in my case. i'd love to see that. but we don't know if that will happen. >> jared, thank you very much..% we do have it coveredd the whole night tomorrow from can 8:00 p.m. until 1:00 a.m. maybe even further with neil cavuto. liz: gerri willis is next. gerri: hello everybody. candidates are making to sway midterm voters before they head to the polls. the stakes are high. democrats and republicans are battling it out to see who will take the senate. and there's ten senate races still close enough to be called a nail-biter. lou dobbs. lou, welcome back to the show. always great to see you. lots of anticipation that republicans will have a big night. will they take the senate handily? >> handily, i don't know. it does right now. as we look over all the vulnerable states they look like they'll take control, and the white

house they're certainly acting as though this were a wave election. i don't know to what degree that reflects their concerns that it might be or whether they honestly believe republicans are going to do that well. gerri: is this going to be over wednesday morning? how will it play out? >> i think it's going to be over for the most part. you know, offcourse, we're going to look at louisiana. that looks to be a questionable matter and it's going to go into a runoff so we won't know for a while there unless someone does get over 50 percent. we have a few races that could be outstanding. but i think for the most part, it will be over except for the shouting, aa they say. gerri: and there's always a lot of that. i want to ask you, you mentioned the white house and their reaction. it's interesting to me that you've got people on both sides of the aisle, the white house included saying there's going to be comprise, room for comprise. is that really something people really think will

happen here? lou: and i always see that on one side of the aisle to be honest. a term of art. only for democrats and particularly the left @nd particulaaly for this white house, if i may say. to start talking about bipartisanship, to talk about comprise when they don't believe they'll have the hammer hand. it turns out this administration had the hammer hand exactly once and that was to move obamacare in the first two years of the presidency. it turns out to be a horrible mistake politically for the prrsident and legislatively in law and in policy for the country. gerri: we're still finding out -@negative impacts of that law, and it's motivating people to get to the polls. i was just out -- why they were voting, why they were excited to go to the polls. and more than one person told me, one nurse said i'm going because of obamacare and it's not because i like it. lou: and interestingly the republicans have not been

pushing the repeal of obamacare as they had done for so many years and months here, but they sort of put it away as they saw the policies of this administration just tear up in front of their eyes and to look their approval ratings, the president is underwater on every single issue of governance. and as he put it, his policies are certainly on every ballot in the country. gerri: well, it is governance. the government is incompetent. a lot of people look and say, where is the help we were promised. >> politico ran an interesting article to me at least today asking could obama reboot or @eset? and the question really in my judgment should have been, why in the world would anybody care wwat he does at this point? he's a lame duckk his

policies are utter failures, and it's incomprehensible that anybody would care what mood he's in. the mood of the country says his policies are done. gerri: well, the mood of the country is the most important thing in my view. i have to ask you about joni ernst. she is the republican candidate who senator hearken escribes as pretty. >> yeah, he said she was attractive, and then went on to say a couple of other statements. i think she overreacted initially to it. i mean, who cares. first of all, what hearken says. secondly they called her attractive to me at least you would be the expert. to me that wasn't a sexist statement because he's acknowledging that she's the next senator from the great state of iowa. gerri: and perhaps what she was thinking of was further comparison to taylor swift who -- lou: it doesn't seem to be a bad

comparison. gerri: something of a pop tart. lou: a pop tart? gerri: a pop tart. and uf you're comparing someone running for office with a serious agendaato someone in the music industry, it's an odd comparison. >> i hear lots of people call president obama a rock star of a politician. i don't see that that -- you know, that that's necessarily -- gerri: you think she overreacted? lou: i think the left needs to take over the monopoly of the hyperoffended group and the republicans need to stand up tall. gerri: i think it's funny because republicans always et accused of having a war on women and here we have hearken making comments -- lou: i think the war on women are the jobs torn to pieces by this administration through its wrongheaded policies.

it's on the wrong side of history when it comes to geopolitics. geoeconomics and every other policy. women and minorities have been by far the greater victims in these policies. gerri: american families hurt by those families. great to see you. hhve a great show tonight. and if the republicans do take over the senate, what will a g.o.p. controlled congress mean for consumers? peter, economist at the university of maryland. so, peter, you know, we talk about republicans taking control of congress, but will they have a big impact? can they affect the pocketbook issues, unemployment, the job situation. we talk about obamacare. we talk about what's going on in the economy broadly. people feel like there needs to be change. could a rrpublican controlled senate make that happen? >> well, they can't make really sweeping changes like have a big tax cut. i think we could have corporate tax reform which would be helpful in creating jobs.

