director of national intelligence. problems persisting at the nation's third busiest airport. we're live at chicago o'hare. we learn a fix could take weeks. this is the top. she is cashing in on relaxing those under 12-month-old. that baby looks very relaxed. we're serious about this one. even when they say it's not, it is always about money. dierdre: president obama taking a cue from ronald reagan. >> ronald reagan used to ask the question, are you better off than you were four years ago. in this case, are you better off than you were in six, and the answer is, the country is definitely better off than we were when i came into office? dierdre: really? median household income is down almost 5% since january of 2009. unemployment has gone down but labor participation rate has

plunged about 3% along with it. homeownership rate, plunging as well, which is still yet to climb back to levels seen in 2008. let's bring in today's panel. fox business's charlie gasparino. dan schaefer of schaefer asset management. dominic tavella. are we better off? >> we have better gdp numbers. you left that out. we're a growing economy. melissa: so you think we're better off than we were? >> president obama inherited a horrible situation. i mean i covered the financial crisis every day. it was nasty. it definitely sent the country into a great recession. maybe the stiffest economic downturn since first depression. melissa: so you're on his side? >> no. here's why. he actually had a chance to get this country going so many different ways. he had some bipartisan support for tax reform and tax cuts and he blew it. and his whole presidency in my view is one big missed opportunity. melissa: 15 million more people on food stamps than there were.

they would say they're finally reaching people who actually need it. median household income, that sticks out in my craw. >> melissa, that is number that sticks out to me. median household income in 2007 was $56,000. march of this year, $53,000 this year adjusted for inflation. we know the cpi, that number is a fake number. so the average household in america is living on less money today than they were before he became president. melissa: dan, the number of part-time workers has gone up by almost a million. >> that is part of the obamacare issue. people can't find full-time jobs. they're working multiple jobs to make ends meet. is a horrible economy. i don't know where he comes out with how great it is. if you go back to 2007, and even earlier than that, things are very bad across this country. i see food stamps in connecticut. i see people can't afford to live. kids that can't eat in connecticut is very high. where is the great economy? melissa: the uproar in hong kong rattling markets today. we're down 52 points.

stocks plunging at open and clawing their way back as one of the world's biggest financial center is virtually shut down. have you seen pictures? protesters flooding streets. calling for democracy and armed with tear gas and pepper spray so far failed to control chaos. major financial centers. what do you think, dominic. >> china has a big problem on its hand. go back to '07, gdp was 14%. this year it prints out to 7 to 8%. they have a lot of people unemployed and a lot of people without jobs and lot of people not making money f they let this get away to hong kong could spread to the main could not sent. melissa: whole thing is predicated on managed economy. they go behind the scenes and work it out. >> this is what happens when economies start to decline and they don't have money or jobs. this is 40-year cycle we may be entering. in the late '60s and '70s, rioting problems with people

with money. this will start to escalate. this is the beginning. we saw it in egypt. saw it in other countries around the world. these people are fighting because they're trying to survive. this is survival climate now. >> i think it is kind of interesting this occurred, ironic i guess, irony this occurred and how much they clamp down on protesters just after they sell the alibaba ipo. one of the things for investors to buy that ipo you had to sort of digest, whether the chinese government was going to be very repressive, take over the company which they can and do stupid things to hurt your investment. one way to throw, listen, let's say there is another tianamen square. where is alibaba going then? how much money is going to fall over? messa: they want to stay over the coming election. >> i understand. melissa: they're not honoring their agreements. >> this is fighting for democracy. melissa: pimco bracing for billions to walk out the door, following exit of bond king bill

gross. charlie, i want to ask the latest. for people out there watching this you don't care about pimco and don't know who bill grow is, these are millions of investors if you're a cop, firefighter and teacher, you're invested with pimco more likely than not. >> investing in bond. melissa: yeah. >> the reason why bond traded down, prices went down, interest rates went up and when interest rates go up that has certain impact, it was a flash thing, when bill gross left pimco on friday because people are worried somehow people, investors will pull their money out of his fund and they will have to sell those fund. here is interesting thing. journal wrote a story, saying they were embracing for $100 billion out of of the fund. yes, they are bracing for that. but that isn't really the story. it's a $2 trillion fund complex. they had 10 billion over the weekend. what is 10 billion? what is percent is 10 billion of 2 trillion? very marginal thing. they're worried about one fund,

