pepper will sell for 1900 bucks in japan. the robot's u.s. price has not yet been announced. liz: "willis report" is next. hi, gerri, i know you're standing by with ongoing investigation into the black box now being required i guess in everybody's cars? gerri: that's right, liz and dave. thanks for that. mortgage daca senator john hoeven talks about his bill to keep the data on the black box in your car private. we'll tell you about that. coming up tonight on the show, the cdc is warning time is running out to stop the ebola outbreak. what this means for us? could this be a turning point in the fight against common core. one of the auuhors announced he changed his mind. do it yourself home security to set up a camera system to keep your house safe. "the willis report" where consumers are our business starts right now. gerri: we begin tonight with big changes, big changes coming to your health care in the next

year. obamacare about to enter year two with open enrollment just around the corner. for those who think you're safe because you don't have an obama care plan, think again. the law will cost you too. we're covering angles tonight with dr. jeff rice, ceo of health claire blue book.com which helps consumers compare health costs and douglas holtz-eakin, president of american action forum. doug, i will start with you. a lot of expectations out here. the cost for consumers will only rise. what do you say? >> i think year two will look a lot like year one. first of all those involved in the exchanges, the reenrollment problems will be issues in filing their taxes that have been so widely discusses. we'll see very sharp premium increases although some will see decreases. they will be more spread out this year across the map. if you're not on the exchanges you still got these problems, right? they let you keep the policy last year. now it goes away. maybe you have employer sponsored insurance but move you toward high deductible plan.

we'll see every health insurance policy affected by affordable care act. no way around it. and, issue will not go away, how much will it cost? if health care costs pick up as we think they will, premiums go up too. gerri: we'll only see the costs increase. federal government out tonight, with numbers on just how much it is going up. we're seeing some pretty hefty increases, when it comes to obamacare policies. some of the private companies are going to say they will increase their prices as much as 20 or 30% in this upcoming year. how far does this go in the private marketplace? that is one of my big earns concerns here. doug? >> i think the big thing we're seeing out out of the government today, you know, they basically took a position in a big debate, why have health care costs have been low? the answer is the economy is bad. as the economy recovers and the population ages and we cover more people with obamacare, costs are going to go up. the private sector which has seen some double-digit price increases is not going to see relief. they will see additional

pressure. the important number hidden in the report, gerri is hospitals. we've had low growth in prescription drug spending. that is not a big part of health care, 13%. low out-of-pocket spending but we've seen fastest growth in hospitals and obama care empowers hospitals and there is a lot of consolidation and that is bad news from a price point. gerri: so, here's some of the, what cms is saying today, news that was just released today, about what is going on with health care spending across the country. projects growth of health spending in 2014, 5.6%. that is an increase. over the years, 2015, to 2023, it will rise that is, almost 6% a year. that is faster than the growth of the general economy. and then by 2023 health care will be nearly 20% of the broader economist. here is the secret number. doug, i want to get you on the one thing and i get dr. jeff in. 23 million americans remain uninsured, a decade into the passage of obamacare.

what do you say to that? >> well, we have disrupted the entire health care system and spent trillions of federal dollars and not solved the problem that was supposed to be solved. you have to wonder how much sense does that make? the second problem they're saying future, health care costs growing faster than the economy is just like the past where health care costs grew too fast. what problem did we sell with such great expense and great disruption? gerri: great question from you, doug, turning to dr. jeff rice. we're big fan of your health care blue book. this is where consumers can go to compare prices. one of the things people look at this fall as they start to choose their plans for the year, the fact that some of these companies will be offering consumer-driven health care. that is like an animal farm phrase. what it really means is high deductible plans. and that is all that a third of companies will be offering. they're narrowing what is on offer to consumers to just that plan. dr. jeff, what do you make of

this reduction in options for consumers out there? >> well, reduction in options, doesn't sound good but the fact is, as doug just pointed out, and you pointed out, health care costs are skyrocketing. they're out of control. we have to do something to bring consumers back into the picture so they care about costs and they pay attention to costs. you know, a simple mri may cost $500 at one building and 5,000 at another. if the patient doesn't care they're likely to get a $5,000 mri when they don't need to. they get the same study and same quality for $500 across the street. overall i think it's a good move for employers, health care costs going up rapidly. gerri: not good for me as the consumer necessarily, that is who we're representing in this show. but you talk about the big range of prices for this. you get the same procedure one place versus another. the difference can be thousands of dollars. consumers need to know how to figure that out. in fact in today's "wall street journal," there was

