by using the right car seat. visit safercar.gov/therightseat to know what is appropriate for each age and size. "the willis report" is next with cheryl casone. bye now. >> hello, i'm cheryl casone in for gerri willis tonight. coming up on the show. >> we have seen all too much of the nfl doing wrong. that starts with me. >> the buck stops with him. and nfl commissioner roger goodell apologizes for the past and promises to do better in the future. we'll have a live report. also records being shattered on wall street as shares of alibaba hit nearly $100, but, will the small investor make any money on this one? advise for buying a home overseas. one bad move and your piece of paradise could turn into a nightmare. "the willis report" where consumers are our business starts right now.

>> we begin tonight with nfl commissioner roger goodell, breaking his silence on the flurry of domestic abuse cases surrounding some nfl top football stars. goodell admitting he got it wrong in handling of the ray rice situation but he made it clear he is not considering stepping down. let's bring in fox business's adam shapiro. he was at the event today. adam, a defiant commissioner in some regards. >> he was defiant. he kept talking about accountant and that he made a mistake but he is not going to suffer the consequences of that, other than the pressure he has received over the last several weeks to do something and part of the something the in fl will do is come up with a new code of contact by the super bowl. we'll implement new conduct policies, cheryl. they will have a set of clear, transparent rules for league and club personnel and owners and players. my goal is to complete this bit super bowl. the big question people had, why

has roger goodell not resigned. here is what he said. >> he acknowledged my mistake. august 28th i said, but we're moving in a very important direction by getting expertise to say, how do we do this better. we're all as a society having difficulty being able to deal with this. the nfl has to take care of its house as i said. and that is my focus is. how do we do this better as the envelope. make sure that we keep everything on the table -- nfl. >> so one of the things the nfl plans to do better is coordinate with domestic abuse hotlines nationally as well as sexual abuse hotlines to help people in different communities where the different nfl franchises exist. the other thing they're going to do better, bring in experts on sexual abuse as well as domestic violence to help them establish this new code of conduct.

but the bottom line is, they're taking a hit from the sponsors. proctor & gamble already removing their sponsorship of the breast cancer awareness events that take place with the until. he was asked about the sponsors and talks they are having with sponsor and kept reiterating we can do this better, acknowledging there is pressure but not saying exactly what the sponsors might want. saying the press should call those tieders. cheryl? >> he have they have been giving fox business several statements. adam shapiro, live in midtown manhattan the thank you very much. with more on goodell's announcement and if it i will stop the public outcry, julie bueller, a sports analyst, host of buehler's day off. i love that. talk about the money. this is a game about at end of the day, money. nearly 3 1/2 billion dollars spent last year in advertising. these sponsors spending big bucks. they don't want to be associated with somebody like ray rice. did goodell, go far enough,

julie, today, to stop sponsor outcry? >> cheryl, good to see you. reality is the latest poll showed nfl fans, 86% will not change the way they consume the game of football, even in light of these scandals. so while the sponsors are coming out and saying that we're pulling, including the rad disson which pulled its sponsorship of the minnesota vikings because of the adrian peterson situation, fans, the sponsors consumers, aren't really changing the way they're looking at the nfl. so in the midst of controversy, sponsors can come out and denounce the nfl as anheuser-busch did but reality is, i don't think that they're going to pull their sponsorships too much more because the sports fans are still going to flock to the nfl games. >> that is a good point. you bring up anheuser-busch. they sent me a statement. they're halfway through a six-year $1.2 billion deal. they quote, are not satisfied with the league's handling of

behaviors and they go against our moral code, most people agree with that, at the same time these are legal contracts that must be honored. to break them apart would be a legal nightmare. maybe it is not worth it for some of these sponsors to do so. >> it isn't really worth it to the response spores because people still watch the games. the game with the steelers and ravens, thursday night football after this second video of ray rice broke, was one of the highest rated games in the nfl season. >> to be clear. wasn't like they brought out rihanna for the top of the show and all about domestic abuse, sportscasters right or wrong in your opinion, came out said we at cbs and we in sports broadcasting don't support this type of behavior. do you think that affects ratings or do you think this is normal numbers for nfl game? >> no. i think people were looking to see what was going to be the reaction, but, the reality is, in the business model of

