♪ ♪ . neil: even down under, the terror threat is up. welcome, everybody, i'm neil cavuto. and australia raising terror alert level to high. >> now security agencies have raised the threat level, there are people with the intent and the capability to mount attacks here's in australia. neil: they say timing is everything, this is getting to be scary timing, coming as it is two weeks after britain raised its terror alert in only two days after the president raised his terror stakes against isis. to former nypd commissioner ray

kelly on the threats at home that could be justifying all of this, in a minute. williams allen on what he makes on all of this. something's got to be up, admiral, what do you make of this? >> there's a lot of concern, neil, because these guys are -- have been very effective, certainly in the middle east, but i think the concern is probably that some of these fighters might return from battlefields in their experience over there, and cause problems at home whether it's australia or the u.k. or even the u.s. personally i think the focus of isis is not here, it's in the middle east, and that's where we ought to be really looking, but people don't want to take chances and particularly given 9/11's anniversary yesterday, it's important to keep our eye on the ball and the borders. neil: do you think that isis or sympthetic groups try to do something preemptively what seems to be a well-telegraphed

campaign against them? >> it's possible, the focus of the activities is probably in iraq and syria. neil: what makes you so sure of that? they're worldwide, as you know, better than most, and there is a fear, and we'll get into this with the former police commissioner, that they're well entrenched across the world, including the united states. better than a thousand recruits in britain? >> i'm not sure what the real story is here and other places, they are certainly recruiting but these types of organizations have recruited in the past. their focus is this caliphate that they've stated is their objective in the region, and i think that's really the area that we've got to go after them, and that's the most likely area that's going to be productive in terms of whether we can defeat them or not is another story but diminishing their impact. neil: all right, now, whether it's diminished or destroyed. john kerry secretary of state said it's not a war against

isis. what does that mean? >> i think what he's stating is the recognition that we're not likely to remove this organization and all their people, the objective is to, i believe, to hurt them, to make them less likely and less capable of taking additional territory. there are a lot of pieces to the puzz nell iraq which is the focal point right now. none of this is going to be very effective of course, unless the iraqi government reaches out to the sunnis and becomes more inclusive. and this is not a lot unlike how things were in 2006, 2007, where the sunni tribes eventually were convinced that if they came over and worked with us, that we would help them and that the iraqi government will look out for them. i think that's going to be essential here. neil: the history is not very encouraging. >> there are some good things. i noticed that general john

allen is the man who's now going to be working to coordinate those activities. a terrific choice in my opinion. general allen has done this before, he knows the territory and the people. it's going to require a lot of things. we have a great advantage in air power, dominate the skies, air power alone is not going to do it, if anybody thinks we're going to drop bombs and missiles and it's going to go away, that's not the case. it's going to require somebody on the ground to route these guys out. neil: how many on the ground? how many do you think? >> no idea, but i don't believe that we're at all looking towards any main force units. i think we could be probably pretty effective with special forces and actually the iraqi special forces used to be pretty competent. i expect one of the things going on now our people looking out are making assessments and seeing if these guys can be effective. i don't look for any major land

force units whatever, special forces can be pretty effective, again, in retake these places and certainly in hurting them and making them a lot less likely to do some of the things in the future that they've been able to do in the past. neil: admiral fallon, thank you, good seeing. >> you pleasure. neil: comes down to this, freedom or life. to hear u.k. leader nigel firrage tell it. you have to make sacrifices if you want to stay safe. >> i'm afraid within our states we have to remain very, very vigilant indeed, and that probably means, and i'm sad to say, this probably means giving up some of the liberties that we've enjoyed. neil: would you make that trade-off? to former police commissioner ray kelly. is he right, commissioner? >> it depends what your definition is of civil liberties. some people are obviously concerned about the nsa

revelations. so if you consider that giving up some of your civil liberties, okay, i'll go along with that. that's pretty small, and i don't think we've made very many sacrifices in this country at all as far as civil liberties. neil: you talk to a lot of civil libertarians, and judge napolitano said we have because with the nsa taps and the verizon phone records and now getting really tough with the yahoo! and fining a 250,000 a day, it's raising concerns this is getting too much? >> privacy is a thing of the past quite frankly just from the private sector. look what google has, the information they have on all of us. any time you go into a department store. neil: it's one thing for google but another thing for google to tell them to give it to them. >> there's a process for that, you go to the fisa court, depending the information. neil: it's intimidating. the government said we want this, it's like getting a

