global women's fund available to you. >> do you like women? bull or bear? >> i'm married to a o o o o o o wall street. i love women. >> all right. >> are hospitals prepared for it over here? welcome everybody. i'm neil cavuto. ben carson says viruss can mutate and the former johns hopkins pediatric neurosurgeon fears our hospitals might not be ready if this one does. and our centers for disease control cently losiing vials of deadly smallpox hasn't inspired confidence.

gary, what are we to make of this? >> well, look, the cdc is at this thing called level one, which basically says all hands on deck. you've got the world health organization talking about a global worry here. but yet i'm reading hospitals, much ado about nothing. i'm a big believer in caution, simple as that. you never know. odds favor it's not going to happen. but if we wake up and a newspaper has two or big three people in a big city getting it, all heck is going to break loose. >> you concentrate on the 800 or so that died on the african continent and say that's over there, it's not over here. so maybe we're making much ado about nothing yet. >> one thing i remind everyone. this is not an air born virus like the flu or the cold. you have to actually exchange bodily fluids -- >> don't get into the whole bodily fluids.

>> it's not that hard to get, though. >> but there are a handful of hospitals in new york that -- sorry, in the country, a handful of hospitals in different states that say they are prepared for this. some are in new york and they' got this sort of scoring system based on the level of survival rate that they'll take you in, if there were going to be an outbreak. it scares me that if there were an outbreak, most hospitals are not prepared to handle it. >> are you saying that in the new york city area, they have a scoring system by which they'll treat you? by that definition, no one from fox would be admitted. >> the scores system is predict the likelihood of survival. so basically, if they think you're not going to survive -- >> we are doomed, dude. >> i can tell you that i've been talking with hospital officials in the city. i can tell you the city, the hospitals in the city feel very prepared if there should be an outbreak here. i can't tell you around the country, but in new york city around the clock from what my sources are telling me, they are having meetings, they are

meeting, contingency plans. they feel like they can contain it. here's where this thing gets crazy. and what no one will talk about is what's known -- and hospital officials are saying this like in very hushed tones. weaponizing. does someone get across the border. that is a contingency that hospitals are talking about. if you come in through normal means in this country, based on the people i'm speaking with, you ear quarantined. and particularly in new york city, we have great hospitals. could this thing ever -- i know it sounds crazy, but they're talking about. >> everyone in the next city was all over him. >> they are talking about it. >> but one of the things i wonder about here is where this

goes. our own health officials don't have a completely unblemished record when it comes to dealing with this stuff. do you have confidence that in this country if everything hits the fan, they're ready for it? is. >> i don't have confidence whatsoever. because viruses in general, now there may be exceptions, are untreatable. and incurable. there are some that are -- that can be treated and restrained and contained. but in general, viruses do, as you mentioned at the top, mut e mutate. in general, they are incurable. i'm extremely worried about it. and i don't know -- i'm very glad that there's so much confidence in hospitals in new york city. >> i can only tell you what people are telling me. >> right. fwu i respectfully suggest to you that viruses are extremely tricky little devils.

and i'm worried to death about it. >> and by the way, that's hardly sobering news if you're in montana. >> this is an easier spread virus than aids. anthrax, people think you could -- and bodily fluids need to be exchanged. it's not that difficult. >> it's difficult at my age. >> we won't go there. i know this always comes up in the discussion how this virus goes, but i really wish you wouldn't go there. are we ready for this? >> i just got back from africa two weeks ago and i'm freaking out. it's a three-week incubation period. by next week i might not be around here. talk about this. three weeks? >> let's cancel that booking. >> so if i'm supposed to be on here next week, you may want to

make alternate plans. >> having just come back, i'm from eastern africa. i'm not worried, everybody's got to calm down. the swine flu, everybody thought we were going to die. swine flu, everybody thought we were going to die with all these various diseases or viruses that pop-up every couple of years to scare us. people have got to calm down. look, the cdc is the best world health organization in the world obviously. >> smallpox now and then. >> but we all -- you know -- >> i didn't exchange any bodily fluids with anybody in africa. i feel confident. >> we shall point out that africa doesn't have a very good hospital infrastructure. and it is kind of in one part of africa, not everybody is dying of it. just remember when we start

raising the alarm system, it is an epidemic there. it's really bad. a loot of people have it. >> we just home an american doctor treating these patients. >> in a hazmat suit. >> i didn't know that. how was he treating them? how was he treating them? >> she's just urging caution. >> he's an expert in his field. he wouldn't have done this thinking he was going to die. he knew how to protect himself and he still contracted the virus. >> you're telling me doctor wore a hazmat suit. >> i'm not going to use the word hazmat suit because i don't know what it's called. >> two of them are atlanta now. >> how did he treat them? >> you're saying it is or isn't something we should be worried about? >> we should be wor iried about it but not freaked out.