total return fund. bill gross's fund. they're worry ad massive redemption could come out of there. that is tricky. comes out of one fund. it could really destroy what has been a marquee product. that is a marquee product for pimco. they're worried about $60 billion coming out total return fund. they went out last week, got lines of credit. bill gross has been building up cash. this is kind of interesting. he was leaving because built up cash. a lot of people said he built up cash because he saw the bond market cratering. they have worried about investors taking over. on friday they paid two songs on trading floor. rem, end of the world as you know it, paul simon song, 50 ways to leave our lover. melissa: nice color.

gopro calling release of new hero lineup. they are impressed with a entry level camera for just 130 bucks. the thing with this stock we've been asking all along, are they one-trick pony? they have a phenomenal camera, and you jump off highest building and land on your head and take picture whole thing. fantastic. you can post it on youtube and family can to profit off it. now they're saying they have a new suite of products including a cheaper camera. will it be enough, dominic. what do you think? >> no. we have a large family. we own one in the entire family. melissa: one gopro. >> no one cares about buying another one. it is amazing product. people love it that own it. my phone, i go out there, with my phone, take pictures and video. i don't need another product to carry around. i think might be some disappointment down here. melissa: hmmm. >> i kind of agree with that. we're in a phase with a lot of novelties, a lot of toys. eventually they get boring. melissa: i guess ceo of this

company, founder is on "forbes" list. we'll get to that later on. he literally made a forbes fortune already. >> absolutely. more power to him in this economy. we've seen things come and go over 100 years. it's a great toy. melissa: a lot of them are cameras. >> we saw pets.com get a great valuation at ipo too. melissa: yeah. >> no one remembers what this company did. i will say this. melissa: they had a sock. >> sock puppet. melissa: all right. >> innovation does lead to bigger, different products along the way. some products get assigned. melissa: they have a great start, great name. great buzz much. but you've got to then do something else to keep it going. >> you can get through life that way. melissa: so is everything. so is everything afterwards. >> i can't get through life with this. melissa: you're unique individual. charlie we've known that. >> i know. melissa: here is a good one. there is at least one starbucks

that won't misspell your name. store number one. one of the country's, busiest locations is at cia headquarters. it refuses to write names on cups. baristas go for rigorous interviews and background checks. need to be escorted in or out by agency minders. you need a starbucks inside cia. they're privy to a lot of secrets. you can't come and go easily. apparently big long lines. infiltrate and live from the line. wouldn't it be fantastic? send charlie! i love it! >> cia is one that shoots people. melissa: well, they haven't shot at you before. that shouldn't scare you off! what do you guys think. >> my question, why is there a starbucks in the federal cia building? why don't they have a stand and starbuck materials and make your own coffee? melissa: really important that they get the right amount of caffeine. they have a lot of important

things. >> you're in the building, right? all the security to get in. all the security to work there. they can't write your name on the cup? i missed that. melissa: maybe write a fake name on the cup. make up a new name every time. >> espresso. >> when i go there use manuel noriega. what do you think? our nouriel roubini. melissa: either one. >> i will use charlie gasparino. >> perfect. then you will get shot. melissa: president obama had his say. now it is time for the rebuttal. paul ryan comes up swinging with strong words for the commander-in-chief. what is a few billion dollars among 400 friend. we'll tell you who made the cut and who is on the outside looking in. money by the billions coming up. ♪ opportunities aren't always obvious.

sometimes they just drop in.

