tomorrow, speech by fed chair janet yellen. it is a big one. listeners will listen to comments on strength of the -@economy or timing of rate hiks following this week's selloff. david: we'll watch google stocks to see whether that continues to fall. "the willis report" is next. gerri: hello, everybody, i'm gerri willis. cooing up today on the show, ebola is spreading in the u.s. that criticism coming from heated hearing on capitol hill today. >> people's lives are at stake and the response so far has been unacceptable. gerri: we'll have the latest from texas to ohio.eadly vvrus up down, all around the markets failing to find directions today. we'll look what investors are trading on. apple hoping to halt a slowing demand for tablets by unveiling a thinner, faster ipaa but is it enough? "the willis report" where consumers are our business right now.

gerri: of course we begin tonight with ebola. the white house refusing to accept growing calls for a travel ban from west africa. also today several schools in texas and ohio closed. ii fact, at least seven people in ohio are quarantined because they had contact with the texas nurse who had ebola. and just momentssago, dallas officials deciding against declaring a state of emergency. for more on this we're joined by former governor of new york, george pataki. great to see you again, governor. let's start with what is going on in dallas this afternoon. they just spoke to fox business. dallas mayor mike rawlings, the county commissioners decided not to declare a state of emergency in that city but he did say that the hospital in dallas had made mistakes. here's what he said. we don't have that sound right now. let me paraphrase. so the dallas mayor said, we've not done this correctly, taking it n the chin, taking responsibility for what has gone

wrong in that city at texas presbyterian hospital there. and governor, to you, i know a lot of people out there are wondering tonight, could these local hospitals be doing more? >> where we need to do more is at the cdc and in washington. i noticed how you saw there were many more calls for a travel ban from west africa. i think that is absolutely essential. the ebola came to the united states, the one case that is confirmed so far that came here, airplane. this makes no sense to me at six airports now we'll be taking the temperature of everybody that gets off the plane because obviously it poses a risk but the fact is that there is incubating period of up to 21 days for ebola. so people will not have a fever. clearly there is a risk. the government acknowledge this is risk. they have the policy in place that isn't going to protect us. they could protect us by a travel ban and they should. gerri: you go to the travel ban and there has been lots of discussion of that today both in the hearing, lots of people

weighing in. i want you to hear what fred upton, the chairman of the committee told our own rich edson earlier today. >> i do support a travel ban. this is a critical time. people are very uncomfortable, they're scared across the country. we have a 150 folks coming from that region of the world every day with a visa. we ought to say stop. until this thing is contained, there is no reason to expose more americans than already have been exposed. gerri: so that is fred upton saying basically, americans first. we need to protect it. federal government should be in americaas first.protecting what do you say? >> i totally agree with that. gerri, there is a travel ban. 76 health care workers in dallas can not fly. they can not get on a bus. they can not get on a train. they have been banned from mass transit. they are americans who haven't done anything wrong except trying to help provide better health here, yet we still allow people who could be infected to come in from west africa. it makes no sense.

gerri, think about it. how many tens of millions of americans every year are inconvenienced at airports? you have to go through screenings and pat-downs and searches. >> something else entirely from banning. i want you to respond to what the head of the cdc said today in close grilling on, he was questioned, many, many times, on the idea shoull we close the doors to west africans, his response was, i thought was so door, if we don't allow them to fly in, even with connecting flights they will find some other way into the country. what do you think of that? >> i think that is ridiculous. the question is should we or should we not do everything in our power to protect american health, american citizens safety. american citizens.ts with yes it is not a bbn but dramatically inconvenienced n the name of safety. we can tell those 150 people a day, no, you're not going to be able to come in right now, until such time as we have a protocol where we know you do not pose a risk. we don't know that now. gerri: here is what is going on

now in my view is that frieden says he doesn't want people to be anxious. he doesn't wwnt people to be up sit. guess what? people are upset about this very issue. take a look at this poll from fox news.3 68% of the americans saying very or somewhat concerned that ebola will spread throughout the united states. that is majority my friend. that is a lot of people. is the danger of ebola now, is it more about the threat of people being frustrated, anxious, scared, worried, nervous? >> it is already having tremendous impact of on lifestyle. schools in dallas are being ccosed. a school in ohio is being closed. people are afraid to fly. where we need sense of urgency not necessarily in dallas county but cdc we don't see that happening. -@they don't have, in my view, protocols for policies that protect us from people coming from abroad. or to deal with the issse here. we should have go teams, red did he to travel when ever there is issue. gerri: the president said we'll