sponsors of the nfl, they're always looking for how many eyeballs are on the nfl because that is how they get their value back. and, you know, the reality is, i think in goodell's press conference he made a great point today saying that the nfl need to do better, period, but we as a society need to do better. lawmakers, public officials, neighbors. social services we all need to do better. quite frankly, cheryl, i said sports media need to do better as well, not excusing, not giving second chances to domestic abusers and, sexual abusers. >> tell you what. maybe the sports media hasn't done a good job. these are many so of my friend and former colleagues but i have to tell you, if you look at number, since january of 2,000, there have been 732 arrests of criminal cases of active nfl players. rarely if any of them anytime get more than a one or two-game suspension from the nfl. this is under roger goodell for the most part. he hasn't been there for the

entire time. this is the nfl. the question today, did they do enough, are they doing enough to deal with bad behavior by, look, talented sports players nonetheless but, frankly, some terrible husbands out there to be honest with you. >> absolutely and the nfl is going to be doing enough now. this has been a very valuable lesson for the nfl. and that is what roger goodell pointed to today. but, cheryl, i will point out that floyd mayweather, jr., fought in vegas on a showtime boxing contract that earned him $200 million in one weekend alone. he earned $32 million. yet he has got 15 domestic abuse charges on his record. he is currently being sued. yet the mainstream sports media, the boxing media, continues to kiss his butt quite frankly, erroneously so, because this isn't just an nfl problem although you pointed to the numbers. this is a societal problem and for whatever reason, we choose

to excuse celebrities, athletes, we'll known individual, for bad behavior and that really need to stop. i believe goodell pointed to that very issue. let's not forget, cheryl. ray rice was criminally prosecuted under new jersey law and was given a plea agreement. so there is that fact as well, that the nfl has got to sidestep due process or they thought they did i should say. they had to sidestep due process and criminal proceedings before they couldwell exact their own punishment on players and then quite frankly for a long, long time they were very off the on player conduct but that i do believe is going to change. i expect to see a lot more changes coming forward. not only from the nfl, i want to know where adam silver stand for the nba. major league baseball came out a couple we go ago, bud selig said, we don't have this problem in major league baseball. i find that very hard to belief. we need to see vast amounts of

change across. >> steroid program happened across baseball i'm sure you recall. there was video now. nobody had video of michael vick abusing dogs, killing dogs. we have rid yo of ray rice. that changed entire discussion. julie, thank you very much. good to see you. >> absolutely, cheryl. good to see you too. >> we'll switch gears and talk about something on the technology side. this is big story we've been following. iphone 6, officially, officially on sale. tech lovers lining up at major cities across the globe. lines at apple's flagship store in new york city stretching over 10 blocks as iphone users are upgrading those gadgets to the latest operating system as well. but many of the current users colling across some major glitches. we're covering all things apple tonight, with shane snow. cofounder of contently. author of smart cuts, how hackers, innovators and icons accelerate success. first, start with the operating system because most of our viewers haven't had a chance to get iphone yet, the new one. >> sure.

>> this ios 8, there is a lot of criticism about ios 8. what is the initial read on upgrade. >> there are little bugs anytime there is a new ios, but to get on your phone, five gigabytes. it is a third of their phone. they have to delete videos and photos and shrinks down to one gigabyte. >> if you have 4, you shouldn't upgrade to ios 8? >> also because it runs really slow on the four. 4s is lowest model and half features won't work. for ios 8 you need five or more. the biggest complaint it's a pain to get it on there. >> do you like the ios 8? do you want people to go ahead upgrade? >> if you have a phone already, i would wait for the bug fixes next version of ios 8. it is really cool. especially the camera stuff is phenomenal. >> so the camera is one of the most talked about things with the new iphone 6, especially

the 6 plus. with a larger screen. >> uh-huh. >> now we're able to see it, touch it. we've had some in studio today on other shows. so what do you make of the new one? is it worth all the hype we're seeing, all these lines for the iphone 6? >> it is cool but there are plenty of phones, right so -- i was not interested in getting the new iphone because i love my samsung. >> i see your samsung. i have both so. >> when i found out the 6 plus is same size. i love samsung note because it is so huge and iphone 6 plus is same size. there is footage of people breaking theirs already. >> we can actually show this this is from australia. this is the of somebody that actually basically dropped it right out of the box. look at this. >> this is normal iphone, isn't it. >> this is normal iphone 6. i didn't want the bigger one. >> all right. we're doing reveal. thanks, jack. >> whoa. >> [bleep]

