binary. takes a while for people to look through the details like wage growth, et cetera. that's what we're looking for. david: very binary. larry shover, thank you, larry. liz: great to see you all. "the willis report" is next. gerri: hello, i'm gerri willis. the economy is strong and getting stronger. that's at least according to the federal government. the u.s. economy growing at a 3 1/2% rate in the third quarter. and that translated into good news on wall street. the dow soaring 220 points. but that growth is not extending to your personal economy. according to folks across the country the economic disconnect may not bode well for incumbents when we go to the polls next week. here to weigh in, steve moore, chief economist from heritage foundation and fox news contributor. steve, great to have you here. the numbers from polls are astonishing. here we are, all three indexes poised at new highs, here is

what people say. people say the condition of the economy is only fair and that the biggest issue for this election is the economy by 43%. does this surprise you? >> well, it is a bipolar economy right now. the stock market is booming, the growth of the economy is picking up, no question. we're out of that, maybe moving out of that 2% into three, 3 1/2% range which feels a lot better. but then you have workers, gerri. workers have not had a pay increase in six or seven years now. and you can see this reflected in those polls that you just mentioned. i mean, my goodness, half of americans still think we're in a recession five 1/2 years into this recovery. and so this is the paradox of this recovery. that things seem to be getting better, business conditions are getting better, gas prices are falling, stocks are doing well. american workers are not feeling it. gerri: they're not feeling because of pay, income. >> that's right. gerri: stagnant for nine years.

really haven't had a pay increase. in fact pay has gone down if you look at the last five years. >> exactly. gerri: we're getting polls, steve, saying we'll never have the economy we had prerecession, before the big breakup of the housing market, the stock market crash. it is never going -- people are so negative, it is astonishing to me. now across the country governors who are in races where we're going to be voting next tuesday are not getting the benefit of the improvements that we have seen. tell us about that. >> i would say, gerri, that americans are excessively negative about the economy. i think economy is in better shape than most americans feel that it is. and, look if we continue to get growth at 3 1/2%, i don't know if we will, i mean there are a lot of negative factors on the economy right now too like obamacare and so on. if you get the growth rate ram cheting up, i'm confident confident over time that will lead to higher wages. i want american families to be much more prosperous than they are right now but the problem

has been, this is kind of the central problem, gerri, of the u.s. economy. i've talked about this on your show many times. companies are doing well. they're profitable, they're efficient. people own the stocks are doing well. but what's not happening and where the dots are not being connected is that money isn't getting reinjected into the economy in terms of the kind of capital investment that we want in terms of hiring more workers and that's why some americans are such a funk right now. gerri: what you hear people say is, yeah, our company is doing well but we're not improving, you know pay, to our workers at all. so, what, how is this going to play out on tuesday in your view? what is -- you're an economist but i know you have the pulse of the people and you travel a ton. tell me how you see people reacting on tuesday? >> well i think this good news in the economy. i think today was good news both on the stock front and gdp numbers but i think it is too little too late. what i see when i look at those

polls, gerri, complete condemnation of washington, compete. republicans will win on tuesday but it will not be, gerri because americans have great confidence in republicans. gerri: right. >> i think it is going to be because they feel there is breakdown in leadership in washington. they want to send a message. republicans are going going to l but i wouldn't be surprised, if some republican governor incumbents may go down too because people are holding these politicians accountable for the lousy way they feel. gerri: will republicans take the senate though? >> oh, yeah, i think they win eight to 10 seats. i think it will be a big night. it feels to me and looking at "real clear politics" polls every today. >> you're starting to see signs in this last week of a little bit of a wave to the republicans. and i wouldn't be surprised if this doesn't turn out like 2010. >> just a quick note looking at visa earnings today because at that apparently moved the dow by 140 points or some those positive earnings alone really fueled markets. >> right.