a story about the $20,000 bill for a 3-year-old's bruise. that tells you how out of control it can get. dr. jeff, tell us what to do. how do we make sure we're getting right price for the procedure we're getting? >> an example you point to, a ct scan of the head which is what the boy had, should be about $700, and the bill was 20,000. unfortunately that happens every day to hundreds, if not thousands of patients. so what patients, what consumers need to do, understand what the fair price is. obviously look that up online at healthcarebluebook.com. once you know the fair price, call to schedule, how much you're charged, if it is not a fair price, work with your doctor to find an alternative facility to offer a better value. if it is not emergency care, always, always, ask about price scheduling your care. gerri: doug, quickly to you. go right ahead, doug. >> there is lesson on obamacare in that $20,000 bruise as he will. 10,000 was activation of so-called trauma team.

this is one of examples where set of procalls and doctors and hospitals are supposed to follow to give us quality care but if you have a top down protocol that a hospital can hide behind and charge people, you're not delivering a good value proposition. that is thing i'm always concerned about with this rigid approach to american medicine. gerri: problems all the way around on obamacare. it looks like it is only going to get worse. doug, dr. rice, thank you for coming on. >> thank you. >> thank you. gerri: adding to our health concerns tonight, the ebola outbreak racing out of control. that is according to the world health organization which raised the death toll to nearly 2000. with more, dr. kevin campbell. thanks for coming on tonight. cdc is calling the outbreak out of control particularly in africa where thousands of people have died. appalling news there is about 50% survival rate if you contract the disease. how, why can't officials get a handle on this? >> you know i think, as with everything lately our

administration has been very slow to act. and again, we're very slow to deliver these resources of physicians, equipment, money, things they need to contain this outbreak. if we don't get jump on it soon, instead of an outbreak, this disease may become endemic to this area, meaning it is always there. that is a huge risk to all of us. gerri: the world health organization saying, today 1900 people died in west africa. they're calling it the magnitude vastly underestimated. what is going on and what needs to happen? >> you know, i think again these countries undersupplied and understaffed. they're very poor, third world countries a lot of them. they don't have a isolation equipment and protective gear for health care workers. we as a leader in the world need to help send devices to the people. send our physicians there. we really need to get the jump

on new vaccines and treatments and need to get them developed much faster an mass produce them to help these people. gerri: what is the trajectory for ebola? do more and more people have to die? does the outbreak continuing does it grow? does it get bigger? what typically happens with something like this. >> i am concerned we'll overreach for our ability to care for it in that area. you will have people fleeing to other countries. as you know, in countries in africa right now in this area, 80% of household income goes to buy food. that is only going to increase. the prices of all things will increase as countries are stressed financially to pay for all the care they have to deliver. i think when you have people fleeing illegally, it will be very difficult to contain people who are contagious. gerri: here at home, dr. kevin, the fda is warning against ebola medications that are fake. what do you advise people to do here in the states? >> you need to understand none of these medications are worth

while. none of them are something that would work. they are actually preying upon fear. there are sad that there are folks that do that. know the symptoms. the symptoms are high fever, unusual bleeding, nausea, vomiting, diarrhea. if you had exposure to someone that came from that part of the world in the last 20 days you need to seek a health care provider. the cdc says please call your health care provider. say you have the risk factors so they can receive you in isolated way so you don't spread it to other people. gerri: makes a lot of sense to me. dr. kevin campbell. thank you. >> thanks for having me, gerri. gerri: we have breaking news this afternoon. two megapopular websites are experiencing major outages. you're talking about it all over twitter. many ebay users are having difficulty signing into the site in the u.s., india and most of europe due to a technical glitch. the company says they're working to resolve the issue quickly. this affect as lot of business

operators. it is 11th outage for ebay this year. facebook was down for a short while today across much of the globe. while the outage was not very long according to techcrunch, facebook loses $22,000 for every minute it is down. think about that. still a lot more to come this hour including your voice. your voice is important to us. that's why during the show we want you to facebook me or tweet me @gerriwillisfbn. send my an email by going to our website, gerriwillis.com. next, is big brother along for the ride when you get behind the wheel? what one senator is trying to do to stop this invasion of privacy ♪

