joining us on "risk & reward." melissa francis is here. "money" starts now. melissa: that's right. cause for concern. two weeks to go until the midterm elections and overwhelming number of americans are growing alarmed about the state of our union. no new cases but it is all hands on deck in the fight against ebola. a quick strike team at the ready as fears and disruption continue. no cash, no credit, no problem. apple's plan to get you to ditch your credit cards rolling out today. plus all the no foam, extra whip double shots you can handle without the line. starbuck's promise to never keep you waiting. even when they say it's not it is always about money. melissa: first it is to hell in a hand basket. now overwhelming majority of voters in key districts believe the u.s. is quote, out of control. according to a new poll from

"politico." bring in today's panel. fox business's charlie gas. jack hough from "barron's" and veronica daguerre from "the wall street journal" first we were going to hell in a hand basket. now it is just out of control. >> i think administration right now is getting its act together on ebola. they recognize it as it, we shouldn't be dealing with this hysterically but should be dealing with this in con greet steps. having a strike force is completely logical way to do it. having a czar is good way of doing it. melissa: you let that person know you're on television right now? [laughter] don't have your television on but i'm in the middle after very important segment. get right back to you. >> the point i was trying to make before i was rudely interrupted. this is not "outnumbered" by the way. melissa: you're very hoarse over there. >> been beaten up by women all morning. melissa: good way to start the day. >> no. it was actually very nice. i will talk about later n any event when you have this sort of delayed response to a crisis as

we have right now -- melissa: okay. >> listen, if we need a rapid response team, if we need to do all these extra protocols, if we need a czar, why didn't we need it two weeks ago? i think it is interesting this is political poll. hell in a hand basket was "fox news poll" so people could blame the source. it is not accurate. not fair but they do that. "politico" is left-leaning organization. >> much more mainstream, not left-leaning. melissa: i think it shows people on both sides of the aisle are nervous. they don't see leadership they want to z they're worried about our government. they don't trust the government. they don't trust the banks still. they're afraid of wall street and they don't know what the direction of the country is going to be. >> the anxiety meter has run ahead of actual effects. timing could not be worse for democrats. >> that is why the market fell off. why would the markets go nuts? investing public is reflecting this stuff. if you don't have any idea how to catch it? if you down play it and obviously giving wrong

information how to get ebola, if you don't have response to it -- melissa: we're being misled or not told the truth and maybe no one was really in charge. >> a bunch of smart traders put that into the equation. >> market could be pricing in the economic impact could be much larger. >> i think it will come back because i think they're taking right responses. melissa: ibm tanking and dragging down the dow along with it. shares of tech company hitting a new low after ditching its 2015 earnings target of at least $20 per share. look at that chart. that is very ugly. if anything, this really proves there is always a shift going on in technology. have to stay on top of it. >> any legitimate tech company has to show will they be a victim of cloud or benefactor of the cloud? companies spending less money on local networks and paying as they go for networking. ibm so far is looking like a victim. >> we should point out ibm has history of adapting to changes in the market. melissa: they do. they did services as a business. did great transition to that at

the right time. really moved away from hardware. now there is this change. >> last quarter their hardware bus plunged but saw negative growth on services. melissa: i don't know if big data, what they're doing in big data will keep up what they're losing from hardware and software. i think this speaks to the tech investors. tech investors want to see revenue growth and that is not something ibm has been putting out. melissa: that is a trade buffett is losing a billion dollars. speaking of losing heavy money, john paul son big bets falling through. charlie with exclusive scoop on this one. >> i'm getting this from traders. we should point out paulson's pr people will not deny this we've asked them three times. what is going on around in the market he may have been the biggest loser betting on arbitrage threat on shire-abb break-up. it was supposed to be corporate tax averse. it didn't happen. they were leveraged from what we understand. we hear the number bouncing

around paulson's losses are $1.5 billion which is a huge loss. melissa: again, on the air. you do want me to report -- >> you do want me to report con tame rain justly. the market traded off a couple reasons. we were down 4 off and ended up down only 100 or so, 170. >> that shift had massive flight into quality, most because of the abb-shire deal. the arbs thought it would happen. bought shire long that was acquired company and they lost. melissa: okay. get ready to shut your wallet. apple pay is rolling out for iphone 6 users. many retailers, including walmart are not available on apple's network right now. i think the big battle in this space will be the fact that so many companies you don't think of like macy's, saks, who make a ton of revenue off the own internal card, having that fee