gerri: i read earnings release. one of the things they're concerned about in the near term is ebola. i have never seen that in an earnings release. that surprised me. >> wow. >> do you think that is surprising? presumably they're worried about consumer confidence. >> yeah. remember we talked about this last week. that what impact did ebola have on consumer spending an consumer confidence? i think we're hopefully behind getting this behind us. if we're not, and we see more cases of ebola it could shake the economy. visa is on the front line of consumer spending wars. if consumers don't spend they don't use credit card. they're one of the best lead indicators where we're at. things are good, i don't want to splash cold water on the good news from today but we've seen these kind of period over last five years where the economy finally seems to be getting better, gerri, then it false back. gerri: first quarter, we felt it then. we'll see what happens next. steve, thanks for coming on. always good to see you.

>> thanks, gerri. gerri: well to see if these polls on economy translate into reality, be sure to tune in, tune into fox business all day tuesday, well into wednesday for the complete coverage of the 2014 coverage hosted by our very own neil cavuto. from polling to eating, it is always something, right? that shrimp cocktail may not be what you think. an alarming new study finds your shrimp may be an imposter. here with me now, kimberly warner. she is the author of the oceana report. thanks for coming on the show tonight. shrimp is number one seafood in america. that is what we like to eat why did you decide to study this intensively? >> gerri, we have not looked into what we get when we order shrimp. oceana looked into seafood fraud before and a 1/3 of what we purchase nationwide was miss labeled but had not look at

america's favorite seafood which sis shrimp. gerri: you found that 90% of shrimp is mislabeled. mislabeled how. >> 90% is imported but 30% of what we found that we purchased was misrepresented. so it was either substituting one species for the one you thought you were buying, say you want ad royal red shrimp from the gulf but you cot something else instead. some of it was advertised as being from the gulf which is region where we capture a lot of wild shrimp but was actually a farmed species. and then there were these really odd results that we found in bags of salad-sized shrimp, frozen, imported wild shrimp and we found species had never been described genetically by science before. we found cute little cleaner shrimp you find in aquariums. something you find in subha diving. >> that to me is astonishing.

>> yes. gerri: so you might be eating a shrimp never been approved for sale or use here in the u.s. of a but might be in an aquarium somewhere? are you kidding me? >> no. i was as surprised as you are. in fact that's why we took another sample from the same bag and submit i had it for testing and found another completely different shrimp species one also that hadn't been known to be sold in this country. so, shrimp are really a mixed bag in truest sense of the world. gerri: what you found mislabeled 15%. i mistated earlier. make sure we're clear. misleading 10%. mixed, mystery don't know what it is 5%. correctly labeled, 70%. even if you go to the grocery store, even fresh shrimp, may be previously frozen. why is the labeling so bad in this country? why can't we get real information. why can't i figure out if shrimp i'm eating is actually from the

u.s.? >> well in grocery stores we get a little bit more information than we do at restaurants but there is a certain percentage, about 30% of what we found in grocery stores are processed to the extent that no longer require country of origin labels. often this country of origin label doesn't mean where the shrimp was farmed or fished but rather the last place it was processed before it came back into the country, imported into the u.s. consumers are left in the dark a lot of times about the origins of what they're buying even if it is in a grocery store that gives us more information. on menus you rarely ever find out what type of shrimp it is where it is from. gerri: you have no idea. >> right. gerri: your organization, observe think anna, the largest international ocean conservation group in the country. you looked at other kinds of seafood, such as tuna, finding nearly 60% of american tuna isn't tuna.