letter from the irs. >> again, in that sense, these are some of the realities that we're facing these days, again, i don't think it's a huge sacrifice, we're a threat, no question about it, the world has changed, dangerous place and the extent we gave up some of the information, i go along with that. in the context that hey, the rest of the world is getting information on us. privacy is a very difficult thing to hold on to in this day and age. neil: i wonder, and i think you are one of the greatest police commissioners any city, anywhere has ever had. >> thank you. neil: and part of that comes with a keen sense of what your primary responsibility of keeping people safe. that's what it comes down to, keeping people safe, protected. do you think given the time since 9/11, this week, we remember, that a lot of people, particularly young people feel, not that we're out of the woods, but don't remember the woods. >> absolutely, i have a young woman who works with me who was

in the fourth grade when 9/11 happened. it's a distant memory if a memory at all. so yeah, young people just accept this as the normal by the way. and that has to do with crime as well. do you remember new york in the 80s 90s, what a different city it was, that's what they believe the current situation should be from here on out. neil: but a lot of them are stick to it, their recent memory is all the intrusions as they see it, and they don't like that. what do you tell them? >> you talk a little bit about sacrifices in the world that we live in, and the fact that technology has intruded in all of our lives. it's not going to change. it's not going to be reversed, unfortunately. that's the world in which we live. i tell them you have to get used to it. neil: we already know and have evidence that the government admitting the border is porous,

it was a fox alert, but acknowledging that a lot of them are already here and we know how many isis sympathizers have popped up in minnesota and in michigan and other states. do you worry, commissioner, that we're so focused on getting them over there, that the difference with this group versus al qaeda is a lot of them are already over here? >> sure, and not necessarily members, just people who are sympathizers, fellow travelers. we had cases here where individuals became extremists based on the internet, and they just became radicalized based on the films that they watched and started making bombs. neil: what gets them to that point, and how do guys like you in your current capacity monitor or follow that kind of chatter? we're told now, commissioner, it's high again. what are they talking about when they say it's high again? >> there's a lot of chatter,

discussions about a possible event. neil: events being 9/11-type events. >> right. and motivated by hatred of the u.s., the perceived atrocities being committed by the united states, it's get even, it's revenge, eye for an eye thing, that's what the tapes, videos, that's what they sell. here's what's happening, here's what the u.s. is doing to muslims or other minority people, and therefore, it is legitimized. and i think that's really some of what you see with the terrible beheadings. hey, they deserve it. they, being the united states deserve it, because of all of the bad things they've done. neil: they see it. >> it is a current theme in a lot of the videos abroad on the internet. neil: amazing, commissioner, thank you for your service. >> thank you. neil: much, much more. when we come back, you want

some proof that the government could be looking over your shoulder? look how they're beginning to strong arm yahoo! here. where is the balance between trying to get information and trying to extort it? musical chairs. fun, right? welllllllll, not when your travel rewards card makes it so hard to get a seat using your miles. that's their game. the flights you want are blacked out. or they ask for some ridiculous number of miles. honestly, it's time to switch with venture, use your miles on any airline, any flight, any time. no blackout dates. and with every purchase, you'll earn unlimited double miles. from now on, no one's taking your seat away. what's in your wallet?

you know, if you play football foryou're gonna learn toid, deal with alot of pain. but it is nothing like the pain that shingles causes. man when i got shingles it was something awful. it was like being blindsided by some linebacker. you don't see it coming. boom! it was this painful rash of little blisters. red, ugly stuff. lots of 'em. not a good deal. if you've had chicken pox, uh-huh, we all remember chicken pox. well that shingles virus is already inside of you. it ain't pretty when it comes out. now i'm not telling you this so that you'll feel sorry for me. i'm just here to tell you that one out of three people are gonna end up getting shingles. i was one of 'em. take it from a guy who's had his fair share of pain. you don't want to be tackled by shingles. so please go talk to your doctor or pharmacist. talk to your doctor or pharmacist about your risk.

revolutionary by every standard. and that became our passion. to always build something better, airplanes that fly cleaner and farther on less fuel. that redefine comfort and connect the world like never before. after all, you can't turn dreams into airplanes unless your passion for innovation is nonstop. ♪