and interest payment, that will be the hold. that will fight these guys. what do you think? >> store branded credit cards are seeing that is a big source of revenue. they will not want to give those up quickly. melissa: no way. >> they're not signing on to it yet. see if apple is able to convince them. >> won't lure customers away if it ends up being a big thing. the good thing about apple they have to spend next to zero dollars to get the thing off the ground. it is not very high-tech. mostly about cutting deals with credit card and banks and credit card companies. you know, it could produce incremental revenue. melissa: it is about rewards. do people stop shopping at macy's's because they can't use apple pay? the reason they go to must macy's and get rewards is the discounts. that is how the department stores get them, even though you're there rather pay with the american express you use the blame ming dale's card because you get a rebate down the road. i don't know apple, no matter what they can do, how do they win over customers? >> maybe down the sources.

>> a lot of people, it will be a slow rollout. a lot of people don't have iphone 6. they don't have ipad. >> i don't. >> charlie is totally impervious to apple's charm. they can't break through charlie. >> i bought the steve jobs book. i read about that. >> that is is it. closest you've gotten to apple product. you are totally impervious. >> i did some reporting that the board was worried about tim cook was enough of innovator which i think turned out to be accurate. melissa: you were worried that they might bug the apple devices or booby-trap them or that is why you're staying away from apple. >> i don't need it. it isn't necessary for my daily life. >> the only people using it are real nerds. >> there you go. melissa: ready, set, latte. you no longer have to wait for the morning jolt. starbucks is testing a new feature on its app would have your extra shot no whip, pumpkin

latte. >> spice. melissa: already for you. i wasn't going through all of that. this is made for me. i actually don't stop by starbucks in the morning because the line is too long. you know i would prefer it but not that -- >> there is a guy at this network who loves the apple, the pumpkin spice latte. melissa: who? >> neil cavuto. e h. people don't know that about neil. melissa: he is pumpkin spice latte freak. >> a freak. melissa: a freak in general or about the pumpkin spice. >> has a fetish for this stuff. >> wait a second. >> he would be the perfect the e the elation he is going to have. melissa: okay. i think it is great but i want -- >> i think it is great. i want to see how they do it logisticwise. how they make sure my pumpkin spice latte will be hot and steamy before i get there. i don't want it lukewarm. >> starbucks has reached the end of a second big growth spurt.

i don't think this will move the needle. melissa: i have faith in it. i don't want to wait in line. if i could app it and pay for it and swing buy and grab it and that is game changing. >> people devoted to this like the apple products like neil cavuto. melissa: toys "r" us better tread lightly. the toy mom demand the move remove action figures from the hit, "breaking bad show. they were selling things like crystal meth containers and drugs. >> really? melissa: this is a real product. look up close. from the show, "breaking bad. like murderer and a drug dealer and -- >> you actually manufacture drugs with that toy? melissa: no, your children pretend they're selling it. that, sr. with the rub is. >> you have to get rid of this, get rid of half the xbox games. keep it out of my little pony section and -- >> you remember the "saturday night live" skit? melissa: i'm glad you're familiar with my little pony. >> you remember the dan akroyd

"saturday night live" switch selling bag o glass for your kids. melissa: that was a good impression. >> kind of like that. melissa: not appropriate. don't buy it though. don't be offended. you don't have to buy it. melissa: i have a friend, i think they might want to keep their distance from this. i agree with you. i'm in charge of the credit card. not paying for that. i don't know. >> need to be -- melissa: thanks everybody. feeding the enemy. how u.s. aid finding its way into the wrong hands. sweden sending an sos to the world. a russian sub came sneaking up into their waters, did a pretty bad job covering its tracks though. more "money" coming up. ♪ go ahead and put your bag right here.