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gerri: as we reported here last night, in many states your car could testify against you in a court of law. that is because all cars now must have one of these, take a look at this. this is an event data recorder, a black box. but who showed own the information on these little boxes? republican senator john hoeven of north dakota has introduced legislation to make sure there is one owner, you.

senator hoeven joins us now. senator, thanks for being with us tonight. so, look, i think most people when they close the doors of their car they think, i'm in a private sanctuary. this is my space and that is just not true anymore, is it? >> no, that is not the case. right now the federal department of transportation is requiring that every vehicle have, as you said, a black box or event data recorder that records a lot of different information about that car that you're in, and, there is no limit on what can be done with that data. and that is as you say my bill would protect your privacy. gerri: so it is your speed, whether your hands are on the wheel or feet are on gas or brakes, whether you have your seatbelt on, myriad, many things this thing will record. how much do the laws vary from state to state? 14 states have laws that this has to be private. >> that is how i got on the issue. when i was was governor here in

north dakota, we passed a law, that information is you, owner of car and can not be provided to anyone else without your express permission. only 14 states have that protection. now as i say, federal d.o.t. is requiring all cars have these devices and there is no limitation on the information they can record. gerri: so, can this information be used against me in a court of law? >> absolutely, if you're not in one of the protects states. >> so, my own car could testify against me after a crash, maybe in divorce court? is that possible? >> any number of things. think about having that information about out there, about what you're doing, where you're going. all those kind of things. it is a privacy concern. gerri: i understand from your law, i have your copy of it. even you lay out exceptions. >> right. gerri: if the information is authorized by a court of law you might have to give it up. tell me about that. what are you aiming at here? help me understand.

>> if there is law enforcement issue, medical emergency or other situation where somebody is able to get a occur order, under the law, and there are, you know, special circumstances that apply, then that information could be provided without your express consent. otherwise your express consent is required. gerri: just to be clear here, if the local police department wanted the information, they could get it, right? >> only, only uncertain circumstance unless they get a court order. so again, this is like the same kind of privacy rights that are provided under the constitution. people can't get at your private information unless there is a court order to do so and some compelling reason for it. gerri: we talked about the black box. there is also onstar. >> right. gerri: some insurance companies want to put their own black box in your car. ultimately there is a ton of information that is being collected, collated, about you and your driving habits. it is really the wild west when it comes to this stuff. senator hoeven, what should we do about this? how do we negotiate a very

tricky legal situation? >> so that is the challenge. i pretty much have broad-based support for my bill. then there are these earth issues go with it are moring chaing. i don't think people should get any of your information unless you expressly agree to it. that's where we get pushback on this legislation. companies that want that information for mark connect and other purposes. but again -- marketing and other issues. this is not only privacy issue but personal security issue. gerri: what i worry about is the government wanting this information too. is that a concern of yours? >> sure whether it is government or somebody looking to market the information or somebody looking to get information on you. say you have a disgruntled spouse or something like that. that's why i say it's a security issue as well as privacy issue. gerri: senator hoeven, thanks for coming on the show tonight. >> thanks, gerri. gerri: later in the show, one of the professors who helped create common core, is now singing a different tune of the he will join me.

mixed messages from the white house on the threat posed by isis. what should our commander-in-chief be saying coming up? [gunfire] >> how come the stock market is at or very close to all-time record highs when the world is on fire? i've asked that question all the time. on "varney & company" at 11:00 a.m. eastern, we'll answer it. we've never sold a house before. (agent) i'll walk you guys through every step. there are a lot of buyers for a house like yours. (husband) that's good to know.

