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tv   The Willis Report  FOX Business  November 15, 2014 5:00am-6:01am EST

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lou: i hope he's listening to you. >> he's not. lou: that's it for tonight. thanks for being with us. stay tuned forful week. watch "forbes on fox" on fnc at 11:00 a.m. gerri: hello, everybody, i'm gerri willis. round two of obamacare kicks off tomorrow with no fanfare from the white house. no wonder. humiliating tapes from the obama care architect jonathan gruber keep being uncovered, next one more damning than the last. the man who called you stupid, paid a consulting fee of nearly 400,000 smackers from the white house. here to weigh in, dr. scott gottlieb, scholar at american enterprise institute, chris holt director of health care policy at american action forum and steve moore, chief economist at the heritage foundation. welcome all. steve, i will start with you. get your reaction to more of
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this sound from gruber. this is astonishing what is rolling out here. he is talking about how the president led the effort to manipulate employer sponsored insurance networks to get what he needed to make obamacare work. listen to this. >> people say no, you can't tax my benefits. feels like, so, what, we did a lot in that room, think about how could, talk about how could we make this work? obama is like well, you know, really, realistic, guys i just can't do this. this will not happen politically. the bill will not pass. how do we manage to get there through phases and other things that became genesis of cadillac tax in the health care bill. gerri: makes me feel so good had this is how policy is made in washington. steve, your reaction? >> isn't he a creepy guy? really that guy, he makes my skin crawl, so dripping with arrogance. what really angers americans, more than anything else, this guy made nearly half a million
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dollars. somebody got rich off obamacare. it was all a web of lies. american people know. that the two biggest lies gruber exposed, number one that this plan would reduce the deficit. in fact they still repeat the lie. we know the costs are going to be way, way higher than revenues that come in to pay for it. the other big lie, that you could be able to keep your health care if you liked it. gerri: and you keep your doctor, keep your plan. nothing is changing. go back to sleep. we'll run things while you stupid people continue whatever you're doing, probably going to mcdonald's. go ahead. >> this tax he is talking about is an excise tax. it will hit 12 million americans between 2018 and 2024 to the tune of $1,000. not indexed to cost of health insurance. more than 2030 more than half of americans will be hit by this tax.
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like amt people will grow into the tax. that is what he is talking about. gerri: i'm not growing into any tax. i'm fighting all the way. we have another quote from gruber i want to you hear. this is gruber how massachusetts did it and ripped off the federal government, that is the way to go, rip off the taxpayer dollars. listen to this. >> dirty secret in massachusetts the feds pay for our bill, okay? in massachusetts, we had a very powerful senator you may know named ted kennedy. ted kennedy basically figured out and ted kennedy and smart people in massachusetts basically figured out how to rip off the feds for $400 million a year. gerri: that is the way it works in the ivy league. you make fun of everybody. you're the smartest people in the room. chris, to you, your reaction? >> i think it is important as offensive as a lot what gruber said let not the focus be on gruber. these videos give insight into what the administration was thinking during the consideration with congressional democrats and apparently the
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president himself was thinking. that window shows us they knew the american people wouldn't like what they were doing.ntente american people and they just lied again and again, they lied about keeping your plans. lied about premiums going down $2500 for every family in america. they lied again and again to pass this law. and that is why these videos are important. not because of who jonathan gruber is because people can see now, what was really going on behind the scenes. >> gerri, i think that is a really important point that, you know, dealing with the obama administration over the last six years or so, what i have kind of discovered is with these people the ends justify the means. so you know, they were on a righteous mission. they would provide health care for everyone. so today we're permitted to lie bit, to mislead the american people, and put out phony statistics. that should tell us a lot going forward where the president is heading country when it comes to climate change legislation or anything else. you can't believe them. gerri: go ahead, steve. >> gruber also did reports for the states to model what the