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melissa: from the u.s. to every corner of the globe money is flying around the world today starting in sweden where a massive military operation is sparking comparisons to the cold war. ships, helicopters, divers, they're all combing the baltic sea for signs of a russian submarine that authorities suspect entered swedish waters illegally. officials release ad photo of the mystery vessel this week. all you can see is a dark speck surrounded by foaming water. perhaps sweden's version of

loch ness monster. i don't know. over to the congo, leonardo dicaprio is exploring his wild side, teaming up with netflix to release documentary about endangered gorillas. it will be released in celebrity theaters and on streaming site on november 7th. i can not wait. lanking in u.k., we're talking about the heir to the prince william and wife kate's second baby of course. the in a first for the couple, they release ad month for the oil birth. that is april. no word if it's a boy or girl. but the palace has ruled out twins. okay then. turning to markets, ibm still weighing but the dow fighting to turn positive here. let's go to nicole petallides on floor of new york stock exchange. nicole, homebuilders, racing higher today. >> very interesting. earlier the group, market was lower but homebuilders were holding to 3 or 4% gains. the group is still very attractive. kb homes up 3%.

ryland up 3%. nbr the best of the bunch up 6.25%. you see a 3% gain for the group. with the idea of expanding mortgage credit makes it easier to get a mortgage, with smaller down payment, maybe you have a lower credit score. really expanding idea people get homes. that the is first thing. the other you have interest rates which trended lower. with you know that very well. that helped the group. we're seeing the group jumping. back to you. melissa: nicole, thanks so much. very latest on ebola. finally good news as the cdc clears nearly 50 people monitored for an infection risk. no new cases have been reported since the second nurse, amber vinson, was diagnosed with ebola last week. the new ebola czar, ron klain, was invited to testify at a congressional hearing on friday to examine the government's response to the recent outbreak. however a house oversight aide tells fox news that klain won't be able to attend.

and, the military establishing a 30-person strike team that would be ready to deploy within 72-hours of a reported infection of the deadly virus as ramped efforts could pay off. my next guest warrants that we could face a mutated version of the virus we're not prepared for. david sanders is a ebola viru gift, from vanderbilt university. let's start with the controversial point. you think it could mutate. that has been the big point of worry and debate. >> want to focus there is no evidence of airborne transmission at this point. melissa: yeah. >> that individual americans, as, individuals have nothing really to fear at this point. those are two important points. somebody else brought up idea of airborne transmission. there was a backlash saying against that, saying it was not possible for number of reasons. turns out several of those reasons were wrong. that is where i entered. they impinged on the research

i've conducted, along with my collaborators we showed that ebola was capable of entering the lung from the airway side and people said, well, that can't happen. but it can happen. melissa: it can happen? >> that's right. so the virus -- melissa: you're saying it can happen but we shouldn't be worried about it? >> that's right. melissa: why? >> but we have no evidence that is how it is currently being transmitted. melissa: but it could. >> that is important point but, it needs to happen to be highly transmissible. melissa: that thing you bring up is one of the most important fears about ebola. we get information and it is contradicted and turns out the other thing is true. that is what is so terrifying to people about this one minute we're told, you're safe, everyone is safe and next thing you know two persons working with the person are infected. that is what is so frighten. >> i agree with that. we have to have confidence in the credibility speaking to us. that is why i decided to speak out about this because the people media was consulting on these particular issues were not in fact informing them

correctly. melissa: you decided to come out and say no, you can get it -- >> it can be transmitted by that route. if you kay say it can't go airborne, there are good reasons but you shouldn't focus on things that aren't true. melissa: what do you think of the strike team they put together? does that make sense? should they have done it sooner? >> it might have been better to do it sooner. what i've spoken about this in of the past i previous we can't in fact train every single hospital for ebola treatment. everybody hospital should be able to do diagnosis but not everybody hospital should be prepared for treatment. what we need to do is focus training efforts on a smaller number of hospitals to try to make sure all treatment is done there. it is training that is really difficult. anybody can use the equipment but to be trained to use it properly, really requires a high degree of skill and that training isn't -- melissa: great point. makes a lot of sense. thank you so much. appreciate your time. oh, yahoo!. the tech company set to report

earnings tomorrow. marisa mayer says she has a turnaround plan and this time it is going to work, for real. we'll see. plus it is a manning milestone as the quarterback breaks another nfl record. do you ever have too much football? ♪ it's monday,

