that will do it for us this morning. i will talk with tj rodgers, the ceo. stay with fox business. it is time for "varney & company." stuart: you may spend time with a spinning wheel of death. saturday is enrollment day. good friday morning, everyone. we have number five where he slams fox news. a recent statement about trooper. millions of people are about to find out just how expensive this deception has been.

"varney & company" is about to begin. ♪ stuart: check out the big board. i am going to call that dead flat. apple, cisco, microsoft, costco, green mountain. all of them hitting new highs. look at mcdonald shares. it is up a book at 96. look at loyola. gas prices are going to come down some more. right now, they are holding steady.

thirty states are in the $2 club. thirty of them. more on falling gas prices with gas buddy in about 30 minutes from now. the videos of obamacare. jonathan gruber coming out of the woodwork. he brings the president into it as well. listen to this. people say, no, you cannot tax might benefit. how could we make this work? obama says, he is really a real estate guy. i just cannot do this. how do we manage to get there? barack obama is not a stupid man. okay. he knew when he was running for president that the american public does not care much about the uninsured.

they think that they are young and healthy and don't need insured. stuart: that is devastating. he is in the room discussing strategy and deception. >> the president knew that obamacare had to be sold dishonestly to the american people. remember, he had to give kickbacks to the state. it also means that he was integral to the crafting of the law. the president knew that he could not say, if you like your plan, you can probably keep it. we know they manipulated the cost estimates.

it will save you money and on and on. this cadillac tax, why did they put a cadillac tax on insurers? they wanted to be dishonest to the people. this is devastating. stuart: it is. shocking. one video after another. this time he is siding fox news. moveon to nancy pelosi. listen to what she said yesterday when she was asked, do you know him? >> i do not know who he is. with all due respect, you have a person commenting on what was going on when we were writing the bill.

he has withdrawn some of the statements that he made. stuart: she did not know it. here was ms. pelosi back in 2009. roll the tape. >> i do not know if you have seen jonathan gruber's analysis of what the comparison is to the status quo versus what will happen. stuart: charlie gasparino is here. this is a backdrop to a law that is sliding into chaos and disaster. >> if you like good journalism, exposing lies and deceit is where i am at. this is really pathetic.

jonathan gruber is a name. she is being -- i will say this. the press spent a lot of time attacking the lunatics on the right. they think that they are off the grid. think about how off the grid the president is. stuart: that is the backdrop of what we will discuss write to. i want to get back to the open enrollment. if you are able to log on, you will notice some serious rate increases. this is sticker shock around

two. i have not included the sharp increase. >> this is what happens when government mandates coverage. you have to give maternity benefits to guys, too. it will raise the cost of the plan. >> it failed. this whole thing will destroy the democratic coalition in 2016 if the republicans play their hand right. think about it, they rolled it out after the midterms. they will lose louisiana. stuart: it is friday morning.

we started with the gruber tapes. let's move on to the house. rich edson in d.c. with a preview. >> it was back in may of 2013. it did so with the very same type of power structure. 241-175. stuart: all of congress. i was to know who will vote against it this time. 175 voted against it last time. >> this is a lame duck. lawmakers may feel a little

unencumbered by politics. that is why we will watch the boat structure. the president says he will veto a pipeline bill. >> he said not explicitly, but he said it i'm not saying it, essentially. stuart: government is tracking your cell phone data, whether you like it or not. scooping up data from nearly every cell phone in america. we brought you the story of those fake cell phone towers. the man who discovered them all joins us now. is it the same technology that they are mounting on the planes? >> good morning, stuart.

>> it is a part of the same thing. designed to reach out and grab a particular cell number that is programmed into it. stuart: as i understand it, the planes are sucking up also. it. is that accurate? >> yes. all that data goes up. the catcher. it is looking for specific numbers. any other number that they are not looking for is just past right through the system. >> these planes are operated by the government did this is the fed's doing it. >> as we understand.

the u.s. marshals department is doing it to track certain people. stuart: your company has a phone which stops this kind of snooping. is that correct? >> it detects when the phone is being intercepted. if the signal gets diapered, the phone will alert you that that has occurred and recommends that you terminate the call. the phones are $3500 a piece. stuart: who do you sell them too? >> individuals that pass high-value information back and forth and corporations. governments and other entities.

stuart: one last question, how many of them have you sold? >> 450 fold a week. we have been selling phones for 10 years. >> business does area well. yes,. stuart: we will see you later. an official tells the "wall street journal" that the marshals service does not maintain a database of everyday americans cell phones. got it. happy friday, everyone. we bring you what to expect with open enrollment which starts tomorrow after this.

stuart: i will still call it a flat market. down eight. where is the price of gold this

morning? up $10 today. i think we have a big winner. nicole: 28% to the upside. 2944. $21. prices at the higher end of the range. certainly opening up. a nicer debut. virgin america goes public. also, the ceo, chief executive talks about virgin america tending to roll again. we know that airlines the airlines have been doing particularly well. stuart:

stuart: straight up. all of them. nicole: they are soaring. no doubt. stuart: back to obamacare. open enrollment. it does start tomorrow. not having insurance will triple. the employer mandate will take effect for large businesses. here is our next guest. you can compare prices and enroll. gary lauer. the ceo of e health. i want you to pass judgment on the whole thing here. your stock has done well.

i want you to comment him and him being is that it is quite interesting. it is highly politicized. i think it has some good aspects. if you have any kind of historic condition, you can still get insurance. i think that that is good. the mandate, the tax penalty, i think it is a bit onerous. stuart: this is the that drop. this extreme unpopularity. change has to be coming. you agree with that; right?

