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tv   The Willis Report  FOX Business  August 16, 2014 5:00am-6:01am EDT

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>> the number one thing to watch this weekend is forbes on fox. cheryl: hello, everyone. i'm cheryl casone in for gerri willis tonight. coming up on "the willis report," once again congress is standing in the way as the post office tries to streamline operations and turn a profit. we'll get your reaction. chaos in missouri, police and protesters have been clashing for days. but do people have a right to capture it all on film? our legal panel is going to have the answers. and a wireless phone company price war may be on the horizon. find out if consumers will be the big winners. "the willis report" starts right now. we begin tonight with outrage over accusations that hungry investment advisers
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are luring our nation's veterans away from government retirement plans putting them into broker operated iras that carry higher fees. rich edson on the story he's been following and working on for several days. >> reporter: cheryl, it begins with a striking statistic. within the first year of leaving government jobs, officials say 45% of federal employees transfer out all the money they have in government retirement investment accounts striking because the federal retirement savings plan is known as incredible value. government guarantees the investment in government securities and fees are much lower than private competitors, that has analysts asking why nearly half the federal workers leaving jobs are passing on such a solid investment deal? former government employee and director of government pension center john turner says private investment firms are luring
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veteran retirees away from government funds which he says is a bad idea. >> you would be paying a lot more in fees, and then you would be giving up really good index investments. >> reporter: turner says he called about a dozen firms pretending to be interested to moving money out of government fund. the answers varied trying to push into funds with higher fees. cheryl: i'm sure they're refuting some of there turner's accusations? >> the banking industry says turner acknowledges that investment companies are often selling different product, many of the funds have managers buying and selling stocks with the goal of higher returns, others have a broader menu of investment funds and investors have to pay for that, that's why fees are higher. and the president of the financial services roundtable, a banking group in washington says they should steer
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investors to higher fee funds if they're getting funds the government just can't offer. >> it wouldn't be wise to offer the same fund for same or similar fund higher cost and lower performing. if that's what's happening, that's worthy of inquiry and review. a lot of the time there's more to the story, it's not apples to apples. >> reporter: he called about a dozen different funds asking for information. as for the thrift savings plan, officials say they are trying to figure out why all this money is leaving their fund? they're going to have a survey to figure out why retirees are leaving funds to go elsewhere. cheryl: 324 million dollars last year. that's a great story. thank you. all of you heard rich's report, and next guest says just because a plan is low cost doesn't mean it's the best plan.
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with me now is david frost with frost and frost management. you say the investment advisers are in the right in the promises they're making to the veterans and getting them out of federal plan? >> no. what i am saying is there may be a reason why it may be in the client's best interest to move it. depends what the goal is. the advantage is for the thrift savings plan, extremely low cost funds that are tied to indexes. that's really good. however, in certain cases, people need more than investment, they need investment advice, and that's not something that is available through the government savings plan. cheryl: i'm sorry, if you look at thrift savings plan and the fees on it compared to what i'm going to pay or veterans pay whether it be bank of america or morgan stanley. the average fee 29 cents per thousand dollars invested. if i'm investing a thousand bucks with investment advisers,
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i'm paying 2% minimum. how can anyone guarantee me i'm going to make more money? >> there would never be a guarantee they would do better. cheryl: you are overselling it to the folks. >> it's misrepresented if that's the case. what's the goal of the person that might be considering moving the money out? so it's certainly just because something is less cost does not make it better. think about a yugo was a lot less expensive than a buick but it didn't make it better. not that i'm comparing a yugo to a savings plan. have you three index funds that track equities, one that tracks bonds, one that tracks government. cheryl: they aren't going to sell the etf's and the index funds, it's not just federal workers and veterans that have complained. employees from at&t, hewlett-packard, ups have lodged complaints against investment advisers for overpromising them with what they're going to do with money, how they're going to invest
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their money. this isn't just happening to federal workers and mr. turner's investigation found he was appalled at what these federal workers in particular the veterans are promised. >> he has every right to be. once again that's shame on the investment adviser making promises he shouldn't make, especially if they're convincing them to pull out of those to go into index funds which they already had available or go into a bank cd. most investment advisers going against mr. turner's article or research are looking into what's in the best interest of the client. they have a fiduciary responsibility to look at client's goals and objectives. most of my clients could live on retirement. cheryl: there are solid good investment advisers out there. i'm not saying you are doing things that are unfair to federal workers, there's going to be that potentially 20%. 45% of federal workers are pulling money out of thrift plan. >> a good example. i have a client we took on that