cme group can help you navigate risks and capture opportunities. we enable you to reach global markets and drive forward with broader possibilities. cme group: how the world advances. dierdre: former -- melissa: former aig hank greenberg is promising court victory against the federal bought. his case against the bailout of the insurer is kick off in d.c. charlie gasparino is back with exclusive details on this one. >> interesting, say what you

want about hank, is not without confidence in his case. melissa: or anything else for that matter? >> anything else for that matter. i spent a lot of time with hank over the years. put it this way, david boies, top lawyer. melissa: very well-known. >> constitutional lawyer plus a great lit bait tore, he basically -- litigator prevented this from getting dismissed, prevented from three main witnesses not have to try to dismiss their depositions. that is tim geithner, who is then the new york fed, president timothy, hank paulson who was treasury secretary and ben bernanke, who is the fed chairman. they all didn't want to testify for. they all had to give depositions. we are the only news organization, i should point out that reviewed those depositions, stories are on foxbusiness.com, if you want to check them out. they will be giving testimony beginning next week, all three of them. this will be very interesting case. now this is essentially what hank is saying. the 182 billion bailout of aig was illegal.

why is it illegal? unlike the other bailouts of big firms, what the government did was create extra penalties on aig. essentially, illegally taking the firm from aig. not giving aig a chance to basically, its share holder's chance to basically agree to less onerous terms which they could have done and basically screwing over shareholders like himself. melissa: stole shareholder value, the government did? >> called a taking. greenberg, the government is saying that is bs. here is why. your board voted for it. what they will say, they were under tremendous pressure. melissa: if hank wins, does it mean anything for other companies that got bailed out or what they do going forward? >> if hank wins, if, he is telling people will win at this court, the lower court. the government will appeal to the supreme court and he will win there. that is his plan. he thinks this is going to the supreme court and play out over next three or four years. that is the long term gameplan. when i talk to lawyers they're

mixed, 50/50 on this thing. the one thing interesting about this, if you read the depositions which i have, geithner and bernanke were so clueless about what aig meant to the financial situation, meant to the financial system at the time how embedded. remember aig insured the toxic debt held by banks. thus, if aig goes under, the banks are insolvent because that debt is worthless, right. they had no idea this was going on. they will come across as being, even if he loses, they're not going to win because they look dumb. melissa: dan. >> this is very important case and i'm glad it is finally coming to fruition that the gate is open. the tie-in between goldman sachs, aig and the federal reserve during that period of time is very critical for the american people to understand what happened. now, again i don't know if some of this will come out public or if they will keep it private. >> i read the depositions. that was written about. that was in the depositions and it was pretty fascinating stuff. melissa: definitely.

>> this is, one last piece, this is where that bill that is trying to get through to audit the federal reserve can all tie in together and really bring down some major players that have away with things maybe they shouldn't have done. melissa: we'll definitely keep eye on that. meantime, have you seen this? our very own charlie gasparino always making headlines with his exclusive scoops on wall street. today he streeted -- cheated on me and was on fox's "outnumbered." calmer approach than usual feisty self. >> today's hashtag first timer, one lucky guy, fox business network senior correspondent charlie gasparino. and he is "outnumbered." >> and crazy for being here. >> are you lucky or are you crazy? >> sometimes i'm lucky, sometimes i'm crazy. don't hit me above the, little bit. >> no. no, no. >> i promise not to say anything too crazy. melissa: you were on your best behavior. were you blinded by legs? what happened there?

>> is this like, i'm not getting in trouble. all is i'm going to say -- melissa: apparently not. never been afraid of getting trouble in the past. >> all i'm going to say there are worst things in the world than to sit in between four very rat attractive, very smart women. >> did you get invited to this? melissa: can you believe it. turning back now to the market. stocks down not out. well off session lows after being down 173 points at open. nicole petallides on floor of new york stock exchange. two surprise winners today, nicole. >> there are some winners today. a lot of losers as you just mentioned but look at dreamworks. dreamworks could be in potentially be in a $3 billion deal. reported by "the hollywood reporter," softbank, japanese telecom internet company may be tying up or buy the company outright. they're very interested also in the asian play, the oriental, dreamworks venture that will coproduce "kung fu panda" 3.