>> no dow about it. it never went to the conference process. it clearly has some aspects. how can you make some changes that make this work better for people? stuart: e health. that is your company. you are in aggregate are. you bring all the other websites together. give me a selection. i click on to where i want to go. >> that is close. we have about 3400 products.

we show you everything and by subject deadly. rather than going to government. stuart: okay. i go to you. i figured out i want coverage to the california exchange. you do not guarantee that i get through. >> we do it all on our exchange. think of the government in exchange. you have the post office and the care. we think of ourselves as the fedex in this process.

>> you could not help to think. what would happen if we had not turned to obamacare. sell insurance across state lines and let guys like terry aggregate all of this stuff. >> democrats like coercion. stuart: obamacare architect jonathan gruber. in other soundbite. we will listen to him call out fox news. they wanted to again dollar divorce settlement with his soon-to-be ex-wife. a billion is not enough. ♪

many americans who have prescriptions fail to stay on them. that's why we created programs which encourage people to take their medications regularly. so join us as we raise a glass to everyone who remembered today. bottoms up, america. see you tomorrow. same time.

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stuart: we love geewhiz technology stories. look at amazon go. not that, amazon.

jonathan gruber calling out fox news. we have the tape. listen. stuart: find out what else gruber had to say. jim martin joined us at the top of the hour. a billion dollars to his ex-wife. a fraction of his $18 billion network. it is not enough. she gets to keep a ranch in california. not enough. president obama doubling down on immigration. republicans are ready for a fight. watch this. >> we will fight the president

to and dale if he continues down this path. this is the wrong way to govern. ♪

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stuart: i will call this pretty flat. i think i can call that flat. as for the price of oil, a four-year low. gas prices, they are holding steady. maybe we will get some downside move from 291. thirty states are on what we call the $2 club. where is the cheapest gas in the land? in texas. gas buddy joins us now from chicago. it is $74 a barrel. how much lower do you think asking though? >> we could be talking about a

national average by christmas. if a drought further, obviously, gas prices could drop even further by the end of the year. >> the underlying price of crude oil. what is driving this down. >> a lot of this is thanks to opec. the u.s. is producing all of this oil. it will not simply go away overnight. we are finally dealing with the situation. it is pushing prices downward. >> i want to be running on fumes. is that a good strategy at this time?

>> you do not have to chance it with fumes. >> you are relentless. we get down to $2.80. do you think that there will be one or two stations that go to $1.99? >> i just had that question the other day. you could see a price that brings them down. i do not take it will bring them down. not quite yet. i always get that commercial for you. gas buddy.com. no matter what a decide, his mind is made up. roll tape. >> with respect to keystone, my

position has not changed. we should judge this pipeline based on whether or not we accelerate. we constantly push back against this idea that somehow the keystone pipeline is either this massive job spill or it is somehow lowering gas prices. stuart: that is pretty explicit. there is a vote today in the house. it will most certainly pass. >> it seems like it will not pass.

stuart: you can talk about a veto without any problem. >> gentry liberals, these people that believe in climate change. it is their new religion. you cannot correlate u.s. and global carbon emissions with climate change. >> i thought that this was the low hanging fruit. this is the one that the republicans could kick off easy. now you are telling me that it will not get done. >> the president's comments are fundamentally dishonest. his own administration says this will not have an impact on

emissions. you hear the president come out and make that statement. it is really incredible, stuart. stuart: you ever see anything like this before? at the state department? >> we said, first of all, the science is unclear. if we have these agreements -- the amount of obvious job creation, capability of this act , i think we will see this again. >> it will pass eventually. >> it is a tremendous winner for republicans. stuart: listened to this one. >> i indicated to speaker

boehner several months ago that if in fact congress failed to act i would use all the lawful authority that i possess to make the system work better. it will happen. it will happen before the end of the year. stuart: what do you make of that? >> the main news page. the president will use this can't additional authority. the law says we have seven tax bracket. we are having a flat tax. liberals would be squealing. stuart: it is bad to do this in this way. >> he says he is going to solve the problem. he is not solving the problem.

we satisfy the needs of our economy. our dynamic economy. we create a system that encourages people to be legal. stuart: a week ago, there was a big election. now in three key areas, the president is saying, no, we are not changing. stuart: that is extraordinary. >> democrats have taken the exact wrong message.