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impact of obamacare would be on state exchanges. those reports, three states released those reports, colorado, minnesota, wisconsin. you can go through the reports and see how things he was telling states based on his model was completely opposite what the administration was saying and what he was saying at time. the lies are actually in print. these are clear untruths. gerri: to that point, i have friend at mit scholar community. they're not happy. they don't like this. they say you're not -- you're not supposed to lie. steve, go ahead. >> degrades the university. the reputation of this university has taken a real hit. want to go back to your first point. there is not big celebration going on at white house. one of the reasons, the other thing came out last 48 hours premiums are rising. remember it would bend the cost curve down. not for most americans. gerri: all right. i want to get expectations for open enrollment obamacare round
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two, coming saturday you can sign up. dr. scott, tell me what you expect. premiums going up? how much? >> so they reported premiums are only going up on average about 6% but weighted average premium is going up much more. plans people actually in increasing premiums substantially. subsidies are going down. a lot of consumers could see effective premium going up 30%. gerri: 30%? 30%? >> absolutely. easily. easily. if you look at the top plans in each state, they increased their premiums, the top plan, being most popular increased premiums on average over 10% and subsidies went down on average .25%. some states substantially more. there is data up over 30%. you need to be careful and reshop. just because you're in a plan you liked, chances are you need to change your plan this year. gerri: chris, get you back in here one more time before you go. this isn't what we were told was going to happen.
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i mean. i feel like i was misled? >> i actually want to get back to a point made about shopping. we looked at, of the 501 rating areas, we looked at 460 or so that had data available two days ago and in about four out of five of those, the benchmark plan by which the subsidy has set is changed. new plan from the same provider or entirely new company that has come in. and so, if you were on an old benchmark and your plan, even if premiums don't go up, if the benchmark shifts to a different plan, you could end up paying thousands of dollars more in premiums, without your premiums technically going up. >> subsidies go down. effective costs go up. gerri: set by whatever the benchmark plan is? >> the subsidies are set by benchmark and that changes in every state. >> right. >> just about. >> actually changes all throughout the states. >> exactly. >> if you look in texas right now, depending on rating area it is completely different. >> gerri, one last quick point.
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gerri: please. >> gruber should be fired, right? a guy that lied to american people. mit if they had any integrity would fire this man. second thing, you should lead campaign on this. he should give the $400,000 back to the federal treasury. gerri: or obamacare possibly? >> help shore up the sim and finance the program. gerri: unbelievable. great to have all of you on tonight. >> thank you, gerri. gerri: dr. gottlieb, scott, thanks so much. appreciate your time. >> thanks. gerri: we still have a lot more to come this hour including your voice. your voice is important to us, that's why during the show we want to you facebook me or tweet me @gerriwillisfbn. or send me an email at gerriwillis.com. i will read the emails and tweets at bottom of the hour. millions of americans retirement accounts are in deep trouble. trouble. don't go awa so ally bank really has no hidden fees on savings accounts?
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the beginning. charlie gasparino is here with news on big players about to leave? >> that is just the beginning, gerri. these were individual investors allowed to take out, what we understand, come january institutional investor can draw their fund out. according to people inside pimco, doing a lot of reporting on this, this is what they're bracing for with massive redemptions. think about it this way. institutional investors have minimum of million dollars they have to put in the fund. pension fund, you name it, big large players, they're expecting massive billions of dollars to be withdrawn. gerri: this kind of thing doesn't happen. they don't turn on a dime. they by about it. they talk about. we heard from schwab, wells fargo, raymond james, california's five 29 plan. >> those are individual investors. gerri: right. >> i can't call up pimco and say let me have total return fund. i have to do it through a broker ie, get it through schwab, one
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source i believe it is called get it through broker at merrill lynch or morgan stanley. these are institutions, big pension funds. gerri: they take their time. they talk about. there is a vote. it doesn't happen quickly. >> only can do it certain periods. they're thinking what pimco is bracing for is massive redemptions in january. tens of, could be billions of dollars. this is $200 billion fund, this total return fund. this is the one that bill gross ran and people are going to pull out. what they're doing now is damage control. all hands on deck people are calling up, please don't pull your money out. don't bail out. gerri: 27 billion pulled out in october alone. >> that was individual investors. i think it could be double that. and they could probably withstand it. gerri: that was my next question. >> this is what we do know from sours inside pimco. they have established lines of credit. they can deal with this they're -- gerri: what about people who stay in the fund? that is what i'm worried about.