"shrek" could be used for marketing and branding efforts for mobile service. look at the pop. this is 25% jump. lions gate is up along with it because now everybody is looking to lions gate as potential takeover target. wunderlich with a buy rating. that is up 6%. two great names with big moves to the upside. back to you. melissa: nicole, thanks so much. if you're leaving town, the fire near two chicago airports delaying flights for weeks but could tack on time to your check-in. the new emergency plans that could be coming to an airport near you soon. no overtime for you. the office that literally disappears when the work day comes to a close. do you ever have too much money? ♪

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melissa: from the u.s. toker r every corner of the globe money is flying around the world today starting in ireland where the government is facing pressure over tax deals with apple. e.u. regulators will weigh in this week. expected to decide whether the tax breaks amount to illegal state aid. after the decision is announced, apple will have 30 days to respond. can't wait to see that one. moving to the united arab emirates where money woes turned one high-tech community into a ghost town, u.a.e. poured $18 million in order to make the city the world's most sustainable community t failed to attract residents and automated cars and high-tech buildings largely unused. oops. landing in the netherland where one person is taking the quitting time very, very seriously. a design studio in amsterdam

feature desks, tables work surfaces that disappear into the ceiling 6:00 p.m. sharp. good luck getting that over here. "forbes" magazine out with the 400 richest people in the u.s. usual suspects, bill gates, warren buffett, larry ellison topping the list. forbes chairman steve forbes was on "varney & company" earlier today, saying growing number of names in the top 400 are self-made. >> most of these people made it on their own. when we opened this list back in 1982, it was filled with rock fellers and duponts. no duponts on it today. the only one on the rockefeller on the list, david rockefeller, the oldest member of the forbes 400. melissa: bruce terkel, charlie gasparino and dominic tavella are here. bruce, let me start with you. what does the list do besides make all the rest of us depressed and jealous? >> "forbes" magazine is the "people" magazine of the business set. you go to the person's name. look at the age. see how much they got.

in my case you do the pathetic comparison. melissa: oh. >> it is like watching the car wreck or having to loose tooth you keep sticking your tongue in. we want to suffer. we want to see how much better they're doing than we are, charlie gasparino, you don't strike me as someone who wants to suffer. you look at this list, what do you think about the list? there was a lot of folks on there, from, highest categories investments of course. technology and soda, food and beverage. make a pizza and become a billionaire list. >> full disclosure -- melissa: you're on the list. >> no. steve forbes is good friend of mine. i like the list. this is aspirational. i look at this and i think a lot of americans look at this, god, how did these nice get there? i want to do something like what they have done. melissa: right. >> i want to get there. some of us, you know, listen when you know people on the list, which i know a bunch of people. i know people on it lost a lot of money during the financial crisis got off it. jimmy cayne, ceo of

bear stearns. there are lessons to be learned from this list. melissa: okay. >> i think it's a great thing. i think steve does a public service by publishing this. melissa: dominic, charlie gas knows basically everyone on the list. >> full disclosure, i don't know anybody on the list. having said that 2/3 of the people on the list are self-made millionaires. i think that is inspirational. melissa: i do too. >> billionaire. i will never be a billionaire or happen. you can achieve something. create wealth. you can employ an awful lot of people. innovation i love it. i love this. melissa: bruce, isn't that one of the big take-aways, it used to be about family money and inherited wealth instead 2/3 of the list went out there did it themselves? go america. >> de tocqueville said it in the united states we all think we're going to get there. so he is absolutely right, dominic is right. this aspirational you've proven we all can be there. >> what is great about it, turnover. rockefeller actually created his

wealth. did it through oil an banking right? i can't remember. melissa: then he passed it on. >> no, he didn't. i'm saying that, one of the great things about america we don't have a set class of billionaires. warren buffett is today but not going to be it forever. melissa: thanks to all of you. bruce, stay right where you are for a minute. >> make the list. party at my house. melissa: there you go. i like it. your own money is more expensive than ever. why avoiding bank fees could end up cost you more in the long run. passing the buck, with his poll numbers suffering the president shifting the blame for critical strategy blunder. pai"piles of money" coming right up. ♪ e. ♪