have go teams. >> going to have. gerri: 24 hours. you know what was interesting about that? because we covered that live in this hour yesterday. he said they will be there in 24 hours. 24 hours, really? could you make it a little faster then that? 24 hours may be too late. >> what is so discouraging, ttink back to president obama infamously to saying when it comes to isis we have no plan. clearly ebola is not omething that came out of nowhere but we had no plan. my fear we have no plan. cdc should get rid of ancillary things they're doing like playground safety to focus on disease control, thht is air mission. they're not doing a good job. they have to ramp it up dramatically. gerri: they have a long way to go. >> long way to go. gerri: good to see you. >> good to see you, gerri.3 gerri: we'll have more on lawmakers crist sizing response of ebola in the u.s. i will be joined by a member of the committee doing questioning today, republican steve scalise

of louisiana. you may want to see that. fed ending bond buying program. we're saying big things coming from central bank. could have impact on your wallet. both statements coming from st. louis fed president james bullard. set first official to come out publicly about a taper pause. impact to the markets ttday, let me tell you, we got the bullard bounce. here to talk to us about it, jon hilsenrath from "the wall street jouunal." so, jon, you look at this, we were headed one direction. the dow was down at one point 20points. @ullard comes out and says, well, we might change what we're doing. explain to us why that made such a difference in the market? >> i would like to explain why it made such a difference and why we should be very, very careful of extrapolating what one fed official said to the whole institution. so it mattered because the marrets have been hanging on fed

policy for four or five years now. every time the fed talks about doing some new step stimulus program it jacks up stock prices. frankly i think the market really turned yesterday. it was down 400 points at one point. gerri: 460. >> so i think, you know, the bounce we saw today was extension of that. let me be very clear. i do not think what jim bullard said today represents what the federal receive is thinking. people -- gerri: why such a big reaction in the market? if bullard doesn't have coattails, if he doesn't speak for the consensus why does the market turn around like that? >> market overshoots and it is often illogical. i think, that is just. that is what we see all the time. he is one of 17 officials. he has gone out on limb before and the fed hasn't followed what he did. the message coming out of the

their policy is pretty much steady as she goes. they're planning on ending program at the eed of the this month t would take a major turn around in the economic outlook to change that. let's not forget -- gerri: suffice it to say, these markets were -- go ahead, jon. >> well, we're goinn to get growth numbers in another week or two that suggest the economy is growing at a 3%, grew at 3% annual rate in the third quarter. gerri: well from your lips o ggd's ear. >> the fed is well aware of that. gerri: i hope you're right. >> they're not going to turn on a dime, oh, let's keep doing the bond-buying program. they have been trying to end it for year-and-a-half already. gerri: i want to get you a different topic. this is one near and dear to your heart. something you wrote about in the pages of "wall street journal" today and that is deflation. why are you worried about prices falling? >> well, you know, i think people in europe and japan have to be very worried about it because it is basically been happening. they're very near deflationary

environment in europe right now. they have got a lot of problems in their economy. japan has been trying to get out for two decade. they have had a hard time. gerri: what does that mean for us? >> i any in the u.s. the story is is a little bit different.% we've had inflation rising towards 2% goal of the fed. it has been below it but it has been moving up. now we're starting to feel downward pull from places like europe and japann frankly in this case i think there is many so benefits that come with deflation here in the u.s. a lot of it ii coming from gasoline prices falling. we all love seeing when we don't have to pay as much at the pump. gerri: that's right. >> why send all the money to the middle east if we don't have to. gerri: people will be waaching that story and lots of conversations about prices declining. p of us are not seeing that yet, certainly not from the grocery store. jon, thanks for coming on tonight. >> thanks a lot. gerri: we want to know what you think. here is our question tonight. with the dow falling around 1000 points in six days, are you

buying selling or holding that is? log on to gerriwillis.com. vote on right-hand side of the screen. i will share results at the end of tonight's show. during the show we want to you facebook me or tweet me @gerriwillisfbn. send me an e-mail, go to gerriwillis.com. at the bottom of the hour i will read your tweets and emails. first as the markets ride this roller coaster the price of oil is on a wild ride of its own. prices may be up today but they're still hovering around 80 bucks a barrel. what this means for you coming up. ♪ [ male announcer ] if you're takingulple medications,

