think apple will make a big announcement. david: gerri willis report is next. have a great weekend. >> hello, everybody, i'm gerri willis. coming today on the show you may be taking the wng prescription not even kn it. is is thanks to a computer problem at walgreen's. 'll expin. beef may be wh is for dinner. be prepared to pay a whole lot more for it. as a family grieves over the loss of comedienne joan rivers they're considering a lawsuit how she died. our legal panel weighs in. "the willis report" where consumers are our business starts right now. gerri: well is your wallet about to be a thing of the past? according to reports apple's new iphone 6 will allow technology with users to pay for their smartphone.

apple might be getting into mobile payments at just the right time because after the credit card breaches at target, pf chang's, michaels, sally's beauty and supervalu, the latest home depot could apple put an end to security breaches? they're to weigh in, richard crone with crown consulting that working with retairs on payment technologies. great to have you here, richard. tell us how the i-wall would work? >> no one knows for sure, but get an idea how apple might have it work you can go into the apple store today use somethg easy pay with the apple store app. it allows you to scan product, get information and pay using your itunes account. there has been speculation about the addition of mobile payment with every iphone. this time they're anticipated to add s something known as a near field communications chip that allows you to tap the phot the merchant's point of sale and pay. gerri: that is what i want to talk to you about is near field technology. can you explain to us in

laym's terms what that means? >> it's a cip that allows for the transmission of data when it is very close to a reader. in -- gerri: radio waves, right? >> indeed, radio wes. but very short field. near field a they call it. and this nfl chip allows for the transssion of paymentata the point of sale, rather tha reading a magnetictripe or putting a chipard into a reader. >> the good news there would be a lot of numbers personal to you that won't be out there for people to steal, presumably. my big question though, is this going to make real money, credit cards, obsolete? is it possible? >> maybe eventually in the future. my father's master's thesis was on the cashless society more than 50 years ago. but we'll se is the advent of new payment types that make it easier and safer for consumers. depend how it is deployed but mobile payment is generally safer because there are no

payment credentials stored on the phone. no payment credentials given to consumer. it is tokennized or numbers useless to fraudsters. gerri: tokennized, that is a big word. here a i wallet partners rumored. visa, american express. they want to jump on the apple bandwagon because apple is a very hip and happening company. i have questions, really? it is not going to be vulnerable? i have a hard tiime believing that. do you see any vulnerabilities in this technology? >> again, it depend how it is deployed. if the payment credentials are stored in the cloud, protected, and nothing is stored on the phone and nothing given to t merchant, we have a safer way to approach things. we can not get rid of th risk of card fraud and data breaches without getting rid of the card. the card today has the numbers printed on it, expiration date and the security codes and anybody can read that, as well

as on the magnetic stripe. if we eliminate that, eliminate the risk and improve security for everybody concerned. gerri: well i t to tell you, there is another way to eliminate that risk. something called cold hard cash, richard, have y heard of that. >> indeed, but the problem is that cash doesn't gi you a ability to manage your money. vulnerable to theft and loss whereas a mobile paymentives you the chance to manage money and link it to t activation of offers and save money and communicate with merchants based on your preferences without any spam. gerri: richard, itch one more question for you. so we reported earlier this week about the breach of information of celebrities. frankly naked pictures of celebrities were everywhere. a lot of people talking about that. a lot of people blam the cloud and icloud in particular. apple said it wasn't their fault. now they're out with solution, ways for consumers to protect themselves. does apple have some culpability here? >> they may but apple won't be

the only one offering a mobile wallet. consumers put their trust today in financial institutions and credit unions and they are also working hard to provide mobile wallets. consumers can also get mobile wallets from merchants like subway, orange leaf yogurt starbucks. the biggest merchants in the coununtry form ad mobile payment network known as connect-c. they are providing mobile payment capabilities as well to provide security and utility to coume years richard, thanks for being on with us tonight. have a great weekend. >> gerri, thanks for having me. gerri: we want to know what you think. here is our question tonight. would you give up your walleto pay with your phone? would you do that? log on to gerriwillis.com, vote on the right-hand side of the screen. i will sho te results at end of tonight's sow. as the world awaits on apple's big announcement next week, fox business's "risk & reward" is launching a special segment, wireless wars, 1:00 p.m. eastern