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had $500,000 sitting in the government savings plan there for five years. the market is up over 200% in the last five years. she sat there for five years because she was not sophisticated. had no idea what the investment options how they pertain to her. she sat on the sidelines. what did it cost to have no exposure over the last five years? with a little investment advice, she could have done much, much better. cheryl: the thrift savings plan, there is no guidance on the government side at small. >> no there isn't. there are five lifestyle funds what they call them and say i'm going to retire in this block of years, and then they can be in a fund that's managed that way. they don't get access to the thrift savings plan and people need someone to talk to about future, major purchases, many other things investment
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advisers do beside pick a fund, equity, stock or bond. cheryl: at the same time, and certainly buyer beware. there isn't anybody investing in the stock market or bonds or cash or whatever you're doing, at the same time, though, there is -- there are federal authorities looking into this? >> as they should. if anything is misrepresented, they should be gone after. i'm glad that the government is looking into it. once again, i'm not saying there is anything wrong with the tsp. there is great investment options available in there. there's both sides of it that someone may actually need an adviser. cheryl: you're saying that from investment adviser's perspective. a lot of times, this is the way of the world, there are people that are less than honest that are going to go after the federal workers, these veterans, these heroes coming home from iraq and afghanistan who have the solid pensions. companies that own franchises, it's the same thing, they're trying to take advantage of them. >> my heart goes out to them if
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they're targeted are in reason. absolutely. in his report he showed there were banks offers a $200 bonus if they moved their money. that is ridiculous. into a fixed cd? when the government fund is guaranteed not to lose value. you have to see what are you comparing it against? are you comparing it against a well-diversified portfolio? look, there are over 60,000 different funds available in the united states. we can't say the ten funds that are available within the tsp are the best funds in the world. they certainly may be cheaper, that doesn't make them better. cheryl: 29 cents for a thousand dollar investment. that is a good deal, and fees can be incredibly high for those that don't anyone better. that's why we're doing the story. thank you very much. i appreciate you joining me on "the willis report." >> absolutely. cheryl: now to another type of plan that tonight is facing a major roadblock. the u.s. postal service wants to streamline operations after posting a 1.6 billion dollar loss. standing in the way?
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congress. half of the senate signed a letter attempting to halt usps's idea to become solvent again. first and foremost, we should say that the u.s. postal service not taxpayer-funded but yet congress has authority. age-old question. should they? >> that's a great question. we can imagine a future where the postal service gets to modernize and move on and become a business that's doing its own thing, serving consumers on its own, delivers the mail and doing potentially other things. for now the question is as a government agency, are we going let this modernize and become a 21st century government agency, or hold onto an old-fashioned government. cheryl: let me ask you something, what in the world do the senators have, what is it their business what is a -- this is a corporate turnaround, we're talking about 15,000 jobs
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they're proposing to cut. this is an organization that employees 600,000. wouldn't it be better to stay solvent, turn a profit. get the senators out of here, congressman and senators out of here. wouldn't it be better to have the job loss cuts to save the agency oversmall. >> that remember is sounds better. i don't know the details of the postal service's operations. cheryl: they're losing, they lost, let's show viewers, 1.96 billion dollars they lost in the third quarter. go ahead. they need to be given the opportunity by congress who is essentially their board. they belong to the taxpayers, congress is our representatives. congress needs to give them enough room, give management enough room to try some changes, to try to make it work. and they might fail. this might not work, i'm not guaranteeing this particular plan, these cuts are going to save the postal service. i can guarantee you doing
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nothing will doom the postal service. cheryl: obviously, this is not a shock to anyone watching tonight that they are, of course, losing volume. if you look at the chart for first-class mail volume down, down, down, all about e-mail, all about the internet and when it comes to packaging, the u.s. postal service history has taught us was not made to send packages, it was made for letters back in the day when the u.s. postal service was created. 21st century or not, don't they need to redo the entire group? >> absolutely. the reason they're in letters is that they have a monopoly. nobody sells allowed to deliver letters. they do well on packages but only 8% of the package delivery industry. government should remove the monopoly protection. we've seen this in other industries like uber with cabs. when competition comes in, it can force the old-fashioned incumbent to be better for them in the long run.