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gerri: well, if you've been to a gas station this week you probably had a good surprise. the price at the pump is now lower than it has been since 2010. we're joined tonight by avery ash of aaa. welcome to the show. great to have you here. >> thanks for having me. gerri: drivers are paying average less than $3 a gallon. that's great news. nationwide average right now, $3.19 as i read it on the webbite. does this surprise you? can this last? can this good time go on? >> well that is got even better news. the price today was actually

$3.16. we saw prices decline again today for the 20 first time in 22 days. average less than $3 per gallon and four more states within a penny of that mark. gerri: so where does it gg next? because i've heard from people -- i've heard people from the oil industry say ttis is flash in the pan. it will not last? >> our prediction since the end of summer gas price was fall. toward end of june, 33off, 3.70 per gallon. our prediction would fall to $3.20 per $3.10 per gal between thanksgiving and christmas. we've seen the decline come a little earlier than expected and ffster than expected as well. i still think we end up between the 3.10, 3.20 range. given lower crude oil prices we might see prices lower than that. gerri: we have gas price

comparisons going back to 2011 that gives you a chart, to give you a sense how dramatic this really is. when you look back over time, nobody ever predicted this those folks out there who said gas prices can only go higher and become mower and more expensive, what do you say to them today? >> well, yyu know we have seen gas prices above $3 per gallon more than a thousand days now. we're looking three days before christmas in 2010, the last time we saw a national average below that $3 mark. our expectations is that while prices may, although, we're still predict they probably will not this year, fall below $3 per gallon, that we're likely to have seen the, days of sustained us. our expectations that would be as we get toward the end of the year, in next year, that prices would again rise after we've seen each of the last several springs. gerri: let's talk about a little bit about the ripple through the economy. it is my feeling, particularly with christmas coming up, having

lower gas prices makes people feel wealthier, they will spend the money. how does that ripple through the economy? >> we've seen a 50-cent drop in the price at pump, since just the end of june. that is money in people's pockets when thhy fill up the car at the gas station. the general rule of thumb is for every penny gas prices drop, equal to a little more than a billion dollars in spending over the course of a year. gerri: avery, thank you for that. good to see you. >> thank you. >> tiie now for a look at stories you're clicking on foxbusiness.com. the fbi director warning against smartphone encrypt shin. james comey said encrypting data like apple and google do have serious consequences for law enforcement and national security. he says critical information in investigations routinely come from smartphones. cbs launching stand alone digital service for six bucks a month. cbs all-access will not only

offer current hits but older shows like "cheers" and "twin peeks." the news comes after hbb offers streaming service next year. netflix shares sinking after fierce of competiiion from hbo and cbs. they are blaming recent dollar a month price hike on cause of subscriber angst. number of people seeking unemployment aid dropping to the lowest level in 14 years. labor department says weekly jobless claims fell to 364,000. that is the lowest level since 2000. those are some of the hot stories right now on foxbuuiness.com. coming up later in the show it is day four of our users guide to choosing health insurance. next the biggest lawsuit against general motors so far. 27 million drivers want $10 billion over recalled cars. do they have a case? we'll explore.

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gerri: general motors facing its biggeet lawsuit yet. it claims automakers multiple recalls are hurting resale value of gm cars. the suit seeks up to $10 billion in damages. here to weigh in legal analyst kent zimmerman. what are the details of this lawsuit? what are they seeking? what do they want? >> this group of owners and gm cars and leased gm cars they want their money back. they say because of all these safety issues, because the way gm handled these cases and the cars lost value they should get that money back. if it actually went forward and

they woulddbe able to prove their case. this would be monster problem for gm. 27 plus million people. gerri: that is big number, that's for sure. >> it is enormous. here's the thing, and i remain unconvinced about evidence in this case so far. the people who own cars woull have to prove through attorneys both values of cars decreased and prove it decreased because of gm safety issues and way they handled these case. how would you do that? gerri: it is a big hurdle. let me interrupt you for a minute to talk more about this case. >> sure. gerri: because the track record of these kind of cases isn't very good. what i mean by that they don't typically win. >> yeah. gerri: what are the people filing this? what do they really want to get? >> most of the people involved3 in this case stand to get somewhere between 2 and $3,000. that is the amount that theii attorneys say for most models the cars lost value on average. but, there isn't evidence that they actually lost value. when you hear from people like