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{door unlocking} hey, what's up? (door closing) how's it going? what are you doing? i can't believe you're watching this without me. we agreed we'd catch up on everything tonight. if i did this to you, you'd murder me in my sleep. you know what? just watch it by yourself. (sighs) i can't not know when i know that you know. the latest episodes of the top 100 shows are preloaded and ready to watch with xfinity on demand. melissa: there is nothing sadder than a tech company that's lost its mojo. yahoo! is still struggling to find its way and now there are reports that ceo marisa mayer will be announcing, a new and refreshed plan for the company as soon as tomorrow! for more we're joined by brew terkel from turkel brands and simon constable from

"the wall street journal" it is mean of me to be sarcastic but i've been hopeful in the past and i feel like i had my hopes dashed again and again. bruce, are you hopeful? >> the problem is that we're going to have a message for you tomorrow is no longer soon enough. we used to say, what have you done for me lately but today we say what have you done for me next? she needs an early victory and needed to have happened last week. i'm not hopeful. melissa: yeah. simon, what do you think? i'm a huge marisa mayer fan. she is fabulous and fashionable. >> she is managing a troubled and company and what has been leaked out is really bad. the plan involves a change in acquisition strategy and layoff plans. plans to lay off 500 people. melissa: u oy. >> you think that laying off 500 people in silicon valley would be good because they are pricey, jordan and india. melissa: that is not much of a cost savings. watch out, a new windows

wearable is about to track your every move. microsoft will reveal its own smart watch within weeks, wow! could be like the windows watch. maybe a start menu on the wrist? what do you think about this one, simon constable, can you hardly wait? >> yes i can wait. i can wait until it is back to the '70s. look, microsoft hasn't had a consumer product that worked, with the exception of xbox ever. that's it. melissa: bruce turkel, all i can say blast hair hearts you know? >> there is -- bless their hearts. >> there is different way to look at it. microsoft is perfectly positioned to bring out a product cross platformed. apple locks you in. google locks you in. maybe microsoft is key to not lock you into one or the other. that is the key to the product. >> rebooting all the time. because you click, i'm sorry. got to reboot. melissa: as long as you don't

need to know what time it is because it i fretz e frozen,. >> not windows 7. come on. melissa: something fishy at blackberry. this is my story. believe it or not, my husband and i went on the hunt for a new blackberry. i know. we're only people out there. his stopped working. the a wouldn't work any longer. you know how many words use an a? let me tell you, it is a lot. a lot. no one had any in stock. we called people. in manhattan you can't get a blackberry. the ceo says we're glad we're having inventory issues. it shows people want the phone. no. it doesn't. you have a blackberry. they go what? oh, no. you want what? are you kidding? do you really want that? we're supposed to get a passport. we don't know when. do you have anything else, something old? do you have anything with an a, anything with an a blackberry makes? no haven't seen a blackberry forever. this is their retailer! whatever blackberry is saying about their sales figures right now i am telling you they are

not selling any blackberries right now because no one has any. who wants to respond to that? simon, go ahead. >> sorry, they are spoofing. melissa: i guess. >> like asking for, i don't know, can i have a landline phone with a dial thing that actually goes around? melissa: sometimes you need one. we needed an a this weekend. very much. could not find one. bruce, what do you think? >> look up definition of or sy moron you already said it, new blackberry. >> you want to, take it and refurbished one. we would have taken anything. just needed something to get through the weekend whatever it was. >> time to upgrade. melissa: nothing. i know. i said. that i think we have some old ones in the building but it is saturday. >> aren't they in the drawer where you throw the old stuff? i have a drawer with old tech? >> i recycle them. i guess you're not recycling, bruce. thanks, guys. the road home could be a long one depending where you live. can you guess which city? we've been talking about this in the last break.

which city has the longest commute. here's a hint. this city has more people than 39 of the 50 u.s. states. that is the city that has the longest rush hour. imagine that drive home? turkey changing its tune in the fight against isis. why its help at the border could be a game-changer against extremists in kobani. "piles of money" coming right up. means keeping seven billion ctransactions flowing.g, and when weather hits, it's data mayhem. but airlines running hp end-to-end solutions are always calm during a storm. so if your business deals with the unexpected, hp big data and cloud solutions make sure you always know what's coming -