>> oh! >> we should say, there was a curse word out of australian's mouth? you're kidding me. we should say that the phone did not break. pretty good. it was pretty hard drop. >> that was the first guy to open it in australia. what rotten luck. >> they're not more breakable than the previous iphone but they're not indestructible either. >> there was more talk the iphone 6 would be a little bit better. so the preorder situation with apple. >> yes. >> so, is tim cook doing, do you think a good enough job? do we have this when steve jobs was running apple, when he was around? did we have this two-month, three-month wait? people are already, the back order are already piling up. >> it is hard to recall. every time i recall people being frustrated but that is part of story. that is what apple is so good at, getting the story how much people love and want the product. they have to wait until november. part of allure or part of their p-r plan honestly. i don't know if it is worse this

time than last time but it is frustrating every time. >> yeah. you're ready order. one our make up artists said, we only have one, sorry. in the entire story. -- store. >> good planning. >> go home or back to work as she did. shane, thank you. >> my pleasure. >> shocking survey being released, shedding light on the state of american worker during the work day. according to mashable, nearly one in 10 workers gone to work under the influence of marijuana. and of those 10%, more than 80% obtained the pot illegally. what about you at home watching right now? how are you feeling? have you ever gone to work under influence of anything? not just talking marijuana? have you been drunk, hung over? lasted from last night, let us know. log on to gerriwillis.com. vote on the right-hand side of the screen. i will show results at end of tonight's show. this is anonymous. you can be honest. still a lot more to come this hour including more information coming out about the

massive hack attack against home depot. coming up next its with was record breaking day on wall street but were individual investors left out in the cold? we'll have the latest on alibaba [ male announcer ] if you're taking multiple medications,

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cheryl: probably heard about it by now. a big day for wall street. the largest ipo in history made its debut. alibaba opening well above its ipo price and continued to soar up. of jo ling kent interviewed alibaba founder an executive chairman jack ma this morning t was insane for you this morning on the floor of new york stock exchange. >> it was really crowded. this was the biggest ipo in history. the stock did really well. at closing bell it was up 38%. if you compare that to other tech companies on average, first day pop is only 14%. they did really well. there is a lot of questions about the governance of the company transparency and influence of chinese government. i got a chaps to talk to jack ma, executive chairman and cofounder of company i wanted to talk about that and also which american companies he admirers so much and would want to

compete with them to take market share. here is what he had to say. >> a lot of american companies, change history and reshaped the world. >> which ones? >> microsoft, ge. ibm and google. i think they are, even facebook and amazon, ebay. they're so many innovations. so what i want to say is, that coming here, you come to learn. you come to help the small business. think a lot of small businesses in america, the farmers, small businesses, they probably not well-taken care of by new technology which we focused on that. >> so jack ma, obviously a really interesting character. this guy runs a company of tens of thousands of people. he is known to be a chinese hero but the real question is, with all of these different investment opportunities for them, now that they have new cash, what will they do next? it is a structure of a company that is really interesting too. this is a company registered in the cayman island. they generate all the revenue in china. they have to answer to the chinese government.

>> let's be clear here. most americans don't know what alibaba is. >> exactly. cheryl: they may see it tonight, oh, i heard about that. but they don't understand what the company is. >> yeah, but -- cheryl: that creates fear within american investors. >> certainly. to be familiar with your investments is often a good practice according to people who advise on that type of thing but what is interesting td ameritrade came out today and said they had more interest premarket leading up to the ipo this morning than they did in facebook which is very interesting. facebook when they went public a lot of people already used it when they went public. we'll see how it does. cheryl: jo ling, thanks for sticking around tonight and joining me. >> always. cheryl: great stuff with you. here is a question for all of you, does alibaba have a place in your portfolio? do you want it? do you buy the stock right now? we have advice from gary k., gary kaltbaum. i like to call him gary k. hey, gary, you like it, you hate