>> how many will leave the democrat party which is now moving to the left? >> they may leave and become a republic. 104 that voted against harry reid. up for reelection in 2016. stuart: is there a possibility that enough democrats switch sides to give the republicans 60 votes in the senate? is that flat out of the question? teen of runoff would give us 54. they seem to be gone from the

party. stuart: have you ever seen a standoff like this before? >> no. it is unprecedented. stuart: thank you very much indeed for joining us. two items from outer space. the europeans landed a space probe on a comment. interstellar. fired up over all of the scientific inaccuracies. called down and just enjoy the movie. ♪

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are hitting some new highs. we are also keeping our eyes on nordstrom. stocks up 2.7%. that is a winner here today. harley-davidson. it is up 2% for the year. up 1% right now. more "varney & company" coming up. ♪ my mother made the best toffee in the world. it's delicious. so now we've turned her toffee into a business. my goal was to take an idea and make it happen. i'm janet long and i formed my toffee company through legalzoom. i never really thought i would make money doing what i love. we created legalzoom to help people start their business and launch their dreams. go to legalzoom.com today and make your business dream a reality. at legalzoom.com we put the law on your side. we asked people a question

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stuart: european space agency making history this week. joining us now is space .tom managing editor. welcome to the program. how do they do this? >> and lots of planning. ten years in the making. they popped this loose and hoped for the best. stuart: how fast is the comment traveling? they landed it. >> it has three legs and two harpoons. it is supposed to be kept on the comment. the screws did not fight it like they were supposed to.

it hopped, not once, but twice. finally after several hours, it settled in. it is still there. all the stuff that was supposed to keep it there did not go. there is no wind. there is also very little gravity. it could have just found stuff and spun off. stuart: they will drill down and take a sample? >> exactly. they are hoping that it is eating bits of it. it will cook it all and studied what kind of minerals are there. they are like time capsules for our solar system. everything that makes us what we are came from this did group of

gas and dust. they are thought to be the delivery system for organic molecules. they want to know, is that stuff there. a lot of questions about who we are and how life on our planet started. stuart: the europeans did this. >> that is right. they have been working for this for 35 years. ten years in action. it takes a lot of planning. to say that you can do it -- stuart: could we have done that if we wanted to? >> it slammed a spacecraft into the comment.

>> land on it, drill into it and bring it back to earth. stuart: we land on something. we bring it all back. >> yes. a snapshot of what the fundamental ingredients are. stuart: i have a bone to pick with you and other geeks. this new movie interstellar. taking a lot of heat. the scientific community. they said that there are scientific inaccuracies in this movie. >> there are the folks that just want to see an epic space movie. for the scientific myth six, they might have bones to pick. stuart: said back and enjoy.

>> it is stunning. it is spectacular. i will gloss over that and enjoy rockets and space. stuart: you are a big enough guy to walk away from this and say we like the movie. it is entertaining. >> i have to ask you. where is america's space program being directed now? >> we are going through this transition. we do not have our own space ship just yet. we have this partnership with private space companies. elon musk at spacex, he wants people to go to mars. stuart: there is no big project where i can say we are aiming for that 20 years from now?

>> the goal is pretty big. stuart: as a scientific guy, you approve of that? >> it remains to be seen. running out of space on earth. we are going to have to get off this planet eventually. the son will not last forever. it is all incremental steps. stuart: you are the editor. >> antigenic editor. stuart: managing editor of space.com. after the break, charlie

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stuart: the former ceo of massey energy was indicted. he conspired to violate safety and health standards. the authorities say the root cause was massive systemic and efforts to conceal life-threatening problems. remember when we told you about merrill lynch hippie run notion? charlie gasparino with us. >> i think i just saw brian monahan dancing back there. john peel is basically trying to change the culture of merrill lynch. basically trying to get them to adopt a new age lifestyle.

bringing in meditation experts. stuart: into the office? >> and during the oak ridge meetings. urging to drink wheatgrass juice and cucumber juice to meditate. this has been going on for the last couple of years. some of them came to the fox business that work. we were the first to report that this was going on. a lot of them are leaving because of this. you were unfortunately out that day. this was service journalism at its best. a new age revolution at merrill lynch. there was a big brokerage meeting. guess what they served the

brokers for dinner. meat, potatoes, booze. they were testimonials to brokers. this is a fun story, obviously. there is a cultural issue here. stuart: thank you very much indeed. we have the house expected to vote on the keystone pipeline next hour. the man who debated jonathan gruber when gruber bashed fox news. the second hour is two minutes away. ♪ tdd# 1-800-345-2550 [ male announcer ] your love for trading never stops,

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prisoners interest groups. there is overwhelming support for building the keystone pipeline but the president says he will stop it with a veto. the greens are pulling the strings. they are calling the shots and the president is listening to them. there is overwhelming opposition to amnesty for illegals. the president is not listening to that either. he will use executive action to prevent the deportation of 5 million people. this is all about the hispanic vote, special interests. interest groups of all boys played a big role in politics, but the role they're playing now is particularly destructive. on the pipeline and amnesty the will of the people is being ignored. president obama is hurting our democracy. live look at the capitol, the vote on the keystone pipeline is about to get underway.