. neil: nothing like isis has the government taking advantage of a crisis. in case you doubt, it is happening now. take a gander what newly released documents are revealing about what is going on, and long before now. proof that uncle sam was threatening yahoo! with a $250,000 a day fine if it did not give the nsa what it wanted. what the nsa wanted and what the nsa still wants is pertinent information that a lot of people find very personal. to the fox biz all-stars, michelle fields, bernard whitman and caylee mcinerney, alive and well. >> one of the rare times you hear me defend the president. prism is a measured program, it is all about targeting foreign nationals overseas. neil: what about going through the companies that don't comply. >> that is okay with me.

yahoo! did not comply with a fisa court order. the government wanted them to comply with a measured program. neil: wasn't as if they said you want to help us out and yahoo! said take a walk. they followed up with the fisa court and said you are still not helping and we're going to come down like a ton of bricks. you are for that because you want to give up all personal freedoms. >> i think so. neil: michelle? >> a perfect example of government overreach. i understand if they came to a private company and we have this one person who is a national security risk. we believe he's a terrorist. will you help us out? they're going in there and saying give us all of this data. if you don't do it, you're going to be charged over $200,000 a day. that to me is a threat. and that's not what america stands for. i think it's a little overreach. neil: bernard, what do you think? >> hold onto your hat, neil,

kayleigh and i agree. in the wake of 9/11 we have to take extraordinary steps to protect the homeland. i think some of it went a little too far and some of obama's reforms help. that at the end of the day, we needed to take the steps to protect the homeland. yahoo! was right in challenging the constitutionality of it, and ultimately the government was trying to ensure compliance with that order but at the end of the day, we had to engage in this type of activity. >> if you have probable cause, that's fine. they're going in there and asking for tons of people's information that are innocent. if they go in and say we want this one person, here's a warrant, probable cause, yes. neil: to your point, yahoo! did release a statement on tumblr -- . >> yeah, and this is a collective effort, national

security is a collective effort, they needed these nine companies to hand over the information for a specific foreign target. you don't comply with national security efforts, you get fined, bottom line. neil: this isn't just a fine, yahoo! it's a lot of money. $250,000 a day. >> it's important. neil: how do you know? >> the new york subway city bombing was thwarted because of the prism program. neil: hear what you are saying, i respect you a lot. i echo a point here, that $250,000 a day, a fine like that gets out, and next time the government comes to any company to say we want information before it goes through any court, knowing that's the fine, and knowing how strong arming the government can be, wouldn't any other entity be coerced and say hell with it, whatever they want. >> backed by the fisa court, the authority of the fisa court. neil: before it even gets there, you're going to say i don't want this to happen to me. >> it will only happen at the

fisa court. >> i think the big failing here was the government's lack of engaging in a comprehensive discussion with the american people about what's going to be required in a post-9/11 environment. if the government had gone forward and said we need to be clear with the american people about the types of restrictions and the need for access to information or thwart these events, we wouldn't have had people like snowden being a hero for engaging in treason against the u.s. government hiding behind putin's skirt. that's the challenge here. neil: i don't know, you are going too far the other way. bottom line is, it's done, the fine's in. all. that whoever said that bankers could buy the government off. uncle sam's latest push by making them pay up by lock them up.

dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. [ inhales deeply ] [ sighs ] [ inhales ] [ male announcer ] at cvs health, we took a deep breath... [ inhales, exhales ] [ male announcer ] and made the decision to quit selling cigarettes in our cvs pharmacies. now we invite smokers to quit, too, with our comprehensive program. we just want to help everyone, everywhere,

breathe a little easier. introducing cvs health. because health is everything. what would help is simply being able to recognize a fair price. truecar has pricing data on every make and model, so all you have to do is search for the car you want, there it is. now you're an expert in less than a minute. this is truecar.

. neil: some big bang big shots thought they could get off paying big fines, big news, not so. because the big stay out of jail card for which many bankers were willing to pay millions, not so fast. republican senator richard shelby pushing to go after individual bankers for criminal wrongdoing that would go above and beyond multimillion dollar fines. senator, when i saw you teamed up with senator warren, i looked outside, are pigs flying? tell me what's going on here? >> i don't think i teamed up with her, i think she brought up a subject in the banking committee that we probably differ on some ways, but we're both amazed at how you can