we could probably have a better energy policy. again, we're not going to open up the pacific and atlantic coast because they can't muster enough votes in the senate and override a presidential veto, but i think they could get the president to loosen up a lot on his policies just by shining some lighh on them. an opportunity tt lower gas prices. gerri: lower gas prices. they're already at lows. how? >> opening up more drilling. better exploring shale oil, things of that nature. the democrats have told us for the last six years that it's a global market there's no relation between domestic production and the price of gasoline. well, hello, look outside on private lands where the private couldn't shut folks down they've been drilling for oil and they've been drilling tte price of gas right on down. gerri: the canadian pipeline could become a reality. >> absolutely. and we get that oil down on the gulf. that would be useful as well. they have to work with the president or at

least pressure the president, embarrass him to some degree. also, you know, the president isn't doing the country any good by forcing the banks in new york do hire tens of thousands compliance officers. all it ends up with bigger fees for consumers. there's a lot of things this president has been doing that a republican senate can shine light on and cause it to pull back a bit. gerri: what about interest rates? this is something controlled by theefed. federal reserve has been active. and i believe janet yellen was meeting with the president today. no matter what happens to the senate,,janet will still be running the fee, still pursuing low interest rate policies. seniors have been clobbered by this policy. yet it goes on and on. >> i don't think there will be much end to the low interest rate policc until the middle of next year. all the easing going on in the japan and likely to go on in china and

europe, remember it's a gllbal capital market just as our federal policy influences other markets their central bank markets will influence ours. i don't see interest rates rising a terrible lot, but i do see them going up somewhat. gerri: what about the stock market. i'm worrieddabout my 401(k). weaves a huge turn around. will it conttnue? (?) the senate controlled by the republicans wouldn't make a big difference, but maybe i'm missing something. >> certainly we'll have a reduction in the antibusiness policies because the senate will be able to to push back. the stock market is fundamentally undervalued. the price earnings ratio is about its 25-year average, but the fundamental under stock valuations have changed. businesses have used capitals so much more efficiently. we have low interest rates because it's so

abundant. 80 percent pays about a 2 percent dividend which is what you can get on a continue-year bond. and you have no growth potential with the bond. my feeling, we can yealsz see price ratios going up another 25 percent. we could see the s&p go to 2500 as long as the economy stays reasonable solid. gerri: thank ou forgets, peter and now we want to know what you think. here's our question tonight. are you excited to vooe tomorrow or will you be holding your nose? log on gerri willis, vote. 50eu8 show the results at the end of the show. no matter what how you feel it's clear there is a lot at stake especially for consumers. we'll have complete coverage all day long including right here on the willis report. you won't want to miss our special hoor of election coverage. it may be tough going for residents in maine. thousands of voters along with many polling plays are expected to be in the darr tomorrow

after a powerful storm knocked out electricity for more than 100,000 homes and businesses. yesterday's storm brought 50 miles an hour winds and more than a foot of snow. central maine power making no promises when it comes to polling places in power tomorrow. they said they're going to pull out all the stops including bringing in generators. and there's still more to come including your voice. your voice is important to us. that's why during the show, we want you to tweet me. you can send me an email go to gerriwillis.com. i'll read your tweets and emails. and gas prices are under $3 a gallon. how low will they gg and hoo long will they stay there? stay with us.

gerri: a significant milestone what are you pay at the pump. for the first time in four years, the national gas average dips below $3 a gallon. maybe you were already paying that, maybe you aren't. i want to know how low it will go. joining me now greg the

senior analyst at gasbuddy.com. great to have you here, greg. tell us why are these prices so low and can they go lower? >> gerri, believe it or not, they can go lower. we're seeing crude oil prices trading exceedingly low. west texas traded below $80 a barrel. brent crude went below $80 a barrel. with those prices going lower, we'll see retail gas prices move lower as well. gerri: i want to show -- chattanooga, tennessee, $2.69. dallas and fort worth texas 265. the numbers are unbelievable. i mean, i think a lot of people out there are sort of stunned at what's going on, and elated, but it's so @nteresting, greg, because you don't see it translating into spending yet. do you think consumers are surprised in this?