kelley blue book and others who have thh data that would be needed to prove these case, those people say the cars most cases.ually lost value in gerri: have to tell you, drive a car off of a lot you lose 60% of the its value, if you don't have a problem, recall issue you kno3 how that looks. >> absolutely but it would have toobe because of what gm did. let's talk a little bit about where thii lawsuit might go next. you say there could be ripples for the company itself. there might be issues for gm. what are they? >> we're talking about $10 billion in potential damages and if it is proven there was a cover-up, if it is proven gm willfully withheld evidence from the public and people who held these cars, that $10 billion figure could double some ssy. >> wow. >> so gm obviously wants the stem the tide, stem the possibility of damages. immediate concern is the pr gm obviously would love to get rid of this, get it out of the

headlines. they don't want to keep having reminder to consumers they have had all these safety issues. even though the case may not have legs, they could easily settle just to get rid of it. gerri: kent, thank you for that. with recalls.st gm struggling "fox business alert" chrysler i% recalling more than nine hundred thousand vehicles. this recall covers 470,000 jeep grand cherokees, chrysler 300s, dodge can challengers, chargers and during range goes from 2011 through 2014. at issue, failing alternators. although no injuries have been reported. chrysler will replace the alternators for free next month. also, pardon me, 437 jeep wranglers from the same years are being recalled because water enter power mirrors to cause a shorr or even aafire. they will install a water shield starting in november. lots of recalls.

coming up next, our users guide to health insurance. i will talk to a doctor that obamacare has turned her practice into a nightmare. stay with us. ♪y itwha's wrong th reying new things?hing feelt in your scle yeahi do... y a new wato bank, where nobrane (receptionis gunderman group. gunde. g in a gove. owtgoal is to g grow. gotta get eagrowth. i just tald to ups.they gxe special discounts, new nologi. like smart pick s. ey'll only shp whenourint ab and it's autotic. save time and money time? mone tind money awesome. tind monawesome! awesome! awesom awese! (aawesome!

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i love logistics. so ally bank really has no hidden fokwhy's thingsccounts?'. no hiddefees fr theank whe no anches equals greaeates. gerri: all this week we've been talking the users guide to choosing the best health insurance. it's open enrollmenn all across the country. all eyes focused on health care. and you probably heard some horror stories of how obamacare has hurt americans. it's not just patients feeling the sting, it's hurting doctors too and they aren't happy about it. look at these numbers. in a recent survey of survey nearly half gave bouquet rating of d or f. dr. george talks to us now about how her practice is being impacted. dr. googe, welcome to the show. it's great to have you here. thanks for being with us. i understand obamacare

is creating issues. what are the main issues for you in your main office? >> the main issue is that patients can't afford to use their insurance. there's a difference between having health insurance and getting quality health care. most patients are finding out that their out oo pocket costs are so high they can't afford to use t. gerri: are you in the position of providing services and then not getting paid for them? >> that's one way to do it, but i actually tell my patients up front what their allowed amount is and what their out of pocket costs are. you pay for it either way. people literally stop their appointments or cancel them beize they have to y out of pocket before the insurance kicks in. it's devastating honestly not only to the patient, but also to private practice doctors. gerri: it sounds like people out there aren't getting care. wasn't that tte promise of obamacare that people would get care? >> exactly. when they tell you the cost of health care has

come ddwn, they're coming down because people aren't going to the doctor. they're not getting procedures done. they're not getttng labs. they have to choose that versus paying for their household costs. it's a big deal. gerri: i want to talk about a paperwork associated with obamacare because you say this is a big issue too. talk to us about that. >> on average, i spend about 12 hours a day doing -- going to my office and about eight of that is patient care. the rest is paperwork. and i get on average at eight, 9 o''lock t niiht. if i don't do that, i run the risk of running a foul of the law. and that means fines and jail time if you actually underbill your patients on more than one occasion. it's ppetty scary. gerri: doctor, what is all this paperwork? what are you filling out? what are you doing? >> precertifications. you're on the phhne talking to the insurance