extract fines of 35 to 50 billion dollars for criminal wrongdoing, and nobody is held really individually accountable. neil: so what do you want to do? what do you want to do? >> well, i don't want to do anything, that's not my job, but i say it's a failure of the justice department headed by eric holder. it looks to me that people are not wanting to be accountable individually for criminal acts but want to buy their way out of it, so to speak, and the justice system should never be about who can pay their way out of something. it should be for corporate america or the individuals of america. otherwise people will not have respect for the courts or the justice system. that was my point. i think i can't tell you what elizabeth warren's point was. that was my point. neil: fair enough. the one thing that comes through loud and clear from both of your points from different positions, senator, is the multibillion-dollar

fines don't cut it, whether you are looking for accountability on the part of the executives themselves, but the executives themselves often to a man or woman say hey, we were doing a lot of this stuff at the behest of the congress saying lend, baby, lend, and incentivizing us to do just that. you're going to go after us, go after them, too. what do you say? >> i think that's not exactly true but there is truth in part of your statement there, that the congress through the community reinvestment act among others had pushed the banks to make loans, the banks should never have made. ever should have made. i tried to repeal that law one time, got nowhere. it would be hard to repeal it today. banks should make loans on the ability of the individual to pay that loan back. that's common sense. a lot of bad loans were made. neil: absolutely. absolutely. >> pushed by the government for the wrong reasons. neil: yeah, but people didn't have a 44 at their heads

signing the documents, did they? >> no, they didn't. and a lot of the loans that were foreclosed, i wouldn't say all. a lot of them should never have been made, i raised that for years with the cra. justice should not be for one group, it should be for every group, a person, and that's respect, i think the justice department is extracting fines from corporate america for the wrong reasons. they should go after the individuals that have broken the law. if they have criminal culpability and not just say we'll buy our way out of it with a big fine. neil: you mentioned the easy lending days, and i'm wondering your thoughts now whether lending is about right, whether they're going back to the standards when we were a lot younger and our parents were around. we're putting more money up-front, you have to have a fairly good credit score. back to the good old boring

days. >> that's a good point you just raised. banking should be based on the ability to pay and need, but on the other hand, when you're making loans with bad credit scores to people who don't have jobs or questionable jobs or questionable down payments, you're asking for trouble. now the banking regulators are going back to the basic fundamentals. a lot of people don't like that. but that's what it should be about, it should be the ability to pay. and banking should be fair to all people just like a justice system. neil: senator, good having you, sir. senator richard shelby of the fine state of alabama. isis and maybe getting tough with them over there. maybe they're getting far tougher with us, already over here. when folks think about what they get from alaska, they think salmon and energy. but the energy bp produces up here

creates something else as well: jobs all over america. engineering and innovation jobs. advanced safety systems & technology. shipping and manufacturing. across the united states, bp supports more than a quarter million jobs. when we set up operation in one part of the country, people in other parts go to work. that's not a coincidence. it's one more part of our commitment to america. with up to 27% more brush movements patented sonic technology get healthier gums in two weeks guaranteed. philips sonicare discover the brush that's perfect for you.

you know what i love america? fine barbecue, good times and zero heart burn.

and that's why i take prilosec otc each morning for my frequent heart burn because it gives me zero heart burn. prilosec otc the number one dr. recomended frequent heart burn medicine for nine straight years. you can beat zero herat burn prilosec otc one pill each morning 24hrs, zero heart burn i don't have to leave my desk and get up and go to the post office anymore. [ male announcer ] with stamps.com you can print real u.s. postage for all your letters and packages. i have exactly the amount of postage i need, the instant i need it. can you print only stamps? no... first class. priority mail. certified. international. and the mail man picks it up. i don't leave the shop anymore. [ male announcer ] get a 4 week trial plus $100 in extras including postage and a digital scale. go to stamps.com/tv and never go to the post office again.

neil: i have always said on the show that i am no expert on isis. but there must be something to them and even al qaeda fears them and is trying to out recruit them now. but the recruiting strategy, i don't know what it would be. but the bottom line is that isis has a lot of money but it's also very savvy. now they are forming a cyberarmy to take it to the next level. so how would you like to wake up one morning and go to your atm and see you have a zero balance. what happened to them? >> i don't think that that is a narrative outside the realm of possibility. what we have are people that are very sophisticated and the people who run isis are those

who have tech degrees, one has a tech degree from northwestern. if you look at the membership of isis come in a number of members is now about 20 to 31,000 people. and it is because of the social media. we have a social media battleground. neil: if you look at all of the cyberintrusions come up whether it's home depot or target or the others in the past, i always get a sense that this is a build up to something or a practice run for something. but it's obviously very easy to do or certainly easier. >> i think that's a smart point. "the new york times" talks about it. i very well could be the case. something to keep in mind is that people have this conception that they are the desert men running around and that's not the case. these are highly educated men who can come in fact come away with hybrid tech on the country.