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cheryl: speaking of washington and money and, of course, that is what we're covering on this network. they raised credit limit of 15 billion dollars with the treasury in 2012, and at the same time, december of 2012, they proposed to make cuts, the postal service did, and guess who stood in the way? congress? congress said, look, hold off. we're going to address your issues, it never went to a vote in d.c., ever. >> congress doesn't have solutions, there is no debate of one solution over another. this is a debate of try to change, try to adapt or do nothing. and congress sadly half of the senate seems to be on the firmly do nothing side. that's sad. cheryl: midterm elections, leave it there. thank you very much. appreciate it. >> thank you. cheryl: want to hear from all of you, what do you think? here's our question --
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log onto gerriwillis.com, vote on the right-hand side of the screen, i'll share the results at the end of the show. during the show, want to you facebook us or tweet me, of course i'm in for gerri tonight. you can send an e-mail to gerriwillis.com, at the bottom of the hour i'll read the tweets and e-mails. is a cell phone plan price war on the horizon? the latest on important announcement from sprint's new ceo and what it can mean to wireless customers across the country? i'm j-a-n-e and i have copd.
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and launch their dreams. go to legalzoom.com today and make your business dream a reality. at legalzoom.com we put the law on your side. . gerri: sprint is about to launch an aggressive new cell phone pricing plan next week. the "wall street journal" says the new low priced mobile plan will cost $50 for unlimited talk, text and data. this could undercut sprint's competition. do you think this is going to be a full-blown win for consumers? bad for them? >> it's a pretty impressive
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offering if they're doing $50 for unlimited text, talk and data. the closest is 20 to $30 more from the competition. you have to take into account this is sprint, and their network isn't highly rated in the first place. cheryl: i want to show toil straight your point, that the third largest mobile carrier company by users, but when it comes to how they're rated, they're last. >> dead last, i know in pc mag's mobile networks, dead last on customer appreciation, on the last "consumer reports" rankings and losing subscribers quarter after quarter, so this is clearly an attempt to win back some people and, you know, get them on the path to more stability, you know, whether or not it works. the bottom line, if can you save a few bucks on wireless bill every month, it's not bad.
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cheryl: i want to give viewers a sense what's happening. in chicago they tested out 50 bucks unlimited. in portland, four phone numbers, $160 a month. t-mobile, this is john ledger who says he's the end carrier and all the bravado and everything. 50 bucks with one gigabyte of data. is that enough from a technology standpoint? we're all on our phones and doing ten things on the phone. >> in this day and age, no, ten years ago, a gig is enough for most people. with the way the apps are with the continuous connections you have on various things, i've found my mobile data crept up and up over the years, still happening. i think two gigs for anyone who leads any active online lifestyle is a minimum. cheryl: let's talk about this, pc magrated sprint last in america quality. if they roll out this deal next week, the journal says they're
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going to, wouldn't that overload the network. do they have the capacity to handle? >> it depends what city you are, in a lot of them vary by location, the quality what they've put out there. so will it be able to handle it? probably wouldn't be worse than it is now, but certainly they're doing their best to reinforce their network and turn the unused spectrum into an offering. so i think the general -- i think you can't think it's going to change much either way in the coming months, regardless what they do. network reinforcement takes time, and so it's about bottom line the money thing and can you standoc a network that might not be as strong. cheryl: price war, yes or no? >> yes, huge price war set off by john ledger and t-mobile. he's done impressive things but the other ones are following
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suit and hitting back. cheryl: he says he's the disruptor and he is. >> he's done very well, and they've gained subscribers, it's working. power to him. cheryl: pete, thank you very much. coming up later in the show, as long as it doesn't rain on me, we're going to be cooking outside with recipes that can help you shed pounds as we head into the fall. and speaking of fall, will a cold summer lead into a cold autumn and colder winter? and what would all of that do for the economy? you should hear the weather predictions we were getting today. brace yourself. so i can reach ally bank 24/7, but there are no branches? 24/7 it's just i'm a little reluctant to try new things. what's wrong with trying new things? feel that in your muscles? yeah... i do... try a new way to bank, where no branches equals great rates.