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>> that is the big question here. does the individual investor, listen this, is the bottom line. this is a huge fund. you know how hard it is to manage a huge fund? how did bill gross goose his returns? he went into derivatives. will the fund take those type of risking? which by the way over last two years have not worked out. will they change direction? listen there is lot of stuff to put your money in. maybe time to take chips off the table. gerri: charlie calls it. >> i don't give investment device but i can tell you this fund is going through sop degree of change. doesn't mean it will not be a great investment again at some point. there are good people running it. no doubt about that. bill gross had crazy two years. might best he is out. this is fund going through changes. i'm telling you, come january, at least people inside pimco are bracing for massive redemptions, people yanking their money out. gerri: as we know, big, big fund very difficult to run. charlie, thanks for coming on tonight. appreciate it. later in the show, our final
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day of our user's guide to christmas shopping. we're helping santa out with great toy ideas. we'll have great stuff. next is the 9th time the charm? the house votes to approve the keystone pipeline. the senate might actually follow, believe it or not. we'll have the latest. ♪ how could switchgrass in argentina, change engineering in dubai, aluminum production in south africa, and the aerospace industry in the u.s.? at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 70% of our mutual funds beat their 10-year lipper average. t. rowe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. my motheit's delicious. toffee in the world. so now we've turned her toffee into a business. my goal was to
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gerri: high-stakes legislation approving keystone pipeline is make its way through the senate after getting voted through the house. it's a big step forward for proponents of the law but critics say the economic numbers aren't adding up for the pipeline since it was proposed six years ago. could falling crude prices punch
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a hole in violability of the keystone pipeline. we have the cato institute center for study of science. well come to the show, chip. great to have you here. i heard some analysis costs 85 bucks a barrel to 110 bucks a barrel to extract oil from oil sands. does this make this whole project not make sense economically now that prices have dropped so low? >> falling oil prices definitely put pressure on this project. i don't think they're at bottom line. i still think they can be taken out around $56 a barrel. some of the tar sands are not all that to get out like strip mining. deeper ones are harder to get out. some you can get out very cheaply. gerri: point of comparison, brent crude trading at 77.92. gives you a sense of the conversation going on which is will it still be economic to do this? iea today, warning prices could
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deteriorate further more next year. looking for prices a gallon for consumers to be 2.94. good news, bad news scenario, right? we love falling oil prices as consumers we love gas prices to go down. one of the benefits of keystone it will create jobs. so, what do you make of this? could this whole project, could it be too late? it could. for the greater economy we're happy to have cheaper gas prices and lower prices for barrel of oil. that will have a bigger positive effect than the keystone xl pipeline would have. i'm sure at $75 a bear, transcanada might have rethought their pipeline from the very beginning i can't imagine it will stay that way forever. there is demand for oil that will grow.
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this is infrastructure that will be there. if they got the approval they would probably go forward with it but can't be for certain. gerri: takes a long time to build them. you don't know what will happen to prices in the meantime. >> that's right. gerri: respond what the president said today about keystone. here is the president. >> understand what this project is, providing the ability of canada to pump their oil, send it through our land, down to the gulf where it will be sold everywhere else. it doesn't have impact on u.s. gas prices. >> what do you make of that? do you agree with him? >> well, yes and no. that is largely what's happening. there will jobs in the u.s. that accounted for, that keystone pipeline will bring in. depend how you look at it. short term there there will be lots of jobs, construction jobs. in short term you don't need that many people to insure oil flows through the pipeline.