neil: recruiting women, by the way as well. >> it underscores that it is a 21st century. we have an intelligence war and also social media and cyberwar. one engaging in toner cyberterrorism and number two is that i really encourage the congress to train these rebels and to know whose side we are on and it shows that we have to make strides against these individuals. the third thing is that we have to do more to dissuade these individuals, particularly young western guys from joining isis and i think the president made it clear that they are not joining she hot or an islamic organization but a terrorist organization and barbarously.

neil: it's like joining the jv team. at my big worry is that when i see these repeated cyberincidents and to all of your point, they have been at recruiting particularly young american males, very savvy. that is maybe part that they are building an outright cyberattack. >> they have an application they just made for the android phone. neil: we have a terror application for that to are these android devices tonight. >> it is an android device, the application that they created. they have people on there who are sophisticated and who have college degrees and they are westerners. many have degrees from top universities.

neil: we are not really looking at the real threat here and what it would be like to hit us. >> that is exactly right. when they hear the term cyberwarfare, i don't think it necessarily get it. we're talking about flight, air traffic control towers, this could destabilize the entire system. >> he said that is my biggest fear right now with what we have been able to do abroad. so they have a record and not a very encouraging one comes to doing damage to they could destabilize the entire u.s. economy. that is scary. >> really, the financial manner as laos. >> we have to understand that cyberthreats are nothing new ominous something that has been

combated her years and years. >> and we have not had a major cyberattack in the ever and i hope that we can keep it that way. >> they have been directed. >> we've gone to the healthcare.gov website. >> that's been minor on the margin. >> we are also talking about a group of people. neil: go ahead, michelle. >> we're talking about those who are making a million dollars a day in oil revenue. they are wealthy and educated and this is not your typical hacker in your mother's basement. these are educated people with money. neil: because of all of this that they are selling on the black market, and that is what

we have on top of the billions that we supposedly have right now. so they have a lot of money behind it. meanwhile, their eyes and the oversight committee have a new target. ray rice? and going to the dogs. find out why kennedy says that this dog is barking mad. she will interview the dog [ female announcer ] you get sick, you can't breathe through your nose... suddenly you're a mouthbreather. well, put on a breathe right strip and instantly open your nose up to 38% more than cold medicines alone. so you can breathe and sleep. shut your mouth and sleep right. breathe right so you can breathe and sleep. whenwork with equity experts

who work with regional experts that's when expertise happens. mfs. because there is no expertise without collaboration. no. not exactly. to attain success, one must project success. that's why we use fedex one rate. their flat rate shipping. exactly. it makes us look top-notch but we know it's affordable. [ garage door opening ] [ sighs ] honey, haven't i asked you to please use the -- we don't have a reception entrance. [ male announcer ] ship a pak via fedex express saver® for as low as $7.50. [ male announcer ] ship a pak via fedex express saver® cshe is the greatest thing ever. one little smile. one little laugh. honey bunny... (laughter) we would do anything for her. my name is kim bryant and my husband and i made a will on legalzoom. it was really easy to do. (baby noise...laughter) we created legalzoom to help you take care of the ones you love.

go to legalzoom.com today and complete your will in minutes. at legalzoom.com we put the law on your side. girl: and then when we earn they money we want to spend it with, guy: we want to use it wisely. girl: with care. guy: what i appreciate about truecar is all the pricing information was right there. girl: truecar shows us how much we'll be saving, guy: right. girl: and that feels good. guaranteed savings*, a hassle-free experience. visit truecar.com. you know your dunlike natural teeth. try new fixodent plus true feel. the smooth formula helps keep dentures in place. it's free of flavors and colorants. for a closer feeling to natural teeth. fixodent. and forget it.