tell us about the chilean sea bass, salmon. what is going on there? >> a lot of our fish are also being pulled on this bait and switch. so we're sold a species might be priced for being wild or american and we're getting a farmed substitute instead. sometimes we're told to avoid certain species that might be high in mercury so we actively try to avoid those species but mislabeled as something safer or lower in mercury. the white tuna that we found, mostly in sushi places were actually this oil fish, esclar, which gives you a nasty oily discharge, which is why fda recommends that you, we don't sell that in this country. gerri: wow. >> it causes health risks. gerri: unbelievable. >> right. gerri: so the chilean sea bass containing more mercury than expected. salmon has enough antibiotics you say to promote antibiotic resistance. on and on it goes. what is your recommendation to

people out there, kimberly that want to buy seafood, want to buy shrimp? what should they do? >> we have a good opportunity right now. the president has a task force trying to address seafood fraud and illegal fishing. this task force needs to require traceability throughout the seafood supply chain from boat to plate. and better labeling for consumers. gerri: better labeling. maybe we should make sure we understand when stuff is farmed or wild. wild or farmed. >> exactly. we're cheating -- gerri: go right ahead. >> i was just saying we're cheating honest fishermen, honest people all along the supply chain playing by the rules and are getting swindled by this type of fraud as well as the consumer. gerri: kimberly, thank you. an amazing study. i will watch out for the shrimp cocktail. thank you. >> thank you. >> from misleading labels to misleading advertising, federal regulators are suing baby food

maker, you know them, gerber. because the good start general formula that can prevent or reduce allergies in children. the ftc says the claim is not true and gerber needs to remove it from labels and advertisements. they want gerber to reimburse consumers who bought the formula since 2011 when the claim began. gerber says the claim is legally accurate. gerri: still a lot more to come this hour. including your voice. your voice is important to us. during the show we want you to facebook me or tweet me @gerriwillisfbn. send me an email going to the website, gerriwillis.com. at the bottom of the hour i will read both your tweets and emails. first if raising ticket prices painful enough, airlines working overtime to pack you in like sardines. look at tight fitting skinny seats. look at them. ♪ there was no question she was the one.

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gerri: if you have flown lately you know what i'm about to say is absolutely dead on. airlines are packing more passengers into tinier seats, squeezing out more profits for their multibillion-dollar bottom lines but which planes are getting most crowded and which planes offer comfiest seats.

we have you covered. we have the founder of air fare watch.com. george, welcome back to the show. how skinny are these seats getting? >> gerri, they're getting thinner. cushions are getting thinner. also i noticed the bottom cushions are getting less deep. what happens after about three or four hours, it starts to dig under your thighs and it really hurts. gerri: are they narrower too? >> they're not more narrow but did. gerri: there are shorter. >> the bottom cushion is shorter and the cushion something almost nonexistent. gerri: you see a picture of right there. the problem with this, george, my rear end is not getting any smaller yet the seats are. so this is recipe for disaster for some of us. >> i think also, the baby boomer generation of which i am one, some of your natural padding goes away. i mean you get -- gerri: goes away? i haven't found out. >> depend who you are. some people are getting fatter but not you and me. gerri: which airlines are the worst offenders?

who is really trying to save money here. >> delta united. united is cramming 40 more seats into the 737s, and taking away one of the four lava tories to put more seats in there. so you have to hold it longer. >> such a nice thought i was sitting where a bathroom was. >> it is shameful. i write in "usa today" and some people on the website accuse me of being a shill for the airlines. i want them to make money. i want them to be profitable. gerri: we want all companies to do well. >> we do. this is shameful. really is shameful. jetblue still has normal seats and more leg room. american airlines, partly because they were in bankruptcy and couldn't afford to put the new seats in, has old seats as well. so you're better off. gerri: here is what i think is going on. this is happening because they want you to pay more for bigger seats. >> absolutely. gerri: what is the range of costs we're seeing out there? >> anywhere from 30 to $120 each way. gerri: each way? >> that is a lot. those seats are just as uncomfortable. they have only more leg room.