time. you won't want to miss that from personal security to job security, americans are holding on to their jobs for dear lives as government data out today shows fewer jobs are being created. but the surprising trend in all of this, the drastic drop in working agemen who are actually going to the office, working. david bock, vice chairman of edelman financial services a perfect experience as former stay-at-home dad. he joins m now. great to see you. >> great to see you as always, gerri. gerri: a lot ofisappointment in the halls of f over this jobs report. 142,000 jobs created, just a punk report. dig down, look at numbers for men it is astonishing. working age men, unemployment rateor those folks, 18.1%. overall rate, wll below 7% at 6.% now. what do you make of that? why are men not working? >> here is interesting part of this statistic. when you look at 18%, you bury

into that data what you actually see 2/3 of those men are choosing not to look for work right now. the question becomes why are they not looking for work? here the answer. the story is not abou the men. it is about the women. women today are the economic powerhousesn this country. what happened in it count, most families what is half of families, nearly 45% all countries families in this countr the woman, is the primary breadwinner. what we're seeing, gerri. they're doing math. wife is making me money than the husband. when they have children, many families across the nation say you're staying home. i'm making more money than you. i'm on career track where my incomm is going up. your income is stagnant. that is putting a lot of men in position staying home. the other thg that happened, gerri, is this. we're no longer getting stigma. i like it here. i will stay home with the kids. gerri: look at more of these numbers. you look over history, at this 25 to 54 male age group, it

is amazing. so in t 1970s, unemployment rate, roughly 6%. fast forward to 2007, it is 13% all of a sudden. in the depths of the recession, 2009, 20%. we have barely backed off of that, barely backed off of that. what are you guys doing? >> wl, again it depend who you ask. yesterday i was with somebody who was working late at night, stay-at-home dad during the day but has a part-thiol job. you're looking at a lot of data, a lot of americans have part-time jobs. those jobs are not recorded as full-time employment. they're listed in many cases as unemployment. gerri: so that pnt, so we know that the real jobless rate is something like 12%. >> yep. gerri: and i am positived a -- improve ad bit this month but not by much. what do you tell men to do in this situation? you advise people all the time. >> i have a lot of men saying hey, i want to be a stay-at-home

dad. how do i do this? you create a financial plan. i think a big thing for families want one parent to stay atome, you do a financial plan before you make the decision. too often wait until onef then aves a job, stays at home and they're not financially prepared for that. you want to practi this, gerri, at least one year in advance, sit downith financial planner, do some savings, cut expenses in half and practice whether or not you can afford to live off of one income instead of two. gerri: you have a lot of savings when you do that. you're not hirng pple to take care of the kid right? so that is one big bill that you won't have to pay. >> t that is exacy right. that is a big thing in the math. they look at cost of day care and putting kids in private school. i will stay at home and spend time with my kids. as you know -- gerri: how did -- >> spent a year stay-at-home dad. took a sabbatical for 2013. why you didn't see me here. jack is sitting off to stage

left. gerri: jack is there. get a camera on him. >> give a wave. i wanted a year to see what it was like, take jack to school, take james to school. go to all the school stuff. gerri: you loved your kids. >> i loved it! i guess what? i missed working. like many people i chose to go bak to work. i think jack is glad about that. gerri: there is jack. >> give a wave. >> there is the light right there. jack, thanks for coming o with your dad. david bach, you're a rock star. >> thank you, gerri. good to be here. gerri: we still have a lot more to come this hour, including your voice your voice is important to us. that is why during the show, we want you to facebo me or tweet me @gerriwillisfbn. or go to the website, gerriwillis.com. at the bottom of the hour i will read your tweets and emails. and next a dangerous siation at walgreen's across the country as thousands of consumers may have gotten the wrong prescription. are you one of them? we'll have details.

stay with us.

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8200 pharmacies. that syem failure resulted in prcription labels printe will legible instructions. here with more on this, internest, founder of the doctor weighs in. doctor, welcome to the show. thanks for being here. that database was down only a few hours. what happened? >> well, what hppened was it ended up printingome nonsense symbols instead of real word. and so some of the instructions were ill legible but the good news. there weren't any wrong ininstructions with the dose, telling them to take it three times a day not two times a day. the real good thing it doesn't change instructions. gerri: did anybody getted wrong drugs? >> as far as i can tell nobody got the wrong drug. this is good news, bad news story, because walgreens had a very aggressive response.