what dchances are you ould be lihave no idea. teachers today are breaking down obstacles. finding innovative ways to instill old lessons. proving that greatness can be found in everyday places. and that you don't need to be famous to be unforgettable. that's what it's like to teach. neil: there is an old expression in sanctions that they only work if they hurt. and they have to hurt the country they are aimed at and the country that is aiming at that country. russia is slamming back with whatever sanctions we keep drawing. and vladimir putin has promised new nuclear weapons to send off u.s. threats and he's also going after the countries that have slapped sanctions on everything from agriculture products to

computer chips right back at him. so how do we keep him in check? david, it's good to have you. how do you do that? because i guess the argument is that unless the countries are willing to tell russia to do this feel the pain themselves, it's not going to work. and they are not doing the things that will hurt them so much. so what do you think to . >> the world is a chessboard to vladimir putin. he might be able to guess where he's going to move the next piece here that we don't know what his end goal or strategy to win as. but it appears that he's trying to increase his sphere of influence in russia, especially in the former soviet states. so the eastern separatists in the ukraine are a pond for vladimir putin and we need to respond to that and we need to think about how do we respond to what his goals are. neil: i know that.

but a rap is that we are not doing that effectively enough with sanctions that are far from taming him and they are actually emboldening him and then he goes back to the european countries and tries to get mealymouthed about it. >> well, it's going to require a lot better diplomacy and building a coalition, just like we are building a coalition to fight isis. we are going to encourage russia to do the right thing. >> do think that there is an effective coalition? because if there is, maybe he has a poker-faced reaction. but he doesn't seem to be affect at. >> economic analysts are predicting a recession in russia and also significant inflation in russia. so russia probably faces some real economic impact in the future. but it's not going to be as powerful on the world stage if

the economy is not running smoothly and doing well. oil prices are going down and that also really hurts russia. >> if you create a crisis in the oil prices start to jump as a result, doesn't he feed his own beast? >> that is absolutely true. he's playing a game with a new announcement related to nuclear weapons and that is part of the game and he wants to create a cold war situation and scare the west and that is what he's trying to do right now. neil: do you think in the global court of public opinion that he is doing that? >> i think that there is a belief that he is engaging in conduct that is outside of the law and outside of international law and he's violating the territorial integrity of other countries and it needs to be responded to. but you have many countries in the world with different views and relationships and you need

to bring them on board so there is a consensus that they must change their conduct, especially with respect to their neighbors. neil: david, it is so good to have you. thank you so much. okay, what makes a good taxi driver? insurance card, check. no body odor, wh musical chairs. fun, right? welllllllll, not when your travel rewards card makes it so hard to get a seat using your miles.

that's their game. the flights you want are blacked out. or they ask for some ridiculous number of miles. honestly, it's time to switch to the venture card from capital one. with venture, use your miles on any airline, any flight, any time. no blackout dates. and with every purchase, you'll earn unlimited double miles. from now on, no one's taking your seat away. what's in your wallet?

neil: say it ain't so. joe is here with me and he is a great global philosopher. a lot of stuff that he has talked about at him to fruition. the government is stepping in on this. the house oversight debating

whether to investigate the nfl's handling of the ray rice situation that aims to be seeming as if it's going after roger goodell. >> they should focus on things that matter like steroids. >> it is a non-profit agency. it is a 501 c-3. they say oh, well, we should give helmets to the girlfriends of the nfl players. neil: what i think is amazing is that congress, whenever you think of the senate situation, it's not the governments role. it's the governments role to look after that. >> they now represent other nfl

owners. i have to tell you this that yearso and with all of these things, we couldn't resist it. and i said, i don't think that there's any such thing as this. and he's like a street like that. and i don't think so. [laughter] neil: well, you stare these guys. >> i swear to goodness. [laughter] neil: meanwhile, you probably heard about this. this online car service is a big deal and it's doing well. so apparently because the drivers don't smell. these officers are now waiting

and talking about taxi owners based on their body odors tend to not be rated highly. if they don't sting, then they are rated highly. >> is an assault on our senses. the more stinky the driver is, the less the fair should be. and the music that they play from wherever they are from that something as well. >> then when you talk or try to talk and they are always on her cell phone. >> it is not a nice thing and so i think that we could be onto something here. neil: you know, they always provide this badge or whatever of the driver. and you know, should hygiene

become an issue? >> clearly. and they should be like that. and you kind of have to enjoy that. but once you get in there, it's 4:30 a.m. and you have to open a window. >> they are not providing a service to you? >> no, they are not. >> are you going to come on my radio show next yes, i am. >> we have such a respect for you and we love neil cavuto so much. [laughter]

>> okay, i was thinking, but this is better than dana carvey. [laughter] neil: okay, i'll garden right now is worried that the only way to turn this around is to maybe stop it with the free breadsticks. >> you know, what the problem is use my moms sauce. and you can't be a part of that. >> we are italians. >> and it's like, hey, joe pesci, look at that.