it, give me the juice? what do you say? >> i think it will trade around here for a while. i don't think you will have a great edge here. let me give you a couple of numbers every investor should think about. it has 8 billion in sales with a $230 billion market cap. there is another company that has $240 billion market cap named walmart that has 480 billion in sales. so you got to talk about valuation here in the long run. something to watch closely. cheryl: all right. so valuation in the long run. also a lot of questions came out, gary k., about the fact, jo ling just said it. they're based in the caymans. revenue goes back to china and you have got the chinese government. i heard questions today about do we open you are our u.s. market to a company that will start to hack us? i mean there is so much, i guess fear about a company that is from china. is that justified do you think, in the average american's mind? that we should be concerned about this being a chinese company we're buying stock in. >> look, there is precedent. there is a company called baidu

that has been public for many years and it is up i think 30 or 40 fold. that has done just fine. now look, this company, you're buying shares not necessarily in the company but in a shell company that owns the profits and there is no underpinning of law on that and china never commented. if china decide one more r morning to wake up and change things there could be negative effect. i doubt that would happen. i wouldn't worry. i would worry about share price. share price anything could happen at this moment. keep in mind there is a ton much ipo stock cheaper and ton of insider stock can be sold at anytime. beware. cheryl: what about buying shares of yahoo!? yahoo! has a big chunk, not as large of a chunk they used to have we found out today but they still have a 16% stake in alibaba. >> right. cheryl: what about buying something our viewers may understand better, yahoo!, a nice american-based company? >> i would be a seller of yahoo!. yahoo!'s stock shot up recently because of alibaba. yahoo!'s business is just flat.

it is going no place fast. there is no growth. and i think they have ownly benefited because of their ownership in this. i think it is probably sell the news on yahoo!'s stock right now. would i stay away. if you had to own alibaba or something to it, just own that stock. cheryl: we're looking yahoo!, loss of 3% in the trading session. gary, good advice. appreciate it. >> my pleasure, thank you. cheryl: well it is friday here on "the willis report." you know what that means? i have to go do a cooking segment again. thanks a lot, producers. anyway, we'll be cooking some really good food outside. somebody else is. more food coming up on the plaza. come join me. coming up next, reports show most of the breaches on home depot occurred in the self-checkout leans. are they less safe? stores across the country? we'll have answers coming up after the break. ♪

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cheryl: attention home depot shoppers, 56 million credit and debit cards have been breached. this after an earlier report came out saying home depot's hack may have hit mostly its self-checkout lanes. here with more is vinny latroya a. this report says basically it was the self-checkout lanes, we haven't heard yet from home depot about that, but does this make sense to you that it could have happened the way it's described in the report? >> it makes sense, but it also raises a lot of flags. assuming that the attack, that the breaches originated in or around eastern europe, you have

to wonder if they're taking the time to breach a company like home depot, why are they only focusing on self-checkout lines? the hardware isn't inherently different, so it makes you kind of wonder what's going on specifically with those. and when you start to look at it, it's very possible this may be some sort of a localized job, for example, where somebody literally can walk up to the point of sale terminal and maybe insert a malicious usb, for example, and infect the terminal. cheryl: but that would have to go nationwide. home depot has admitted that this hit, you know, all of its stores. we're talking a couple thousand stores, correct? >> fair enough, yeah, but maybe that was potentially an initial point of entry. it seems, you know, again, it seems very strange that the breach was isolated just to the, just to the self-checkout lanes. it doesn't necessarily make a whole lot of sense from a technical standpoint. the systems aren't inherently different. cheryl: what about the malware itself that was used to break into the system?

from what we can tell and from what the reports were saying, it looks like it was an initial hit and then the theft of the cards even though this was over a period of several months that the thefts actually stopped. and no debit member -- no pin numbers were actually taken. >> right. and, you know, the thing with this particular strain of malware, it was very similar to that used, to the malware used at target. so based on how it operates, really they should have caught this. we know how the malware operates, we know what kind of signatures it leaves, so it really comes down to home depot, you know, why weren't they monitoring for this kind of thing. the information should have been right there this front of them. cheryl: we got a statement from frank blake, the chairman, the ceo of home depot, and he said we apologize for the inconvenience and anxiety this has caused. here's my question, all the banks are dealing with this around, visa, mastercard.