they through thei quality control mechanisms discovered labels were printe incorrectly and they contacted all the managers of their stores told them, hey, guys, drop everything and number one priority is to reach out to the people who got these prescriptions and get them back in and get them the correct instructions. so it have been a disaster. gerri: they have a statement from walgreens whe they said did exactly that. listen to this for quality ofance insurance purposes abundance of cautn, calls were issued following day and reached out to all the patients that might have been impacted. system update that prompted pros response has been resolved chain wide. that is what weee again and again with companies being responsible in their sectors. they actually call people. they g on the telltelephone and call people when there is a problem. so everybody knows. at any rate if you're a walgreen's customer make sure you have the right stuff in your medicine cabinet, that's for sure. what happens if people don't

have the right instructions? what is the potential downside there? >> well the potential downside is people could take the wrong dose or take it too frequently and have a drug overdose. they could have a drug underdose. but i think that theres other fail-safe mechanisms and hopefully walgreens is or will do this which is to add printed instructions and to be se tha proper instructions for each drug is available on their website. there are certainly a lot of reliable websites now that you can go to, just put in the web browser and name of your drug and what the drug is and side effect the and how to take it and all the correct information will show up. and -- gerri: just call your doctor i suppose? >> then you can always talk to your doc, the one that wrote the prescription in the first place. gerri: that's a good place to go. >> absolutely. gerri: the question brought up for me though, is, i was just curious how often does it happen

that the pharmacy gets it wrong? i don't know if you see doctor's handwriting lately, i can't read it. i don't know how the people behind the pharmacy desk do it. i it possible? do you have to be careful to make sure you have the right thing as you're at the pharmacy, review it, look at it, make se it is same kind of tablet or pill or liquid thaw always get in. >> se. no, i think people should do that but fir of all, one of the things you need to do there is a lot of e-prescriing going on. so our terrible handwriting is less of a problem than it used to be in the past. yes, i do think that patients should be sure they know what the medication is. you can go online and look up what your pi looks like. they usually have an inscription, a number, some identifier, you can make sure that drug is the drug that you want. the problem with just looking at the pill and seeing if it is what you looked at, what you got the last time is that sometimes there is multiple manufacturers and you may get x-dg from one

manufacturer and it is, pale pink. next time you get it comes from another manufacturer and it is orange instead of pink. and that can be confusing but there are resources available online and, you know, before you stick something in your mouth you ought to know what it is. >> amen to that. doctor, thank you for coming on. i hope you come back soon sometime. >> okay, my pleasure gerri: now tha it is september, a little nip in the air, time for back to school, changing leafs, pumpkin lattes and christmas shopping? listen to this. kmar getting an early start to the holiday season with the first chris mad ad of 2014. rest assured they're not calling this ahristmas commercial but having a salesperson promote upming discounts in fnt after christmas tree. there is a christmas tree in this ad. there it is. what do you think? is it too early for christmas commercials?

frankly i think it is too early for christmas commercials. we'll read your responses later in the show. as you get ready for some football, the price of your burger may give you sticker shock. 'll tell you why. nothing is safe as hackers find a way into healthcare.gov but is this type of the iceberg? this type of the iceberg? stay with us. musical chairs. fun, right? welllllllll, not when your travel rewards card makes it shard to get a seat using your miles. that's their game. the flights you want are blacked out. or they asfor some ridiculous number of miles. honestly, it's time to switch to the venture card from capital one. with venture, use your miles on any airline, any flight, any time. no blackout dates. and with every purchase, you'll earn unlimited double miles. from now on, no one's taking your seat away. what's in your wallet?

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♪ gerri: apple might be the fix to retail hacks as we taed about at the top of the show but the security surrounding healthcare.gov, well, it might be rotten, to the core. the obama administration says, it is taking measures to strengthen the site's security since hackers got in but is this just the beginning with more on this, dr. sreededhr

potarazu, ceo of vital springs technologies. dr. p, welcome back to the show. answer this question, is this just the beginning of hacking healthcare.gov? >> it is just the beginning and it is very prediable. if you remember secretary sebelius talkingbout some of her reservations after the october disaster last year and e said that she didn't want to go live when they did because there wasn't enough testing. well, you're starting to see a lot of the problems unfold with many deficiencies in the technology and this is just the beginning. because you have so many complex systems that have been put together so qckly, there are any number of landmines in the system we still don'tnow about. gerri: okay. >> there is still not enough, a single person in charge overseeing orchestration of this whole project. gerri: dr. p, you know, look,

there is -- if you are getting the coverage through obamacare and you signed up on healthcare.gov, you shared a ton of personnal information. your social security, all kind of information where you live, your age, how to contact you. your illnesses on and on it goes. should those folks feelike their information is safe tonight. >>o. i think that we have a responsility, the obama administration has a responsibility to instill confidence in all of those people who were led to believe that by signing up for the exchanges, that all of that infortion was going to be sure. we don't have that confidence. there is no communication to giv consuers the satisfaction that their income, their social security number, or even their electronic medicalecords are not vulnerable. something that a consumer could be alerted abo.