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. cheryl: so we're already in mid-august and seems it's been a rather cool one in the northeast with temperatures in new york city topping out in the low 70s. what kind of fall can we expect? what sort of economic impact is all that going to have. joining me is fox news chief meteorologist rick, and john here, rick, first to you, you know i believe you, i was reading a report this morning it's going to be a horrible, chilly, cold september in the northeast and i fought back tears, what's happening, rick. >> there is one private weather company that put a long-range forecast out calling for a cold continuation of the cooler pattern in the month of september. and i will tell you that certainly can make sense in general. since last january when we had the blast of cold air across the eastern two-thirds of the country, we've had a consistent
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trough across the eastern part of the country and allowed the cold air to funnel down here, not all the time, little breaks of it but continued to see this now for eight months. that continuing certainly could make sensement i will tell you the national weather service puts out their three-month outlook and looks like this. where you see the darker colors on the west and down towards the southeast, above-average temperatures. a better chance of that. the only place with below-average temperatures or higher chance of below-average temperatures across the central high plains. that's what we're looking at. the big indicator over the next month to two months is the potential development of el nino when we've been thinking el nino is going to develop, warmer than average water across the western pacific. when you get, that the general weather pattern across the globe changes. that for a wintertime generally brings warmer than average temperatures to the northern tier of the country and cooler than average temperatures and wetter to the south.
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so if we see that develop, we could be looking at that for our winter. if we don't see that develop, then all that is off and we're looking at a different scenario. right now 65% chance we'll see el nino develop. that could be great news getting rain out to california. if that were to happen, certainly crossing our fingers for that. if i had to bet on this, i would say this pattern over the last eight months continues longer and a cooler than average september as well. cheryl: i held back tears, new york city in the 40s in september. >> yeah. there was frost yesterday morning in parts of michigan or this morning in michigan. tonight it's going to be 40s across interior sections of the northeast. upper 40s. crazy. very, very cold. cheryl: it was a nice summer while it lasted. >> it's been really nice! nice! just hasn't felt like summer. rick, thank you. big dose of reality.
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hope you are right about the el nino thing. john, so we don't really know what's going to happen. i will say that when you think about for the economy what happened in the first part of this year, the first quarter. our gdp was barely 1% and all weather related. if the news is bad and we have a chilly fall especially in september in the northeast where a huge chunk of the u.s. population is, what does that mean for the u.s. economy? >> we're still going to get to work, we're not going to have businesses shut down the way we did this past winter. we shouldn't have that great of adverse effect on the economy. it could hurt sales of apparel. i wouldn't be surprised right now if stores are having difficulty moving summer merchandise, bathing suits an extreme example. air conditioners, fans, the like. moreover, i would find we are selling less in terms of beer. cheryl: selling less beer. we have had for the summer
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particularly in the northeast, this is a chunk of the u.s. economy that is operating in the northeast, but we have not had the hot summer they think we expected. and that means that you are going to get less seasonal items selling. >> and price discounting soon, that's going to put downward pressure on price indices, that's going alleviate any worry, little bit of the worry regarding the policy of faster price inflation. in the fall, hints of winter weather come early, that could actually advance sales of winter related items. sell more sweaters than otherwise. cheryl: what about hurricane season? >> i'm not really an expert on this. if we have cooler weather, that would reduce the risk a hurricane. cheryl: what rick was saying about the warmer water temperatures would lend itself to, it depends on the pacific. but the atlantsick a whole different story. that means that you have more
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of an active hurricane season. only the beginning of august, we haven't gotten into it yet. >> when we look ahead, there must be a number of listeners scratching their head, who should i believe? an economic forecaster or weather forecaster. cheryl: we shall see. that report coming out got a lot of -- our backs up frankly about could happen. >> that's right, this is unusual weather patterns and a lot of people on vacation are probably screaming, i want my global warming back! >> come on back, global warming, al gore go home. john, who wore his winter penguin tie in honor of the segment which i like, it looks good. coming up, how much power do police really have? when it comes to filming their own behavior. you've been following the developments in missouri. we're going to tell you what it could legally mean if police
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start to clamp down on journalists across the country, in particular in missouri and new york where there's a lot of heated stories going on. we'll talk about that. this is going to be fun, as a cancer surviving chef, award-winning chef is going to show us how he eats and how he cooks. we will see you outside in a moment. [ male announcer ] if you suffer from a dry mouth then you'll know how uncomfortable it can be. [ crickets chirping ] but did you know that the lack of saliva can also lead to tooth decay and bad breath? [ exhales deeply ] [ male announcer ] well there is biotene. specially formulated with moisturizers and lubricants, biotene can provide soothing relief and it helps keep your mouth healthy, too. [ applause ] biotene -- for people who suffer from dry mouth.