companies getting @pproval for labs,,for ct scans for surgeries. you're actually trying to figure out what the patients -- their allowableraments what their contracted rates are and you have staff literally just dedicated for that. you havv to hire people who have nothing to do with direct patient care. (?) it's just making sure that you dot every i and cross every t. even if you do get a precertification and they tell you it's okay, we've been in a position where we've been denied after they said we could do it and they will told nottmeddcally necessary. we're now ii a position where insurance companies are practicing medicine. what i say and what my patient says doesn't matter. gerri: we have a fact 81 percent of doctors are overextended and at capacity. you sure sound like you're one of them. >> you know, i actually subscribed to medicine using the ippocratic oath. i'm not going to to be

in this position very mmch longer. i think there is an alternative parts of which has allowed -- that allows people to think outside the box like medical cost sharing. i tell my payments if they have a high deductible they may want to try a ifferent parts of where they can use medical cost sharing which allows them to share their costs with3 other patients across the country. and i'll make a deal and charge them a discounted rate. they can afford o see me and i can actually get aid what i'm worth. gerri: when you look at all the burdens under obamacare in your office, i understand you've had to let some workers go because of the burden, what you have to do, the cost of that, what have you done? >> you know, we've tried to be lean and mean. and unfortunately ww've had to let workers go because the cost of running a practice with malpractice and the ever rising cost of, you know, just keeping the

doors open. make it harder and hearder to keep the doors open and provide good care. i pretty much maxed you out how efficient i can be. i'm trying to get the real patients under obamacare the ones with high doubles. those still thanches we're specializing and working with those patients so that we can make it foolish. i do a little of minimally invasive and i try to keep them out of the high cost hospital system. (?) we're working around it. gerri: lots of hurdles. dr. george thanks for coming on the show. your subscription of the impact of obaaacare for physicians. and all this week is part of our users guide. we're helping you choose insuuance.ealth it's open enrollment time. if you have any questions about your coverage email the show by going to

gerriwillis.com we'll have a panel of experts to help you answer those questions tomorrow. we want to hear from you. another rollercoaster ride on wall street. the dow sinking. turning slightly higher then falling again. after a week of red, are you buying, selling holding. here's what you said about our poll question. rj said bought on the last dip. if i had cash i'd be buying oil energy and technology. winter holidays, travel season coming. rick, holding out the week then buying back in. over on facebook john, interest-bearing account until another 600 points drops. here's joe, bought agriculture, gold today in a super bargain. our people are aggressive. gary writes i understand ebola is a dangerous issue requiring an urgent response why is it the white house could quickly field 300 people

to africa for ebola, but was not take a similar position for serving our people at home. berth says send all these climate change people in an issand in the middle of the ocean. let them protest there and see how they like it. climate has beenn3 changing for millions of years, even if that's a big if anything should or could be gun, do we want the government to do it. do i need to remind you of obamacare? we love hearing from you. send me an email. and when we come back, a new look or a look at the new products apple unveiled today. lawmakers asking federal officials tough questions about their response to the ebola one of those lawmakers joins me next. but first, here's your consumer gauge with the numbers that matter to you.

gerri: lawmakers putting health officials in the hot seat over their handling or lack of. rich joins me now with the latest. >> well, gerri the white house now says the president is holding another meeting with his ebola response team. that's going on right now. he's canceled campaign events over the past couple of days, fundraising events to meet with his ebola team. they returned to washington during resist. weeks before election day. @hat's a rarity in ddc. democrats and republicans say the administration was slow to respond to ebola criticizing the centers for disease control and the texas hospital where workers originally assessed and then sent home the first ebola patient. the hospital later admitted him where he died. this is the same hospital where two hospital workers have contracted ebola calling in question its procedures. its chief clinical officer testified that

they followed cdc protocol though he acknowledged they failed to wear full protective gear unttlltwo days later. republicans and whether to ban travel from west africa to the they're pressing the obama administration for an immediate travel ban. >> screening and self-reporting airports are a failure.% that frankly doesn't make sense to me. as for tress america when it comes to infectious diseases. the best way to stop ebola is going to be to stop this virus? africa. >> meanwhile, the national institute of health researchers are hastening effort to create an ebola cure. while promising the nih warns there's no guarantee those vaccines are effective and when distributed. gerri. (?) gerri: which are these agencies