>> i'm worried that the hospitals don't have something in place to handle this if there's an outbreak. >> thank you. you said it very beaufully. >> it only takes one or two people. and i was just in europe and i was in israel. i came back in airports and there was a lot of people sneezing. a lot of people sick. and the places were packed and the airplanes were packed. and you just never know. that's all this is about here, just erring on the side of caution to make sure something doesn't happen that's bad. >> the feeling there is that you take commercial airlines. >> sorry. >> unbelievable. >> why are you flying? >> i'm worried about it. you' got to be careful about these things. >> who doesn't know that? >> of course. >> incredible. >> you w red on this. >> when we come back, another

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you want the government off your back? shell out $17 million. bank of america paying for the sins of firms that it acquired. some say the government strong armed them into buying in the

heat of the financial meltdown. you reported on this ostensibly. what do you think of that? >> it's a little more gray than that. sorry about that, but bank of america wanted to buy countrywide in 2007 because ken lewis thought the mortgage backed market was going to come back. they wanted to buy merrill lynch in 2008 because it thought merrill had this great brokerage department. didn't know it was going to have a $15 billion loss a few weeks later. that said, when it bought both of those institutions, it came to the aid of the financial system, there's no doubt about that. the problem, most of the problems they're paying for did not originate from bank of america per say but from the companies they bought that, you know -- >> is that a big fine? $17 snl. >> when you start breaking it down, it's $8 billion in cash and another -- 9 billion -- but you know at some point we should just end it now. this is getting silly. and most of it is, let's face it -- >> over $40 billion right now.

>> $17 billion bank of america, $13 billion, jpmorgan. $7 billion, citigroup. it doesn't matter. it's enough for the department of justice to brg that they're being tough on wall street, but at the same time, nobody ever went to jail. at the end of the day, this was all about money. >> well, i would not say it's all about money. they did some bad things here. >> money is a very important thing. in people's lives. what i want to know is who was harmed by bank of america or countrywide or merrill lynch making bad loans? who were harmed? pension funds. and other people who were buying the defective mortgage instruments. are they getting any of the $17 billion? any of it going to the people who are actually harmed? >> it's a liberal myth that the person who took out those mortgages was harmed. and that's a myth because the bottom line is, you know, they weren't hampled. they got free money. >> it was the pension funds.

and they're not getting free money. >> i talked about it for years, no person is paying. this is the banks paying the money. look, it is the big squeeze. the fact that bank of america is paying up for somebody else, this has to do with the fact that they just lost a big lawsuit in manhattan. now they realize. look out below. and the justice department came in and said either you do this or we're going to sue you. >> i'm hard listen an apologist for the banks. and they're not without sin, but there were other sinners at the time. there were other people goading them to lend, the more the better. there was that period where we all treated our homes like atms. but it's all on the banks. i'm not saying they shouldn't have their comeuppance, but nobody else seems to be. fannie and freddie are largely in their own little words, unpunished. and the politicians who goaded them on are now doing speeches.

>> the politicians that goaded them on, some of them obviously should not be in politics any more. >> the secures and exchange commission knew they were doing it. >> who forced them? andrew cuomo forced them. they told him to do loans. they told them to do sub prime loans. >> no, no. charlottesville le-- charlie th did not. you knew it was going to be a loss. >> you should lower your standards and do more sub prime loans and they influenced them to do that. in order to do that, you have to secure -- >> you don't have to -- >> keep them on their balance sheet. >> you can't do the sub prime -- >> let me say this. you're telling me andrew cuomo said to securityize these morages and sell them to pension funds -- >> stop!

let's not forget alan greenspan, i have the quote. he started all this. he loved sub prime lend. he goaded them on. he said it was the greatest thing ever. great technology. and alan greenspan writes books. >> don't even get me started on filmore. all i'm saying with this is, look, we're now looking a year later for a pound of flesh. go after all the banks. to your point earlier on. then what do we do with all these punishments. i think in the end, they just go into a big, old pot. washington compounds the sin by sending the money they say banks were flagrantly using on the part of their customers. it's a vicious and critical circle. >> and the poor people in terms of their intermediaries who bought these bad loans and lost money on them, they get bupkis. they get nothing. and that's the real crime. it goes to the bureaucrats and not the victims. >> and this is andrew cuomo's problem.