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you have jobs at refinery end. whether the oil stays in the u.s. or not, there is global market for oil. the more oil in it the cheaper the price will be. gerri: even for us here in the u.s., even though it is not being produced here in the u.s. what is interesting the president is saying here, oh, that's canada. aren't they are our ally? don't we want to work with them? isn't there another consideration here? >> absolutely. they're a friendly ally and number unimporter of u.s. goods. better canadian economy does the better the u.s. economy does. gerri: 59% of americans support the keystone pipeline according to a new poll from pew research. will the president veto the legislation in your view? that is the big discussion right now? >> i think no one knows that. i'm not sure if the president knows it. even if it gets vetoed this time
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around. republicans have more tricks up their sleeve to get this thing passed. i think you will see a lot of administration orchestration in next couple weeks or months as various efforts to get the thing passed will come before him. whether the state department supersedes these things or whether nebraska court case, all these things, are going to have impact. the president send this down the road. it is in his best interest to keep it alive. lines of protests protesting pipeline and climate impact. that is what he is after. if he killed it that would all go away. gerri: this is part and parcel the attitude we see with obamacare. not about health care. not about oil. it is about something else entirely. chip, thanks for coming on tonight. >> that's exactly right. thanks, gerry. gerri: coming up next we wrap up the user's guide to shopping
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with a look at trends this season. highlights of the best advice we've got all week long. we saved the best for last. toys "r" us is here with hottest and hot toys santa may be ready to bring your little ones. stay tuned, it will be lots ofso you owned your car for four years. you named it brad. you loved brad. and then you totaled him. you two had been through everything together. two boyfriends. three jobs. you're like "nothing can replace brad!" then liberty mutual calls. and you break into your happy dance. if you sign up for better car replacement, we'll pay for a car that's a model year newer with 15,000 fewer miles than your old one. see car insurance in a whole new light. liberty mutual insurance.
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ok, if you're up there, i coulsmart sarah.elp. seeking guidance. just like with your investments. that sets you apart. it does? it does. you're type e*.
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and seeking another perspective is what type e*s do. oh, and your next handhold... is there. you don't have to go it alone. e*trade gives you the support and guidance to make informed decisions. are you type e*? gerri: we have bad news to report to you now. wall street legend and pioneer generally been thought has passed away. he was on this network many times and he was well known to many investors selling bonds. his daughter is telling us that jeter suffered a heart attack and he was a wall street legend he was a very nice man and we are sad to have lost jim laventhal. with two weeks to go until black friday with before we get to the
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toys, we want to give a quick wrapup of the best advice and check this out. >> i think consumers have gotten smarter going into the holiday season. >> they are tracking prices, they are following favorite retailers, they are signing up for e-mail alerts and monitoring the situation and they know what they want. they are doing additional price comparison doing outside applications. >> 72% have not used to price match in last month and that means that people are probably leaving money on the table. all they need to do is go to a store associate or the register and see if there's a possibility that they can get the item that they want for a lower price. and this is something that the people really should be doing during the holiday season and
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you can get most of your shopping done at one store if you price match everything and get it all for the lowest price of a competitor had. >> we will be spending half of the time shopping this event and we have advice from getting the best prices online. >> retailers are fluctuating prices based on what the competition is doing and they are also doing this based on browsing patterns and purchase history. you want to clear the cookies from your internet browser and those cookies contain data and information about you and your previous purchase history. you want to make sure that they can't collect that and avoid the price hikes if you have spent more in the past. you also want to check the prices drop and you can see a website like poach it, or you
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can send an alert through the holiday season or something that you're planning to purchase initially you can buy it at the cheapest time being offered. i've unlocked codes by liking brands and i've also found 30% off an online retailer by checking the feed. you will be able to get the deal sent to you on your phone or your computer and also opt in to get e-mails and the stores are going to be giving you new coupon codes for the subscribers that you can get right to your inbox. creating a separate e-mail account this way you don't get distracted during the day with all of those holiday promotions. gerri: that's great advice. many will be giving gift cards this year. there are pros and there are cons. >> the ones in ec issued by banks or networks, those are going to have fees attached.