do they feel secure the gas prices will stay low? >> i think they are surprised by the rate at which these prices have come down. the national average has @allen by 32 cents a gallon just in the last 30 days. i don't think we'll see that rate continue, you know, at that pace. but are consumers going to spend more? i think they are feeling better, and there's been some research done on this. a couple years ago, christian science monitor said for every 10-cent increase that occurs in gas prices, it takes $11 billion out of the economy. we have to believe the reverse holds true too. for every ten cent decrease that occurs in gas prices, it has to be putting a pretty significant amount back into the economy. gerri: we're not seeing it yet. it doesn't seem consumers are really spending. i suppose we might see it at the holidays with the w christmas coming up. let's talk about wherr gas prices are still

expensive. honolulu, hawaii. 3.92. what other cities. >> san ffancisco. buffalo, new york. bridgeport, connecticut. you'll find that the higher gas prices are found primarily in the high-tax states. the lower prices are ii the low tax states. it's not a coincidence. gerri: now you explained it. i want do talk a little about these low prices and their impact on fracking. we talked about how increased production lowers prices, is there a point where fracking is uneconomic. >> there probably is. you know, there are a number of different analysts saying, if you see crude oil below 70, maybe it's 65, $60 a barrel, if it's at a very low price for a prolonged period of time that has to have an impact on some of the frackinggprojects that may be in development. they may put thh brakes

on some of those. gerri: great stuff. we appreciate your time. >> my pleasure, thank you. gerri: so it appears these falling gas prices made large suvs look good to buyers. here to explain, fox business' jeff flock. jeff. >> you know, gerri, gas prices, when they come down are good for all auto sells, but particularly suvs. and this month, no exception. take a look at the october numbers. it was an okay month. it was actually a really good month. if you take a look at the individual automakers. chrysler chugs on. up 22 percent. gm was flat and expected to be higher so a disappointment there and ford down because of the switch over to the f-150. if we drill down and you look at the toyota sales, cars compared to suvs, it's almost the same thing for every automaker. toyota was up as we said 7 percent on the month, but the auto sales

portion of that was up 3 percent. the suv portion up 21 percent. nearly every automaker experienced the same kind of split. suvs did much better. if we drill down specifically on individual suvs, those most high-selling suvs for the individual automakers had great months. ford's escape, chevy's traverse. the highlander. and the jeeps as we talked about. the cherokee, that's not a misprint we set up 2600 percent. it's because this month last year they were slow in the launch. they didn't get a lot of them out there. they're selling about 15 to 16,,00 a month. doing tremendously well. gerri: i love how you talk about drilling down on the segment okay. gas prices and autts. so tell me -- i mean, typically what happens, if gas prices do come in -@low and theyystay low,

detroit starts making more big cars. will that happen? >> i don't know if it is. i did drinking farther down on that as well. the big gas guzzlers, they did not i have a big month. cadillac did not have a big month. people aren't looking for the gas guzzlers, they're looking for the cars they want, which seem to be the suvs. perri: is the cross over n suv, does it qualify? >> it does. and the suv cross over segment has done particularly well. i don't think people go out of their way to buy gas guzzlers, if they can get a smaller car that works, they're happy to have it. those suv crossovers work for a lot of people that don't want a car they want a little more room, but that works for them. gerri: right in the middle. thanks for coming on. and later in the show with just hours to go before election day, we're continuing our

investigation into voter fraud. and next, some advice assist you kick off your holiday shopping. are outlet stores worth the time and the money which ones are better than others? answers coming up after the break. ♪

gerri: it's all about the bargains and the outlet stores are promising some of the biggest price breaks. consumers expected to spend $422billion at outlets. 18 billion more than a couple years ago. are the deals worth the

drive? consumer reports rated over 50 of the nation's largest outlets. its finance editor mandy joins us with details. mandy, welcome. readers of consumer reports are big fans of these outlet malls. what was their response. >> about 57 percent of them are completely happy with their outlet store ventures that's over 15,000 readers that responded. that's up the last time we surveyed them a few years back. gerri: what is it abouttthese outlet stores that are so appealing. >> they're happy especially with the stores they rated highly they're happy with the quality of the goods, the election is they get, the help they get. when i went to the stores and shopped myself, i found that's very true. great selection. the service people are great. gerri: tell me. what are the retailer names that get a particular nod from your readers. >> the top-rated outlets were bond worth, a woman's clothing store. ll bean.