they prodded the banks to make these crappy loans. and the only way you could make them is through securitization and the federal authorities agreed to do that. >> do you think that those who took out the mortgages, $50,000 a year, took out a $1 million mortgage and you would almost think that person had his arm, you know, held. and where is his responsibility? >> personal responsibility was huge in all of this. but at the end of the day, it was made available to them. everything was legal about it and the fact that the banks are making it available and the politicians were pushing it, it was in front of them, they were licking their lips. they signed it. '. >> want to make it sound like it's all the bank's problems. >> she did not say that. >> i did not say that. >> i know who you're voting for in the democratic primary, charlie. not a drew cuomo. >> don't put word in julie's mouth. >> i don't know what is your problem. >> all right, when we come back

from corn dogs to walking dogs, a new inspector sdwren report on covering what government workers are being paid to do on actually your dime. the "forbes" gang has a plan to stop it. but up next, something three out of four parents are doing to get junior off

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>> i don't care how old you are, but don't expect mom and dad to pay for all of school. according to a new survey, nearly 75% of parents are

expecting their kids to contribute to their own damn clij. -- college. ben stein, what do you think of that? >> in college education, it's an earning asset like a machine tool or a taxi driver. it will produce a stream of income and dividends in many, many ways if it's used properly. they will benefit the own fer the rest of its life. it should be paid for by the owner. that is the kid. there's so many ways to pay for it, summer jobs to college and student loans, they should pay for it. it should not be put on the burden of us poor old parents and grand parents. >> even if they're mega wealthy actors, economists, speakers. >> i'm not mega wealthy. i'm one of the few stuck in the third row in the gulf stream. i forgot. >> kids today have it hard.

there's in warning labels on these books. >> the burden of a college education on top of it. >> your little girl is 1? >> 14 months. >> when sh's able to clearly understand everything you're saying are you going to tell her, mommy isn't spending a dime. >> listen, well, i come from a family where we were asked to contribute. i'm the youngest of six kids. there's no way my parents were going to buck up and pay for all of us to go to school. >> you're the last, you get the least. >> thing were really tough. tough upbringing. but listen -- >> i'm sure on the gold coast it was tough. >> the parents in the age group who are having to think about this are the one in saddled in college debt to begin with. we saw a survey earlier this week, the average american household is sitting on over $5,000 of student loans. then they can't even pay off month to month right now.

they're figuring out everything else they can do. sending them to community college, moving locally to the college. it's tough. prices are high. >> most patients don't even have the money. it needs to be shared. this will teach responsibility for the kid. get him work, get him paying for some of this. he's going to make the money off of it, he or she. >> well, i have a 2-year-old. i'm estimating it's going to be about $100,000 a year by the tomb he goes to college. so i don't know what summer job he's going to get to pay for that, but that must be a summer job at gold man sachs. no summer job in the world is going to take care of that. >> not at the rate that obama administration is going, huh? >> by that point, malia obama will be present and you can complain about it for a second generation of obamas. >> okay, okay. >> oh, scary, scary. >> i want to thank sandra, charlie. i certainly want to thank julie. up next, stocks are looking a little shaky these days.

with thing shaking up pretty much across the globe. good thing our steady stock pros good thing our steady stock pros ar [ male announcer ] it's one of the most amazing things we build and it doesn't even fly. we build it in classrooms and exhibit halls, mentoring tomorrow's innovators. we build it raising roofs, preserving habitats and serving america's veterans. every day, thousands of boeing volunteers help make their communities the best they can be. building something better for all of us. ♪ shingles the pain in my tremendouscalp areailot. and down the back of my neck was intense. it would have been virtually impossible in that confined space

to move to change radio frequencies. i mean it hurt. i couldn't even get up and drive let alone teach somebody airplane. as a pilot that meant i was grounded.

>> unsteady stocks for unsteady times. >> home depot, they're just dominating and earnings and sales growth strong. the stock holding up pretty well in a crummy market. >> ben, what about you? >> why buy trouble? why not just buy the market. buy the diamonds. >> and you like this market even

in these bumpy times right now? >> i like it for the long run, yes. i mean, my son and granddaughter will enjoy it. >> well put. 1:00 p.m. for america's news headquaters. we're taking you back to forbes on fox for all your news headlines go to fox news.com. >> me. >> are you a citizen? >> yeah but does it really matter? >> not anymore unfortunately thank you. >> not anymore. it would be funny if it wasn't so serious and no one knows that better than the family of an off duty border agent in texas. murdered. his father wounded by two illegal immigrants confessing to it. now they're in jail but their wrap sheets showing multiple arrests and multiple deportations and now word of another attack on an agent in texas. is it time to seal our boarders no matter what the cost? hi everyone, welcome to fords on