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that's how the bank is making money. the scorecards tend not to carry them because they won't make money off of purchases. the electronic cards are very popular and those are those that are not going to carry this online. and they sit in your inbox and we need to remember and easy to scan it and you're good to go. gerri: today we are wrapping up the user's guide to holiday shopping and all week we have been giving you expert advice about how to stretch your holiday dollar without all the stress and according to the commerce department, consumers will be shopping. after a sluggish september, retail sales increased in unexpected reply 4% in october. with more on why and how retailers are trying to get your last holiday shopping dollar is rito reporter shelly banjo. you are coming on the show. i want to ask you about these retail numbers.
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what is necessary about the holiday shopping season rematch. >> the retail numbers came in really well. people were not expecting it after last month. so it's certainly feeling like people are getting out there to spend again. and it's been helped by lower gas prices by lower income consumers. >> that definitely could be helping. i have to ask you because it seems like retailers feel like they are concerned that they won't get their share of retail shopping dollars and all of them starting early. what else are they doing to try to grab that holiday dollar? >> they are starting earlier than ever before to try to get you to to get into the store and go him and spend money. they are advertising black friday as early as november 1. as soon as halloween was over, they brought back the sales. given advertising that common target announces that it's going to be free shipping, trying to
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encourage shoppers to go out there. wal-mart has been talking about different deals they are going to have as well throughout the holiday. they are just trying every which way possible to get your dollars to their retailer. gerri: looking at it from the opposite point of view, what is the best time to get out there, in your view? >> it sounds like it's going to be a competitive and promotional season. i would start shopping now. we've been tracking sales across different retailers. it looks like some of them have lowered prices on certain items and if you don't get what you want now, i wouldn't necessarily spend a higher price on it because they are going to drop it again and it's a matter of figuring it out and buying at it at the price you want to buy it out. gerri: tell me about "the wall street journal" christmas sale tractor. this is a great thing that people need to know about. >> we start november 1 and it's going to be selecting data every
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single hour on 10 hot products like an electric scooter, what it's looking at is showing people how retailers, certain retailers pricing strategies and also showing the lowest prices to buy some of these items. gerri: i love that idea. thank you for coming on the show. okay, if you are in the market for this holiday season and the hottest toy, who better to ask than toys "r" us. here we have adrianne o'hara. thank you for coming on. you have filled our studio with lots of toys. i know that the stores are doing more to get people when and to get them where they want to be. and i know that you are open at 5:00 p.m. on thanksgiving. what else are you doing differently this year? >> we have rolled out and introduced a number of different enhancements to the customer
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experience starting black friday through christmas eve we are introducing a gps where a person at the front of the store can locate something for you. yes, we actually have them at the front of the store. we have answers to which i'll come out what else they need to know. really good answers. we are also going to be introducing an express lane. >> so the first thing we are looking at, and i played this is the teenage mutant ninja turtle. >> get excited, really great price point and this is a fun retro throwback which everyone loves. and certainly heading into the holidays as well.
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>> we also want to take a look at the transformers. >> this is a lot of fun and very cool. so you just with some up there and you can see him and his transformers stayed and then you put him down, his eyes light up. he transforms for any kid that he wants to have reaction for. and it's all about transformers. >> the lights light up, it's a lot of fun. >> barbie is very fancy, she's ready to be styled and she has long hair. what's really cool about her this year is that there are these no heat tools so you can crawl her hair. her hair is in roller, probably needs a good brushing, she has some rollers and you can crawl different spiral waves and you can straighten it and start all over again. gerri: so much more advanced
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than when we were growing up. >> they are. this is the hot wheel street hawk. it drives on the ground 360 degrees. you can actually pull up on a lever so i don't want to ruin anything here, but it can actually go straight up into the air. gerri: implies. i have to tell you that producers would spend about two hours today. we could never get it into the air, but it's just fun to play with. so now we have "fur real friends." >> yes, this is our toy puppy, she barks and wags her tail, she sits down. you have to press the button and you can make her walk and bark. just like a real dog. we don't want to lose her. i brought her home, my dog at
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90 pounds was a little bit frightened. gerri: then we have the tow truck which rocks. >> i know how to start a. >> this is so much fun. this is one of those wild gifts. he talks and tells jokes and he says lots of different fundraisers and plus he can tow up to 200 pounds. so while we have a fun wagon here with a teddy bear, we actually had my colleagues spinning around. >> getting geared up. gerri: it pulls as much is 200 pounds and that really shocks me. i had no idea. >> i think that he's getting a little upset. gerri: what you think will be the hottest toy this year?