so, you know, why is home depee behind the ball -- depot behind the ball on this one? >> my personal opinion, i think a lot of major companies don't put as much of a budget as they should together. a lot of companies are really lax. they try to shave the budget where they can, and unfortunately, security takes that backseat a lot of time, and doing something like monitoring for suspicious activity, looking at logs takes a lot of manpower and a lot of really talented manpower, and maybe they don't want to pay for it. cheryl: they've got to keep those plants nice and cheap at home depot. kidding. vinny, thank you very much. appreciate it. [laughter] >> thank you. cheryl: want to get a programming note out the all of you right now. tonight the independence is going to have a special show called the evolution of terror. the show will explore the specter of terror, kennedy goes to the streets to ask new yorkers how worried they are about the threat. >> does terrorism scare you?

>> it does, definitely. >> not really. >> always. >> yeah? >> it's been part of civilization since the dawn of civilization. >> you see isis, right? it's coming. >> at any moment you don't know who's out there, you know, it could be anybody. >> it's manageable. and if you're going to die, you're going to die. >> if someone wants to get you, they're going to get you. it's all about will. cheryl: well, to watch the evolution of terror, tune in tonight at 9 p.m. eastern time and again at midnight. all right, coming up, should you be i allowed to create a fake twitter account for a public official? a legal panel's going to weigh in on this one. and coming up next, i'm heading outside for our weekly cooking segment as the executive chef from way farer shows me some of the hottest food trends for fall. we'll be right back. ♪ ♪ musical chairs. fun, right? welllllllll, not when your travel rewards card

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♪ ♪ cheryl: okay. it already feels like fall in new york city, but officially fall starts on tuesday. as the weather turns cooler, we are going to keep you warm with some easy autumn recipes made with seasonal ingredients. joining me now is the executive chef of the wayfarer here in new york city. you brought tom amazing -- some amazing stuff. the pork loin, you're going to start making this up, right? >> absolutely. cheryl: how does this work? >> we just put this on the menu, so it's fantastic, we're loving it. we have a brined piece of pork chop. cheryl: okay. let's check that out. >> absolutely. cheryl: that's a lot of stuff soaking up. >> a lot of aromatic. you want to let it sit for 6-12 hours, you can do it the day before, and it makes the meat so suck element. cheryl: okay. >> we've preroasted one of these off here. cheryl: okay.

this is after you soaked it for 6-12 hours, you've already roasted it up. >> we'll just put a little salt and pepper, don't be afraid, a lot is going to fall off when you get it on the grill. you can do this on the grill or the opt. cheryl: so we still have to grill each though it's cold -- >> absolutely. i never want to put the grill away. i let this thing hang out all winter long. cheryl: all right. >> as this thing's roasting, we're going to go ahead and get our vegetables to go nice and warm. cheryl: okay. >> we've got a little pan -- cheryl: this is the roasted brussel spouts, and then you're faking a cider sage gastrique. >> once your pan gets warm, you can preroast of saute them up to order. cheryl: those are baby brussels. >> they are. cheryl: i didn't know they came that small. >> so put those in there, and

then we're going to throw in shallots, garlic, get those going, and everything's a little bit better with bacon. cheryl: yeah, it can be. wait, what's with the bacon? what's on the bacon? >> it's just chopped down bacon, it's in its fat. cheryl: so this is a calorie dish. >> absolutely. cheryl: garlic. >> yep. get that in there and some shaved chip linneys. cheryl: and that's all for the sauce. >> this is all for the vegetables, and we'll encompass the gastrique right in with the flavors. cheryl: so you're putting the sauce with the vegetables, you're combining it. >> correct. season with a little bit of salt, it'll put a nice little ross on the brussel sprouts -- cheryl: and this is what the final dish is going to look like. >> absolutely. cheryl: are you guys hungry? [laughter] and then, also, the butternut squash disk, this is one of -- bitting, this is one of my