hagger, carters and oshkosh. carters owns oshkosh now. gerri: they're the top-rated stores there. who did they gripe about? who didn't they like? >> the lower rated were american eagle, old navy, gap, nike, and leave ease tended to not be the happy president value they perceived maybe even with the help. the biggest gripe, there weren't a lot of big gripes, 17 percent complained that the prices weren't quite as good as they thought they would be. that was the biggest gripe. the other gripes were selection and the help, again, that was below 10 percent. gerri: one of the the things i notice it seems to me that the retailers are making products specifically for these retail outlet stores and sometimes the quallty isn't as good as you find from their brick and mortar store or their online store. do i have that right? >> we found that in the

past. about 80 percent of the goods you find at outlets are made specifically for the outlets. there will be some tweaks to the quality. they may have fewer stitches per square inch. the or the leather is thinner on the belts. the other goods that you will find at regular retailers and at the outlets, the exact same goods, we found some of those items were cheaper at the retailers. gerri: wow. >> we found pots pans, dinner sets, that were actually cheaper at retail stores. gerri: shocking. give us your tips. >> make sure you find the best deal no matter what you're getting. just to make sure, use your app. check price comparison apps like price grabber and red laser before you check out joust to make sure the items aren't cheaper somewhere else nearby. we found the appliances we bought, we tested them with current products, the current

products that were priced the same actually did better. our scribers can check our side as well. i went before and after labor day weekend. the crowds are big during the holidays. and during any great holiday. but you'll alsoofind bigger discounts. go on the site, the night before, look at the map, decide where you want to mark, what stores you want to hit, go early. you will beat some of the crowds. gerri: also they sometimes have coupons. gerri: great stuff, we always love consumer reports. thanks for coming on tonight. and while some retailers are making headlines for allowing employees to spend thanksgiving at at home, others are moving forrearly black friday hours. kmart will open 6:00 a.m. on thanksgiving and will stay open ffr 42 straight hours. that's an hour longer than last year. sears will open at its earliest 6:00 p.m. on

thanksgiving. that's two hours earlier than last year. both chains offering special deals in the weeks leading up to black friday. you can start right away no need to wait if you're excited about shopping. coming up, more of our investigation with voter fraud. kansas secretary of state. his first hand account coming up. we're covering your assets with some must hear investing advice for the month of novembbr. stay ith us. ♪

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hiar sll on fortomorrow? tomorrow. quick look at the weatr. nitomorrow ifull of promise. d we promise to keep we can cit that way.. driven to preservehe environmt, csx moves a ton of freht nearly 450 mil onne gallon of fuel. what a day. can't wait tilomor gerri: ah, your 401(k). stocks in the month of november near all-time highs, the month notoriously bullish more investors, could stocks continue moving ahead? financial adviser mark falter,

derek kinney and duncan rolf. it's great to have you here, welcome. let's look at that stock performance, right? the dow is up, second best month in 200years, 2.65% in the month, that was very good news. we had great earnings. mark, to you, can stocks keep %->> well, i'm sure they could kind of keep it up, but as you well know, the fed just finished its last or third tranche of quantitative easing, so they have driven and basically printtng money, uying back their own treasury notes have basically driven rates down and made other investments look unattractive. gerri: all right, well, let's get derek in here. derek, do you agree? is the fed going to drive down stocks? >> gerri, investors have a lot of things to worry about.

the fed is just one of them. at some point they're going to raise rates, and that means to investors on a fixed income their income could begin to dry up if they don't begii to take action right now. i'm worried about the market. number one, it's near an all-time high. @hat means we could see another drop. don't be left holding the bag, is what i'm telling my clients right now. have an exit strategy if the market takes a turn for the worse. make sure your strateey can sustain it. know what a stress test is and how your money would handle it if the market takes a drop. gerri: duncan, there's great earnings. doesn't that count for something? >> no, i think it counts for a lot, and i think, you know, to a large part you have three really important things going for you, number one, midterms coming up tomorrow. and investors love gridlock. it means, you know, congress, the executive branch can administer regulatory hhrdles to the economic environment. number two, you have $78 oil, and that means that consummrs have a lot more money in their