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>> this holiday season we are looking at so many fun toys for gift givers. we are looking at an item that is an affordable great gift. we have items that we know kids will be excited open on christmas morning. so may different options. gerri: thank you once again to all the fantastic holidays and decorations. it helped so much this week. when we come back from a controversial or case reaches a conclusion. will pay parents have to pay for the education? and find out what is being done to protect your privacy with apple and how the government is getting involved. first, here is your consumer gauge with the numbers that mean the most to you. want to know how
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gerri: the federal trade commission answers from apple. reuters reporting they want details on how the tech giant will protect health data collected by it soon to be released smart watch. joining us now on how you can protect your information, pete, thank you for being here. i think everyone has on their christmas list one of these smart watches or possibly there's all kinds of imitators out in the marketplace right now. while collecting a ton of health information. what does the ftc want we maxed. >> these fitness trackers and smart watches have been around for a little bit. all of them track your steps, some tractor sleep, others track your heart rate. so this is getting more personal in terms of the data that these
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devices are collecting about us. what apple has done is actually built a system those two things can not share the same data breaking down walls between things and it's kind of a potential vector for losing privacy. that being said, the apple security. gerri: to bring everything together and i can see an insurer would one to be there and buy it, all kinds of people. people that do research into different cancers might want this information. i can see a lot of people may want to be very valuable.
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>> there is a huge interest. and if i go for a run on my own that doesn't count. but theoretically it would counter that was taking into account. the key thing has to be my choice that i want to share this with them to get that benefit. gerri: whatever happened to hipaa? >> this is an interesting gray area because apple and google and others, they have a big health initiative that they have
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developed and all of these skirted a little bit because they are recreational and tracking your fitness and a consumer kind of way and not just advice that a doctor is giving you. gerri: we have people that are sharing these information on these platforms. >> we start from the outside in. stick with the platforms that you trust, whether it is bigger companies by and large, they tend to be more secure than individual ones, doesn't have security but just generalities. the only thing you can do is share the apennine data that i was talking about. if you're only sharing your runs or casual fitness, there's not a ton of damage that you can do to yourself. and if you don't want to share anything, you can just turn this off on your phone and go so far as to turn off the location will
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keep you safe. gerri: it's a holiday season coming up this year, a lot of people have in the back of your mind, do you think that the ftc will take any more steps towards regulation we map they are asking nicely, but they could change their colors. >> at some point regulation and these trackers are going to hit each other head-on. and most of these have taken this into account. and there's so much data and so much of it where we can really change lives and i think that it we are inevitably heading to a point we will get more oversight. gerri: more government, less privacy. you for coming on and have a good weekend. >> my pleasure.
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gerri: still to come, my "two cents more". and a 21-year-old suing her parents for college tuition. is it legal? is it legal? our panel weighs i does your mouth often feel dry? multiple medications, a dry mouth can be a side effect of many medications. but it can also lead to tooth decay and bad breath.
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that's why there's biotene, available as an oral rinse, toothpaste, spray or gel. biotene can provide soothing relief and it helps keep your mouth healthy too. remember, while your medication is doing you good, a dry mouth isn't. biotene, for people who suffer from a dry mouth.