they are narrow bottom cushions and still very thin. only get more leg room. i don't think it is worth it. gerri: so that is what the companies are saying. well, you have more leg room but it doesn't mean much if you have nothing to sit on. >> in fact some people are buying cushions, you can actually buy a foam cushion bring it with you like neck pillows. now people are buying cushions and putting them on bottom of the seat to make them more comfortable. gerri: that is unbeliveable. where does this all go? what happens next. how many more people can they squeeze in the planes you are right. they're trying to make people sit in more expensive seats. people will go, will stop flying. especially as you get older again, it is very uncomfortable. painful. not so much, that, not dignified to be crowded like that which is true but it really is painful. i think what you have to do is, is drive in your comfortable car seat. gerri: listen, i hear about services in texas where people are taking executive coaches and

really fancy buses and they love that because it is supercomfortable. >> yeah. gerri: and it is cheap. >> somebody on "the wall street journal" website today said it is like riding in a bus. i said no, the buss are much more comfortable than airplanes. gerri: it will, that will pay up. >> i think it is going to go badly for airlines. they're pushing it way too far. gerri: you heard it hear first. george, thanks for coming on. >> a pleasure. gerri: a warning later in the show for medicare advantage members. are employers going too far with so-called wellness programs? that is what one agency says. we'll hear from a lawyer and get your reactions. how can power consumption in china, impact wool exports from new zealand, textile production in spain, and the use of medical technology in the u.s.? at t. rowe price, we understand the connections of a complex, global economy.

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gerri: the company honeywell, is being sued by the federal government over its wellness program. you know these. these are programs companies use to encourage healthier employees but in this case, the feds say honeywell went too far is unlawfully penalize workers if they don't take part. for more on this employment law attorney james napoli. great to have you here. what do you make of this case? >> i think this case is a little bit of an overreach bit eeoc. there are couple things happening here, a few dynamicses actually. first the eeoc is charged to investigate an con sill eight. they're supposed to investigate these alleged unlawful practices and then try to reconcile and. gerri: what are they doing here different? >> they went for temporary restraining order. went directly to court, within 11 days of issuing the charge they went to court. gerri: let me ask you about

this. this confuses me about the story. the eeoc on one hand saying they're going too far with these wellness programs. then you have obamacare and the whole health apparatus of the federal government saying we need even more of that. so aren't these two diverging views? >> they are certainly two diverges views. the affordable care act certainly supports wellness programs. it actually expands wellness programs by allowing employers to provide greater incentives, going from 20% incentive up to 30%, 50% for smokers. gerri: let's get to those incentives because the government complaint, i have sympathy for those here, is that honeywell is charging penalties of 4,000 bucks if the employees don't submit to blood and medical tests. that is almost like an invasion of privacy to me? >> i wouldn't call it that. i would call it risk. who bears the risk, who bears extra cost for unhealthy living? what we are saying here, what the law is saying employer can

incentivize, one person's invent advise is another person's argument i understand. that can they incentivize to engage in healthy programs and better life-styles to lower cost of premiums for that employee as well as other employees. gerri: we should say, honeywell has a statement. honwell wants their employees to be well-informed about their health status not only because it promotes their well-being and not fair for those that lead healthier life-styles to subsidize health care premium for those who do not. seems like big brother is right over my shoulder, not only telling me i have to be at work and what i need to do there and with me on the treadmill when i'm out of the office. >> to use the big brother analogy, it is not big brother looking over your shoulder, but you have to put up the cost to cover the expense that you are causing everybody else to incur. it really about, a dollars

ant cents issue really. it is who is going to pay for the cost of unhealthy people. gerri: i hear what you're saying. i don't agree with you. i think a lot of americans feel like maybe i can't hit the marking that these wellness programs want me to hit. i can't get my heart rate down where they want it to be or my blood pressure. more difficulty for me because i'm older. >> yes. gerri: i have a hereditary background of having these issues. some people have it easy and some people don't. >> well and i'm glad you brought up that point because a good wellness program is going to have a reasonable alternative. i want to stop smoking or i want to be nicotine-free, i'm not. is there something else i can do? yes, you can enter into a tobacco cessation program and get same incentive. gerri: whoopee. sorry. james, thanks for coming on. you're a good sport. i disagree with you and you don't even care. thank you. we want to know what you think. here is our question tonight. should employers have a say in your health? log on to gerriwillis.com and