it should pass easily through the house but president obama says his mind is made up on the issue, he won't sign off on it. we are monitoring the vote of this hour and we will bring results as they come in. check the big board, we have a pretty flat market is this friday lunch time, close to all-time highs for the dow, look at that. some big names, you know the mandating new highs. what apple go, cisco, microsoft, green mountain new highs for all of them. costco coming down fraction, a new high earlier. as for oil, a four year low hovering around $74.75 a barrel. in the future probably lower prices at the pump. as of now the national average for regular is holding steady at $2.91 a gallon. let's get to the keystone vote, congressman bill johnson from ohio joins us now. the president argues the

pipeline won't create that many jobs, that is the environment he says and it won't lower gas prices. would you like to address those points? >> absolutely. the state department's own studies indicate about 42,000 plus jobs both direct and indirect going to be created by the keystone pipeline. it is supported by labor groups, it is supported by the majority of the american people, it is nonsensical for the president to try to say this is not a job creator and that it is going to add to climate change, it has been six years now since we started working the keystone pipeline issue and report after report including the state department report says that it has very low environmental impact. this is the right thing to do for the american people and the president needs to understand what it means to put america

first. stuart: we hear it will pass easily in the house, it will pass in the senate but it will not get the 60 votes needed for closure and even if it does the president will veto it. is this an example of two things? the power of the environmental movement and thus thwarting of will of the people by the president of the united states? that is the way i see it. >> let me address the second part of that first. this president demonstrated consistently over the past years that his method of governing, his telephone,ith congress, the voice of the american people, that is a big problem. and it is one, i think, the congress coming in in january is going to have to deal with and i can tell you the mood is to deal with it. >> john boehner said he would fight this tooth and nail. sounded like a declaration of war from both sides.

you agree with that? >> i believe that it is -- yes. i could say that. of president has demonstrated that he is willing to work around congress, ignore the will of the american people and that is not the way our system was designed. our key executive is supposed to implement the laws and enforce the laws the past by congress, not unilaterally go his own direction like this president has consistently tried to do. stuart: i want to ask about the obamacare architect who was caught on tape several times calling the american voter stupid. your colleague, nancy pelosi, who actually said she doesn't know who gruber is. listen to this for a second. >> i don't know who he is, with all due respect, to your question, you have a present who wasn't writing our bill commenting on what was going on when we were writing the bill,

who has withdrawn some of the statements that he made. let's put him aside. stuart: nancy pelosi did cite him by name, cited his research, when she was selling obamacare three years ago. i want your comment on nancy pelosi. >> you have got to remember this is the former speaker of the house for its that we have to pass the bill for confined out what is in it. i am not surprised she is trying to deny she even knew this jonathan gruber, but the truth is and what the american people think and the american people have said consistently that they do not support this law. we have got to restore control and choice about health care to the american people and take it out of the hands of bureaucrats in washington. stuart: is going to be a tough two years, the pipeline, amnesty, obamacare, the climate

deal with china, you're going head to head with the president. will be a rough two years. >> but guess what? you have some help in the senate around the corner. stuart: i am sorry to cut you off. bill johnson, thanks for joining us. last our former state department official said this vote will not do anything to help senator mary landrieu keep her seat, roll that tape. >> the stability of the american voter or whatever, spoke inappropriate, lack of transparency is a huge political advantage. this was written to make sure ceos did not do that. stuart: she wants to say she is a different kind of democrat and she wants the bill to pass, she only has 58 votes, needing 60 for cloture and will file a short. stuart: i am sorry, i ran two sound bites, one on top of

another. christian widen overlaid with professor gruber but we do have another group your tape. 60 association chairman jim martin debated him in december. listen to this clip. >> senior staff not suffered in any way and should ask why they were soft or telling them they are worse off? stuart: we are joined by jim martin of the 60 plus association. what was the tone of professor gruber when you were debating six weeks ago? >> in fact i predicted that the senate would switch to the republican party primarily because of obamacare and i am a little flummoxed when i said to him, does obamacare cover selective amnesia since most of these democratic senators who voted for have forgotten they voted for it?

quite frankly he was not the -- in the room for academics where he could call everybody stupid. stuart: did he talk about deceiving people? agreeing to all kinds of things behind closed doors to deceive the american people into going for this bill? >> no, quite frankly. i wish he had because quite frankly i would have referred to him -- she was a victim of his own stupidity. by that i mean criminals often get caught when they brag about their crimes. professor gruber in a moment of candor or, more than once said to his liberal academics he wanted to brag to them how he had suckered the american public. the public has not bought this bill from the get go. seniors were even voting at the aarp, the counterpart to 60