pockets. and number three, you know, when you look at it, i think this is something a lot of people haven't touched on, the float of shares is changing dramatically. you have corporate buybacks by the billions, apple over 33 billion alone. shrinking as demand continues to increase. gerri: all right. so, you know, one of those weird facts because the market's full of weird facts and we get them all the time, typically, midterms are good for stocks. look at this, up 6.5% in a fourth quarter with a midterm election. is there any rhyme or reason to that, mark? >> well, yeah, i'm sure there is. but the only concern i've goo and what i tell most of my clients is the s&p's pe ratios still are not low enough to really show a emergence out of this secular bear market that we're in. gerri: okay. derek, to you. ww do see this boost in stocks

typically historically in a midterm election, and i'm wondering if we'll get that bounce this time because, look, we're in a situation where if republic here, i think they're going to maaeesome policy decisions that might be good for the market, might be good for investors. what do you see? >> that's exactly what the market is basically basing things on right now. if we see elections go like many people predict they will and also factor in some of the technical indicators, we may see the market continue to go up. i think we may see even the s&p set new records by the end of this year. the key is diversification and know if things go south, what will impact your portfolio and the impact that may have. i think, though, investors should brace for the fact when they see the market go higher, if a person has some things to pay off, possibly some debt, student loans, etc., now may be a good time to take some of those gains and have something to show for it to make sure this market helped them reach their financial goals.

gerri: you know, derek, what i like about what you say is you take your analysis and then give people actions to take out of that analysis. always good stuff. >> thank you. gerri: duncan, to you, you know, it's interesting a lot of people out there, they got angry at the selloff, right? they were upset, nervous, they thought, i've seen this mooie before, they sold stockings. is now the -- stocks. what seccor should you be looking at? >> i think that's a great point, and, you know, we held up a fair amount of cash going through q3 as we came into the, you know, spike in volatility in september/october. you know, i think now is not as good a time to get in as it was 10% ago. however, over the longer run i think things are still pretty fairly valued with interest rates near record lows. the areas that we have been paying particularly close attention to are consumer discretionary, xly, it's an etf. consumers with $78 oil, with the holidays, consumers are going to

have a lot more money, and that's going to start to show up. plus you're buying something at a relative discount. @inancials is another area, xlf, that we've added to recently. you know, it's the only sector of the s&p that's actually still below its 2007 highs. the. and the other area we're putting extra money is preferred shares, spff, they pay out a dividend, could definitely happen, you get paid to wait. and you want to -- gerri: there's some great recommendations right there. really detailed. great stuff. mark, to you, before we go there was this interesting story, i think you are the right person to comment on ttis. i'll tell ya, if you look at the performance of what's gone on with some of the professional money managers, the hedgg fund managers, the smart guys, they're not doing as well as, you know, a basic broad market etf right now. why is that? >> well, that's one of the reason they call them where the

smart money is. the if you look at them in comparison to the market, i think they realize the market is overvalued right now, and that's one of the reasons they're underperforming. with the, like i said, the recent pullback, they're not ready to go in right now. and so ttat's one of reasons why you're seeing them underperforming the market as a whole. gerri: wow. we just saw the results. pretty amazing how far behind they are the markets. mark, derek and duncan, thanks for coming on the show. >> my pleasure. >> thanks. gerrr: and now we want to hear from you. the first poll closing, but as we wait to see if republicans regain control of the senate, rewant to know now if you are -- we want to know now if you are excited to vote or if you're holding your nose. brian wrrtes this: i'm excited for election day to get a gop majority and the end of the political commercials, amen to that. and frank greece: most people -- agrees: most people don't understand tommrrow is a big day

for the country. let's go get out and vote. let's go, republicans..3 here's another viewer: i've been holding my nose, dealing with the stench of dems' bs policies for five plus years. i'm excited, hashtag flip the senate. augustus has a different answer: with incompetent mcconnell in kentucky and corrupt cochran in mississippi as examples, it's worse than holding the nose, it's like throwing up. wow, you guys are on fire about that. when we come back, will it soon be easier to order kale at a fast food restaurant instead of french fries? and will your vote count tomorrow? more of our investigation into voter fraud. here's your consumer gauge, we'll be right back. ♪ ♪ you owned your caror four years. you named brad. you twhad been throughhen you t everythingogether.