you heard apple's ceo today perhaps you will be alerted when there is a breach of security in the icloud? how will we ale consumers to know that are electronic medical record or personal information is hacked and now september, we're finding about something that happened in july two months late? gerri: listen, i feel your pain. here is how bad it was. hackers, and people fee bad guys are doing this. listen to this test server that got hacked. it wasn't even supposed to be connecte to the internet. >> that's right. gerri: if they don't even know that, how much, w many ore bad things can happen? >> well this is the deeper problem because the real estion is also, who is accountable for this? who is the one that was responsible in terms of all of the contrtors overseeing the implementation of healthcare.gov? was it the firm that was implementing the website? was it the firm loafer seeing security? was it somebody with cms?

do we even know who will be hld accountable and how we're going to report back on an ongoing basis whether this is being fixed? when jeff zeints came in the fire drill in order to fix the website, he created a checklist of things thehey wanted to knock done in terms of response tim. where is the checklist in terms of security to tell the public that we've tested it this many times and we are assuring the public that it is rock solid? guess what? google, apple, microsoft or anybody else, would not tolerate this kind of security breach and especially so early in the game when consumers are trying to build confidence about putting their information out there? gerri: you know, it doesn't make you feel too confident about the website >> not at all. gerri: or the services you get down the road orhat you will pay for. the problemsontinue to mount. dr.-- >> another thing. why did the chief technology officer suddenly leave this week? gerri: that ace great question.

>> don't know. gerri: it will have to be question for another segment. thanks for coming on. you raise a lot of good issues. we appreciate it. >> thank you. >> coming up next, in clear case of supply and demand, beef prices are at all-time highs talking about your steaks and burgers, everything you need to keep going. we will have a live report. we're cooking outside on the plaza with delicious seafood recipes. look at the oysters. don't go away. ♪. , if you're up there, i could use some help. smart sarah. seeking guidance. just like with your investments. that sets you apart. it does? it does. you're type e*. and seeking another perspective is what type e*s do. oh, and your next handhold... is there.

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>> may are growing up 9metq)á local food and the freshest localfá fish around with me is michael hamilton and i have

then tre is awesome. your started with one of myñr favorites. >> yes band wastersñr theseqxd are montauk oysters. gerri: i cannot do that.ñiñiw3 i.m. impress.t( how do you address those?fálpe1 >>xdçó they are beautiful cocktail oystersjft(.çófáq a litvñ

>>jf this is gorgeous.ñi this is fresh and watermelon this did is dark blue.r gerri:ríi is that what j(!t isi >>w3. >> isn't pickling the big thingq now?fáfáq >> is the beautiful thing. like this is orange zest and lemon zest and parsley.lp

>> pepper, excuse me. brown coriander. gerri: that is interesting. it is beautiful. gerri: peskyottle you have got there. >> it's a little bit somewhat. >> a little bit of that. obviously putting salt on it. a quick grill both side? >> 1 1/2 to two minutes. depending how you like the ffsh cooked. medium rare.

>> can be a little expensive and pricey. don't orspend, right? that's what we always think about. the blackberryy and raspberry salad very excited about. >> yeah. gerri: take a look at that, my friend. >> a little bit of meringue we made last night. gerri: is that what that is? how does that work. >> egg whites into mixing bowl. slowly add sugar. fluffy egg whites. gerri: a littl crunchy. >> bake in the ove two hours. beautiful vanilla meringue. all from montauk. gerri: what i love you got so many local ingredients. what do you find in the northeast that really stand out >> the caliber of, i've really be open to last cou years. we're testing density upstate new york now. really, really great vegetables coming out. some of the best i ever worked with, i believe. really do. outstanding array of vegetables.