plus, voting 14-1 against this bill. gee think they called a press conference? they send a message to the white house to say we must change our messaging. it has been deception from the get go and quite frankly i think loose lips sink ships, i think mr. gruber's don't comments may sink this bill but it does that to the supreme court. stuart: you think is comments hurt the bill when it goes before the supreme court next year. what about the new republican congress that comes in? will fade be able to chip away at it effectively to not repeal it completely but to reduce its scale, can they do that? >> i hope so because frankly it is almost laughable except this bill has been so harmful to seniors. the president said you can keep your plan if you like it, you can keep your doctor, that is not true and seniors know that and quite frankly i hope they

will get rid of the tax on medical devices, get rid of the independent payment advisory board. and lunge of unelected bureaucrats, these things will pass with democratic support. >> you are left with chaos. if you take little bits out, big bits out here and there you are left, we have chaos now and it is worse when you take bits out of it, what is it going to look like a year or 18 months from now? >> i would hope they would repeal the whole mess and start over. congress can do that but this president will veto it but he ought to be -- the buck stops at the president's desk as harry truman said. forget gruber, nancy pelosi, that was almost pathetic what she had to say about this man, who is he? on her website she has seven different references to professor gruber.

that was this morning and maybe down by now but the fact of the matter is the liberals and the liberal media in this case, they are treating gruber like he has a fatal case of ebola and are trying to quarantine demand pretend he is not there. he clearly was the architect of this bill, she knows the liberal democrats know that. i say what do we do? what the president said when he was a candidate in 2008, he said we will have transparency, we will have on c-span or fox, let's have the principles, doctors, health care providers if you will, sit around and debate this issue, the truth of the matter is they did it behind closed doors, chickens and coming home to roost in seniors were never for this bill and democrats used to get the senior vote, 2008 john mccain won it by

a few points by 2010, the senior vote went overwhelmingly republican, 2012, 2014, seniors are fed up with the mess they have been handed by the unaffordable affordable care act. bernard: when you did the debate where he bashed fox news. thanks for bringing it to us. thank you very much, see you soon. back to the stock market we have amazon on a real care. come on in. nicole: it has been up 4.5%, 3 -- so much going on with amazon. winning day as they announced an agreement, this is one of the publishers they were closely with to develop lower prices for the readers for e-book, digital books and the like, this is an ongoing debate could six a seven months, they settled that. you are talking about james patterson, that is one big thing, the multi-year pact, the other is technical, pushing up

against the 200 day moving average, it is down 17%. to try to get through that is a big deal. that is big news technically. the kindle the reader has new features for those who are learning english, children who are learning to read and with the newest software, this day today. >> that is an extraordinary bounce back for amazon. it was well below 300, a couple weeks ago, now is 3:30 and that is the bounce. we see it. holiday shopping season ramping up and people are worried about another retail hack. make no mistake the threat is real, almost guaranteed. time to just pay cash. we talked to visa about that after this.

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stuart: update on the keystone of vote. the house is about to convene, then the actual voting begins 15 minutes from now. this bill will pass fairly easily. we will follow the vote as it happens. big name you know hitting a new high, nordstrom reported higher

profits, share price took a $75.67 earlier, just about 74 as of right now. is the government is tracking yourself phone data, special tracking devices on planes that fly across the country and scooped up data from every cellphone in america. the man who discovered the 0 regional fake cellphone towers that track your phone was on the show last hour. he said this. >> cellphones in range of that particular catcher, yes. all the data goes through the catcher, nominal lead the way the catcher is designed is it is looking for specific numbers. when it sees a specific number it takes steps to locate it. any other number it doesn't but they're not looking for it, is passed through the system. stuart: give us the response first. >> they are not conforming to the program but here's a special

from the justice department, only in furtherance how they are using these devices, in furtherance of ordinary law enforcement operations, to the apprehension of one individual and that is to conduct domestic surveillance or intelligence gathering. to your guest's point the devices, a two foot box is pulling in thousands and thousands of phones to id the information and then it spits out what it doesn't want because it is looking for a robbery suspect. stuart: the plane is flying along looking for specific cellphone number, sucks up all the cellphone activity in the footprint, pools and all on board, picks out that one number that it wants and what happens to the rest of the information? >> according to the justice department that the journal did last night, it gets rid of everything but these devices can store. they have the ability to store the information and remember what happened with the nsa, that

support system, you can't tell me we are not going to see this. privacy advocates are going crazy over this saying this is too much information being monitored by the government and the u.s. marshals service, a spokesman anyway saying we are doing this for law enforcement, we going to the court system, do you think a judge actually knows what they are signing up on? how this information is being gathered by these devices? we don't know. these are still court documents. >> in the age of terrorism, dangerous terrorism, can we afford not to stock up all the information and use what we wish to use at the time we wish to use it? >> overseas, a business technology is being used by the u.s. military overseas and everything is stored, all of the data overseas that is taken in, we want to be safe but where do