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sweater, extra sweater oh and this is the xfinity tv go app. he can watch live tv from over 50 channels and xfinity on demand movies and shows wherever he wants. have fun, make some friends. alright? did i mention his neck pillow? (blowing) ♪ gerri: more mixed signals from president obama how to deal with the terror group isis. apparent confusion at top of government on a critical national security issue has some members of congress demanding clear direction. fox business's rich edson, in louisville kentucky with

exclusive interview with senate minority leader mitch mcconnell, who was very vocal on the issue today. rich? >> he was, gerri. this was hours after the comments vice president made. he said the united states would follow isis to the gates of hell. after president obama said he seeks what the administration to make isis more manageable threat. we asked the senate minority leader about that and mitch mcconnell responded. >> the president should come up with a strategy, present it to congress and present it to the american people and tell us how he believes we should stop them. this is not in my view a manageable situation. they want to kill us. we've had this experience before. on 9/11. these guys are probably better able to carry out such a mission, than they were, than al qaeda was back in 9/11. >> mcconnell says he wants president obama to address the

nation, to address congress about any particular plan that he would come up with to combat isis. the white house has been staying they have been speaking with the department of defense to try to come up with the next stage of any type of offensive or plan to combat or deal with isis. president obama said much of that is also contingent on conversation that he is having with our international partners as he heads to the nato summit in wales this week. back to you, gerri. gerri: rich, thank you so much for that. with more on this, kt mcfarland, former deputy defense secretary and a fox news contributor. first i want you to react to mcconnell's comments here. i thought he was pretty eloquent, what he says is, they want to kill us. so we have to respond. well, and he is very right to talk about the mixed messages. why are mixed messages important or not important? we have the secretary of defense, chairman of joint chiefs of staff, vice president biden, secretary of state, all talking about this unprecedented threat. then the president on one hand says we're going to defeat and destroy them. the other says we'll manage

them. we'll get get allies all together. the reason sending mixed messages is a problem, because those allies that you think you need to get, to defeat isis on the ground, moderate sunni states, saudi arabia, egypt, jordan, bahrain, united arab emirates, they're thinking, is he really in this? because if he is not, we're not. that is why it is important to speak with one voice. gerri: you mentioned mixed messages. i want to show folks exactly the p the had to say today. -- the president had to say today. make up your own mind. >> our objective is clear to degrade and destroy isil, so it is not only a threat to iraq but the region and the united states. we can continue to shrink isil's sphere of influence. its effectiveness, its financing its, its military capabilities. to the point where it is a manageable problem.

>> manageable problem. just as kt said. mixed messages today. confusing many people out there. meanwhile, kt, we're up against a $2 billion organization, an organization, that has been able to crow like a corporate entity with, extorting money from people, oil sales. tell us what is going on with the finances of isis. >> there are two separate problems we're talking about. one is a problem that isis presents in the middle east. and like you said they rob banks, they have a large, very lucrative trade in antiquities. they loot antiquities and sell them an take that money. they're very successful kidnap, hostage ransoms. they have also taken a lot of united states military equipment, when the iraqi army, well-equipped, state-of-the-art iraqi army fled before isis, isis fighters at that point only 1500 of them, now 30,000 of them. they picked up the weapons. now incorporated them into their own forces and incorporated them

and selling excess. in addition to that, isis seized oil refineries and oil fields. they have now, thought to have 2 to 3 billion in cash and assets. and it is thought to be 2 to 3 million a day in revenues from all these different sources. gerri: so you say 30,000 strong. 1,000 to 3,000 of those are westerners. >> yeah. gerri: some of them carrying american passports. how can we remain safe? >> that is why what you just identified is the second problem. the first problem is isis in the middle east. the second problem is those u.s. and european passport holders who could potentially come it united states. we know that americans have gone to fight there, come back to the united states, gone back to fight again. we didn't even know they came back to the united states. so the second issue, is really a different set of solutions. one, get really serious about the southern border. get really serious about looking for terrorist behavior patterns and focusing on our resources on those.

finally, what makes the middle east so important to us and what makes isis and others so wealthy? a lot of it is american oil money. focus on american energy independence and then starve them. gerri: you always put it so well. 9/11, it is on the calendar. it is coming up. everybody is worried about personal security. what do you expect in the coming weeks? >> well, i don't look at intentions. i think that can change with the weather. i look what are their capabilities and what are their motivations. we know september 11th because of anniversary, a group, radical is lawnists they really like anniversaries. so september 11th, it is benghazi of the goes back to the 16 and 1700s where the siege of malta and battle for vienna. gerri: big history of here. >> big history of september 11th. if isis is goal is also to show the world not only taking on the world, they're the newcomers, thee will have the new caliphate, that they're more important and valuable than

al qaeda what better day to make the.so they then become recruiters and financial heirs of al qaeda. the new leader of isis, he thinks he is bin laden. he thinks he is the new bin laden. i look at capabilities. 11 missing jetliners. thousands of people who could enter the united states without a visa. a wealthy and well-financed and well-equipped military that's target is according to the leader, see you in new york. >> threat is real. k. it, thanks for coming on tonight appreciate it. coming up find out why apple's stock is sinking. next, he is one of the masterminds on common core is now changing his mind. stanford professor joins me with what he thinks now after the break. ♪ [ breathing deeply ] [ inhales deeply ] [ sighs ]