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melissa: president obama suffering a setback in his prime time charm offensive, admitting the u.s. misjudged the isis

threat. but don't worry, it wasn't his fault. >> well, i think our head of the intelligence community, jim clapper, has acknowledged that i think they underestimated what had been taking place in syria. melissa: those remarks you see on jim clapper probably from the president throwing him right under the bus. but congressman paul ryan is among those not buying the explanation. >> one of the reasons we are where we are is because he had a terrible policy with respect to iraq and syria. the intelligence community has been giving us warnings about isis for quite some time, so this isn't a new problem. melissa: here to discuss can, steven yates, we also have lieutenant colonel ralph peters, fox news strategic analyst. colonel peters, they up -- underestimated what had been taking place in syria. >> i think it's interesting when something dose right with the obama administration it's i, me,

something goes wrong, it's they, them. melissa, i come out of the intelligence world. i spent 22 years in it. i have a lot of friends in it. and i can darn guarantee you, this is just flat out, what the president said was flat out untrue. to put it in an unvarnished manner, it was a lie. my friends have been worried about the islamic state for even before it had a formal name. and i can tell you, lieutenant general mike flynn who was removed as the head of the intelligence agency for telling the the truth, was trying to get the white house's attention, again, for almost two years, but the white house wouldn't listen. they didn't -- you can't, you can't understand what you refuse to understand. melissa: and that has been sort of the storyline today, steven, let me ask you, you know, at best it's very cheap to say, well, they didn't understand. at worst it's what a lot of folks are saying this morning, it's just not true. what do you think? >> i agree completely with colonel peters, and it's not as if the intelligence community

was the only source of information about what was going on in syria and iraq. it seems as though the president's senior staff didn't bring newspapers to his attention either. it was very, very obvious that there would be consequences to our withdrawal from iraq of forces. it's also very, very clear that syria was attracting a number of foreign fighters from elsewhere torg and plot from that geography. so at this point for the commander in chief to just say, i'm sorry, i didn't get my briefing and, oh, by the way, for years people have been telling us that president obama doesn't take his intelligence briefing every day, and in some cases just takes the binder and doesn't have interaction -- melissa: yeah. >> very unlike other presidents. >> colonel, he also addressed the notion that by doing what he's doing in syria, he may be helping bashar assad. and he said, you know, in's sense -- can in essence sometimes you have to pick the more dangerous of the two at the time. do you agree with that? >> yes. and i'm glad i can say something positive about the president

because he's our commander in chief. i want him to do well. but he is right. look, take care of hitler, deal with stalin later. in the middle east, especially, where there are no pure white hats and you're dealing with more than 50 shades of gray, you've got to concentrate on the most immediate threats to the united states, to our people, to our security. and that is islamist extremism. do i like assad? no, i'd be glad to see him hanging from a lamp post. but for right now -- melissa: okay, and, steven, before we go the concern though with that is that when this job is over, then he won't stick around to deal with the rest of it which includes assad. what do you think? >> well, we haven't seen the president really drive any mission through to its conclusion anywhere in the world so far. so there's reason to question whether he would follow up on going after assad or pressuring assad after this. but i agree completely, you have to go after the immediate threat that can hit our homeland first. melissa: right. >> and then you can take up

those issues that are in the region. melissa: yes minnesota, thank t -- gentlemen, thanks to both of you. the markets have started to dive lower again, the dow down triple digits after being down 173 points as session lows earlier today. trader alan nutman is at the cme for us. right now we're at 91. it's been a roller coaster ride today. how come? >> well, it's been a roller coaster sessions, obviously, so i was very encouraged by way it filled that gap after opening sharply lower, so it'll be interesting to see how we end up finishing, and on a weekly basis, the market was down a little over a percent last week, it did make a nice comeback on friday, and we've got to remember it's only been two fridays ago that all-time forever highs were made. i think there are some opportunities here. keep an eye on crude oil. crude oil is now at the highest levels it's been since september 2nd. so that is starting to base out. that's a positive sign for assets, and let's see how the market does on a weekly basis.

that's very important. melissa: alan, thank you so much. fox business heads back to silicon valley. the tax boom and its impact on the city's increasingly pricey reality. plus saturday night live marks its 40th anniversary with a few shots at apple. and don't worry, bono didn't escape its rath either. -- wrath either. at the end of the day, it's all about "money." ♪ ♪ want to know how hard it can be... ...to breathe with copd? it can feel like this. copd includes chronic bronchitis and emphysema. spiriva is a once-daily inhaled... ...copd maintenance treatment... ...that helps open my airways for a full 24 hours. you know, spiriva helps me breathe easier. spiriva handihaler tiotropium bromide inhalation powder does not replace rescue inhalers for sudden symptoms. tell your doctor if you have kidney problems, glaucoma, trouble urinating,