we do that? stuart: how do you have legal oversight and what suck the fans kept and smoke that? i don't know where that line should be drawn? >> i think americans are getting tired of this. >> i think they are. with the holiday season approaching the anxiety of getting your credit card hacked rising, and i know mine is. 7 richie joins us, the chair of risk and public policy, welcome to the program. i know you are working on an electric payment to make a more secure but i got to tell you my concern is my information has been hacked, it gets into the credit-card system. i lose my credit cards, they are cancelled for we could lead to, you can't do anything about that and that is happening to millions of people. i am not blaming you, just trying to draw attention to a huge problem for america right now. >> it is a problem for sure

consumers can be inconvenienced, unusual that it would be for wheat or two. you might speak to your bank about that but -- >> for hours. i am serious, i know this is not the story you are going to cover but i want to let the audience know this is a huge problem for millions of people. you got a chip, you got a chip going on, tell us about that. >> absolutely. what we are going to do, what is happening today with our financial institutions and merchants is there in the process of rolling out chip cards, it is up microcomputer embedded in the card. it generates a one time code. without that new code you can't do a transaction so what happens is if anybody breaks into a retail environment and steals the informa it to commit fraud and what does that mean? no reason for them to break into the retail environment at all.

that is the future. stuart: you are only as good as the hackers are a bad. these factors are pretty brilliant people. sooner or later they will take a look at your check and find a way around the chip and your security. >> fascinating question. is not brand new technology. it has been in the market for 15 years and people have been trying to break it that whole time and there have been advancements, improvements because there are sophisticated tax generated against the chip and none have been successful outside the laboratory so i am confident in the technology. >> one last question. when do you think all visa cards issued to anybody in america will have the chip on them? >> can't answer that definitively. we are expecting, based on industry survey, 575 million cars by 2015, more than half of our cards in a year's time.

we are making enormous progress. stuart: thank you for joining us. interesting stuff come again soon. i with a progress report on this. keystone immigration leading the headlines today. you are more interested in felix unger and the odd couple. your reaction from face book and twitter about that after this. >> on november 13th felix was asked to remove himself from his place of residence. that request came from his wife. so ally bank really has no hidden fees on savings accounts? that's right. it's just that i'm worried about you know "hidden things..." ok, why's that? no hidden fees, from the bank where no branches equals great rates. get to the terminal across town. are all the green lights you?

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stuart: two winners, licensed cancer compound for up to a billion dollars. stock is up 22%. virgin american makes its trading debut today up 29%. the house of representatives is said to those on the keystone pipeline this afternoon. the president says he plans to veto that legislation. here are your thoughts on that issue. jimmy says he is going to veto everything out of spite. of course he will veto it, he is a socialist dictator who cares for nothing about the plight of the citizen. that is in a little strong.

roger says the democratic party gets too much money from environmentalist groups to not veto the bill. despite the big news day we brought you here is what sparked the biggest reaction from our audience on social media. roll tape. >> it is a special occasion. november 13th, the day felix unger was asked to remove himself from his place of residence. our producers think i am felix and charlie gasparino is oscar. you are a slob. here is just some of what you had to say about this. dave says his favorite line from such show was that is not spaghetti, it is linguine. now it is garbage. i remember that one. regina says her favorite moment is when they have a password together, so funny. i don't remember that episode but i am sure it was funny. check's favorite moment was

whenever felix would say with disdain oh oscar, oscar, oscar. that was my father's favorite sitcom. he watched it in the 1970s when he came to visit me in california. thanks rich shining in. the production staff made up photos of myself and charlie gasparino. we made an image of myself, president obama and mitch mcconnell. how about peter barnes and rich edson? not too odd. how about charles payne and liz macdonald? that is the odd couple. fox and friends host elizabeth hasselbeck returning to her record as a threat healthcare, glad to have you back, elizabeth. >> make it what? >> you guys, it is really comfortable. you got to take care of it. you know why the couch is so comfortable?

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stuart: for the entire trading sessions this has been a flat market down 18, 17,634. the price of oil, $75 a barrel,

close to the four year low which was $74 a barrel, gas prices held steady, $2.91 is your national average but that will fall some more. 30 states are members of the $2 club. those are states where the average for regular is below $3 a gallon and we had a tie for the cheapest gas in the country, it is of to dollars and $0.29 and the shell station in spring, texas ended to a station in oklahoma city. last hour i asked how much lower the gas price is going to. >> the 280s we could be talking about national average by christmas, maybe $2.79 a gallon. we are talking about oil prices today. if they drop further gas prices could drop more by the end of the year. stuart: we have been asking you to send pictures of what you are paying to, you're telling. bill sent us this from wichita, kan. barbara senses from

concord, calif. to 97, significantly below the statewide average in california. keep this picture is coming, and like us on facebook@facebook.com/fox business. new developments in the air bag recall, 17 million recalls issued for faulty exploding air bags. honda expanding its recall of those faulty air bags following the death of a woman in malaysia. jeff flock in chicago, big senate hearing next week. what we going to see? jeff: the chairman of the company has been am i a. we talked about how gm handle its ignition switch recalls and a lot of people said they did a bad job. this might take the cake. 17 million recalls, this is the largest automotive airbag recall, the lion's share in that. and for here, one as you report for malaysia, a pregnant woman