asking for more tax money. >> not really. cdc direetor tom frieden president current money is enough for officials to expand their efforts against ebola. he did mention a request for $45 million..3 the administration submitted earlier in the year. are calling for mores money. they say the health's infrastructure is underfunded. president obama spoke with john boehner reports say the administration is hinting it may want more money from congress to fight ebola. generally funding for these departments is up dramatically since 2000 though it's fallen slightly over the past few years. gerri: i got to ask you, you know, we got a second meeting today and the response to that first meeting i wouldn't call it upbeat and positive. john boehner the speaker of house saying we need a change of the policy of people coming into the country. is it likely we'll get any movement on that? >> it doesn't seem so. the administration appears very, very set on its plan to allow travel to continue from

afrrca. their whole contention on this is that when you stop peopleecoming in. first they'll find aaother way of coming through the united states perhaps illegally and that case you won't be able to track them, monitor them, you can't take their temperature they say stopping travel from west africa, it isolates that area further. it makes it more difficult for folks to get in and out. aid workers to get in and out and try to fight that in this area of the world. republicans and even some democrats are calling for a full travel ban and that's growing from congress. thus far the administration and cdc have been pretty steadfast in their opposition to that idea. gerri: rich, thank you for that. and one of the congressmen who was at the hearing with republican steve of louisiana. andda member of the subcommittee holding the hearing. take a listen at what he had to say. >> if you were involved in conversations with travel ban, did they rule it out? are they still considering it? >> from the cdc's

pprspective we will consider anything that will protect -- >> will you you answer the questions about your conversationn with the white house. is the white house considering a travel ban? >> i can't peek for them. have you had conversations with them about it. >> we've discussed the issue of travel. gerri: and the congressman joiis me now. welcome to the show hp good to have you here. that was a pretty heated exchange. were you satisfied with the answer you got? >> no, i wasn't because it was a specific question and it was like the cdc head was trying to evade the answer. it seems like he's had conversations with the white house probably about the prospect of a travel ban, but for whatever reason under oath he wouldn't share it not only with those on the committee, but the american people. if you've ruled it out, say you have. to try to evade basic questions that a lot of people have about this ebola crisis is a disservice at a ime where we want and answers deserve answers. gerri: the anxiety level is

rising every single day. when frieden was held to the fire on this by a couple of congressmen he said that what's going on here is the administration wants to keep those borders open because if you don't do that and people know they can't get into our country, they'll find other means. once they do that, you won't be able to identify them. you won't know that people were coming in from west africa. do you buy that? >> no, that's not an adequate answer. and, look, this ii one of theereasons why you have to secure the american border. if they have no confidence they can secure the border, then deal with that. in the meantime, you know when people come into the country. he was suggesting, oh, they'll just 234r50eu through brussels. if they come in through brussels they'll have to have a passport. that passport will tell you where they were. of course, you'll know. it's a cop out and it's an evasion of the answer. they need to come up better protocols. clearly the cdc wasn't prepared for this. they need to get prepared because people are concerned rightfully so that they've got to come up with a better answer within the obama

administration to deal with this crisis. gerri: in the hearing today marsha blackburne came upside down way statement that frreden made some time ago. people lie so if you're relying from statements from the public you may be sadly disappointed. >> and i'm quoting patients lie about authoritative patients3 don't -- a third don't take them at all. yourself and think patients are taking their medicine or not. gerri: so there's frieden talking both sides of his mouth. shshould he be fired? >> i told marsha after that questioning that she did aagreat job. i was looking at dr. frieden as she was asking the question. you could tell he's uncomfortable. he needs do give candid answers. the american people deserve answers to just basic questions. (?) have they changed the protocols? you got groups like

doctors wittout borders and samaritan's purse that have been dealing with ebola for decades and they told the cdc that their protocols were last week. they were told by people in the cdc basically the quote was they were blown off by cdc. i asked frieden, do you know who did that? he was aware this happened, but he didn't dig in to find out who in his agency were ignoring these pleas. it's almost a culture of complacency at the cdc that would go beyond the director himself. they need to address it he should find out who those people and fire those people at cdc that aren't taking it seriously enough. gerri: i think that's what's scaring. it's exposing cracks in our health care system that we didn't even know existed. yet another government agency, another bureaucracy is a problem and we're all surprised. what do you say? >> this president s losing confidencc in the front.an people at every