i'm glad to cook here with us. gerri: you have done such a great job. michael hamilton, go to the surf lodge. great place to go. >> thank you. gerri: thanks for being with us. starting to rain out here, folks. from surf to turf the demand for beef in this country is never higher. neither has the price. it breaks my heart. beef prices almost doubled past few years, expected to go even hier. even though demand and prices goings up the-size of the cattl herd is not. jeff flock in dekalb illinois. >> that is the weird right, gerri. you think with prices doing what they're doing and demand staying high cattlemen are eanding their herds. they're trying but it is not easy. this is feed cattle operation outside of chicago, in dekalb illinois. you seehat. that is corn, someey, all kind of different stuff. but there is a lot of corn in there. corn prices down lst the

months alone 20%. while beef prices are up 12%. that is win for cattlemen, no, mike? >> corn prices are down but feeder prices are up. as corn goes do, our inputs are less but feeder costs are higher. >> yeah. people though still seem to be buying beef, even though these prices, if i look, for example, just, take look at ground beef prices. it i now almost $4 a pound for ground beef. people are still buying it. >> right. the reason theround bee is that price is we're harvesting less cows trying to build the herd. we have to use end cuts to make that ground beef. so the chuck and rou are 100% higher, or double what it was. and it is because we're putting it into ground beef, making ground beef better. >> much better ground beef but you will have to pay for it. overse demand is also high. look a latest numbers, if you take a look at today's feeder cattle prices, up another

$2 today. nine straight days in last couple of weeks of gains on feeder cattle price. >> yeah, this thing will probably not end anytime soon. take us 18 months to rebuild the herd if mother natu cooperates with us. >> i was going to say. here is the reason the hd is so thin. by the way it has not been this low, number of cows in this country have not been this low since harry truman was president. partly because or mostly because of the drought we had. people had to thin their herds. as a result, take a look at prices of retail beef. predrought and post-drought. july 2009, ground roast has gone up 45%. ground chuck up 40%. sirloin up 34%. and it is not going to end anytime soon. >> no. from our standpoint, we've got a limited supply. but the other competitive proteins, your porks had ped virus which eliminated tir herds. then from a poultry standpoint

they have had some reproductive problems. that limited those herds and three protein crops a having problems. >> gotcha. the demand is tie. the only positive, this is the feed, corn input costs are down. but it is all about suppl and demand as you point out. right now supply is low, what these guys go back to eating here in a minute. stop bothering them with this camera. gerri: jeff, thanks for that. all about supply and demand. you got that right. thank you. >> thanks, gerri. >> we'll be right back. i take prilosec otc each morning for my frequent heartburn. because it gives me zero heartburn... annc: prilosec otc the number one doctor recommend frequent heartburn medine for nine straight years.

one pill each morning 24 hours zero heartburn.

/z cshe is the greatest thing ever. one little smile. one little laugh. honey bunny... (laughter) we would do anything for her. my name is kim bryant and my husband and i made a will on legalzoom. it was really easy to do. (baby noise...laughter) we created legalzoom to help you take car the ones you love. go to legalzoom.com today and complete your will in minutes. at legalzoom.com we put the law on your side. >> gerri: the laughter has stopped but the tributes continue to pour ian. >> we asked joan to be one of the people can she started crying. it was really emotional.

she would come out here to sit in this chair and say some things that were unbelvable. [laughter] you would have to swallow pretty hard but it was hilarious. gerri: pretty cool? she was almost as well-known for her above the of plastic surgery has comedy but she decided to have a minor procedure when shesigned herself into the clinic what was she siding and does her family have a strong legal case? rejoined by the legal panel. i will start with you. was to her family consider? to amoco lawsuit to spend ght -- depending on discovery when you sign up for these procedures for cosmetic surgery you sign a lot of waivers but that does not mean you waive all your

rights. yo cannot wave your right to care or beprotected against gross negligence either with the facility or the doctor if they were grossly negligent she has a lawsuit. gerri: a lot of americans use these facilities they are wondering tonight is it a safe place to go? >> a very good question they are guided by a positions and if you were in a hospital in would be better if something went wng. we d't know she wanted to go to the hospital. >> if you haven't 80 -- have the 81 year-old woman don't you have a responsibility to say anything can happen and

what did you rather to go to mount sinai? here you lk back and say she went into cardiac arrest and they could not take care of her. they had to transfer h. >> maybe she didn't want to go to the hospital. the trend is to the facilities with state regulation they are looked at and served randomly but there is complaints stemming this is morehan a complaint. >> and a lot of these physicians have a cut in more money than if they brad the hospital. i agree. with debt the family perspective step back we are showing of freestanding clinicacross the country. of lot of people out there

is a patchwork of regulation that one of the questions we keep asking is as an individual who wants to make sure my rights are protected , what should i be doing at a minimum? >> not gross negligence because you cannot sign that away but they will not take you at any facility if you don't sign the waiver. so the problem is you are stock kickbacks stock. gerri: so what kind of facilities? cater resuscitate to right have any of those risk signals? age is a risk. >> you don't know the discussion but it is important to note there is a shift to have these types of tests done.