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ask your doctor about cialis for daily use and a free 30-tablet trial. ♪ ♪ melissa: additional aid could be the key to saving kobani. u.s. military drop cans weapons, ammunition and medical supplies to kurdish forces fighting near the turkey/syria border. greg talcott is live near the border with the latest. >> reporter: those desperate kurdish defenders have been begging for more guns, am mission and fighters. -- ammunition and fighters. they are now getting at least some of that. our contacts say the u.s. air drop of guns, ammunition and supplies happened over there, that is to the west of kobani,

held by the kurdish fighters. we're told the supplies have already made their way into the city. you can see a little smoke and a little hates happening from past battles. we're also told the next 24 hours will tell the tale whether these new guns are going to make a difference in the fight. the u.s. is also helping out with air transcribes, centcom confirming six in the last 4 hours targeting isis in kobani. we saw two big blast. one of the things they blew up overnight was one of those bundles of arms and ammo, apparently, it landed too close to isis. also what could be significant, turkey's foreign minister saying today hid country would allow and facilitate kurdish peshmerga fighters from iraq to come in and help with the fight. we spent some time with them this past summer, they are very good, they're also very busy with the isis fight there, and we hear there is still no hard commitment about them coming. turkey has been resisting helping the kurds in kobani with

just about anything, so we have to take what is said today very carefully. it does, however, come after a weekend telephone conversation between president obama and turkish president erdogan and a lot of world pressure on turkey i to act. finally, melissa, we spoke to another refugee that has come over from a village near kobani today. he fled isis, came into turkey. he said he personally saw heads severed by the terrorists from their victims displayed in the center of the town. he says they are savages, a good reminder of what this is all about. back to you. melissa: oh, that is gruesome, greg. thank you for that report. for more on this let's go to lieutenant colonel bill cowan, fox news military analyst, also jest my jay -- [inaudible] -- jesse jay. colonel, let me start with you. you know, talking about dropping those supplies, the weapons and the ammunition, how good are we at making sure they fall into

the right hands? >> oh, what a great question, melissa, because, you know, when we dropped supplies to the yazidis up on mount sinjar, we didn't get a lot of it there. my guess is we're doing a good job, it might tell us we have better with intelligent sources on the ground d sedges sources on the ground, u.s. controllers able to work closely with air support as it comes in. melissa: jesse, how much of a difference does this make? and i ask that wondering does it make enough of a difference or will we have to do even more? how would you categorize it? >> for right now this is huge because this is the first time they've received any support from us, and when we have dropped 27 packages as it's been described -- and i would suspect these are very large pallets of ammunition, weapons and medical supplies, they've been begging for this for a significantly long time. so it does give hope that the kurds will be able to fight off isis. if isis takes this town, it is seen as a victory for them, and it is also seen as a huge

humanitarian problem for the rest of the world. melissa: yeah. colonel, let me is you, you know, as a civilian i just bond you are how safe is it -- wonder how safe is it to drop ammunition? it sounds really dangerous. >> yeah. you know what? we learned something from this air drop, and that is that isis does not have an effective anti-air capability. i think that's been one of our concerns. those c-130 air are one of the finest we've had. we're still using that aircraft today. it's a fairly slow-moving aircraft. the fact that we're willing to fly them anywhere near isis tells us we're not concerned right now about the isis threat from anti-aircraft, although i'd be surprised if we didn't learn later that they fired shoulder-fired his sills at those birds but just didn't get 'em. melissa: turkey is going to allow some kurdish forces to pass through turkey to kobani. what does that tell you about

the shift? jesse? >> well, it's magnificent that we're finally going to be allowing peshmerga forces in to assist. turkey has had a very difficult time in allowing assistance towards the kurds simply because they've had a 30-year problem with the pkk which has resulted in 40,000 deaths. kurds there have wanted to have independence, and they've been fighting the turks. but the peshmerga, they have built a relationship with them and, essentially, other the past few years have been working with kurdistan and built this relationship so the peshmerga,ture the fighters for the kurds, will be able to come through and start supporting this fight against isis. melissa: colonel, let me ask you a really basic question. who's winning right now? i mean, are we succeeding in weakening isis or not really? what's your assessment today? >> melissa, you know, this -- it's interesting because kobani is playing out on the world stage. i think the administration realizes we can't afford to lose right there. but the fact of the matter is this is a much, much bigger war than just kobani.