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gerri: tonight, the growing uprising against common core reaches a new level. after months of outrage from parents, students and each teachers, now a former insider of the government's education standard is speaking out. dr. james milgram is a stanford mathematician and a former member of the common core validation committee. professor, welcome to the show. very good to have you here. we've been reporting on this for some time. tell us what you did as a member of the validation committee. >> okay. well, the validation committee's charge was to oversee the development of the core standards, and if necessary, to rewrite specific standards that didn't, weren't sufficiently research-based or had other problems. gerri: okay. so you looked at all these standards, you analyzed them. but now you have major criticisms. why the change of heart?

>> um, well, it isn't really a change of heart. i was very unhappy with them from the beginning. well, and at the end of the process, of the project we were asked to sign a letter, the validation members were asked to sign a letter that said these are great standards, and i and four others out of 25 or so refused to do it. gerri: wow. okay. i'm going to quote you to you for a second, because i think it's very instructive. you say in the future if we want to work with top-level people, we're going to have to go to china or japan or korea. that's the future we're looking at. you say that in particular when it comes to the sciences, when it comes to math, when it comes to technology, the standards that common core sets is not what's going to get our kids ahead in this world. tell us why. >> well, common core, you know,

and i'm only talking about the mathematics. it's a whole difficult world in english, and i'm not an expert on that. but within mathematics common core stops withal algebra ii. now, algebra ii is absolutely minimum preparation even to go to college. the, for example, one of the things that they tout for common core is that it's going to improve the s.t.e.m. pipeline, that's what everybody tells you. well, the actual data is this: that if you, if you came to college with only an algebra ii background and you wanted to major in a s.t.e.m. area, you have a one in fifty chance, 2% chance of ever obtaining a degree in s.t.e.m.. and in other, you know, in other areas it's the same. any technical area this level of

preparation is simply insufficient. gerri: well, that's sobering to hear, i have to tell you, because what we need, of course, are s.t.e.m. graduates, right? that's for sure. the uprising against this law is really starting to solidify, and now we have many governors, for example, who are starting to call out common core. some of them opposing it in a court of law. are you surprising by this? >> well, i'm not surprised, but i am surprised that it happened so fast. because it's just the same situation that we had 20 years ago in california. and there's so many parallels, and i know what happened then, and i expect the same to happen here. but the difference here is that this kind of uprising occurs now when only one year after the implementation whereas in california it didn't start until three years. gerri: and in california are you describing a situation where

there was reform of educational standards? >> yes. in fact, the standards -- common core in large measure reflects the standards that california had 20 years ago. well, actually in 1992 is when they were adopted. and so, you know, so the same ideas that were imlicit and each explicit -- implicit and even explicit in california in 1992 are present in common core. and the same books, the books that we got rid of five year after that in '97-'98, the books that we got rid of then are already reappearing, and so you are seeing even the same programs that we had in california back then. gerri: wow. >> and i know what the results will be, because we've already been through it, but nonetheless -- gerri: here we are. >> -- the positive here is that it's only one year. gerri: well, professor, thanks for coming on the show tonight. that is a stanford mathematician

calling out common core. we'll continue to follow that story. and when we come back, samsung takes aim at apple and scores a big hit. we'll have a live report. and if many in washington and at the fed are saying the economy is back on track, why aren't the consumers spending? but first, here's your consumer gauge with numbers every consumer needs to know. take a look at that. ♪ ♪