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♪ ♪ melissa: i'm melissa francis with your fox business brief. harley davidson is recalling nearly 126,000 motorcycles. the 2014 touring models may have a problem with the clutch that could cause a crash. that's a problem. that news dragging harley shares to a 52-week low and a broad selloff on wall street. yikes. exxonmobil striking black gold in the arctic, estimated to hold 87 billion barrels of oil. that is larger than the gulf of mexico. potentially comparable to saudi arabia. wow. there is a problem, in less than two weeks, exploration must be stopped due to russian sanctions against russia. so close, yet so far. and the cost of using an out of network atm just got more expensive. that's huge! visit fox business network,

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melissa: just 72 hours after control tower fire halted all air traffic in and out of chicago o'hare's airport, federal regulators are now announcing a full 30-day review of industry emergency and security protocols. our own jeff flock is standing by in chicago with more. jeff? >> reporter: yeah. the question how could this have happened, melissa, and that's

what the questioners are asking. i'll tell you, the outfall is still pretty severe. it looks like a much more normal day compared to what we saw on friday, but if you take a look at the tale of the tape up there and we look at the numbers, you can still see a lot of cancellations at o'hare, over 400 consolations today, some at midway as well. the number of flights that have been delayed as a result of this, over 500 now. so we're still seeing a major impact. the bottom line on this is that this damage was a lot worse than we thought. it's going to be now until at least october 13th. take a look at the problems that persist out here today. all of the damaged equipment has to be replaced, crews are now cleaning the fire scene, this according to the faa administrator. the first shipment of new equipment came last night, and that's now being installed. but as we said, according to the faa administrator, october 13th is the target date, and he said that is a, quote, extraordinarily accelerated

timeline. so heads up there, it may not happen. michael huerta today saying if we need to make changes as a result of what happened on friday to improve the system, we will not hesitate to do so. but i tell ya, anything they do to improve the security out here or the redundancy out here is going to a pile of money. dick durbin already talking about that, and maybe the need to do that. but, you know, you've got one crazy guy, do you tear up the whole system and wreck the whole system? i don't know. melissa: i don't know. we'll all be the ones that pay for it. jeff flock, thank you so much. welcome to the big leagues, social media network of the moment hit by a cyber attack, oh, no! let's bring in bruce and dan. they're getting all this pr because it's exclusive, everyone wants to join, 50,000 people an hour, and then, boom, they get hit by a cyber attack. bruce, would you have told them to pace themselves a little bit? >> of course. just like restaurants start with a soft opening. remember, on the web the only

sentiment is what have you done for me next. nobody cares why i it doesn't work, how come, all they care is access. and if they can't provide access, you know what? big problem because people can click and go elsewhere. melissa: dan, are you desperate to get on this social network? >> no, i'm not on it, and i'm not desperate. but i agree with what bruce says, if i'm on a web site and it stops working, i'm gone. melissa: yeah. >> we want instantaneous gratification, and for a web site to go down like that, it's sad. but they're not the first ones to have this problem. melissa: no, but it's social network, it's about personality. it'll be interesting to see what happens. in the meantime, saturday night live is back, and apple is getting the weekend update treatment. >> in other apple news, the company has strengthened security for its icloud storage system in response to recent hacking of celebrity nude photos. but if you really don't want anyone to see your naked photos, you could just hide them in that