>> you know, a lot of them are talking about these restaurants have arguments. well, if it's working, it's improving your sales but in the meantime you can do all of that. >> i love the breadsticks. neil: they can keep this salad. >> i'll garden is great. >> everybody knows that. and i'm joking, it wasn't that bad.

>> i would say to folks but that might be the thing. neil: it sounds good they are. and by the way, there's a new deal in new jersey and atlantic city and a cd because of all of this? >> no, i think that he can handle this and i think that he's got the swagger. neil: do you think any of this stuff hurts him cammack. >> i would always like to accentuate the positives. and if you get someone positive, you know, without hurting him in the debate. he is my guy. but i know that we need to fix it up in atlantic city and pension and welfare also.

>> i look forward to it next weekend. he's a very nice guy. he's a very nice guy. neil: coming up after this, dad, i know i haven't said this often enough, but thank you. thank you mom for protecting my future. he's a very nice guy. neil: coming up after this, thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. it hurts. you doin'? this is what it can be like to have shingles. a painful blistering rash.

if you had chicken pox, the shingles virus is already inside you. as you get older your immune system weakens and it loses its ability to keep the shingles virus in check. i just can't stand seeing him like this. he's in pain. one in three people will get shingles in their lifetime. the shingles rash can last up to 30 days. i wish that there was something i could do to help. some people with shingles will have long term nerve pain which can last for a few months to a few years. don't wait until someone you love develops shingles. talk to your doctor or pharmacist about your risk. they're about 10 times softer and may have surface pores where bacteria can multiply. polident kills 99.99% of odor causing bacteria and helps dissolve stains. that's why i recommend polident. [ male announcer ] cleaner, fresher, brighter every day.

>> "what's the deal, neil?." kennedy: . >> what we've been telling you for years, the u.s. border is a potential target for terror groups like isis. maybe texas governor rick perry was onto something then, especially when he brought the 3,000 troops to the border. ana tweets, i hear isis is having a welcome to the usa party in arizona. i think we should attend. we don't know where they're coming and where they're going, that is scary. that is the truth. mike says isis has probably arrived through the southern border, dhs is a little late with the info. i fear you're right. drake writes everyone knows our borders are open, do you

think isis is stupid? they are waiting for the signal to attack. thank you president obama and congress. michael, neil, yesterday's show was great. give yourself a cookie. i think we can do better than a cookie! laura says you are funny mr. cavuto. stylin and all. there is old-timer who writes cavuto, you take more vacations than president obama. then old-timer, maybe you should take a permanent vacation from the show. go ahead! you have my blessings. hit the beach you son of a beach! jim on facebook writes, you are a liver lipped, fence sitting roll with the tide kind of guy with no personal beliefs, and i turn fox off when you come on. yeah, jim? really? well i'm rubbure and you're glue, whatever i say bounces off me and sticks to you. kara writes, neil is it true all the women at fox swoon over you. it always seems that way when you're with them.

yes, it is, kara, it's me. alex, cavuto for a guy who looks like my kid's gym teacher, you lucked out, damn. what is wrong with looking like your kid's gym teacher that is in case the gym teacher looks like me. and pin drop write, let me guess you were one of those nerds who got up in 2:00 in the morning to order the latest iphone. you so have loser written all over you. wrong pin drop, whatever the heck name that is. i am not a nerd, and second, i did not, not get up at 2:00 in the morning to order the latest iphone. i got up at 3:00 in the morning. so there. tiny, tell me you have a twin and he's single. i have a younger brother and he is single. timmy, i'm 48 years old and find you ridiculously childish. now i'm older than you, you know what? no one calls me neely, timmy.

really? timmy? and you're criticizing neily? i don't think so. ladies and gentlemen, imus in the morning. >> we're going to talk about roger goodell and ray rice in just a second. we're going to talk about the president and isis and isil in just a second. lou dobbs is here. may talk to him again. but i did want to mention this, that the imus ranch golf outing is this year for camp new joy. that is reverend johnson mason's organization modeled after the kids for cancer where they're going to take