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of accidental death for young children. simple safety steps are the best way to prevent these tragedies. make sure kids learn how to swim. designate an adult water watcher to watch kids in and around water. save the phone calls and texts for when the kids are out of the water. properly fence all pools with fences at least four feet high and with self-closing, self-latching gates.
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when above ground pools aren't in use remove the ladders. when pools aren't in use, cover them. teach kids to stay away from drains. an the pool or spa first. consider the steps you take then add a few more. because you never know which pool safety step will save a life until it does. simple steps save lives to learn some new ones visit poolsafely.gov cheryl: so if you need a break from the burgers and hotdogs that you have been munching on this summer, we have diet friendly dinner ideas that can save you a lot of time and calories. joining me now is eric levine. you have a restaurant set to
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open in a few weeks in new jersey. >> yes, i do. cheryl: so let's talk about this. this has really changed your life. >> changing lifestyles, you learn how to select foods about the calories and the fat, creating flavorful foods. this is completely vegan and it's easy to make. cheryl: again, i need to learn. >> so we take this and we take care of and we relate. it's super easy, nothing difficult about this. lots of beautiful flavors. a what we do is put all of them together. so it's perhaps within a rat.
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we did what sabe mayo with vinegar and oil and salt and pepper. there are pickled red onions and only do is put a little bit of what sabe on their and it's looking great. cheryl: this is how you serve it, this is what it looks like. >> if the vegan dish, lots of great flavors going on in the all natural. >> here is one of the other dishes that we have is couscous stuffed tomato. i served this dish either hot or cold and you take the tomato and you quarried out to be one that
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was sabe is strong. >> and you fill it with a little bit of garbanzo beans and spinach and it's a great dish for spring or summer. hot it's great for the fall. and again, it is vegetarian. a little bit of parmesan cheese and healthy. you use the tomato as a vessel. >> you can do great things if you put your heart and your mind to it. cheryl: show me what else you brought. because you also have some other
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great things as well. >> this is a salad with feta cheese and vinaigrette. and this here is a dragon fruit and a peach and apple salad was a little bit of final. and then over here, we have these available on our website on my website, chef eric levine.com. cheryl: and this is a desert you made? >> yes, a pistachio mousse that is made from coconut milk and it has cherries and other things as well. cheryl: who likes wasabi? it spicy come i have to warn you. >> it does have a little bit of
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a kick. >> where are you from? >> i am from israel. cheryl: that's wonderful. >> i am from china. cheryl: okay, you guys go ahead and take a big bite. what do you think? >> installations. cheryl: let's take a quick commercial break. we will keep on serving. but i have a feeling that someone will want a little bit of desert area thank you very much. we are going to take a quick commercial break. >> all of the recipes are in my cookbook at chef eric levine.com. cheryl: when are you opening up .-peer id on? >> september 10. cheryl: congratulations and it's so nice to meet you and have you
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here. when we come back, all eyes on this year's offering of the rare super speedsters. adam shapiro is in pebble beach. plus things may be able to calm down in missouri. do please have the right to tell people what they can and cannot film? the legal panel will be joining the legal panel will be joining me after
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stay on a story that has many of you fired up. nascar is adding a new rule. it comes less than a week after kevin was killed after a jerk truck struck him in new york.
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nascar says the new rule formalizes reminders and nascar will address violations on a case-by-case basis meanwhile, tony stewart is skipping the sprint cup race this weekend in michigan. the. cheryl: now to ferguson, missouri. we're a lot of action has been taking place. many people have been filming the riots and "the washington post" and others say the police are aggressively cracking down on the practice. it is that legal? with me now, bill, over to you first. we have several journalists and is that legal? completes do this at the end of the day?
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>> this is a balanced contest. you have the right to free speech and the first amendment and etc. and on the other side you have the police powers to ensure orderly peaceful demonstration in what is happening is that these reporters are acting rightly or just getting harassment and they are really in the middle of the whole thing. and the bottom line is that these things can be reported from buildings and other places which is essentially what has happened? >> i want to show you the tweet that he actually put up. first he says he was assaulted and arrested and he shouldn't have been taking them.