favorite things, and you've premade this, correct? >> absolutely. nice little chutny in the bottom of it. cheryl: ooh, that looks really good. okay. and what all is in here? >> it's roasted shallots and garlic, butternut squash that's been roasted in the oven, scooped out, sauteed and a little bit of veggy stock. cheryl: butter, onions. all right. and go ahead, talking about the camera guys say that's a ginger beer, right? >> correct. cheryl: who wants some pork loin? [laughter] we've got a great fall spice ginger beer going on here. cheryl: he just made it. one more piece. >> reduced down with a lot of fresh ginger. cheryl: what do you think? >> we use the soda stream, so there's plenty of lines out there with soda. we go ahead and make those, and on the bottom we've got a nice little peach purée. ginger beer floating on top, and i put a little bit of bourbon because i figure figured if

we're cooking pork, we might as well go that route. cheryl: okay. it is friday. >> it is friday. and a scoop of ice cream. cheryl: we'll do that after the break, and we'll get them all done. all right, brandon, thank you very much. it's called the wayfarer, love it. it smells actually really, really great too. when we come back, we're going to wrap up our user's guide to buying a second home. we've been talking real estate all week. next we're going to answer the question, also, is it legal? our panel is going to weigh in on an illinois man who created a fake twitter account for his town's mayor, and he soon found the government at his doorstep. he's a little upset. stay with us, we'll be right back. ♪ ♪ you know, if you play football for a long time like i did,

you're gonna learn to deal with alot of pain. but it is nothing like the pain that shingles causes. man when i got shingles it was something awful. it was like being blindsided by some linebacker. you don't see it coming. boom! it was this painful rash of little blisters. red, ugly stuff. lots of 'em. not a good deal. if you've had chicken pox, uh-huh, we all remember chicken pox. well that shingles virus is already inside of you. it ain't pretty when it comes out. now i'm not telling you this so that you'll feel sorry for me. i'm just here to tell you that one out of three people are gonna end up getting shingles. i was one of 'em. take it from a guy who's had his fair share of pain. you don't want to be tackled by shingles. so please go talk to your doctor or pharmacist. talk to your doctor or pharmacist about your risk.

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parody, and soon the police raided john daniels' house. now daniels is suing the city. does he have a case? here to weigh in, a partner at frump kin and hunter, and judy albanese. all right so, bill, do you think this guy's got a point? >> well, i think he has a point in that he technically has a case, but ultimately, i don't think it's going to play in peoria. somebody had to say that. [laughter] for the following reason that, you know, what really damages does he have? i don't think that the police have the authority based on the fact that he didn't commit a crime to actually get a warrant to go in there and ransack his house, but i don't know what real damages -- cheryl: well, it's more about his roommate's damages here. so they come and they raid -- this is after, by the way, after he took down the twitter account. the account was suspended, he was out of it. they still came ask raided his house, and they found his roommate's pot. >> correct.

however -- [laughter] it's against the law in to impersonate a -- cheryl: public official. >> -- public official. and he did, in fact, do that on twitter. he didn't post that it was a parody at first or that it was fake, he posted the mayor's official picture, and in addition to which he had a direct link, e-mail and internet, to the city's official web site. cheryl: well, but, bill, but there is a law on the books. it's a little vague about the fact that you can't, you know, basically parody -- >> right. well, the issue with the law and the reason that the state didn't prosecute was because electronic use is not really in it. you have to go out and impersonate somebody in public because when the law was written, there was no electronic issue. so that's, and that's why they didn't prosecute him. cheryl: but the interesting thing i have to say, judy, is facebook is now coming under criticism because you have to put your legal name up there. no more putting up your stage name, for instance.

do you think twitter's going to have to do the same thing after -- because i know there's a lot of unverified accounts. like, mine is verified. there's a lot of unverified accounts out there. >> i do not think that they're going to have to do that. i think if you put up parody or fake twitter accounts, that that would be fine. i believe that this gentleman did, in fact, try and impersonate a public official, and guess what? the first amendment doesn't guarantee you the vehicle by which you have freedom of speech for which they're suing now. cheryl: well, but the thing -- >> i can write an op-ed, and i can shop it to any newspaper that we have, however, they don't have to print it. he doesn't have an absolute right to have a twitter account. he broke their terms and conditions. twitter, you accept their terms and conditions, and in his case he did, and he didn't put parody or fake. >> yeah. but twitter only took him off after, according to the complaint, after he really, you know, the mayor and his cronies really pressed it. cheryl: yeah.