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♪ ♪ gerri: voter fraud, already become a big issue in this election. still, democrats want to sweep the problem under the rug. they say calls to stamp out vvter fraud are really efforts for voter suppression. but will your vote count this year, and could a legal vote throw the election? for more on this, kansas secretary of state, kris kobach3 chris, thanks for comingen the show. there are a lot of naysayers who say voter fraud isn't important, there's a little bit of it, but not much. how do you respond to that? >> well, they're ignoring the% evidence, gerri. one of the most frequent forms we see increasingly now is aliens, noncitizens getting on our voter rollings. in kansas we discovered approximately 70 on our rolls before we had announced neww3 reforms to require proof of citizenship. in arizona they had about 200 they had discovered, north carolina last week discovered 145 aliens op the voter rolls, and every time a noncitizen

votes, it cancels out the vote of a u.s. access. that's why we in -- of a u.s. citizen. we're one of only four states that do that, and really every state needs to be doing that. gerri: i have to tell you, about half of states on't require -@some kind of id. i can't buy cold medication over the count without some sort of id, and i have to uue it throughout my life. it seems like a very simple i want to show some recent cases of voter frauddthat have got people's attennion and imagination. 8,000 cases of voter fraud, of vote selling, that is, in kentucky in 2010. vodka for votes -- vodka for votes in arkansas. cocaine for votes in texas. absentee ballot fraud in new york. multiple times, multiple cases of voting fraud in ohio. >> yep. gerri: is there one type of case that you find rising through the ranks, becoming more and more common? >> well, there are two that are becoming more and more common, one i mentioned already is noncitizens getting on the

rolls. and sometimes we've seen instances, they had a notorious case in missouri just in 2010 of aliens being kind of mobilized by an organizer who registers them and then gets them to vote. that's one kind that's increasing. the other kind is double voting. so many people vote from state to state -- move from state to state, and people vote in their new state and in their old state, and that's a violation of federal law and state law. so those two forms seem to be on the rise..3 gerri: have you heard of any instances of voter fraud? is there any specific thing you have your eyes trained on for this election? >> well, in this election, fortunately in kansas, i think we've pretty well locked down the situation. we're one, we became the first state to have photo id equivalent security for mail-in ballots and proof of citizenship when people register, and a couple other states are now moving the same direction, so i think we've got the situation under control. the only form of voter fraud that seems to be continuing in

kansas is double voting because it's very hard to stop that -@unless you prosecute the crim. so that's what i'm looking at, is double voting, the one form that seems to continue in kansas, but other states all forms of voter fraud are occurring unless they have these protections in place. gerri: that means states have to cooperate and give each other information, and that's not always easy. >> yes. gerri: i want to play some sound from attorney general eric holder who says there's no voter fraud. listen to this. >> my colleagues and i are acting aggressively to insure that every american, that every american can exercise his or her right to participate in the democratic process. unencumbered by unnecessary restrictions that discourage, that discriminate or that disenfranchise in the name of a problem that doesn't can exist. that doesn't exist. gerri: doesn't exist. does it help your efforts when the nation's chief lawman says you're going after something that's a mirage? >> well, he's ignoring the

evidence. there's so much voter fraud. i mean, all you have to do is read the headlines. there was a person of convicted, i believe, 18 counts of voter fraud in connecticut just a couple weeks ago. it's everywhere. and the fact that he says it doesn't exist shows just how aggressive the left has been in america at pushing this myth that these cases don't exist when we've discovered them, and we've presented the evidence. you know, the bottom line is every time an illegal vote is cast or every time an alien votes, it cancels out the vote of a u.s. citizen, and that's real disenfranchisement. so taking simple steps like requiring photo id or proof of citizenship, that doesn't disenfranchise anybody, that makes all of our votes safer. and holder resisted that, and he politicized the issue, too, by making ridiculous and false charges of racial discrimination. these things affect all voters equally, your skin color does not -- gerri: that's what the left says

about all these efforts to try to contain voter fraud. >> yeah. gerri: you know, kris, i just think if it's an important ballot, if it's an important issue, an important vote in election, then every vote should count, and we should ake sure that they're all legitimate. thanks for coming on the show tonight. i hope you'll come back soon. >> all right, my pleasure. gerri: be sure to tune in all day tomorrow for complete coverage of elections 2014. we're going to be on it. still to come, my two cents more, and will fast food burgers and fried chicken soon be history? why more chains are going to healthy route, coming up. ♪ ♪ so ally banknk really has no dds on savings accnt tha's right. it's just thahat i'worried abty. ok, why's that?