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consumers from overdraft charges as well as let's just pat ourselves on the back here, my friends, more americans paying closer attention to their balances on their smartphones. now, before you start feeling bad for the banks, they still earned more than $40 billion just this past quarter, and free checking has still gone the way of the dodo, but every little bit helps. well, let's move on to the economy. despite an increase in jobs and a decrease in the unemployment rate, american consumers are just not spending their money the way they used to. here with more is moody's chief economist, john lonski. welcome back to the show. >> thank you. gerri: consumers spent an average of $94 a day in august, that compares to july with $94 a day. basically, flat. now, many of the reports about the economy are positive and upbeat. why respect consumers spending? >> well, you know, in the good old days when we had the unemployment rate decline by more than a percentage point

from a year ago, which was true in july when we had payrolls growing by nearly 2% which also helped for july, we would be looking at year-over-year gains by real consumer spending and real income between 3.25 and 3.8%. what do we have today? both categories show year to year increases of less than 2.5%. we're simply not getting the same bang for our buck out of the improvements in the labor market that we would realize in the past. gerri: all right. there's sort of, you know, a divergence depending on how much money you earn. let's say you're making $90,000 in your household n. july 2014 you were spending 190, now 157. take a look at that. middle and lower income consumers, however, are spending more, $80 versus 75. so a big difference depending on where you are. >> well, part of it, if you're an upper income individual, your taxes are higher today, and you

are necessarily -- you aren't necessarily going to spend less, and consumer spending in general will suffer. and it may be that those at the bottom end are simply forced to save less because of higher prices for basic goods and services. gerri: let me tell you, they say there's no inflation, and we know that's absolutely not true. have you been to the grocery store lately? all you have to do is go, and you know that prices are moving higher for individuals. but all of this raises a really interesting question, because the federal reserve has been pumping money into the economy. they have their big bond-buying program that they're only now starting to ratchet back on. at some point they're going to raise interest rates. you would have thought that this economy would be growing gang busters. does this her information help you understand why that's not happening? >> i think it does. what we want to remember is that if all of this money creation by the fed is going to heed to a faster pace of economic activity, more growth, more

spending then banks necessarily have to be lending more to consumers, that's simply not happening. while consumer loans, auto loans are growing, the reality is that mortgage credit comets to contract -- continues to contract. gerri: even now? >> even now. you know, this is incredible. we have had a decline by mortgage yields from a year ago of between a quarter to one-half of a percentage point. yet what we find is that in the month of august mortgage applications for the purchase of a home were down by 11% from a year ago. in addition, applications for mortgage refinancing are now 30%. well, mortgage lending standards are much more restrictive today than they were during the bubble years, and maybe that's a good thing. this reminds us of how little middle class consumers have in terms of savings. they simply can't afford the greater down payments not required for the purchase of a home. gerri: and, of course, median household income barely ticking

along, a 1.7% increase. >> yeah. we have the average hourly wage basically holding steady with inflation, and that's the problem. gerri: john lonski, thanks for being with us. >> thank you. gerri: and still to come, we answer the question, how do you do that? we'll have some simple ways, easy ways to set up security cameras in your home. don't go away. ♪ ♪ your 16-year-old daughter

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♪ ♪ gerri: well, if you are looking for an alternative to pricey full-home security systems, there are do it yourself options you can control from a phone or a computer, but are they worth

it? let's ask columnist jeffrey fowler who actually tested these things, these surveillance cameras. and, jeffrey, i have to ask you just to begin with, are you keeping any of them? >> i have to say, i'm not. they're not for me and my family, but they might be for your family, so it's worth understanding what they can actually do for you. gerri: you said you'll be happy to take them down. let's work some of these so people can see the options. let's start with piper, $199. what do you make of the service? >> it's an all in one box. it's going to put a camera that will alert you every time there's activity in your house, a motion sensor and an alarm and lots of other sensors that can really be kind of all in one. gerri: thumbs up or thumbs down? >> it was interesting, but it had problems connecting to the internet regularly. all these cameras connect to internet, you can watch them from your phone. gerri: that's a problem. drop cam pro. $is 999. >> -- $199.

>> kind of the king of the heap right now. they do charge you for service to look back at your footage online. got good quality, that's what's good about it. >> plan starts at $99 a year, simple it cam. >> this is the new guy on the block that some people are calling a block cam killer. the image quality is fine, it records it to the internet, you can watch it on your phone or on the web, but it has a face-detecting sensor. so it can basically tell when a human being walks into the frame. jr.ier that makes sense. >> that's important so you can tell the difference between a cat or a cat burglar which is pretty important you've got a cast in the house. gerri: mini things. >> this is the interesting thing about this, this is your budget option. you take an old iphone, and you put this app on it, and you have a web cam. you can record and get alerts on stuff happening in your phone. gerri: so why would i use one of these services as opposed to just adt?