it's still going on pretty heavily in anbar. if you follow the news carefully as i do, we know there's still places in anbar province in baghdad -- excuse me, in iraq that are falling to isis. we know that baghdad is still threatened. in the big picture, i would say isis is still winning, but i think we still have the ability to degrade them. melissa: jesse, do you agree with that? >> i do agree, and we do suspect they're not going to be ready for many years in iraq to be able to sustain and support themselves, so these air drops have to be taken more seriously. i think the administration shouldn't be aiming for a photo opportunity and go in with some seriousness, insure the -- insure we do defeat isis. feels like just yesterday apple's iphones hit stores, but we may already see an impact on today's earnings. we are going to round up the apple estimates. plus, san francisco gets its nickers in a not. why some radio stations are

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$2.2, said to be in talks with adidas for an immediate deal. adidas bought reebok back in 2006 for almost double that price. mark andreessen has resigned from the ebay board where he has been director for six years. he says he has complete confidence in the direction of the company as it prepares to spin-off its paypal division. and new york has been named as the state with the lodgest commute -- longest commute time. newnew yorkers spend 32 minutes traveling to work, a whole seven minutes longer than the average american. no way. that is the latest from the fox business network, giving you the power to prosper.

♪ ♪ melissa: a historic moment for peyton manning. the quarterback tossing 509th career touchdown, breaking the record set by brett favre. manning hit the milestone just a few years after undergoing spinal fusion surgery and making a new start with the denver broncos. gatorade tweeting out a congratulations with a touching shoutout to manning's teammates who caught those 509 passes saying that in football every individual record is a team effort. >> aww. melissa: apple set to release its latest earnings after the bell. the new iphones have only been

out since september 19th, that may have been enough time to lift earnings, but by how much? jack and simon, ashley webster, what is the street expecting? >> earnings per share, $1.31, and the revenue just got bumped up to 39-- melissa: last half an hour? >> billion dollars. so we shall see. melissa: while we were on the air here, people got even more hopeful and excited. >> i think they did. it could go up even more. mel go ahead. i didn't mean to interrupt you. >> you were talking about the iphones, i think that's what everybody's going to be looking. the iphone 6 came late in the corner, in fact, only just released in china last friday, so forward looking is going to be important, as always. but, you know, the same things, new products, stock buyback program, very important. of course, carl icahn wants them to buy more, so we'll see if there's any comments on more dividends. those are the key things. melissa: can they live up to the hype while we're all sitting out here? >> they have a good record. i wouldn't be surprised to see

them deliver a small upside surprise on both the top and bottom line. i wouldn't be surprised to see next quarter's guidance be conservative. no one's going to buy it, though, everyone knows it's going to be a blow outnumber. melissa: what would you ask them? is. >> new products we haven't heard of -- melissa: you weren't satisfied with the watch? i mean, we just got the watch. apple pay? >> it's like the cassio thing with a -- melissa: no, it's not. it's fab house. >> he knows -- [laughter] melissa: i know what you're talking about, but that would be the blackberry watch. this is the apple watch. i think it's going to be fabulous. >> we'll see about that. i think this company thrives on new products and new things that you didn't know you needed like the iphone. we didn't know we -- melissa: like apple pay and the iwatch. what do you think? what would be your question? >> i would say new products, definitely can, because maybe mr. cook has satisfied some people with what's come out recently, but you're always looking for the next big thing -- melissa: aren't you greedy?

>> the things people aren't talking about right now, its weakness has been in the cloud, getting people's photos and music in the cloud. melissa: oh, no, it's keeping them in the cloud that's been their weakness. [laughter] >> moving slowly in that direction. melissa: thanks, guys. be sure to stay tuned to fox business, don't go anywhere. in fact, we are heading into the last hour of trading now. let's check in with liz claman and see what she's got coming up. liz: melissa, guess what? okay, so much volatility, perfect then to ask the man who won the nobel prize in economics for volatility. and guess what? he is not concerned about what he just saw. his name is professor robert engel over at the nyu stern school. he's going to be joining me in a fox business exclusive to tell me the three things he is very concerned about. amazingly, one of them, none of them is volatility. but the others are very important. we will also ask him about the new relaxation rules of the