vote. i will share the results at the end of tonight's show of the. we want to bring you the latest headlines on ebola, the story we've been covering for weeks now. maine's governor said negotiations with nurse kaci hickox that is, have broken down. he is vowing to exercise the full extent of his authority to protect the public. they are at crossroads here. paula page was trying to find a compromise to allow her supervised time out of her quarantine but it wasn't enough. they are trying to get a court order tore hickox to confine to her home after treating from treating ebola patients in sierra leone. hear she was in voluntary quarantine. today today she left her home with other boyfriend and went on hour-long bike ride. the fear of ebola has state of louisiana taking action. prohibiting any doctors recently from west africa attending a

conference in new orleans on ebola and tropical diseases. several world health organization doctors and cdc doctors will not be allowed to attend. there is always skype. coming up next, another way for criminals to get access to your information. we'll have the latest warnings. plus, it is not just obama care that's mess but medicare advantage isn't doing so hot either. a new report shows a large number of physicians supposedly associated with the program don't exist or have died. the author of that report coming up. $21. could something that small make an impact on something as big as your retirement? i don't think so. well if you start putting that towards your retirement every week and let it grow over time, for twenty to thirty years, that retirement challenge might not seem so big after all. ♪

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media, but first, to tell you exactly how it works. here's the way it goes, say you've got a bank account, an atm card, no money. you give it to a scammer. what he does is comes up with a fraudulent check and deposits into your account. then he withdraws money or gets some other service or something and then splits the proceeds with you. it's called cracking cards. and he's been supposed to split it with you, but he could leave you high and dry. that's kind of the way it works. this is spreading on social media. take a look at one example of this x there's a lot of them out there. this one is something fast cash 777, they put their phone number up there and say you could turn $100 into $1,000, all sorts of things. it's also spreading on youtube as well where people kind of do youtube videos that sort of celebrate this. 29 people have now been indicted or charged in chicago or near chicago with either federal or state crimes including a man

named bandman kivo, apparently a well with known rapper. his real name is kevin ford. he, as we said, and 28 others have been charged. in his video -- i'll play you some of the video, although i don't think we can put the sound up because there's a bunch of words we only say in the control room when the show goes to hell. at any rate, you see him with a fancy watch sell bright ill-gotten gains telephone is -- celebrating ill-gotten gains. we're told it's spreading nationwide. gerri: justice is unbelievable, this story. how many twists and turns? good lord. who are these folks targeting? who are these card crackers targeting? >> reporter: well, people, as i said, may have a bank account but don't have any money. it's really coming down to them targeting the banks because that's who's left holding the bag. take a look at this quote from

the u.s. attorney for the district of illinois. the charge is banks lost money when the customers denied responsibility for the withdrawals and the purchases. they are the ones getting left holding the bag because say you had this account, minute fraudulently -- somebody fraudulently put a check in the account, you say, well, it wasn't my problem, i didn't do it, so the bank has to reimburse you, and they get left holding the bag. gerri: unbelievable. jeff, thank you for that story. well, if you're enrolled in medicare advantage, listen up. if you're even considering it this enrollment season, you may not be able to find the doctor you want come 2015. there's brand new study out showing the difficulties seniors are facing tracking down and setting up an appointment. the lead author of the study is here with us tonight. professor of vice chairman of dermatology at the university of california, san francisco school of medicine. thank you for coming on the

show, dr. jack. what made you decide to look at the doctors that are available in these networks? >> hi, gerri, thanks so much for having me on your show. really there are a couple of different things. the first is i was hearing from physician colleagues around the country really in a variety of states who were getting letters from insurance companies that they'd worked with for years saying, good-bye, you're term terminated, we no longer are going to include you, and a lot of these were received for no reason, and the doctors got no explanation. and at the same time, we were hearing reports in the media about patients who really rely on the online directories of which physicians are in each of these plans to make a choice about which plan, that there were a lot of doctors insurance companies were listing that weren't even part of the plans, maybe they were deceased or retired. so we decided to look into this for ourselves. gerri: let's look at your results here, unbelievable. so you essentially looked in your practice specialty, in dermatology, and you found 4700 doctors in 12 metro areas.