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gerri: well, it had to happen. ditching fries and burgers for -@kale. joining me now, nutritionist carrie ganz, author of "the small chaage diet." welcome back to the show. weewere talking in the break about how you have your fast food chains and you have your fast food chains. it's not mcdonalds doing this, right? >> no, it's not. it's a new type of restaurant, and they're the ones that are jumping on the bandwagon. they're saying people want healthier fare, they want it quick, i'm going to give it to them. gerri: life kitchen, simply salad, on and on it goes. and they're responding to demand, let's face it. it's not like these are people trying to foist healthy food -- >> no, a completely different thing. they're listening to people who want more farm-to-table foods, they want foods that are fresh, they want foods that are a little trendy, and that's what they're providing. gerri: so who's going to these restaurants? >> i think it's a lot of millennials, you know, the

18-33-year-olds who want trendy foods. they want to cook, but they don't really have the time, and also a lot of baby boomers who are now really starting to think about their health, and they want to be healthier. gerri: but i remember we found out a couple of weeks ago chipotle,,what they say is healthy, it's not that healthy. >> well, you know what? i even did a little looking into this, and it's interesting. you know, you would think somest be high in sodium, but they are. gerri: really? >> there was a calices star salad -- kale caesar salad, 1200 milligrams of sodium. so i think you still need to be a bit of a detective and really look into what you're ordering. yes, it might be fresh and more natural, but you still need to make sure it's not a sodium bomb. gerri: oh, my god, what could be worse? [lauggter] you're still going to et me occasionally go out for a burger, right? a cheeseburger with lettuce,

mayo because i'm from the south. >> okay. and you can have french fries too. it's all about what you choose. and, yes, a lot of these healthier places are popping up. one also has sweet potato fries, but you know what? they have 990 milligrams of sodium. gerri: really? >> yes. gerri: okay, here's my question, here's what i don't understand. so burger king, mcdonalds, all these big megachains are all over the planet, they try to offer healthier stuff, and it doesn't work. >> i think it's a different customer. the person who's still going to burger king and mcdonalds, they want their offerings. these types of places are for somebody totally different. they're not walking into burger king or mcdonalds. gerri: or not often. >> correct. [laughter] gerri: thanks for coming in. good to see you. we'll be right back. how much money do you have in your pocket right w? i ha40, 1. could memething that small make an impaconomething as big as your retirement? i don't thinso.

well if yostart putting that towards uretirement every week and let w over t for twenty tthirtyears, that retirement challeng might noseemo big after all. ♪ mthey take us to ds fullalof he. for reawn, bldg e best interactiventertainmt begins with the cloud. this is itanfall," e firsmulti-play game blt and run on microsoft are. emd interact ways they ner thought possible. tthis is the microsoft oud. excitement.

>> well, this afternoon i was talking to voters in times square about the election and i asked them what's your big issue and what's motivating you to get to the polls. i got lots of answers you'll see in tomorrow night's show. many saiddpoor economy. terrorism. out of control government spending. one fellow told me he had no intention of voting. iiasked why. why don't you care? and he said, i never vote. i just don't believe in voting. that's unbelievable. there is one way to influence the course of this country, and you don't have to be a billionaire or well-connected to do it. voting, voting is the sacred right. one of the founders of our country fought for that right. vote. that's my "2 cents more." and finally one of the hosts of national radio car talk show has died. you may kkow him. tommdied today of complications from alzheimer's. tom along with his brother ray began their talk show in the

1970s after graduating from mit. he was 77. and that's it for tonight's willis report. we'll see you right back here tomorrow. charles: i'm charles payne and you're watching making money. the midterms one day away. we're watching all the races that the g.o.p. shows momentum. how will obama if republicans take control? peter. >> charles, republicans need to pick up six seats to take control of the senate. they think they have momentum. look at this calendar. democrats are defending seats in seven states that this map -- seven seats in states -- seven states in states that mitt romney won over president obama in the 2012 election. we're watching a couple of interesting races. one is in iowa where the latest clear poll