three u2 -- free u2 album. melissa: yeah, possibly advice to consider including 55 more pictures of jennifer lawrence. when does she have time to act or eat for that matter? i think she just lays around taking naked pictures of herself all the time. bruce, tackle this one for me. not jennifer lawrence, why don't you go with the third round of the icloud hacking. >> i thought you were going to invite me to sit around and take naked pictures of myself. a. melissa: no, no. [laughter] >> here's the key, getting saturday night live to make fun of you is bigtime. i don't care what they say, i don't care what they make fun of, the saturday night live viewer, the apple purchaser, same person. it's perfect for them. and there's nothing bad about it. melissa: hmm. dan, what do you think? >> from a marketing point of view, the code is perfect: right, i agree with you. anytime you get on there, it's fun. but, you know, they're talking about something very serious, and, i mean, how many pictures does she have of herself --

melissa: i don't know. >> what else is out there? melissa: i don't know. all right, guys, thanks so much. we are approaching the last hour of trading. we have our very own liz claman to give us a preview. what do you have for us? the market's all over the place today. liz: there are headlines and cross-currents galore. you're being pulled in 50 million directions, bun of the earliest directions -- but one of the earliest corrections came from hong kong. it looks likety january man scare but is it, that's the question. markets started falling there, here, hong kong, dollar weakening. steve bernstein, the ceo of cynopak solutions and services, he used to be head of asia fixed incomes. he's coming on exclusively on fox business. his office, you guys, is smack in the middle of those protests. in fact, on the phone he told us i'm literally at ground zero of these protests. he's going to give us that eye in the sky perfect vision type

of situation that we really need from a smart businessman about what's really going on there and whether it can cause more spreading, more creep over here to affect the markets. you can see what's happening at the moment. steve will be with us live. if you want that exact, perfect explanation of what he sees going on, he is the one, and siri, watch out. melissa, i know you'll love this one. we have ivy league siri, okay? her maim is amelia. she's new artificial intelligence just being unveiled today. her name, amelia, comes from the company ip software. we've got the president and ceo. this will be the first demonstration of amelia, okay? wait until you see what she can do. she is super smart, and she can also understand emotions and vagaries. so you know we say, siri, i hate you -- [laughter] she comes up with an answer, amelia can actually respond. melissa: really? she'll psychoanalyze why you're jealous of her. i can't wait for that.

liz: people from whose jobs are going to be lost. melissa: sis owe's -- cisco and twitter, deirdre bolton goes one-on-one with doug shorenstein next. and what gifts did george clooney and his new bride give to their guests? aren't you dying to know? trust me, it is not what you think. you can never have too much clooney. ♪ ♪ know that chasing performance can mean lower returns and fewer choices in retirement. know that proper allocation could help increase returns so you can enjoy that second home sooner. know the right financial planning can help you save for college and retirement. know where you stand with pnc total insight.

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♪ ♪ melissa: whether it's on wall street or main street, here's who's making money today, anyone with a piece of american apparel. the hipster-friendly retailer hiring turn around expert scott brubaker replacing the ousted attorney, the move has the stock

dressed to impress. it is up more than 3% on the day, and ironically, that is good news for charlie. he owns more than 74 million shares meaning he made about $2.2 million. you can buy a lot of leotards with that. losing out on some money, anyone trying to sell wedding pictures of the new mr. and mrs. george clooney. the couple reportedly banning smartphones and tablets from this weekend's nuptials, not wanting photos to get leaked to the press. deirdre bolton is live in san francisco today interviewing heavy hitters from silicon valley, she is joined now by real estate mogul doug shorenstein whose properties house offices of twitter, cisco and more. deirdre? >> melissa, thank you very much. so, doug, we're so pleased you could join us, thank you. >> thank you, deirdre. >> and you have been credited, melissa just went through, with twitter, cisco, numerous others. you have really developed this soma area in san francisco.

that twitter building was a furniture warehouse building? >> a furniture wholesale mart. >> okay. and it was really pretty run down by most people's telling. >> well, for a hundred years it was a furniture mart, and then for several years it was vacant. so it was a white elephant, a huge 1.1 million square foot white elephant in a rundown part of san francisco that nobody really knew what to do with. >> and you came in, you developed it. how did you wire it, because all these tech firms, they want everything new. there have to be hot spots everywhere. how can you do that with a century-old building? >> for us building is just a box, and what we did is we preserved the historical exterior of the building, but we totally built a new building on the inside. so from twitter and the other tenants' perspective, it's a brand new building withç brand new building systems, energy efficiency, etc. >> how do you see tech playing a