here's the reality, doctors listed twice, 46%. doctors not reachable, 18%. doctors moved, retired or dead, 9%. not accepting new patients, 9%. so, essentially, it sounds to me like if you wanted to get a doctor that would actually take you, it's almost impossible. >> it is tough. and at the end of the day, the reason this is important is it's important for our patients. as i said, we're moving into an open enrollment season where patients try and pick which plan they're going to pay their premiums to or in the case of medicare advantage, sign up for. so they really depend on these to be accurate. if you've got a chronic disease and you've got a physician that's been taking care of you for years, you're going to look on one of those web sites, and you depend on it being accurate. we thought we would find a problem, but i was shocked at just how severe -- gerri: who what's going on here? so what's going on here? >> you're going to have to ask

the health plans. i'm, unfortunately, not in a position to be able to answer for them. but when i've talked to them over the last several months, what they say sometimes is, hey, it's really tough for us to keep these directories up to date. it's a difficult thing to know where the doctors are. personally, i just don't buy that argument. when i see a patient and submit a claim to one of these insurance companies, they know in a nanosecond if i'm in their network or not in their network. gerri: well, you make a good point. >> i think they have a responsibility to have directories be more accurate. gerri: you make a good point, but here's what i've noticed. just last week we had a story that some 350,000 people are going to lose their medicare advantage coverage in this current enrollment seek l, that's because these plans are pulling out. why? because the government is pulling money out of medicare advantage for other parts of obamacare, some $157 billion to fund, essentially, obamacare.

so it seems to me that the policy priority has not been medicare advantage, and it's really too bad because it's one of the programs that seniors have really liked. >> i'm not sure that i'm terribly worried about the insurance companies and the little cuts -- gerri: i'm not talking about the insurance companies, i'm talking about individuals. who i'm concerned with. >> right. no, i completely agree with you. but when we look at the enrollment in medicare advantage, it's actually gone up for the last four years,s, and it's projected to go up again this year. i think patients are getting access to plans, the problem is once they're in those plans, are they getting access to the actual physicians they need to take care of their problems. so that's really where we need help. we need help from regulatory bodies to make these plans play fair. gerri: from your lips to god's ear, that's what i say. i think we've got a long way to go. it's going to be interesting because obamacare has so stirred the waters in the entire health care industry, the impacts are always surprising. doctor, thanks for coming on the

show. it was a pleasure to talk to you. >> thanks so much for having me. i appreciate it. gerri: and now we want to hear from you. the feds are taking on honey welshing accusing the company of going too far with its wellness programs, encouraged by obamacare. should employers have a say in your health? here's what some of you are tweeting me. dan says this: should a smoker or an employee that makes poor life choices have to pay more? sure, why not. he agrees with our guest. and here's rick: employers should be allowed to test new hires, but current employees should be exempt from testing. i like that. i'm a current employee. all right. when we come back, if video killed the radio star, then the smartphone is killing weight watchers. we'll explain. and next, the federal government is cracking down on the trillion dollar student loan industry, but will it actually ease the burden? and here's your consumer gauge with the numbers that mean so much to you. take a look at that stock market, it's moving higher. that's the right direction. we'll be right back. ♪