mortgage world, he has to say about that. i think it's fascinating for anyone who owns a house, wants to buy or sell a house. isn't that all of us? and, of course, we're waiting on apple, so how does that apple pay work? top of the hour we're going to talk about apple, show the stock, but then we are going to be speaking with pete par l of marble. he has the iphone 6, and he is going to demonstrate right here, live, how apple pay works. some 200,000 stores across the nation have signed up for i've been hearing from boutique owners even in new jersey who have gotten calls from apple saying, please, sign up. this is very interesting. it will become a new order of the world, but how much is apple getting paid from your transactions? stay tuned, we're going to demonstrate it all, melissa. melissa: i'm just impressed you can say pete par el of marble. my hat is off. liz, thank you so much. we had to show you this. this is what i wanted to leave show with. my producers stopped me, for some reason.

[laughter] dozens of fall enthusiasts carved out their giant pump kips and went -- pumpkins and went behind the stem. the eager competitors had to collect seven balls around the lake before racing back to the finish line. so this was a contest. it wasn't just fabulousness in water, it was a contest. are you going to start training -- >> that is fantastic. >> washington state legalized marijuana. [laughter] melissa: i think oregon. isn't it oregon? i don't know. ryan white was the winner. >> well, he's been very good in the pumpkin paddling all along. melissa: ever since he was a child. it weighed like 1700 pounds. >> oh, my god, him or -- melissa: this is what i want to know. [laughter] anyway, i just had to share that. very business-y, i'm sure you'll agree. >> yeah. melissa: turns out lucky number 7 isn't just for vegas, how a accept tet could spell jackpot for those dreaded office meetings. and where did all the music go?

how a collapse in sales means zero artists have gone platinum this year. not even beyonce. she can never have too much money, that's for sure. ♪ ♪ it's monday. a brand new start. your chance to rise and shine.

with centurylink as your trusted technology partner, you can do just that. with our visionary cloud infrastructure, global broadband network and custom communications solutions, your business is more reliable - secure - agile. and with responsive, dedicated support, we help you shine every day of the week.

♪ ♪ melissa: whether it's on wall street or main street, here's who's making money today, anyone with a piece of sears. the stock is surging after it announced a plan to raise millions in time for the holiday season, giving the retailer an extra $625 million. and investors seem to love this idea, shares up a whopping 25% right now. ceo eddie lampert pumping more of his own money into the company, he's got 25 million shares meaning he's made an extra $185 million since waking

up this morning. i wouldn't mind that. also making money, anyone selling their ticks to the world series. the -- their tickets to the world series. the san francisco joints face the kansas city royals, in case you haven't heard, on tuesday. the average retail price for tickets now $955, even those willing to stand. still have to pay $500 to stand the whole entire time! turns out this year's world series is the most expensive in at least the past five years. who knew? missing out on some serious cash, the music industry. 2014 is looking to be the first year that no album, no album will be certified platinum. that means no singer or band has hit the one million mark many sales. only two acts have even come close, beyonce and lorde. they both have 800,000 units roughly. on the other hand, oh! soundtrack for the animated movie frozen has sold over three million units so far making it

more successful than any artist on the planet. please make it stop, i'm begging you. stop. ♪ please. they're still playing it. stop! [laughter] we've all been -- [inaudible] never seems to end. turns out the business is kind of saving themselves a lot of time and effort following the rule of 7. a new study shows that 7 is the ideal number of people to have in a meeting. it's perfect. not one more. every person that you add after that cuts productivity by 10%. so once you've hit 16 people, you do the math, there is a 0% chance of getting anything done. bruce is back with me now. to me, this really -- and now it suddenly makes sense. it boils it all down. seven perfect, 16, zero happening. bruce, do you agree? >> i agree. i hate meetings period. you spend hours coming up with something called minutes. the math does not work, so 7 would be great, 5 would be greater, 0 would be best for me. i hate 'em.