>> then they took him off. but i think the issue is he didn't initially say it was a parody, but he did later, after a few days. and the other issue is the way he laid the whole thing out, it was so outrageous that it was kind of like can you really believe this is the guy that would give him self-protection? cheryl: honestly, it is kind of funny. basically it was like, yeah, i'm going to go out and hang out with hookers tonight. obviously, the mayor is not going to say this on twitter. >> you could tell. look at anthony weiner. house of representatives. cheryl: you had to bring that up. [laughter] >> who would think he would tweet his genitals? nobody in their right mind would believe that, but he did. >> it was the third time he did it that was the problem. [laughter] look at the mayor of toronto. cheryl: yeah. he actually was with hookers and getting drunk. >> correct. [laughter] >> who believes that? >> emanuel, bloomberg, there's been other officials that laughed at it and made fun of it, you know, because i think the mayor looks -- i don't know.

he did all his crazy stuff, and in the end nothing really happened to the guy. cheryl: anyway, daniels is suing saying his rights are violated. we'll keep you posted. bill and judy, thank you very much. >> thank you. cheryl: all right. we want to hear from all of you on -- we saw this marble survey today -- mashable survey today. mashable says 10% of americans admit to going high before going to work. have you ever gone to work under the influence? here is what some of you are tweeting the show about our poll question tonight. brad says, nope, but there have been days that i wish i was. cute. jim asks: does nyquil count? i don't think it does, sorry. and on facebook, sam -- some said sarcastic comments, not that i can remember. and here's ken, smoak -- smoke a joint on the way to work. i knew this was going to open up crazy stuff. anyway, very fun. nice to hear from all of you. still to come, we're going to

wrap up our user's guide to buying a second home with a look overseas, what you need to know about buying property in another country. ♪ whenwork with equity experts who work with regional experts who work with portfolio management experts that's when expertise happens. mfs.

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cheryl: lower cost of living and a bettr climate are two of the reasons people consider buying a vacation home in another country. for tonight's installment to our user's guider to buying a second home, we're covering whether you should be looking outside the united states. joining me tonight are suzanne

and dan, co-authors of the international guide to retiring overseas. thank you for being here. suzanne, talk to me, first, about the decision to buy a retirement home overseas. this isn't for the faint of heart, correct? >> well, it's not. you have to kind of be committed to wanting to go overseas, but there's also nothing to fear if you do your homework. cheryl: all right. what does that mean, dan? it can be intimidating. if you've been to another country that you like, say panama, for instance, that's a good thing. but what about those that can't afford to retire at a beach and they want to go overseas? what are the first places they should start to research? >> the first thing they should do is spend as much time on the ground in the place they want to be before they make a buying decision. there's a big difference between being a tourist and being a resident there during the low season. so try to spend as much time there as you possibly and then when you make a buying decision,

get qualified local legal help. in many of these places, it's not considered a conflict of interest for the lawyer to work for you and the seller. don't do that. get somebody who works for you and you alone. cheryl: suzanne? >> yeah, i agree. i totally agree with what dan just said. it's, you know, there are steps you can take to insure that you're making a good decision, and he just outlined the steps that you need to take, for sure. cheryl: all right. so, dan, let me ask you this, you know, one of the things if you're going to retire overseas, what about health care? we have an amazing health care system in this country, but what about other countries in particular, especially where it is cheaper for many americans, central america, south america, parts of eastern europe? what would you say to those that might be thinking, well, what if my doctor isn't, you know, up to speed where i'm at when i'm retired and i need -- and i get sick? >> yeah. susan and i have lived in seven different places in four latin