>> well, listen, there's a lot of people who don't want to deal with the hassle of having that sales pitch come in and having to, you know, there's sometimes data technology. these services, they offer something that's pretty cool. using your phone or the web, you can dial in, peep in on your house at any time, and there's a lot of power at that. a lot of people like -- gerri: to see what's going on, absolutely. tell me, you're not keeping any of these services, and presumably in san francisco you could probably use it. what kinds of problems do you have with them? >> two problems. one, your family may not like the idea that you are watching them potentially at all times. i mean, these are all-seeing eyes for your home. that's great if you live alone, but if you've got family members, i've got a lot of questions about why are these up, why are you recording this? that's one problem. the other problem is they're not smart enough to know when there's something bad going on at home. they send you alerts anytime they see action. gerri: the flowers wilt in the vase on your dining room table -- >> alert.

i do not need any more things binging on my phone that are not important to me. the best of that, though, was that simple cam that i mentioned that has the face detection technology, at least it will only bing when it sees a face. gerri: great stuff. your story in "the wall street journal," a great read. and now we want to know what you think. here's our question of the night, do you have security cameras in your home? log on to gerriwillis.com and vote. here's what some of you are posting on my facebook page tonight. mike writes this: yes, but i don't want connect them to the internet -- i don't connect them to the interknelt. they're connected to a dvr, and they are worth their weight in gold. pam says: no, i have a dog. i have to tell you on twitter we were told hot of people had guns, and that's what they relied on. and another technology story today, samsung unveiled a range of new consumer electronic gadgets including two new smartphones. the phones have new features we've never seen before but

could become the norm in the future. adam shapiro was at the big launch today and joins me now. adam? >> reporter: this is going to be the gadget you're going to have to get your kids for christmas. here's the deal, this is the old samsung galaxy phone. imagine this phone with a screen that's about an inch bigger. that's just where they started. that would be the new galaxy node, something between a phone and a tablet. but then the really innovative stuff, and i wallet you to take a look at this, is the edge. the samsung edge is, essentially, a phone that has a curved screen. the glass is actually curved on the edge, and you can use that new curved edge like the tool bar. now, they'll have to design apps for it, but the way you swipe on top of your phone, now you'll swipe on the side. and this caught the eye of everyone here at the unveiling because it has a 5.7-inch screen with an incredible display. the samsung designers are saying that this phone has the best

pixlation and view that you can get on the market. of course, apple's going to announce in a week, but as of right now, this would be the leader according to samsung. why are they doing this, gerri? well, they're losing market share. not to apple, but to some of the much cheaper phones coming up in the growing economies and the emerging economies. in fact, in the second quarter of 2014, samsung had roughly 24% share of total smartphone market globally, but that was done from the previous year in the second quarter when they had almost 35%. so they unveiled these two devices, and then there was something that was just the gee whiz, wow. that would be an immersive entertainment industry in the gear vr device, that's virtual reality. you put this thing on, your phone is in the front. it's kind of like head gear, and they're promising a 360-degree visual experience. now, i put the thing on. it's kind of like looking through binoculars. it wasn't 360 degrees, i was

assured that other things that you could view would be. but it's like looking through binoculars. it was very cool, don't get me wrong. but not yet the 360 degree holographic experience you had in the old star trek series. not quite there, but definitely cutting edge. gerri: too bad for that. adam, thanks for telling us about all these new products. >> reporter: see ya. gerri: and it's worth noting, apple shares got hit by its rival today. the iphone maker stock dropped 4% trading below $100 a share. take a look at that. and we'll be right back after this.

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gerri: we told you about how you can set up security cameras in your home, diy style. a lot of smith and wesson answers there. coming up tomorrow, with kids headed back-to-school, should their school supply list include cell phones?

how young is too young for your kids to any mobile? we'll get your reaction. have a great night. charles: tonight on "making money," question of the moment. is it better to be born in 15 other you a countrys than u.s.,e not number one in many surveys of the world, we invest our own money and we lost face. and also, millions on the sidelines, these old dudes keep investing and reaping huge rewards. we take a dive into millennial mania. good news, we have two of the