dhek run a health care system. they can't even get a website going. and hear you see at the cdc if somebody comes in they'll have protocols to take care of it. the very first patient of ebola ends up with not only him dead, but now two nurses who had contact with him now did he ask positive for ebola. the cdc has got this dead wrong from the they need to show some urgency and some confidence in this president in general. all across the agencies have not shown the competent% administration. we deserve better. gerri: we'll get more answers maybe. congressman steve. thanks for coming on the show. and still to come my "2 cents more." and next it's only been about a month since apple's big. they're back at it again. we'll take a look at the new products rolled out and see if they're worth your money

gerri: another week, another apple event. just weeks after their blockbuster unveiling of the iphone six and six plus, the tech giant just showcased two new ipads among other products. here about today's event is tech expert of the cofounder of wearables.com. so let's start with the ipad. some innovation there. is it worth the price. what did they pull out today? >> thanks for having me, gerri. is it worth the price. how big of a fan boy are you? what do your current devices look like? the ipod air two is an iicredible tablet.

that's just for the wi-fi if you want to add cellular connectivity add more. it's got an incredible retina display. everybody is talking about how thin it is. it's 18 percent thinner than the last tablet. we all see how it's hiding behind the pencil. well, in terms of ii it worth the money, i think absolutely i'm a tech guy. i'm going to buy it. the touch id made it way to tablets. i hate passwords. we've all been waiting since they came out with the iphone s that it gets expanded. the other thinn that's fantastic is this camera. they actually addeddtwo new cameras. they've got burst mode selfies. they alluded to kids doing that. you can take slow month videos now. the video and the images they shhw were absolutelyyfantastic. (?) gerri: you are a total apple

lover. you love the apple. me, i'm getting a little tired of this. i'm not seeing anything break through. am i just missing the boat here? >> that's a great point. one thing that tim cook didn't address, all he talked about was past sales. this is the best-selling apple product in the last four years. but they've still been stagnating. there's two concerns, consumers like yourself they hold onto tablets a lot longer than other devices. that makes a lot of sense. the second -- especially with this iphone six3 plus. i don't know if you've had the opportunity to play with it. the ipad mini is onl only -- gerri: they're very close in utillty. i want to go to a couple of other things. there's a new operating system and apple pay is coming out. which of the two is most important. >> so i think apple pay is probably the biggest

bet they've got going between the two. i don't sem any is going to be great. first of all, they have great names. what this one really does -- i think what they're trying to do is get us to talk to them together.3 macand ioosoperating together. apple pay you can use it on monday with the new ios update. and you'll be able to make purchases. i'm surprised they're allowing to us buy the ipads. that would have been a ggeat experience. gerri: i hear the sound of jingle bells. this is all about christmas. thanks for coming on this show, louis. good to see you. >> thank you for having me. gerri: we'll be right back with my "" cents more" and the answer to the question of the day. the dow is down 200 points in six days. are you buying, selling, or holding? we want to know.

gerri: how are you investing during this wild ride in the stock market? gerriwillis.com.stion on

20 percent said buying. 12 percent said selling. most said holding. the big debate on capitol hilll whether we should close our borders to west african borders. job numberrone of the u.s. government is protecting americans and closing the borders doing just that.way to other countries in africa have made this call. tom frieden who leads the cdc said it would be a mistake to prevent west africans to fly into the u.s. each day because they would find another way in. it would insight panic in west africa. let me tell you where the panic is, it's right here in the usa. schools are closing in ohio. emergency rooms are bracing for onslaughts of false calls. american health officials should be concerned about our safety, our peace of

not the west africans. that's my "2 cents more." willis report.tonight's don't fooget to dvr if you can't catch us live. making moneyywith charles payne starts right nnw. charles: i'm charles payne and you're watching making money. some real big news. first school closings in @hio and dallas plus the cdc was grilled on their resistance of a travel @an from the west african hot zone. rich with all the lltest. >> good evening charles president obama is now meeting with his ebola response team. he's asked and answered fund-raising events over the past few days. federal officials including the director of the cdc controls defending the response of the ebola outbrrak. republicans at this hearing have called for a travel ban from those coming from west africa. the krekd bank cdc rejects that idea. it