whose fetus was also killed, federal grand jury is looking into this next thursday. the senate hearing, the smoking gun on this and it has not been confirmed that they news this ten years ago there were problems and they covered up and destroyed data that would have demonstrated that. if that is true one analyst said this would destroy the company. stuart: thursday of next week the hearings, we will watch. i will say again there is overwhelming support for building the keystone pipeline but president obama is not listening. there is overwhelming opposition to amnesty for illegals but president obama is not listening to that either. lenore hawkins is with us. i think this shows the power of special interests to afford the will of the people. how do you see it? >> wouldn't be surprised to see that if government is getting so large, it is worth your while to bribe a politician when a politician has a ton of power. stuart: that is a strong word,

bride a politician. >> so we do it. we have these can pretensions on capitol hill from the left and the right. when you are the president you the most powerful state in the country. i expect you to be able little better. stuart: these things the president is having a tantrum -- a temper tantrum. >> i'm not going to work with you, that is not what a statement as. rather than trying to persuade and compromise, he has become a bully. bernard: when he says we don't want the keystone pipeline. it is not a job creation bonanza it is made out to be. where do you stand on that? >> makes no sense. for any economy to grow you need three things, labor, capital and natural resources. this is going to employ people. it won't, that is a builder thing, if your building skills. then you have the maintenance

after words, it is an additional two economies. and we are building a capital infrastructure, and as far as natural resources, and it is a vital part of the pipeline which benefits the economy. >> if the state department, there is no real impact on global warming, i don't see if it all benefits. stuart: when it is the left, exercising an extraordinary amount of power and america's energy position. >> and the state department study came back and said it has a negligible impact allied and see what the argument is. seems to be an emotional one and a little bit of foot stomping. stuart: i don't get it because it is all about votes. i thought the votes were in building this thing. if the president is so

politically all about votes i don't understand why he opposes the vote getting project. >> we saw evidence of that in the last election cycle when he was conspicuously absent. stuart: at the end of the day this is going to pass the house. there is a vote taking place shortly. it will pass the house, then it goes to the senate next week. we are told there are not 60 votes in the senate so it won't get through next week in the senate which means it goes into january before the new congress sets and they have a go at it and the president might veto that which means your way into next year before you get any conclusive decision on the keystone pipeline. that takes into seven years almost. >> on something that would help the economy. we keep saying we need to build the economy but we do everything to stop it. on the one hand the federal reserve saying we need

quantitative easing to help the economy but on the other and we will make impossible for banks to give out because dodd-frank tis their hands and makes every loan a 1-size-fits-all. stuart: lenore hawkins, thanks for joining us. we appreciate it. the keystone pipeline vote in the house happening moments from now we are told. we will take you there when it happens. we have more varney after this. and the optics industry in germany? at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 70% of our mutual funds beat their 10-year lipper average. t. rowe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing.

nicole: the dow jones industrial average down 15 points, four weeks of gains, pulling back 0.1% with a rebound of 37. on the nasdaq, fractional news today for some of the major indices. oil and gold also higher. cisco systems and ibm are two of the winners on dow jones industrial average, a new high today, nike, merck and home depot pulling back. halliburton is in talks to buy baker hughes, both stocks are tacking on an yesterday's gains and that watchmaker came out with their numbers and third quarter results, they say, will miss the expectations that analysts put out there and grab weakness in their international markets. stock is down 30%. my goal was to take an idea

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stuart: house vote on the keystone pipeline will start in the moment. it is starting as of right now i believe. we will update that, tell you how the vote is going moment by moment. it is a big deal, breaking news happening right now. that is a vote on the keystone pipeline in the house of representatives. it is expected path. where it goes after that we don't know but you got to watch that vote. is a big deal. let's bring back john wayfield

from sunny bermuda. can you guess which company passed exxon mobile as the second-highest valued company by market cap behind apple? who is the new number 2? here is the hint, i own the stock. >> if you own stock it has to be a great company. you owned it for quite a while you have quite a profit in it but microsoft has reached back calling back some margin cap, not number 2 in the world. bernard: when you didn't see it coming. you didn't urge your people to get out and buy microsoft. you didn't help me out at all. >> $37, i think it has probably reached the top for a while. i was completely wrong. you were right. stuart: before you go the latest government members say the richest 1% paid 24% of federal taxes. that is redistribution, right? >> i would think it is under president obama.

