in and say, okay, we did investigation and they claim these stories actually did happen and they go and speak about it. >> i'm amazed that they would do something like that. but should we allow legal authorities to go ahead and pursue any means at their disposal, web, social blogs, any of these sites to try to follow up on something and it just ended in this way? >> yes, they should be able to. what you post, there's no

reason. if you post the pictures, you may be opening yourself up. >> i mean someone might've said she didn't have the stress of war, or someone found out that the stress look very familiar. >> but without the due diligence, that's where you can't just hang your hat. it all has to connect together with due diligence. so you can imagine how many of these issues, but on a daily basis and obviously there is cooperation with the authorities >> someone took them off? >> yes, but we do have to be careful and again, i am agreeing that facebook should help solve crimes, but we do have to make sure that the authorities get involved and they come in and then they do the proper police work. because they are doing that

extensively according to the laws, you have to have probable cause to get a search warrant, you have have probable cause to search someone's facebook if it's private and you can't go in and tried to guess their code in and try to break in. you can do things like that. and so i think that we had some issues in new york with barney's and macy's where people were coming out of the store and there were some questions and the police came and and you don't want to have problems like that when you are investigating, you want to just use this as a tool of investigation, but not the only source of the investigation and i think that that is a beta issue. >> when a picture is posted, it's no longer yours to keep. neil: all right, senator harry reid and taxing them through the nose is perfectly fine. ♪

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the. neil: in our business blitz, democrats trying to shame companies into paying more taxes. a lot of these companies are shipping their operations overseas and taking advantage of arcane rules. rules that congress had allowed and applied and built into our tax law. anyway, he is a vet about it. our all-stars are back with us now. >> economic patriotism, it is such a vacant term. these companies do have judiciary duties. what is patriotic is to turn the u.s. into a tax haven. so who would've thought that great britain would be a tax haven. and so it is still unpatriotic to have this to say phone

companies must now own half of u.s. company and that would turn them into foreign companies to be on that is what harry reid is going after, loopholes that would allow companies even in the process of acquiring a company in the meantime taken advantage of the payday. so is the solution to lose this point similar to lowering the tax rate and a lot of money to have come home at. >> we can't look at america in a vacuum anymore. and if apple does aforetime what it does, it simplifies the tax code and makes it easier for companies and then you have to bring the situation.

otherwise you have a lot of activists away from america. so there's nothing that they can do about it. >> i think that harry reid and other democrats, apple is building up and producing 100 million of these iphone's are coming out in the fall, they are all being produced in china and the far east, and the issue is what makes them do that, what makes companies do that. >> i think that harry reid's position on this and a lot of democrats here, it's very unproductive when it comes to actually getting to a policy position that they support, harry reid and others are constantly talking about how they want american jobs to be brought back home, but yet they support policies and vilified companies are trying to keep more of their own money in order to produce more jobs here in america.

so it's an unproductive policy position to hold and they are not going to get anywhere by vilified companies for doing what they can to produce more and to provide more jobs whether companies. neil: that is very well put. switching gears despite all of our problems and what we just mentioned being a problem, why is it that when push comes to shove the renewed gosse of islands, why do so many foreign investors come back to the united states and talk about it in this way. it must be something about it. >> the greatest country on god's green earth. but our volatility choses that we are the global reserve currency and we are relative to other countries in terms of our market. so whenever you're comparing currency, you have to compare it to something and the reality is that we have the best thing going. but we have to be careful. neil: it is interesting. you and i covered this with

every single crisis. >> yes, it is liquid transparent market that the commissioners and banking regulators have said that that is what is their strength, it is their economy. so when you think about the economy yet you lose the credit rating, that's what gets rocky and that's when i get slippery. so we will remain the same team and i think are some time to come. neil: when you look at the other countries in the problem that they have, historically the united states has been a more stable environment both economically but just in general and our prime rate has been reduced by half since the 1990s and people are more comfortable investing here. i think america is the greatest country and always will be as well and we will see about the other economies in the world because they are definitely more

volatile. >> i was away last week and lis wiehl is filling in for me. so what is it about this? or preventing access to the crash site, all of that, america would never do that area and it is just sort of the moment where you say that is why the world comes back to us. >> yes, it's a sign of weakness and that tells us that a lot of analysts, that russia is a lot weaker than what people realize. >> thank you guys so much. following this other crisis at the border, what is it that took the governor of texas to the border? he says the president dropped the ball, so he's going to take the bull by the holbenpoints.