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gerri: a case copping quite a stir. parents getting sued by their own daughter. 21-year-old has successfully sued her parents that she hasn't seen in years to pay for her out-of-state college wishon. do they have a case and can this have ramifications for others across the country? our legal expert is here to debate. let's start with you, give us
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the basics and the facts on this case. >> she was living at home and having problems with her parents and she ended up living with her grandparents and her parents got divorced anyway. and basically the story is that the more in new jersey, is that parents are responsible to pay for the kid's tuition in certain factors are considered. the situation is interesting is that usually the parents are fighting. >> this is ridiculous, this deals with in-state tuition and personal she said i don't want to go in-state, i want to go out of state.
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and it deals with the relationship between the students and it has to be a decent relationship. she's of age. and she's suing her parents. gerri: she's an adult, how does she claim that i need you to pay the bills. >> the parents are responsible for secondary education. she sued the parent, meaning that she would be considered an adult legally. gerri: how long ago did they get divorced? >> a long time ago. >> they are willing to pay for her to go to a school in state. that's part of the newburgh case. and she sang no. she's just trying to make her parents pay.
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gerri: kaitlyn has not been to my home since the day she left, should do she doesn't want a family she wants money. >> in other words, just look at this. >> they sued her father. >> the appeal is going nowhere. >> how we have a relationship if we don't want to contribute to college, kaitlyn did not voluntarily leave her home. >> she was out there with her boyfriend and by the way, can you just walk us back for a second? why are we talking about hiring
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all these lawyers and dealing with this in court and ask that they just euless? the winners will be the attorneys. meanwhile, the parents and grandparents and the kids don't even look at each other in the courtroom. >> it must've been compelling stuff. >> we are looking at the relationship. with all due respect to the new jersey court, they are not looking at the fact that i just mentioned to you. >> it's an interesting point that maybe they should do something. but i just wish that they would settle out of court. >> i have to agree with that. it's thousands of dollars on both sides. >> it must've been really severe
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for them to not be able to resolve it. >> not always the best judges of character. >> i couldn't agree more. >> now we want to know what you think. here's our question tonight, should parents have to pay for their kids college education? log onto gerriwillis.com and we log onto gerriwillis.com and we will b so ally bank really has no hidden fees on savings accounts? that's right. it's just that i'm worried about you know "hidden things..." ok, why's that? no hidden fees, from the bank where no branches equals great rates. (receptionist) gunderman group is growing. getting in a groove. growth is gratifying. goal is to grow. gotta get greater growth. i just talked to ups.
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they got expert advise, special discounts, new technologies. like smart pick ups. they'll only show up when you print a label and it's automatic. we save time and money. time? money? time and money. awesome. awesome! awesome! awesome! awesome! (all) awesome! i love logistics.
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cshe is the greatest thing ever. one little smile. one little laugh. honey bunny... (laughter)
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we would do anything for her. my name is kim bryant and my husband and i made a will on legalzoom. it was really easy to do. (baby noise...laughter) we created legalzoom to help you take care of the ones you love. go to legalzoom.com today and complete your will in minutes. at legalzoom.com we put the law on your side. so i can reach ally bank 24/7, but there are24/7branches? it's just i'm a little reluctant to try new things. what's wrong with trying new things? feel that in your muscles? yeah... i do... try a new way to bank, where no branches equals great rates. gerri: before the break we asked if you agreed with the judge who ruled the parents of a 21-year-old new jersey woman must pay for her college tuition. we asked the question on gerriwillis.com and 38% said yes and 62% said no. log onto gerriwillis.com for online question every weekday. and that, as my friends say, is
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it for tonight. charles payne is coming up with his good night. neil: tonight, on cavuto, when architects crumble. wait until you hear what jonathan gruber told me. the one bite that's adding to the health care price. is keystone the key to stopping terrorists? don't laugh. isis and al-qaeda certainly aren't. they're teaming up. if it's oil price, collapse continues, they're the ones who could be going down. plus, a data grab at 30,000 feet. that plane that flew over your house may have taken your personal data and given it to the government. the economy got you down? the guy who walks on coals to prove his point. tony robins is here to try to pump you up. no cold is n

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