29% was the effective rate the upper 1% was paying. now it is around 33% according to the cbo. the top 20% of earners pay 70% of taxes so i would say that is a fair redistribution of wealth. stuart: a fair -- did you say -- >> there as an amount. nighters in equitable. i think the rich pay enough. the problem we have is government spending. we are getting enough revenue coming intergovernment coffers we are record highs and we are still running the same record high deficits so there's a problem on the spin side, not the revenue side. stuart: thank you very much. come on in rich edson. you are going to interpret that board on the left-hand side of the screen. the vote is in progress on keystone, yes or no. what are we looking at? >> 209 votes, in will very easily pass and you will start

to see more numbers cascade in. it is friday, the last vote of the day. a won't waste time on this. all republicans are voting for this, 22 democrats which is more than the last time this was put on the floor, fairly robust, relatively speaking, democrats support with 23 voting. you can change your vote, that won't happen in significant numbers. stuart: basically it has passed. the total bottom line, the total is 223, he essentially has passed. the final vote isn't in but they have got enough. it is past. >> they have enough votes to pass it. it passes with the gavel, and on tuesday will be a close vote from what we hear in the senate. stuart: i am fascinated by the number of democrats voting yes. that total is 24 democrats have voted yes. obviously democrats are split here. there is a sizable chunk of them

voting for this pipeline. just gone up to 27. any idea how far the democrat vote in favor of the pipeline could go? it is instructive about the division within the democrats. >> that division is union versus environmentalists. there is a strong union push. many unions want to get the pipeline bill. the environmentalists don't listen democrats have a problem with the process, they believe permitting rests with the president of the united states. they don't like the idea of taking this decision out of the president's can even though they will send a bill he will have to sign or veto any way so you see robust support is the union vote. stuart: i want to transfer this to the senate. the debate and the vote takes place next tuesday i believe it is. probably the democrats do not have the 60 votes required for cloture is the proper expression. which means it would not pass the senate. am i in line with that?

>> we say cloture down here. what we hear from the senate is right now there are between 58, 59 total senators right now who are supportive but there are a handful still of undecided democrats who may jump on this thing with the same power dynamic, same numbers in the u.s. senate a couple years ago. there was an unenforceable budget amendment the senate voted on to approve the keystone pipeline. in that vote they got 62 senators to jump on board. plenty of democratic support. a number of folks in the senate believe they could get just enough and they are just about there and have a couple days to get these votes on that final tally to get this through. stuart: the dow 251 reading a vote, passed that version of the keystone pipeline bill, 251 and counting, that is it. that is the deal, 252 i see now.

that bill essentials is either going to pass momentarily war has passed. you watch it. the house has said yes. on to the senate next week. more varney after this.

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stuart: the house has passed its version of the keystone pipeline bill. there is love vote which was over moments ago. nba commissioner adam silver wants the united states to get with the times in regards to betting on professional sports. fox sports 1's the trader is here to discuss. this is just the nba. the commissioner says go for it. gamble on basketball if you wish. >> he says it should be federally regulated. why not have regulation of this so we can ensure we have resources to monitor, make sure it doesn't happen and players aren't involved and if anyone needs help we can offer resources and give them the help they need. things are happening anyway, why not be part of it rather than ignoring the elephant in the room? bernard: when the op-ed in the new york times addressed compulsive gambling which is a problem and address the problem of players may be shaving points, he addressed both those the issues.

>> why not get a handle on this. people are doing it legally and illegally as it is? this is in the 1920s or the 1990s, if you want to place the bat off shore or with your local neighborhood bookie you can do it, why do that? let's have it federal regulated and include the nba? the nfl they might not touch it. the nfl has enough on its plate with concussions and whatever else. roger goodell doesn't worry about compulsive gamblers saying you are the reason we have issues. stuart: i understand that one. game of the week, the new england patriots against the indianapolis colts. >> arizona, you also have packers and eagles but this is the game, sunday night, that is a while the/under, 58 total points indoors to the best quarterback in the world, tom brady and andrew lack, expect an aerial attack, 58 is high, that is really high.

stuart: i would be crazy if i said i takeover. >> the patriots and broncos, i told you you were crazy in your right. >> i am taking the under. i got to go under. i will check on monday. the big game in college football mississippi state, alabama, playoff implications. >> the first year we have a playoff situation with the top four teams, alabama and no. 5, great history between these programs, they played 97 times, alabama, they treat mississippi state like a little brother, the number one squad, they got a shot here, the game everyone is watching saturday. >> you are calling it for who? >> i like mississippi state but alabama the fried and prestige, alabama. stuart: fox sports 1, thanks for joining us. the interview later today on monday with melissa frances. patrick tahoe announcing his

retirement today. melissa has an exclusive interview with him and 2:00 p.m. eastern right here on the fox business network. more varney after this. over 12,000 financial advisors. so, how are things? good, good. nearly $800 billion dollars in assets under care. let me just put this away. how did edward jones get so big? could you teach our kids that trick? by not acting that way. ok, last quarter... it's how edward jones makes sense of investing. ♪

>> finally the market realizes that the u.s. is producing all of this oil. we are finally dealing with this situation. stuart: why we are seeing such a rapid decline. here is what you told us. one of our viewers in alabama. look at this. $3.75.

$3.75. deirdre: the house house has passed the bill approving the keystone pipeline. now it is off to the senate. the argument over net neutrality. they have real-time consequences. including comcast lands. secret u.s. spy program tracking americans through their cell phones. the house just voted on this anticipated keystone pipeline built. rich edson standing by. >> 252-161. the ninth time since 2011. they