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it's not just business as usual. see how new york can help your business grow, at startup.ny.gov . >> and what is the deal with the governor of texas sending a thousand national guardsmen to border. because the president isn't dealing with the illegal immigration mess, so he will. by the looks of things he will also have to pick up the $12 million a month tab because the white house says it won't. albert in california writes if rick perry was so worried about the crisis at the border, why only now sending troops? because only in the last few weeks have we faced the deluge of nearly 60,000 illegals swamping the border. with all kinds of vermin across our border freely and giving gifts, he refused to help a veteran of the u.s. marine

corps? the marine stews in a jail cell in mexico while we continue getting the runaround from mexico. heather e-mails, neil, you are socalous and heartless, you don't damn about immigrants? no! illegal immigrants. john in alabama, this is getting ridiculous, the feds ignore the tidal wave at the border and rick perry is the crazy one? incredible. tina writes, no one would put up with the nonsense, why would we? jim, did i hear you say all of the illegal kids are enrolled in public schools this fall? that can't be. that not only can be, jim, that will be. and indeed it's up to the school systems and taxpayers to find the money and the means of looking after them, whether you like it or not. j.j., i think i've seen this movie before, they are here for more processing and never go, ever. what is the deal with the

economists, the cover story claiming that america lost its oomph. i said nonsense, and the proof, detroit. yeah, detroit. the bankrupt city take matters into its own hands and digging its way out of $18 billion hole or trying to as public workers and retirees overwhelmingly have pension cuts to put the city on its seat. kudos to the workers of detroit that do what needs to be done restore the city. alice writes, you are right we do have it in us to overcome problem, as long as we're all taking on the problems. cliff is not so sure about the shared pain, you fail to point out not all retirees went along with the cuts. no, i reported 73% who did. three out of four. i hope greedy union bosses in the cities and states that are

drowning in debt get what's going on in detroit. i hope so too, eunice. retired police sergeant billy o., not that billy o., says he's rather surprised on praising hard working americans who are essentially getting screwed. cavuto, are you so pickin stupid you can't see the inequity of all of this? i worked a lifetime protecting the people pulling the rug out from under me. while i appreciate your service, sergeant, those people are taxpayers. they're the ones they're protect. the folks paying you and swamped by unfunded obligations they cannot pay and simply are not sustainable. no one is cutting your pension, sergeant, just cutting growth. take it from detroit colleagues, the alternative is worse, try no pension at all. you're right to say you were promised a bill of goods, that does not mean the taxpayers pay the dough. something's got to give or there will be nothing to give to you, to anyone. peter e-mails, how did the

pension stuff get so out of control? last time i checked, don't they work for us? why do i have the feeling i'm going to go to my grave paying through the nose for them. tim, via yahoo! i can tell when you are back, everything hits the fan. tommy from north carolina. it's great having you back neil, i was afraid roger was going to fire you after the michele bachmann interview. hey, old white fox newsman, you are nothing old than white curmudgeon fossil. are you calling sean hannity a fossil? i'd like to see you live the life most people are trying to live just to make ends meet. you talk the talk, if you had to walk the walk, you would fall flat on your face. i thank you for writing an e-mail that never once mentioned the word fat.

kelly, cavuto how dare you criticize the congressman who wants to stand up for rights of workers? if the congressman gets his way, we won't have the workers, businesses will say to the heck of them. don't shed crocodile tears for me, cavuto. he hasn't a clue. me, i'm on disability because i have multiple sclerosis, life ain't so easy, try walking in my shoes, idiot. i might have similar shoes. what is it with all the hate mail you get. you seem like a personally reasonable chap to me. not so handsome that men are intimidated or women care. so what's the deal? well, envy, cliff, just envy. debrights, i think you make people think and people don't like to think. that is very profound.

i heard you discussing our security and economic threats so i had to turn the sound down and just look ought, then i laughed. thank you. you're welcome. anything i can do. see you tomorrow. . matt: america says the ukrainian separatists did it. russia says it was the ukrainian government or maybe the cia. ron paul says without sponsored regime change it is unlikely malaysia flight 17 would have been shot out of sky. are you serious? we'll have ron paul on to discuss. this is "the independents." hey, there i'm matt welch. kennedy is on vacation this week, replacing her on the set, not in our hearts is beloved outnumbered co-host jedidiah bila and replacing kmele foster, peter suderman, together, we misfit