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engage with us. fitri: columnings. the federal government issuing a new rule limiting college on how much debt students amass in career training programs or face their federal funding being cut. with more on this, cal cheney, the author of paying for college without going broke. welcome back to the show. so what is -- tell us about this new standard and why the government wants to put it in place. >> well, this is the gainful employment standard. there's been a lot of pushback on this that's been going on. it was thrown out in the courts, the preliminary legislation. so they've come out now with legislation mostly affecting t 9% of the schools affected are for-profit institutions -- gerri: so this is different from, like, your state column. >> right. gerri: this is different from tennessee state or florida -- >> yeah. community colleges, no. jer so these are the colleges that have been in the crosshairs of the federal government for some time now because people

sometimes graduate, not always, and they have a huge amount of debt. >> right. so what they're saying now is they're going to put these schools on a watch, and if the graduates of the programs, if their debt to income ratios are too high, more than 8% of total income or 20% of discretionary income, they're then going to say you're on a watch. and if for two out of three years you don't -- your percentages are too high, you risk the loss of federal funding. gerri: wow. so that's a big stick, right? i mean, obviously -- >> you're out of business. gerri: yeah. these for-profit colleges, you know, in looking at this i thought, boy, wouldn't it be great if we had some kind of rule, some kind of law that would go to the debt that's being doled out by fake colleges and the big schools that -- because when you talk about for-profit colleges, it's not much more than 10% of the entirety. we really need to reduce this whole college debt issue, right?

>> right. and one of the unintended consequences of this law, though, is very interesting. there's a provision that if you go to a school that closes and you were less than 120 days out or you're in the school, the debt is discharged in most cases. so the taxpayer's left holding the bag. gerri: wow. [laughter] boy, it just gets worse and worse, right? so when does the rule go into effect? >> july 1, and it's not sure, though, there's going to be another court challenge as there was for the last one. because they're going to say the for-profits weren't fairly targeted. of course, even people who wanted this are not happy because they're not happy they're just looking at the graduation rates. they're not looking at the total debt compared to the students who go to school and drop out beforehand. that debt is exchoosed. -- exchoose colluded. gerri: so there's going to be a lawsuit. >> i would think the for-profit industry might come back and do that. they might also see what happens with the elections on tuesday. gerri: quick question for you,

is there anytime where a for-profit college make sense for a student? >> certain programs, yes. some are proprietary institutions, but the key is whether you're looking at a for-profit, nonprofit, community college, whatever school you're looking at, the buyer needs to be aware. gerri: understand -- >> and the real key is to make sure you're able to get out of the program so you get the premium for getting the education, you don't leave with debt before you graduate, and you don't get the earnings bump. gerri: cal cheney, thank you. good to see you. still to come, my two cents more. and they were the go-to way to lose weight for decades, but now customers are giving up on weight watchers. find out why, coming up. ♪ ♪

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♪ ♪ gerri: for decades it's been the place millions of americans went when they wanted to lose weight, weight watchers, tv ads for the company and its celebrity pitches, well, you've seen it. ♪ ♪ >> i'm loving weight watchers' new points plus program and the edge it's giving me. ♪ >> i've got even more control now. go on, enjoy for free. gerri: so americans are still losing weight, but they're leaving weight watchers behind. what's going on? let's bring in a nutritionist and the author of "the small change diet." carrie, good to see you again. >> good to be here. gerri: so weight watchers' subscribers down 12.5% from last year. what's happening? >> i think there's more options available today. so a lot of people are using their smartphones, they're downloading apps, they're using wear able devices, getting other

home delivery meals, and i just think there's a lot to choose from. gerri: so there are apps, as you just said is, some of these help you keep a diary of what you're eating, and apparently people who do that lose twice as much weight as people who don't. there seems to me like there's other ways that are probably less expensive. >> i don't think we need to necessarily look at the cost here -- gerri: oh, yeah, it's a business network. [laughter] we're going to talk about the costs. >> i know -- gerri: yes, we are. >> but i don't think the price of $377 a year is necessarily that much when we talk about health. however, what do need -- gerri: carrie, that's because you're a nutritionist, and you would pay anything at all, right? let's be honest here. >> no. gerri: you're committed. >> i'm committed to health, and i feel when dollars and cents, we need to look at how much one needs to spend in medical bills versus maybe a online support group, something that helps them to lose weight, that can possibly reduce their health care costs. gerri: but, ultimately, what weight watchers is giving you is something that costs about $75