melissa: veronica, what do you think about this, the rule of 7? we have meetings every day for our show. we have a lot of fun. >> seven sounds like a lucky number. i think short, focused meetings that have an agenda, that have a set start and end time are the best, but no meetings are probably even better. melissa: well, but come on. i mean, no meetings? >> we agree. melissa: you can't have no meetings. for example, when we're putting the show together, if we don't all sit down, make sure we're on same page, it's a bit of a disaster. of course that's never actually happened. [laughter] some meetings. bruce, what's an acceptable meeting to you? >> an acceptable meeting is where you've already determined what you're going to talk about, what you're doing together is benefiting from each other's knowledge and ideas. so doing a meeting to decide what you're going to talk about on the show and figure it out is great. melissa: yeah. >> doing a meeting to talk about what you've decided you're going to do on the show, all you need is a schedule. you don't need a meeting. melissa: i don't know. veronica, i'm thinking bruce is an evil despot --

[laughter] it's his way or the highway, and so there's no point in having a meeting, because you just take his word, and that's that. >> i love meeting with your people. [laughter] not to get stuff done. melissa: speaking of evil despots, no, no. all right, thanks, guys. the travel industry could be taking a serious hit as more americans are calling off their travel plans over ebola fears. that picture will make anyone stop traveling. we're going to speak to a travel expert next was at the end of the day, it's all about your frequent flyer miles. ♪ ♪ go ahead and put your bag right here. have a nice flight! traveling can feel like one big mystery. you're never quite sure what is coming your way. but when you've got an entire company who knows that the most on-time flights are nothing if we can't get your things there too.

it's no wonder more people choose delta than any other airline. my name is karen and i have diabetic nerve pain. it's progressive pain. first that feeling of numbness. then hot pins. almost like lightning bolts, hot strikes into my feet. so my doctor prescribed lyrica. the pain has been reduced and i feel better than i did before. [ male announcer ] it's known that diabetes damages nerves. lyrica is fda-approved to treat diabetic nerve pain. lyrica is not for everyone. it may cause serious allergic reactions or suicidal thoughts or actions. tell your doctor right away if you have these, new or worsening depression, or unusual changes in mood or behavior. or, swelling, trouble breathing, rash, hives, blisters, changes in eyesight, including blurry vision, muscle pain with fever, tired feeling or skin sores from diabetes. common side effects are dizziness, sleepiness, weight gain and swelling of hands, legs and feet. don't drink alcohol while taking lyrica. don't drive or use machinery until you know how lyrica affects you. those who have had a drug or alcohol problem may be more likely to misuse lyrica.

[ karen ] having less pain, that means everything to me.

melissa: ebola concerns starting to weigh on travelers as we learn nearly half of americans are avoiding international traveler. in fact 80 percent of americans are worried about the recent ebola outbreak. concerns are escalating as to how this may

impact travel. gabe, thank you for joining us. what kind of reaction are you seeing out there in terms of traffic? >> i think there's definitely a heightened concern. we were able to gauge the habits of our 1.7 million facebook users. as you could imagine, we had responses acros across-the-board. most people are sticking to their upcoming trips. they're changing the way they're traveling. carrying their sanitary wipes. a few people have changed their plans. eliminating national travel. using regional airports. better than larger airports. there is a percentage of people who have actually canceled their flights and travel to altogether. >> when you think about the carnival cruise incident that happened when the nurse was found to not have or the

doctor i can't remember who was on board was -- did not have ebola, but at the same time, that person basically ruined everyone else's vacation because they weren't able to dock at belize. what happened to all those people that were on board. did they get their money back? it would make people think twice about going on a cruise. >> i think the travel industry has stepped up to the plate. frontier has scrubbed the heck out of that plane that was taken out of erosion. the poker chips at the casino are being cleaned and credits were issued to those travelers. the fact of the matter is what the industry is doing is looking at this on a day-to-day basis. it's still a fluid influence for a lot of travelers. as we look long-term if things stay as is, consumer confidence will stay intact. we are looking at a couple of changes. for example, airfare to dallas, down about

2 percent. >> that makes sense. >> but that's interesting. >> i could see people changing the way they're traveling. that makes sense. that is all we have right now. i hope you're making money. liz: clawing back from a nearly 120-point hole. look at the dow jones industrial tantalizing close to breaking even right now. they did turn positive briefly a few minutes ago as investors looked for bargains up to four losing weeks for stocks, but not even a black eye from big blue can hold the market back. as dow issues a stunning profit warning that came this morning. she also had to tell everybody missed revenues for the tenth -- she got tons of weight. zapping 13 billion of ibm's value. is today the turning point for