role in your business? you have about 90% commercial, 10% residential. do you ever worry from your point of view is tech a one-hit wonder for san francisco in the valley, and what does that mean for my business if the answer's yes? >> well, we worry all the time. i'm a professional worrier. in our business everything is cyclical. so we will see a down cycle. and we have tech not just in san francisco, but throughout the country, in our buildings in new york and in many of our secondary buildings. we're building two buildings right now in austin that are dominated by technology. so we have to worry about cyclicality of the business. and, again, it's an inherently cyclical business. >> so what are you doing, doug? you're a third generation, for people who for some reason don't know your family's name, what are you doing to protect your business and the legacy? >> well, we've been through many cycles, and in every cycle you protect yourself the same way through any potential down

cycle. you sign longer-term leases, you limit the debt you put on the buildings, you make sure that the tenants you lease to are creditworthy, you understand their financials. and, you know, if you protect yourself, you'll be fine, and every down cycle we've been through we've been able to manage the buildings through the cycle to get to the next cycle. and the next cycle has always been stronger than the previous cycle. >> do you think we're in a tech bubble? >> i don't know. and that's really not for me to say. again, what i do know is that, you know, we are in a cyclical business. so we will see a down cycle. it may be a tech bust that we saw in 2000, or it may be a recession that causes it. something will cause a down cycle. >> but you are prepared, as usual, which is why your family's been in the business for three generations. >> this is a business that's a very long-term business, and you have to know how to survive. and if you can survive the down

cycles, you'll thrive in the up cycles. >> doug, it was great to have you with us. thank you. doug shorenstein joining me here, the chairman and ceo of shorenstein properties. later -- meantime, back to you. melissa: deirdre, thanks so much. so this is definitely the top, mothers now flashing their cash on luxury baby spas. you have to see how kids as young as three weeks are getting pampered. that is pretty quick, and i've got to say at the end of the day it is all about money and very relaxed babies. ♪ ♪ daniels. mr. daniels. look at this. what's this? clicks are off the charts. yeah. yoshi, we're back. yes, sir! ♪ more shipping! more shipping! ♪ [ beeping ]

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it's data mayhem. but airlines running hp end-to-end solutions are always calm during a storm. so if your business deals with the unexpected, hp big data and cloud solutions make sure you always know what's coming - and are ready for it. make it matter. melissa: well, now we've heard it all. this is the top. don't let the cute smiles and the cud my toys fool you -- cuddly toys fool you. babies now have the option of being pampered at a baby spa. joining us now is the owner of float baby, certified instructor

of infant maag massage. these pictures are double, it looks like a baby bagel. what are they doing there? [laughter] >> well, they're floating. what we've put together is a program where we combine the benefits of water therapy and infant massage for babies who are two weeks old up to six or eight months old. melissa: okay, you're in houston, it costs $65 to do this. i trust they can breathe. they look like they're being held up by their necks. what is the benefit of this to babies? real quick. >> the main benefit is early cognitive development. it's very safe, well supervised. the mothers are there all the time. but early brain development and early physical development. melissa: i know there's a lot of demand because you're looking at opening up franchises. why can't you just do this in your bathtub? why is it different than that? >> well, the depth is very important. we need to allow enough space for them to do their thing and also the water that we use is injected with ozone which is also very good for therapeutic

reasons. melissa: very cool. christy, thank you so much for coming on. it's float baby in houston. very cute pictures, to say the least. that's all we have for now. i hope you're making "money" today. "countdown" with liz claman starts right now. ♪ ♪ liz: good afternoon, everybody. if you looked away earlier in the day and decided you couldn't stomach a selloff, you now have reason to come back. look at your screen. yes, we are still down, but stocks are making a bit of a comeback. granted, they have way to go, but with the dow right now down 60 points, at our low we were down about 179. so it was a very ugly day there. the nasdaq at one point was down 48. now, the dow's energy stocks -- exxonmobil, chevron -- a lot of you own those, they are widely held. they are among the biggest percentage losers. that has to do so much with the problems with russia and ukraine, the sanctions against russia, and, you