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so basically, rebecca, these officers decided, i'm angry that these reporters are filming me and they are going to be harassed now in the court can tell me later on whether or not i am wrong? >> we are in a national crisis throughout the entire country of united states and the police are out of control, people are being murdered every single day and all of the police they need to have cameras on themselves and i'm not going to go there right now. missouri is the 80 circuit, there are no laws on the books. illinois neighbors and they say that you absolutely can talk to them. there is no actual answer to the question whether or not it's legal because there's not a federal tattoo. however, in the seventh circuit
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of police appealed, and in many jurisdictions, it says that i have a stack here that says you may do it and why? because it's in the constitution and the first amendment right and every single case says it uncovers abuses and so why would the police appealed to go to the supreme court. they won't take the case. so that basically means that they are saying that it is okay to film the police and why would it not be. because if they are doing their job and they are doing it correctly and they are not beating and killing people, it should be okay. >> this happened in new york. this is eric gartner who has been put into a chokehold by police. he died and there was a video filmed and we were showing it right now and he died after this and there are charges being filed against the officers for
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the chokehold that resulted in his death. so the nypd put out a statement and they have been under fire for this thing that members of the police are legally allowed to record police interactions and interference and violating the first amendment. >> the point is this is that the situation of police misconduct is getting torpedoed what is happening in missouri. with respect to this issue, i don't think anyone will disagree they shouldn't put someone in a chokehold. but in this particular situation, it wasn't just the issue at donalds, but these guys were in the middle of the fray in the aftermath. >> what about the two guys at mcdonald's? >> the aftermath of the entire
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situation is that the reporters are becoming a story instead of reporting the story that they're there were. they put themselves in the middle of this mess and harms way and i haven't seen one of them say no comment. they say hopefully they will get there. >> respond what he's saying. >> there are rules if you are feeling that you can't get between the cop and the suspect, you can't get next to the cop when they're doing their jobs. and that's not what the situation is. so to solve all the problems, we have two divisions and they say you have to wear body wires. put cameras on all the cops and that is the solution in this
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crisis throughout the entire country will end. but they need to be photographed and those two people and mcdonald's had every right to be sitting in mcdonald's and this is just a the continuation of transparency because now they are trying to say if they did or they didn't, it doesn't matter at the point that they are being pulled into this. if it was being filmed, there won't be an issue. you need to film for transparency. >> i'm not disagreeing that there shouldn't be transparency, but i'm saying that it's a much more complex issue than that. the police need to do their job and they're all kinds of issues here. >> they are not doing their job. throughout the country we all know that they are killing and shooting innocent people. cheryl: we do have to wrap it up with both of you.
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the police in miami are spending a lot of money. but thank you guys so much. >> thank you. >> still to come, we are going live to one of the record-breaking situations. unlimited cash back. let that phrase sit with you for a second. unlimited. as in, no limits on your hard-earned cash back. as in no more dealing with those rotating categories. the quicksilver card from capital one. unlimited 1.5% cash back on everything you purchase, every day. don't settle for anything less. i'll keep asking. what's in your wallet?
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cheryl: california annual pebble beach car show is where adam shapiro finds himself today. >> we have been talking about what is driving some of the crisis for cars. when you talk about prices, this
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is number three, originally owned by george lucas. he owned it a few years back and now it's up again. and he's heard a lot about the or cities and these are just going up dramatically in value. it could take anywhere from 3.5 to $4.5 million and it set a world record last night, it was a ferrari. so lance, you come with me while i talk about that ferrari. that earned a winning bid of
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$34.65 million. the buyer's premium. in 38.1 million now taking a look at this. as for ari is on the auction block saturday and it could earn as much as $25 million and when we talk about rare, this car is only one of two that was ever produced. and the driving wheel is in the center. and i think there are some people that might punch me over that, but the bottom line on pebble beach with the auctions that take place here which is where we are and they expect to have over $500 million in bills this weekend.
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cheryl: adam shapiro is in his own version of heaven right now. and that is it for tonight "willis report." gerri willis is going to be back on monday. on monday. have a grea so ally bank really has no hidden fees on savings accounts? that's right. it's just that i'm worried about you know "hidden things..." ok, why's that? no hidden fees, from the bank where no branches equals great rates. but they have to use special care in keeping the denture clean. dentures are very different to real teeth. they're about 10 times softer and may have surface pores where bacteria can multiply. polident is designed to clean dentures daily. its unique micro-clean formula kills 99.99% of odor causing bacteria
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. >> welcome, everybody, i'm connell mcshane in for neil cavuto. the police department releasing these images what they describe as a strong armed robbery subject who fits the description of michael brown. and that's not all they released. after days of riots and pressure, authorities identifying darren wilson as the police officer shot and killed michael brown on that day. the police department wanted to withhold the name for fear about safety. but after the hacker group anonymous went on twitter misidentifying another person

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