some are like hospitals there are so manynknowns. gerri: one of the questions i have is that i typically do what my doctor recommends but whose responsibility is it to decide where? >> these places have to be approved before they are open and it is not like they just open willy-nilly with no oversight but there is a difference with a very rare situation. >> maybe you have high blood pressure or cholesterol then you cannot get to that hospital within 30 seconds. you cannot have people come to save you. she went into cardiac arrest and it took them a whe to get her to mount sina. gerri: but you have to take the responsibility and ask

questons if it is better to be at that hospital and how serious is the procedure? she ought it was minor. >> but with all the plastic surgery but when a famous person has this happened it puts thespotlight on the question people should be asking. i can get innd out quick there are a lot of things that go into this. >> always read the waiver. they are fine printto read those. gerri: ww preshave your time. a tough story. heris where your posting on my facebook page. would you give up your wallet to pay with your phone? >> no. cash is king the young do not appreciate being charged

es by the banks. >> your wallet is more reliable than your phone what if you have no service? >> yes then my teenagers will stop stealing my cash. [laughter] your reaction to kmart's early christmas commercial and now a new life-saving drug czar announc with a ridiculous price tag. here are the numbers that you need to know. we will be right back. musical chairs. fun, right? welllllllll, not when your travel rewards card makes it so hard to get a seat using your miles. that's their game. the flights you want are blacked out. or they ask for some ridiculous number of miles. honestly, it's time to switch to the venture card from capital one. with venture, use your miles on any airline,

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gerri: more breakthroughs to night in the acura wow! go after cancer but with a big

cost will averagemericans even be able to afford them? deputy chief medical officer for the american cancer society. great to have you. these drug czar $143,000. why is this so expense? >> iannot answer that question w but to be answered by the manufacturer but they are breakthrough drugs offering something and the cost to get to the place was very expensive so here we are. it is a lot of money the drug was approved yesterday cahow by the fda per patient per year $150,000. gerri: are you talked about

of a different drug? >> there are two different drugs one in japan that is 143,000 in there is another one that is the tongue twister approved in the united states that is the $150,000 drug. >> will they even cover this with private insurance plans? >> it was the serious issue before but other drug czar on the market. none of us have that kind of money sitting around. they may pay a portion it is the individual situation so we have to get a better handle on how we can pay for these very expensive drugs notwithstanding they are breakthrough drugs they will extend meaningful life not just a cole weeks but

sometimes many months and that has now eliot -- value. gerri: i will turn that around one retelling the american people how to a for this? if they would like to get their hands on this drug but have no idea how they pay for it? >> unfortunately the first you have to have the discussion with your doctor. talk to organizations like the american cncer society we have a 24 hour servicece and the drug companies thselv will help cities individual's situation is unique and then go from there it give us a call we ill talk to as well. gerri: give an idea why this is happening the company prices of medicines based on

the value delivered and the scientific innovation and investment required for research and development. thinks for coming on tonight dr. great to see you. gerri: we will be backwith the answer the when fixed income exrts work with equity experts who wo with regional experts who work with portfolio management experts that's when expertise happens. mfs. because there is no expertise without collaboration. [purring] [tnk]

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the. ♪ gerri: well, the kids are back in school, right? that means it is christmas season baby that is what kmart woud have you believe. the discount retailer has the distinion of being the first to air a christmas commercial even though te company is calling it not a christmas commercial. i am not fooled. your reaction by asking you if it is too early. not for a retailer with their troubles. too early for halloween.

the want to enjoy a late ummer cannot stress over holday shopping. of that is it for tonight on "the willis r neil: welcome, everyone. do you know why the president's poll numbers are low? because he talks too long and he goes on and on. i don't mean to disparage him. i'm just telling you that he can solve a lot of his own problems if he just truncated it. the proof came that today at a press report out in europe, addressing the timeline of nato's reaction to isis. start your watch is right now. >> let me start with the general point. there was unanimity over the