per pound. >> right. gerri: to lose that weight. that's not cheap. >> no, it's not cheap. screr jer and there's always a rebound effect too. >> with any kind of weight loss program. that's what we need to also focus on, that it needs to be ant changing behaviors and not necessarily just losing the weight. gerri: so, you know, it's interesting because there's all these gadgets you can wear, smartphones have the app, it's sort of gimmicky, but people like to use it. >> but for how long? i know, i download an app, want to check it out and end up not using it. it's new, it's fun, they try it especially if it's free, but i don't know how long they stick with it until another new app comes out and how successful they are. gerri: wouldn't it just be better to go buy fresh food from the grocery store and start, you know, some kind of exercise regimen -- >> agree 100%. we should learn to go into our supermarkets, pick out the fruits, the vegetables, the whole grains, the low fat dairy.

yes, it's all there right in the supermarket. we just need to make the right choices when we're there. gerri: i want you to hear what the folks from weight watchers had to say. this is from james chambers, he says: gerri: this is what you brought up whee were talking about this in the break, you said, look, the groups, it's the support, people get together and encourage each other. >> and they become accountable because they say i'm going to do this, and somebody says, did you do it? i think there's nothing that can take the place of human interaction. gerri: i guess i'm so used of selling -- to sell ising of weight watchers as selling food. >> right. but it's more than that. it's just another option. there are group meetings, but nowadays a lot of people think about just what they can doen online. gerri: it's an interesting story, and it might be generational, you know what i mean? >> yeah. gerri: it has to do with trend

and fashion more than anything else. >> who knows what will come back around. gerri: carrie, thank you. >> you're welcome. gerri: we'll be right back with my two cents more, and the answer to my question of the day, should employers have a say in your health? ♪ ♪

gerri: the equal opportunity commission is suing honeywell over the invasiveness of the -- should employers have a say in your health? 25 percent said yes. seventy-five said no. log onto gerriwillis.com for our online question every weekday. one issue that gets me fired up is the waste, fraud, and abuse of the

government. here's a perfect example. the department of agriculture spent nearly $89,000 to make a hip-hop cd to fight childhood obesity. it covers topics as drinking less soda or eating less junk food. take a listen. ♪ ♪ [laughter] it targeting young african-americans in california by taking advantage of the popularity of rap. it's really wasteful. do you think this is

really going to influence kids. you have to be kidding me. if you want to hear all 89,000 dollars' worth of songs&head over to our website gerriwillis.com. finally it's the good newsday for your money. the stock market raigdz at highs. our economy in positive territory. today's gdp showing an increase of three and a half percent. all this good news doesn't seem to be translated into the kitchen table. nearly half of voters say the most important problem facing the economy right now is the economy. it's a -- it is good news the markets are up and the economy is rebounding it's also past time all americans started feeling it at home. that's my "2 cents more." coming up tomorrow just days before the midterm investigation i'll investigate the voter fraud. that's it for tonight's willis report. thanks for joining us.

don't forget to dvr the show if you can't catch it live. making money with charles payne is next. have a great night. >> i'm dierdre in for charles payne. making money. midterms just days away. where president obama's brand stands and what it means to key senate races. rich is in d.c. he has the latest. rich, how do americans feel about their leaders right now? >> not well. polls show americans have felt better. we'll get the full determination on tuesday with the midterms election president obama out in mane campaigning for that at a very tight gubernatorial race in mane. take a look at this map. seven states that mitt romney won in 2012 and that democrats are defending seats. republicans are hoping to pick up