american countries over the past 13 years, and in every one of them, in every major metropolitan area, there has been health care that is the equal or better of what you find in the united states. at half or a third the cost. that's just the nature of health care outside the united states. a lot of people who have never been outside the united states and aren't health care consumers in other countries don't realize this, but there is excellent, world class health care out there. cheryl: suzanne, how do we handle taxes if we consider doing something like this? >> well, the best thing is to find a tax adviser who understands what your obligations are if you own international property. but remember that if you are a u.s. citizen, you have to file your taxes every year no matter where you live, no matter if you have residence in another country or even have a second passport. so you still have the same obligations of your u.s. citizenship no matter where you might live. cheryl: okay. so, dan, to you first, where are you living right now? >> i am talking to you from ecuador up in the northern andes

of ecuador. cheryl: pretty good. pretty good connection, by the way, via skype. >> not bad. cheryl: all right. susan, what about you? >> well, i also live in ecuador. dan and i are actually married, but i happen to be in the states right now in hot springs, arkansas, visiting friends and family. cheryl: well, i want today clarify, you could be married and living separately. >> certainly could. cheryl: i have to say i know a couple that retired in colombia. they were a little bit surprised by the slowness of construction in colombia. i moon, just a warn -- i mean, just a warning sign, right, susan? >> yeah. the mañana attitude is alive and well, and they say mañana doesn't just mean tomorrow, it means sometime in the future. you don't necessarily know when that may be. yeah, there are some cultural difference cans you have to be aware of. cheryl: yeah. they call it island time. uh-huh. dan, susan, thank you very much. glad to have you both on the

show. well, it is time right now for a look of stories you're clicking on tonight on foxbusiness.com. the morning rally on wall street losing steam by the closing bell anyway. after setting new highs yesterday, the dow still managed to end in the green, but the s&p dropped about a point. comments today from dallas fed president richard fisher telling maria bartiromo this morning the fed should start raising rates much earlier than many expect. >> i personally would want to see the date of our first move, i personally expect it to occur in the spring and not in the summer as it seems the markets are discounting. cheryl: businesses and investors reacting with relief to scotland's decision to stay part of the united kingdom. the no campaign won 55% of the votes cast in yesterday's referendum. some had warned if scotland left, uncertainty about the currency and government debt would have rattled an already fragile u.k. economy. and prada will be opening fewer stores this year after the

fashion label reported a 21% drop in profits. prada's cfo says it does not see improvement in in the luxury market coming anytime soon. and those are some of the hot stories right now on foxbusiness.com. we will be right back with the answer to the question of the day. have you ever gone to work, i don't know, under the influence of something? pick one. think about it. answer the question. we'l how much money do you have in your pocket right now? i have $40, $21. could something that small make an impact on something as big as your retirement? i don't think so. well if you start putting that towards your retirement every week and let it grow over time, for twenty to thirty years, that retirement challenge might not seem so big after all. ♪ suddenly you're a mouthbreather.

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good one son! son, voice-over: last summer, my new dad took me on vacation. [throws up] son, voice-over: first, we went deep-sea fishing. wow! i'm so proud of you son! [throws up] son, voice-over: and then we went on the thunder shark... that was awesome! let's go again. son, voice-over: three times! [throws up] [throws up] son, voice-over: i gotta say, it was pretty cool. announcer: you don't have to be perfect to be a perfect parent. thousands of kids in foster care will take you just as you are. dad: oooh...not again!

cheryl: earlier this hour we told you about a new survey showing 10% of americans admit to showing up for work stoned. have you ever gone to work under the influence of something? well, we asked you on gerriwillis.com. 19% of you, you were honest, yep. 81% said no. be sure to log on for our online question every single weekday. well, finally, take that, china. lincoln logs are coming home to america. the popular toy logs will now be made at pride manufacturing in maine starting in the month of november. the toy was created nearly a

hundred years ago by a son of architect frank lloyd wright and has been made in china. before you get excited, 20% of the plastic pieces still going to be be made in china. . neil: all right, so scotland is staying, but also staying is this anti-establishment sentiment that did not go away. that's the only scottish thing i'll do. but it is spreading to other european countries and even in the united states, this notion, that people just want to rebel, that they've had it with the powers that be, regardless of where those powers are to be. to former ceo tom stenberg, one thing i noticed in a lot of the votes on this, even though the no vote was bigger than thought is it's close to half the scots